Podcasts by Beyond Finances
Beyond Finances provides motivated professionals with young families with new ideas and perspectives on how to use money and strategic financial planning to get more of what you want from life.
Each episode features real, direct, and nuanced conversations about the challenge of planning for the long-term - while we live in the here and now. The podcast seeks to go beyond basic financial advice, rules of thumb, and spreadsheet math to help listeners think more deeply and clearly about how to optimize personal finances while also fully experiencing what matters most along the way.
Hosted by Eric Roberge, CFP, a fee-only financial advisor who helps his clients take advantage of opportunities while minimizing risk, Beyond Finances aims to translate the theory of advice into the actual practice of using money as a tool to build wealth while enjoying life now. Eric founded Beyond Your Hammock, a wealth management firm based in Boston MA but serving clients virtually with the goal of giving motivated professionals a strategic approach to building wealth that considers all aspects of life, not just finances - one that allows clients to live well today while still planning responsibly for the future.
The show is co-hosted by Kali Roberge, who runs operations and marketing for Beyond Your Hammock - and is also Eric's business partner and spouse. Their open, authentic, and vulnerable conversations help listeners see both what's possible when you know how to leverage your resources of time, energy, and money to build wealth - but also what tough decisions, tradeoffs, and challenges working couples with young families might face along the way.
There are a lot of options for growing and securing wealth - but the only possibility that matters is the one that actually works for you. If you're tired of black and white advice, join us for conversations about financial planning and wealth building that actually dig into the nuance of creating your own unique path to financial success.
Ready to go beyond the podcast? You can reach out to Beyond Your Hammock at team@beyondyourhammock.com or go to BeyondYourHammock.com/Schedule to request a complimentary consultation complete with personalized one-page financial plan.
Further podcasts by Eric Roberge, CFP & Beyond Your Hammock
Podcast on the topic Geldanlage
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How Kids Change You - and Your Financial Plan from 2023-08-25T09:00
How kids change you can be delightfully surprising. But they'll change your financial plan, too, in ways that might be challenging if you don't know how to adjust.
In what is ...
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Money Tips from a Boston Financial Planner: Your Questions, Answered from 2023-08-04T09:00
You asked - now we answer your specific financial questions and try to provide clarity on some money situations that lots of folks tend to find themselves in.
We share our insights on: Listen
Protecting Family Wealth: How to Safeguard Your Assets and Your Stuff from 2023-07-14T09:00
In the last episode of our 3-part series on strategic planning for your finances is all about protecting family wealth. If you're working hard to build assets, you need to protect that growing n...
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Strategic Planning, Part II: Investment Management from 2023-06-23T09:00
Welcome back to our series on strategic planning for your personal finances. Today's episode is part II, and we're covering all things investment management.
We'll talk through what you n...
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Using a Strategic Planning Process for Your Finances (Pt I) from 2023-06-09T09:00
You've heard the term "financial plan" or "financial planning" a million times. But what does it actually look like to go through that process?
Today we're sharing how we construct strate...
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How to Better Manage Bonus Money and Other Lump Sum Payments from 2023-03-24T09:00
Do you earn bonuses, commissions, grants of equity comp, or other types of variable income? Then you better know not just how to manage it, but also how to optimize these lump sum cash inflows t...
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Should the SECURE 2.0 Act Change Your Financial Plan? from 2023-02-17T12:00
New rules and regulations pushed forward by the SECURE 2.0 Act might impact how your manage your money right now, and into the future. Here's what you need to know.
... Listen
Managing Money Together: How to Handle Finances in Your Relationship from 2023-01-20T10:00
Money and marriage is a serious topic, if only because getting it wrong can lead to devastating results: 48% of people report fighting about money; 60% of those fights tend to be about spending....
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How Much You Need to Save in 2023 from 2023-01-06T10:00
In this episode, we're sharing our 4-step framework to help you hone in on a savings rate that's right for you.
If you ask 10 different people how much you need to save per year to set yo...
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The Best Short-Term Investments: What to Know (and What to Avoid) from 2022-12-23T10:00
It's your money, and you need it now! In this episode, we discuss the best short-term investments when you want to earn a return from your cash - without exposing it to a risk of loss. We cover:...
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The Only Constant Variable in Finance (and Life) from 2022-12-09T10:00
The only constant variable that you can truly rely on is change.
