Podcasts by Fintech Daydreaming

Fintech Daydreaming

Between digital native customers demanding instant gratification and the ever increasing amount of regulation, financial institutions are between a rock and a hard place.

The era of the fintech started after the 2008 financial crisis, challenging the status quo. More than a decade later banks haven’t gone anywhere, yet fintech is more relevant than ever.

What happened with all the fintech hopes and dreams?

In this podcast Pål Krogdahl & Ville Sointu pick one topic in every episode and try to look at it through the lens of fintech disruption - or lack thereof.

This is Fintech Daydreaming.

Further podcasts by Pål Krogdahl & Ville Sointu

Podcast on the topic Neues aus der Technik

All episodes

Fintech Daydreaming
Fintech is getting slushy in the Nordic | Nordic Fintech Highlights November 2023 from 2023-12-07T23:34

The holiday season is almost upon us, but that doesn’t mean that the world of Nordic fintech is slowing down - quite the opposite! The Slush conference swept through Helsinki just recently and ...

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Fintech Daydreaming
Unbundling the platform revolution with Sangeet Paul Choudary from 2023-11-24T01:30

In this episode of the Fintech Daydreaming podcast, co-hosts Ville and Pål are thrilled to host a distinguished guest, best-selling author Sangeet Paul Choudary, the insightful mind behind the ...

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Fintech Daydreaming
From Hard Cash to Digital Cash and the future of Payments | Nordic Fintech Highlights October 2023 from 2023-11-09T23:51

In this engaging second episode of our collaboration with Helsinki Fintech Farm, we journey once more through the bustling Nordic fintech landscape.

Though payments and venture funding m...

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Fintech Daydreaming
Beyond Banking with Paul Staples from 2023-10-27T00:06

If embedded banking and finance are the future of financial institutions, will the role of banks become more critical, less significant, or simply transform? Paul Staples, Head of Corporate Embe...

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Fintech Daydreaming
From Unicorns to Open Banking Innovations | Nordic Fintech Highlights September 2023 from 2023-10-13T00:00

The first ever episode of Nordic Fintech Highlights is here! Pål and Ville join Janne from Helsinki Fintech Farm to discuss what’s hot (or not) in Nordic fintech this month. In this episode we d...

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Fintech Daydreaming
Cost of convenience with Marcus Ivarsson from 2023-09-29T00:00

Do you have children? If you do, here’s something to think about: your kids are probably multimillionaires before they ever get their hands on a real bank account. How is this, we hear you ask.....

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Fintech Daydreaming
The culture of invisible banking with Sudip Khan from 2023-09-14T22:00

"Culture eats strategy for breakfast” is a phrase you hear quite often when talking about developing organisations towards sustainable growth. What happens when the development you need to ...

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Fintech Daydreaming
Building the blocks of digital finance with Kelvin Tan from audax from 2023-09-01T00:00

Autumn is fast approaching and that means two things: more rain and a fresh new season of Fintech Daydreaming! Season eight of our podcast kicks off on a high note as we welcome CEO of audax, K...

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Fintech Daydreaming
Season 7 wrap-up: celebrating milestones and looking forward to season 8 from 2023-06-23T00:00:39

Join hosts Pål and Ville in this episode of Fintech Daydreaming as they reflect on the exciting journey of Season 7 and share their plans for Season 8. Season 7 was filled with engaging discussi...

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Fintech Daydreaming
The rise of the machines with Paul Bruckberger from 2023-06-09T00:00:18

“Everything in this world that can be connected, will be connected” is a phrase that gets thrown around a lot. What many times gets less attention is how exactly will this massive connectivity o...

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Fintech Daydreaming
Live at the Nordic Fintech Summit 2023 from 2023-05-26T00:30:17

It’s that time of the year again: Pål and Ville took the show on the road and joined the Nordic Fintech Summit in Helsinki as the official podcast partner to bring you this special episode that ...

