Podcasts by Behavior Gap Radio

428 | Puzzles vs Problems from 2022-02-17T06:00

Behavior Gap Radio: http://www.behaviorgapradio.com/

421 | How Are You from 2022-02-10T03:00

Behavior Gap Radio: http://www.behaviorgapradio.com/
Behavior Gap Weekly Letter: https://behaviorgap.com/

420 | Listen to Tommy Rivs from 2022-02-03T04:00

Behavior Gap Radio: http://www.behaviorgapradio.com/
"Ask Yourself This: What Burdens Is That Other Person Carrying?" https://behaviorgap.com/ask-yourself-this-what-burdens-is-that-other-person...

417 | Three Magic Minutes from 2022-01-27T04:00

Behavior Gap Radio: http://www.behaviorgapradio.com/

413 | How You Bill Tells a Story from 2022-01-20T04:00

Behavior Gap Radio: http://www.behaviorgapradio.com/

412 | Art Value and Price from 2022-01-13T07:00

Behavior Gap Radio: http://www.behaviorgapradio.com/

407 | Go The Whole Way from 2022-01-06T09:00

Behavior Gap Radio: http://www.behaviorgapradio.com/

404 | I Don’t Know What’s Going to Happen from 2021-12-30T10:00

Behavior Gap Radio: http://www.behaviorgapradio.com/

401 | Ask First from 2021-12-23T10:00

Behavior Gap Radio: http://www.behaviorgapradio.com/

398 | I Don't Mind Losing from 2021-12-16T10:00

Behavior Gap Radio: http://www.behaviorgapradio.com/

396 | Tell Me The Zinger from 2021-12-09T10:00

Behavior Gap Radio: http://www.behaviorgapradio.com/

386 | Impostor 3 from 2021-12-02T10:00

Behavior Gap Radio: http://www.behaviorgapradio.com/

383 | Everything is Adventure from 2021-11-25T10:00

Behavior Gap Radio: http://www.behaviorgapradio.com/

381 | Worries and Problems Never Happen from 2021-11-18T04:00

Behavior Gap Radio: http://www.behaviorgapradio.com/

379 | Fix Being Busy from 2021-11-11T04:00

Behavior Gap Radio: http://www.behaviorgapradio.com/

364 | Changing My Mind from 2021-11-04T04:51:55

Behavior Gap Radio: http://www.behaviorgapradio.com/

371 | Why I Created an NFT from 2021-10-28T12:41:21

Behavior Gap Radio: https://behaviorgap.com/radio
NFT: https://bit.ly/3pA2gjn

Sneak Peek Week of July 25 from 2021-07-26T12:45:56

Sneak Peek: Week of July 12 from 2021-07-12T16:07:52

Sneak Peek July 5: An Audience of One from 2021-07-06T11:11:15

Sneak Peek | Week of June 14 from 2021-06-15T10:08:18

Sneak Peek | The Week to Come from 2021-06-07T12:26:14

F248 | Asymmetrical Time Risk from 2021-06-05T12:37:59

F247 | Checker vs Chess from 2021-06-04T09:43:21

F246 | News = Noise from 2021-06-03T08:37:45

Special Announcement! from 2021-06-02T09:21:58

245 | Finding Your Thing from 2021-06-01T08:57:32

244 | Normal is Miserable from 2021-05-31T06:00

243 | You Might Not Be Ready from 2021-05-29T15:28:29

242 | Reckless Financial Planning from 2021-05-28T06:00

241 | Investing & Entertainment from 2021-05-27T06:00

240 | Hard vs Heavy from 2021-05-26T06:00

239 | Try Again from 2021-05-25T06:00

238 | Basement Thinking from 2021-05-24T06:00

237 | I Don't Want People Thinking from 2021-05-22T06:00

236 | The One Micro-Action from 2021-05-21T06:00

235 | Stop Playing The Game from 2021-05-20T11:16:10

234 | This Time It's Different from 2021-05-19T06:00

233 | Do --> Feel from 2021-05-18T07:57:45

232 | The Danger of Brainstorming from 2021-05-17T06:00

231 | Bad Decision Good Outcome from 2021-05-15T06:00

230 | I Feel Heard from 2021-05-14T06:00

229 | Do You Give Advice for a Living from 2021-05-13T06:00

228 | Real Financial Planning Step 7 from 2021-05-12T06:00

227 | Real Financial Planning Step 6 from 2021-05-11T06:00

226 | Real Financial Planning Step 5 from 2021-05-10T06:00

225 | Real Financial Planning Step 4 from 2021-05-09T06:00

224 | Real Financial Planning Step 3 from 2021-05-08T06:00

223 | Real Financial Planning Step 2 from 2021-05-07T08:06:23

222 | Real Financial Planning Step 1 from 2021-05-06T08:32:57

221 | Go on a Walk from 2021-05-05T06:00

220 | Just Don't Believe It from 2021-05-04T06:00

219 | Real Financial Planning from 2021-05-03T06:00

218 | The Beautiful Tension from 2021-05-02T06:00

217 | Tactics and Principles from 2021-05-01T06:00

216 | What We Resist...Persists from 2021-04-30T06:00

215 | Feeling Like an Impostor from 2021-04-29T06:00

213 | Why Are You Making This So Hard? from 2021-04-28T06:00

213 | Adjust the Rear View Mirror from 2021-04-27T06:00

212 | How Come it Works for Them? from 2021-04-26T06:00

211 | The Checkbook and The Calendar from 2021-04-25T06:00

210 | Make it Smaller from 2021-04-24T06:00

209 | The Law of Negative Consent from 2021-04-23T06:00

208 | What I Say vs What I Do from 2021-04-22T07:00

207 | Righteous Tricks, Marketing, and Lies from 2021-04-21T11:25:30

206 | The Pain of Changing from 2021-04-20T06:00

205 | The Overnight Test from 2021-04-19T06:00

204 | Practice & The Gap from 2021-04-18T06:00

203 | I'm Not Sure I Want to Know from 2021-04-17T06:00

202 | The Money Stories I Tell from 2021-04-16T06:00

201 | Hero or Victim? from 2021-04-15T06:00

200 | What Are You Worth? from 2021-04-14T06:00

199 | Less Wrong Tomorrow from 2021-04-13T06:00

198 | Options are Never Free from 2021-04-12T06:00

197 | Risk is what's left over from 2021-04-11T07:23:20

196 | Hard is Not a Flaw... from 2021-04-10T06:00

195 | Enough is a Journey from 2021-04-09T06:00

194 | Who Cares? from 2021-04-08T06:00

193 | Enough from 2021-04-07T06:00

192 | To see...You have to move from 2021-04-06T06:00

191 | Doing Scary Things from 2021-04-05T06:00

190 | Celebrate Being Wrong from 2021-04-04T06:00

189 | Being Sad from 2021-04-03T06:00

188 | The Crunchy Bits Principle from 2021-04-02T06:00

187 | Confirmation Bias from 2021-04-01T06:00

186| Dancing With Dragons from 2021-03-31T06:00

185 | Efforted vs Effortless from 2021-03-30T06:00

184 | I Failed from 2021-03-29T06:00

183 | Type 2+ Fun from 2021-03-28T06:00

182 | The Mistakes Never End from 2021-03-27T06:00

181 | Why are you still doing that? from 2021-03-26T06:00

180 | People Who Pay from 2021-03-25T06:00

179 | You Just Got Lucky... from 2021-03-24T06:00

178 | Finding Time Part 2 from 2021-03-23T06:00

177 | Finding Time Part 1 from 2021-03-22T06:00

176 | Pain is a door from 2021-03-21T06:00

This show is sponsored by YOU!

Yes, my friend, you can sponsor this show for less than the cost of a burrito and a coke.

Just go to Listen

175 | Identify --> Behave from 2021-03-20T06:00

This show is sponsored by YOU!

Yes, my friend, you can sponsor this show for less than the cost of a burrito and a coke.

Just go to Listen

174 | Spend The Money from 2021-03-19T06:00

This show is sponsored by YOU!

Yes, my friend, you can sponsor this show for less than the cost of a burrito and a coke.

Just go to Listen

173 | Searching for Enough from 2021-03-18T06:00

Searching for enough is a process.

Please small bets, notice the return on that investment and recalibrate.

172 | Sour Cherry Pie Edition from 2021-03-17T06:00

This show is sponsored by YOU!

Yes, my friend, you can sponsor this show for less than the cost of a burrito and a coke.

Just go to Listen

171 | Wait or Sprint from 2021-03-16T06:00

This show is sponsored by YOU!

Yes, my friend, you can sponsor this show for less than the cost of a burrito and a coke.

Just go to Listen

170 | Wait for the Next Trolley from 2021-03-15T06:00

This show is sponsored by YOU!

Yes, my friend, you can sponsor this show for less than the cost of a burrito and a coke.

Just go to Listen

169 | Normal from 2021-03-14T06:00

This show is sponsored by YOU!

Yes, my friend, you can sponsor this show for less than the cost of a burrito and a coke.

Just go to Listen

168 | The King of Permission Granting from 2021-03-13T06:00

This show is sponsored by YOU!

Yes, my friend, you can sponsor this show for less than the cost of a burrito and a coke.

Just go to Listen

167 | How Much Do You Make? from 2021-03-12T06:00

This show is sponsored by YOU!

