Podcasts by How to Money

Traversing a Broken Housing Market w/ Lance Lambert #761 from 2023-12-13T09:00

To everyone who has decided to ‘take a break’ from your Zillow or Redfin apps: we applaud you! Whether you did it to cut back on your screen time, or simply because of sheer frustration as you’v...

Ask HTM - The Wrong Fidelity Account, Geographic Arbitrage,&Financially Preparing for a Baby #760 from 2023-12-11T09:00

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo ...

Friday Flight - EV Apathy, Tax Penalties,&Inflation Is Your Fault! #759 from 2023-12-08T09:00

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific...

Tax Planning to Shrink What You Owe w/ Sean Mullaney #758 from 2023-12-06T09:00

Don’t believe long-term tax planning is crucial? Here’s a new way to think about it: picture having a slow leak in one of your tires. Well if you just noticed your tire looking a bit flat, then ...

Ask HTM - Down Payment vs Investing, Financial Calculators FTW,&the Best High Yield Business Account #757 from 2023-12-04T09:00

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo ...

Friday Flight - Formerly FIRE, Fast Food Inflation&Happiness Ain’t Cheap! #756 from 2023-12-01T09:00

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific...

FAFSA Hacks to Curb College Costs w/ The FAFSA Guru #755 from 2023-11-29T09:00

Today we're diving into the dollar-saving-world of the Free Application for Federal Student Aid, better known as the FAFSA (which has seen some significant changes this year). Other than the cos...

Ask HTM - Switching Banks for an Extra 1%, How Much to Spend on a Car,&A Primary Residence to Investment Property Conundrum #754 from 2023-11-27T09:00

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Black Friday Flaws, 401k Fails,&You’re Buying the Wrong EV #753 from 2023-11-24T09:00

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific...

Effective Altruism&Giving Well w/ Elie Hassenfeld #752 from 2023-11-22T09:00

Here on the podcast we're always on the lookout for the biggest bang for our buck. Picture this: you, in the grocery store aisle, pondering the cosmic significance of toilet paper prices and whe...

Ask HTM - Helping Family Regain Financial Footing, Mobile Home Upgrades,&Tax Loss Harvesting For Everyone #751 from 2023-11-20T09:00

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Chasing Returns, Free Refis,&Ridiculous Ramsey Rants #750 from 2023-11-17T09:00

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific...

Holiday Shopping Without the Hangover w/ Julie from DealNews #749 from 2023-11-15T09:00

Hold on to your holiday hats because Americans are gearing up to break the spending records this holiday season! Deloitte reports an expected 14% increase in spending compared to last year, with...

Ask HTM - Vital Insurance That’s Not On Your Radar, Budgeting w/ A Variable Income,&Taxes Owed When You Sell Your House #748 from 2023-11-13T09:00

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Pressure To Go Paperless, The Subprime Tax,&A Priceless Privacy App #747 from 2023-11-10T09:00

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific...

Crypto’s Wild Rise and Staggering Fall w/ Zeke Faux #746 from 2023-11-08T09:00

Aside from the fact that cryptocurrency has lost its luster in recent years, it also has a host of other problems. First of all there’s the climate issue since crypto requires a ton of energy. T...

Ask HTM - Are FSAs Worth The Hassle, Making Too Much for a Roth,&Mentally Shifting from Saver to Spender #745 from 2023-11-06T09:00

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Top Tier Gas, Credit Freeze Failure,&Bad News for Budgeters #744 from 2023-11-03T08:00

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific...

Prenups Are For Lovers w/ Aaron Thomas #743 from 2023-11-01T08:00

We’re guessing that the title of this episode may have come as a shock to a lot of folks! If you’ve been listening to the show for a while, you may have picked up on the fact that we haven’t bee...

Ask HTM - Avoiding Financial Skeletons, Gross OnlyFans Feet Pics,&Cutting Funeral Costs #742 from 2023-10-30T08:00

We’re kicking off the week by answering your spooky listener money questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Married Money Mistakes, Expensive IPAs,&A Better Way To Open Enroll #741 from 2023-10-27T08:00

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific...

Preparing for the Unthinkable w/ Chanel Reynolds #740 from 2023-10-25T08:00

Dying without the proper documents in place can cost your loved ones a ton of money! The latest research shows that probate can easily take a 3% to 7% bite out of your estate. And this is a topi...

Ask HTM - Slashing the Grocery Bill, Life Insurance in Your 20s,&Public Sector Employee FIRE #739 from 2023-10-23T08:00

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Cheap Ugly Homes, Scam Susceptibility,&Timeshares Making A Comeback #738 from 2023-10-20T08:00

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific...

Mental Health is Financial Health w/ Aja Evans #737 from 2023-10-18T08:00

The fundamentals of personal finance aren’t all that complicated- there’s a reason why we came up with the Money Gears: 7 straight forward steps to take with your money. We could probably boil i...

Ask HTM - Distinctive Robinhood IRA Match, SAVE Plan Costing More,&Hunting for a $5k Car #736 from 2023-10-16T08:00

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Atrocious Autopay, High Cost of WFH,&IRS Comes For Savers #735 from 2023-10-13T08:00

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down t...

Turning Thousands Into Millions w/ Paul Merriman #734 from 2023-10-11T08:00

Sure you could simply invest in a target date fund, or even take the more aggressive path by going all-in on equities and investing solely in the S&P 500. But what if that means you’re poten...

Ask HTM - Societal Impact of Credit Card Fees, Auto Transfer vs Auto Invest,&Shielding Your Credit Report from a Bill in Collections #733 from 2023-10-09T08:00

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - 4 Day Work Weeks, AI Investing,&Diamonds are for Suckers #732 from 2023-10-06T08:00

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific...

The Myth of the Broke Millennial w/ Dr. Jean Twenge #731 from 2023-10-04T08:00

There’s a massive difference between how something feels versus the actual reality. We’re talking about vibes as opposed to empirical evidence. And that’s why we’re happy to talk with Dr. Jean T...

Ask HTM - (Gun) Hobby Spending Disagreements, Int'l Roaming with the Low Cost Providers,&Managed Retirement Accounts FTW? #730 from 2023-10-02T08:00

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Student Loan Payment Panic, Hottest Job Prospects,&Drug Discounts #729 from 2023-09-29T08:00

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific...

Family First Entrepreneurship w/ Steve Chou #728 from 2023-09-27T08:00

The term “hustle” might be synonymous with “entrepreneur” for a lot of folks. And they might be interchangeable because it certainly does take hard work to get your own business off the ground, ...

Ask HTM - Inflating the 25x Rule, Online Car Refinancing,&Affordable ADUs #727 from 2023-09-25T08:00

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - EV Incentives, Fund Fee Battles,&Reward Deficiency Syndrome #726 from 2023-09-22T08:00

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific...

Debt-Free Degrees w/ Jason Brown #725 from 2023-09-20T08:00

Student loan debt is good, and credit card debt is bad… right? Well not so fast. What if an undergrad drops out halfway through school with no degree to show for it, and the credit card spender ...

Ask HTM - Student Loan Forgiveness Gray Area, Getting an Umbrella Policy,&Investing in Gold #724 from 2023-09-18T08:00

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Surge Pricing for Beer, Majors Over Pedigrees,&The Death of Privacy #723 from 2023-09-15T08:00

***Beers on us, today at Inner Voice Brewing, 4-8pm, we'll see ya there!***

And speaking of beers, it’s time for a Friday Flight- our little sampling of the week’s financial news...

Military to Millionaire w/ Lacey Langford #722 from 2023-09-13T08:00

Only 9% of young Americans have shown an interest in serving in the military according to the latest figures- we’ve seen a precipitous drop which means that our nation’s security could be at ris...

Ask HTM - Work Provided Life Insurance, Compounding Returns with a 401k True-Up,&Selling a Home to an iBuyer #721 from 2023-09-11T08:00

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Short-Term Rental Smackdown, Negative Nellies,&Donation Dilemmas #720 from 2023-09-08T08:00

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific...

Time>Money w/ Ben Miller #719 from 2023-09-06T08:00

Time is easily our most precious resource, but rarely do we pay much attention to what it is that we’re going to spend our minutes and hours, which inevitably turn into weeks and years....

Ask HTM - Renovating While Paying Off Student Loans, 529 Strategy For Immediate Use,&Popular Banks Get Downgraded #718 from 2023-09-04T08:00

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Airfare-Booking Sweet Spot, Worthless Work,&1% Down Mortgages #717 from 2023-09-01T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaw...

Avoid&Combat Crushing Medical Debt w/ Dr. Virgie #716 from 2023-08-30T08:00

Our guest today has a three step process that will ensure that you’re paying as little as possible for your medical care! This is good to know because the leading cause of personal bankruptcy is...

Ask HTM - Side Hustle Seed Money, A Luxury Sports Car Splurge,&Early Access To Retirement Funds #715 from 2023-08-28T08:00

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - TikTok Shop, Bitcoiners Beware,&Kitchen Appreciation Fees #714 from 2023-08-25T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaw...

Radical Money Advice for Couples w/ the RadCoaches #713 from 2023-08-23T08:00

Finances get a little more complicated when a significant other enters the equation. There might be additional income which is nice, but don’t forget about their debt, emotional baggage around m...

Ask HTM - Combining Our Finances, Dental Insurance Considerations,&When Whole Life Makes Sense #712 from 2023-08-21T08:00

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Pet Debt, Job Hopping,&Goldilocks Cash #711 from 2023-08-18T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaw...

Small But Mighty Real Estate Investing w/ Chad Carson #710 from 2023-08-16T08:00

We’re stoked to be talking with our friend Chad Carson, aka Coach Carson, which is also where you can find him online: CoachCarson.com. We’ve known Chad for years now but just because this feels...

Ask HTM - Medical Bill Negotiation Sites, Choosing Between a Car or House,&A Bike Commuter Frugal or Cheap #709 from 2023-08-14T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Rusty Realtors, Insurance Issues,&Home Equity Expenditures #708 from 2023-08-11T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaw...

The Impending Student Loan Cliff #707 from 2023-08-09T08:00

If you’ve got a weird colored mole on your shoulder that’s getting bigger- you should probably visit a dermatologist ASAP! Most health issues are best addressed sooner rather than later and you’...

Ask HTM - Employer Matched Vacation Savings, Free Credit Card Cell Phone Insurance,&Assumable Mortgages #706 from 2023-08-07T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Sneaky BNPL Loans, Crowdfunding Kerfuffles,&America’s Credit Downgrade #705 from 2023-08-04T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaw...

Wives&Money... Part V #704 from 2023-08-02T08:00

Emily and Kate are here to give you all the dirt! Not really, but they have graciously agreed to sit down with us, the dorky husbands, to help answer listener questions that we fielded from our ...

Free Family Travel w/ Lyn Mettler #703 from 2023-07-31T08:00

Traveling for free sounds like a lofty goal for most folks. Sure if you’re single or if you’re a DINK couple- but there’s no way you can pull that off with an entire family in tow! Well, it’s ac...

The Unspoken Rules Of Career Success w/ Gorick Ng (Bestie Ep) #702 from 2023-07-28T08:00

Excelling in your career depends on more than just doing a great job. Just because you’re a decent software engineer, or you get the job done as a nurse- that doesn’t mean that you’ll quickly ri...

What if You Won the Lottery? (Bestie Ep) #701 from 2023-07-26T08:00

Winning the lottery shouldn’t be a part of your financial plan- but why are we so enthralled by the idea of winning the lottery?! On average, Americans spend over $1,000 every year for the chanc...

Ask HTM - Home Warranties, Paying Extra on a Mortgage vs Investing,&Marketing a Side Business #700 from 2023-07-24T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - BOA on Blast, Second Home Slip-ups,&Buses are Back #699 from 2023-07-21T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaw...

The High Cost of Crappy Credit #698 from 2023-07-19T08:00

Think back to the last time you lost power at your place. I’m sure it was an inconvenience- it was likely annoying to find yourself walking into a room and reflexively reaching for the light swi...

Why You Need a Money Coach in Your Corner w/ Ericka Young (Bestie Ep) #697 from 2023-07-17T08:00

It’s time to get your financial butt in shape! Our guest today, Ericka Young, is the financial coach that she never had! As a newlywed couple, Ericka and her husband discovered that it’...

Joel's $ Origin Story (Bestie Ep) #696 from 2023-07-14T08:00

Better know a podcast host! Oftentimes here on the podcast we talk about our daily lives. We’ll share little ways that we’re saving money, or you get to hear about our curb alert scores, and we ...

Matt's $ Origin Story (Bestie Ep) #695 from 2023-07-12T08:00

Oftentimes here on the podcast we talk about our daily lives. We’ll share little ways that we’re saving money, or you get to hear about our curb alert scores, and we might even talk a little too...

Ask HTM - Prepaid College Plans, Maturing Savings Bonds,&Settling the Roth vs Trad 401k Debate #694 from 2023-07-10T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Student Loans (un)Forgiven, Shamed Spenders,&Geographic Arbitrage #693 from 2023-07-07T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaw...

Financial Independence Exists on a Spectrum #692 from 2023-07-05T08:00

Are you ‘credit card FI’ or are you ‘sabbatical FI?’ But maybe we’re getting ahead of ourselves… First, does anyone else remember the home run obsession back in 1998? In an attempt to beat the s...

