Podcasts by Financial Symmetry: Balancing Today with Retirement

Planning for Health Insurance in Retirement Pre-Medicare, Ep #205 from 2023-12-11T08:00

If you are planning on retiring before age 65, there is no doubt that you have had this question.

What do you do about health insurance? 

In the United States, the health insurance...

Tax Planning Tips You May be Ignoring, Ep #204 from 2023-11-27T08:00

Taking advantage of tax planning opportunities before year-end may benefit you this year while also lowering your lifetime tax rate. 

Paying more taxes now to lower your lifetime tax rate...

8 Typical Stock Option Mistakes to Avoid, Ep #203 from 2023-11-13T08:00

On the journey to reach your ideal retirement, stock options can be a valuable tool to have in your arsenal.

However, it’s easy to make mistakes given most people don’t have a class in hi...

Retirement Plan Horror Stories, Ep #202 from 2023-10-30T07:00

There’s so much we can overlook with retirement plans. Here at Financial Symmetry, we are constantly finding ways to help you be aware of retirement opportunities and rules and improve your weal...

Could You Use Net Unrealized Appreciation? Ep #201 from 2023-10-16T07:00

If you are a long-time listener you know that we like to go through the nuances of financial planning that may be valuable to you. 

In this episode, Allison and I take a look at net unrea...

Should You Roll Over Your Retirement Account to an IRA? Ep #200 from 2023-10-02T07:00

When it comes to the question of rolling over a 401K or 403B to an IRA, many people fear making mistakes. It’s true, that retirement account mistakes can be costly. On this episode, we’ll explor...

The Benefits of a Wealth Management Relationship - Part 2, Ep #199 from 2023-09-18T07:00

Investing is simple but not easy. To that end, what are the impacts if you do a poor job managing your investments?

Several studies from Vanguard and Morningstar have attempted to quantif...

How Could You Benefit from a Wealth Management Relationship? Part 1, Ep #198 from 2023-09-05T07:00

Many people who reach out to a financial advisor simply seek help creating a financial plan. A financial plan can get you on the right path to financial freedom. However, there are limitations t...

6 Critical Questions to Ask When You Inherit an IRA, Ep #197 from 2023-08-21T07:00

So, you inherited an IRA–now what?

The rules surrounding inherited IRAs are more complicated than you think, so if you have already inherited an IRA or expect to in the near future, we ar...

Are You Making These IRA Beneficiary Mistakes? Ep #196 from 2023-08-07T07:00

If you're a Modern Family fan, you should enjoy today's episode. 

Today, we're diving in the mistakes made when we make assumptions about our IRA beneficiary forms. 

Many people do...

Anchoring to an Arbitrary Dollar Amount from 2023-07-24T07:00

The behavioral and emotional side of financial planning takes precedence when planning for our future.

I see this play out frequently in the form of anchoring to a perceived value we’ve g...

How to Optimize Your Estate Plan with Adam Tarsitano, Ep #194 from 2023-07-10T07:00

Today estate law attorney, Adam Tarsitano, joins us to discuss how you should think through some commonly misunderstood areas of your estate plan.

Listen in to learn why you may not look ...

4 Books to Add to Your Summer Reading List, Ep #193 from 2023-06-26T07:00

Summer is here! That means it’s time to brush off the bookshelf and get reading. We have a few book ideas to enhance your reading list. If you are looking to improve your financial lif...

When Are We No Longer Investing For the Long-Term? from 2023-06-12T14:13

Most of us feel like we have a sound process for investing, that is until curveballs are thrown our way. Then, emotions like envy, greed, and fear take over, maki...

Preparing Your Game Plan for an Ideal Retirement, Ep #191 from 2023-05-30T07:00

What can hockey teach us about pursuing your ideal retirement? 

As we watched our Carolina Hurricanes progress in the Stanley Cup playoffs, we were reminded of three hockey strategies tha...

Ways to Prevent Taxes From Catching You by Surprise, Ep #190 from 2023-05-15T07:00

Are you the type of person who loves surprises? One surprise you probably don’t enjoy is having to pay more taxes than you anticipated. 

Unfortunately, taxes are a necessary part of life....

Smart Financial Decisions for Recent College Graduates, Ep #189 from 2023-05-01T07:00

Many of our clients ask for financial books and other resources they can share with their loved ones to improve their financial literacy. When young people are armed with financial knowledge the...

Intentional Giving: Framing Your Charitable Goals, Ep #188 from 2023-04-17T07:00

As you plan to live your ideal retirement, you may want to share your good fortune with others who are less fortunate.

🎥 See a video recap here...

Financial Planning or Wealth Management? All the Small Things, Ep #187 from 2023-04-03T07:00

Have you ever spent hours trying to fix something that, with the right tools, a professional could fix in five minutes?

We’ve all been there. But it's often difficult to fully appreciate ...

Strategies for Managing Your Cash, Ep #186 from 2023-03-20T07:00

If you have been watching the news lately you may be wondering if your cash is safe. Watching the country’s 16th largest bank collapse causes people to question whether the banking system is set...

Ways to Improve Financial Outcomes for Women, Ep #185 from 2023-03-06T08:00

As International Women’s Day approaches, we wanted to get together to explore ways to improve the financial outcome for women across the globe. 

In this episode, Allison Berger, Grace Kva...

How Will You Handle Your Retirement Transition with Susan Bradley, Ep #184 from 2023-02-20T08:00

Retirement is one of the most significant changes that you will manage in your life. It takes not just careful financial planning, but also careful life planning as well. 

🎥 See  Listen

What a Challenging Investment Experience Can Teach Us, Ep #183 from 2023-02-06T08:00

In today’s video, we discuss several questions of what we can learn from last year’s investing experience and what we could expect for 2023.

• Why 2022 was a challenging ye...
  Listen

How Changes to the Secure Act 2.0 Could Impact You, Ep #182 from 2023-01-23T08:00

The Secure Act 2.0 was recently passed bringing in hundreds of new retirement and investment account changes.

In this episode, we detail some of the most impactful changes for you. We’ll ...

Be Sure to Check Your Financial Vital Signs in 2023 from 2023-01-09T10:30

The beginning of a new year motivates many of us to make lists of things in our lives we may want to change. At the top of those lists typically are financially related items.