Yes, my friend, you can sponsor this show for less than the cost of a burrito and a coke.

Just go to Listen

166 | Reframe it from 2021-03-11T06:00

Reframe it:

1- Notice how it feels

2- Call it out (give it a name)

3- Reframe it.

165 | Be Generous in your assumptions from 2021-03-10T06:00

This show is sponsored by YOU!

Yes, my friend, you can sponsor this show for less than the cost of a burrito and a coke.

Just go to Listen

164 | Shared Burdens from 2021-03-09T06:00

This show is sponsored by YOU!

Yes, my friend, you can sponsor this show for less than the cost of a burrito and a coke.

Just go to Listen

163 | Wrong - Plumbers DO Get Plumbers Block from 2021-03-08T07:00

I love doing this show and work super hard to keep it short. If you would like to support my work and help me keep the show ad-free you can sign up as a monthly sponsor for less than t...

162 | Plumbers Don't Get Plumbers Block from 2021-03-07T07:00

I love doing this show and work super hard to keep it short. If you would like to support my work and help me keep the show ad-free you can sign up as a monthly sponsor for less than the cost of a ...

161 | Uncovering The Thing from 2021-03-06T07:00

The path to finding your thing...is action.

Want a Letter Press Print? from 2021-03-05T17:33:31

160 | Big is a Lie of The Devil from 2021-03-05T07:00

I love doing this show and work super hard to keep it short. If you would like to support my work and help me keep the show ad-free you can sign up as a monthly sponsor for less than t...

159 | Help Me Think That Way from 2021-03-04T07:47:38

Help me think that way...

158 | Reality Based Planning from 2021-03-03T10:44:59

158 | Reality Based Planning by Carl Richards: Human Behavior, Creativity, Behavioral Finance

157 | Embarrassed By Who I Was from 2021-03-02T11:42:35

157 | Embarrassed By Who I Was by Carl Richards: Human Behavior, Creativity, Behavioral Finance

156 | Confidence Part 2 from 2020-05-20T07:00:13

156 | Confidence Part 2 by Carl Richards: Human Behavior, Creativity, Behavioral Finance

155 | Frequency vs Impact from 2020-05-20T01:12:31

155 | Frequency vs Impact by Carl Richards: Human Behavior, Creativity, Behavioral Finance

154 | Confidence Part 1 from 2020-05-19T07:00:33

154 | Confidence Part 1 by Carl Richards: Human Behavior, Creativity, Behavioral Finance

153 | Confidence Resilience Sleep from 2020-04-22T10:46:29

153 | Confidence Resilience Sleep by Carl Richards: Human Behavior, Creativity, Behavioral Finance

152 | Security Is A Feeling from 2020-04-01T05:00:22

152 | Security Is A Feeling by Carl Richards: Human Behavior, Creativity, Behavioral Finance

151 | The Zinger from 2020-03-31T07:00:04

151 | The Zinger by Carl Richards: Human Behavior, Creativity, Behavioral Finance

150 | General Resilience from 2020-03-30T13:32

150 | General Resilience by Carl Richards: Human Behavior, Creativity, Behavioral Finance

149 | Facts Thinking Feelings Stories from 2020-03-29T09:45:22

149 | Facts Thinking Feelings Stories by Carl Richards: Human Behavior, Creativity, Behavioral Finance

148 | Being Not OK from 2020-03-28T06:10:06

148 | Being Not OK by Carl Richards: Human Behavior, Creativity, Behavioral Finance

147 | What To Do When The Plan Blows Up from 2020-03-27T05:26:50

147 | What To Do When The Plan Blows Up by Carl Richards: Human Behavior, Creativity, Behavioral Finance

146 Chasing Doesn't Work from 2019-12-12T03:00:33

146 Chasing Doesn't Work by Carl Richards: Human Behavior, Creativity, Behavioral Finance

145 | Freedom Now from 2019-12-11T10:13:35

145 | Freedom Now by Carl Richards: Human Behavior, Creativity, Behavioral Finance

144 | Money And Flow from 2019-12-10T03:00:03

144 | Money And Flow by Carl Richards: Human Behavior, Creativity, Behavioral Finance

143 | Pain And Growth from 2019-12-09T03:00:03

143 | Pain And Growth by Carl Richards: Human Behavior, Creativity, Behavioral Finance

142 | Amplify Don't Change from 2019-12-06T03:00:13

142 | Amplify Don't Change by Carl Richards: Human Behavior, Creativity, Behavioral Finance

141 | Get FULL VALUE from 2019-12-05T03:00:13

141 | Get FULL VALUE by Carl Richards: Human Behavior, Creativity, Behavioral Finance

140 | Growth And Contentment from 2019-12-04T03:00:13

140 | Growth And Contentment by Carl Richards: Human Behavior, Creativity, Behavioral Finance

139 | One Thought from 2019-12-03T03:00:03

139 | One Thought by Carl Richards: Human Behavior, Creativity, Behavioral Finance

138 | The Insanity Of Comparison from 2019-11-28T15:12:56

138 | The Insanity Of Comparison by Carl Richards: Human Behavior, Creativity, Behavioral Finance

137 | Change Your Thinking from 2019-10-23T19:45:30

137 | Change Your Thinking by Carl Richards: Human Behavior, Creativity, Behavioral Finance

136 | Dream Knowing from 2019-09-27T05:00:45

136 | Dream Knowing by Carl Richards: Human Behavior, Creativity, Behavioral Finance

135 | Flywheel Of Confidence from 2019-09-26T05:00:35

135 | Flywheel Of Confidence by Carl Richards: Human Behavior, Creativity, Behavioral Finance

134 | The Trap Of Feedback from 2019-09-25T05:00:36

134 | The Trap Of Feedback by Carl Richards: Human Behavior, Creativity, Behavioral Finance

133 | Which Comes First Action Or Confidence from 2019-09-24T04:35:41

133 | Which Comes First Action Or Confidence by Carl Richards: Human Behavior, Creativity, Behavioral Finance

132 | Ed Jacobson from 2019-09-23T05:00:45

132 | Ed Jacobson by Carl Richards: Human Behavior, Creativity, Behavioral Finance

131 | Trust from 2019-09-20T02:40:30

131 | Trust by Carl Richards: Human Behavior, Creativity, Behavioral Finance

130 | Atlas from 2019-09-19T05:00:35

130 | Atlas by Carl Richards: Human Behavior, Creativity, Behavioral Finance

129 | Confidence from 2019-09-18T05:00:35

129 | Confidence by Carl Richards: Human Behavior, Creativity, Behavioral Finance

128 | Performance Comparison Season from 2019-09-17T06:32:07

128 | Performance Comparison Season by Carl Richards: Human Behavior, Creativity, Behavioral Finance

127 | Why You Shoild Buy High And Sell Low from 2019-09-16T05:01:15

127 | Why You Shoild Buy High And Sell Low by Carl Richards: Human Behavior, Creativity, Behavioral Finance

126 | Thoughts On Pricing from 2019-09-13T04:30:26

126 | Thoughts On Pricing by Carl Richards: Human Behavior, Creativity, Behavioral Finance

125 | The Benefit Of Assuming I'm Wrong from 2019-09-12T05:00:45

125 | The Benefit Of Assuming I'm Wrong by Carl Richards: Human Behavior, Creativity, Behavioral Finance

124 | Imagined Vs Discovered Tasks from 2019-09-11T13:21:37

124 | Imagined Vs Discovered Tasks by Carl Richards: Human Behavior, Creativity, Behavioral Finance

123 | What To Do When We Can't Fix It from 2019-09-10T05:00:45

123 | What To Do When We Can't Fix It by Carl Richards: Human Behavior, Creativity, Behavioral Finance

122 | Pain Into Progress from 2019-09-09T05:00:16

122 | Pain Into Progress by Carl Richards: Human Behavior, Creativity, Behavioral Finance

121 | Spending For Smiles from 2019-09-06T05:00:06

121 | Spending For Smiles by Carl Richards: Human Behavior, Creativity, Behavioral Finance

120 | Entrepenship. Hows That Ride Been For You? from 2019-09-05T05:00:06

120 | Entrepenship. Hows That Ride Been For You? by Carl Richards: Human Behavior, Creativity, Behavioral Finance

119 | Cognitive Load Of Small Decisions from 2019-09-04T05:00:26

119 | Cognitive Load Of Small Decisions by Carl Richards: Human Behavior, Creativity, Behavioral Finance

118 | Crappy Days And What To Do About Them from 2019-09-03T04:44:54

118 | Crappy Days And What To Do About Them by Carl Richards: Human Behavior, Creativity, Behavioral Finance

117 | An End From The Beginning from 2019-08-30T05:00:35

117 | An End From The Beginning by Carl Richards: Human Behavior, Creativity, Behavioral Finance

116 | You Are Not Alone from 2019-08-29T05:00:26

116 | You Are Not Alone by Carl Richards: Human Behavior, Creativity, Behavioral Finance

115 | I Know Nothing from 2019-08-28T05:00:36

115 | I Know Nothing by Carl Richards: Human Behavior, Creativity, Behavioral Finance

114 | Your Thing May Not Work from 2019-08-27T05:00:35

114 | Your Thing May Not Work by Carl Richards: Human Behavior, Creativity, Behavioral Finance

