From offering bitcoin rewards checking to meeting the unique credit needs of gig workers a...
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Bank executive insights, unique business strategies, regulatory updates from D.C., and fun banking stories—all this and more on the ABA Banking Journal Podcast, brought to you weekly by the American Bankers Association's award-winning podcast team.
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The bank policy outlook for 2024 from 2023-12-08T21:36
From the Basel III endgame to Regulation II to new Community Reinvestment Act and Section 1071, 2023 has delivered a regulatory onslaught for the industry. How are bankers navigating the waves o...
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How wealth managers can help families navigate difficult transitions from 2023-12-01T21:48
For high-net-worth clients, generational transitions can be fraught moments — implicating business ownership sales, control transfers, tax situations, philanthropic decisions and of course famil...
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Do joint bank accounts improve couples’ relationships? from 2023-11-17T20:44
For new couples, does the decision of how to organize their finances — separate accounts, a joint account or a blend of the two — matter? On the ABA Banking Journal Podcast — sponsored by Listen
Bespoke banking for family-owned businesses from 2023-11-10T21:09
Family-owned businesses — especially those crossing the mark of $10 million in annual revenue — often have unique banking needs. They have the freedom to make long-term investments, but they als...
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Building trust by bringing the bank into the workplace from 2023-11-03T20:11
“When we’re able to take banking to them, at a place where they already have trust with their employer, that’s a bridge,” says Jennifer Huffman of Atlantic Union Bank’s workplace banking product...
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Digging into the CFPB’s Section 1033 data-sharing proposal from 2023-10-30T19:32
“Banks have long supported consumers accessing their own data, but believe it should be done in a safe and sound way that provides them with control,” says ABA VP Ryan Miller. With respect to Se...
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How fiscal stimulus counters rate hikes and props up capital investment from 2023-10-20T14:00
“Capital investment has surprised a great bit of our economy and the business community,” says TD Bank EVP Bill Fink. “As rates go up, how could we be having stronger capital investment?” In the...
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Why middle market businesses remain optimistic from 2023-10-13T20:34
“Often, economic change occurs at this level of the economy,” says Umpqua Bank EVP Richard Cabrera about the middle market of the commercial sector. “While economic concerns still linger, there’...
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Why corporate clients are pushing for more instant payment capabilities from 2023-10-06T20:17
Corporate CFOs and finance leaders are “best leading indicators.” says Stephen Philipson, head of global markets and specialized finance at U.S. Bank. “They always have to be looking ahead.” On ...
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#BanksNeverAskThat goes bilingual for 2023 from 2023-09-29T19:00
The latest incarnation of ABA’s award-winning #BanksNeverAskThat anti-phishing campaign returns for National Cybersecurity Awareness Month in...
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Credit card rewards are for all people from 2023-09-22T17:22
With the availability of credit card rewards at stake under the Dur...
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How employee resource groups support banks’ DEI strategies from 2023-09-15T20:53
Employee resource groups have become an important part of diversity, equity and inclusion strategies at larger companies. On the latest episode of the ABA Banking Journal Podcast — presented by ...
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Accelerating bank innovation in the months ahead from 2023-09-08T20:54
There’s a lot going on in the innovation space in banking. On the season seven premiere of the ABA Banking Journal Podcast — presented by Servbank — ABA ...
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New tools for arresting rising tide of check fraud from 2023-08-03T20:47
Check fraud continues to be a growing problem for banks of all sizes — and it’s not goi...
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The mainstreaming of health savings accounts from 2023-07-26T16:01
Nearly 72 million Americans were covered by health savings accounts at the end of 2022, an increase of 6.5% from the year before, and HSAs are used across the income spectrum, with 75% of accoun...
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Maximizing the value of bank-university partnerships from 2023-07-19T21:52
Bank partnerships with colleges and universities hold promise to help banks tackle human resources challenges: creating a pipeline of rising professionals with banking exposure, and Listen
Banking-as-a-service business models under pressure? from 2023-06-29T02:52
In today’s environment of elevated interest rates and a tech sector market correction, how is the banking-as-a-service landscape shaking out? The latest episode of the ABA Banking Journal Podcas...
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Perspectives from two bank risk and compliance leaders from 2023-06-14T02:46
The latest episode of the ABA Banking Journal Podcast — presented by Intrafi — features the winners of ABA’s Distinguished Service Awards for Risk and Compl...
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The anatomy of a community bank ransomware attack from 2023-05-18T20:23
The cover story of the latest issue of the ABA Banking Journal features an unprecedentedly transparent l...
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Analyzing first-quarter earnings and 2023 annual meetings from 2023-05-12T02:22
First quarter earnings reports are done, and bank shareholder meetings are currently going on — and rarely have these activities been in the public spotlight as now in the wake of three signific...
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A deep dive into the Section 1071 final rule from 2023-05-04T21:42
The CFPB’s final rule implementing Section 1071 of the Dodd-Frank Act represents major change to how banks process and handle small business loans — taking what in many banks is a bespoke, tailo...
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Counting down to the FedNow launch from 2023-04-28T03:58
After years of being “FedSoon,” the Federal Reserve’s instant payment network FedNow is preparing to go live this summer. What do banks need to know in the final months before launch? On the latest...
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Designing and launching a special-purpose credit program from 2023-04-20T02:24
For many small business owners, the first step on the credit ladder is the hardest, and they may miss opportunities to build business credit and grow their business while relying on personal cre...
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The just-do-it mindset in community bank innovation from 2023-04-13T21:39
How can community bank emerging leaders take initiative in innovation? The latest episode of the ABA Banking Journal Podcast — sponsored by R&T Deposit Sol...
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Meet Anna Martin, a Texas banking pioneer from 2023-03-30T20:18
The ABA Banking Journal Podcast — sponsored by Intrafi — wraps up Women’s History Month with a conversation on an early Texas banking pioneer: Anna Mebus Martin...
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Crisis response with the most vulnerable in mind from 2023-03-24T01:55
Revisit the critical days of March and April 2020 in Washington on the latest episode of the ABA Banking Journal Podcast. In this episode — sponsored by Intrafi<...
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A critical moment to hear from top banking policymakers from 2023-03-16T21:55
After the fallout from the Silicon Valley Bank failure, the ABA Washington Summit is one of the most important ev...
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How a community bank boosted its consumer mortgage program from 2023-03-09T19:49
How does a community bank whose bread and butter was mortgage lending make the business sustainable in a time when mortgages have increasingly moved to the nonbank sector? “We made a conscious d...
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Building banker skills with cross-generational learning from 2023-03-01T21:11
As a bank leader, Alicia Wade notes that we’re at a unique moment that won’t recur for many years: having four generations, from Baby Boomers to Gen Z, working alongside each other. “Being able ...