This is what makes financial planning so hard. An actual plan that you put down on paper is outdated before the ink is ev...
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Lessons from Tech Industry Failures: How to Avoid Implosions in Your Own Personal Finances from 2022-11-25T10:00
Massive layoffs at Facebook and Amazon. Stumbles at Google and Lyft. A shaky year in the stock market for the tech giants - all capped off by a tremendously spectacular blowup at crypto platform...
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How to Pay Less Taxes: 5 Strategies to Reduce Your Tax Burden from 2022-11-11T10:00
Want to pay less in taxes? Who doesn't! In this episode of the show, we're talking through 5 ways that you can significantly reduce your tax exposure, and therefore save money by not sending so ...
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Math: It's Irresponsible! from 2022-10-28T09:00
It might sound a bit odd coming from the finance pros, but it's true: it's irresponsible to use math alone to build a financial plan.
That's because money isn't a math problem. Too often ...
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7 Steps to a Foolproof Financial Plan from 2022-10-14T09:00
As financial planners, we spend every day working to build foolproof financial plans. A foolproof financial plan is one that you can stick to, that you can execute, ...
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How to Use Your 401(k) to Retire Early from 2022-09-30T09:00
If you don't know how much you can really put into a 401(k), you may be missing out. We shine a light on the 401(k)s facts most people don't know, and uncover opportunities to save more...
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Financial Planning To-Dos for Expecting Parents from 2022-09-16T09:00
Having a baby or adding more children to the family is a big decision - and there are some major financial implications to this life milestone. On today's episode, we're sharing our own experien...
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Managing Equity Comp: How to Balance the Risks and Rewards from 2021-03-19T09:00
49: Leveraging equity compensation is one of the potential avenues we previously highlighted for use on the road to building wealth. But to enjoy the rewards, you have to know how to...
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What It Takes to Manage Investments Well from 2021-02-19T10:00
48: Lots of people think they're good DIY investors. But they miss a lot of nuance, and make a lot of mistakes. Here's what it really takes to manage investments well.
If you invested in ...
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Make Your Money Goals Easier to Achieve from 2021-01-22T10:00
47: Today on the show, we discuss a key strategy in making your money goals easier to achieve, faster. It's all about the FPA framework: focus, prioritize, and act.<...
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5 Ways to Build Good Financial Habits from 2020-12-04T10:00
46: People aren't just born being good with money. They take the time to build good financial habits —and you can, too.
Do You Need a Budget If You're Financially Successful? from 2020-11-06T10:00
45: You earn good income, have enough money to pay pills and contribute to savings, and feel like you made it. Do you R... Listen
Credit Score Myths and Truths Revealed from 2020-10-02T09:00
44: Do you know what ACTUALLY impacts your credit score? And how much does it really matter anyway if your score drops by a few points? What should you do to raise your score -- and what isn't w...
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The Value of a Coach from 2020-07-31T16:31:16
43: You don't need a coach, right? You can just train yourself!
That's what we tell ourselves a lot of the time. And too often, it's just not true and we sell oursel...
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Want to Build Wealth? Then You Need to Create THESE from 2020-07-10T16:23:29
42: Most people assume they just need to earn a high income, and then they'll be wealthy. Unfortunately, building wealth (especially when you're doing it on your own from scratch) is not always ...
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So You Want to Make a Speculative Investment from 2020-06-26T18:37:37
41: A broad-based, globally diversified portfolio is hands-down the right answer when it comes to growing wealth for the long term. But that doesn't m... Listen
Understanding Insurance: What You Need and What You Don't from 2020-06-12T09:00
In the wake of the pandemic, many people have scrambled to take out insurance policies. But before you buy, make sure you understand the real purpose ... Listen
We Bought a House (in a Pandemic). AMA. from 2020-05-29T09:00
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3 Unexpected Money Lessons from... Robert Frost? from 2020-05-16T20:10:02
38: You've likely at least heard of Robert Frost's famous poem, The Road Not Taken... and you might be just as likely to misinterpret it. In today's episode, we take a look at the REAL meaning b...
