Podcasts by Ask Ralph

Ask Ralph

Looking to take your financial knowledge to the next level? Whether you are looking to save taxes or improve your business, Ask Ralph will bring you new information designed to make the complex simple and give you real-world advice.

Further podcasts by Ask Ralph Media, Inc.

Podcast on the topic Wirtschaft

All episodes

Ask Ralph
Should I Pay Off My Mortgage With Retirement Funds? from 2023-12-13T12:00

Join Ralph Estep, Jr., on today's Ask Ralph Show as he answers the question - Should I Pay Off My Mortgage With Retirement Funds? Ralph explores the potential consequences as well as tax costs o...

Listen
Ask Ralph
Second Mortgages - What are they and how do they work? from 2023-12-12T12:00

Join Ralph Estep, Jr., on today's show as we explores Second Mortgages. Ralph has a discussion about the types of second mortgages as well as the application process. He also delves into the pro...

Listen
Ask Ralph
Selecting An Accountant to Handle Your Taxes from 2023-12-11T12:00

Join Ralph Estep, Jr., on today's show as we discusses what to look for when selecting an accountant to handle your taxes and why choosing a licensed accountant is a better option that a simple ...

Listen
Ask Ralph
Exploring the New Delaware Paid Leave Program from 2023-12-10T12:00

Join Ralph Estep, Jr., on today's podcast as he explores the impact of the New Delaware Paid Leave Program and how it will affect all Delaware businesses with more than 10 employees. Ralph discu...

Listen
Ask Ralph
Student Loans and Bankruptcy - Updated Rules from 2023-12-09T12:00

Join Ralph Estep Jr., on today's show as he discusses some Biden Administration updates to the laws related to including student loan debt in bankruptcy. Ralph discusses the new details related ...

Listen
Ask Ralph
Retirement Savings for Gig Workers and the Self-Employed from 2023-12-08T12:00

Join Ralph Estep, Jr., on today's podcast as he explores some very efficient retirement savings for Gig workers and the self-employed. These are some great opportunities for retirement savings.

Listen
Ask Ralph
How to Give A Boost to your Charitable Giving from 2023-12-07T12:00

Join Ralph Estep Jr., on today's podcast as he provides some efficient ways to boost charitable giving and get some fantastic year-end tax savings. 

Listen
Ask Ralph
Taxpayer Proactive Year-End Tax Planning from 2023-12-06T12:00

Join Ralph Estep, Jr., as he explores some great year-end tax planning strategies. Ralph will give some great ideas for taxpayers to reduce or limit their tax liability.

Listen
Ask Ralph
Why We Should All Support Small Businesses from 2023-12-05T12:00

Join Ralph Estep, Jr., on the podcast where he explorers the importance of supporting small businesses. Ralph discusses the critical aspects of how small business is a life-line to our economy a...

Listen
Ask Ralph
Exploring the Back Door Roth IRA from 2023-12-04T14:00

Join Ralph Estep, Jr., on today's podcast as he explores the Back Door Roth IRA. Ralph explains what it is and how may benefit from it. Don't miss today's episode and the potential tax benefits ...

Listen
Ask Ralph
How Could I Owe Taxes in 2023 and How Do I Prepare? from 2023-12-03T14:00

Join Ralph Estep Jr, today as he explores the potential reasons you may owe taxes for 2023. Ralph reviews some potential situations which could lead to a dreaded tax bill and how to prepare for ...

Listen
Ask Ralph
The Latest News on the IRS 1099-K Reporting Changes from 2023-12-02T14:00

Join Ralph Estep Jr., on today's show as he explores some changes to the form 1099-K and explains how this not only a business issue, but will affect anyone who uses cash apps or other exchange ...

Listen
Ask Ralph
Part 3 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives from 2023-12-01T14:10

Join Ralph Estep, Jr., as he wraps up his three part series on Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives. Ralph explores the final areas where...

Listen
Ask Ralph
Part 2 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives from 2023-11-30T14:00

Join Ralph Estep, Jr., as he continues his three part series on great money saving alternatives that allow you t continue enjoy life and do the things you thought you could no longer afford to d...

Listen
Ask Ralph
Part 1 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives from 2023-11-29T14:00

Join Ralph Estep Jr., as he launches Part 1 of a three part series on the  Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives. Ralph explores money sav...