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Fintech Daydreaming
Cloud Exit with David Heinemeier Hansson from 2023-05-12T00:05:34

Stop the press 💥 Banks are late to the party and are just about to join as the cool kids are already heading for the exits 🚪🏃‍♀️ Sounds about right, but which party is it this time? The publi...

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Fintech Daydreaming
Bankers like us... right? with Leda Glyptis from 2023-04-28T00:01

We don't always have fintech superstars as guests, but when we do, they are shining bright. Leda Glyptis joined Pål Krogdahl and Ville Sointu to talk about her own journey in banking and fin...

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Fintech Daydreaming
Driving Fintech Innovation at Speed with Anders Hammarbäck & Prakash Pattni from 2023-04-14T00:30:31

Have you ever wanted to ask a fintech VC what are the ingredients for your company's success and scaling globally? Us too! Pål Krogdahl and Ville Sointu sat down with Prakash Pattni from IBM...

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Fintech Daydreaming
Revving the Engine by Starling with Nick Drewett from 2023-03-31T00:00:33

Every vehicle needs an Engine, and in case your vehicle happens to be a financial institution you probably should have a listen to this week's episode of Fintech Daydreaming. Chief Commerci...

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Fintech Daydreaming
Unraveling the Next Big Thing in Asia's Superapps with Alessio Basso from 2023-03-17T01:00:38

This special episode of Fintech Daydreaming was recorded live and for the first time ever in front of a live audience at the Mobey Forum member meeting in Vienna.  

Alessio Basso fro...

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Fintech Daydreaming
Fintech Down Under with Dexter Cousins from 2023-03-03T01:31:18

We go above and beyond with Down Under in this week's episode of Fintech Daydreaming as Pål and Ville is joined by Dexter Cousins from Tier One People to talk about the Australian fintech scene ...

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Fintech Daydreaming
Is SEB Embedded the next Nordic success story? with Christoffer Malmer from 2023-02-17T01:58:57

SEBx has been the poster child of Nordic bank innovation and subject of endless intrigue from the fintech community since its inception.

The founder of SEBx and current Head of SEB Embedd...

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Fintech Daydreaming
Days of future (payments) past with Anders Olofsson from 2023-02-03T01:30:27

Time is relative and we go quantity over quality in jokes when Pål Krogdahl and Ville Sointu get to host Anders Olofsson in this week's fix of Fintech Daydreaming.  

We jump from bit...

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Fintech Daydreaming
Are Fintech and Banks ready to take on the Challenges of ESG? with Adam Thompson from 2023-01-20T01:30:20

Season seven is here! Our Fintech Daydreaming hosts Pål Krogdahl and Ville Sointu have (mostly) survived the holiday season, and have picked-up right back where we left off in 2022 by starting w...

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Fintech Daydreaming
Season's (finale) greetings from Pål and Ville... from 2022-12-23T01:00:33

Time to wrap up season six of Fintech Daydreaming and see what (if anything) we learned in 2022. In our season finale we at least learn that ChatGPT hype has finally caught up with Pål and Ville...

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Fintech Daydreaming
Minting the future of AI and data privacy with Amir Tabakovic from 2022-12-09T01:30:51

What do bananas, Finnish sauna, personal finance management and chimpanzees have in common?  

Data, obviously 🤷‍♂️   

Before you ask - have a listen to this penulti...

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Fintech Daydreaming
Global, local, digital banking with Jeff Parker from 2022-11-25T01:00:27

How does a global company navigate the perilous landscape of regional regulation and remain competitive? Fintech companies handle a tremendous amount of sensitive and private data that puts them...

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Fintech Daydreaming
Is community the secret sauce of Open Banking with Sarah Häger from 2022-11-11T02:00:31

Have you ever wondered what happens when you put two recovering bankers and our resident bank platform advocate Pål Krogdahl in the same podcast episode, and start talking about how open banking...

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Fintech Daydreaming
Fintech Daydreaming at Sibos 2022 from 2022-10-28T00:30:59

It’s that time of year again. The season when who’s who of the financial services industry flock to a get together that still today is the largest migration of bankers and Fintech nerds heading ...

