FMOOD 0010: The Freeze Factor - a podcast by Tom Merlino | Tom is inviting you to follow him on his journey to get out of debt and get into prosperity.

from 2016-12-26T07:00

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No, I'm not talking about the current colder temperatures. What I am talking about is the freeze that happens when we take a look at the big picture and finally realize just how much debt we're really in. It causes this strange phenomenon called the freeze factor. You freeze in your tracks. You get deflated. You immediately want to just give up and just stay in debt because the road ahead looks way too difficult.

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