🎥 Watch a ...

5 Timeless Takeaways from 2022, Ep #180 from 2022-12-26T08:00

As we come to the end of 2022, we reflect on some of our favorite reads and podcasts that we have highlighted in our monthly newsletter. If you’d like to check out what we’ve been reading or lis...

5 Behavioral Financial Biases and How to Overcome Them, Ep #179 from 2022-12-12T08:00

How often do you go back and question your retirement and investment decisions?

🎥 WATCH a video recap of the show here

When thinking thr...

10 Tax Planning Opportunities You Don’t Want to Miss, Ep #178 from 2022-11-28T08:00

📬 Tips each month to help you reach your Ideal Retirement. Subscribe to the Financial Symmetry newsletter and receive a fr...

What are the Fundamentals That Guide Your Investing Decisions in Retirement?, Ep #177 from 2022-11-14T08:00

📬 Tips each month to help you reach Your Ideal Retirement. Subscribe to the Financial Symmetry newsletter...

Estate Planning Tales from the Crypt, Ep #176 from 2022-10-31T07:00

None of us know how long we will live, so it is important to prepare for the inevitable. Unfortunately, all that we have earned in this life won’t transfer into the next, so it is important that...

Have You Experienced This Retirement Horror Story?, Ep #175 from 2022-10-17T07:00

Have scary markets made you second guess your retirement plan?

For those of you who are near, or already in retirement, you may feel like this year is a part of some retirement horror sto...

Should You Use a Non-Qualified Deferred-Compensation Plan for Your Retirement Savings? Ep #174 from 2022-10-03T07:00

Have you ever been offered a non-qualified deferred compensation plan as part of your benefits package?

In this episode, you’ll learn who non-qualified deferred compensation plans were cr...

When Retirement Is Derailed by a Terminal Illness, Ep #173 from 2022-09-19T07:00:29

We all have visions of our ideal retirement, and none of them include a terminal illness. However, sometimes life has other plans.

Today, we discuss the top concerns that are often overlo...

Why You Should Forget These 4 Retirement Rules of Thumb, Ep #172 from 2022-09-05T07:00:28

Retirement rules of thumb can give you a false sense of security. 

▶️ Watch a short recap on Youtube

Today you’ll learn why you should se...

Why a Roth Conversion Could Be Right for You at Any Age, Ep #171 from 2022-08-22T07:00

What if you could take action now so that you have significantly more tax-free savings to utilize in retirement?

▶️ Watch a Short video recap Listen

Choose Your Own Retirement Adventure - The 4 Types of Retirement Journeys, Ep #170 from 2022-08-08T07:00:16

Have you ever wondered how your retirement preparations compare with others?

Short video recap: https://youtu.be/mNYvWKgO3MM

This is a common question that we hear as financial adv...

Surprising Stats about the 4 Stages of Retirement, Ep #169 from 2022-07-25T07:00:12

Which retirement stage are you in? Spoiler alert: the stages begin before you are retired. You'll also be surprised by some of the stats we uncover as we dissect findin...

Avoiding Regret During Major Financial Decisions (like Retirement), Ep #168 from 2022-07-11T07:00:26

How do you deal with a major financial transitions?

Video recap: https://youtu.be/2tWrduVAS14

When this happens there can be many choices that you need to make. Without the right d...

During a Market Downturn Which One of These Investors Are You? Ep #167 from 2022-06-27T07:00:09

In a bear market, it can be easy to panic and forget that investor behavior drives results more than choosing the right investments. People tend to be their own worst enemy during these trying t...

Tax Changes to Consider After the Death of a Spouse, Ep #166 from 2022-06-13T09:00:06

Most of us believe we’ll always have more time with our spouse, but when that time is cut short, we’re often left with too many questions and not enough answers.

Video recap: https://yout...

Why You Need a Professionally Prepared Estate Plan, Ep #165 from 2022-05-30T07:00:35

Do you have an estate plan?

Is it up to date?

Was it prepared by an estate planning professional?

Video link: https://youtu.be/c7XO462BOcg

If you answered "no" to any...

Your Game Plan for Volatile Markets, Ep #164 from 2022-05-16T07:00:34

Stocks are now in a bear market. Rising interest rates mean bonds are having a horrible year. Inflation reached a 40-year high.  Headlines like these makes it tough to have confidence in your in...

10 Tax Surprises to Watch Out For, Ep #163 from 2022-05-02T07:00:59

If you recently filed your tax return you may have noticed some unexpected surprises.

Video recap: https://youtu.be/G9q8k5fRNdQ

Since tax planning and preparation is an important p...

What are the Best Retirement Strategies for Me? Ep #162 from 2022-04-18T07:00:49

Deciding to retire is just the beginning of your retirement decision-making. From tax planning to Social Security decisions, finding the best strategies for you requires regular analysis.

Strategies to Retire More Confidently, Ep #161 from 2022-04-04T07:00:33

Many people that listen to retirement podcasts and read financial articles are fantastic savers. If that sounds like you, congratulations!

Video recap: https://youtu.be/pUvfv1815fw

Retirement Trends You Should Know About, Ep #160 from 2022-03-21T07:00:37

Financial planning is a powerful tool that can help you not only anticipate risks and opportunities but also help you envision your future to ensure that you can retire the way you want to retir...

Retirement Considerations for Women, Ep #159 from 2022-03-07T08:00:47

In honor of International Women’s Day on March 8, we're discussing retirement considerations for women that can help them #BreakTheBias surrounding women and money. 

Video recap: https://youtu.b...

Don't Fall Victim to This In Retirement, Ep #158 from 2022-02-28T08:00:31

From data breaches to text messages, emails, and phone calls, scammers are always looking for new ways to commit fraud.

Video recap: Listen

How to Deal with Concentrated Stocks in Your Portfolio, Ep #157 from 2022-02-14T08:00:30

Do you have concentrated stocks in your portfolio?

Video recap: https://youtu.be/g5oDev7Ns84

You may have inherited stocks from a loved one or maybe you receive stock options as pa...

4 Tips to Help You Prepare for Tax Season, Ep #156 from 2022-01-31T08:00:13

Tis the season to prepare your taxes!

Video recap: https://youtu.be/mWYWaKeP6-o

Whether you do your own taxes or you are gathering information for your tax preparer, you’ll want to...