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5 Ways to Elevate and Optimize Your Finances from 2020-05-01T09:00
37: Let's go beyond the basics to look at how you can optimize your savings, get strategic with debt, and level up how you invest to grow wealth.... Listen
Following Warren Buffett's Advice, and an Argument for Optimism from 2020-04-03T09:00
36: There's a lot of fear and uncertainty in the air right now — which means, if you're following Warren Buffett's advice, it's a good time to get greedy in the stock market.
In this epis...
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Can You Have Too Much Cash? (Spoiler: Yes, and It's Risky) from 2020-03-20T09:00
Here's what you need to know to determine how much cash you actually need on hand — and what to do with extra funds if you have them.
Most people think you can't have too much cash on han...
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Avoiding Short-Term Distractions When You Have Long-Term Goals from 2020-03-06T10:00
34: We share a few ideas for better dealing with the coronavirus scare and the current market volatility before diving into this episode that is all about handling these exact kinds of issues th...
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Stop Seeking Perfection with Your Financial Decisions from 2020-02-21T10:00
33: When it comes to making financial decisions, most of us want to get things exactly RIGHT. It's your money, after all, and you probably don't want to screw it up!
But aiming for perfec...
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Why You Need Financial POWER (Not Financial Freedom) from 2020-02-07T10:00
32: What if the pursuit of financial freedom actually leaves you with fewer options and feeling more stuck than ever before?
The idea of financial independence sounds nice, but it comes w...
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The Most Important Question in Personal Finance: What Is Enough? from 2020-01-24T10:00
31: It's extremely simple in theory — but could require a lifetime of experience to answer: What is enough?
The biggest challenge in financial planning lies in s...
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Are You Sabotaging Your Shot at Financial Success? from 2020-01-10T10:00
30: The most common thing that stops people from achieving their highest financial potential? Themselves.
"Learned helplessness" is a phenomenon that can stop you from ma...
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How to Enjoy Life Now and Still Plan Responsibly for Tomorrow from 2019-12-27T10:00
29: In this replay of our very first podcast episode, we revisit what it means to be able to freely enjoy your money today — while still taking the necessary steps to build your wealth and plan ...
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How to Make 2020 a Financial Success from 2019-12-13T10:00
28: In this episode, we share 6 major considerations you can use to help guide your year-end financial planning — along with a few suggestions for what to focus on in 2020 to make it a financial...
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Should You Rent or Buy? Use This Framework to Figure It Out from 2019-11-29T10:00
27: You've heard renting is throwing money away and a house is always a good investment. But is it true?
The answer is it depends -- and today, we're giving you what you need to get to a ...
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Use Your HSA the Right Way: A Quick Guide on the Best HSA Strategy from 2019-11-15T10:00
26: An HSA is one of our favorite tools for growing wealth — but the problem is, most people have no idea how beneficial they are OR how to leverage them for maximum financial advantage.
...
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The 3-Part System We Use to Save 40 Percent (or More) of Our Income from 2019-11-01T09:00
25: Do you know how much money you save right now? How much is enough to save and invest for the long term?
Your savings rate is one of the most important metrics you can track as you ma...
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Managing Competing Priorities and Financial Goals with Our 4-Step Process from 2019-10-18T09:00
24: Most of us have much more than just one thing we want to do, have, enjoy, or accomplish. But we all have limited resources (time, money, and energy) to use toward achieving our multiple goal...
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3 Ideas to Save More and Spend Less Without Feeling Deprived from 2019-10-04T09:00
23: Conversations about budgeting and saving money don't have to translate as "here's what you have to give up." We want to make sure we can enjoy life now AND plan responsibly for tomorrow, and...
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5 Pieces of Financial Advice for 30-Somethings from 2019-09-20T09:00
22: Life can get complicated when you hit 30. You might be in the middle of countless transitions, like moving up in your career, starting a business, buying a home, getting married, growing you...
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Is This the Next Recession? from 2019-09-06T09:00
Ep 21: Find out exactly what to do in the face of a downturn, learn why market timing is a loser's game, and pick up our tips on how to recession-proo... Listen
How to Get a Great Deal on a New Car from 2019-08-23T09:00
20: After 12 years, 130,000 miles, and many seasons sitting out on the streets of Boston being pelted by salt trucks and/or really bad parallel parking jobs, it was time to trade in our old Mazd...