113 | Dopamine Hunting from 2019-08-26T05:00:45

113 | Dopamine Hunting by Carl Richards: Human Behavior, Creativity, Behavioral Finance

112 | Advice Is Valued By Density Not Volume from 2019-08-23T05:00:36

112 | Advice Is Valued By Density Not Volume by Carl Richards: Human Behavior, Creativity, Behavioral Finance

111 | Being Wrong And Knowing It from 2019-08-22T00:00:05

111 | Being Wrong And Knowing It by Carl Richards: Human Behavior, Creativity, Behavioral Finance

110 | Mistakes from 2019-08-21T05:00:45

110 | Mistakes by Carl Richards: Human Behavior, Creativity, Behavioral Finance

109 | Be Sad. It's OK. from 2019-08-20T05:01:35

109 | Be Sad. It's OK. by Carl Richards: Human Behavior, Creativity, Behavioral Finance

108 | A Guide For Dealing With Unreasonable People from 2019-08-19T05:01:06

108 | A Guide For Dealing With Unreasonable People by Carl Richards: Human Behavior, Creativity, Behavioral Finance

107 | Naming The Dream from 2019-08-16T05:00:35

107 | Naming The Dream by Carl Richards: Human Behavior, Creativity, Behavioral Finance

106 | Scary Markets from 2019-08-15T05:00:25

106 | Scary Markets by Carl Richards: Human Behavior, Creativity, Behavioral Finance

105 | Expectations Vs Reality from 2019-08-14T05:00:35

105 | Expectations Vs Reality by Carl Richards: Human Behavior, Creativity, Behavioral Finance

104 | We Are Nice from 2019-08-13T05:00:37

104 | We Are Nice by Carl Richards: Human Behavior, Creativity, Behavioral Finance

103 | Clarity Over Passion from 2019-08-12T05:00:47

103 | Clarity Over Passion by Carl Richards: Human Behavior, Creativity, Behavioral Finance

102 | Be Nice from 2019-08-09T05:00:05

102 | Be Nice by Carl Richards: Human Behavior, Creativity, Behavioral Finance

101 | Retirement Is A Dumb Idea from 2019-08-08T05:00:05

101 | Retirement Is A Dumb Idea by Carl Richards: Human Behavior, Creativity, Behavioral Finance

100 | A Hug And A Punch In The Nose from 2019-08-07T05:00:06

100 | A Hug And A Punch In The Nose by Carl Richards: Human Behavior, Creativity, Behavioral Finance

099 | Grabbing An Electric Fence from 2019-08-06T05:00:05

099 | Grabbing An Electric Fence by Carl Richards: Human Behavior, Creativity, Behavioral Finance

098 | How Does Money Feel? from 2019-08-05T05:00:15

098 | How Does Money Feel? by Carl Richards: Human Behavior, Creativity, Behavioral Finance

097 | Investment Process Must Impact Behavior from 2019-08-02T05:00:05

097 | Investment Process Must Impact Behavior by Carl Richards: Human Behavior, Creativity, Behavioral Finance

096 | Forget Crush It from 2019-08-01T05:00:06

096 | Forget Crush It by Carl Richards: Human Behavior, Creativity, Behavioral Finance

095 | 4 Things To Invest from 2019-07-31T05:00:06

095 | 4 Things To Invest by Carl Richards: Human Behavior, Creativity, Behavioral Finance

094 | What's Money For Anyway? from 2019-07-30T05:00:15

094 | What's Money For Anyway? by Carl Richards: Human Behavior, Creativity, Behavioral Finance

093 | Blind Spots from 2019-07-29T05:00:05

093 | Blind Spots by Carl Richards: Human Behavior, Creativity, Behavioral Finance

092 | Gaps In My Behavior from 2019-07-26T05:00:06

092 | Gaps In My Behavior by Carl Richards: Human Behavior, Creativity, Behavioral Finance

091 | Overconfidence from 2019-07-25T05:00:06

091 | Overconfidence by Carl Richards: Human Behavior, Creativity, Behavioral Finance

090 | Keep Up With The Joneses from 2019-07-24T05:00:05

090 | Keep Up With The Joneses by Carl Richards: Human Behavior, Creativity, Behavioral Finance

089 | You Busy? from 2019-07-23T05:00:04

089 | You Busy? by Carl Richards: Human Behavior, Creativity, Behavioral Finance

088 | Confirmation Bias from 2019-07-22T05:00:14

088 | Confirmation Bias by Carl Richards: Human Behavior, Creativity, Behavioral Finance

086 | If You Just Knew The Story from 2019-07-18T05:00:04

086 | If You Just Knew The Story by Carl Richards: Human Behavior, Creativity, Behavioral Finance

085 | Being Alone Doesn’t Make You A Loser from 2019-07-17T05:00:04

085 | Being Alone Doesn’t Make You A Loser by Carl Richards: Human Behavior, Creativity, Behavioral Finance

084 | You Are The Problem from 2019-07-16T05:00:04

084 | You Are The Problem by Carl Richards: Human Behavior, Creativity, Behavioral Finance

083 | Be Generous In Your Assumptions from 2019-07-15T05:00:04

083 | Be Generous In Your Assumptions by Carl Richards: Human Behavior, Creativity, Behavioral Finance

087 | Was It Thoughtful from 2019-07-13T03:42:43

087 | Was It Thoughtful by Carl Richards: Human Behavior, Creativity, Behavioral Finance

082 | The One Thing from 2019-07-12T05:00:04

082 | The One Thing by Carl Richards: Human Behavior, Creativity, Behavioral Finance

081 The Only Goal from 2019-07-11T05:00:04

081 The Only Goal by Carl Richards: Human Behavior, Creativity, Behavioral Finance

080 | Consume Or Create from 2019-07-10T05:00:14

080 | Consume Or Create by Carl Richards: Human Behavior, Creativity, Behavioral Finance

079 | Simplicity from 2019-07-09T05:00:24

079 | Simplicity by Carl Richards: Human Behavior, Creativity, Behavioral Finance

078 | Running Out Of Money from 2019-07-07T08:41:10

078 | Running Out Of Money by Carl Richards: Human Behavior, Creativity, Behavioral Finance

077 | 4 Things To Invest from 2019-07-06T10:49:27

077 | 4 Things To Invest by Carl Richards: Human Behavior, Creativity, Behavioral Finance

076 | Influence? Stop Trying from 2019-07-05T06:00:19

076 | Influence? Stop Trying by Carl Richards: Human Behavior, Creativity, Behavioral Finance

075 | Comfort And Consumption from 2019-07-04T09:37:47

075 | Comfort And Consumption by Carl Richards: Human Behavior, Creativity, Behavioral Finance

074 | Aligned Spending: A story from 2019-07-03T08:43:19

074 | Aligned Spending: A story by Carl Richards: Human Behavior, Creativity, Behavioral Finance

073 | Fear Is Fuel from 2019-07-02T06:59:59

073 | Fear Is Fuel by Carl Richards: Human Behavior, Creativity, Behavioral Finance

072 | Fear Is The Point from 2019-07-01T10:56:54

072 | Fear Is The Point by Carl Richards: Human Behavior, Creativity, Behavioral Finance

071 | Solutions In The Silence from 2019-06-24T17:13:26

071 | Solutions In The Silence by Carl Richards: Human Behavior, Creativity, Behavioral Finance

070 | Budgeting Is Broken from 2019-06-10T14:53:42

070 | Budgeting Is Broken by Carl Richards: Human Behavior, Creativity, Behavioral Finance

069 | Surf Uncertainty from 2017-10-03T10:10:42

Dave has had some unexpected success over the past 12 months. Massive success. The only problem is that with that success comes a lot of fear, uncertainty, and anxiety.

What do you do with...

Extended Grace from 2017-09-29T16:23:08

Extended Grace by Carl Richards: Human Behavior, Creativity, Behavioral Finance

068 | Why Do We Wait So Long? from 2017-09-20T12:42:49

Ryan's been working for other people for the last 15 years. He's been wanting to start his own company for almost as long. He finally started. Two months into the change, he can't imagine why he di...

067 | What Are You Up To? from 2017-09-18T10:15:08

People who are "up to something" are my favorite people. It doesn't even matter WHAT they are up to. Just so long as they have that special look in their eye.

So what are YOU up to? Or bet...

Go in Over Your Head from 2017-09-15T14:07:18

Go in Over Your Head by Carl Richards: Human Behavior, Creativity, Behavioral Finance

066 | It's Time to Play in Traffic from 2017-09-13T07:57:18

Play in traffic. If you don't how are you ever going to get hit? If people don't know about your work, it's hard to get recognition for it. Whatever you do, do it in public. No more hiding - show y...

065 | Conditions For Success: Do Your Thing from 2017-09-12T09:28:51

My #1 condition for success? Do your thing. Not do your work, or do your art. Do your THING. Whatever your thing is. Because no matter how crazy your thing is, the internet makes it possible.
<...

064 | What Conditions Do You Need for Success? from 2017-09-11T07:52:22

Talking about success is uncomfortable for me. But I'm going to do it anyway! The point is not to brag, it's just to share what I have learned. Luck is part of it - but it's not the whole enchilada...

Worry Isn't a Business Strategy from 2017-09-08T13:25:15

Worry Isn't a Business Strategy by Carl Richards: Human Behavior, Creativity, Behavioral Finance

063 | My Date with Deliberate Practice from 2017-08-31T12:26:29

Deliberate practice. Think of it as another way to say meditation. Just don't call it a podcast. (Ok, it's a podcast). But the podcast is really just a byproduct of metacognition!