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A classic love story gets its start in a D.C. bank branch from 2023-02-13T21:47
For Valentine’s Day, the ABA Banking Journal Podcast — sponsored by xChange — brings you a classic boy-meets-girl love story. Virginia Rollins had moved t...
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Black History Month: Maggie L. Walker’s Historic Mission of Financial Empowerment from 2023-02-03T04:38
In 1903, Maggie Lena Walker became the first Black woman to charter a U.S. bank when she opened the St. Luke Penny Savings Bank in Richmond, Virginia, as the bank’s first president. In a classic...
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Why recession odds for 2023 are fifty-fifty from 2023-01-26T19:36
As the Federal Reserve continues its efforts to drive inflation lower this year and next, the ABA Economic Advisory Committee expects stalling economic growth in 2023, followed by a modest recov...
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Top bank tech and innovation trends for 2023 from 2023-01-19T21:46
What’s on the horizon for bank innovation and fintech in 2023? In this episode of the ABA Banking Journal Podcast — sponsored by xChange — ABA’s Office of...
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How CDFI status helps one community bank stay independent from 2023-01-17T03:20
“We’re a small bank, and it gets more expensive all the time to run a small community bank,” says Andy Anderson, president and CEO of Bank of Anguilla in Anguilla, Mississippi. “As long as we ca...
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What’s on banks’ policy agenda for 2023? from 2022-12-20T21:15
What’s on the banking industry’s policy radar for 2023? ABA’s Government Relations Council recently met in Washington, D.C., and GRC Chair Cathy Owen joins the podcast — sponsored by Listen
The community bank M&A outlook for 2023 from 2022-11-21T21:33
As the end of the year draws near, banking journalist and analyst Paul Davis joins the ABA Banking Journal Podcast, sponsored by Intrafi Network...
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Something old, something new in payments fraud from 2022-11-16T10:59
Something old, something new: In 2022, check fraud remains a focus of bank risk professionals, while instant P2P payments are an increasingly popular platform for scammers seeking to take advant...
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What corporate CFOs can tell us about the direction of the economy from 2022-11-07T09:00
For U.S. businesses, lagging indicators may be at odds with leading indicators like business sentiment. “The headlines we see in the market can sometimes be inconsistent with what we see on the ...
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Fueling innovation through a venture strategy from 2022-10-27T09:05
Banks of all sizes access the innovation ecosystem through in-house development, fintech partnerships, acquisitions and venture investment. Huntington Bank does all four. On the latest episode o...
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Trends and tips for preventing grandparent scams from 2022-10-20T09:00
Grandparent scams are a particularly pernicious fraud — one that preys on seniors’ love, care and concern for their family members. How can banks recognize these scams and work with law enforcem...
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Practices to accelerate a bank’s DEI journey from 2022-10-13T18:46
“Diverse teams who have cohered at a team — this means they’ve done some work — outperform homogenous teams,” says ABA SVP Naomi Mercer. “Diverse teams who haven’t done that work of inclusion un...
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Inspiring rising leaders to be part of something bigger from 2022-10-05T22:20
As a leader in selecting and developing potential Chick-fil-A restaurant operators for many years, André Kennebrew conducted around 8,500 talent interviews. On the latest episode of the ABA Bank...
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How middleware can accelerate community bank innovation from 2022-09-22T02:18:23
Christian Ruppe co-founded a fintech firm when he was in college — and later he...
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How can federal mutuals and thrifts benefit from HOLA flexibility? from 2022-09-14T19:05:13
After a long legislative and regulatory advocacy effort, federal thrifts can finally elect “covered savings association” status, allowing them to exercise national bank powers without having to ...
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How #BanksNeverAskThat helps protect bank clients against fraud from 2022-09-07T20:14:28
The latest incarnation of ABA’s award-winning #BanksNeverAskThat anti-phishing campaign returns in October. On the season premiere of the ABA...
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Engineering a framework for enterprise risk from 2022-07-28T23:09:36
As a former engineer, Jennifer Schmidt brings an understanding of systems and integration to her work as a community bank chief compliance officer. On the latest episode of the ABA Banking Journ...
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Making the move from a stock bank to a mutual from 2022-07-27T02:55:08
After spending more than a quarter century in de novo commercial banks, Dave Hanrahan made a career move to a mutual savings bank, and he hasn’t looked back. On the latest episode of the the ABA...
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Wealth management strategies for serving high-earning women from 2022-07-14T18:53:14
Forty-four percent of homes have female breadwinners, and women make up a large and growing share of high earners — but wealth management providers don’t always tailor their advice and services ...
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A community bank CEO’s perspective on cloud migration from 2022-07-11T20:29:37
Cloud migration was a big deal for banks before COVID, but it kicked into a higher gear than ever as the pandemic drove virtual banking, digital workflows and remote work across the industry. On...
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Gearing up for the 2022 Community Commitment Awards from 2022-06-17T20:54:10
In this bonus episode of the ABA Banking Journal Podcast — sponsored by Listen
Crafting a sweet bank customer experience from 2022-06-13T21:14:30
The cookies may be pre-packaged in plastic, but human touch remains essential to community banking. On th...
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Can the Fed land a ‘Goldilocks’ monetary policy landing? from 2022-06-03T18:49:04
Federal Reserve Chairman Jerome Powell recently referred to a “soft-ish landing” as a potential outcome for monetary policy as the Fed raises rates to cut inflation. On the latest episode of the...
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Podcast: How to stay connected with time-strapped small business owners from 2022-05-25T18:49:20
In an environment of hiring challenges, cost inflation, supply chain woes and post-pandemic recovery, small business owners are busier than ever. “Sometimes small business owners don’t even have...
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How a CBDC would ‘fundamentally rewire our economy’ from 2022-05-23T18:21:57
In a special bonus episode of the ABA Banking Journal Podcast — sponsored by Listen
Thwarting would-be bank robbers, Hoosier-style from 2022-05-19T01:29:26
From Butch Cassidy to Bonnie and Clyde, bank robbers have always had a pop culture mystique. But bank robberies are no Hollywood storyline for bank employees and customers, whose safety and even li...
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Understanding the SEC’s climate risk disclosure proposal from 2022-05-12T06:13:08
Public comments for the Securities and Exchange Commission’s sweeping climat...
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James Ballentine reflects on his career in banking advocacy from 2022-04-20T19:07:34
After 22 years at ABA, the association’s top lobbyist James Ballentine will soon retire. In this special episode of the ABA Banking Journal Podcast — sponsored by Listen
The economic realities underneath every ordinary decision from 2022-04-13T16:07:30
It’s National Financial Literacy Month, but on the latest episode of the ABA Banking Journal Podcast — sponsored by Listen
How donor-advised funds fit into bank strategy from 2022-04-06T19:59:42
Often described as “charitable savings accounts” or “charitable checkbooks,” donor-advised funds are one of the fastest-growing charitable vehicles. On the latest episode of the ABA Banking Jour...