Listen
Ask Ralph
10 Ways to Save Money During the Holiday Season from 2023-11-28T14:00

Join Ralph Estep, Jr, on today's podcast as Ralph explores 10 Ways to Save Money During the Holiday Season. Ralph provides some very practical advice about how to have a stress-free and hopefull...

Listen
Ask Ralph
Consequences of Ignoring Your Credit Score from 2023-11-27T14:00

Join Ralph Estep, Jr., on today's podcast as he explores the consequences of ignoring your credit score. Ralph offers practical advice on how to improve your credit score and explores the costs ...

Listen
Ask Ralph
The Financial Impact of Putting a Loved One in a nursing home from 2023-11-26T14:00

Join Ralph Estep Jr., on today's podcast as he explores the financial impact of putting a loved one in a nursing home. Ralph explores the difficult financial decisions which may need to be made ...

Listen
Ask Ralph
Top 10 Year End Business Tax Savings Ideas from 2023-11-25T14:00

Join Ralph Estep, Jr., on today's podcast as he explores the Top 10 Year End Business Tax Savings Ideas. If you are a business owner, Ralph will share critical steps you may be able to take at y...

Listen
Ask Ralph
Listener Questions about Personal Finance from 2023-11-24T14:34

Join Ralph Estep, Jr., on today's podcast as he reviews some listener submitted questions about personal finance. Ralph provides powerful information about budgeting, saving and retirement plann...

Listen
Ask Ralph
Ask Ralph Relaunch from 2023-11-22T14:25

The Ask Ralph podcast relaunch. Join Ralph Estep, Jr., as he welcomes everyone back the podcast. During this show Ralph takes listener questions about personal finances. Ralph explores business ...

Listen
Ask Ralph
The Ask Ralph podcast is coming back! from 2023-11-17T19:18

The Ask Ralph podcast is coming back! We are working on some great new content.

Listen
Ask Ralph
Stop Wasting Time at Work from 2019-04-30T10:00

A recent study taken by American workers found that only 11% of the respondents were able to complete all of their given tasks within the workday. A startling statistic, but one that rings under...

Listen
Ask Ralph
Estimated Tax Payments from 2019-04-25T10:00

The American tax system operates on a "pay as you go" basis, meaning, the IRS wants taxes paid as you earn your income, not after. For employees, this means payroll withholding. For retirees, th...

Listen
Ask Ralph
An Innocent Spouse from 2019-04-23T10:00

When filing a joint federal tax return, the law holds you and your spouse jointly responsible for the entire tax liability. What this means is that the IRS may collect the tax due from the both ...

Listen
Ask Ralph
Median Americans from 2019-04-18T14:36:46

Ever wonder how you and your household compares with spending to the average American? We all know what the biggest expenses, i.e. housing, groceries, utilities and health insurance. But variati...

Listen
Ask Ralph
Avoid These 4 Mistakes in Tax Filing from 2019-04-13T10:00

As Tax Day inches closer and closer, it can be tempting to rush through your tax returns while preparing, but we urge you, that could be a bad idea. Rushing tends to result in mistakes, over jus...

Listen
Ask Ralph
The Great Refund Debate from 2019-04-11T10:00

Are your personal finances a highly-organized, well-oiled machine? Or is there a lot of room for improvement? The answer to that question is more important than you might think, especially durin...

Listen
Ask Ralph
Tips for Choosing a Tax Preparer from 2019-04-10T22:15:52

More than 50% of taxpayers hire a professional to prepare their taxes. With that being said, hiring a profession doe not absolve you of your legal responsibility for what is on your tax return. ...

Listen
Ask Ralph
Do You Need to File a Tax Return? from 2019-04-04T10:00

You are required to file a federal income tax return if your income is above a certain level. That level varies quite a bit, depending on your filing status, your age and the kind of income you’...

Listen
Ask Ralph
Home Ownership Tax Myths from 2019-04-03T20:31:22

Home ownership is a lifelong dream for millions, and one that comes with its own unique set of pleasures and challenges. But for all the true benefits of homeownership, there are an equal number...

Listen
Ask Ralph
Business Versus Hobby from 2019-04-02T10:30

You have started a business and you aren't making a profit. You've heard that the IRS won't accept business deductions if it considered your business a "hobby", but what it the truth? On today's...

Listen
Ask Ralph
Tale of the Ghost Tax Preparer from 2019-03-28T10:30

Ghost preparers, according to the IRS, “look to make a fast buck by promising a big refund or charging fees based on a percentage of the refund. These scammers hurt honest taxpayers who are simp...

