What Will 2022 Hold for Fintechs in the Consumer Financial Services Industry---A Discussion with Special Guest Todd Baker, Senior Fellow at the Richman Center for Business, Law&Public Policy at Columbia University - a podcast by Ballard Spahr LLP

Rising interest rates and inflation are two key factors that are expected to create a more challenging business environment in 2022.  Based on his work at the intersection of technology and financial services, Todd shares his perspective on how this new environment is likely to impact providers of various types of consumer financial services, particularly non-bank fintech companies.  We also discuss the new environment’s likely impact on earned wage access products, income share agreements, and buy-now-pay-later products and expectations for regulatory scrutiny of those products.

Alan Kaplinsky, Ballard Spahr Senior Counsel, hosts the conversation.

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