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Breaking Ground as a Community Bank Chief Diversity Officer from 2022-03-30T20:07:38
While many larger banks have created “chief diversity officer” roles over the past several years, that role has been more of a rarity at smaller banks. On the latest episode of the ABA Banking J...
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What Banks Need to Know about the Russia Sanctions from 2022-03-23T20:57:48
In the wake of Russia’s invasion of Ukraine, western governments have imposed unprecedented financial sanctions on individuals, businesses, banks and governments in Russia, Belarus and Russian-o...
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Step-by-Step IT Transformation at a Community Bank from 2022-03-18T02:46:56
At a community bank with limited staff and resources, tech transformation is all about setting priorities. On the latest episode of the ABA Banking Journal Podcast, sponsored by Listen
How Multigenerational Directors and Engaged Employees Drive Bank Independence from 2022-03-09T16:06:48
For nearly 200 years, Millbury National Bank has stayed independent as a commercially focused community bank in Massachusetts. Part of that independent tradition owes to the bank’s history of mu...
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Seeing Results from Community Bank Advocacy from 2022-03-03T19:42:11
Even the best-intentioned policies often face implementation challenges when they meet the real world. For example, the Ohio legislature required banks to use a pooled asset system for collatera...
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Have the Cores Stepped Up to the Challenge? from 2022-02-24T00:00:59
During the CoreConnection session at ABA’s Conference for Community Bankers, core prov...
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Providing Liquidity for Small Businesses Amid Supply Chain Kinks from 2022-02-16T17:04:01
Amid persistent inflation and supply chain kinks, small businesses are finding more and more that “cash i...
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Exit Interview with Jelena McWilliams, Part 2 from 2022-02-02T18:18:03
As Jelena McWilliams prepares to leave office after an eventful three and a half years as FDIC chairman, she...
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Exit Interview with Jelena McWilliams, Part 1 from 2022-01-31T22:05:40
As Jelena McWilliams prepares to leave office after an eventful three and a half years as FDIC chairman, she s...
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Persistent Inflation, Full Employment Driving Rate Hike Expectations from 2022-01-19T22:12:28
Inflation surprises and labor market tightening necessitate an appropriate response from the Federal Reserve, says Ellen Zentner — chief U.S. economist for Morgan Stanley — in the latest episode...
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Preparing for a Surge in Business Lending from 2022-01-12T22:18:40
Middle-market businesses are raring for growth in 2022, and four in 10 expect their credit needs to increase this year, which according to economist Jim Glassman of JPMorgan Chase on the latest ...
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The Digital Transformation Roadmap for 2022 from 2022-01-05T22:04:31
What’s on the community bank roadmap for digital process improvement in 2022? On the latest episode of the ABA Banking Journal Podcast, Chris Bailey lifts the curtain on his bank’s investments i...
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Navigating the Beginning of the End for Libor from 2021-12-22T18:33:42
5… 4… 3… 2… 1… The banking industry is in the final New Year’s Eve countdown to the cessation of two U.S. dollar Libor tenors, with the remainder set to cease in 2023. On the latest episode of t...
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From Crypto to Online Romance, How Money Mule Tactics Are Evolving from 2021-12-16T02:11:49
With the pandemic and other factors triggering growth in — and new dimensions of — “money mule” scams, how what should bankers watch out for? On the latest episode of the ABA Banking Journal Pod...
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The State of Play for Digital Lending from 2021-12-09T01:14:22
The digital banking product changes triggered by the Paycheck Protection Program and pandemic-related digital banking needs have pushed banks to innovate like never before, says Accenture’s Bina...
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Top Trends in Trust Services for Banks from 2021-12-01T22:04:16
How is the trust services sector positioning itself to serve the next generation of wealth clients? On the latest episode of the ABA Banking Journal Podcast — sponsored by Listen
Giving Thanks with America’s Banks from 2021-11-23T21:38:52
The latest episode of the ABA Banking Journal Podcast — sponsored by R&T Deposit Solutions — continues a pre-Thanksgiving tradition by interviewing th...
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The Bank M&A Outlook for 2022 from 2021-11-11T20:13:45
With bank M&A in 2021 catching up after a pandemic-induced pause, aggregate deal value in 2022 could near $60 billion, according to S&P Global Market Intelligence analyst Nathan Stovall. On the ...
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The Vaccinate-or-Test Emergency Temporary Standard Is Here from 2021-11-04T21:01:06
On the latest episode of the ABA Banking Journal Podcast -- sponsored by R&T Deposit Solutions -- ABA's Paul Benda and Jonathan Thessin break down the...
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The Fine Art of Leadership in Banking from 2021-10-27T18:47:35
On the latest episode of the ABA Banking Journal Podcast — sponsored by NICE Actimize Xceed — meet newly elected ABA Chair Scott Anderson. On the pod...
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Just How ‘Transitory’ Will Inflation Be? from 2021-10-20T20:47:41
On the latest episode of the ABA Banking Journal Podcast — sponsored by NICE Actimize Xceed — Wells Fargo Chief Corporate Economist Richard DeKaser d...
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How the IRS Reporting Proposal Would Affect Banks and Customers from 2021-10-14T15:00:22
On the latest episode of the ABA Banking Journal Podcast — sponsored by NICE Actimize Xceed — Citizens Bank of Edmond CEO Jill Castilla talks about t...
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How Will the Biden Vaccine and Testing Mandate Apply to Banks? from 2021-10-06T19:11:13
On the latest episode of the ABA Banking Journal Podcast — sponsored by NICE Actimize Xceed — ABA VP Jonathan Thessin covers what banks need to know ...
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Inside a Community Bank’s ESG Strategy from 2021-09-29T14:30:49
On the latest episode the ABA Banking Journal Podcast — sponsored by S&P Global Market Intelligence — Be...
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Breaking Down the Tax Reporting Proposal and Its Path in Congress from 2021-09-22T19:42:18
The fight on Capitol Hill over the Biden administration’s controversial tax proposal is likely to go on for another four to six weeks, and the proposal may continue to be raised after that, acco...
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Making the Most of an Anti-Phishing Campaign from 2021-09-15T20:37:10
The award-winning #BanksNeverAskThat anti-phishing consumer education campaign is back with refreshed content for...
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How a Community Bank Launched a Retail Crypto Platform from 2021-09-08T20:44:01
Banks of all sizes are hearing from many customers that they want exposure to the fast-growing but volatile cryptocurrency market. Vast Bank — a community institution in Tulsa, Oklahoma — recent...
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The Latest on Delta Variant Safety Precautions, Vaccine Effectiveness from 2021-08-04T17:09:37
In this bonus episode from the ABA Pandemic Update podcast, ABA SVP Paul Benda breaks down the science behind the Delta variant's hyper-infectious nature—and how things keep getting worse and ar...