Why Is Insurance So Funky? with Amy Finkelstein #691 from 2023-07-03T08:00

Purchasing an insurance policy is one of those seemingly boring tasks that accompanies entering adulthood. Whether it was your parents making you chip in on the higher costs of car insurance bec...

Friday Flight - Costco’s Crackdown, Bad Vibes,&Forgotten 401k Accounts #690 from 2023-06-30T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaw...

How Complicated Should Investing Be? #689 from 2023-06-28T08:00

Have you ever renovated a home? If so, then you remember all of the decisions that you had to make that initially were a lot of fun. Paint colors, light fixtures, tile, even the kind of toilet y...

Ask HTM - Paying Off Student Loans Without Dinging My Credit, DIY Tax Loss Harvesting,&Financially Preparing for a Baby #688 from 2023-06-26T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Fight and WIN Against Insane Healthcare Costs w/ Marshall Allen (Bestie Ep) #687 from 2023-06-23T08:00

Marshall Allen is a journalist who investigates why we pay so much for healthcare here in America, while simultaneously we receive so little in return. He is the author of “Never Pay the First B...

Workplace Whiplash: Hybrid Work is Here to Stay #686 from 2023-06-21T08:00

The last thing you want to do when hydroplaning on a flooded road is to overcorrect, potentially sending your car veering into the opposite direction, leading to a crash. Going from one extreme ...

Food Stamps to Financial Freedom with Yanely, aka MissBeHelpful #685 from 2023-06-19T08:00

We’re joined today by Yanely Espinal, who is also known as MissBeHelpful in the online world of personal finance. Yanely was born in Brooklyn, she is a first generation daughter of immigrants, a...

Friday Flight - Rents are Receding, The Bull is Back,&Legit Free Cell Service #684 from 2023-06-16T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaw...

Unique&Delightful Credit Card Benefits #683 from 2023-06-14T08:00

When was the last time you were delighted by something or someone?! For Joel, it was when the tree removal company came back out to his house to re-tarp his roof AND they refunded him for it. Th...

Ask HTM - Diagnosable Money Disorders, Rising Home Values vs Wage Growth,&Saving with a 1031 Exchange #682 from 2023-06-12T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - T Swift Tourism, Prime Perks,&Apple Breaks the Bank #681 from 2023-06-09T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaw...

The Diminishing Returns of Frugality #680 from 2023-06-07T08:00

Have you ever eaten so much dessert that you thought you might puke? Or maybe you find yourself at the end of a shopping spree with too many clothes in your closet than you could ever possibly w...

Navigating the Kinda Crazy Car Market with Car Dealership Guy #679 from 2023-06-05T08:00

Used cars have APPRECIATED in value! This has never happened before and is a result of the upended car market that we’ve experienced over the past few years. And with this volatility comes a set...

Friday Flight - Payments UNpaused, CD Laddering,&Caseless Crazies #678 from 2023-06-02T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaway...

The Dirty Truth About Home Ownership #677 from 2023-05-31T08:00

You’ve gotta wait 30 minutes to get back in the pool if you’ve eaten! Don’t pee in the pool- it’ll turn red! There are a lot of things we learned in childhood that we’ve likely discarded as fals...

Ask HTM - Job Pay vs Job Passion, TikTok Mortgage Hack,&Investing More with an IUL Policy #676 from 2023-05-29T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Customer Centric Companies, Password Panic,&The Worst Time to Travel #675 from 2023-05-26T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaway...

Overcoming Our Idiot Brains #674 from 2023-05-24T08:00

Have you seen the meme of the guy on a bike who puts a stick in his spokes and then crashes? There are literally hundreds of different versions based on this goofy comic. For instance the first ...

Life After Financial Independence w/ The Mad Fientist #673 from 2023-05-22T08:00

We had the pleasure of sitting down with our friend Brandon Ganch, who is The Mad Fientist, while we were recently traveling in Scotland! Brandon started his career as a computer programmer but ...

Friday Flight - Returning Rags, Debt Ceiling Standoff,&Gold in the Attic #672 from 2023-05-19T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaway...

Post-Graduation Money Advice for the Real World #671 from 2023-05-17T08:00

Getting your driver’s license was a liberating milestone worth celebrating because it meant you no longer needed your parents to drop you off at work, or it meant that your friends didn’t need t...

Ask HTM - Credit Card Strategies for Max Benefits, Keeping/Ditching a Beloved Car,&All-Cash Home Buyers #670 from 2023-05-15T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Tyrannical Tipping, Insurance Increases,&Trading All The Time #669 from 2023-05-12T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaway...

Financial Pessimism Will Eat You Alive #668 from 2023-05-10T08:00

Whether you saw some crazies doing it on TikTok or read about it in a fitness magazine, it seems like a lot of folks are giving ice baths a try. Evidently it’s supposed to be good for your healt...

The Good Enough Job with Simone Stolzoff #667 from 2023-05-08T08:00

“Work will always be work. Some people work doing what they love. Other people work so that they can do what they love when they’re not working. Neither is more noble.” This is a quote from Simo...

Jet-Setting for Little to No Money w/ The Points Guy Brian Kelly (Bestie Ep) #666 from 2023-05-05T08:00

Since we’re taking a little vacation over in Scotland, we thought it would be a good time to re-release this episode on how you can travel for little to no money. Brian Kelly, The Points Guy him...

Preparing for a Layoff Tidal Wave #665 from 2023-05-03T08:00

“Prepare the child for the road, don’t prepare the road for the child”. This is an old adage that you may, or may not agree with- but regardless, all parents understand that there is a vanishing...

Ask HTM - Hanging Onto A Car Loan, Small Purchases That Spark Joy,&Maximizing HSA Benefits #664 from 2023-05-01T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Credit Contradictions, Lasagna On Layaway,&No More Bolt #663 from 2023-04-28T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaway...

Who Wants to *Literally* Be a Millionaire? #662 from 2023-04-26T08:00

Sherlock Holmes is a literary character we’re all familiar with who has the uncanny ability to solve any mystery he comes across. And one of the things that sets the British detective apart from...

Cheap Meal Prep For Struggling Chefs w/ Frankie Celenza #661 from 2023-04-24T08:00

What do Michelle Obama and Novak Djokovic have in common? Well at the very least they’ve both enjoyed meals by today’s guest, Frankie Celenza. And if you think about it, whether you’ve lived in ...

Friday Flight - The New Apple iBank, Generational Disparagement,&Culinary Culprits #660 from 2023-04-21T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaway...

Accidents&Insurance&Deductibles, Oh My! #659 from 2023-04-19T08:00

Who remembers fire and tornado drills back when they were in school?! Even though in the moment they seemed like a complete waste of time, looking back as adults it’s easy to see how important i...

Ask HTM - Waiting to Pay Monthly Bills, Whether Invested Dollars are Safe,&Buying a Parent's House #658 from 2023-04-17T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - AI Tax Help, Lawless Libraries,&Mortgaged Forevermore #657 from 2023-04-14T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaway...

Using Energy Tax Credits To Your Advantage #656 from 2023-04-12T08:00

Folks will do some crazy things for money! There was an article in The Free Press about human lab rats and the lengths they go in order to make a buck. They’re getting injections, taking pills, ...

Demolishing College Costs with Ann Garcia #655 from 2023-04-10T08:00

Over the last 20 years, college tuition and fees have exploded- increasing by nearly 180% to the chagrin of many parents and high school seniors. But it turns out that you don’t have to...

Friday Flight - Tax Extensions, Click to Cancel,&The Value of Money #654 from 2023-04-07T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaway...

Money Gears: Ordering Your Money Decisions Properly #653 from 2023-04-05T08:00

Over 1,000 years ago, somehow, the Vikings were able to sail from Norway to Greenland. Without relying on any special instruments or any rudimentary technology, they were even able to reach as f...

Ask HTM - Downsides to the Upside App, Carrying Over Out-Of-Pocket Medical Expenses,&Ignoring Mom's Financial Advice #652 from 2023-04-03T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Costly Car Insurance, Crypto Cons,&Incredible I Bonds #651 from 2023-03-31T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaway...

The Understated Power of Stealth Wealth #650 from 2023-03-29T08:00

Clark Kent has a nerdy newspaper job, he’s got thick glasses- he’s definitely not cool in the city of Metropolis. But when he pulls back the white button up, he’s a beast and becomes Superman! H...

Get Paid What You’re Worth with Alex Carter #649 from 2023-03-27T08:00

Today’s conversation is all about getting that raise that you deserve! We’re joined by Alex Carter who is a Clinical Professor of Law and the Director of the Mediation Clinic at Columbia Law Sch...

Friday Flight - Toxic Ticketmaster, Water Waste,&Macron’s Mission #648 from 2023-03-24T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaway...

The Harsh Realities of Real Estate Investing #647 from 2023-03-22T08:00

Is homeschooling the best move for your family? Maybe!? That depends on so many factors like your family values, the goals for your career, what resources are available to you, and even what sch...

Ask HTM - 1.5x Speed on Savings Goals, Free Tax Prep Software,&Too Old to Invest? #646 from 2023-03-20T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Bank Blow-Ups, Is Your Money Safe,&Plastered Purchases #645 from 2023-03-17T08:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaway...

Reacting Rationally to Rising Rates #644 from 2023-03-15T08:00

What one thing do we all do before we put our clothes on in the morning? We all check the weather! Because which clothes we opt to wear is largely dependent on what the sun is doing- wh...

Use It Up, Wear It Out, Make It Do, or Do Without with Katy Wolk-Stanley #643 from 2023-03-13T08:00

Everybody has heard of a consumer advocate before- someone who helps to make sure that individuals are getting the best deal possible. Or to make sure that the quality of the products is up to s...

Friday Flight - Student Loan Silly Season, Revenge Spending,&Entrepreneurship Everywhere All at Once #642 from 2023-03-10T09:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaway...

Buffettisms: Lessons from the GOAT Investor #641 from 2023-03-08T09:00

Who is the greatest actor of all time? You might have an opinion- maybe it’s Meryl Streep or Daniel Day-Lewis, but this would likely lead to a pretty fierce debate. And the same could be said ab...

Ask HTM - Expensive Family Vacations, Making Extra Mortgage Payments,&Forfeiting Credit Card Rewards #640 from 2023-03-06T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Junking Fees, Costly Casas,&Procrastination Penalties #639 from 2023-03-03T09:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaway...

Is Early Retirement A Smart Goal? #638 from 2023-03-01T09:00

Cinderella is such an absurd story! Seriously, when you stop and think- it’s pretty messed up: a prince dances with a girl he’s never met before for one night, and then he sends his goons around...

Using Debt to Build Wealth with Tom Anderson #637 from 2023-02-27T09:00

Virtually all conventional wisdom points folks in the direction of paying off their debt. “Debt is dumb” is a line you’ll hear after listening to most personal finance podcasts for about 30 seco...

Friday Flight - Erupting Equity, Apprenticeships that Pay,&Scammy Savings #636 from 2023-02-24T09:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaway...

Butchering Your Grocery Bill #635 from 2023-02-22T09:00

Do you know something that we’re all currently doing? Breathing. It’s something we rarely actively think about, but it turns out that there are ways to improve our technique- by breathing throug...

Ask HTM - Personal Loans for a Crypto Biz, Travel Nursing FTW,&Small Business Benefits #634 from 2023-02-20T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Cheating Charities, Sketchy Retailer Tactics,&Starving to Save #633 from 2023-02-17T09:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaway...

Did the Pandemic Change Personal Finance? #632 from 2023-02-15T09:00

Cults are fascinating. The amount of gaslighting and denial of reality that takes place in order to perpetuate the movement is simply mind boggling. And one of the most interesting parts is to s...

Solutions for Money Anxiety with Financial Therapist Lindsay, Bryan-Podvin #631 from 2023-02-13T09:00

There’s more to successfully handling your money than just figuring out the financial nuts and bolts. Money has emotional and psychological components to it as well, which is at the core of what...

Friday Flight - Netflix Crackdown, Big Game Gambling,&Reduced Tax Refunds #630 from 2023-02-10T09:00

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaway...

Using Credit Cards as Nature Intended #629 from 2023-02-08T09:00

"He was a wise man who invented beer." - Plato

If you’ve been listening for any length of time you know that we like craft beer. But booze can be a polarizing subject. We’ve had ...

Ask HTM - Getting a Reluctant Spouse on Board, WTD with an Old 529 Plan,&Landlording from Abroad #628 from 2023-02-06T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Madonna v. Munger, Rich Renters,&Empty Promises of Passive Income #627 from 2023-02-03T09:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

The Science of Smarter Spending #626 from 2023-02-01T09:00

We love nerdy board games! And one of the things that makes them fun, besides getting to play them with friends and family, is the competition for scarce resources. For instance with the Settler...

Frugal Traveling with the NYT Elaine Glusac #625 from 2023-01-30T09:00

Everyone loves to travel! Who doesn’t enjoy exploring a new country, tasting new and interesting foods, diving into the history and culture of a new city? Or if you’re less adventurous,...

Friday Flight - Prime Prescriptions, Gold Digging Dinner Dates,&Stellar Customer Service #624 from 2023-01-27T09:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Maximizing Your Income in 2023 #623 from 2023-01-25T09:00

Focusing only on cutting your expenses in order to invest more money, is just like only focusing on cutting out sweets in order to lose weight. It’s a great start, but there’s more to it than th...