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Fintech Daydreaming
Banking, transmuted with Nick Root from 2022-10-14T00:20:21

"Here we go again" we thought when we scheduled this episode recording that it would be another one about embedded finance. At the same time we realised that this is a chance to get to the next ...

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Fintech Daydreaming
Think like a Brand, Not a Bank with Liz High (and Allison Netzer) from 2022-09-30T01:00:54

What is a brank? While we break new grounds in Fintech Daydreaming every now and then this is the first time we might have accidentally invented a new word that tells everything about how banks ...

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Fintech Daydreaming
Cloudy with a Chance of Modernisation with Howard Boville from 2022-09-16T00:00:54

Season six continues with another mega-trend and another mega-guest: current Head of IBM Cloud Platform and former Bank of America CTO Howard Boville, re-joins Pål Krogdahl and Ville Sointu to t...

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Fintech Daydreaming
Open season for banking with Eyal Sivan (a.k.a Mr. Open Banking) from 2022-09-02T01:00:06

Open season for banks or the season for open banking? In this episode Eyal Sivan, Mr. Open Banking himself, joins Ville Sointu and Pål Krogdahl in the Fintech Daydreaming studio, and right off t...

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Fintech Daydreaming
Will Blockchain save the Metaverse with Anthony Day from 2022-08-19T00:00:43

The short but sweet Nordic summer is over and it's time to kick off season six of Fintech Daydreaming! We've been trying to get the blockchain leader and fellow podcast host Anthony Day (host of...

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Fintech Daydreaming
The (FinTech) Boys of Summer from 2022-06-09T14:00:13

Summer is officially here, and that means it’s time to end another roller coaster of a season of the Fintech Daydreaming podcast. Before we do that though, our hosts Pål Krogdahl and Ville Soint...

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Fintech Daydreaming
Around the fintech world in 50 minutes with Hyung-Gon Paul Yoo from 2022-05-26T13:00:08

Summer is almost here but the team at Fintech Daydreaming are showing no signs of slowing down as we finally got one of our most anticipated guests to join us for a chat. Our hosts Pål Krog...

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Fintech Daydreaming
Digital for good with Chris Skinner from 2022-05-13T00:00:28

Getting the fintech legend and author Chris Skinner to join us for a chat in our Fintech Daydreaming studio was a fantastic milestone for us.

Our hosts Pål Krogdahl and Ville Sointu got t...

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Fintech Daydreaming
Getting to the core of banking with Ion Fratiloiu and Yobota from 2022-04-29T00:00:07

Another day another episode about banking as a service? And, why not! Ion Fratiloiu from Yobota joined us to give us a new perspective to the topic: from a platform to a full stack banking as a ...

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Fintech Daydreaming
Cloudy day in banking with Jaakko Vilen & nCino from 2022-04-15T00:00

Based on the amount of drama around our podcast hosts catching covid-19 one after the other there might just be a Fintech Daydreaming Netflix series in development sooner than we think. Against ...

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Fintech Daydreaming
Live at the Nordic Fintech Summit 2022 from 2022-04-01T00:00

In our first ever episode recorded live in a conference Pål Krogdahl and Ville Sointu were invited to cover all the buzz at the Nordic Fintech Summit in Helsinki. After two years of lockdowns an...

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Fintech Daydreaming
The Nordic digital identity ecosystem part two with Markus Hautala from 2022-03-18T01:00

Pål Krogdahl and Ville Sointu continue on the topic of Nordic digital identity ecosystem and invited Markus Hautala to join the conversation in our Fintech Daydreaming studio. Markus is the Head...

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Fintech Daydreaming
The Nordic digital identity ecosystem with Mikko Hiekkataipale from 2022-03-04T01:00

The myth, the legend, the Nordic digital identity in the fintech world is a fabled story of a utopian world where everything is digital and cash is obsolete. Is it true? If it is, how does it al...

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Fintech Daydreaming
How to Build a Bank with Eric Mouilleron from 2022-02-18T01:00

The time has come. Your favourite Fintech Daydreaming hosts Pål Krogdahl and Ville Sointu are planning to finally start the "Fintech Daydreaming Bank", so it made all the sense in the world to t...