Listen t...

Welcome to the 80% Club from 2017-08-25T13:00:35

Welcome to the 80% Club by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Life Equals Stuff: Does Your Equation Balance? from 2017-08-17T18:51:39

Life Equals Stuff: Does Your Equation Balance? by Carl Richards: Human Behavior, Creativity, Behavioral Finance

062 | Big Announcement: Doing Scary Things from 2017-08-14T09:21:48

I'm starting a new project.

There. I said it.

In today's episode, I'm taking the leap, and sharing the latest about the Do It Anyway Project. I hope you'll join me.

Liste...

Get The Tools Ready from 2017-08-11T12:13:08

Get The Tools Ready by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Step By Step: The Power of Incremental Change from 2017-07-28T13:48:21

Step By Step: The Power of Incremental Change by Carl Richards: Human Behavior, Creativity, Behavioral Finance

061 | It's Personal: Fear, Business & Inserting Your Opinion from 2017-07-11T13:23:05

When you think of your business as incredibly personal, it becomes an expression of your opinion. And that's risky. If the business fails, it can feel like a rejection of who you are. So it should ...

060 | Been Cheated Lately? Have You Tried Letting Go? from 2017-07-10T11:54:36

Today, on BG Radio, a story about Bob. Bob got taken advantage of. For a lot of money. Like, a TON of money. Money Bob couldn't afford to lose. But he did lose it. And now, he has to figure out wha...

059 | Incremental Change from 2017-07-06T08:30

Brad and I used to ride bikes in a group in Las Vegas. I remember when he first started, he had trouble staying with the group. One day I looked up, and there he was, right in the thick of it. What...

058 | The Power Of Listening from 2017-07-05T16:48:42

Being a good listener is more valuable than we might think. Forget valuable, it's a freaking ninja trick. The smartest people you'll ever meet are the people who know how to listen. Today on BG Rad...

057 | Talk About Your Thinking from 2017-07-03T08:47:02

The last two episodes I've talked about a cultural prejudice against starting and stopping, and the intolerance we have for uncertainty. But what if the issue isn't in the way we FEEL about this st...

Going on a Time Hunt from 2017-06-30T18:14:30

Going on a Time Hunt by Carl Richards: Human Behavior, Creativity, Behavioral Finance

056 | Need for Closure from 2017-06-29T08:21:21

And yet, as human beings, we have this incredibly strong need for closure. What if instead we developed a tolerance (and maybe even an enjoyment!) for uncertainty? My guess: it would make the big s...

055 | False Starts Come with the Job from 2017-06-28T10:00:53

Back track. Flip flop. False start. Misstep. I feel like these words and ideas have negative cultural connotations—like there's something wrong with starting things and then changing your mind abou...

054 | The Craft of Curiosity from 2017-06-26T12:37:39

Curiosity. Deadly to cats, incredibly powerful to humans... it's not just something you're born with. Curiosity is a craft. Developing that craft is worth the time and energy.

Listen time:...

Ignoring the Criticism & the Praise from 2017-06-23T15:54:10

Ignoring the Criticism & the Praise by Carl Richards: Human Behavior, Creativity, Behavioral Finance

053 | Below the Waterline from 2017-06-20T07:43:52

When you see successful people (especially people who do scary things) all you see is the tip of the iceberg. But there's a massive, hidden foundation below the water line that allows that tip to s...

052 | From Fear to Familiar from 2017-06-19T11:56:21

Anything unknown and mysterious can be terrifying... until you get to know it. The way to get over that fear? Turn it into familiarity. Works for snakes, the creative process, and you, too. And tod...

051 | Starting Things: Episode 4 from 2017-06-12T09:06:14

Good ideas are hard to come by, and good Starters are rare. But a good idea without execution is worthless. If you want to be a Starter, you're going to have to earn permission by finishing at leas...

You're Fired from 2017-06-09T13:40:04

You're Fired by Carl Richards: Human Behavior, Creativity, Behavioral Finance

050 | Starting Things: Episode 3 from 2017-06-09T08:00:33

Being a Starter means getting good at saying no. You don't have to take every opportunity that comes your way. But it also means getting good at knowing when to quit! In today's episode: the Sunk C...

049 | Starting Things: Episode 2 from 2017-06-08T07:45:01

Being a good Starter means first being a good Stopper. Often, the impediment to starting something new is stopping something else you're doing. But what does being good at stopping look like? For s...

048 | Starting Things: Episode 1 from 2017-06-07T13:43:17

Today, I want to share the first of a series of posts on Starting Things.

I'm a card-carrying Starter. If you're like me, you've probably been beaten up for being a starter your whole life...

047 | The Idea Journey from 2017-06-05T11:57:13

You have an idea. It feels like a really good one. What happens next? Believe it or not, all ideas - whether good or bad - go through an epic journey. A true idea Odyssey. And in the end, only the ...

046 | Commitment to Craft from 2017-06-02T11:01:25

A master in any field makes the incredibly difficult look easy. Practice makes perfect. So what if we applied that same logic to things we don't ever think about as crafts. Public speaking, writing...

045 | Easier to Hide from 2017-06-01T09:01:02

I have a new name for Twitter: I call it Hiding Place #23561. I have a lot of other Hiding Places, too, where I like to go whenever something needs to get done. But is it that I LIKE to spend time ...

043 | Fear is a Liar from 2017-05-30T08:05:41

Ben is a "Newly-minted 67 year old." After nearly three quarters of a century on this planet, not a single fear of Ben's has ever come true. Which makes me wonder... do they ever?

Listen t...

044 | Worry is the Interest You Pay from 2017-05-26T09:56:04

Today, among a flurry of tweets (literally, lots of birds singing in the background on this recording), I contemplate the phenomenon of worry. It's not war, but still, I can't help but wonder: What...

042 | What is Your Scary Thing? from 2017-05-24T09:13:09

In which I go surf skiing, think I get scared, and then get schooled by Dallas Hartwig on what real fear actually is. What are you hiding from? The relative nature of fear, and what we do with it, ...

041 | Where Can I Find Inspiration? from 2017-05-23T09:40:53

People ask me "Where do you get your inspiration from?" as if it comes in bulk from a store a few blocks away. The truth is, you don't GET inspiration, it just shows up sometimes. But in the meanti...

040 | Advice to My Younger Self About Rest from 2017-05-22T08:35:30

Time and again, I've railed against the culture of the hustle (#crushit). And yet, I bought into that culture for nearly two decades. So one listener asks: is it possible to make these changes in r...

039 | Start with the Problem from 2017-05-19T09:01:28

039 | Start with the Problem by Carl Richards: Human Behavior, Creativity, Behavioral Finance

038 | Keeping the Stoke from 2017-05-18T08:03:44

Stoke. You know what it is. That fiery excitement that rages far beyond enthusiasm. Some are born with it, some aren't. But either way, eventually we all need to answer the same question: How do yo...

037 | 2 Types of Businesses from 2017-05-17T11:30:33

Some businesses start with a problem, and the desire to solve it. Some start with a business model and then search for a problem that fits their product or service. Both are valid (maybe). But I've...

036 | Being Busy Isn't a Badge of Honor from 2017-05-15T23:14:17

We wear "busy" like a badge of honor. But what if it's really a curse? Busy may sound good, but anyone who has been there knows. It's not when we do our best work or when we are our best selves. Th...

The Process of Creating from 2017-05-12T14:48:22

The Process of Creating by Carl Richards: Human Behavior, Creativity, Behavioral Finance

035 | Thoughts, Feelings, Actions from 2017-05-12T12:34:35

When you or I use the word "scared," we're describing a feeling. It's not a rational argument or something that can be quantified. But I think I've identified a pattern to help us better understand...

034 | Clearing the Deck from 2017-05-10T09:31:43

There's something BIG I really want to do, but I can't because of ____. Sound familiar? We all have a long list of things we can fill in the blank with. We call those things Roadblocks. But what if...

032 | I Have A Problem from 2017-05-08T14:41:30

You have a problem. At least, you think you have a problem. But the truth is, a problem actually has you! In this episode I explore why that is the case, and what we can learn from it.

Lis...

033 | Replace Fear with Excitement from 2017-05-08T14:27:01

Jeanna in Idaho tells us how she improved her relationship with fear with one, tiny, psychological adjustment: Replace the word "scared" with "excited." It worked for her. Could it work for you? Listen

031 | What's Worth Considering? from 2017-05-05T08:50:16

There's a battle for your attention. Yet you only have so much attention to give. If considering an idea costs precious time and energy, what needs to happen to offset those costs? In other words, ...

Who Put Numbers in Charge? from 2017-05-05T08:48:29

Who Put Numbers in Charge? by Carl Richards: Human Behavior, Creativity, Behavioral Finance

030 | What's a Ping Pong Root? from 2017-05-04T09:22:21

Ping Pong root. Maybe you've heard of it. If you haven't, brace yourself. Your world is about to be turned upside down — until you learn that it's actually just a ... well, that would be giving awa...

029 | Two Types of Dreams from 2017-05-02T08:32:27

When it comes to dreams, there are two types: those you do and those you don't do. The good news is, they're both O.K. But here's the big question. How do you know which is which?