Ask HTM - Combining Our Lives/Money, REITs vs Real Estate,&Cutting Childcare Costs #622 from 2023-01-23T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Tax Loopholes, Savers' Paradise,&Shopper Revolts #621 from 2023-01-20T09:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

A Foolproof Plan to Ditch Debt #620 from 2023-01-18T09:00

Sitting on your butt is killing you! According to the Heart Foundation, folks who sit the most are 90% more susceptible to dying from cardiovascular events like heart attacks and strokes. And wh...

Budgeting Like a Beast with Jesse Mecham #619 from 2023-01-16T09:00

We’re going all-in today on budgeting with our special guest- Jesse Mecham! There are a number of folks listening who might recognize his name, but I’m guessing even more folks are familiar with...

Friday Flight - More Potential Loan Forgiveness, Egg Fights,&Workplace Drama #618 from 2023-01-13T09:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

The Massive Retirement Account Changes That Impact You! #617 from 2023-01-11T09:00

Would you eat boiled buffalo testicles like they did on the old show Fear Factor? Or walk between two high-rises on a cable? Or allow tarantulas to be dumped on your face while strapped to a tab...

Ask HTM - Cash with an Online Bank, Revenue Credits on a Target Date Fund,&Paying Taxes on Hobby Income #616 from 2023-01-09T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Holiday Return Hassles, Tax Relief,&Stranded by Southwest #615 from 2023-01-06T09:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Essential Habits For Financial Success #614 from 2023-01-04T09:00

Close your eyes and think back to high school. No matter if those were the best years of your life or if you were more of a wallflower, you were likely told that you needed to get good grades- b...

Making Money Changes That Stick with Katy Milkman #613 from 2023-01-02T09:00

We’re talking all about how we can make positive money changes in 2023! And we can think of no better guest to have on the show than Katy Milkman, author of How to Change: The Science of Getting...

Friday Flight - Joel&Matt's Year End Review! #612 from 2022-12-30T09:00

During this special year-end Friday Flight, we’re discussing the major stories from the entire year and their impact on your personal finances! There are a lot of headlines out there, but we dis...

Pursuing Happiness In All the Wrong Ways #611 from 2022-12-28T09:00

We hope that you’re having a wonderful holiday season. And if you celebrate Christmas, or any holiday that involves the exchange of gifts- isn’t it so much fun giving presents and seeing the fac...

Ask HTM – Prenups&Properties, Skipping a Money Gear for the Match,&Investing in Main Street #610 from 2022-12-26T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Store Brand Surges, 401k Changes,&Inconvenient Conveniences #609 from 2022-12-23T09:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

A Very Merry Minimalist Christmas (Bestie Ep) w/ Meg Nordmann #608 from 2022-12-21T09:00

Hear about Matt’s new favorite holiday cocktail, and then for our Bestie Episode, we had the pleasure of speaking with Meg Nordmann who is the author of “Have Yourself a Minimalist Christmas: Sl...

A Guide for Life’s Biggest Decisions with Abby Davisson #607 from 2022-12-19T09:00

How do you really know if you’re making the right decision? It’s difficult to know- especially when relationships and careers are on the line. And at a time when we might be experiencing one of ...

Friday Flight - Cars That Last, SBFraudster,&Tricky Tax Forms #606 from 2022-12-16T09:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Financial Festivus 2022: Celebrating Listener Money Wins #605 from 2022-12-14T09:00

Let’s party! In what felt like a bummer of a financial year, it’s important to spend some time remembering the positives. We’ve experienced a market that hasn't been this bad for nearly 15 years...

Ask HTM - Avoiding Busted Budgets, Getting Declined with an 800+,&Financing Medical Expenses #604 from 2022-12-12T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Cable Comeback, Robinhood Retirement,&The $42 Billion Question #603 from 2022-12-09T09:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

AMA: Better Know the Podcast Hosts! #602 from 2022-12-07T09:00

Check out our first ever AMA: an ‘ask me anything’ where we focused on personal questions as opposed to personal finance related content! Typically we’re either interviewing someone in the perso...

Everything You Need to Know About Student Loan Forgiveness with Meagan McGuire #601 from 2022-12-05T09:00

We’re joined by student loan repayment expert, Meagan McGuire! I don’t think there is anyone else we know who understands the intricacies of student loans more than Meagan. She’s been in the fin...

Friday Flight - Dumpster Diving, Housing Hellscape,&Tech Company Transgressions #600 from 2022-12-02T09:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Forging Financial Flexibility in an Uneasy Economy #599 from 2022-11-30T09:00

Flexibility is a characteristic that will serve you well! This reminded Joel of his summer beach trip with his family to Tybee Island. Shortly after they left, there was a massive swarm of jelly...

Ask HTM - Best Personal Business Bank Combo, Pay Off Student Loans or Invest,&Big Wireless Getting More Affordable #598 from 2022-11-28T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - The Housing Halt, Low-Cost Healthcare,&Delinquent Debtors #597 from 2022-11-25T09:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

How Much Should I Give To Charity? #596 from 2022-11-23T09:00

Farming has to be one of the most difficult careers if our (lack of) success at gardening is any indicator. By no means are we farmers, but from what we do know about growing food, it’s importan...

The Wild History of Index Funds with Robin Wigglesworth #595 from 2022-11-21T09:00

If you’ve listened to the show for more than a couple episodes then you know that we’re big fans of index funds. Specifically, low-cost widely diversified index funds are what the vast majority ...

Friday Flight - DeFi Debacle, Forgiveness Freeze,&Degree Displeasure #594 from 2022-11-18T09:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Popular Money Advice That Just Ain’t Right #593 from 2022-11-16T09:00

Searing your steak as a way to ‘lock in the juices’ is something we’ve heard folks recommend for years! Get that grill hot as blazes, toss on your steak, and reap the juicy medium-rare rewards. ...

Ask HTM - Bank Bonus Bummers, Investing During A Bear,&A Kitchen Appliance Frugal or Cheap #592 from 2022-11-14T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Getting Paid To Pay Rent, Prime Perks,&A Low Score Costs You More #591 from 2022-11-11T09:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Going Full CrossFit on Your Finances #590 from 2022-11-09T09:00

Back to the Future is easily one of the most quintessential 80s movies- come at us if you disagree! And there’s a scene early in the movie when Doc Brown basically explains how it is that he cam...

Killer $5,000 Cars&The Future of EVs with Consumer Reports’ Mike Quincy #589 from 2022-11-07T09:00

Aside from buying a home, buying a car is one of the most expensive one-time purchases that we make. This is a part of the reason why we spend a decent amount of time talking about cars! Over 16...

Friday Flight - Checkout Hacks, Calming Compounding,&Balenciaga Babies #588 from 2022-11-04T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Fast-Tracking Your Kids To Financial Success #587 from 2022-11-02T08:00

Most Americans didn’t have an inkling about Formula 1 racing for most of its existence, until the Netflix show Drive to Survive came along. It’s amazing what a docuseries can do for a s...

Ask HTM - Investing in Real Estate with Only $5, Tapping a 401k to Pay Off Debt,&A Currency Exchange Frugal or Cheap #586 from 2022-10-31T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Forgiveness In Limbo, AARP for Babies,&Day Trading Dropouts #585 from 2022-10-28T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Dying Destitute: Should You Spend All Your Money Before You Die? #584 from 2022-10-26T08:00

The fact that money is so measurable is both a blessing and a curse. It's a blessing because your budget, your salary, how much you have set aside in investment accounts- basically all ...

Is Crypto Going Extinct? with Stacy-Marie Ishmael #583 from 2022-10-24T08:00

There’s a decent chance that during the pandemic and the ensuing months, that you were stuck at home with some extra cash on hand, but with no way to spend that money. So you got into crypto- an...

Friday Flight - Retreating Rewards, New Tax Brackets,&Workplace TRAPs #582 from 2022-10-21T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Jesus Christ Super-Saver: Ancient Wisdom&Your Money #581 from 2022-10-19T08:00

We’re glad Ikea exists. The ability for a vast majority of the population to get their hands on some incredibly functional, well designed, and affordable furniture is a good thing. But, you’re a...

Ask HTM - Buying New or Used Cars in a Crazy Market, Stocks vs Real estate,&Converting or Rolling Over a 401k #580 from 2022-10-17T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Horrendous Investing Advice, Haute Dogs,&ADUs FTW #579 from 2022-10-14T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Biking is a Money&Life Hack #578 from 2022-10-12T08:00

“Spend less than you make.” This is a maxim that is not only true but, if followed, will allow you to accomplish so many other goals that you might have in life. It’s a foundational concept. Sim...

Buying Existing Businesses to Make Millions with Codie Sanchez #577 from 2022-10-10T08:00

We’re pumped to talk with entrepreneur extraordinaire Codie Sanchez today. And while Codie is busy buying businesses today, the truth is, it took her a while to get there. Years ago, right out o...

Friday Flight - Idiotic Surveys, Side Hustle Superpowers,&Underutilized HSAs #576 from 2022-10-07T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Responding to Rate-Hike Hysteria #575 from 2022-10-05T08:00

Whether you like it or not, higher interest rates are going to have an impact on your money! We liken it to the first Lord of the Rings book, the Fellowship of the Ring. Frodo was living large i...

Ask HTM - Buying a Home FSBO to Save, Getting Ahead on a Small Salary,&the Best Vegan/Eco-Friendly Banks #574 from 2022-10-03T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Prime Day Reprise, Subversive Subscriptions,&Moving for Money #573 from 2022-09-30T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

EOY Deadlines: Reduce Your Taxes&Maximize Your Money #572 from 2022-09-28T08:00

With all that we’re trying to accomplish in our everyday lives- we find that reminders are a necessity. For instance, your car’s low gas indicator light that flares up when you’re nearing an emp...

Jet-Setting for Little to No Money with The Points Guy Brian Kelly #571 from 2022-09-26T08:00

Brian Kelly, The Points Guy himself, is joining us today on the podcast! If you’ve ever attempted some research on airline miles or credit card reward points, then there’s a good chance you’ve r...

Friday Flight - Poop Music, Speculation Nation,&Coffee-Drinking Spendthrifts #570 from 2022-09-23T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Achieving Balance In a World of Work Domination #569 from 2022-09-21T08:00

Up until the 1500s, everybody thought that the earth was the center of the universe- the sun, moon, and planets all orbited around us. But over the course of a century as more folks acc...

Ask HTM - Recasting to Lower Your Mortgage Payment, A Solar Panel Conundrum,&Forfeiting I Bond Interest #568 from 2022-09-19T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Taxing Loan Forgiveness, Everyday Money Fights,&Virtuous Investing #567 from 2022-09-16T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Strategic Debt Use To Catapult Your Finances #566 from 2022-09-14T08:00

Some folks will swear that taking a nap is bad for you. “It’ll throw off your circadian rhythm!” or “You’re being lazy- maybe it’s time to be more productive with your time!”. And of co...

Building Wealth on a Tiny Income with Sarah the Budget Girl #565 from 2022-09-12T08:00

In the same way that being able to read is a critical component of learning and furthering your education, budgeting is essential to managing your money well and building wealth. It’s foundation...

Friday Flight - 3% Mortgages, Secondhand Steals,&Leg Room Lunacy #564 from 2022-09-09T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

The Key Characteristics of Great Investors #563 from 2022-09-07T08:00

There’s been a massive proliferation of micro-transportation devices in recent years. Everything from Segways and electric skateboards to Onewheels and e-scooters. But as cool as some of those f...

Ask HTM - Combining Finances as a Newlywed Couple, Seek and Destroy Investment Fees,&Making the Most of Inherited Money #562 from 2022-09-05T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Quiet Quitting, Cheap Ribeyes,&Another Housing Recession? #561 from 2022-09-02T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Subtle Marketing Maneuvers That Stymie Your Money Momentum #560 from 2022-08-31T08:00

How something is communicated to us can have a major impact on the reception of that idea. For instance, Joel’s wife has been known to offer great advice to him over the years- but he o...

Tackling Personal Finance with NFL Linebacker Brandon Copeland #559 from 2022-08-29T08:00

Our guest today, Brandon Copeland is an NFL player, but he’s also so much more than that. He most recently played for our local team, the Atlanta Falcons, last season but he’s won the Alan Page ...

Friday Flight - Forgiveness Reality, Expensive Offspring,&DIY Coffins #558 from 2022-08-26T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Beating Down the Biggest Money Obstacles You Face #557 from 2022-08-24T08:00

Gen Z listeners might not get this reference, but American Gladiators in the early 90s was the original American ...

Ask HTM - Overly Relying on Micro Jobs, Going Green and Frugal at the Same Time,&Selling Now vs Renovating in the Future #556 from 2022-08-22T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Dirt Cheap Groceries, Worthless Warranties,&Paused Payments? #555 from 2022-08-19T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Negotiation as a Winning Everyday Tactic #554 from 2022-08-17T08:00

A couple years ago Matt got really into tracking his time for an entire year. Virtually every minute, there was an app running in the background as he was cataloging how he was spending his hour...

Ratcheting Up Your Risk Tolerance with Allison Schrager #553 from 2022-08-15T08:00

We’re getting a little nerdy on the show today with Allison Schrager who is our favorite author on the subject of risk. She’s an economist, a senior fellow at the Manhattan Institute, a columnis...