How Your Money Memories Can Impact Your Retirement Decisions, Ep #155 from 2022-01-17T08:00

The biggest financial threat to your wealth is not the market; it is your brain.

Video clip with Money Egg example: https://youtu.be/PJ4Zryp2w8Y Listen

Starting the New Year Off on the Right Financial Foot: 5 Questions to Ask a Financial Advisor, Ep #154 from 2022-01-03T08:00

At the start of every year, people are more motivated to get off on the right financial foot. This might mean contacting a financial advisor for the first time.

Video recap: https://www.y...

Lessons from the Top 10 Economic Stories of 2021, Ep #153 from 2021-12-20T08:00

2021 has been a wild ride! But like with any roller coaster, we've learned that the most important thing to do is to stay in your seat so that you don't get hurt.

Video recap: https://you...

Should You Worry About Inflation? Ep #152 from 2021-12-06T08:00

Everyone is talking about inflation. You can’t open a newspaper, look at your phone, or go to a barbecue without hearing about it. With all this talk, it can be easy to worry about your financia...

Year-End Tax Strategies to Consider Now, Ep #151 from 2021-11-22T08:00

The end of the year is a great time to start tax planning for next year. 

Video example: Listen

5 Investing Superpowers You Can Harness Today, Ep #150 from 2021-11-09T17:00

Welcome to this bonus episode of Financial Symmetry with Allison Berger and Grace Kvantas. Grace and I bring you this episode as a special preview to the upcoming Listen

Getting Spooked by All-Time Highs in the Stock Market? Ep #149 from 2021-11-01T09:00

Anxiety-inducing headlines, all-time stock market highs and an economy still recovering from a pandemic, have left many people hesitant to invest their cash savings.

Video recap: https://...

Developing a Retirement Withdrawal Strategy, Ep #148 from 2021-10-18T07:00

The decumulation stage of retirement is different from all those years you spent accumulating your retirement savings.

Video Recap: Listen

How the American Families Plan Could Impact You and Your Taxes, Ep #147 from 2021-10-04T07:00

The American Families Plan hasn’t yet become law, but that doesn’t mean that you can’t prepare for the changes that may be coming.

Video recap: https://youtu.be/DFVgJZPwEIc

In this...

Financial Milestones that Create Opportunities, Ep #146 from 2021-09-20T07:00

We all have those milestones in life that we enjoy reflecting on or looking forward to. Graduations, weddings, and births of children are a few that stick out.

Video recap: https://youtu....

Financial Milestones that Create Opportunities, Ep #146 from 2021-09-20T07:00

We all have those milestones in life that we enjoy reflecting on or looking forward to. Graduations, weddings, and births of children are a few that stick out.

Video recap: https://youtu....

Financial Planning Strategies for Grandparents, Ep #145 from 2021-09-06T09:00

With Grandparents day around the corner, we're breaking down helpful financial planning strategies for grandparents.  Many grandparents have dreams of sharing the fruits of their labor with thei...

The Retirement Secret Weapon: Mega Backdoor Roth 401k, Ep 144 from 2021-08-23T08:30

The Mega Backdoor Roth IRA could be the secret weapon you have yet to use in your retirement saving strategy. If you consider yourself a super saver, looking for alternative ways to save tax eff...

3 Key Areas to Analyze for your Stock Options, Ep #143 from 2021-08-09T13:09:32

Stock options can be one of the most lucrative benefits of your job, but they can also be a tax land mine.

Video recap: https://youtu.be/qBovTreFv7E

Our resident tax professional, ...

The Summer Sprint - Financial Tasks to Complete Before Fall, Ep # 142 from 2021-07-26T09:00

Compared to 2020, the summer of 2021 has been exciting for most people. Many parts of the country are getting back to normal and there is plenty of fun to be had.

Video recap: https://you...

To Buy or Not to Buy in a Hot Housing Market, Ep #141 from 2021-07-12T10:00

With the turbocharged real estate market, buying a house is not as easy as it once was. We’ve all heard stories of houses getting multiple offers even before they are listed or homes selling wel...

Choosing the Right Investment Vehicle to Save for Retirement, Ep #140 from 2021-06-28T09:00

Are you a super saver? If so, you may feel like you are doing a lot of the right things to save for retirement, but you are not sure where to go next.

Check out our Youtube channel for a ...

Investing for Inflation, ep #139 from 2021-06-14T09:00

Recent headlines have people thinking more about investing for inflation.

Video Recap: https://youtu.be/50PlOwAM4OM

It's the most recent economic worry, but there's always somethin...

Demystifying What the Biden Tax Plan Could Mean for You, Ep #138 from 2021-05-31T13:13:42

You may have heard a lot on the news about President Biden’s tax plan. Are you worried about how it will affect you and your tax situation? In this episode of Financial Symmetry, Grayson Blazek ...

The Rush to Retire Blueprint, Ep #137 from 2021-05-17T09:00

A recent survey discovered that millio...

3 Not-So-Obvious Retirement Roadblocks, Ep #136 from 2021-05-03T09:00

Have you ever been on your way to an epic summer road trip and then all of a sudden you come upon a roadblock? That can ruin the excitement you feel for the upcoming trip. This can happen in ret...

Our 3 Step Investing Process, Ep #135 from 2021-04-19T09:00

What are you investing for? Many say higher or better returns--but higher or better than what? What do those higher returns make possible for you? 

Video recap: https://www.youtube.com/wa...

What to Expect from a Financial Advisor - The 5 C’s, Ep #134 from 2021-04-05T09:00

Have you been on the fence about hiring a financial advisor? This indecisiveness can cost you. This episode will help you decide whether hiring a financial advisor is right for you. You’ll learn...

5 Tax Planning Opportunities in the American Rescue Plan, Ep #133 from 2021-03-22T09:00

The American Rescue Plan was recently passed, but do you know all the changes it will bring? You probably already know about the stimulus checks, but you may not know how it could affect your ta...

How a Financial Advisor Invests Their Money - Cameron Hendricks, Ep #132 from 2021-03-08T10:00

It’s always fun to peek behind the curtain and see the strategies and process people use for their decision making.

Video recap: https://youtu.be/DDp2dBUhrSg

During this conversati...

