Podcasts by Clever About Cash

Career changes: Taking the leap from 2022-09-26T05:00

Love Islander Jay Younger is an investment banker, but started out as an athlete. He takes a look at the transferable skills that have helped him throughout the jobs that have followed.

Ki...

Teaching kids about cash from 2022-09-19T05:00

Kids will undoubtedly be hearing lots of chat about the difficult financial times we’re in. So how do we start constructive conversations with them about money without causing worry?

Kim a...

Money tips from around the world from 2022-09-12T05:00

We are influenced by culture, fashion and food from around the world, so why not their money habits too?

Kim and Eileen talk to Tom Cooper, director of The Hamilton Roundtable for Poverty ...

Cooking up a storm on a budget from 2022-09-05T05:00

We all know that food waste is bad for the planet, but it’s hard on our pocket too. So how can we make the most of the ingredients in our kitchen to save on shopping bills and try out new recipe...

How to create a waste-free wardrobe from 2022-08-29T05:30

Whilst fast fashion is an easy and affordable choice for many, pre-loved clothing is enjoying a moment in the spotlight – ITV’s reality show Love Island even had a second-hand fashion partnershi...

The changing costs of care from 2022-08-22T05:00

Charging ventilators, specialised food and driving to hospital appointments are just some of the additional costs for households with care needs that are being exacerbated by the cost of living ...

Work – a new chapter from 2022-08-15T05:00

Our job market is facing a lot of change. For the first time since records began, the Office for National Statistics have revealed that there is a greater number of job vacancies than unemployed...

Back to class: Doing the maths from 2022-08-08T05:00

A long summer holiday has inevitably put pressure on our purse strings, and the return to school can feel overwhelming – as we pay for uniforms, lunches and stationery. Dawn Ward, Assistant Dire...

Setting financial goals in pursuit of happiness from 2022-08-01T05:00

Reframing our budgets can help us meet our daily needs and financial goals as well as building towards a future which brings us happiness and fulfilment. Financial journalist Iona Bain and Scott...

How to plan your best life in retirement from 2022-07-25T05:00

Retirement is looking different these days, with the ‘sandwich generation’ juggling care responsibilities for elderly parents and children living at home for longer. All this on top of work and ...

Saying ‘I do’ to a budget wedding from 2022-07-18T05:00

Elopements, beaches, pot luck suppers and grow-your-own bouquets – how to prioritise your wedding day must-haves and let the rest go.

Wedding planner and celebrant Oskar Gilchrist-Grodn...

Childcare – not all fun and games from 2022-07-11T05:00

Finding free fun in and around our homes with Jenny Lester from Play Scotland, and ways to budget for the summer holidays ahead. Advice for finding childcare provisions that work for you with Lo...

Food shopping for less from 2022-07-04T05:00

Kim and Eileen visit Shettleston Community Growing Project in Glasgow to learn what cost-effective produce we can grow in pots, patios and gardens. They also chat to ‘The Batch Lady’ Suzanne Mul...

Money on our minds from 2022-06-27T05:00

In the midst of the cost of living crisis, few people are exempt from worry around rising bills. So what support is out there if you’re managing your finances while living with poor metal health...

Home hacks for the energy crisis from 2022-06-20T05:00

Eileen takes a look around Kim’s house with Liam Kidd of Changeworks to see what quick, cheap and easy changes we can all make in our homes to get the bills down and reduce our impact on the pla...

Cutting the cost of Christmas from 2021-12-18T18:30

It's time to get your festive finances in order. Kim and Eileen are here to help you avoid starting the new year with a mountain of debt. They've got tips on spending wisely and reducing the was...

Ideas for making more money from 2021-12-11T18:30

A selection box of suggestions for increasing your income and cutting your costs. Kim & Eileen discover new ways of earning some extra money, from joining a focus group to becoming a mystery...

How to make money from social media from 2021-12-04T18:30

Kim and Eileen visit Ailidh Forlan as she makes some content in her Edinburgh kitchen. She shares the ingredients that make for a successful viral video and has some words of wisdom for those wh...

LGBT from 2021-11-27T18:30

What discrimination do people face when they don't fit into a box? As society becomes more diverse are the financial institutions keeping up? Kim and Eileen hear about the challenges in the curr...

Jargon from 2021-11-20T18:30

Kim & Eileen sit down with Sarah Jayne Dunn from Citizens Advice Scotland and independent financial advisor Phil Anderson to discuss and decipher the phrases and acronyms you might come acro...

Loan sharks from 2021-11-13T18:30

Illegal money lending is still a real problem for communities across the country. Kim & Eileen meet the team who hunt the loan sharks. They hear what you can do if the sharks have already go...