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The Shifting Needs of Small, Middle-Market Commercial Clients from 2021-07-29T10:45
As small and middle market businesses seek to capitalize on a post-COVID bounceback, new Listen
Digital Innovation Lessons from an O.G. ‘Mobile Bank’ from 2021-07-21T21:40:32
From its origins as one of the original “mobile banks” in the 1990s — designed to serve truckers across the country through a network of truck stops — TAB Bank has evolved into an innovative dig...
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How Three Different Banks Championed ‘Bank On’ Certification from 2021-07-15T09:00
The Bank On movement for financial inclusion continues to accelerate. In July, the Cities for Financial Empowerment Fund—which developed the Bank On standards and which certifies deposit account...
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How One Bank Turned a Cycling Hobby into a Line of Business from 2021-07-07T19:26:08
It’s summer cycling season, and the Tour de France is in full swing. Barry Allen of Tower Community Bank joins the ABA Banking Journal Podcast to talk about biking adventures closer to home. Tow...
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The Health of Savings in HSAs from 2021-06-30T20:30:40
More and more Americans are embracing health savings accounts, especially younger and middle-aged adults. On the latest episode of the ABA Banking Journal Podcast — sponsored by Listen
Helping Entrepreneurs Get Back in the Game from 2021-06-23T16:27:23
The post-COVID economy is snapping back in a big way — and banks are ready to help entrepreneurs get back in the game. In the second of a two-part ABA Banking Journal Podcast series on Listen
How Small Businesses Survived COVID and Are Poised for Recovery from 2021-06-16T21:32:05
The post-COVID economy is snapping back in a big way — but are small businesses prepared to capitalize on the recovery? In the first of a two-part ABA Banking Journal Podcast series on Listen
The Fintech Policy Lightning Round from 2021-06-09T20:07:15
On the latest episode of the ABA Banking Journal Podcast — sponsored by Listen
Unpacking the Post-COVID Economic Recovery from 2021-06-03T18:43:09
Economics may be the so-called dismal science, but the latest forecast of...
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Risk Management with the Customer in Mind from 2021-05-26T20:30:43
Nicole Kitowski started her career at Associated Bank as a teller in high school. Nearly three decades later, she brings that experience on the front lines to her role as Associated’s chief risk...
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Investigating Fraud in COVID Relief Programs from 2021-05-19T16:46:15
On the latest episode of the ABA Banking Journal Podcast — sponsored by Risk Proof, a PwC product — B...
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Beyond the Headlines on Inflation Fears from 2021-05-12T17:00:23
Consumer prices for April showed a 4.2% year-on-year increase today, outpacing analysts’ expectations. What does rising inflation mean...
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Two Vibrant Traditions in U.S. Bank Architecture from 2021-05-05T20:34:03
On the latest episode of the ABA Banking Journal Podcast — sponsored by Risk Proof, a PwC product — a...
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Here Comes the Post-COVID Business Recovery from 2021-04-28T18:19
“The recovery’s coming faster than we thought it was going to” is Don McCree’s positive assessment of the post-COVID economic recovery. On the latest episode of the ABA Banking Journal Podcast, ...
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The Latest on COVID Vaccinations and Variants from 2021-04-21T18:26:53
In a podcast crossover event sponsored by Infinidat, we present the latest episode of the ABA Pandemic Update. ABA’s Paul Benda provides the latest on C...
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Empowering Bank Employees to Build Culture from the Ground Up from 2021-04-14T19:33:42
Culture is important for every bank, but never more so than when employees are remote amid the COVID-19 pandemic. On the latest episode of the ABA Banking Journal Podcast — sponsored by Listen
A Sharper Focus on Bank Employees’ Well-Being from 2021-04-07T16:49:04
The trials of the past year, from COVID-19 to the racial justice protests, required herculean efforts on the part of bank employees to meet their clients’ needs — and they have taken a toll on m...
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Crafting a New Bank Amid COVID-19 from 2021-03-31T20:09:18
When the coronavirus pandemic began, Craft Bank was just about to begin its capital raise as a de novo community bank in Atlanta. With its roadshow about to begin, CEO Ross Mynatt and his small ...
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How the OCC’s Premises Proposal Could Hamstring Bank Operations from 2021-03-24T21:09:29
On the latest episode of the ABA Banking Journal Podcast, ABA Senior Counsel Shaun Kern discusses the OCC’s recent proposal to revise its rules on permissible bank premises for national banks an...
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New Podcast Preview: ABA Pandemic Update from 2021-03-23T20:53:49
In a new weekly podcast series, ABA SVP Paul Benda will provide a 10-minute situation briefing for bankers on COVID-19. Benda will cover coronavi...
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Highlights from the 2021 ABA Washington Summit from 2021-03-18T03:56:10
In this episode, podcast co-hosts Evan Sparks and Monica C. Meinert review highlights from the ABA’s just-concluded virtual Was...
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The Community Bank Cycle of Opportunity from 2021-03-10T22:08:19
When Gilda Nogueira’s family immigrated to the United States, East Cambridge Savings Bank in Cambridge, Massachusetts, helped them land on their feet and begin their new life in America. Today, ...
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How COVID-19 Has Shifted the U.S. Demographic Outlook from 2021-03-03T21:44:08
Nearly a year into the coronavirus pandemic, demographer Lyman Stone returns to the ABA Banking Journal Podcast to discuss how COVID-19 has reshaped the Listen
The Changing Faces of Wealth Management from 2021-02-24T16:37:38
From the ongoing generational wealth transfer to new Listen
Maggie L. Walker's Historic Mission of Financial Empowerment from 2021-02-17T17:00
In 1903, Maggie Lena Walker became the first Black woman to charter a U.S. bank when she opened the St. Luke Penny Savings Bank in Richmond, Virginia, as the bank’s first president. On the lates...
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Calvin Coolidge’s Circle of Bankers from 2021-02-12T11:00
A century ago, Calvin Coolidge took office as vice president. When he succeeded to the presidency, he became a rare president with banking industry experience, serving as a lawyer, corporator, t...
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How One Community Bank Opens Opportunities for Career Growth from 2021-02-11T04:09:50
As an early-career CPA, Carissa Rodeheaver began her community banking career as a trust administrator nearly three decades ago. Now, she’s at the same bank, as chairman, president and CEO of Oa...
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Empowering Bank Employees to Drive Innovation from 2021-02-03T22:55:40
The Challenges of Banking on the U.S.-Mexico Border from 2021-01-31T22:10:42.023393
On the latest ABA Banking Journal Podcast, Laredo, Texas, bank CEO Ignacio Urrabazo talks about the unique challenges of banking on the U.S.-Mexico border. The requirements of the Bank Secrecy Act ...