Hidden Financial Mistakes and How to Spot Them, Ep #131 from 2021-02-22T10:00

Have you wondered if there are any financial mistakes that you may have been making?

Video recap here: https://youtu.be/9fsWlp56R2U

Sometimes our financial mistakes aren’t obvious,...

During Stock Market Manias, Ask These 3 Questions, Ep #130 from 2021-02-08T10:00

Stock market manias have an uncanny way of capturing our attention.

Short video recap: https://youtu.be/wr04xy1pDnU

Not only do they dominate weekly headl...

Wealth Building by the Decades: One Thing You Can Do to Ensure Financial Success, Ep. #129 from 2021-01-25T10:00

What is the most important thing you can do for building wealth?

Video recap: https://youtu.be/OVSKtk6TzB0

Recently, Jeff Levine (Listen

Top Investment Lessons Learned from 2020, Ep #128 from 2021-01-11T10:00

From a historically quick bear market decline to a speedy rebound, 2020 certainly took us on a wild ride. But there is a lot we can learn from this crazy year.

Short video recap: https://...

12 Actionable Steps to Improve Your Financial Outlook in the New Year, Ep #127 from 2020-12-28T10:00

As we come upon a new year it is a good time to reflect on your finances and set goals.

Video Recap: https://youtu.be/yKdGYEjhTB0

In this episode, ...

How a Financial Advisor Invests Their Money - Mike Eklund, Ep #126 from 2020-12-14T10:00

Motivated by the new book, How I Invest My Money, I Listen

Are Value Stocks Dead? Ep #125 from 2020-11-30T10:00

Growth stocks have been on a tear over the past several years. However, traditionally value stocks have been the big performers in the long-term. But with the rapid rise in growth over the last ...

Should You Take an Early Retirement Package?, Ep #124 from 2020-11-16T10:00

Have you been offered an early retirement package?

Video recap: https://youtu.be/jpIfdhYVx6Y

Early retirement packages are on the rise. Companies are often looking for ways to cut ...

If Only I Had Bought Zoom When it IPO’d in 2019, Ep #123 from 2020-11-02T10:00

While the FAANG stocks have been the most obvious enviable stock positions over the past decade, there are always success stories readily available to raise feelings of doubt and FOMO in even th...

Leaving and Receiving an Inheritance by the Decades, Ep #122 from 2020-10-19T09:00

Estate planning is one of the most overlooked and procrastinated upon areas of financial planning.

Video recap: https://youtu.be/NB2S1FWWH2s

While your legacy is important, it does...

The Impact of COVID-19 on Women’s Financial Lives, Ep #121 from 2020-10-05T09:00

We know the COVID-19 global pandemic has affected everyone in unique ways. Today we want to discuss how this health crisis has affected women, specifically financially.

Video recap: https...

How to Position Your Portfolio Before the Election, Ep #120 from 2020-09-21T09:00

Every 4 years it happens: an election comes along and threatens everything. Or so it seems.

Video recap: https://youtu.be/7SkvyKEXH6s

Regardless of how you feel about the candidate...

Preparing for a Professional Pivot, Ep #119 from 2020-09-07T09:00

2020 has been a year of change. The pandemic has given people an opportunity to rethink their lives and many have been rethinking their career.

Video recap: https://youtu.be/0RCME_Y8bdI Listen

Do You Ask These Questions When Selecting Investments?, Ep #118 from 2020-08-24T09:00

We know how important it is to save for retirement, but at the same time, it’s important to enjoy life now. In this episode, we’ll walk you through how to set up a framework for your investment ...

Your Future Self Will Thank You, Ep #117 from 2020-08-10T09:00

There are fundamental principles that we all need reminders of from time to time. As kids and grandkids are heading off to college, we're talking through 6 core principles to getting off on the ...

Buying a Second Home? Answer These Questions, Ep #116 from 2020-07-27T09:00

2020 has brought us a new reality with our vacation mindsets. With many vacation plans put on hold or completely cancelled, the pandemic has become the impetus for second homes becoming more of ...

Nearing Retirement? Prepare for these Retirement Surprises, Ep #115 from 2020-07-13T09:00

You spend half your life preparing for retirement, but that doesn’t mean that there won’t be surprises when you get there.

YouTube Recap here: https://youtu.be/zzEnHR9Qv8I

Retireme...

The "R" Plan - 5 Steps to Fight Prediction Hubris, Ep #114 from 2020-06-29T09:00

No one can argue that the stock market has been tumultuous lately. During times of market uncertainty, investors seem to become even more certain about their predictions of the next stock market...

The ABCs of Special Needs Financial Planning Ep# 113 from 2020-06-15T04:56:26

Special needs financial planning is an intricate and delicate process.

Youtube Recap Here: https://tinyurl.com/y7wchxee

A process loaded with challenging emotional and financial de...

Should You Change Your College Savings Strategy During COVID? from 2020-06-01T09:00

In times of crisis and uncertainty, the potential need to access our savings seems to rise to the forefront. However, many of the accounts that we utilize for our savings are tied to certain res...

Why is the Stock Market Doing So Well When the Economy is Not? Ep #111 from 2020-05-18T09:00

Why is the stock market doing so well when the economy is not?

Short Youtube recap here: https://youtu.be/QubNZjHHN04

With headlines about skyrocketing unemployment and an impendin...

Retirement Planning Changes in the CARES Act, Ep #110 from 2020-05-04T09:00

Today we're taking a deep dive to explore the retirement changes within this landmark piece of legislation. On this episode, you’ll learn what CRD’s are, who are qualified individuals, and how t...

3 Questions to Ask Yourself During Stock Market Drops, Ep #109 from 2020-04-20T09:00

Today we explore some of the most common questions that people ask during a market decline. We discuss what a financial advisor does and doesn't do for their clients in bear markets, whether you...

What the CARES Act Means For You, Ep #108 from 2020-04-06T09:00

The CARES Act was just recently passed and the new law will impact just about every American. But do you know how it will affect you?

View Youtube recap here: https://youtu.be/BTaeWH0aEB0...

Preparing Your Portfolio During A Bear Market, Ep #107 from 2020-03-23T09:00

We’re all surprised at the speed of changes the coronavirus has brought in our lives. Working from home, school closures, and social distancing have become our new norms. Stock markets have fall...