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Fintech Daydreaming
Laundry day with Tony Petrov from 2022-02-04T01:00

"Let's do an episode about regulation!" - said no successful podcaster ever.   

We like both challenges and nerding out about financial regulation so we went for it anyway. Join...

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Fintech Daydreaming
Setting the scene for 2022 with Ron Shevlin from 2022-01-21T01:00

We're back! Season five of our humble podcast kicks off with a snark as Pål Krogdahl and Ville Sintu got to talk to one of the continuously top ranked Fintech voices in the world: Ron Shevlin 💥...

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Fintech Daydreaming
What a year - but what's next? from 2021-12-31T01:00

Your favourite Fintech Daydreaming hosts Pål Krogdahl and Ville Sointu sit down to wrap up 2021 and talk about what the next year will bring to the industry and our listeners.  

A bi...

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Fintech Daydreaming
Banks and Fintechs on Platform economies with Paolo Sironi from 2021-12-10T01:00

Paolo Sironi is back with us to talk about his new book “Banks and Fintechs on Platform Economies” and we dive straight into the deep end and never look back in this exiting episode 🤓   Listen

Fintech Daydreaming
The Fintechs are coming! Or are they? with Likhit Wagle from 2021-11-26T01:00

The fintechs are coming! The fintechs are coming!

Or are they? If you listen to the media it would seem banks have been on the verge of going extinct for as long as we've had online comme...

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Fintech Daydreaming
Technosocialism and our future in a digital society with Brett King from 2021-11-12T01:00

We won’t call it a comeback but we are still proud to have Brett King back in the  Fintech Daydreaming studio as our inaugural recurring guest!

His new book "The Rise of Technosocial...

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Fintech Daydreaming
Winning the Fintech race with Joakim Sjöblom and Minna Technologies from 2021-10-29T00:00

Every season we at the Fintech Daydreaming kitchen are looking for the freshest and highest quality ingredients to deliver an informative listening experience for our fans.

This time we a...

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Fintech Daydreaming
Buy now, Panic later with David Horton from 2021-10-15T02:27:51

By popular demand we're finally doing an episode dedicated to one of the hottest fintech topics of 2021: Buy now, pay later. Our guest David Horton, the CEO and founder of Thynk Digital, joins P...

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Fintech Daydreaming
Death to banking products, long live client centricity with Chris Vick from 2021-10-01T00:00

What's the common denominator between Harrods department store, supermarkets, gourmet restaurants, legos and VR glasses?

We're not really sure either! But everything in that list is used ...

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Fintech Daydreaming
AI & Machine Learning - a bank perspective with Mattias Fras from 2021-09-17T00:00

Is Artificial Intelligence (AI) a perpetually emerging technology - a mirage in the horizon we will never really reach? Tune in to this fascinating discussion with Nordea Bank's Head of AI Hub M...

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Fintech Daydreaming
Ecosystem Banking and the Platform Economy with Simon Torrance from 2021-09-03T00:00

This time on Fintech Daydreaming Pål Krogdahl and Ville Sointu talk to the author of New Growth Playbook and "Fightback - how to win in the digital economy with platforms, ventures and entrepren...

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Fintech Daydreaming
DeFi and financial science with Nitin Gaur from 2021-08-20T00:00

Decentralized finance - or DeFi - has been around for a while now, and as we're seeing a lot of activity in this space it was finally time to bring it up as a topic in our podcast!

For th...

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Fintech Daydreaming
Going cashless in the era of digital currencies with Richard Turrin from 2021-08-06T00:00

Summer vacations are soon done and dealt with in the Nordics and that means Fintech Daydreaming is back for season four of our podcast!

To kick things off Pål Krogdahl and Ville Sointu ha...

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Fintech Daydreaming
Fintech Daydreaming pre-episode chat with Jim Marous from 2021-07-09T11:06:41

Some times the team at Fintech Daydreaming end up in a fantastic discussion with our guests outside the normal episode. Like the time our hosts Pål Krogdahl and Ville Sointu had a great pre-epis...