Listen t...

028 | What's Around The Next Corner? from 2017-05-01T08:13:52

I have a disease. What's-Around-The-Next-Cornerism is a serious condition. And you might suffer from it, too. But sometimes, the disease pays off.

Listen time: 3:15

027 | On a Clear Night from 2017-04-28T10:45:54

Things aren't going according to plan. It's hard. Scary. The skies are stormy. This isn't how the adventure was supposed to go... So what do you do? Say "thank you." Here's why.

Listen tim...

When is Enough Enough from 2017-04-28T10:05:41

When is Enough Enough by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Two People, Same Circumstances, Vastly Different Results from 2017-04-27T09:40:40

A few months ago, I wrote a column for the Times about letting go. When people sent me their stories, it was fascinating to learn that many people found themselves in similar circumstances. But the...

The Power of Pretending from 2017-04-26T08:10:38

Pretending plays a powerful role in our lives. For instance, we're good at telling ourselves that certain things are a problem. Funny enough though, these so-called problems don't always have anyth...

Visualize Your Monthly Spending from 2017-04-24T09:56:04

We all seem to struggle with tracking our spending, and it's not really about the tools. There are plenty of great tools available. It's the idea of tracking that trips up many of us. What if start...

What We Say We Want to Do from 2017-04-21T10:17:29

Listen time: 4:33

The Incremental Power of Small Things Done Repeatedly from 2017-04-21T08:10:31

The incremental power of small things done repeatedly over a long period of time applies to investing, but it also applies to creative endeavors. Just think about the people you know who've worked ...

It's Up to You from 2017-04-19T11:26

My friend Tim Maurer likes so say that, "Personal finance is more personal than it is finance." With that reality comes a hard truth. No one can tell us what to do. We can get great advice that get...

Steep Learning Curve from 2017-04-18T06:19:22

There's a feeling that comes with being a beginner. But we sometimes avoid doing new things because a steep learning curve can be painful --- emotionally, physically, mentally. The power of being a...

What Are You Running From from 2017-04-17T09:14:27

How often do we pretend that endless research is a useful way to spend our time? This question leads to another interesting question. If we stop searching and looking for a better tool, option, etc...

Dealing with Fear from 2017-04-14T12:19:03

Dealing with Fear by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Turn Fear Into Stoke from 2017-04-14T08:44:25

When we think about doing meaningful work, it's hard not to be scared. But that fear can play a valuable role. Instead of letting fear feed on us and our insecurities, we can turn it around and mak...

It's All About Fear from 2017-04-13T09:45:15

I think we all have something we want to put out in the world, but we hide behind convenient excuses. Behind those excuses is the fear of sharing what we've created. But it's time for us to stop th...

The Current Step from 2017-04-12T08:44:20

When we think we're at our limit, it's really easy to become overwhelmed by the distance between where we're at and where we want to go. Then, we spiral into self doubt that we'll ever reach our go...

Do Your Thing from 2017-04-11T06:32:22

When I'm working on a project, part of me is thinking about the next project, the next thing I'll do. Now, it may seem obvious, but this thing, this idea tends to scare the heck out of me. But I ca...

The Feelings Around Money from 2017-04-10T08:52:55

We have conversations around money all the time. Sometimes, we think we're being really smart. Other times, we'd benefit from listening to ourselves and hearing what we're saying. To be clear, it'...

Regretting Our Regrets from 2017-04-07T13:59:40

Regretting Our Regrets by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Frozen Credit Cards from 2017-04-07T08:41:09

We've all heard of "tricks" to make us smarter about how we spend money. But I was surprised to hear what my teenage kids were willing to do to save money.

Listen time: 3:33

Show Me the Plan from 2017-04-05T06:20:21

“What am I going to do when I grow up?” I was still asking myself this question in my mid-30s, and I don’t think I’m alone. I often thought it might be nice for someone to show up and say, “Here’s ...

What If the Impostor Syndrome is Right? from 2017-04-04T06:49:48

What if the impostor syndrome is right? That was the question that Sarah Spain asked me recently on her ESPN podcast. But I think I found a loophole.

Listen time: 6:16

The Line Between Barely in Control & Total Disaster from 2017-04-03T09:16:56

As I've watched my son compete in endurance mountain biking, I've seen people walk the line between being barely in control and dangerous. It's an interesting concept to think about in the context ...

The Value of Ongoing Adventure from 2017-03-31T10:31:01

When we go on adventures, we challenge ourselves to do things we don't do normally, and it can add up to a heavy cognitive load. That comes with stress, and we shouldn't be surprised our adventures...

The Air Beneath Do It Anyway from 2017-03-30T08:03:32

The Air Beneath Do It Anyway by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Paying for Attention from 2017-03-28T13:53:43

At some point, someone has said to you, "Pay attention!" We all think we know what it means, but what if we think about it a little differently? What's worth our attention? Listen time: 2:28

No Worries, Sh'll Be Right from 2017-03-27T10:42:05

No Worries, Sh'll Be Right by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Do You Feel Stoked? from 2017-03-24T08:24:53

Have you ever noticed people that are just stoked about life? Certain people have it and how does it apply in the business world, particularly when we're doing creative work? Who are these people? ...

Spend the Money from 2017-03-24T08:14:25

Spend the Money by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Lucky or Something More from 2017-03-23T08:56:08

Let's give luck it's due. Sometimes, we're definitely lucky. But other times, feeling like luck is all we have comes down to the Impostor Syndrome. The goal is to push past that feeling and do our ...

The Power of Naming from 2017-03-21T09:23:54

No matter how much we accomplish, we can still experience moments where we feel fake. I know. I've felt this way many times in my life. It doesn't matter if the moment is big or small. We just feel...

The Personal Behavior Gap from 2017-03-20T08:28:31

Grab a piece of paper for this episode. I want you to get a sense of the gap between the things you want to be doing versus the things you actually end up doing. It starts with noticing that a gap ...

Reality-Based Financial Planning: Hit Repeat from 2017-03-16T10:47:04

In this final episode of Reality-Based Financial Planning, you'll be shocked to learn that now it's time to repeat all the good things we've discussed up to this point. But what does that mean? Wha...

Precisely Wrong or Vaguely Correct from 2017-03-14T08:55:18

Real financial advisors are not defenders of an outdated map. Instead, we're guides in a changing landscape. But it can be difficult to separate the idea of being "wrong" with the reality that new ...

New Information? Adapt Your Plan from 2017-03-09T07:57:10

When we're operating as reality-based financial planners, we need to help people understand how to include new information into their financial plans. Even more important, we need to help people re...

We Need to Talk About Course Corrections from 2017-03-07T08:30:41

"Man, I wish I could give you a straight-line experience," said just about all of us in some form to our clients. But as real financial advisors, we know that's not reality. We understand that whil...

Strategy, Guesses and Reality-Based Financial Planning from 2017-03-02T09:22:06

Have you noticed how clients tighten up when you mention the words "plan" and "goal"? In this episode, I walk you through how to reframe the conversation to reduce the tension and help people get c...

Reality-Based Financial Planning: An Introduction from 2017-02-28T09:45:12

I'm starting a new series on what we really face in financial planning. To start, we need to address our false sense of precision. Listen time: 3:56

Advice To Young Advisor from 2017-02-23T07:02:21

At a recent event, a young financial advisor asked me a question I think will resonate with many of you: what advice would give to your 25-year-old self? I loved the question, and as I answered it,...

Mindful vs Painful from 2017-02-21T06:44:43

Most personal financial advice is centered on finding "tips & tricks" to make spending painful...that didn't sound like a good idea to my wife. Listen to find out what she suggested instead. Listen...

Question Your Needs, Explore Your Wants from 2017-02-15T04:59:44

Often we act as if there is some pre-approved list of "needs" and then we hammer on ourselves or clients about "wants". What if we flip that and learn to question our needs and explore our wants? W...

A Few Thoughts on Robo-Advisors from 2017-02-09T08:40:03

So called robo-advisors are not something to fear, but instead something that is giving us the opportunity to optimize for what is uniquely human: empathy and trust. Listening time: 5:58

Carl Has a Problem from 2017-02-08T08:02:02

Confirmation bias is super hard do deal with...and as financial advisor it is critical that we are at least aware of our own tendency to fall prey to it. Listening time: 12:03

Show Your Value from 2017-02-07T08:30:25

Instead of learning how to justify the fee you charge a client, get so good at your craft that your value isn't a question.

What It Means to be a Real Financial Advisors from 2017-01-26T08:21:12

This is Carl and you are listening to The Podcast for Real Financial Advisors all over the world and I want to talk about that statement, real financial advisors, there. I get asked about this like...

Field Report: Forget Selling & Try Listening from 2017-01-24T06:47:44

I am recording this in India as part of my tour of India, meeting financial advisors. I've met with hundreds of them in India. It's been amazing. I'm here to tell you that real financial advisors d...

Field Report: Money & Happiness from 2017-01-19T09:36:36

One of the things that I have been thinking a lot about today and talked with a good friend here in India on walk today, we walked through a section of Mumbai, and while we were walking, we were ta...

Field Report: Conversations That Change You from 2017-01-17T10:21:09

I'm on day, I think three or four in India and it has been amazing and I wish I knew exactly how to frame my thoughts around it. Other than just to say, if you've got a chance to come to India, tak...