Coronavirus Concerns and Your Portfolio, Ep #106 from 2020-03-06T10:00

Cornoavirus concerns continue to impact the financial markets, as have all the numberless crises that have gone before it.

While the potential human and economic effects are very unsettli...

Retirement Regrets: I Wish I Would Have..., Ep #105 from 2020-02-24T10:00

Will your retirement regrets list be full of "I wish I would have...?" What if you could use regrets of other retirees to change or improve your current course?

Short Youtube Recap here: ...

How an IRMAA Appeal Can Save You Thousands of Dollars in Medicare Premiums, Ep #104 from 2020-02-10T10:00

How closely did you look at your Medicare premium notice letter this past December? If it mentioned an IRMAA adjustment, and you experienced a life-changing event, you may want to look again. Th...

How Do You Invest at All-Time Market Highs? 2020 Outlook, Ep #103 from 2020-01-27T10:00

How do you best invest at all-time market highs? In this episode, we are walking through the strategies and disciplines you'll need to be a successful long-term investor. 

Short Youtube r...

How the SECURE Act Impacts Your Retirement, Ep #102 from 2020-01-13T20:21:34

The SECURE Act is the biggest piece of retirement legislation to pass since 2006.

On this episode, we discuss what the SECURE Act is and how it will affect you and your retirement plans. ...

Solving the Social Security Tax Bubble Mystery, Ep #101 from 2019-12-30T10:00

Are you in the Social Security tax bubble?

Tax rules are complicated enough, and Social Security benefits during retirement years add another layer of complexity.

Watch correspondi...

How a Crazy Idea turned into 100 Episodes, Ep #100 from 2019-12-16T10:00

What does it take to get to 100 podcast episodes?

In his book, Shoe Dog, Phil Knight describes his emotions upon starting the company that became Nike, as a crazy idea. When describing ho...

Retirement Mythbusters from 2019-12-02T10:00

Who you gonna call? Retirement Mythbusters!

Short Youtube recap here: https://bit.ly/2R0QJcA

Visit Full Article Here: Listen

Is Long-Term Care Insurance Worth It? from 2019-11-18T10:00

How do you know if long term care insurance is worth it?

Short Youtube video here: https://bit.ly/3akBTVZ

This is a topic we discuss with our clients regularly.  With an aging popu...

How to Make Decisions About Your Equity Compensation Plans, Ep #97 from 2019-11-04T10:00

Does your place of employment offer an equity compensation plan? Are you one of the 76% of people who have not exercised their stock options or sold shares of their company stocks? Mike Eklund i...

Buying a Timeshare, Trick or Treat? from 2019-10-21T09:00

There’s a lot of conflicting information about buying a timeshare. Some call it the worst financial decision you could make. But is that true? On this episode, we invite Allison Berger to discus...

The Dreaded IRS Letter: Dealing with a CP2000, Ep. 95 from 2019-10-07T09:00

Every year there are approximately 140 million tax returns filed with the IRS and of those, 4 million will receive an IRS letter stating that there is a discrepancy. Your first instinct might be...

Top Wealth Builders for the Retirement Homestretch, Ep #94 from 2019-09-23T09:00

Many of you are inching closer to retirement and the decisions you make now will have a big impact on your retirement lifestyle. It’s time to start thinking ahead and seriously consider your ret...

Save More Time&Money During Back to School Time This Year, Ep #93 from 2019-09-09T09:00

Are you looking for money and/or time-saving tips now that the summer is over and the kids are back to school? Summer can always feel expensive with summer camps, vacations, and then back to sch...

Creating a Better Framework for Making Financial Decisions, Ep #92 from 2019-08-26T09:00

How do you make financial decisions? Are you intentional with your money?

Short Youtube recap here: https://youtu.be/9g3s36KPm9E

Your Retirement Secret Weapon: The Mega Backdoor Roth, Ep #91 from 2019-08-12T09:00

The Mega Backdoor Roth IRA could be the secret weapon you have yet to use in your retirement saving strategy. If you consider yourself a super saver, looking for alternative ways to save tax eff...

A Few More to Add to Your Summer Reading List, Ep #90 from 2019-07-29T09:00

How do you pick the books you read? Do you get book recommendations from friends or are you in a book group? Do you use an Amazon Wishlist or social media to help you discover what you want to r...

Your Biggest Risk in Retirement? Could be Sequence of Returns Risk, Ep #89 from 2019-07-15T09:00

Most people know little or nothing about sequence of returns risk. The subject doesn’t make for the most interesting topic for cocktail party discussions. Some refer to it as your biggest retire...

Memorable Financial Lessons From Pop Culture, Ep #88 from 2019-07-01T13:30

Often in social conversations, it’s not uncommon to hear us say, “That reminds me of a scene in the movie…” to emphasize a point. Movies have a powerful way of presenting memorable situations wh...

Guide to Preserving Yours or a Loved Ones Legacy, Ep #87 from 2019-06-17T09:00

Nobody likes to talk about the 2 certainties of life: death and taxes. So much so that we delay important decisions on how to deal with our assets for our heirs. On this episode, Cameron Hendric...

The Ins and Outs of Opportunity Zones from 2019-06-03T09:00

You may have seen more news stories mentioning Opportunity Zones of late, but there are still plenty of questions surrounding this part of the latest tax reform. Today we're discussing the ins a...

Unlocking the Secrets to a Successful 401k Rollover, Ep #85 from 2019-05-20T09:00

Rolling over your 401K is a complicated process so we brought in a few experts that have helped our clients rollover hundreds of 401K’s. Understanding the unexpected roadblocks surrounding a 401...

Are You Winging Your Financial Future? Ep #84 from 2019-05-06T09:00

What does your financial future look like? Do you feel it is secure and well planned out or are you just winging it? Winging it is a great idea for a Sunday afternoon drive or deciding to what t...

Why Aren’t There More Women in Financial Planning? Ep #83 from 2019-04-22T09:00

Financial advice has long been a male dominated industry.  Women represent 51% of the US population, but only 23% of CFP® professionals are women and this percentage has stagnated over the past ...

Sold Your Business, Received an Inheritance? Here's the Next Steps Ep #82 from 2019-04-08T09:00

You've just sold your business. Or maybe you received an inheritance. Making decisions on how to handle the lump sum proceeds can be paralyzing. We all have that fear of making a mistake with th...