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Fintech Daydreaming
Time flies when you are having fun, season three finale. from 2021-06-25T00:00

The season three finale is upon us and Ville Sointu virtually sits down with Pål Krogdahl for a debrief: what did we learn, if anything? What were the worst or best jokes and who were the most m...

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Fintech Daydreaming
Responsible computing & the reach for carbon neutrality in Banking with Mark Stevenson from 2021-06-11T00:00

Our guest in this second to last episode of Fintech Daydreaming for season three, is no other than progressive rock band guitarist, songwriter, author, stand-up comedian and 'reluctant' futurist...

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Fintech Daydreaming
Data driven clients and embedded finance LIVE with Paolo Sironi from 2021-05-28T00:00

Tune in for some live shenanigans in this week's episode of Fintech Daydreaming. In this episode which was streamed live as part of the annual Nordea Insights Day event, Pål Krogdahl and Ville S...

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Fintech Daydreaming
Welcome to the future, Everything as a Service with Dharmesh Mistry. from 2021-05-14T00:00

Banks tend to package their services as products. In today's episode of Fintech Daydreaming Pål Krogdahl and Ville Sointu talk to Co-Founder & CEO of AskHomey, Dharmesh Mistry, who takes the...

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Fintech Daydreaming
Data driven enterprise with Boris Bialek from MongoDB from 2021-04-30T00:00

Join us again in this week's episode where Pål Krogdahl and Ville Sointu landed on a more-nerdy-than-usual chat about data infrastructure and its evolution with our guest Boris Bialek. Boris is ...

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Fintech Daydreaming
Financial literacy with Philip Haglund from 2021-04-16T00:00

In this episode Pål Krogdahl and Ville Sointu have a chat with Philip Haglund, a former professional soccer player turned fintech CEO, whose company Gimi is doing the ever important work of fina...

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Fintech Daydreaming
Do you need a core in a coreless world? with Tam Holmes from 2021-04-01T23:00

In yet another properly fintech-nerdy episode of Fintech Daydreaming, Pål Krogdahl and Ville Sointu had the pleasure to talk to Tam Holmes from 10x.

Hard core 🤟 or no core 🤷‍♀️ - tune i...

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Fintech Daydreaming
Identity is the new NFT with Dave Birch from 2021-03-19T01:00

So good we're almost tempted to create an NFT of this episode!

Dave Birch joined Pål Krogdahl and Ville Sointu from his hometown of Woking to lead a tour of all our favorite topics: digit...

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Fintech Daydreaming
Are the banks dead? Long live banking! with Jim Marous from 2021-03-05T01:00

We continue our high flying fintech superstar series in season three of Fintech Daydreaming with Jim Marous as our guest. Jim is not only a fintech superstar for us nerds in thi...

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Fintech Daydreaming
The past, present and future of trust networks with Richard G Brown from 2021-02-19T01:00

Season three continues with a bang as Pål Krogdahl and Ville Sointu are joined by Richard G Brown, the CTO of R3, for a thought provoking discussion about the past, present and future of Blockch...

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Fintech Daydreaming
Back to the Future, Banking 4.0 style with Brett King from 2021-02-05T01:00

Season three of Fintech Daydreaming continues with a bang as we welcome a true fintech celebrity as our guest: Brett King really needs no introduction and it's safe to say our hosts, Pål Krogdah...

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Fintech Daydreaming
Moving forth in financial services: Bank 4.0, Industry 4.0 and the fourth industrial revolution from 2021-01-22T02:00

Pål Krogdahl and Ville Sointu are back for season three of Fintech Daydreaming and got off to a great start with our first guest of the season, Johan Hörmark, who is working with strategic busin...

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Fintech Daydreaming
Dreaming of a white Christmas from 2020-12-18T01:00

Year 2020 is coming to a close and it’s time for the season two finale of Fintech Daydreaming.

in this episode Pål Krogdahl and Ville Sointu sit down in their brand new studio with some C...