Field Report: Fear And The Little Old Man from 2017-01-12T10:05:37

I am on a trip, a business trip to India. On my way, I had a all day layover in Singapore. I left the airport and went to visit some of the communities in the city on a recommendation from a good f...

Field Report: Real Advisor from India from 2017-01-10T09:08:53

This is a field report, if you will. I am on a trip to India, a work trip so none of my family came along with me, and I'm here as a guest of some really incredible people doing some amazing work i...

In Defense Of Luck from 2017-01-06T08:25:55

In Defense Of Luck by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Below The Waterline, Part 6 from 2017-01-05T08:41:50

This is the conclusion of my series on Below the Waterline. I just want to wrap up by telling you how important you are and how important the work you're doing is to the world. We cannot afford to ...

Below The Waterline, Part 5 from 2017-01-03T07:48:14

Greetings this is Carl. You are listening to Behavior Gap Radio. This is episode five of a series I’m doing on Below the Waterline Activities. If you have not listened to episode one, the introduct...

Below The Waterline, Part 4 from 2016-12-20T09:17:51

At the behest of many of you, I am going to keep talking about Below the Waterline. I've sort of appointed myself as Vice President of Unspeakable Things and I'm going to talk about unspeakable thi...

Work Hard, Rest Hard from 2016-12-15T21:16:51

Work Hard, Rest Hard by Carl Richards: Human Behavior, Creativity, Behavioral Finance

The Client's Goals from 2016-12-15T20:28:59

The Client's Goals by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Below The Waterline, Part 3 from 2016-12-15T08:43:14

This is episode three in a series on what I am calling Below the Water Line Issues. As financial advisors, the things we need to be doing to allow us to have a healthy, productive and long career. ...

Below the Waterline, Part 2 from 2016-12-13T09:13:09

This is Episode 2 in a series on Below the Water Line, we're calling it, on the things that you can do to increase your ability to deal with the stress, and the anxiety that comes from being a real...

Below The Water Line, Part 1 from 2016-12-08T13:22:27

Below The Water Line, Part 1 by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Find Your Niche from 2016-12-08T12:23:23

Find Your Niche by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Entrepreneurs Go All In from 2016-12-02T14:26:50

Entrepreneurs Go All In by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Your Client's Time Frame from 2016-12-01T05:16:31

Your Client's Time Frame by Carl Richards: Human Behavior, Creativity, Behavioral Finance

You're a Great Storyteller from 2016-11-25T10:54:14

You're a Great Storyteller by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Choose to be a Real Investor from 2016-11-18T16:44:38

Choose to be a Real Investor by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Trust at Scale from 2016-11-10T08:33:06

Greetings. This is Carl, and you are listening to another episode of Behavior Gap Radio, the podcast for Real Financial Advisors all over the world. I'm making the argument that trust is an asset, ...

Trust on an Individual Level from 2016-11-08T07:50:39

Greetings. This is Carl and you are listening to Behavior Gap Radio. This is Episode 2 in a short little series on trust. Really, I'm encouraging you to explore with me, it's something I'm explorin...

Pre-Load Your Spending from 2016-11-03T20:41:28

Pre-Load Your Spending by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Trust As An Asset from 2016-11-01T08:39:52

Let me make a claim here, a contention, an argument that trust is the single most valuable asset that any real financial advisor has. Just for a minute, I want you to take that asset away. Let's sa...

Challenge Your Assumptions from 2016-10-27T15:34:28

Challenge Your Assumptions by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Entrepreneurship Series 05: Having a Strong Opinion from 2016-10-27T08:17:21

When I tried to buy a kite, I got a taste of what it means to have a strong opinion as an entrepreneur. Now, of course, there are trade offs for having strong opinions, but I've found that my respo...

Entrepreneurship Series 04: You May Be Wrong from 2016-10-25T07:18:40

When you insert your opinion into the world, you need to be prepared for the possibility you might be wrong. It may be the timing, and people aren't prepared for what you're offering. But it may al...

Take My Survey from 2016-10-20T13:09:25

Take My Survey by Carl Richards: Human Behavior, Creativity, Behavioral Finance

The Emotional Challenge of Entrepreneurship ep 03 from 2016-10-20T09:06:48

When you insert your opinion into the world, you may discover that people don't understand your vision. You'll need to listen carefully to feedback so you can separate the advice that's worth actin...

Entrepreneurship Series 02: Inserting Your Opinion Into the World from 2016-10-18T06:59:04

The stereotypes we associate with business - boring, guys in suits, only about profit - aren't the only options available to us. For me, I see creating and building a business as a way to insert ou...

Adventure is Worth It from 2016-10-14T05:36:05

Adventure is Worth It by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Entrepreneurship Series: Introduction to the Art of Entrepreneuring from 2016-10-13T09:38:55

In a bit of detour, I'm doing a series that combines two things that I'm really passionate about: real financial advisors and entrepreneurship. Even if you work in a big firm, there's still many as...

Entrepreneurship Series 01: The Act of Entrepreneuring, Part 1 from 2016-10-11T08:23:29

What does it mean to be an entrepreneur? I find it most interesting when entrepreneurs act like artists. They feel compelled to start something, and the business became a way to insert their opinio...

The Value of Speed from 2016-10-07T10:28:46

The Value of Speed by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Saving Tail Wags the Spending Dog from 2016-10-06T10:58:30

Saving Tail Wags the Spending Dog by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Their Values Not Yours from 2016-10-06T07:56:13

For real financial advisor we often have to walk a fine line between our opinions and what clients tell us they want to do. But we need to remember, our values don't trump our clients'. Of course, ...

Reinvest to Break Through from 2016-10-03T17:44:06

One of the hardest things for humans to do is allow a little slack in our systems. Of course, we should be going all the time. We're wasting time if we don't...except it leaves no room to avoid bur...

Humility As an Advisor, Part 4 from 2016-09-29T08:30:18

In this final episode of my series on humility, I think it's time to address the hidden fear of many advisors. Here it is: humility is NOT a weakness. I know, mind boggling. But I know from persona...

Using Humility As a Tool from 2016-09-28T17:45:47

Using Humility As a Tool by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Humility As an Advisor, Part 3 from 2016-09-27T10:02:29

Real financial advisors are asked to help clients navigate complicated systems that we aren't even sure the creators of those systems understand. Tony Isola's recent post inspired me to for this la...

Watching Grass Grow from 2016-09-23T20:14:15

Watching Grass Grow by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Values-Driven Budgeting from 2016-09-22T11:12:23

Values-Driven Budgeting by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Humility As an Advisor, Part 2 from 2016-09-22T10:33:22

Practicing humility means we need to address the confirmation bias head on. After all, if we're only reading, hearing, and seeing a point of view that we agree with, it's hard to learn something ne...

Revisiting What It Means to Let Go from 2016-09-19T07:50:36

Revisiting What It Means to Let Go by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Learning to Cope with Anxiety from 2016-09-13T07:39:51

In order to both do our work as real advisors AND do it for a long time, we need to do a better job taking care of ourselves. Because here's the reality. Our clients need a place they can come to d...

Becoming a Linchpin - A Behavior Gap Radio Book Review from 2016-09-08T05:45:08

We've got to change the way we do work. For real financial advisors, this isn't a new concept (robo advisors, anyone?). But how should we work? In today's episode, I review Seth Godin's book, Linch...

Goals for Real Financial Advisors, Part 5 from 2016-09-06T09:15:51

In this final episode of the series on goals, it's time to be really honest about uncertainty. As helpful as we find Monte Carlo simulations, they doesn't remove all uncertainty. And our clients kn...

Goals for Real Financial Advisors, Part 3 from 2016-09-06T09:10:46

In your role as a real financial advisor, you need to practice keeping your personal values from getting in the way of your clients' goals. For instance, let's say you have a very strong whether pa...

Goals for Real Financial Advisors, Part 4 from 2016-09-06T09:10:38

When we're talking about goals with clients, we need to help them define their goals by short term and long term. Do we expect this goal to happen next quarter or years from now? For instance, are ...

Goals for Real Financial Advisors, Part 2 from 2016-08-25T06:31:14

What if we don't have to use the word "goals" to talk about them? I've found it super helpful to change our thinking a bit by using a different word: guesses. For most people, guesses feels a lot m...

Goals for Real Financial Advisors, Part 1 from 2016-08-23T07:10:18

The most important thing we can do as real financial advisors is also the thing that people like thinking about the least: goals. In part one of this five-part series, we'll review why it's so impo...

The Cost of Holding On from 2016-08-19T14:18:02

The Cost of Holding On by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Cal Newport's Deep Work from 2016-08-18T07:15:33

It's the rare and oh-so-valuable book that helps you get clearer about an idea you've struggled with. Cal Newport's latest book, Deep Work, did just that for me. It's an insightful journey into wha...

To Your Health from 2016-08-16T10:38:07

I'm convinced that one of the things we need to talk about more in our industry are the things "below the waterline." It's the stuff that makes us happy and healthy and more capable of having an im...

Looking for Permission from 2016-08-12T08:54

Looking for Permission by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Book Review, Your Money & Your Brain from 2016-08-10T16:03:31

Over the last few years, behavioral finance has become a hot topic. The interest is due, at least in part, to Jason Zweig's book, Your Money & Your Brain. It's not a book that you read in one sitti...