Everything You Need to Know About the New Federal Tax Forms, Ep #81 from 2019-03-25T09:00

Have you checked out the new federal tax forms? You probably don’t want to wait until the last minute to prepare your taxes this year. With the new tax code here you’ll want to give yourself ple...

How Do Millionaires Spend Their Time?, Ep #80 from 2019-03-11T09:00

It wasn't that long ago that the most popular television show in America was named "Who wants to be a Millionaire?" Before that, in the 1980s, we were enamored with "Lifestyles of the Rich and F...

Are You Speaking the Same Financial Language?, Ep #79 from 2019-02-25T10:00

Money and relationships don’t always go hand in hand. Making you wonder if you and your partner are speaking the same financial language. If money is causing stress in your relationship, you are...

Our 2019 Investment Outlook, Ep #78 from 2019-02-11T10:00

Our listeners and clients often ask: Is now a good time to invest? Or what should I invest in? We give feedback on both these questions in our 2019 Investment Outlook episode. Be sure to check o...

The Habits It Takes to be a Successful Investor, Ep #77 from 2019-02-01T05:39:21

What are the habits of successful investors? You may think that there are big differences between successful and unsuccessful investors. In the book Atomic Habits, by James Clear, he identifies ...

4 Secrets to a Happy Retirement, Ep #76 from 2019-01-14T10:00

If asked, most people are hopeful they will have a happy retirement. They're just not sure they are taking all the necessary steps to get there. We all have those moments in our busy lives where...

The Bear Market Survival Guide, Ep #75 from 2019-01-01T16:51:54

2018 gave us a December to remember, with the S&P 500 index losing 9% for the month, locking in the worst December performance since 1931.

From peak to the most recent bottom, the S&P 500...

The 4 Most Popular Podcasts of 2018, Ep #74 from 2018-12-17T10:00

Welcome to Financial Symmetry, the podcast to help you discover financial opportunities that you may be missing as well as to warn you about many financial mistakes that you can make. We are her...

5 Top Reads for Working Moms, Ep #73 from 2018-12-03T10:00

Working moms face a difficult balance. People often feel that most women have a choice whether to work outside the home, but the reality is, 65% of families need both parents to work. Women in t...

7 Tax Reform Opportunities and How to Spot Them, Ep #72 from 2018-11-19T10:00

As the holidays near, visions of new tax savings dance in our heads.  But knowing how to spot them is what really matters. With all the new tax law changes, Will Holt joins us again to guide you...

How to Ignore the Stock Market Noise, Ep #71 from 2018-11-05T10:00

If you've paid any attention to financial news recently, then you didn't have to look far, as stock market noise was at a peak. Media headlines were filled with phrases like: epic turmoil, getti...

5 Spooky Financial Stories, Ep #70 from 2018-10-22T09:00

October is here so time to gather around the campfire. With Halloween around the corner, we are highlighting a few spooky financial stories that have scary circumstances. These feelings typicall...

How to Avoid the Financial Mid-Life Crisis, Ep #69 from 2018-10-08T09:00

If you're a mid-career professional, life is full of demands. You've worked incredibly hard to get here. You're sandwiched between young kids and aging parents. Your job is challenging and life ...

Your Pre-Retirement Checklist, Ep #68 from 2018-09-24T09:00

When making your retirement decision, you likely get one chance to get it right. These type of situations are where checklists can shine. Understanding all your financial opportunities pre-retir...

Why Bother Diversifying with International Stocks? Ep #67 from 2018-09-10T09:00

It's easy to stick with investments that are leaving all other assets in the dust. In fact, logic tells us because they're performing so well, we should buy more of it. While you're at it, shoul...

3 Frequently Asked Financial Questions, Ep #66 from 2018-08-27T09:00

On this episode of Financial Symmetry, Chad and Mike revisit a few previous episodes to cover some important financial questions that frequently come up. Taken from episode 6 is the question: Do...

What Tops Your Financial Bucket List?, Ep #65 from 2018-08-13T09:00

All of us have a subconscious financial bucket list of things we want to accomplish. After having meetings with thousands of clients collectively over the years, we have a pretty good sample siz...

Your Social Security Guide in Less than 30 Minutes, Ep #64 from 2018-07-30T09:00

One of the difficulties in decisions around retirement, is most people only get one chance. One of the more essential decisions centers around when and how you choose to take Social Security. Ma...

Financial Acronymology, Decoded, Ep #63 from 2018-07-16T09:00

Do you ever feel financial advisors speaks a different language? Many clients feel their advisors throw around financial terminology that creates more confusion than clarity. Financial planners ...

The Tumultuous Journey of Bitcoin and How Cryptocurrencies Work, Ep #62 from 2018-07-02T09:00

You have been hearing about Bitcoin and other cryptocurrencies for the past few years now. Nothing attracts the attention of the public like the possibility of missing out on the latest craze. T...

Planning A More Enjoyable Summer Vacation Ep 61 from 2018-06-18T09:00

Next to the weather, vacation questions are in the small talk hall of fame. Each year, as summer approaches, more time is spent thinking, talking and planning for the perfect summer getaway. For...

5 Easy Ways to Improve Your Financial Decisions, Ep #60 from 2018-06-04T09:00

Did you know that your natural human behavior could be affecting your finances in a negative way? Behaviors may seem like small decisions but they build up over time. Human behavior makes a big ...

Tax Solutions for Charitable Giving, Ep #59 from 2018-05-21T09:00

Charitable giving fills a need in our society and betters it as a whole. And until recently, donating to nonprofits helped people receive attractive deductions on their tax bills. With the recen...

Ensure Financial Success With Our Top 5 Money Tips for Millennials, Ep #58 from 2018-05-07T09:00

Heather Gudac and Haley Modlin join Mike and me on this episode of the Financial Symmetry podcast to discuss how to become a financially successful millennial. We have had targeted advice toward...

What Happens When You Have No Estate Plan?, Ep #57 from 2018-04-23T09:00

Do you know what the number one most avoided financial subject is? On this episode of The Financial Symmetry Podcast, we are diving deep into estate planning where you'll learn why it is so avoi...