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Fintech Daydreaming
Blockchain Daydreaming from 2020-12-04T01:00

In this episode Pål Krogdahl and Ville Sointu talked to Dr. Keir Finlow-Bates, who is a researcher, author and a real life inventor with a portfolio of patents to his name.

The lineup for...

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Fintech Daydreaming
Another episode(6) in cloud native core banking from 2020-11-20T01:00

Episode eight with Episode Six!

Everything from the myth of programmable money to trying to recall quotes from Jack Ma and Bill Gates were on the agenda when Pål Krogdahl...

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Fintech Daydreaming
LIVE episode! To CBDC or not to CBDC, what was the question? from 2020-11-06T01:00

In this special episode of Fintech Daydreaming we were recording with a live audience for the very first time in our show's short history. To add to the excitement our fantastic...

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Fintech Daydreaming
Data flows and predictable outcomes - making sense of AI in banking from 2020-10-23T00:00

We are back with episode six of season two of Fintech Daydreaming!

For this chapter in the Fintech Daydreaming saga Pål Krogdahl and Ville Sointu were joined by Rasmus Th...

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Fintech Daydreaming
Clouds on the horizon - navigating banks towards brighter skies from 2020-10-09T00:00

Episode five of season two is here and we continue our epic streak of C-level executives visiting the show.

Our guest this time is Howard Boville who is currently the Sen...

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Fintech Daydreaming
Extreme Digitisation in Banking, same same but different? from 2020-09-25T00:00

Welcome to Fintech Daydreaming Season 2, Episode 4...

An old friend of both Pål Krogdahl and Ville Sointu popped in to have a chat about all things bank digitalization as...

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Fintech Daydreaming
20 years of bridge building in digital financial services from 2020-09-13T08:39:25

Welcome to season 2, episode 3 of Fintech Daydreaming!

In this episode Pål Krogdahl and Ville Sointu had the privilege to talk to Elina Mattila, who is the executive dire...

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Fintech Daydreaming
Making dumb money smart - a look at programmable money and digital currency from 2020-08-28T03:00

Episode 2 of season 2 is here, and in this instalment of Fintech Daydreaming Pål Krogdahl and Ville Sointu catch up with an old - Jack Nikogosian from Aryze to talk about all things smart money,...

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Fintech Daydreaming
What is central bank digital currency and why does it matter? from 2020-08-14T06:14:19

We're back after the summer break with season 2 of Fintech Daydreaming!

In this episode Pål Krogdahl and Ville Sointu go straight into t...

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Fintech Daydreaming
The hip and trendy Fintech scene in Finland from 2020-07-03T06:09:08

Welcome to episode 5 of Fintech Daydreaming!

In this episode, Pål Krogdahl and Ville Sointu were joined by Janne Salminen, Director of Fintech Farm at HUB13 to discuss th...

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Fintech Daydreaming
Building a multi-bank business network out of thin air from 2020-06-19T02:00

Episode four!

We had a chat about all things entrepeneurship, heavy metal music and building something out of nothing with Sami Honkonen, the CEO and Fou...

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Fintech Daydreaming
To Core Banking or not to Core Banking, is that a question? from 2020-06-05T02:00

Episode 3 of Fintech Daydreaming is here!

In this episode, Pål Krogdahl and Ville Sointu are joined by Tom Bently, Sales Director at Thought Machine ( Listen

Fintech Daydreaming
One does not simply talk about the Blockchain from 2020-05-22T13:53:19

Episode two! 

Pål Krogdahl and Ville Sointu welcome their first live guest: David Grundy, Nordic Blockchain thought leader, to have a conversation about all things b...

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Fintech Daydreaming
Fintech Daydreaming S01E01 - Introduction and Covid-19 from 2020-05-08T13:40:29

Episode one! Welcome to Fintech Daydreaming - a podcast for anyone interested in technology, financial services - or both. In this episode Pål Krogdahl and Ville Sointu give a brief introduction...

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