Listen
Ask Ralph
Respond Don't React from 2019-03-27T20:24:22

On today's show, Ralph talks about his experience with responding and not reacting during interactions and how we all can benefit from practice in taking a breath, thinking logically and respond...

Listen
Ask Ralph
VA Home Loans from 2019-03-21T20:04:24

The share of service members using VA mortgage loans instead of conventional ones to purchase their first homes more than doubled from before the housing crisis hit to after the dust settled, ac...

Listen
Ask Ralph
How Scammers Steal Your Money from 2019-03-15T00:55:28

Cybercrime has been a lucrative business for swindlers since the early days of the internet. Despite the advancements in security, hackers and criminals will always be one-step ahead of us. That...

Listen
Ask Ralph
3 Reasons to Hire a Tax Professional this Year from 2019-03-12T20:01:39

Sleepless nights, panic attacks and pounding headaches are feelings that are far too familiar for taxpayers during the spring. But how do you know if you really nee...

Listen
Ask Ralph
Radio Broadcast for March 9, 2019 from 2019-03-08T21:21:07

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (Listen

Ask Ralph
IRS Audit Red Flags for TY18 from 2019-03-07T21:49:35

While the overall risk of being audited is generally low, new changes resulting from the enacted Tax Cuts and Jobs Act (TCJA) could impact your susceptibility of being audited this tax season. O...

Listen
Ask Ralph
Why File Early? from 2019-03-05T21:37:52

Whether you do them yourself or pay someone else to do them for you, preparing your income taxes is probably not one of your favorite chores. Knowing you have a refund coming can make the whole ...

Listen
Ask Ralph
Interview with Stefan "The Freak" Talabisco from 2019-03-02T22:20:30

A special bonus for our listeners is the full interview with Stefan "The Freak" Talabisco to talk with Ralph about his life as a veteran and up and coming professional boxer. With goals of boxin...

Listen
Ask Ralph
Radio Broadcast for March 2, 2019 from 2019-03-01T22:03:49

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (Listen

Ask Ralph
Tax Changes for Military Members from 2019-02-28T11:00

Recent changes in tax law mean that many in uniform could see big returns when they file their 2018 taxes. On today's show, Ralph discusses how many services members and their families are likel...

Listen
Ask Ralph
Elizabeth Warren's Wealth Tax from 2019-02-27T17:39:59

Is a tax on the net worth of the ultrarich a good idea? Under Senator Warren’s plan, the tax rate on wealth would be two per cent, but it would only apply to American households worth at least f...

Listen
Ask Ralph
Radio Broadcast for February 23, 2019 from 2019-02-22T18:33:25

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (Listen

Ask Ralph
Small Business Retirement Plans from 2019-02-21T21:26:18

What is the best retirement plan for a self-employed person? Which is the best retirement plan for a small business owner? More importantly, which is the right retirement plan for you – as a bus...

Listen
Ask Ralph
Tax Tips for Grads from 2019-02-19T18:40:27

The first few years after college graduation are full of milestones. In addition to getting your degree, starting your career, moving out from your parents home an...

Listen
Ask Ralph
Tax Refund Hype from 2019-02-16T19:34:03

A special bonus for our listeners is a special segment from Ralph discussing all of the hype surrounding tax refunds during this 2018 tax season as aired originally on our radio broadcast from S...

Listen
Ask Ralph
Paying off Your Mortgage Early from 2019-02-14T20:34:40

Paying off your mortgage before the loan is up might feel light years away, but it is doable if you plan your finances right. If you pay off your mortgage early, you could save a lot of money on...

Listen
Ask Ralph
Improve Your Finances In 2019 from 2019-02-12T11:00

Whether you plan to make some New Year’s resolutions or not, there’s no better time than the beginning of the year to review your finances. On today's show, Ralph talks finances and how to get b...

Listen
Ask Ralph
How to Establish Credit in 5 Easy Steps from 2019-02-07T21:12:04

Trying to get your first credit card can be as frustrating as trying to land your first job. Employers want experience, but you can’t get experience unless someone hires you. Similarly, a credit...

Listen
Ask Ralph
2019 Financial Checklist from 2019-02-06T02:09:09

On today’s show Ralph outlines what you need to do and know to give yourself a financial check up this new year!

Submit your questions or ideas for future shows, tweet us at @askralphmedi...