5 Important Financial Strategies to Consider After the Death of a Spouse, Ep 56 from 2018-04-09T09:00

Allison Berger and Grace Kvantas are stepping in for Mike on this episode. They join us to talk about how to navigate through a life crisis, specifically financial considerations after the death...

Are You Making These Ten Tax Return Mistakes? Ep #55 from 2018-03-26T09:00

On this episode of Financial Symmetry, we’re getting you ready for tax time! We've been helping clients check their taxes for many years and we know that there are two types of people that file ...

It’s March Madness! Our Top 8 Big Financial Decisions, Ep #54 from 2018-03-12T09:00

We’re jumping into the March Madness spirit by seeding our top 8 big financial life decisions. We have weeded through all the challenging financial decisions that you will come across in your li...

Do I Really Need a Financial Advisor?, Ep #53 from 2018-02-26T10:00

On this episode, we’re jumping into the March Madness spirit by seeding some of your biggest financial life decisions. We have weeded through all the challenging financial decisions that you wil...

What Investment Decision Process Should You Implement?, Ep #52 from 2018-02-12T16:03:58

When it comes to investments, too many people take a haphazard approach when what they need is an investment decision process that makes the most of a number of different available resources. Th...

Financial Savvy for Women: The Top 10 Tips, Ep# 51 from 2018-01-29T10:00

Studies show that most women don't think of themselves as having financial savvy. Honestly, it's a very sad situation but one that is improving as years go by. In this conversation, you will hea...

Your Ultimate New Year Financial Checklist, Ep# 50 from 2018-01-15T10:00

Checklists make life easier. Research has demonstrated the value of checklists in all industri...

How Will Tax Reform Benefit You?, Ep 49 from 2018-01-04T10:00

As we approach year end, we now have the first major tax overhaul in over 30 years, which became effective January 1, 2018. As financial planners, we are focusing a great deal of our attention o...

Making Better Decisions with the Laws of Wealth, Ep# 48 from 2017-12-18T10:00

We read, write and talk a lot about better ways to build wealth, and after reading Dr. Daniel Crosby's latest book, The Laws of Wealth, we wanted to dive deeper on his 10 rules of wealth buildin...

Why Do You Need an HSA?, Ep 47 from 2017-12-04T10:00

One of the most asked questions we receive centers around the HSA. It's also one of the largest missed opportunities for tax savings we see people are missing, if they are eligible. Health Savin...

Ep 46 - What Tax Moves Am I Missing? from 2017-11-20T10:00

Near tax time each year, do you find yourself wondering what other tax strategies you may be missing? Many people have a goal of paying less in taxes but are missing opportunities to be as tax e...

Ep 45 - How Likely Are You to Build Wealth? from 2017-11-06T14:29:28

What if you knew the secret to building wealth? For many, asking that question alone is part of the problem. That's because it's less of a secret, and more of a discipline of small habits and be...

Ep 44 - What Behavioral Economics Means To You from 2017-10-23T15:39:23

Did you realize that we are hardwired to make irrational financial choices? The incentives to spend now vs. save are difficult to overcome on our own. 

On this episode, we break down six ...

Ep 43 - Steps to Take After The Equifax Breach from 2017-10-09T10:00

Interest remains high of how to protect yourself after the Equifax Credit scandal. The good news is there are steps to take to mitigate your risks to guard your credit reputation. The bad news i...

Ep 42 - How to Navigate Open Enrollment from 2017-09-26T14:48

For many, the open enrollment period is just another email you quickly delete thinking nothing has really changed since last year. But this passive approach can be extremely costly if new benefi...

Ep 41 - How to Pick the Best Small Business Retirement Plan from 2017-09-11T16:09:58

Picking out a small business retirement plan can be daunting. This is why we see many small business owners, or those with side hustles, not taking advantage of a retirement plan for them or the...

Make these Financial Moves in Your 40s, Ep #40 from 2017-08-27T10:00

Once you hit your 40s, it becomes more important than ever to evaluate your financial plan and fill in any gaps in your future. Many of the planning tasks can be tedious or seem unimportant now,...

Ep 39 - 7 Insider Tips for Picking Your Best College from 2017-08-13T10:00

It doesn’t get much more stressful than preparing your child for college. From the testing and forms to the outrageous tuition prices, the process can truly be a nightmare without the right stra...

Ep 38 – Things You KNOW But Don't DO from 2017-07-30T10:00

You know those things you know you should do - eat healthy, work out every day, sleep eight hours - but struggle to get done? We all do it, and skipping over financially healthy habits is anothe...

Ep 37 – Lucky List of 13 Summer Reads from 2017-07-16T10:00

There’s always more to learn when it comes to the world of finance. A great way to squeeze in some extra know-how this summer is through reading. So on this episode, we have a list of 13 great t...

Episode 36 – Money Can Buy Happiness from 2017-07-02T10:00

When was the last time you asked yourself: what purchases have I made in the last month that really made me happy? It might sound like a silly question, but as we...

Episode 35 – How Should I Withdraw My Pension? from 2017-06-18T10:00

How you take your retirement pension can be a more consequential decision than many people realize. The debate over whether to take your pension as a lump sum or ...

Episode 34 – Finances and Your Family from 2017-06-04T10:00

We are so excited to welcome back Cameron Hendricks to the Financial Symmetry Podcast! He is back to discuss the journey of writing a book about ...

Episode 33 – 5 Things to Know Before Investing in Real Estate from 2017-05-21T13:00

As with any financial decision, investing in real estate requires a lot of thought and planning. We've pulled together five of the most important things you shoul...

Episode 32 – Teaching Your Kids About Money from 2017-05-04T10:00

Everyone has a unique road to financial literacy. One common trait we all share is that we hope to pass our wisdom on to the next generation, and...

Episode 31 – Top 10 Retirement Mistakes to Avoid from 2017-04-13T10:00

Saving for retirement often feels like the biggest and most-talked about goal of financial planning. And while there's a lot that goes into successful retirement planning - healthcare costs, kee...

Episode 30 – Buying A Car from 2017-04-03T13:00

Today we're talking about one of the larger purchases you might make: buying a car. 90% of consumers say that price is their most important consideration when buying a car, and that negotiating ...