Talking About Money, Part 10 from 2016-08-09T09:22:40

We've reached the end of our series on Talking About Money. I'm sure I'll come back to this topic again, but today, I want to leave you with plea. Both as advisors and human beings, don't give up o...

Talking About Money, Part 8 from 2016-08-02T08:04:09

Whenever you're talking about money, be it with clients, your partner, your spouse, everyone gets a time out. You must honor this need to hit the pause button, particularly when things head south, ...

Finding Enough from 2016-07-29T12:03:52

Finding Enough by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Talking About Money, Part 7 from 2016-07-28T09:17:49

Basement thinking. It happens to the best of us. We've had a long day. We're stress from work. We're just done. Then, something happens. The AMEX bill gets opened. Somebody mentions how much they m...

Talking About Money, Part 6 from 2016-07-26T07:59:35

To keep breaking our money-talking taboo, it helps to think about three things: time, place, and energy. We shouldn't avoid money conversations, but we also should make sure that we have the energy...

Talking About Money, Part 5 from 2016-07-21T07:45:58

One of the most important things you'll need to remember about money involves a hat. It's the No Shame, No Blame hat, and you'll need to wear it during your personal money conversations, and you'll...

Talking About Money, Part 4 from 2016-07-19T08:31:42

When we talk with clients about money, we need to find ways to remove ego from the discussion. One of my favorite tools is the Overnight Test. It gives people permission to back away from earlier i...

Get Off the Treadmill from 2016-07-15T11:32:07

Get Off the Treadmill by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Talking About Money, Part 3 from 2016-07-14T07:17:29

How do you have good, healthy conversations around money? In today's episode, I'll cover the conversations we have as advisors with clients and the conversations we have about our own finances. As ...

Talking About Money, Part 2 from 2016-07-12T09:12:29

At the core of helping people make good decisions with money is helping people get clear about their values and goals. I realize that no one comes in your office asking for that kind of help. In th...

Talking About Money, Part 1 from 2016-07-07T08:25:49

In many countries and cultures, we've been taught to NOT talk about money. But it's so important that we break that taboo because failing to talk about money means we often fail to align our use of...

Talking About Money Introduction from 2016-07-05T10:26:37

Financial advisors are used to talking about money, but with other people. Even the "experts" can struggle to talk about money in their personal lives. I know. I'm speaking from experience. I love ...

Financial Pornography Detox from 2016-06-30T09:01:46

When I first start working with clients, there's a period of time I refer to as the financial pornography detox. It's when you'll get calls from clients wanting to know what they should do based on...

You Choose: 5 Days or 5 Years from 2016-06-24T11:22:52

You Choose: 5 Days or 5 Years by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Redefine Work from 2016-06-23T07:35

Real financial advisors are the release valve for their clients. But that valuable service comes at a personal price, often both physical and mental. That's why it's so important take time for ours...

Spreadsheets & Stories for Advisors from 2016-06-21T08:34:25

In June, I wrote a column for the New York Times that focused on the concept that dealing with money is both an art and a science. We see this play out in what I've referred to as spreadsheets and ...

The Fear Driving an Election from 2016-06-17T10:42:42

The Fear Driving an Election by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Buy Boring Things from 2016-06-16T10:14:59

A lot of people describe their home as the best investment they ever made. We know the numbers make that a bit of a stretch, but it's understandable. Owning a home is one of the few "investments" t...

Do Nothing from 2016-06-14T09:21:59

After real financial advisors have done the hard work of building a well-designed portfolio, one of the best things we can encourage our clients (and ourselves) to do is ... drum roll please ... no...

Spreadsheets and Stories from 2016-06-10T14:05:56

Spreadsheets and Stories by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Abnormal Returns 10:10 Campaign from 2016-06-07T07:42:55

When most people celebrate anniversaries, they do something for themselves. But Tadas Viskanta at Abnormal Returns isn't most people. To celebrate the 10 year anniversary of his amazing blog, he's ...

What Can You Do With a Guess? from 2016-06-06T09:42:26

There's a false sense of precision in the finance industry, and it's start with the financial plan. It's no wonder clients struggle when we ask them where they want to be in 20 years. Who know what...

The Value Of Financial Peace from 2016-06-06T09:35:19

It can be a struggle to feel peaceful when it comes to financial decisions, both before, during, and after. There have been times when I've gotten caught up in rehashing a money decision I've made....

This Conversation Brought To You By from 2016-05-30T11:14:49

Politics. Sex. Religion. Money. For years, we've been told not to talk about these subjects. Today, we probably talk about 2-3 of them more than we should, but we're still really good at NOT talkin...

Leave a Little Slack from 2016-05-27T08:47:05

Leave a Little Slack by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Make It Simple from 2016-05-25T07:45:03

Every time I suggest financial advisors keep things simple, I hear a pretty common fear. "If it's too simple, they won't need us anymore." I get it, but I also want you to remember that the real re...

Why I Hired A Real Advisor - Part 3 from 2016-05-24T09:05:53

This episode concludes my three-part series on why I hired a real financial advisor. Even though I'm an advisor, I'm also human. Being human means I'm still open to making emotional decisions. So t...

Why Not from 2016-05-20T11:48:12

Why Not by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Why I Hired A Real Advisor - Part 2 from 2016-05-19T09:17:39

In part two of my series on why I hired an advisor, I reflect on the need to have someone remind me of my goals and the reasons why I said these things were important to me. Specifically, I wanted ...

Why I Hired A Real Advisor - Part 1 from 2016-05-16T15:28:19

If you're a real financial advisor why could you possibly need your own advisor? Today's show is the first in a three-part series on why I believe it's so valuable to hire a financial advisor. Beca...

Scary Markets Drill Sergeant from 2016-05-13T07:58:33

Scary Markets Drill Sergeant by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Try Not Using The Word Goal from 2016-05-11T08:51:31

When we talk about money, it's really easy to slip into talking about "goals." But that word can carry a lot of different emotions for people. What happens if we start talking in terms of where peo...

Talking About Risk from 2016-05-10T08:34:49

As a real financial advisor, when you say risk, it probably doesn't mean the same thing to your client as it does to you. We need to be clear that when we're having the risk conversation with clien...

Myth of Security from 2016-05-05T08:12:55

Earlier this week, my column at the Times about experience over security has generated a lot of interesting conversation. Today, I want to explore what we really mean when we say security. For inst...

Rich On Any Income from 2016-05-02T14:14:29

Last week, I touched on a the idea of how much we save mattering more than how much we earn and whether we feel "rich." Today, I want to dive into the idea of what it means to be "rich" because tha...

Experiences Over Security from 2016-04-29T14:13:18

Experiences Over Security by Carl Richards: Human Behavior, Creativity, Behavioral Finance

It's About How Much You Spend from 2016-04-28T11:17:42

Financial success is almost always not only about how much you earn, but also about how much you spend. We've known people who've grown "rich" (however you define that), on any income. It sounds ob...

Below the Waterline from 2016-04-21T08:02:07

Financial advisors face a unique set of stressors. They care deeply about their clients, and they need to deal with incredibly important stuff because it involves their clients' dreams and goals. N...

No Complaining Allowed from 2016-04-19T08:36:06

I try really hard to avoid complaining, and I'm not always successful at it. Just ask my wife. But a good friend demonstrated how he's turned not complaining into a habit and how it's changed his p...

Go Hard, Then Rest from 2016-04-14T09:44:49

Go Hard, Then Rest by Carl Richards: Human Behavior, Creativity, Behavioral Finance

The Value of Being Uncomfortable from 2016-04-11T21:35:07

The Value of Being Uncomfortable by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Economic Value of Adventure from 2016-04-08T14:05:20

Economic Value of Adventure by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Entrepreneurship from 2016-04-07T06:46:36

Entrepreneurship by Carl Richards: Human Behavior, Creativity, Behavioral Finance

30 Days, 3 Seconds from 2016-04-05T06:53:52

30 Days, 3 Seconds by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Leave the Truth Out of It from 2016-04-01T10:30:16

Leave the Truth Out of It by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Try a Transaction Cleanse from 2016-04-01T10:29:14

I like to play a little game around spending. The goal is to reset and increase our awareness. It's a little different from the other budget suggestions you may have heard. Ready to try it?

Unwind Your Assumptions from 2016-03-28T19:00:09

Have you ever noticed how fast we build really big stories based on one or maybe even two assumptions? I have a suggestion. Before you make a decision, stop for just a minute and think about the as...

Take Responsibility from 2016-03-25T11:48:35

Take Responsibility by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Elegant Simplicity - In Color from 2016-03-24T07:35:55

What's the stuff that's important? This question is the driving force for many of the sketches I create. How can I help people get through the complexity of all that information to the other side o...

What If Money Can Buy Happiness from 2016-03-22T09:54:42

The old saying that money can't buy happiness isn't true. We know, for instance, that buying experiences can lead to happiness, and it trumps buying things. But what else do we need to think about ...

The Calendar & The Checkbook from 2016-03-17T10:59:45

The financial planning process sounds boring, but really I think it's about getting clear about what's important to us. In other words, think of it as the overlap between your money and your life. ...

Request for Feedback from 2016-03-14T10:02:04

It's been a few months now since I started recording Behavior Gap Radio. This project didn't start out as a podcast. But I'm wondering what you think. I've reached a point in the process where I'd ...