Friday Flight - Holiday Flight Advice, Inflation Reduction Reactions,&Aldi at the Altar #552 from 2022-08-12T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Is It a Terrible Time to Buy a Home? #551 from 2022-08-10T08:00

They say that timing is everything. For example, Nascar and F1 drivers need perfect timing in order to make a move and pass their competition. An ill-timed attempt can result in falling further ...

Ask HTM - Buying a Used Car from a Rental Fleet, Timing a 401k Conversion,&a Duplex Purchase Snag #550 from 2022-08-08T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Listen

Friday Flight - Child Labor, Equifax’s Idiocy&Utility Bill Hacks #549 from 2022-08-05T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Is College For Dummies? #548 from 2022-08-03T08:00

Now we know that baseball is America’s pastime, but is there any other sport that is more ingrained in our culture than football? And is there anything more wholesome than parents encouraging th...

Real Estate Investing in an Erratic Market with Brandon Turner #547 from 2022-08-01T08:00

This is the episode you need to listen to if you’ve been making excuses for not getting into real estate investing. Our interview today is with Brandon Turner who quite literally wrote the book ...

Friday Flight - Ginormous Jackpots, Expensive Algorithms,&Geriatric Roommates #546 from 2022-07-29T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

The Middle Class is Shrinking: What That Means for You! #545 from 2022-07-27T08:00

We, as human beings, avoid pain. Nobody likes to break their collarbone while snowboarding, cut their finger while chopping up some veggies, or even stub their toe on the leg of the high chair. ...

Ask HTM - Dropping Money on Fancy Coffee, Insurance at the Expense of Investing,&the Best Approach to NFTs #544 from 2022-07-25T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask ,...

Friday Flight - Everyday Payday, Coupon Culling,&the Demise of Thrifting #543 from 2022-07-22T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Streaming Sucks! Eliminating Expenses as Costs Creep Up #542 from 2022-07-20T08:00

We talk a lot about finding free stuff on the side of the road, in HTM parlance, curb alerts! It’s a great way to reduce waste and save money if you’re able to find something that you’re needing...

Living Life with the End in Mind with Jordan Grumet #541 from 2022-07-18T08:00

For a certain subset of HTM listeners, it might be easy to not see the forest for the trees. You might naturally be drawn to the finer details of personal finance like expense ratios and Excel f...

Friday Flight - Concerts on Credit, Evaporating Assets,&Can You Afford Me Now? #540 from 2022-07-15T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Making the Most of an Economic Downturn #539 from 2022-07-13T08:00

A friend of ours writes a daily newsletter, and he recently featured a 74 year old named Paul who has lived inside of an iron lung since he was six years old. Paul was completely paralyzed due t...

Ask HTM - Invest or Pay Off Student Loans, Getting Rich by Earning a Counseling Degree,&Buying an RV Instead of a Home #538 from 2022-07-11T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask ,...

Friday Flight - Cheaper Booze, Buy Now Pay Never,&What Housing Market Crash? #537 from 2022-07-08T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Fractured FIRE: Early Retirement, Not So Hot Right Now! #536 from 2022-07-06T08:00

Some things sound really good... until they aren’t. Like when your kids say they’re going to spend all of their money at the candy store and how they’re going to eat i...

Becoming a Financial Samurai with Sam Dogen #535 from 2022-07-04T08:00

Happy Independence Day! We’re marking the occasion by talking with Sam Dogen- one of the pioneers of the Financial Independence Retire Early movement. Sam is the founder of Financial Samurai whi...

Friday Flight - Imposter Syndrome, Rental Bidding Wars,&Costly Cookouts #534 from 2022-07-01T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Wives&Money... Part IV #533 from 2022-06-29T08:00

Kate and Emily take the mic! It’s that time of year again- when our wives have yet again so graciously agreed to sit down and talk with us about money after we wrestle the kids down for na...

Ask HTM - New Cars vs Used vs Leasing, Budgeting on a Variable Income,&Designing a Space for Airbnb #532 from 2022-06-27T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Ho...

Friday Flight - Gas Tax Holidays, Bargain Cruises,&Bad Investing Robots #531 from 2022-06-24T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to...

Fighting Back Against Gas Price Insanity #530 from 2022-06-22T08:00

You can’t escape summer! Whether you’re baking under the sun at your local pool on the weekends, or setting off on adventures with your kids during their summer break, the changing s...

Futureproofing Your Career&Crypto Advice for Noobs with Kevin Roose #529 from 2022-06-20T08:00

Today’s interview completely revolves around technology and we’re excited to have Kevin Roose joining us today. Kevin is an award-winning tech columnist for the New York Times, and a...

Friday Flight - Finding Drug Money, Bear Markets&the End of Millennial Subsidies #528 from 2022-06-17T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it d...

It’s Not JUST Inflation: Defying Higher Prices in Your Life #527 from 2022-06-15T08:00

It’s an understatement to say that the political discourse in our country is a mess! And the problem isn’t that you just disagree- that you think someone on the other side of the pol...

Ask HTM - Breaking Bad Budgets, Higher Returns By Investing In A Side Hustle,&WTD About A State Pension #526 from 2022-06-13T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Ho...

Going Minimalist To Save More w/ Joshua Becker (Bestie Ep) #525 from 2022-06-10T08:00

We’ve all heard about the minimalist lifestyle- maybe you’re picturing a bearded hipster drinking coffee in his perfectly white dining room or an Instagram worthy, perfectly styled m...

We’re Moving! Our Advice For Finding A Great Place To Live #524 from 2022-06-08T08:00

Think back to when you were a kid- can you remember an instance where you asked your parents a question, and instead of explaining the actual answer, they just said “Because I said so&rdqu...

Cashing Out To Build Wealth On Your Own Terms with Julien&Kiersten Saunders #523 from 2022-06-06T08:00

We’re joined by fellow Atlantans- our friends Julien & Kiersten Saunders! They started their site Rich & Regular back in 2017 after they threw themselves into the financial indepen...

Friday Flight - Perpetual Quitting, A Second Hand Surge,&Debt Management Plans #522 from 2022-06-03T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it d...

Is The Stock Market Broken? #521 from 2022-06-01T08:00

Imagine hopping on a flight to visit your parents on the other side of the world. You don’t avoid flying by plane because there’s likely going to be some turbulence- a few rough patc...

Ask HTM - ETFs vs Mutual Funds, Taking Advantage of a Zero Down Home Loan,&the Nitty Gritty of FIRE #520 from 2022-05-30T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Ho...

Friday Flight - Sour on Stocks, Living For Today,&Frustrating Phone Repairs #519 from 2022-05-27T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it d...

Flee Before You’re Fleeced: Crappy Financial Products To Avoid #518 from 2022-05-25T08:00

The CDC definition of a parasite is: an organism that lives on or in a host and gets its food from or at the expense of its host. They’re not necessarily out there to completely destroy yo...

Why You Need a Money Coach in Your Corner with Ericka Young #517 from 2022-05-23T08:00

It’s time to get your financial butt in shape! Our guest today, Ericka Young, is the financial coach that she never had! As a newlywed couple, Ericka and her husband discovered th...

Friday Flight - Price Profiteering, ESG BS,&Secondhand Smarts #516 from 2022-05-20T08:00

Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it d...

The Nasty Debt Comeback&How To Counter It #515 from 2022-05-18T08:00

Everyone loves a good comeback story- exceeept when it’s the villain who is making the comeback! That's basically how we feel about the mullet. We can all pretty much agree that mullets ar...

Ask HTM - Special Accounts for Baby Expenses, Dissuading a Listener from Using the Beloved Roth,&Choosing the Best Life Insurance #514 from 2022-05-16T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Ho...

Friday Flight - UNstable coins, Ludicrous Layoffs,&Sweating to Save #513 from 2022-05-13T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it do...

Starting A Business is Easier Than You Think #512 from 2022-05-11T08:00

“Inconceivable!”. There are certain tasks in life that feel virtually impossible. One that comes to mind is painting your house- “I can’t do that, I’m not a profess...

Cutting the Financial Umbilical Cord with Bobbi Rebell #511 from 2022-05-09T08:00

We’re talking today about how to avoid screwing up your kid’s relationship with money. As parents, our job is to raise amazing adults to one day replace us! And even if you don&rsquo...

Friday Flight - Buffett’s Brilliance, Trading Data for Dollars,&the Foibles of Student Loan Forgiveness #510 from 2022-05-06T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it do...

Quitting Your Job The Right Way #509 from 2022-05-04T08:00

There’s a right way and a wrong way to do all sorts of things. For instance we think that the right way to load toilet paper is with it dispensing over the top of course! Or, sometimes you...

Ask HTM - Renovating To Generate Income, When Single Stock Investing Makes Sense,&WTD About Sky High Rent #508 from 2022-05-02T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Ho...

Friday Flight - Conniving Credit Bureaus, Pet Repossessions,&#VanLife Woes #507 from 2022-04-29T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it do...

Cashing in on the Home Equity Explosion #506 from 2022-04-27T08:00

When your home’s value increases by over $50,000 in 2021 alone- you take notice! The average homeowner has access to well over $150,000 in tappable home equity while still maintaining 20% ...

Navigating the New Era of Cheap Travel with Scott Keyes #505 from 2022-04-25T08:00

Our guest today is Scott Keyes- founder of Scott’s Cheap Flights, a travel platform with over two million members around the world. It’s been called “the travel world’s b...

Friday Flight - Your Office Beckons, Instagrammable Fruit,&Scoring Guaranteed Gargantuan Returns #504 from 2022-04-22T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it do...

Prepping for a Looming Recession #503 from 2022-04-20T08:00

Have you ever been to a Broadway show? It’s amazing- whether you’re drawn to the storyline, the music, the costumes- but of course the cast is pivotal. And for any major theatrical p...

Ask HTM - Debt Settlement Credit Score Impacts, Where to Stash Wedding Funds,&Investing Money for a New Baby #502 from 2022-04-18T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via Ho...

Friday Flight - Degrees are for Dummies, the Best New Credit Card Perk,&Crypto Psychos #501 from 2022-04-15T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it do...

Celebrating 500 Episodes With Some Killer Listener Tips #500 from 2022-04-13T08:00

It’s time to celebrate the fact that we’ve now officially recorded and published 500 episodes of How to Money! And what better way to mark the occasion, than to hear some of the best...

Just Keep Buying with Nick Maggiulli #499 from 2022-04-11T08:00

Our guest today is Nick Maggiulli. Nick is the Chief Operating Officer for Ritholtz Wealth Management and regularly writes over on his site: Of Dollars And Data. But he wasn’t always steep...

Friday Flight - The High Cost of Free Shipping, Gas Price Pushback,&The Student Loan Freeze Continues #498 from 2022-04-08T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it do...

Ask HTM - Frugal or Cheap: Meal Kit Edition, What Happens to Unused 529 Plans, & Inherited Real Estate Taxes #478 from 2022-02-21T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , se...

Friday Flight - Emoji Investing, Crypto Tax Refunds, & When Buying Used Costs You More #477 from 2022-02-18T09:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Buying or Renting in an Insane Housing Market? #476 from 2022-02-16T09:00

Whether you’re a fan of karaoke or not, it’s probably not a huge deal for you to stand up in front of some friends and belt out a favorite song of yours from highschool- maybe some Hootie & the Blo...

Relational Money Help with Financial Therapist Ed Coambs #475 from 2022-02-14T09:00

Happy Valentine’s Day! This is a timely episode with it being February 14th and we’re really excited to be talking with financial therapist Ed Coambs. Ed is an internationally recognized leader in ...

Friday Flight - A Prime Pricing Hack, Discount Airlines, & Early Retirement Idiocy #474 from 2022-02-11T09:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Crashes, Corrections, & Your Reactions #473 from 2022-02-09T09:00

There’s a big difference between knowing that you could be involved in a car accident, and then actually getting 5 car pile up. Of course you know it’s a possibility, you have the head knowledge th...

Ask HTM - WTD After Doubling My Salary, A Spending Conflict With My Partner, & Inherited Stock From Grandparents #472 from 2022-02-07T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , se...

Friday Flight - 2 Week Test Drives, Micro-Philanthropy, & Scoring Cheaper Pizza #471 from 2022-02-04T09:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Buying A Car the Right Way #470 from 2022-02-02T09:00

Some of the most important financial decisions we make are done infrequently. So because of that we feel a little rusty every time we perform that task. Buying a car is one of those infrequent deci...

Proven Ways to Reduce Your Rent with Justin Pogue #469 from 2022-01-31T09:00

Let’s talk about ways to cut your rent! A recent stat showed that over 44 million American households are renters- that means there are more folks renting now than at any point since 1965. With inc...

Friday Flight - Stock Market Slump, Financial Infidelity, & 4-Day Workweeks #468 from 2022-01-28T09:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

How to KEEP Yourself Out of Debt #467 from 2022-01-26T09:00

Do you remember the Seinfeld ‘car reservation’ episode? It’s one of the best. Jerry gets to the car rental counter and they don’t have a car for him. He says “See you know how to take a reservation...

Ask HTM - Acorns Accounts vs Student Loans, Investing For a Wedding, & Babies on the Cheap #466 from 2022-01-24T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , se...