Listen
Ask Ralph
Radio Broadcast for February 02, 2019 from 2019-02-01T20:00

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (Listen

Ask Ralph
IRS Social Media to Catch Tax Cheats from 2019-01-31T11:00

 

According to IRS estimates, American business underpay their taxes by Listen

Ask Ralph
Simple Strategies to Maxing out your 401K from 2019-01-29T18:00

Millions of Americans contribute to employer-sponsored retirement plan each year without any real strategy and at the end of the day, when retirement rolls around, having a strategy could make a...

Listen
Ask Ralph
New Years Resolutions for Business Success from 2019-01-24T15:38:57

New Year, new you as the saying goes and for many small businesses, the new year means new resolutions. This mean means putting changes into place that continue throughout the next 12 months, no...

Listen
Ask Ralph
Top Overlooked Tax Deductions (Part 3) from 2019-01-22T11:00

Yes, tax reform eliminated or drew back a lot of popular write-offs. It is also true that many more people will now take the standard deduction instead of itemizing. But there are still plenty o...

Listen
Ask Ralph
Top Overlooked Tax Deductions (Part 2) from 2019-01-17T11:00

Yes, tax reform eliminated or drew back a lot of popular write-offs. It is also true that many more people will now take the standard deduction instead of itemizing. But there are still plenty o...

Listen
Ask Ralph
Top Overlooked Tax Deductions (Part 1) from 2019-01-15T11:00

Yes, tax reform eliminated or drew back a lot of popular write-offs. It is also true that many more people will now take the standard deduction instead of itemizing. But there are still plenty o...

Listen
Ask Ralph
10 Ways to Prepare for Tax Season from 2019-01-12T17:00

A special bonus for our listeners is the full radio broadcast of our Saturday, January 12th, 2019 show! Ralph discusses the top tens ways to prepare for tax season as the filing season preparati...

Listen
Ask Ralph
Radio Broadcast for January 12, 2019 from 2019-01-11T19:26:40

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (Listen

Ask Ralph
When You Can't Pay Your Taxes from 2019-01-10T11:00

If you find yourself with a tax bill instead of a refund, it is imperative that you take it seriously and do not push those anxieties to the side. Failure to pay can damage your credit score, co...

Listen
Ask Ralph
When to Hire A Tax Professional from 2019-01-08T11:00

Tax season is coming! If you and your family are staring at a pile of unfamiliar  forms that have you scratching your head, then it is most likely time to call in a professional. On today's show...

Listen
Ask Ralph
Recovering Financially From the Holidays from 2019-01-03T11:00

Are you feeling worse for wear as a result of holiday overspending in 2018? You are not alone. On today's show, Ralph reviews how to review, revise and assess your finances after a busy season o...

Listen
Ask Ralph
Check Your Withholding from 2018-12-27T11:00

The IRS has been warning filers all year to ensure they are withholding enough tax from their pay in order to avoid a surprise tax bill in 2019. On today's show, Ralph discusses how taxpayers ca...

Listen
Ask Ralph
Taxpayer Advocate Service from 2018-12-25T11:00

One of the most dreaded actions taxpayers have to engage in occasionally if to try and get on the line with the IRS regarding a tax problem. From hours long wait times, complicated instructions ...

Listen
Ask Ralph
Radio Broadcast for December 22, 2018 from 2018-12-21T22:00

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (Listen

Ask Ralph
Taxpayer Bill of Rights from 2018-12-20T21:22:39

On today's show, Ralph reviews and simplifies the complexity of the taxpayer bill of rights which include the right to be informed, receive quality services and to pay no more than the correct a...

Listen
Ask Ralph
Year-End Tax Planning for Small Businesses from 2018-12-18T11:00

If you are a small business owner, Tax Day has a wholly different connotation than it does for most of America. While most working Americans, are excitedly anticipating the receipt of a big refu...

Listen
Ask Ralph
IRS Offer in Compromise from 2018-12-13T11:00

Though the majority of Americans wind up getting a refund on their taxes, there are also those who end up owing money to the IRS once their returns are completed. If you are staring at a tax bil...

Listen
Ask Ralph
Upcoming New Year? Get Organized! from 2018-12-11T20:28:06

The new year is rapidly approaching and getting organized early can save you hours of hassles when it comes time to do your taxes or evaluate your finances. On today's show, Ralph discusses six ...

Listen
Ask Ralph
Franchising Success: Before You Sign from 2018-12-06T11:00

The franchise agreement is the legal agreement that creates a franchise relationship between a franchisor and a franchisee. As a franchisee or prospective franchisee, the franchise agreement is ...