Time to Synthesize from 2016-03-10T07:38:50

As a follow up to Tuesday's show, I want to focus today on related topic: synthesizing what we've consumed. Just a quick review of my notes shows a bunch of stuff that I'd love to share with you, b...

Consumption vs Creation from 2016-03-08T07:02:20

I've started a new project, and it requires a lot of research. But I'm noticing something interesting. As I consume this new material, I find myself interrupting that process. "Hey, that's really c...

This Crazy Election from 2016-03-07T10:32:05

This Crazy Election by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Risk & Rules from 2016-03-03T08:20:38

Risk & Rules by Carl Richards: Human Behavior, Creativity, Behavioral Finance

When the Money Section Becomes the Funny Section from 2016-03-01T07:00:08

Do you ever wonder if what you're reading about finance is "real?" I mean, don't you sometimes double check if you're reading the financial section of a major publication versus The Onion? Sometime...

The Non-Moving Walkway from 2016-02-26T12:38:20

The Non-Moving Walkway by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Money Equals Feelings from 2016-02-22T19:26:17

Money is not about spreadsheets and calculators. It's about emotion. It's about feelings. And as soon as we make the connection, we can experience huge breakthroughs when it comes to our financial ...

How Much Risk Should You Take? from 2016-02-19T15:14:18

How Much Risk Should You Take? by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Climbing & Risk from 2016-02-15T07:46:44

I'm a self-taught rock climber, and during a climb about 20 years ago, a friend and I made a BIG mistake. The mistake was so obvious, and we should have known better, but we didn't know what we did...

Should You Buy Life Insurance from 2016-02-12T06:38:06

Should You Buy Life Insurance by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Is It Worth It? from 2016-02-08T06:41:57

Is It Worth It? by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Uncertainty Is Reality from 2016-02-05T06:37:45

Uncertainty Is Reality by Carl Richards: Human Behavior, Creativity, Behavioral Finance

When To Say Yes from 2016-02-01T09:22:36

When To Say Yes by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Buy Nice or Buy Twice from 2016-01-29T07:54:56

Buy Nice or Buy Twice by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Make Some New Cookies from 2016-01-25T06:54:38

The status quo bias fascinates me. We tend to struggle with the uncertainty that comes from making a change. Even though we "know" that the status quo isn't exactly what we want, we hesitate. It's ...

Forecasts & Plans from 2016-01-22T13:47:49

Forecasts & Plans by Carl Richards: Human Behavior, Creativity, Behavioral Finance

The Reason for This Project from 2016-01-18T05:13:29

When I started Behavior Gap Radio last fall, I had this idea to challenge myself to create something every day. Didn’t matter if it was perfect. I just needed to create. That was the goal. Since I ...

Saying No from 2016-01-15T15:58:17

Saying No by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Just Go to Lunch from 2016-01-11T08:39:25

Just Go to Lunch by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Things People Say from 2016-01-08T22:14:34

Things People Say by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Simplification Cycling from 2016-01-04T08:18:16

Simplification Cycling by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Cost Per Unit of Fun from 2015-12-30T13:36:55

Cost Per Unit of Fun by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Keeping Up With The Joneses from 2015-12-23T13:32:36

Keeping Up With The Joneses by Carl Richards: Human Behavior, Creativity, Behavioral Finance

What Happens When You Ask Great Questions? from 2015-12-21T08:33:01

What Happens When You Ask Great Questions? by Carl Richards: Human Behavior, Creativity, Behavioral Finance

If You Love It, Don't Be Afraid to Spend More from 2015-12-18T14:22:58

If You Love It, Don't Be Afraid to Spend More by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Rules of Thumb from 2015-12-14T08:07:14

The problem with shortcuts is that they're often developed by people with lots of experience but end up getting used by people with almost no experience. The result? When something interrupts the s...

3 Phases to the Investment Called You from 2015-12-11T12:13:19

3 Phases to the Investment Called You by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Getting My Shoes Shined from 2015-12-04T14:09:59

Getting My Shoes Shined by Carl Richards: Human Behavior, Creativity, Behavioral Finance

It Just Doesn't Matter from 2015-12-04T07:15:06

Making smarter, better money decisions often comes down to remembering something simple, but so important. What we see, what hear, and what we read just doesn’t matter if we’ve built a well-designe...

Elegantly Simple from 2015-11-30T06:56:47

We often confuse simple with simplistic. But the reality is that we often need to wade through a lot of complexity to get to simple. Simplistic, on the other hand, tries to pretend there's no compl...

Expense Or Investment from 2015-11-27T15:13:34

Expense Or Investment by Carl Richards: Human Behavior, Creativity, Behavioral Finance

The Test Pilot from 2015-11-23T08:06:37

The Test Pilot by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Status Quo Bias from 2015-11-20T10:30:56

Status Quo Bias by Carl Richards: Human Behavior, Creativity, Behavioral Finance

What We Drive from 2015-11-16T13:39:07

What We Drive by Carl Richards: Human Behavior, Creativity, Behavioral Finance

How Do Advisors Deal with Uncertainty? from 2015-11-13T12:22:10

How Do Advisors Deal with Uncertainty? by Carl Richards: Human Behavior, Creativity, Behavioral Finance

More Good Ideas from 2015-11-08T18:04:17

What happens when we exercise what James Altucher call the idea muscle? Sometimes we don’t feel like doing it, but every single time I make myself do the work, things start to happen.

Show...

Three Questions from 2015-11-06T12:23:06

Three Questions by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Listen Instead of Talk from 2015-11-02T05:11:12

Listen Instead of Talk by Carl Richards: Human Behavior, Creativity, Behavioral Finance

The Investment Called You - Working At a Large Company from 2015-10-26T07:55:45

The Investment Called You - Working At a Large Company by Carl Richards: Human Behavior, Creativity, Behavioral Finance

The Impostor Syndrome from 2015-10-26T07:44:07

The Impostor Syndrome by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Uncertainty and Starting Thing from 2015-10-23T09:13:51

Uncertainty and Starting Thing by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Getting to the Root from 2015-10-19T07:15:21

Getting to the Root by Carl Richards: Human Behavior, Creativity, Behavioral Finance

The Power of Thought from 2015-10-19T07:15:07

The Power of Thought by Carl Richards: Human Behavior, Creativity, Behavioral Finance

What Are Your Alternatives from 2015-10-12T07:40:07

What Are Your Alternatives by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Uncertainty And What To Do Next from 2015-10-12T07:25:49

The desire we have for certainty and to make order out of chaos causes us to overlook the reality that life is uncertain. I understand why we do it. The uncertainty is scary, but it's impossible to...

The Definition of Freedom from 2015-10-12T07:25:07

The Definition of Freedom by Carl Richards: Human Behavior, Creativity, Behavioral Finance

The Pope and His Opinion from 2015-10-09T07:42:59

The Pope and His Opinion by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Wake-Up Call from 2015-10-05T07:16:26

Wake-Up Call by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Moments of Accountability from 2015-10-02T11:48:24

This weekend, I have a challenge for you. You may do something similar to what I shared in today’s audio or you’ll find something completely different to do. But whatever you decide to do, take a t...

Confirmation Bias from 2015-09-28T12:38:03

Something funny happens when we make up our minds about something. We start looking for evidence to support our idea or theory. But in the process, we tend to ignore anything that contradicts our t...

You Can't See Your Own Blind Spots from 2015-09-28T07:28:48

You Can't See Your Own Blind Spots by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Ego Depletion from 2015-09-21T16:45:15

Ego Depletion by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Using Behavioral Finance To Avoid Mistakes from 2015-09-21T07:32:38

Using Behavioral Finance To Avoid Mistakes by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Overconfidence from 2015-09-20T18:30:59

Overconfidence by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Reading Accident Reports from 2015-09-14T07:37:52

Reading Accident Reports by Carl Richards: Human Behavior, Creativity, Behavioral Finance

No Shame. No Blame. from 2015-09-08T08:55:06

No Shame. No Blame. by Carl Richards: Human Behavior, Creativity, Behavioral Finance

What You Should Do In A Scary Market from 2015-08-31T07:24:06

What You Should Do In A Scary Market by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Values And Action That Process from 2015-08-28T11:24:43

Values And Action That Process by Carl Richards: Human Behavior, Creativity, Behavioral Finance

You Are Not Crazy from 2015-08-27T07:47:32

You Are Not Crazy by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Emergency Episode: On Scary Markets from 2015-08-24T10:38:26

Emergency Episode: On Scary Markets by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Climbing Kings Peak from 2015-08-24T10:32:05

Climbing Kings Peak by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Why Do You Do What You Do? from 2015-08-21T08:51:36

Why Do You Do What You Do? by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Accountability from 2015-08-18T09:06:41

Accountability by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Listen To Understand from 2015-08-13T09:03:07

Listen To Understand by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Case Study :: Finding $70 from 2015-08-12T09:58:58

Case Study :: Finding $70 by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Keys In The Fridge from 2015-08-12T09:58:34

Keys In The Fridge by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Values-Based Spending from 2015-08-07T08:33:59

Values-Based Spending by Carl Richards: Human Behavior, Creativity, Behavioral Finance

Be Happy, Limit Options from 2015-08-05T15:14:09

Interesting how much I love having the option of limiting my options.

-The fewer options I design into my life...the happier I seem to be.