Episode 29 – Why Fiduciary Matters from 2017-03-16T10:00

The word "fiduciary" is being tossed around a lot lately, largely because of the Department of Labor's oncoming regulations. We thought it would be a good idea to talk about what fiduciary advis...

Episode 28 – Navigating Elder Care from 2017-02-21T11:00

For many of us, our parents getting older is a tricky situation to navigate. How do you respectfully offer your help? Ensure they get the best care? Know what to do with their bills and other fi...

Episode 27 – Top Investment Lessons Learned by 40 from 2017-01-31T17:00

Mike's turning 40! As he hits this milestone, they guys explore the lessons he learned over more than 17 years in the financial services industry. Mike and Chad will reflect on the top 10 lesson...

Episode 26 – How to Achieve Your New Year's Resolutions from 2017-01-17T14:00

Did you meet your New Year's Resolutions last year? Have you set goals for the New Year? In this episode, Chad and Mike discuss the five small steps you can take to make your resolutions attaina...

Episode 25 – 10 Tips for Your Taxes from 2016-12-13T14:00

You likely would rather think about ANYTHING other than their taxes. And even though you want more tax savings, you rarely follow through with proper tax planning. Most people don’t realize the ...

Episode 24 – What Should You Do With Your Year-End Bonus? from 2016-11-29T05:00

Many people don't have a great idea of what do do with their bonus at the end of the year. Should you spend it? Invest it all immediately? Invest it over the coming year? In this week's podcast,...

Are You Procrastinating on Your Retirement Planning?, Ep #23 from 2016-11-08T21:32:01

Two-thirds of people admit to procrastinating when it comes to their retirement planning. In fact, the average person spends more time planning a vacation then than do planning for retirement. <...

Don't Fail In Retirement!, Ep #22 from 2016-10-25T13:00

Can you really fail in retirement?

For most people, retirement is that time on the horizon when you get to do what you want, when you want. But surprisingly, it's not all that uncommon fo...

Episode 21 - 401k, for Employeers from 2016-10-11T13:00

New regulations for 401k regulations are putting even more responsibility on the employer. Understanding these new laws can be a complex, and time-consuming task. Join Chad and Mike as they walk...

Episode 20 – Your 401k, Revisited from 2016-09-27T16:00

In this episode, Chad and Mike take another look at the 401k, and how important it is to your retirement plan.

Episode 19 – Do You Know Your Financial Fitness? from 2016-09-13T16:00

Much is made about keeping our physical fitness in good shape. But what about your financial fitness? In this episode, Chad and Mike discuss why its important to regularly take a survey of your ...

Episode 18 – How to Send a Kid to College Part 2: Just Before Sendoff from 2016-08-30T16:00

This week, we're back up with the conclusion of our college planning episode! Mike takes a look at financial strategies for the final few years before your child goes to school, and what you can...

Episode 17 – How to Send a Kid to College Part 1: Early Years from 2016-08-23T16:00

This week, we're covering one of Mike's favorite topics: college planning. Learn what to do during the early years of your child's life to ensure you have the resources you need to support their...

Episode 16 – FPA NexGen Recap: Why We Go to Conferences from 2016-07-19T16:00

This week, Chad brings on special guest Cameron Hendricks, CFP® to discuss his recent experience at the FPA NexGen conference, and why it is important for your financial advisors to attend confe...

Episode 15 – What Do You Do When the Market Panics? from 2016-07-12T16:00

One thing is certain, there are always going to be panics in the market. Political turmoil, natural disasters and other factors will cause markets to move, and can make you wonder: should I sell...

Episode 14 – Making the Most of Your 401K from 2016-06-28T16:00

In this episode Chad and Mike discuss managing your 401k, and how to avoid common mistakes when saving in your retirement account.

Episode 13 – The Usual Suspects from 2016-06-14T16:00

In this episode Chad and Mike discuss the top 5 questions they hear from their prospects, with special guest Allison Berger, CFP®.

Episode 12 – It's the Little Things from 2016-05-24T16:00

In this episode, Chad and Mike do a "Top 10 Ode to David Letterman" of little things you can do immediately to get your finances back on track.

Episode 11 – What Happens to Prince's Estate? from 2016-05-10T16:00

In this episode, Chad and Mike discuss Prince's lack of estate documents, and offer advice for listeners who may not yet have considered the importance of preparing a will. You can read a text v...

Episode 10 – Financial Gifts for Grads from 2016-04-26T16:00

This week, Mike and Chad take a look at the best financial gifts you can give a graduating high school or college student. 

Don't Be an Average Investor, Ep #9 from 2016-04-13T16:00

Think about the last time you felt something surprised you.  If it was a pleasant surprise, the event likely exceeded expectations.  Then there’s the surprises that catch us off guard. A great e...

Benefit of Working With a Young Financial Advisor, Ep #8 from 2016-03-29T16:00

Young advisors often have more passion, technical knowledge and a longer runway than older financial advisors.

If we look like we could be your son or daughter, then you are likely on the...

Are You Missing Tax Opportunities?, Ep #7 from 2016-03-15T16:00

I’m not sure about you, but we haven’t met many people that wouldn’t love to lower their tax payments.

As we move in to the heart of tax season, do you find yourself wondering every year ...

Do I Really Need a Financial Plan? from 2016-03-01T17:00

Do you have a mapped-out plan for your future?  Do you know the best steps to take to achieve your goals?  In a world in which Listen

How to Enjoy Life and Save Money, Ep #5 from 2016-02-17T17:00

What if you could save an additional $1,500 each year? After 30 years you would have $119,000, assuming the money was invested and you got a 6% return. That $1,500 each year — just $125 a month ...

Why Monitoring Goals Matters Most, Ep #4 from 2016-02-03T17:00

So many of us get charged up and rattle off an impressive list of goals but then struggle to follow through.

The disconnect between creating and accomplishing is where life change gets st...

The Top 10 Economic Stories of 2015, Ep #3 from 2016-01-19T17:00

As we've done in years past, we compiled our view of the top 10 economic stories from 2015, and what these stories may mean for 2016. 

You can find show notes and more information by clic...

What's an Advisor Worth?, Ep #2 from 2016-01-05T17:00

Is paying a fee for a financial advisor worth it? According to Vanguard, the leader in do-it-yourself (DIY) investing, they believe a financial advisor can add approximately three percen...