Listen
Ask Ralph
Franchising Success: Disclosure Docs (Part 3) from 2018-12-05T11:00

To ensure that franchises are giving prospective franchisees the proper amount of information needed to make an educated decision, the agency mandates that a Franchise Disclosure Document (FDD) ...

Listen
Ask Ralph
Franchising Success: Disclosure Docs (Part 2) from 2018-12-04T11:00

The FTC requires every franchisor to provide a franchise candidate an FDD which includes 23 Items and exhibits, including the franchisor financials and franchise agreement. The intent of disclos...

Listen
Ask Ralph
Radio Broadcast for December 1, 2018 from 2018-11-30T23:53:49

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (Listen

Ask Ralph
Franchising Success: FDD and Me from 2018-11-29T11:00

Franchising has been and from time to time can be, a shady business. In the past, due to a lack of protections and regulations regarding franchising, distrustful individuals have made use of fra...

Listen
Ask Ralph
Franchising Success: Selecting a Franchise from 2018-11-28T11:00

With scores of franchise systems operating in dozens of industries, there is no shortage of choices for people interested in buying a franchise. At the same time, the numerous choices can make t...

Listen
Ask Ralph
Franchising Success: Finding the Right Opportunity from 2018-11-27T14:00:29

When considering any new investment, you (should) have a million questions, and getting started in franchising is no exception. What is the best industry? What is the best model? What are the st...

Listen
Ask Ralph
Happy Thanksgiving from Ask Ralph from 2018-11-22T16:00

Happy Thanksgiving from the team at Ask Ralph! We are so thankful to be able to produce our show and give our listeners advice about bettering their bottom line.

On this week's radio show...

Listen
Ask Ralph
Franchising Success: Is it Right for You? from 2018-11-22T11:00

When determining whether or not franchising is the right path to business ownership for you, there are things that must be consider.To continue our series on franchising, Ralph discusses how bes...

Listen
Ask Ralph
Franchising Success: Business Model from 2018-11-21T11:00

On today's show, we continue our series on 'Franchising Success' with a detailed discussion from Ralph into what types of business models exist for franchisors and how best to pick the right mod...

Listen
Ask Ralph
Franchising Success: The Costs from 2018-11-20T11:00

Multiple mistakes can deter your path to success when venturing into the franchisor field, but with insight and hard work, those missteps can become stepping blocks to growth. On today's show, R...

Listen
Ask Ralph
Franchising Success: The Basics (Part 2) from 2018-11-14T11:00

In part two of the basics of franchising as a part of our 'Franchising Success Series' that looks into the wonderful world of franchising, Ralph discusses ins and outs of beginning a franchise a...

Listen
Ask Ralph
Franchising Success: The Basics from 2018-11-13T11:00

Franchising is a wonderful option for people wishing to enter into business for themselves. While many people succeed, many also fail for reasons the in a lot of cases can be planned for and ove...

Listen
Ask Ralph
Interview with Jodi Lynn Collins of Informed Touch Massage Therapy from 2018-11-10T17:00

A special bonus for our listeners is the full interview with Jodi Lynn Collins, a licensed massage therapist practicing in northern Delaware to discuss her work and how she helps her patients. J...

Listen
Ask Ralph
Radio Broadcast for November 10, 2018 from 2018-11-09T15:00

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (Listen

Ask Ralph
What's the New AMT? from 2018-11-08T16:12:50

In coordination with the recently passed tax reform laws rolled out by the Tax Cuts and Jobs Act, the alternative minimum tax or AMT has been revised! Good news for those taxpayers taken by AMT ...

Listen
Ask Ralph
Is Rent to Own Right for You? from 2018-11-06T11:00

Rent to own deals look and feel a lot like regular home buying, but renter-to-owners need to know the facts when making these decision. On today's show, Ralph talks about the risks and rewards o...

Listen
Ask Ralph
Preparing for the Unexpected: Spouse Death from 2018-11-01T10:00

Among the risks that married couples face in retirement, this one is unavoidable: unexpectedly becoming a widow or widower. On today's show, Ralph discusses the difficult but important concept o...

Listen
Ask Ralph
Renter's Insurance Basics from 2018-10-30T10:00

On today's show, Ralph continues his insurance FAQ series with a segment on renter's insurance by outlining what it is, how it helps and why it is a good idea for new and veteran renters.