Friday Flight - Pay Bumps, Cheapo Bikes, & Best Times to Travel #465 from 2022-01-21T09:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Joel's $ Origin Story #464 from 2022-01-19T09:00

Better know a podcast host! Oftentimes here on the podcast we talk about our daily lives. We’ll share little ways that we’re saving money, or you get to hear about our curb alert scores, and we mig...

Affordable Home-Cooked Meals that are Good Enough with Leanne Brown #463 from 2022-01-17T09:00

We all have friends who have different specialties- different areas of expertise. For instance you know who to call if you need a plumber recommendation, or you know which friend has the best beach...

Friday Flight - Invasive Inflation, Tax-Filing Advice, & Credit Bureau Ineptitude #462 from 2022-01-14T09:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Matt's $ Origin Story #461 from 2022-01-12T09:00

Oftentimes here on the podcast we talk about our daily lives. We’ll share little ways that we’re saving money, or you get to hear about our curb alert scores, and we might even talk a little too mu...

Ask HTM - Investing 100% of Your Income, Pitfalls to Avoid when Switching Banks, & Self Employment Downsides #460 from 2022-01-10T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - 2022 Predictions, No More Medical Bill Surprises, & Mandatory Vacations #459 from 2022-01-07T09:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

These Money Challenges Can Jump-Start Progress #458 from 2022-01-05T09:00

Few things change your life as much as finding out you're pregnant- it’s an exciting period of time, but it’s also slightly stressful! One of the reasons is because the clock is ticking and you kno...

Taking Back Control of Your Financial Life with Kumiko Love #457 from 2022-01-03T09:00

With all the craziness we’ve experienced in our world recently, whether that was because of school shutdowns or rising prices due to inflation, it’s tempting to believe that we’re no longer in the ...

Friday Flight - Tempting Investing Mistakes, Dumb Millennial Millionaires, & Making Personal Finance Funny #456 from 2021-12-31T09:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Financial Festivus: Celebrating Listener Money Wins #455 from 2021-12-29T09:00

LET’S PARTY! A financial festivus is in order here at the end of the year and we’re excited to share a bunch of listener wins from the How to Money community. Unfortunately at times we can be overl...

Ask HTM – Selling Tesla Stock to Buy a House, Roth vs Traditional 401k, & Volunteering My Financial Knowledge #454 from 2021-12-27T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - The Most Reliable Rides, A Build Back Blow-Up, & Should We Gift Crypto? #453 from 2021-12-24T09:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Putting Money in its Proper Place #452 from 2021-12-22T09:00

Having a glass of wine most days can be a healthy activity that we incorporate into our lives. Many studies have concluded that the moderate consumption of wine doesn't have negative long-term effe...

Investing Lessons From a Gambling Pro with Chris Hanna #451 from 2021-12-20T09:00

What does it take to become a professional gambler? That’s the overarching question we’re asking our guest today: Chris Hanna. Chris graduated with a degree in finance and economics, but then he tu...

Friday Flight – Secondhand Gifts, VTSAX, & We’re Giving Away $1,000! #450 from 2021-12-17T09:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Is Inflation Making us Crazy? #449 from 2021-12-15T09:00

Higher prices and inflation are all over the headlines and you might be wondering how concerned you should be. Unfortunately this is one of those times where you might be tempted to overreact as yo...

Ask HTM - Cryptocurrency Tax Moves, Savings in a Robinhood Account, Frugal or Cheap: Family Edition #448 from 2021-12-13T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - Teenage FIRE, AI Credit Scores,&A New Reason to Hate Gift Cards #447 from 2021-12-10T09:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to ...

Investing in NFTs, Whiskey, & Farmland: Sane or Stupid? #446 from 2021-12-08T09:00

Please take a moment and just think of all the different diets that you’ve heard of- South Beach, Paleo, Whole 30, juice cleanses, Keto and intermittent fasting. There’s always a new fad just aroun...

Hack Your Home & Live For Free with Craig Curelop #445 from 2021-12-06T09:00

Today we’re talking with our friend Craig Curelop about the magic wealth building technique of house hacking. Back in 2017 Craig had a negative net worth of $30,000. But by implementing different t...

Friday Flight - Unprepared Borrowers, Unconscionable Bank Fees, & Uplifting Tax Strategies #444 from 2021-12-03T09:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

The Weird Science Behind Your Irrational Money Decisions #443 from 2021-12-01T09:00

Randomly ask any of your friends how often they check their phone, and most will probably say something like 20-30 times, maybe 50 times a day. Yet stats show that ? of Americans unlock their phone...

Ask HTM - Buying a Home to Fight Inflation, Ethical Conundrum By Receiving Co-Pay Assistance, & Financial Priorities After Having a Baby #442 from 2021-11-29T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - Christmas Tree Inflation, Headphone Trends, & Asinine Hospital Bills #441 from 2021-11-26T09:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Stop Money Arguments In Their Tracks #440 from 2021-11-24T09:00

Wouldn’t it be nice if you never had a disagreement about money with your partner ever again? Oh the bliss! Even just imagining this conflict-free future might be causing the tension in your should...

A Very Merry Minimalist Christmas with Meg Nordmann #439 from 2021-11-22T09:00

Today we have the pleasure of speaking with Meg Nordmann who is the author of “Have Yourself a Minimalist Christmas: Slow Down, Save Money, & Enjoy a More Intentional Holiday”. With the holidays qu...

Friday Flight - Robots, Rent Control, & Taylor Swift #438 from 2021-11-19T09:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

When to DIY or Hire a Pro #437 from 2021-11-17T09:00

To DIY or not to DIY… you can almost hear that being said in the voice of Hamlet (the Kenneth Branagh Hamlet not the Mel Gibson one, of course.) But while this question is not nearly as existential...

Ask HTM - Frugal or Cheap with a Disappointed Daughter, Awkwardness in Combining Finances with a Partner, & Balance Transfer Cards for Large Expenses #436 from 2021-11-15T09:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - Zillow’s Implosion, Your Office Beckons, & the 401(EXTRA)k #435 from 2021-11-12T09:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Think Twice Before Investing #434 from 2021-11-10T09:00

Investing isn’t as simple as just throwing some money in the market and crossing your fingers. Yes, we do want you to invest. And yes there’s a chance you could probably invest more than you curren...

Retire Sooner and Increase Your Happiness Now with Wes Moss #433 from 2021-11-08T09:00

How necessary is money in order to be happy? That’s one of many questions we’re asking our guest today- Wes Moss. Wes is the host of his own podcast “Retire Sooner” as well as “Money Matters”, the ...

Friday Flight - Savings to the Moon, Dodging Debt Collectors, and One Stingy Shaq #432 from 2021-11-05T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Squid Game Money Lessons #431 from 2021-11-03T08:00

*No spoilers contained* We’re not going to make it a habit of dissecting the nuggets of personal finance wisdom that we can glean from popular shows or movies, but that just depends on the show. An...

Ask HTM - Paying for Medical Tourism, Best Ways to Use an HSA, & Investing in Local Businesses #430 from 2021-11-01T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - Buy Nothing Groups, Student Loan Forgiveness Made Easy, & @jack Cries Hyperinflation! #429 from 2021-10-29T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Facing Down Our Spookiest Money Fears #428 from 2021-10-27T08:00

Fear is an emotion that is hard-wired in us as humans, and so we naturally want to avoid the things that frighten us. But the biggest problem with this survival instinct is that there are times whe...

Raising Financially Savvy Kids with Liz Frazier #427 from 2021-10-25T08:00

It’s time to do a deep dive on raising financially savvy kids! We’re joined by Liz Frazier who is a fee-only, Certified Financial Planner and she is also the author of “Beyond Piggy Banks and Lemon...

Friday Flight - Bricked Phones, Shadow Inflation, & Earning More Without A Degree #426 from 2021-10-22T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Ownership is THE Key to Wealth Building #425 from 2021-10-20T08:00

Now, we’re not guaranteeing that this episode is going to change your life as much as holding a brand new baby in the hospital changed our perspective as new fathers- but it might! There are times ...

Ask HTM - Maximizing Tuition Reimbursement, Bank Account Bonus Requirements, Using a HELOC to Pay Off a Mortgage, & More... #424 from 2021-10-18T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - Winter Budget Busters, Housing Market Chill Pills, & Dying Ain’t Cheap #423 from 2021-10-15T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Getting Your Money Etiquette Right #422 from 2021-10-13T08:00

Joel doesn’t like to eat at fancy restaurants- not only because paying a ton of money isn’t his jam, but also because there are all these rules of etiquette that fine diners are just supposed to kn...

House-Flipping, Achieving FIRE, & Staying Frugal with Carl Jensen #421 from 2021-10-11T08:00

Today we have the pleasure of talking with Carl Jensen who found himself trapped in a cubicle as a software developer nearly 9 years ago, when he set off on a journey to achieve the status of: fina...

Friday Flight - Scraping by on $500k, Scammer Magnets, & the Cure for High Gas Prices #420 from 2021-10-08T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

The Insidious Nature of Gig Work #419 from 2021-10-06T08:00

Anytime you see a commercial for prescription meds, everyone always looks so happy- they’re 100% living their best life! But what about those insane side effects?! If you’re considering taking thos...

Ask HTM - House Hacking Instead of Investing, Costco vs Sam's Club, & Investing Too Much Money #418 from 2021-10-04T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - Investing Hamsters, Free Money for College, & Why Bottled Water Sucks #417 from 2021-10-01T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

These Financial Rules Were Made to Be Broken #416 from 2021-09-29T08:00

Do you know anybody who’s never broken the speed limit? Even just a single person- in your entire life?! And if you’re being honest you’re less likely to treat it as a speed limit, and more like a ...

The Unspoken Rules Of Career Success with Gorick Ng #415 from 2021-09-27T08:00

Excelling in your career depends on more than just doing a great job. Just because you’re a decent software engineer, or you get the job done as a nurse- that doesn’t mean that you’ll quickly rise ...

Friday Flight - Rideshare Inflation, Pay Transparency & Emotional Investing #414 from 2021-09-24T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Can We Count on Social Security or is it Busted? #413 from 2021-09-22T08:00

Climate change used to feel like one of those things that was way off in the future. But then we see the headlines of extreme weather, or perhaps you’ve experienced it first-hand, and we realize th...

Ask HTM - Bitcoin in Our Portfolio, Fixing a Credit Card Mistake, and Putting Savings in Coke Stock #412 from 2021-09-20T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - The Sports Betting Boom, Record Home Equity Levels & Taco Subscriptions #411 from 2021-09-17T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

What if You Won the Lottery? #410 from 2021-09-15T08:00

Winning the lottery shouldn’t be a part of your financial plan- but why are we so enthralled by the idea of winning the lottery?! On average, Americans spend over $1,000 every year for the chance t...

Fight and WIN Against Insane Healthcare Costs with Marshall Allen #409 from 2021-09-13T08:00

Marshall Allen is a journalist who investigates why we pay so much for healthcare here in America, while simultaneously we receive so little in return. He is the author of “Never Pay the First Bill...

Friday Flight - Robots Ruining Everything, A New Robinhood Feature, & Kim Kardashian's Crypto Kerfuffle #408 from 2021-09-10T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Striving for Work-Life Balance (Bestie Ep) #407 from 2021-09-08T08:00

Feeling overworked?! Between trying to get ahead at your 9-5 and pursuing side hustles, chances are really high that you feel like your work-life balance is out of whack. That doesn’t even take int...

Ask HTM - Reporting Rent Payments to Credit Bureaus, Bicycle Insurance, & Preparing for Maternity Leave #406 from 2021-09-06T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - Employer-Matched Savings Accounts, Annoying Hotel Fees, & Where to Save the Most on a Refinance #405 from 2021-09-03T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Valuable ATLien Money Lessons #404 from 2021-09-01T08:00

Since this is episode 404, we’re talking all about the money lessons that we can learn from our city Atlanta (which is sometimes referred to as the 404). You can learn lessons in unintended places-...

Ditching Work You Hate & Landing the Job You Want with Ashley Stahl #403 from 2021-08-30T08:00

Today we are joined by career expert Ashley Stahl. She has a new book out titled You Turn: Get Unstuck, Discover Your Direction, and Design Your Dream Career that we dive into during this episode. ...

Friday Flight - Christmas Shopping Starts Now, Rental Scams & No-Vax Penalties #402 from 2021-08-27T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Is Real Estate Investing Right For You? #401 from 2021-08-25T08:00

You should consider investing in real estate! If your personal finances are in a solid position and you’ve already taken advantage of the tax advantaged accounts that are available to you, we belie...

Ask HTM - Working with a Partner who is Bad with Money, Best Ways to Pay for Grad School, & Tax Implications of Inherited Money #400 from 2021-08-23T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - Drunk Investing, Help for Homebuyers, and Paying to Cut in Line #399 from 2021-08-20T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

A Money Conversation With Our Partners #398 from 2021-08-18T08:00

Kate and Emily take the mic! It’s that time of year again- when our wives have yet again so graciously agreed to sit down and talk with us about money! Specifically during this episode we dive into...

How To Tackle Your Student Loans with Lauryn Williams #397 from 2021-08-16T08:00

Today on the show we’re joined by gold medal winning, Certified Financial Planner, Lauryn Williams. And we’re not even joking with you- Lauryn was an Olympic athlete and was the first American woma...

