Weekly Lunch and Learn with Spencer Hsu Bay Area Real Estate Agent - Ed Diaz Mortgage Broker - a podcast by Spencer Hsu, MBA Tech Realtor

Every Wednesday at 12PM PST, I will interview and introduce 1-2 top producers all across the country to hear about how they got into the business, what they are seeing with real estate impacts with COVID, and how they are shifting their business. I personally rely on data sources from these top producing agents as not all opinions should be weighed equally. Tune in via Facebook Live either on my personal FB page or Facebook Business Page. (www.facebook.com/bayareatechrealtor)

0:50 Background of Ed Diaz

9:07 What loan products disappeared or got stricter over the weeks?

13:44 Are there still 5-10% down programs available? Are multifamily loans factored differently?

16:10 Should I wait to buy a home now or later with rates likely to drop? How quickly can people refinance after the purchase?

18:28 What do you think interest rates are likely to be over the year?

20:45 Is there a rule of thumb as to when someone should consider refinancing?

24:40 Things to be aware of when seeing rates online.

32:35 Contact Details for Ed Diaz:

34:38 Question to ask all lenders. What is your interest rate lock strategy?

Ed Diaz Kuno Advisors

Text: 415-368-1149

Ed@kunoadvisors.com

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