Additional needs and additional costs from 2021-11-06T18:30

Kim meets up with other mothers who also have a child with additional needs. They discuss the extra day to day expenses that come with the conditions. Getting help from specialist therapists, ma...

Coping with cancer from 2021-10-30T17:30

Being diagnosed with a serious condition can throw your finances into turmoil. Kim and Eileen visit the Maggie's Centre in Dundee to hear from the patients how having cancer has changed what the...

Repair, reuse and upcycle from 2021-10-23T17:30

The team head to Stirling to visit a project that cuts down on what you spend and what you throw away. Eileen tries her hand at upcycling and hears how old jewellery can be given a new lease of ...

Time to join a credit union? from 2021-10-16T17:30

As more people struggle to make ends meet, credit unions are providing a financial lifeline to communities across Scotland. Kim & Eileen visit Right Way in Paisley to hear how a more persona...

Let's get physical from 2021-10-09T17:30

Does keeping fit need to be an expensive business and is it worth spending a few pounds to shed a few pounds? Kim and Eileen visit a gym where those who can afford it subsidise those who can't. ...

Fuel poverty from 2021-10-02T17:30

As gas prices rise, what can you do to keep control of your energy bills? Kim and Eileen visit Pete to hear how he was able to get help after years of struggling to heat his home. They're joined...

Moving from city to country from 2021-09-25T17:30

The pandemic has prompted many of us to consider buying a rural property. Kim and Eileen ask if the grass is greener once you give up your urban home. They discuss the current housing market wit...

How much is that doggy in the window? from 2021-09-18T17:30

Spending more time at home during the pandemic prompted many of us to consider getting a pet. Kim and Eileen meet a couple who paid a small fortune for their puppy. The staff at the Edinburgh Do...

The Rental Game from 2021-09-11T17:30

Are you considering a buy to let investment, or maybe looking for a flat to rent? Timely financial advice for landlords, tenants. With Kim McAllister and Eileen Adamson.

Edinburgh Festival from 2021-08-12T05:00

Kim McAllister and Eileen Adamson hear from actors, comedians, technicians and venue owners about how they've managed their finances during the pandemic. They discuss the different ways of diver...

Helping vulnerable people to manage their money from 2021-08-02T05:00

Looking after your finances can be challenging for all of us, but it’s particularly tricky if you have a visual or hearing impairment. When it comes to decisions about money we often look to our...

The cost of surrogacy and adoption from 2021-07-26T05:00

Starting a family can be an expensive business. Kim & Eileen meet a surrogate who has helped three couples to have children. They also talk to a parent who has recently adopted. We hear abou...

Affordable justice from 2021-07-19T05:00

When was the last time you had to call a lawyer? Maybe it’s not happened yet, but if that day comes do you know what to do? More importantly – do you know how much it might cost you? And what if...

Could my pension save the planet? from 2021-07-12T05:00

Your pension pot is a significant amount of money but do you have any idea what it’s being used for right now? Many of us claim to have green credentials, but do you know which companies are ben...

Improving your credit score from 2021-07-05T05:00

There are few significant purchases you can make these days without your finances being checked out. What are the ways to build a healthy history without taking on too much debt? Kim & Eilee...

Money worries and sleepless nights from 2021-06-28T05:00

Whether we're rich or poor is seems that most of us worry about money from time to time. Eileen Adamson brings together a GP, a psychologist and a pension's specialist to offer practical advice ...

Beginner's guide to bankruptcy from 2021-06-21T05:00

Measures put in place during lockdown offered payment holidays from mortgages, loans and credit cards. However, as this support falls away it's predicted there will be a financial pandemic with ...

Motoring from 2021-06-14T05:00

Kim and Eileen consider if it makes financial sense to switch to an electric vehicle. They also look at your consumer rights when buying new or second hand. If you're not ready to make the move ...

Holidays from 2021-06-07T05:00

Covid is causing confusion and caution among travellers this summer. Travel expert Lady Janey has advice on making the best decisions so that you don't end up out of pocket. She'll explain how t...

Widowed at a young age from 2021-05-31T05:00

How prepared are you to pick up the financial pieces following an unexpected death? Kim and Eileen meet Veronica who struggled to sort things out when her husband died suddenly at the age of 41....

Gambling from 2021-05-24T05:00

During lockdown the number of people gambling has increased. For some it's just a bit of fun, but for others it can get out of hand and start causing problems for their finances and family. A ga...

Advice for Young People from 2021-05-17T05:00

The transition from teenage years to adulthood can be a tough for your personal finances. What should you ask before signing your first employment contract or tenancy agreement?