Friday Flight - Student Loan Payment Pause, The Worst Car Loans, & Avoiding This Common HSA Blunder #396 from 2021-08-13T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

A Cornucopia of Budget Travel Tips #395 from 2021-08-11T08:00

Who doesn’t enjoy going on a relaxing or adventurous vacation?! But even if spending a week in the Caribbean or backpacking across Europe isn’t your craft-beer-equivalent, chances are pretty high t...

Ask HTM - Hidden Expenses When Investing, Keeping Student Loan Payments Low While Earning More, & Vacation Investment Properties #394 from 2021-08-09T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - FREE Health Insurance, Buy Now Pay Later, & Fatter Paychecks #393 from 2021-08-06T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Having an Arbitrage Mindset Changes Everything #392 from 2021-08-04T08:00

Dick Fosbury changed the sport of high jumping forever the first time he jumped backward over the bar. Until then, every competitor had launched themselves into the air going forward, belly over th...

Becoming Your Own Consumer Advocate with Clark Howard #391 from 2021-08-02T08:00

Today on the show we’re talking with one of the greatest minds in the personal finance space- Clark Howard. Clark is a money expert with a heart of gold who hosted his own radio show for over 30 ye...

Creating a Debt Payoff Plan (Bestie Ep) #390 from 2021-07-30T08:00

Our country has opened back up and we’re guessing that you probably spent a lot more money this summer compared to last year. Consumer spending isn’t going anywhere, student loans are ever-present,...

Biking More To Get Rich #389 from 2021-07-28T08:00

You might be saying “Yea, yea- we know Joel and Matt love biking…”, but did you realize that you’re literally missing out on millions of dollars by driving instead of biking? We crunch the numbers ...

Ask HTM - Making the Most of a Meme Stock Mistake, if $50k Advanced Degrees Make Sense, & Selling or Renting a Home #388 from 2021-07-26T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - Crazy Rich Millennials, Rising Rents, & A Shady Way to Pay for College #387 from 2021-07-23T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Crucial Credit Card Benefits You Aren’t Using #386 from 2021-07-21T08:00

You’re missing out! Imagine using your smartphone only for making phone calls. What if you didn’t know you could use your phone to listen to podcasts, text, interact with friends on social media, o...

The Art of Gaining Peace with Your Money with Ken Honda #385 from 2021-07-19T08:00

Here on the podcast we often talk about how to do smart things with your money, but we also try not to neglect the why behind our actions as well as our attitudes that have a massive impact on our ...

Friday Flight - Getting Paid On Demand, Sneaky Internet Bill Increases, & New Cheap Drugs #384 from 2021-07-16T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Breaking Down More Common Money Phrases #383 from 2021-07-14T08:00

There’s no such thing as a free lunch. Don’t put all your eggs in one basket. You’ve heard phrases like this your entire life but are they true? And how can we specifically apply them to our person...

Ask HTM - Hanging with Friends on the Cheap, Assisting Parents with Their Money, & Smart Contributions to Both an HSA and FSA #382 from 2021-07-12T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - New Cheap Travel Hacks, Borrowing is Back, & Beware of Neobanks #381 from 2021-07-09T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

FIRE: Choose Your Own Adventure #380 from 2021-07-07T08:00

This episode is all about FIRE which stands for Financial Independence Retire Early. This movement came about as an entire generation began to push back against the notion of traditional retirement...

Financial Independence at 27 via Passive Income with Rachel Richards #379 from 2021-07-05T08:00

Since yesterday was the 4th of July, we’re talking about financial independence with someone who has achieved it at the young age of 27. Rachel Richards is a former financial advisor, a real estate...

Friday Flight - Peak Inflation, Saving Money Sucks, & Insurance Scams #378 from 2021-07-02T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

How To Pay Less For Almost Everything #377 from 2021-06-30T08:00

Nobody enjoys paying full price- who doesn’t like scoring a sweet deal?! Yet many of us don’t think to do what it takes to pay less for the things that we buy. Whether it’s the fear of rejection or...

Ask HTM - Liability Limits on Car Insurance, Giving Unsolicited Investment Advice, & 15 vs 30 Year Mortgages #376 from 2021-06-28T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - Reverse Cord-Cutting, Living Paycheck to Paycheck on 100k, & Putting Rent on a Credit Card #375 from 2021-06-25T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Is Lifestyle Creep Inevitable? #374 from 2021-06-23T08:00

Most everyone out there has heard of lifestyle creep, also known as lifestyle inflation. We define this phenomenon as the unconscious upgrading of our lifestyle and standard of living which ends up...

Crisis-Proofing Your Finances with Michelle Singletary #373 from 2021-06-21T08:00

Michelle Singletary is an award winning personal finance columnist for The Washington Post. She’s also a frequent contributor to NPR and she has also appeared on NBC’s “Today Show” and CBS’ “The Ea...

Friday Flight - Quitting Your Job, Micro Weddings, & A Hefty Credit Card Sign-Up Bonus #372 from 2021-06-18T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Using Financial Stress to Your Advantage #371 from 2021-06-16T08:00

During today’s episode we’re going to explain how you need more financial stress in your life!.. Well, not quite, but we do think that the proper amount of stress in our lives can be helpful in ach...

Ask HTM - Stashing Money for 3-6 Years, Ways to Teach Kids About Investing, & Taxes on Summer Jobs #370 from 2021-06-14T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - Free Fancy Phones, Inflation Surging, & Crypto in your 401k #369 from 2021-06-11T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Saving for College is Overrated #368 from 2021-06-09T08:00

For most financially responsible parents out there, it’s not a question of if they should be saving for their kid’s college, but how much. Oftentimes parents are wondering how much they need to sav...

Jargon-Free Money Help with Two Cents #367 from 2021-06-07T08:00

For this episode we sit down for a great conversation with Philip Olson and Julia Lorenz-Olson. As a newly married couple, they transitioned from theatre kids fresh out of college, to money experts...

Friday Flight - Fix Your Car, The Solution to Overthinking, & What’s a Better Gift: Stocks or Flowers? #366 from 2021-06-04T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Don't Trust Money Advice From These Folks #365 from 2021-06-02T08:00

Who are you trusting with your money? We’ve all received some crappy advice at some point in our lives, but when it comes to our personal finances we need to make sure that we’re listening to the r...

Ask HTM - Getting a Mortgage with a Low Credit Score, Borrowing from a 401k, and Investing in International Funds #364 from 2021-05-31T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - Choosing Between WFH or Getting a Raise, A Better Way to File Taxes, & the Worst Way to Travel #363 from 2021-05-28T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

You Need a Bare Bones Budget #362 from 2021-05-26T08:00

If you were faced with a financial emergency, how would you respond? Imagine you just found out that today was your last day at work and you had no other income- do you know how you would cut back ...

Travel LOTS, on LITTLE with Nomadic Matt #361 from 2021-05-24T08:00

If you’re ready to do some traveling after being cooped up for over a year, then this episode is for you. Today we’re talking with Matthew Kepnes who is better known as Nomadic Matt. Before he turn...

Friday Flight - The Crypto Crash, Tapping Your Home Equity, & $1 Million to get Vaccinated #360 from 2021-05-21T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Will Inflation Wreck Your Finances? #359 from 2021-05-19T08:00

Price increases are making the headlines- from commodities to everyday household items, virtually everything is getting more expensive! Does that mean that inflation is spiraling out of control? Th...

Ask HTM - Switching from a Robo Advisor, Saving or Investing Funds for a Baby, & Does Infinite Banking Actually Work? #358 from 2021-05-17T08:00

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , s...

Friday Flight - Dollar Stores Stink, Inflation Fears, & No Gas For You #357 from 2021-05-14T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Is it Dumb to Buy a House When the Market is Hot? #356 from 2021-05-12T08:00

We’re seeing one of the hottest housing markets in recent history! Bidding wars are driving up prices, homes are going under contract after just one week on the market, and mortgage rates are near ...

Breaking Down Business & Investing with Earn Your Leisure #355 from 2021-05-10T08:00

Earn Your Leisure is a podcast hosted by Rashad Bilal and Troy Millings. On their show, they talk with guests who are earning and investing their money in all sorts of different ways- ways that a l...

Friday Flight - Robinhood vs Buffett, People Still Pay for AOL, & Renew Your Passport Now #354 from 2021-05-07T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Is Passive Income a Myth? #353 from 2021-05-05T08:00

Just like how we can idolize ‘finding the right one’ when looking for a partner or spouse, the same can be true of passive income as we’re talking about our personal finances. We can be tempted int...

Ask HTM - Crypto Savings Accounts, Buying a Home Using a Housing Stipend, & Skipping Out on Filing a Tax Return #352 from 2021-05-03T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - How legit ...

Friday Flight - Refinancing Now, Hypnotizing Scams, & $1,000 Rental Cars #351 from 2021-04-30T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

The Temptation to Spend is Getting Real #350 from 2021-04-28T08:00

With every passing day, it seems like we’re getting closer to being able to resume our pre-pandemic lives. On a personal note, we’re really looking forward to cramming into the Benz here in Atlanta...

Getting a Deal on a Car Without the Headaches with LeeAnn Shattuck AKA The Car Chick #349 from 2021-04-26T08:00

Our guest today is LeeAnn Shattuck, who is also known as The Car Chick. LeeAnn is passionate about educating consumers about cars and empowering them to make informed decisions when purchasing, sel...

Friday Flight - How AI can Hurt Your Finances, Joke Cryptocurrencies, & When YOLO is a Good Thing #348 from 2021-04-23T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Grit: The Number One Factor in Winning with Your Money #347 from 2021-04-21T08:00

What does it take to win with your money and achieve your financial goals? During this episode, we make a case that the most important factor is grit. It’s not earning six figures, or knowing the e...

Ask HTM - Taking Time Off Work for a New Baby, Should We Get a HELOC, & Prepping for Disasters on the Cheap #346 from 2021-04-19T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - I’d like t...

Friday Flight - Clutch Freebies, Housing Market Insanity, & Outdated Wardrobes #345 from 2021-04-16T08:00

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to spe...

Debunking Common Tax Misconceptions #344 from 2021-04-14T08:00

There are a number of confusing things in life- for some it’s deciphering the latest Christopher Nolan film, for others it might be the process of building whatever is in that flat pack box from Ik...

How To Think Like a Breadwinner with Jennifer Barrett #343 from 2021-04-12T08:00

Jennifer Barrett is a longtime financial journalist and she has written for publications like The New York Times, The Wall Street Journal, Money, and Newsweek. She has accomplished so much in the w...

Friday Flight - WFH Might Be Ending, Bikers Beware, & Stock Market Bubbles #342 from 2021-04-09T08:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling ...

How We Invest Our Money #341 from 2021-04-07T08:00

Here’s a saying that we’ve all heard- don’t put all your eggs in one basket. That makes a lot of sense but does it apply to investing? Is one fund enough if you’re invested in a diversified index f...

Ask HTM - Negotiating Rent, Protecting a Baby’s SSN, & WTD with Ineligible Roth IRA Contributions #340 from 2021-04-05T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - How should...

Friday Flight - Stupid Stock Predictions, Prices on the Rise, and Getting Vaccinated #339 from 2021-04-02T08:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling ...

The Beauty of the Roth IRA (Bestie Ep) #338 from 2021-03-31T08:00

You’ve heard us say before that you should be contributing to a Roth IRA, but what exactly is a Roth?! What’s so great about a Roth and is it better than a traditional IRA? In this Bestie episode, ...

A College Cost-Cutting Road Map with Ron Lieber #337 from 2021-03-29T08:00

This is a must listen if you know someone preparing to go to college, or if you happen to be in that boat yourself! Our guest today is Ron Lieber who has been the Your Money columnist for the New Y...

Friday Flight - Shrinking Your Mortgage Payment, WTD with Expiring Travel Vouchers, & Food Freebies #336 from 2021-03-26T08:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling ...

Dissecting the Truthfulness of Common Money Phrases #335 from 2021-03-24T08:00

You can call them maxims, proverbs, or even mottos, but the most common phrases we hear tend to ingrain themselves as truth over time. If we hear something consistently enough it takes root in our ...

Ask HTM - Maximizing Returns on your Savings, Networking While in Grad School, & Avoiding Capital Gains on the Sale of a House #334 from 2021-03-22T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - Will going...

Friday Flight - Money in the Bank, Student Loan Forgiveness Taxes, & Streaming Password Sharing Clampdown Begins #333 from 2021-03-19T08:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling ...

Good Luck or Hard Work: Which Gets You More Money? #332 from 2021-03-17T08:00

How big of a role does luck play as we handle our money? Or does it only come down to our ability to work hard and advance our station by sheer will, focus, and determination? Some individuals out ...

Smart Tax Planning Moves with Sean Mullaney #331 from 2021-03-15T08:00

Tax season is here and so it’s time to hear from a tax professional! Sean Mullaney is a financial planner, CPA, and the president of his own company where they offer fee-only financial planning. Se...

Friday Flight - More Stimmy Money, NFT Investing, & Booking Summer Travel Now #330 from 2021-03-12T09:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling ...

Covid’s Hard Knocks Have Exposed Our Money Deficiencies #329 from 2021-03-10T09:00

Covid, the pandemic, and lockdowns have affected just about every aspect of our lives. Wearing masks, virtual schooling, and social distancing are just a few things we’ve experienced that will like...