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A Small-Town Bank That Serves Small-Town Banks from 2021-01-31T22:10:42.023393
Kristie Holoch’s bank serves its fellow Nebraska community banks. With $1.7 billion in assets, Cornerstone Bank offers a correspondent banking division, loan participations—even an armored car serv...
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Highlights from ABA's 2019 Washington Summit from 2021-01-31T22:10:42.023393
In this episode, podcast co-hosts Evan Sparks, Shaun Kern and Joan Gregory Saenz review highlights from ABA's just-concluded Washington Summit, including: Maxine Waters on cannabis banking and hous...
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The Emotional Roots of Relationship Banking from 2021-01-31T22:10:42.023393
Community bank CEO Micah Bartlett’s views on “relationship banking” are formed by a fundamental insight: most people have a fraught emotional relationship with money. Meanwhile, community banks thr...
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How One Bank Built a Young and Diverse Executive Team from 2021-01-31T22:10:42.023393
Meet a third-generation family-owned community bank that has brought young, ethnic minority bankers onto its executive team. “Of our executive committee of five, three are Hispanic females. . . . T...
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Where Banks Are on CECL, and Where They Need to Be from 2021-01-31T22:10:42.023393
With the Current Expected Credit Loss standard for loan loss accounting coming into effect for many banks — and the vast majority of bank assets — on Jan. 1, 2020, where are bank CFOs and managers ...
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Bonus Episode: Spreading the Word on Phishing from 2021-01-31T22:10:42.023393
With consumer losses from phishing scams in 2017 up 375 percent from two years prior, according to FBI data, Colleen Tressler and Corey Carlisle explore the growing sophistication of phishing scams...
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Bank City USA, Part 2 from 2021-01-31T22:10:42.023393
This week’s episode digs into the unique role—and the special difference—that the bank headquarters play in driving Tupelo’s economic performance: attracting a skilled workforce, providing robust c...
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Bank City USA, Part 1 from 2021-01-31T22:10:42.023393
Here’s a financial trivia question: What does Tupelo, Miss., have that much larger metropolitan areas, including Atlanta, Phoenix and San Diego, don’t? The answer: Tupelo is the smallest city in Am...
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Challenges and Solutions for Ag Lenders with Heather Malcolm from 2021-01-31T22:10:42.023393
Heather Malcolm is a central Montana agricultural lender, but when she’s not at the bank, she works on her family’s cattle ranch, which allows her to stay closely in touch with the challenges faced...
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Marriage and Fertility Trends and the Future of Banking from 2021-01-31T22:10:42.023393
For Valentine’s Day, we dig into trends on U.S. marriage and fertility rates and how they might affect financial institutions. Lyman Stone discusses how the trend of postponed marriage has driven t...
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Celebrating Abraham Lincoln's Banking Legacy from 2021-01-31T22:10:42.023393
In this bonus episode in honor of Abraham Lincoln’s 210th birthday on Feb. 12, listeners will learn about how the examination of the Illinois state bank was the subject of Lincoln’s first recorded ...
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Rethinking the Core for an Elegant Banking Experience from 2021-01-31T22:10:42.023393
As community bankers face increasing pressures to deliver a truly awesome digital customer experience, many report feeling constrained in choice, speed and agility by core processors. Dave Hunkele ...
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How U.S. Bank Tackled Human Trafficking around the Super Bowl from 2021-01-31T22:10:42.023393
Two top compliance executives at U.S. Bank describe how they built their their anti-trafficking strategy for the 2018 Super Bowl, how they partnered effectively with local law enforcement and how t...
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Investing in Bank Leaders' Development from 2021-01-31T22:10:42.023393
Bankers today require a broader understanding of technology issues, especially cybersecurity, while also needing deep grounding in core leadership principles, says former bank executive and current...
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Bonus Episode: Linking Up for Financial Education from 2021-01-31T22:10:42.023393
On this bonus episode of the ABA Banking Journal Podcast, two members of the ABA Foundation team -- Sam Kunjukunju and Jeni Pastier -- join to discuss ABA's 2019 financial education programs, which...
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A Banker, Turned Software Entrepreneur, Turned Banker from 2021-01-27T20:56:29
Before returning to banking in 2016 as CEO of Passumpsic Bank, Jim Kisch spent a decade and a half as founder or co-founder of software firms that served the financial industry. On the latest ep...
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Predicting Bank Risk in an Unpredictable Year from 2021-01-21T02:29:31
What’s top of mind for community bank risk managers in 2021? On the latest episode of the ABA Banking Journal — spo...
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The Year Ahead in Banker Advocacy from 2021-01-14T03:37:05
On the latest episode of the ABA Banking Journal Podcast — sponsored by NICE A...
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COVID Vaccines and Viral Variants from 2021-01-11T10:00
On the latest episode of the ABA Banking Journal Podcast — sponsored by NICE A...
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2021 M&A Pressures Balanced by Pandemic-Induced Haze from 2021-01-06T16:36:06
While many expect community bank mergers and acquisitions to resurge in 2021, any impressive percentage growth will be due to the historically low levels seen during the coronavirus pandemic,
One Year Left in the Libor Endgame from 2020-12-09T19:43:07
The administrator of the London Interbank Offered Rate has made what was expected official: the widely used benchmark will cease publication, with certain Libor tenors ceasing as soon as the end...
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What Recent CCPA Updates Mean for Bankers from 2020-12-02T21:27:28
The California Consumer Privacy Act, which took effect at the beginning of 2020 and has had both regulatory and statutory amendments since then, has been described as “GDPR for California,” and ...
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Giving Thanks for Banks in Their Communities from 2020-11-18T21:33:03
The latest episode of the ABA Banking Journal Podcast continues a pre-Thanksgiving tradition by interviewing the winners of ABA’s Listen
‘Banking Is Not a Commodity. It’s a Necessity’ from 2020-11-11T17:00
For many small businesses, whose owners spend on consumer credit cards and put up personal assets as collateral, the distinction between retail and business banking is blurry. Detra Miller, a ve...
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Believing in What Banking Can Do from 2020-11-04T19:43:19
After a long career as a commercial banker in St. Louis, more than a decade ago Alex Fennoy joined Midwest BankCentre. He helped transform the community bank into one that has won awards—includi...
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‘Folks Who Are Low-Wealth Also Need Wealth Advisers’ from 2020-10-28T20:00:39
Homeownership, savings and holding down a job are three keys to financial well-being and moving out of generational poverty, so that’s what Southern Bancorp focuses on in its home Mississippi an...
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With New Justice Barrett, Key Banking-Related Cases Before the Supreme Court from 2020-10-26T21:32:40
October brings a new Supreme Court term, but October 2020 has not brought only a new term but also a new justice — the third new justice to join the high court in less than four years. On this b...