Armed Services Advice Project from 2021-05-10T05:00

Kim and Eileen meet the veterans struggling to make ends meet on civvy street. The ex-servicemen share their stories of having to leave the forces and live on a limited income. Fortunately the A...

Support to help your business grow from 2021-05-03T05:00

Kim and Eileen sit down with two female entrepreneurs to find out what to consider when looking for investment. They hear about how the women have grown their own successful businesses and why t...

Breaking free from financial abuse from 2021-03-29T05:00

How much control do you have over your money? Does someone else hold the purse strings? Who can you turn to for help so you can start making your own financial decisions again?

Spring cleaning your finances from 2021-03-22T06:00

As the end of the tax year approaches it's time to take stock of your money. To mark the anniversary of lockdown starting we look at the impact Covid has had on family finances.

Top of the class from 2021-03-15T06:00

Education may be free in Scotland but have you budgeted for the cost of uniforms, lunches and school trips? Is moving home to get into a better catchment area a good investment?

Appy talk from 2021-03-08T06:00

Taking a look at the latest technology that is being developed in Scotland to make managing your money easier and discussing the most helpful apps to consider downloading.

How to spot a scam from 2021-03-01T06:00

Learn how the crooks are using Covid to get hold of your cash. A woman who is thousands of pounds out of pocket warns others about signing up for energy efficiency schemes.

How to add value to your property from 2021-02-22T06:00

What improvements could you be investing in now that would add value in the years to come? If money’s tight, we have tips for a thrifty makeover before your home hits the market.

Become confident at complaining from 2021-02-15T06:00

Learn how to speak up about poor service, haggle for a better deal and give some friendly feedback. There's also advice on winning a dispute over potholes and parking tickets.

Where there's a will... from 2021-02-08T06:00

What's the best way to pass your money to the next generation? How do you reduce the amount of inheritance tax? Why a funeral plan can give you & your family peace of mind.

The cost of breaking up from 2021-02-01T06:00

How do you untangle years of joint finances? Do you know if you can even afford to leave?

Getting by on benefits from 2021-01-25T06:00

If your income’s taken a hit we’ve advice on benefits and some tips to cut your costs.

Helping your parents to handle their finances. from 2020-11-09T06:00

It's such an uncomfortable topic many of us don’t want to have that conversation. We share the knowledge and techniques so you feel able to able to broach the subject.

Does money buy happiness? from 2020-11-02T06:00

How healthy is your relationship with money? What triggers us to splash the cash? Are we addicted to the buzz of spending money? How can we re-train our brain to behave better?

How can I protect and grow my income? from 2020-10-26T06:00

Kim & Eileen look at how broadening your sources of earning can make you more financially secure, and ask if it’s time to take out some insurance policies to protect your income.

Why on earth would you want to start a business in 2020? from 2020-10-19T05:00

Business insiders share their secrets to a successful launch and we hear how covid is making it challenging for a new nettle cordial company to get off the ground.

What's the best thing to invest in now? from 2020-10-12T05:00

Kim and Eileen set out to find what can be gained from putting your money into a range of investments. They weigh up the pros and cons of gold, whisky, crypto and classic cars.

What's the point in saving? from 2020-10-05T05:00

With interest rates at record lows and potentially going negative, what impact will this have on savings and what should you do with any savings you’ve got?

With the housing market heating up is it time to buy, sell or renovate? from 2020-09-28T05:00

We look at what lockdown has done to property prices, the cost effective ways to renovate your home and how investing in green heating technologies can be good for your pocket.

Dealing with Debt from 2020-09-21T05:00

Debt management was always a big issue, but following Covid it’s more important than ever. This episode explores how you can reduce your debts in the most efficient way.

Helping your kids budget for university life. from 2020-09-14T05:00

Are you confident your children will be able to manage their money as they head off to study? Find out what your teenagers need to know and the best way to get that message across.

Will my pension be enough? from 2020-09-07T05:00

Worried your pension won't be enough? Kim and Eileen get advice on building up your pension pots, avoiding unethical investments and maximising your returns for when you retire.

How to catch a dragon from 2020-08-31T05:00

With an uncertain job market, now might be the time to strike out on your own. Kim McAllister and Eileen Adamson find out what you can do to become desirable to an investor.

How to handle redundancy from 2020-08-24T05:00

Kim MacAllister and Eileen Adamson sit down with Nina Ballantyne and Gus Grant-Lyford of Citizens' Advice Scotland to hear how to access benefits if you've lost your job.

Welcome to Clever About Cash from 2020-08-17T10:08

Kim McAllister and Eileen Adamson help you get all over your personal finances. Making the most from what you’ve got and finding out how to get more to keep you going.