Ask HTM - Secured Credit Cards, Renting to a Family Member, & Cheaping Out on Insurance #328 from 2021-03-08T09:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - Do I need ...

Friday Flight - Earning More on Your Savings, Making Six Figures without a College Degree, & the Worst Place to Buy a Car #327 from 2021-03-05T09:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling ...

Redefining Wealth & Overcoming Money Struggles with Patrice Washington #325 from 2021-03-01T09:00

Patrice Washington is a number one best-selling author who has a unique philosophy about money that not only determines how she coaches others, but it shapes how she lives her own life as well. Aft...

Friday Flight - Protecting Your Tax Refund, Credit Reporting Errors, & Fake Amazon Reviews #324 from 2021-02-26T09:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling ...

The Actual Costs of Owning a Home #323 from 2021-02-24T09:00

More (costs) than meets the eye! Housing is easily the largest budget item that we have here in the US, and so we’re dedicating an entire episode to the seemingly endless line of expenses that acco...

Ask HTM - Extended Car Warranties, Selling Investments to Pay Debt, & Quitting a Job without a New One Lined Up #322 from 2021-02-22T09:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - Should I s...

Friday Flight - Bitcoin Credit Cards, eBike Tax Credits, & A Quirky Mortgage Payoff Strategy #321 from 2021-02-19T09:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling ...

Mind Altering Effects of Simple Money Tricks #320 from 2021-02-17T09:00

Little money tricks alone won’t get us all the way to our financial goals. As we discussed recently, just a couple of bigger money moves can have more of an impact on our bottom line than a bunch o...

Money: The Origins of a Made Up Thing with Jacob Goldstein #319 from 2021-02-15T09:00

Jacob Goldstein is the co-host of NPR's Planet Money and his stories have aired on This American Life, All Things Considered, and Morning Edition. He lives in Brooklyn with his wife, two kids, and ...

Friday Flight - The Perils of Investing Apps, Pandemic Pay Raises, & Making Millions on Fivver #318 from 2021-02-12T09:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling ...

Should Women and Men Handle Money Differently? #317 from 2021-02-10T09:00

Whether men and women should handle their money differently is an important question to ask. There are a lot of different studies and surveys out there that show that your gender has a pretty large...

Ask HTM - Investing w/Fundrise, Funky Life Insurance, & Expensive ESG Investing #316 from 2021-02-08T09:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - Should I i...

Friday Flight - Apps that Save You Money, Buying a Car with a Credit Card, & Home Renovation Payback #315 from 2021-02-05T09:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling ...

You Need a Credit Union in Your Life! #314 from 2021-02-03T09:00

What’s up with credit unions?! We often suggest them here on the show but we’ve never fully explained what credit unions are and why it is that you need one in your life- it’s time to remedy that p...

Be Happier & More Productive Working from Home with Laura Vanderkam #313 from 2021-02-01T09:00

Who has been spending more time working from home?! ? We’re going to dive into how WFH can make us happier and more productive, and joining us for this conversation is Laura Vanderkam. Laura is the...

Friday Flight - TVs Spying On Us, Student Loan Freeze Extension, & GameStop Won’t Stop #312 from 2021-01-29T09:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling ...

Fending Off Financial FOMO #311 from 2021-01-27T09:00

The fear of missing out- we’ve all experienced that emotion before! Whether some friends are getting together but you’re stuck finishing up a project, or maybe you haven’t been able to get your han...

Ask HTM - Are We Ready to Buy a House, Joint Brokerage Account Benefits, and Travel Rewards or Cashback Credit Cards #310 from 2021-01-25T09:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - Should we ...

Friday Flight - Free Tax Filing, Astronomical Food Delivery Fees & Awful Financial Advice on TikTok #309 from 2021-01-22T09:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling ...

The Real Reason to Avoid Debt #308 from 2021-01-20T09:00

Just a few years before he died, author David Foster Wallace gave a now-famous commencement speech at Kenyon College. Here’s a small snippet of what he said. “There are these two young fish swimmin...

Practical Money Hacks with Lisa Rowan #307 from 2021-01-18T09:00

Lisa Rowan is a staff writer at Forbes Advisor, where she covers banking and personal finance and she was previously a staff writer at Lifehacker’s “Two Cents” covering personal finance. Prior to t...

Friday Flight - Getting Paid to Vaccinate, Generous Return Policies, & the Best Jobs Paying Over $100k #306 from 2021-01-15T09:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling ...

Big Money Moves You’re Probably Overlooking #305 from 2021-01-13T09:00

When we need to make some serious changes to our personal finances, the small tweaks and changes aren’t going to cut it. Instead, we need to take a look at some of the bigger money moves that will ...

Ask HTM - Paying Your Mortgage with a Credit Card, Where to Put Baby Money, Buying and Selling a Car with Carvana #304 from 2021-01-11T09:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - How can I ...

Friday Flight - Life w/o Amazon, New Data Saying Roths Stink, & Taking a Sabbatical #303 from 2021-01-08T09:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling ...

The 7 Money Gears: When, to do What, with your Money #302 from 2021-01-06T09:00

“What do I do next with my money?” - if this is a question you’ve asked yourself before, then the answer is: right here, with this episode! We cover so many money topics that it can be difficult to...

The Power of Habit with Charles Duhigg #301 from 2021-01-04T09:00

If you’re wanting to know how to make a New Year’s resolution actually stick this year, then this is your episode! Charles Duhigg is a Pulitzer Prize-winning journalist who writes for the New Yorke...

Friday Flight - The New Relief Bill, 2021 Predictions, and Getting Paid in Bitcoin #300 from 2021-01-01T09:00

Hello 2021, it's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are...

Money Jubilee: Celebrating Listener Money Wins in 2020 #299 from 2020-12-30T09:00

It’s time to party! During this episode we’re going to hear how many of y’all were able to get ahead with your personal finances this year. The ability for us to slow down and take the time to cele...

Ask HTM - Payoff My Mortgage or Hold as Cash, Tapping a 401(k) to Pay Off a Credit Card, and MVNO's for Everyone to Save Money #298 from 2020-12-28T09:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - How can I ...

Debt Snowball vs. Debt Avalanche Approach To Paying Down Debt (Bestie) #297 from 2020-12-25T09:00

What is the best way to pay down debt? Americans are in tremendous amounts of debt (think over 400 billion on just credit cards alone)! Not only is this debt keeping folks from reaching their finan...

Cultivating a Healthy View of Work (Bestie Ep) #296 from 2020-12-23T09:00

Every once in a while we like to step back and think about our work. Why do we do it? Are we doing a good thing? There are a lot of misconceptions of work floating around the internet and our workp...

The Power of Knowing Yourself with Rachel Cruze #295 from 2020-12-21T09:00

We’re excited to have Rachel Cruze join us today on the podcast for an episode all about self-awareness and money. Rachel is a two-time #1 national best-selling author, financial expert, and host o...

Friday Flight - Important Investing Deadlines, Appliance Shortages, and Privacy Labels #294 from 2020-12-18T09:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling ...

Conducting A Personal Year-End Money Review #293 from 2020-12-16T09:00

Planning for the future and looking forward to the next best thing in our lives is natural- especially this time of year! But here’s the problem: it’s hard to know how to move forward and what step...

Ask HTM - Putting More Expenses on Credit Cards, the Sweet Spot on a Home Refinance, and WTD with an Extra $5000 #292 from 2020-12-14T09:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - What are t...

Friday Flight - Virtual Job Interviews, WFH in Hawaii, & Zoom Santas Making Bank #291 from 2020-12-11T09:00

It's time for a holiday season Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are ...

Enjoying the Holidays without Spending a Dime #290 from 2020-12-09T09:00

We don’t want you to cancel the holidays- we want you to cancel the overconsumption and debt that typically accompanies the holiday season. Americans racked up an average of $1,325 last year- how m...

Negotiating a Fatter Paycheck in Uncertain Times with Rich Jones #289 from 2020-12-07T09:00

On today’s episode we’re joined by a fellow personal finance podcaster: Rich Jones, host of Paychecks and Balances. Rich has also worked in human resources and recruiting for the better part of a d...

Friday Flight - Bitcoin Blowing Up, Cars That Hold Their Value, and Christmas Trees- so hot right now! #288 from 2020-12-04T09:00

It's time for a holiday season Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are ...

Do I Need a Perfect Credit Score? #287 from 2020-12-02T09:00

Everyone knows that it’s good to have a high credit score- it’s true, but what is high enough? It can be tempting to spend an inordinate amount of time in pursuit of the perfect score, but we’re he...

Ask HTM - Putting Down Less than 20 Percent on a Home, Swapping a Used Car for a Used Truck, and Investing Beyond a 401k #286 from 2020-11-30T09:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - Is it OK t...

Friday Flight - Student Loans in 2021, More Discount Medication Options, & Zillow Surfing #285 from 2020-11-27T09:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it d...

What's More Important: Earning More or Spending Less? #284 from 2020-11-25T09:00

You only have two options when it comes to saving more money- you can either earn more or you can spend less. But which of these is more important? Depending on your personality, you might find it ...

Pursuing Entrepreneurship & Avoiding Legal Mishaps with Kae Gruner #283 from 2020-11-23T09:00

Starting a business is exciting- it doesn’t have to cost a lot of money, it can be incredibly fulfilling, and you could make some good money while you’re at it! BUT, you want to make sure that you’...

Friday Flight - Cutting Health Insurance Costs, Overpaying at the Pump, and the Cheapest Thanksgiving Sides #282 from 2020-11-20T09:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it d...

Giving Away Money Will Make You Richer #281 from 2020-11-18T09:00

This show exists to make sure that you know the best ways to earn, save, and invest your money so that ultimately you’re in a great financial position down the road. And a part of that journey towa...

Ask HTM – Financial Coach Accreditation, Hiring a Personal Car Shopper, & Reduced HSA Tax Benefits #280 from 2020-11-16T09:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - I’m thinki...

Friday Flight - Contactless Payments, Employer Assisted Savings, & BOGO Flights #279 from 2020-11-13T09:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it d...

A Practical Guide to Surviving Black Friday #278 from 2020-11-11T09:00

Even though there are likely going to be fewer individuals actually going shopping in person the Friday after Thanksgiving this year, Black Friday is still a majorly important time for deals. These...

Blue Collar Work Can Generate More Wealth with Ken Rusk #277 from 2020-11-09T09:00

For this episode we are joined by Ken Rusk to talk about the skilled trades. Ken specializes in mentoring and has coached hundreds of young people in goal setting, life visualization, career paths,...

Friday Flight - Open Enrollment, Creditors in your DMs, & Falling Rents #276 from 2020-11-06T09:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it d...

Overcoming Common Financial Mistakes #275 from 2020-11-04T09:00

We all make the occasional money mistake. Some missteps are small and the impact they have is a tiny blip on our radar. Other money mistakes can be like an albatross weighing us down for years to c...

Ask HTM - Money Saving Utility Trackers, Authorized User Status Hurting Your Credit, & Moving Money from a Retirement Account to Real Estate #274 from 2020-11-02T09:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - What smart...

Friday Flight - Credit Scores Rising, Easy Small Dollar Loans, & Shake-ups in Streaming #273 from 2020-10-30T08:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it d...

Entrepreneurship vs Working for the Man #272 from 2020-10-28T08:00

Should you work for the man or work for yourself!? There’s a lot to consider when asking yourself that question and there’s certainly not a one size fits all answer. At the same time, it seems that...

Online Privacy, Creepy Social Media, & Cyber Security with Carole Theriault #271 from 2020-10-26T08:00

Chances are that you bought something recently, or maybe you paid a friend- but you likely didn’t do that with physical cash, you probably did it via a digital payment online or with an app like Ve...

Friday Flight - Used Cars Cost More, Women Exiting the Workforce, & Eating Elephant Ears #270 from 2020-10-23T08:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it d...

Managing Rental Properties Effectively #269 from 2020-10-21T08:00

When either of us are talking with someone and the conversation shifts to the fact that we own rental properties, there’s always the assumption: “It must be a huge pain to deal with maintenance iss...

Ask HTM - Rounding Up Investment Apps, Buying Property to Build Wealth, and Account Closure Effects on Credit Scores #268 from 2020-10-19T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - Should I p...

Friday Flight - PPP Loan Forgiveness, Where the Jobs Are, & Bacon Masks #267 from 2020-10-16T08:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it d...

Avoiding the Trap of Planned Obsolescence #266 from 2020-10-14T08:00

“They don’t make them like they used to!” Even though that’s something you might hear a parent or grandparent say, there is some truth to the phrase. Unfortunately, there are a lot of products out ...

The Psychology of Money with Morgan Housel #265 from 2020-10-12T08:00

Morgan Housel has a degree in economics and started writing about money and investing 13 years ago. He's a partner at The Collaborative Fund which is a venture capital firm that invests in companie...

Friday Flight - Socially Responsible Investing, Bad Credit Cards, & Finding (literal) Diamonds #264 from 2020-10-09T08:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it d...

Developing a Home Buying Strategy #263 from 2020-10-07T08:00

How should you approach purchasing a home? With more millennials buying a home for the first time ever, there is a ton of room for mistakes. And there is a lot on the line as well- the average pric...

Ask HTM – Investing During an Election, Buying a Home with an FHA Loan, & Paying for a Masters Degree #262 from 2020-10-05T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - Getting a ...