Listen
Ask Ralph
What is An Umbrella Policy? from 2018-10-25T16:05:55

On today's show, Ralph talks insurance, specifically umbrella policies both as the ultimate level of liability insurance but also as a fail-safe for your assets. 

Submit your questions or...

Listen
Ask Ralph
Basics of Homeowner's Insurance from 2018-10-23T18:05:01

Are you looking to a home? On that gigantic to-do list, you should make sure to shop around for homeowner's insurance. On today's show, Ralph discusses the ins and outs of shopping around for ho...

Listen
Ask Ralph
Radio Broadcast for October 20, 2018 from 2018-10-19T20:43:03

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (Listen

Ask Ralph
Inherited IRAs by a Non-Spouse from 2018-10-19T00:02:26

On today's show, Ralph discusses the need to know elements of inherited IRAs by non-spouses which can create opportunities for its recipients and risks come tax time.

Submit your question...

Listen
Ask Ralph
Great Debate: Contractor vs. Employee from 2018-10-16T10:00

Individuals who work for themselves are treated differently than employees, but the distinction is sometimes very hard to make. After the passage of the 2017 Tax Act and the possible benefits of...

Listen
Ask Ralph
Cancellation of Debt Triggers Income from 2018-10-11T10:00

Owners, borrowers, and guarantors must consider tax implications when seeking debt relief, as many strategies may trigger cancelation of debt (commonly known as COD). On today's show, Ralph outl...

Listen
Ask Ralph
The Risk in Using Free Charging Stations from 2018-10-09T10:00

On today's show, Ralph discusses the dangers of using public USB charging stations and what you need to know to keep yourself and your data dafe.

Submit your questions or ideas for future...

Listen
Ask Ralph
Radio Broadcast for October 6, 2018 from 2018-10-05T21:07:49

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (Listen

Ask Ralph
What is Step-Up Basis? from 2018-10-04T10:00

A step-up in basis can be a very good thing at tax time. The term relates to capital gains tax and can save you considerable money should you ever decide to sell an asset or property that you've...

Listen
Ask Ralph
10 Car Insurance Terms to Know from 2018-10-02T16:34:37

On today's show, Ralph talks car insurance and outlines the top ten terms to know. Learning these basic terms will better your bottom line!

Submit your questions or ideas for future shows...

Listen
Ask Ralph
Radio Broadcast for September 22, 2018 from 2018-09-21T21:00

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (Listen

Ask Ralph
Interview with Chad Wood of Hannum's Harley-Davidson® from 2018-09-15T16:00

A special bonus for our listeners is the full interview with Chad Wood, Business Manager of Hannum's Harley-Davidson® where he discusses with Ralph the ways in which the company is working to co...

Listen
Ask Ralph
Radio Broadcast for September 8, 2018 from 2018-09-07T14:00

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (Listen

Ask Ralph
How to Improve Your Credit Score from 2018-09-04T10:00

It is clear that your credit score can always be improved; however, it is not clear how one can go about bettering their score. Tune in to today's show where Ralph discusses ways to i...

Listen
Ask Ralph
Radio Broadcast for September 1, 2018 from 2018-08-31T21:02:45

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (Listen

Ask Ralph
What Does Your Credit Report Show? from 2018-08-30T10:00

The dreaded credit report. One document that can make or break your future finances. Everyone has one but do you know how to read one? Tune into today's show where Ralph walks you thr...

Listen
Ask Ralph
Sponsor Message: Haass Butcher Shop BBQ Brawl from 2018-08-28T20:00:11

Join our show sponsor, Haass Family Butcher Shop, in Dover for their 6th Annual Haass Family Butcher Shop BBQ Brawl on September 14th & 15th, 2018. It is is one of Delaware's most anticipated an...

Listen
Ask Ralph
Your Score from 2018-08-28T10:00

In today's world, you are defined by a number. A three digit number that illustrates the type of person you are in the eyes of businesses and lenders alike. This number is your credit score. Tun...

Listen
Ask Ralph
Basics of Building Credit from 2018-08-23T20:02:10

Check out today's episode where Ralph discusses the basics of building credit in a continuation of our credit how to series!

Submit your questions or ideas for future shows, tw...

Listen
Ask Ralph
Subscribe on Apple Podcasts from 2018-08-21T16:00

Did you know that the Ask Ralph podcast is available to download directly from Apple Podcasts? Got to your Apple Podcast app and search "Ask Ralph" today.

Catch up on episodes, subscribe ...

Listen