“The Case For Regulation Through Rulemaking&Guidance”: A Discussion of the Consumer Bankers Association’s White Paper with Special Guests Dan Smith, CBA Executive Vice President, and Ebony Johnson, CBA Associate General Counsel - a podcast by Ballard Spahr LLP

Joined by two CBA representatives who previously served at the CFPB, we discuss the key arguments advanced in the white paper for why rulemaking and informal written guidance are more effective tools than enforcement for the Bureau to use to create new standards and expectations for industry and to carry out its consumer protection mission. We also discuss how CBA plans to use the white paper to address industry concerns that may arise from the CFPB’s expected strong reliance on its enforcement authority under its current leadership.

Chris Willis, Co-Chair of Ballard Spahr’s Consumer Financial Services Group, hosts the conversation.

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