FMOOD 0218: How to Stop Using Your Credit Card - a podcast by Tom Merlino | Tom is inviting you to follow him on his journey to get out of debt and get into prosperity.
from 2017-08-16T07:00
This is the one question that you need to ask yourself before you whip out the plastic. This question is essential in order to stop yourself from continuing to use credit cards while you're in the process of getting out of debt. Obviously, adding more debt to the total debt payoff is the last thing that you want to do when you're trying to be wise and responsible. Being unwise and irresponsible is how most of us got into trouble with debt in the first place!
Here it is. The question to ask yourself each and every time you are tempted to use plastic to make a purchase is simply, why? Why are you doing what you are about to do? Asking this one simple question gives you some pause. It gives you pause in order to reflect on your action before taking said action, so you are not merely acting on a whim.
You force yourself to make a more conscious decision. This is a much better plan than haphazardly using your credit card whenever the urge comes, and it helps you to understand the surface psychology behind why you continue to use credit cards as well as allowing you to drill down deeper to get more solid and concrete answers about the actions that you take, both past and present. It's a learning process, and it will always be a benefit to you to learn more about yourself.
If you know someone who may benefit from this show, please feel free to share it by sending them to http://followmeoutofdebt.com. If you're on Twitter, follow me at @fmoodpodcast for all of the latest tips, updates, and strategies to get out of debt and get into prosperity. I'm also on Facebook at http://facebook.com/followmeoutofdebt.
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