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Behind the Scenes with a ‘Bank On’ Product from 2020-10-21T22:05:18
While the FDIC’s latest figures on unbanked Americans show improvement between ...
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Building Financial Confidence Through Emergency Savings from 2020-10-14T19:53:52
A bank account isn’t just dollars and cents on a balance sheet. For bank customers, what’s in (or isn’t in) a bank account can be a Listen
Plotting the Future Path of the CRE Sector from 2020-09-30T15:39:49
Commercial real estate has faced substantial headwinds from stay-at-home orders and changing consumer behavior, and in many cases CRE has not received the same level of support available to cons...
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Prodding Class Action Attorneys to Deliver More for Consumers from 2020-09-23T18:33:03
What happens when a Subway foot-long sandwich is only 11 inches long? There’s a class action lawsuit for that. In recent years, high-profile class...
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Fighting Phishing with #BanksNeverAskThat from 2020-09-21T14:43:51
With Cybersecurity Awareness Month coming up in October, ABA and banks nationwide are preparing to launch the largest consumer education campaign in ABA’s history: Listen
Five Community Bank Core Provider Strategies from 2020-09-16T16:00
Community and midsize banks aren’t one-size-fits-all, and neither are the strategies they can adopt for their core processing needs. On the ABA Banking Journal Podcast — sponsored by Listen
Giving Emerging Community Bank Talent ‘Opportunities to Shine’ from 2020-09-09T19:43:17
The fourth season of the ABA Banking Journal Podcast — sponsored by Reich and Tang Deposit Solutions — kicks off with Minnesota community banker Andy ...
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Coaching Business Clients Through the COVID Crisis from 2020-07-29T16:00
Beyond the immediate changes required by social distancing, the COVID-19 pandemic has “accelerated things that were in progress for a long time,” says Frank Sorrentino, chairman and CEO of Conne...
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How Banks Can Manage Risks of Coronavirus Aerosolization from 2020-07-22T16:00
With the World Health Organization’s recent recognition<...
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How Digital Banking Transformation Paid Off in the Pandemic from 2020-07-16T04:27:16
When COVID-19 accelerated customer movement into mobile and online banking solutions — and triggered consumers to push their funds into bank accounts — banks that had made investments in the dig...
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Healing ‘Pain Points’ for Multigenerational Family Businesses from 2020-07-08T16:00
Wendy Cai-Lee leads one of the latest crop of U.S. de novo banks: Piermont Bank, opened to address “pain points” faced by middle-market businesses. Often privately owned and multigenerational fa...
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A Trans-Pacific Banking Perspective from 2020-07-01T16:00
Based in San Francisco and leading California’s market for the Bank of Guam, plus currently serving as chairman of the Western Bankers Association, Dave Joves shares a trans-Pacific view of bank...
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The OCC Innovation Agenda with Acting Comptroller Brian Brooks from 2020-06-25T03:29:08
The OCC is planning to unveil what Acting Comptroller Brian Brooks called “payments charter 1.0” as soon as this fall, Brooks said on the latest episode of the ABA Banking Journal Podcast, spons...
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Minority Banks and Financial Inclusion from 2020-06-17T19:36:48
First Independence Bank was founded 50 years ago to help rebuild Detroit’s economy in the wake of damaging urban violence. Today, in a new era of economic hardship due to the coronavirus pandemi...
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All Hands on Deck to Deliver PPP Funds from 2020-06-10T16:00
In a matter of days, bankers rallied to deliver hundreds of billions of dollars in loans to support Americans’ jobs amid the coronavirus pandemic. The stakes: the survival of the small business ...
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Coming Soon from ABA: "We Were Economic First Responders" from 2020-06-08T17:53:48
The Paycheck Protection Program was the largest economic rescue program in American history. Go behind the scenes with the bankers who delivered the relief. Coming soon from the American Bankers...
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Behind the Scenes with a Community Bank's PPP Loans from 2020-06-03T18:14:49
Through the Small Business Administration’s Paycheck Protection Program, banks delivered the biggest economic rescue program in U.S. history. On the latest episode of the ABA Banking Journal Pod...
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Forecasting the Post-COVID Path of the Economy from 2020-05-29T16:15:22
After an incredibly sharp plunge in GDP in the second quarter due to the coronavirus pandemic and associated shutdowns, leading to a 5.7% decline in GDP for the full year, bank economists expect...
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Supporting Small Business Cashflows in the COVID Recovery from 2020-05-27T16:00
Memorial Day signified the beginning of summer in many parts of the country — and the slow but steady reopening of business activity in the wake of the coronavirus pandemic. On the latest episod...
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How Asset-Based Lending Appeals to Commercial Clients Amid COVID-19 from 2020-05-20T16:23:08
As the coronavirus pandemic and the policy response to it continues to affect businesses and commercial credit, many borrowers are converting revolving and secured cashflow credit facilities to ...
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Answering Banker Questions on Post-COVID-19 ‘Return to Normal’ from 2020-05-13T21:11:28
As states begin to relax stay-at-home orders, many banks are beginning to plan for the safe and efficient return to normal in-office operations. Thousands of bankers joined ABA SVP Paul Benda la...
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Adding Value with Relationship-Based Wealth Planning from 2020-05-06T17:08:11
“When you think about it, everyone has an unusual relationship to money,” says Nerre Shuriah, who leads wealth planning at First Citizens Bank. A bank-based wealth planner might have roles that ...
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Overview of the Main Street Lending Program from 2020-05-01T23:15:02
As part of its response to the global coronavirus pandemic, the Federal Reserve is launching a “Main Street Lending Program” to deliver up to $600 billion in credit to small and midsize firms. O...
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New Core Technology Options for Banks from 2020-04-30T10:00
ABA’s banker-led Core Platforms Committee has released several new resources to help bankers navigat...
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Managing COVID-19 Transmission Risk in the Bank Environment from 2020-04-22T19:24:30
As scientists and public health experts learn more about how the novel coronavirus spreads and how patients contract COVID-19, attention has turned to the risks of surface transmission — and ban...
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Financial Literacy and Social Distancing from 2020-04-15T15:55:25
April is Financial Literacy Month, but with schools closed because of the coronavirus pandemic and social distancing rules in place across the country, bankers are pivoting to video conferencing...
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Long-Term Fintech Investments Strengthen Bank During Pandemic from 2020-04-08T19:49:27
InBank started a century ago in a Rocky Mountain mining town, but today it has expanded its footprint and is growing in Denver and Colorado’s Front Range region under a new management team and o...
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Questions and Answers on the SBA Paycheck Protection Program from 2020-04-03T20:44:59
Bankers have lots of questions about the Small Business Administration’s new Listen
How One Bank Workforce Went Fully Remote Amid COVID-19 from 2020-04-01T15:42:48
As the coronavirus pandemic began to spread across the country, Live Oak Bank did what almost all banks — along with other businesses — did: sent employees to work at home to contribute to socia...