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3 Paths to Become a Self Made Millionaire from 2019-08-09T09:00
19: You don’t have to be born into money to have money now. Today, we lay out a few different paths to explore if you want to become a self-made millionaire. We cover:
-- Becoming a high-...
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How to Deal with Your Student Debt from 2019-07-26T09:00
18: In Part II of our series on student loan debt, we look beyond the topic of general student loan forgiveness and explore what you can do right NOW to better manage the burden of the student d...
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Total Student Loan Forgiveness - Yay or Nay? (Part 1) from 2019-07-12T09:00
17: Total student loan forgiveness is a hot topic right now and everyone has an opinion about whether it's good or bad. But what should you actually DO about it -- and the loans you have right n...
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Money and Market Misconceptions That Can Cost You from 2019-06-28T09:00
16: What you only think you know can definitely hurt you -- and cause you to lose a lot of money in the market.
The reality is most of us...
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How to See the (Money) Forest for the Trees from 2019-06-14T09:00
15: Most people make short-term and limited decisions without considering how these choices impact things to the right when you’re only looking left. Here’s how to solve that problem
If w...
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Your Money Questions Answered: Student Loans, IPOs, Credit Cards, and More from 2019-05-31T09:00
14: You asked us about student loans, credit cards, IPOs, retirement savings, and budgeting. Here are our answers.
A few podcast episodes...
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How Much Average People Spend from 2019-05-17T09:00
13: Ever wondered how much most people spend on housing, travel, restaurants, and more? And have you ever wondered how YOU compare?
We dive into some of these numbers in this episode, sh...
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Thoughts on Planning and Paying for a Wedding from 2019-05-03T09:00
12: Getting married and planning your wedding is a big deal. But that doesn't justify spending more than you can afford... or sabotaging all your other savings goals for the sake of throwing one...
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Stocks, Bonds, and Mutual Funds, Oh My! from 2019-04-19T09:00
11: Get some guidelines that will help you invest smarter so you can make your money work for you (while avoiding silly mistakes along the way).
“…but in this world nothing can be said to...
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Biggie Said It Best from 2019-04-05T09:00
10: Mo money mo problems. And not just for OGs.
When you start making a significant amount of income, you're probably going to be able to buy what you want at any given point in time. And...
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How to Use Thought Experiments to Design Your Best Life from 2019-03-22T09:00
9: What if you dropped your limitations, allowed yourself to daydream, and considered what's possible for your life?
On the show today, we're encouraging your to stretch your mind, imagin...
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How to Travel More Without Busting Your Budget from 2019-03-08T10:00
8: Kali's favorite thing to do is travel. Eric's favorite thing to do is save money. This is how we manage to do a lot of both.
It seems like most of us in our 20s, 30s, & 40s wants to se...
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5 Financial Opportunities You're Missing Right Now from 2019-02-22T10:00
7: We see a TON of people missing out on great opportunities to keep more money in their pockets and grow their wealth because they're not paying attention to a few simple aspects of their finan...
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Emotions - The Enemy of Being Good with Money? from 2019-02-08T10:00
6: Recently, someone asked Kali and Eric why they're "good with money." The answer? Ultimately, they agreed it came down to this one thing: they keep their money and...
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What It Takes to Go After Financial Freedom from 2019-01-25T11:00
5: Not everyone is in a position to reach financial freedom. "Just save more" or "be frugal!" are not adequate pieces of advice for everyone. Sometimes, you need to do more than just cut back on...
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Money Alone Will Not Set You Free from 2019-01-18T10:00
4: Today, we're taking on the idea of financial freedom - and how we suggest redefining it to better fit your life.
We're pushing back against the idea that the solution to all life's pro...
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Focus on What You Can Control from 2019-01-04T03:09:28
3: We're tackling the third key variable to financial success: focus. Specifically, we're diving into developing the ability to focus on what you can control. There's a lot of noise and distract...
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The Art of Being Intentional with Your Money from 2019-01-04T03:09:14
2: Today, we're talking all about how to make intentional decisions with your money and in your life. We explain what it takes to be intentional, how to think through financial choices both big ...
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How to Balance Spending Today with Saving for Tomorrow from 2019-01-04T03:09:02
1: Welcome to Beyond Finances! In this very first episode of our brand-new podcast, we want to kick off the conversation by looking at three essential elements of financial success: Balance, Int...
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