Stop paying for low return degrees! - a podcast by Dan Miller - 48 Days

from 2017-11-10T14:00:50

:: ::

Our business partner today is Freshbooks

Questions:

I’m a successful aerospace engineer – and I can’t take it anymore.
Dan, I earn over $100,000 yearly and I hate my job!
I owe nearly $300,000 in college debt and I want to be the person where my cup is overflowing which allows me to freely give to others.
Dan, if I get career coaching and still don’t get a job I want you to pay for it.
Good News
More questions

Cliff Feightner poem:

Is the job that you work a true calling
Or on your family’s desires are you falling
Is your working location
Your true vocation
Or does your passion continue to be stalling

Quotation:

“Both poverty and riches are the offspring of thought.” Napoleon Hill Tweet This

Show Notes:
Episode – 11-10-17

Title: N/A

Subtitle: N/A

Summary:

Finding the right path is not easy, it’s often a struggle that most people have to deal with. The problem is that it sometimes takes years before you realize you’re on the wrong path and if you accumulate debt (like student loans) along the way, it can become a costly journey. Dan encourages you to take heart! To learn from your initial job experiences and discern what is best for you and your family. The choice is yours, and Dan provides listeners with advice to make the BEST and most informed decision possible.

Time Stamped Show Notes:

01:04 – Preview of Today’s Show on “Stop paying for low return college degrees!”
- I’m a successful aerospace engineer – and I can’t take it anymore
- Dan, I earn over $100,000 yearly and I hate my job!
- I owe nearly $300,000 in college debt and I want to be the person where my cup is overflowing which allows me to freely give to others
- Dan, if I get career coaching and still don’t get a job I want you to pay for it
- Good News
- Success Stories
- “Both poverty and riches are the offspring of thought.” – Napoleon Hill
[spp-timestamp time=”02:15 “]– Check out the Monday Mentorship call at The 48 Days Eagles
02:33 – A poem from Cliff Feightner

Is the job that you work a true calling
Or on your family’s desires are you falling
Is your working location
Your true vocation
Or does your passion continue to be stalling

[spp-timestamp time=”03:33?] – FreshBooks is offering a 30 day, unrestricted, free trial to my listeners. To claim it, just go to https://www.freshbooks.com/48days
[spp-timestamp time=”05:49?] – Brennon Jones loves cutting hair for the homeless
- 06:16 – Apart from the hair cut, he gives people food, clothing, and toiletries
- 06:33 – A stranger named Sean Johnson knew Brennon would have a hard time continuing throughout the winter, so he opened a new barber shop they can use
[spp-timestamp time=”07:21 “]– A little girl writes to Google to ask for her dad’s day off
- 07:57 – Her dad only gets Saturdays off and his birthday is on a Wednesday
- 08:08 – The senior manager wrote back that they’re giving her dad the whole first week of July off for his birthday
[spp-timestamp time=”08:53 “]– Taylor Swift finds a bullied teen online singing her songs
- 09:27 – The bullied teen started doing covers of Taylor’s songs
- 09:38 – On November 1st, Taylor Swift liked his post and it progressed into an event of super fans gathering at her mansion in Rhode Island
10:39 – Dan shares about his neighbor whose siblings died unexpectedly and took the children as their own
11:30 – Rebecca says, I’m a successful aerospace engineer – and I can’t take it anymore
- 13:34 – “You’re on the right track”
- 13:41 – Dan is not assuming you’ll have to leave your career in aerospace engineering
- 14:08 – Dan encourages you to explore your profession
- 14:37 – Working at an outdoors shop is doable, but it might NOT be necessary
- 15:09 – Look for “AND” solutions not “EITHER OR”
- 15:50 – Give yourself 90 days to explore the opportunities
16:08 – Allan says, Dan, I earn over $100,000 yearly and I hate my job!
- 17:07 – A lot of times, the primary value of the jobs we take in our earlier years is to discover what we DON’T want to do
- 17:25 – Be clear about your purpose and your why
- 18:06 – Get clear on what you’re moving toward, not just what you’re moving away from
- 18:25 – Dan shares Maslow’s hierarchy of needs:
  - Transcendence
  - Self-Actualization
  - Esteem
  - Belonging
  - Security
  - Safety

People tend to seek to fill the lower levels and then move up toward the top

19:30 – Stay at your job until you have a clear plan about what you’re going to do next
20:02 – Address your needs in the lowest level first before moving up to address the next one
21:17 – Self-actualization comes from the quote, “What a man can be, he must be”
22:04 – Transcendence is the highest level of being, relating, and behaving
23:13 – Everybody looks for transcendence

24:35 – Aaron’s note, I owe nearly $300,000 in college debt and I want to be the person where my cup is overflowing which allows me to freely give to others
- 26:59 – You have to stop accumulating school loans by discontinuing that second master’s degree
- 27:27 – Get out of the military and start addressing this loan
- 28:06 – The Master’s Degree in Theology is listed as #5 on the 8 degrees with the worst return on investment — military chaplains have an average income of $38K to $58K annually
- 29:05 – Your heart and head need to work together
- 29:34 – Dan shares a variety of examples of things you could do
- 32:16 – Dan was employable and could have gotten a position in the university, but he didn’t because it wouldn’t work for his family
- 33:27 – “We serve best from a full cup”
- 33:47 – “To keep doing great work, we can’t be starving”
- 34:52 – Walking out of this situation is very possible with a strategic plan in place
35:33 – Loans are not easy to address
36:04 – As a farm kid, Dan grew up with the thinking that if he didn’t have the money, he couldn’t afford it
36:15 – Every step of the way, Dan funded his schooling with the work that he did
37:35 – Covering their expenses with the money they earned was the only option for Dan and his wife, Joanne
39:12 – Dan did work on a run-down house to make it a beautiful again in exchange for rent—they stayed there for two years
[spp-timestamp time=”40:09 “]– To ask Dan a question for the podcast – AskDan or email at askdan@48Days.com
40:40 – Brian says, Dan, if I get career coaching and still don’t get a job, I want you to pay for it
- 42:34 – Dan already responded back giving advice for how to go about looking for a job
- 43:12 – Brian proposes that Dan pay for his coaching
- 43:53 – Dan is not accepting the challenge
- 44:05 – “There’s a built-in incentive for you to not get a job”
- 44:12 – IF you get a job, Dan will pay for the coaching—two wins for you
- 45:03 – Dan is still committed to the idea that your age is NOT the issue in your ability to find a job
46:51 – Be confident that you can do whatever you need to and make a 10-year plan
47:15 – Dan closes today’s podcast

3 Key Points:

Start looking for “AND” solutions to find the best ways to solve the problems that you have.
Be aware of when it’s time for change—your mind and heart have to work together.
Student loans can be eliminated by being creative in finding ways to pay it off.

Resources Mentioned:

To ask Dan a question for the podcast – AskDan or email at askdan@48Days.com
The 48 Days Eagles Apply now for membership. New members get a video from Dan and a free 48DaysEagles shirt!
The podcast timestamps are now clickable. Just go to any 48 Days Podcast and click on the timestamp of your interest. You will instantly be taken to that portion of the audio podcast.
FreshBooks is offering a 30 day, unrestricted free trial to my listeners. To claim it, just go to https://www.freshbooks.com/48days
Our 48 Days Coaching Mastery Program: https://store.48days.com/products/coaching-mastery-program
Amazon Merch Program provenamazoncourse.com/48days