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Red Flags for ‘Money Mule’ Scams from 2020-03-25T19:07:59
Amid the coronavirus pandemic — with Americans wanting to help disease victims and healthcare workers or looking for work-from-home opportunities — cybersecurity and fraud analysts have noted an...
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A Community Bank Coronavirus Playbook from 2020-03-18T16:02:08
Amid the global coronavirus pandemic — and a massive response by polic...
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Building a Career as a Community Banker from 2020-03-11T16:00
On the latest episode of the ABA Banking Journal Podcast—sponsored by Reich and Tang Deposit Solutions—two rising community bank executives in North C...
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The Race to Engage Women in Financial Planning from 2020-03-04T17:49:36
The wealth management business is in a race —not just a technology race, but a race to engage today’s diverse asset management customers. On the latest episode of the ABA Banking Journal Podcast...
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How a Community Banker Helped Columbus Discover Modern Architecture from 2020-02-26T17:00
With just 44,000 residents, how did the town of Columbus, Indiana, become one of the nation’s leading architectural destinations—ranked sixth of all U.S. cities for architectural innovation and ...
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Adding Value in AML with Tech, Talent from 2020-02-19T19:48:37
Two challenges for today’s anti-money laundering professionals: focusing on high-value functions and eliminating false positives that consume unnecessary resources. On the latest episode of the ...
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Global Correspondent Banking at a U.S. Community Bank from 2020-02-12T17:00
With $1.57 billion in assets, HAB Bank isn’t big — but it’s a community bank with global reach. The New York-based institution provides correspondent banking services for 140 banks in 20 countri...
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One Bank CEO on How Diversity Fuels Innovation from 2020-02-05T17:00
It takes a “diversity of imagination” to drive innovation in community banking, says Lead Bank CEO and Vice Chairman Josh Rowland on the latest episode of the ABA Banking Journal Podcast, sponso...
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Beyond Stovepipes and Silos in Financial Crimes from 2020-01-29T16:03:35
“For a long time, these were fields that were seen as kind of ancillary—compliance issues, have-to-dos and cost centers,” Juan C. Zarate says of anti-money laundering, fraud and cybersecurity. “...
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Buyer, Seller Scarcity to Drive 2020 M&A Trends from 2020-01-22T18:15:58
Increasing scarcity of both buyers and sellers will drive bank mergers and acquisitions in 2020, a top bank deal lawyer says on the latest episode of the ABA Banking Journal Podcast. In the epis...
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Catherine Mann on the Current U.S. "Goldilocks" Economy from 2020-01-17T11:00
The U.S. economy is continuing to “cruise” ahead, though growth is likely to be more moderate in the year ahead, says Citi Global Chief Economist Catherine Mann on a bonus episode on the ABA Ban...
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A Bank Strategy that Bridges the Gap from 2020-01-15T17:02:23
“When you think about what’s happening in America, there’s a bifurcation that’s happening,” says Orvin Kimbrough. “You have more and more people pushing to the upper echelons of economic continu...
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A Continuous Cycle of Tech Investment at Regions Bank from 2020-01-08T17:10:47
As banking becomes ever more technology-driven, many banks are shifting to a mindset that embraces ongoing innovation, development and deployment. Regions Bank exemplifies that. In 2019, the compan...
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Bankers You’d Like to Spend a Third of Your Life With from 2019-12-18T16:57:27
You spend a third of your life at work, says Jeremy Callais. “You can teach someone how to do banking. We hire people who we want to spend a third of our lives with. We tend to think that the custo...
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Digging into the Details on CRA Modernization from 2019-12-13T16:26:08
The OCC and FDIC have released their long-awaited joint proposal to revise and update the Community Reinvestment Act regulatory framework. In this bonus episode of the ABA Banking Journal Podcast, ...
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Consciously Cultivating an Internal Talent Pipeline from 2019-12-11T17:00
After her bank’s CEO unexpectedly died a quarter century ago, Annette Russell was suddenly thrust into the top job at Security Federal Savings Bank in Logansport, Indiana. But if Russell has anythi...
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A Risk Manager Moves Into the Corner Office from 2019-12-04T17:00
In June, Clayton Legear became president and CEO of Merchants and Marine Bank in Pascagoula, Mississippi. As one of the country’s generation of young bank CEOs, and one whose professional backgroun...
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Celebrating Bankers' Community Commitment from 2019-11-20T17:00
The latest episode of the ABA Banking Journal Podcast continues a pre-Thanksgiving tradition by interviewing the winners of ABA's 2019 Community Commitment Awards. Recorded before a live audience a...
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Enlisting Trusted Caregivers to Help Prevent Elder Fraud from 2019-11-13T16:32:39
In November, recognized as National Family Caregiver Month, we take a look at how banks can support caregivers in their mission while protecting the privacy and safety of the bank customers receivi...
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With Rebrand, WaFd Puts Its Bank Identity Front and Center from 2019-11-06T18:53:22
Among unique things that WaFd Bank does: holding consumer mortgage loans in portfolio, allowing it to be more flexible with customers in tough times; as well as making paycheck replacement loans to...
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Measuring and Managing the Risk of Employee Misconduct from 2019-10-30T16:00
Conduct issues have driven some of the most significant enforcement actions, including those affecting the reputation of the industry. As regulators and bankers take a close look at conduct risk, t...
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Cybersecurity Trends for 2020 from 2019-10-28T13:34:39
As we observe Cybersecurity Awareness Month in October, ABA cybersecurity expert Paul Benda joins the ABA Banking Journal Podcast for a bonus episode covering: The salience of cyber-enabled fraud, ...
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Making Wealth Management Core to Your Community Bank from 2019-10-23T16:00
How can community banks make wealth management a profitable part of their strategy? At Canandaigua National Bank and Trust in New York, 45% of the bank’s non-interest income—and 15% of the bank’s t...
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What Legislative and Regulatory AML/BSA Changes Mean for Banks from 2019-10-16T15:17:52
Next week, the House is expected to vote on two ABA-backed, bipartisan bills to modernize the anti-money laundering/Bank Secrecy Act regime. The House vote continues what has been a busy fall on BS...
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Dan Robb on Standing Up for Banking from 2019-10-09T16:00
As incoming chairman of ABA’s Government Relations Council, Dan Robb has a lead role in shaping the industry's voice to Congress. On the latest episode of the ABA Banking Journal Podcast—sponsored ...
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From Financial Crisis to Digital Transformation from 2019-10-02T16:00
Ryan James became one of the youngest bank CEOs in the country when he took the helm of Surety Bank in 2009, in the midst of the fallout from the 2009 financial crisis. James explains how he and hi...
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What the SAFE Banking Act Means for Banks and Cannabis from 2019-09-26T19:42:06
On Sept. 25, the House passed a landmark cannabis bill: the SAFE Banking Act, which would provide clarity to banks seeking to serve legitimate marijuana businesses. In this bonus episode, ABA’s pol...
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The Risks of Delaying CECL for Some Banks but Not Others from 2019-09-25T15:50:21
ABA accounting experts Michael Gullette and Joshua Stein discuss the potential competitive effects of an extended period where some banks are on the Current Expected Credit Loss standard and others...
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Compliance’s Role in Innovation and Change Management from 2019-09-18T16:00
The mindset of bank compliance officers is shifting to focus on how they can support product innovation and change management, applying their expertise in regulations and process management ultimat...
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Surprising Places to Understand Financial Risk from 2019-09-11T16:00
Allison Schrager’s career as an economist and journalist seeking to understand financial risk has taken her from Nevada’s legal brothels and Kentucky stud farms to surfing conventions in Hawaii and...
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Avoiding the ‘Rhetoric of Sameness’ in Marketing from 2019-09-04T16:00
“We just never felt like we wanted to join that rhetoric of sameness,” Tim Marshall says of his marketing approach at Bank of Ann Arbor. On the season three premiere of the ABA Banking Journal Podc...
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The (Public) Bank in the Background from 2019-08-21T17:31:20
In 2019, a unique financial institution marks its centennial: the Bank of North Dakota, America's only state-owned and state-run bank. Part Federal Reserve, part economic development agency and par...
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AI, Community Banks and the Compliance Jobs of the Future from 2019-08-14T16:00
Few experts are as deeply immersed in both financial regulation and advanced computing technologies than Gene Ludwig. The former comptroller of the currency talks about the current state of artific...
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One Bank’s Niche Serving Colorado Cannabis Customers from 2019-08-07T16:00
Mark Haden talks about how Colorado National Bank developed a program to provide deposit services to cannabis-related customers in its home market of Denver. He discusses: his bank’s evaluation of ...
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The Girl Banker on Career Advancement and Life Lessons from 2019-07-31T17:08:17
Natalie Bartholomew is chief administrative officer at Grand Savings Bank in northwestern Arkansas, but she is probably better known for her popular blog “The Girl Banker,” which provides advice on...
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Church Lending (and Other Ways to Renew Urban Neighborhoods) from 2019-07-24T16:00
As urban areas across the country grow and change, community development financial institutions like Metro Bank in Louisville, Ky., are meeting the unique needs of these evolving neighborhoods. Ped...
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Enterprise Risk Management in a Growing Midsize Bank from 2019-07-17T16:00
Midsize banks are at an inflection point: their ranks are growing as banking sector consolidation continues, and while these banks are ramping up their risk and compliance functions, they don’t nee...
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How Diversity and Inclusion Create a Sense of Belonging from 2019-07-10T16:00
Chief Diversity Officer Monica Sylvain discusses IberiaBank’s approach to diversity, equity and inclusion, including: having a DE&I council comprising a broad cross-section of employees at all leve...
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Examining Credit Unions’ (Lack of) Mission Focus from 2019-07-01T10:00
Karen Shaw Petrou of Federal Financial Analytics discusses her recent paper on whether credit unions are succeeding in their statutory mission to serve customers of “small means”—and what it means ...
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A Record-Setting Expansion, but Growing Downside Risk from 2019-06-28T15:06:29
At the end of June, the U.S. economy will tie its longest period of postwar expansion — but risks to the downside are growing, according to ABA’s Economic Advisory Committee. What effects could tra...
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How Voice Biometric Authentication Improves Bank CX from 2019-06-26T16:00
CEO Brad Paige talks about “the first security enhancement that we’ve done that actually improved the customer experience.” The enhancement: digital voice authentication. By recording 30-45 seconds...
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One Bank’s Nationwide Affordable Housing Strategy from 2019-06-19T16:00
As banks across the country mark American Housing Month in June, the ABA Banking Journal Podcast sat down with Michael Petrie, who leads one of the nation’s largest affordable housing lenders. With...
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Bringing Real-Time Payments to Every Bank from 2019-06-12T18:00
Launched by the Clearing House and live since 2017, the RTP network is currently racing to connect as many U.S. depository institutions to the first U.S. real-time payments system. James Aramanda a...
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Innovation and Inclusion with Fifth Third from 2019-06-05T18:00
Greg Carmichael entered the banking industry as a mid-career technology executive, and that’s shaped his perspective on the challenges facing banks today. “Financial services was ripe for the oppor...
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Why Leveraged Lending Is a Hot Topic from 2019-06-03T23:30:01
With leveraged lending-related risk on regulators’ minds — and on the agenda of the House Financial Services Committee tomorrow — we discuss the issue with ABA Senior Economist Curtis Dubay. He exp...
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A Community Banker's Voice at the CFPB from 2019-05-29T18:00
On the latest episode of the ABA Banking Journal Podcast, Minnesota community bank CEO Bryan Bruns talks about what community banking looks like in his market, his bank’s recent anniversary and his...
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A Customer Advocate Inside the Bank from 2019-05-22T18:00
“Customer experience is really the only durable or sustainable differentiator in our industry,” says Rodney Shepard who was recently promoted to be Arvest Bank’s first-ever chief customer experienc...
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ABA Banker Committee Shares Concerns with Four Core Providers from 2019-05-15T12:00
The ABA Core Platforms Committee—a group of 20 bank leaders representing community and midsize banks—yesterday met with top executives from four of the nation’s largest core processing firms. Durin...
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How One Bank Proactively Stops Senior Fraud from 2019-05-14T20:03:08
To mark National Senior Fraud Awareness Day on May 15, Scott Dueser of First Financial Bank talks about the growing scourge of frauds and scams targeting seniors, how his bank partners successfully...
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A Small Bank Tackles Rural Housing Affordability from 2019-05-08T18:00
Christie Obenauer’s family-owned bank had a problem. Based in a rural county in western North Dakota, her community had been dealing with the prospect of population decline, but then the North Dako...
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Growing a Bank Amid the Ups and Downs of Oil from 2019-05-01T18:49:38
“If you’re in Midland, Texas, you’re in the oil business,” says Jay Isaacs. “It doesn’t matter if you have a doughnut shop or a dry cleaners.” Isaacs is president of FirstCapital Bank of Texas, and...
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Tyler Cowen on the Value of American Banks from 2019-04-26T18:00
Just 25% of Americans say they have quite a lot or a great deal of confidence in big business, according to a 2018 Gallup survey. But in his newest book, Big Business, prominent economist and bests...
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M&A Tips from a Fast-Growing Bank from 2019-04-24T18:00
United Bankshares President Rick Adams talks about his experience with M&A (doubling in the past five years) and offers tips on providing quick and candid communication in the merger process. He al...
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