Friday Flight - EV Breakthroughs, Early Retirement Downsides, and Pricey Dumbbells #261 from 2020-10-02T08:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it d...

From Homeless to Debt Free with Anthony ONeal #259 from 2020-09-28T08:00

Anthony ONeal has helped hundreds of thousands of people make smart decisions with their money, relationships, and education. He’s a #1 national bestselling author of Debt-Free Degree and The Gradu...

Friday Flight - Rates for Savers Sink Lower, Housing is Hot, and Saving Halloween #258 from 2020-09-25T08:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it d...

What Are You Worth? #257 from 2020-09-23T08:00

When it comes to our money, how should we measure our progress? For someone out there who isn’t into personal finances at all, it might be tempting to measure your financial success by what they’re...

Ask HTM - Swimming Pools, Paying Off a Car Loan, and Multiple Streams of Income #256 from 2020-09-21T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - How should...

Friday Flight - Missing Stimulus Checks, DIY Home Projects, and Flights to Nowhere #255 from 2020-09-18T08:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it d...

The Broken Promises of MLMs #254 from 2020-09-16T08:00

Let’s talk about MLMs. We’ve all heard about multi-level marketing companies but are they all scams? Some of them are legit right? MLM ‘opportunities’ are on the rise and we’re seeing more and more...

Making a Living on Airbnb with Zeona McIntyre #253 from 2020-09-14T08:00

On average, housing costs easily account for a third of our monthly expenses. That’s why it’s so important for us to cover how we can cut housing costs to zero, and even make some money while we’re...

Friday Flight - Your Civic Duty, Rising Car Prices, and Student Loan Relief #252 from 2020-09-11T08:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it d...

Everything Costs More Than You Think (Bestie Ep) #251 from 2020-09-09T08:00

There are secondary costs associated with almost all purchases that we make in our lives. It’s important to consider all of these additional costs that tag along when making purchases, and not just...

Ask HTM - Credit Card Recommendations, Mortgage Forbearance, and Coast Fire Recommendations #250 from 2020-09-07T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - Is it bett...

Friday Flight - Payroll Tax Holiday, Airline Change Fees, & Rogue Podcasts #249 from 2020-09-04T08:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it d...

Designing SMARTER Money Goals #248 from 2020-09-02T08:00

We could share the best money tips out there with you every single episode, but it would never really matter if you haven’t identified proper money goals for your life. What good is it to know the ...

Starting a Business With Zero Dollars with Alan Donegan #247 from 2020-08-31T08:00

Alan Donegan is our guest on this episode and he is one of the co-founders of PopUp Business School which is on a mission to change the way entrepreneurship is taught. They’re getting folks to crea...

Friday Flight - Mortgage Lending/Refi News, Online Spending Trends, & Pumpkin Spice #246 from 2020-08-28T08:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it d...

The High Cost of Paying for Convenience #245 from 2020-08-26T08:00

Convenience (and the products and services that make it possible) has infiltrated it’s way into our daily spending - so much so, that it’s become our default option. Who doesn’t want things to be a...

Ask HTM - Roth vs. Trad 401k, Lower Credit Score After Paying Off CC Debt, and Talking with Parents About Investing Episode #244 from 2020-08-24T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - What shoul...

Friday Flight - A New Refi Fee & Additional Unemployment Benefits Rolling Out #243 from 2020-08-21T08:00

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it d...

No Car No Problem! #242 from 2020-08-19T08:00

More of us need to be considering dropping a car from our lives - especially as so many of us are now working from home indefinitely! Are we even using those vehicles?! But even if you are going in...

Serial Entrepreneurship and Creating a YouTube Business with Minority Mindset Founder Jaspreet Singh #241 from 2020-08-17T08:00

Jaspreet Singh joins us on the podcast today and he can probably best be described as a serial entrepreneur. However, a life of entrepreneurship wasn’t always the plan for him. Jaspreet was born to...

Friday Flight - Executive Order Confusion & Traveling Again #240 from 2020-08-14T08:00

Friday Flight episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeawa...

Financial Lessons Learned During Covid #239 from 2020-08-12T08:00

The novel coronavirus has had a domino-like effect on so many areas of our lives including our finances. Maybe you’ve lost your job and have had to file for unemployment for the first time ever. Or...

Ask HTM - Upside Down on My Car Loan, How Should I Tackle Paying Student Loans, and Loaning Money to Family and Friends #238 from 2020-08-10T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - I’m upside...

Friday Flight - The Investing Gold Rush and Negotiating Severance Pay #237 from 2020-08-07T08:00

Friday Flight episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeawa...

Choosing Name Brands Over Generics #236 from 2020-08-05T08:00

We’re all looking to spend less money, especially during these difficult coronavirus days, and one of the best ways to accomplish this is by going with generic or private label brands. Name brands ...

Avoiding Financial Scams & Retirement Planning with Ben Carlson #235 from 2020-08-03T08:00

Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management. There, he helps to create detailed investment plans and manage portfolios for institutions and individua...

Friday Flight - Surprise Covid Medical Bills and New Stimulus Bill Progress #234 from 2020-07-31T08:00

Friday Flight episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeawa...

Why You Are Probably Underinsured #233 from 2020-07-29T08:00

There are a lot of different types of insurance out there and it can be tough to know which types of policies you should look into and which ones to avoid. It’s easy to feel overwhelmed with the am...

Ask HTM - Investing in Startups, Refinancing Student Loans on a Fixed or Variable Rate, and Skyrocketing Home Insurance Rates #232 from 2020-07-27T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/
1 - Should I refinance my student loans i...

Friday Flight - Mortgage Rates at All Time Lows and Back to School Spending #231 from 2020-07-24T08:00

Friday Flight episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeawa...

A Money Convo with Our Wives! #230 from 2020-07-22T08:00

It’s time to hear from our wives, Emily and Kate! We finally bring the ladies back on for an episode that we recorded while we were together at the beach. We wrestled the kids down to bed, rigged u...

Cutting Healthcare Costs with Crucial Knowledge with Scott Heiser #229 from 2020-07-20T08:00

We all want to reign in the spiraling costs of healthcare, so that’s why we’re talking today with Scott Heiser. Scott has more than twenty years of experience as a consultant for clients in the ins...

Friday Flight - WTD if You’ve Lost Health Coverage & Tipping Extra #228 from 2020-07-17T08:00

Friday Flight episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeawa...

Getting Creative with Vacation Plans #227 from 2020-07-15T08:00

Covid has impacted lots of areas of our lives - including our summer travel plans. So now is a great time to get a little creative if you are hoping for any sort of vacation. Many of us have had ou...

Ask HTM - High Yield Checking Accounts, WTD with a Bunch of Cash Right Out of College, and Cash Value Life Insurance #226 from 2020-07-13T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/
1 - Should I always follow the 1% rule as...

Friday Flight - Lending Money to a Friend and the Soaring Cost of Streaming Services #225 from 2020-07-10T08:00

Friday Flight episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeawa...

The Simple Steps to Achieve Fire #224 from 2020-07-08T08:00

How do you achieve FIRE? Last week we discussed the pros and cons of the Financial Independence Retire Early movement, and this week we’re covering the practical steps that will allow you to achiev...

Modern Frugality and Massive Debt Reduction with Jen Smith #223 from 2020-07-06T08:00

We have a really inspiring interview today that will encourage anyone who is looking to change their life by paying down debt. Jen Smith is a personal finance expert and she has the experience to b...

Friday Flight - Ridiculous Credit Card Interest Rates & Are Cities Dead? #222 from 2020-07-03T08:00

Friday Flight episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeawa...

The Pros and Cons of the FIRE Movement #221 from 2020-07-01T08:00

Financial Independence Retire Early- you’ve likely heard the term on the show and this movement has gained a lot of steam over the past decade. And even though we agree with most of the tenets of F...

Ask HTM - Requesting a Credit Limit Increase, Path to Homeownership Considerations, and Biking with Kids #220 from 2020-06-29T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/
1 - Should I ask for a credit limit incre...

Friday Flight - Covid Travel Info and Your Debt Collection Rights #219 from 2020-06-26T08:00

Friday Flight episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeawa...

Repair or Replace that Old Car #218 from 2020-06-24T08:00

As the repair costs of owning an old car begin to add up, you might be wondering if it makes sense to ditch it. Many folks make the decision to abandon their still solid vehicle based on the desire...

Debt Elimination Strategies & Economic Violence with Lynnette Khalfani-Cox #217 from 2020-06-22T08:00

Our guest on this episode is Lynnette Khalfani-Cox. Lynnette, also known as The Money Coach, is a personal finance expert, television and radio personality, and the author of 15 books, including th...

Friday Flight - Downsides of Free Investing & Rising Pandemic Prices #216 from 2020-06-19T08:00

Friday Flight episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeawa...

Money Simplicity Breeds Better Results #215 from 2020-06-17T08:00

Have our financial lives become so complex, that the different ‘advanced’ options available to us are actually keeping us from doing the right things altogether? It seems that the more complicated ...

Ask HTM - CDs are a Smart Move, Shopping for the Best Mortgage Rates, and What to do with an old HSA #214 from 2020-06-15T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/
1 - If I try to purchase a home with cash...

Avoiding Burnout, Overdraft Fees, and Getting Back to Work #213 from 2020-06-12T08:00

Friday episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that...

Money Conversations are Crucial (Bestie Ep) #212 from 2020-06-10T08:00

Money just feels like a topic that is off-limits when it comes to discussions you have with your friends. Is it because it’s too personal? Maybe you feel it’s none of your business? A big part of w...

Smart People Do Dumb Things with Their Money with Jill Schlesinger #211 from 2020-06-08T08:00

We’ve all made some financial mistakes, but hopefully through reading, listening to podcasts, and learning from our previous mistakes, we can move forward and make smarter moves with our money. Tha...

Falling Interest Rates & Real Estate Investing in the Covid Era #210 from 2020-06-05T08:00

*While we typically try and record our Friday episode just days before being published, we recorded 207 and 210 weeks ago in order for us to be able to take some time off with our families. This me...

Yes, You Can Negotiate Your Bills #209 from 2020-06-03T08:00

Is everything in life negotiable? It depends on who you ask. We all enjoy paying less than we have to and getting a deal, but there are certain instances where it makes more sense than others. Just...

Ask HTM - Applying for a Credit Card with Frozen Credit, Paying Down Student Loans vs Investing, and Purchasing a Used Car without a Local Bank #208 from 2020-06-01T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/
1 - How big should my emergency fund be a...

Affordable Used Cars & the Future of Office Life #207 from 2020-05-29T08:00

Friday episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that...

Financial Advisors Aren't All Bad #206 from 2020-05-27T08:00

There are professionals who can help us in almost every aspect of our lives. In some cases it’s a slam dunk easy decision, but there are other times when we can, and should, handle it ourselves. Th...

Fighting to Give Consumers Leverage with Richard Cordray #205 from 2020-05-25T08:00

In this episode we have the honor of speaking with Richard Cordray, who served for six years as the first Director of the Consumer Financial Protection Bureau, or CFPB. Since his time at the CFPB, ...

Changing Healthcare Plans & Graduating in the Middle of a Pandemic #204 from 2020-05-22T08:00

Friday episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that...

Career Pivoting in a Changing Economy #203 from 2020-05-20T08:00

Change can be a little frightening, but it’s the only constant. Our entire economy has seen a massive change- industries that were in slow decline are now quickly accelerating towards obsolescence,...

Ask HTM - Timing a Roth IRA Conversion, Attacking Debt or Saving for Retirement, and Budgeting for Housing Expenses #202 from 2020-05-18T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/
1 - Is now a good time to make a Roth IRA...

Where to Look for a New Job & Is More Stimulus Money Coming? #201 from 2020-05-15T08:00

Friday episodes are all about the effects of Covid-19 on your personal finances. There’s a lot of news and information out there, but we are distilling it down to specific takeaways that will allow...

Investing In a Volatile Market #200 from 2020-05-13T08:00

Why is it that when a consumer item like a new phone is on sale, we pounce, but when the stock market is on sale, we run? Buying and holding are both far more difficult to do in a volatile market f...

Where to Turn for Debt and Budget Help with Thomas Nitzsche #199 from 2020-05-11T08:00

In his early 20s, Thomas Nitzche found himself in loads of debt. Like so many folks, he didn’t learn how credit cards really worked, and so the charges began to add up, and before he knew it he had...

Frugality is Cool Again and Bike Riding Surges #198 from 2020-05-08T08:00

Friday episodes are all about the effects of Covid-19 on your personal finances. There’s a lot of news and information out there, but we are distilling it down to specific takeaways that will allow...

Battling Money Anxiety #197 from 2020-05-06T08:00

Money anxiety is something we have all experienced in one way or another. Whether it’s student loans, trying to save up enough for a car, or even having enough money to make it to the end of the mo...

Ask HTM - Ditching a Crappy High-Paying Job, Student Loan Refinancing, and Investing with Fundrise #196 from 2020-05-04T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/
1 - I really like investing via Fundrise,...

Credit Card Companies Cutting Limits and Postponing Mortgage Payments #195 from 2020-05-01T08:00

Friday episodes are all about the effects of Covid-19 on your personal finances. There’s a lot of news and information out there, but we are distilling it down to specific takeaways that will allow...

To Refi or Not to Refi? #194 (Bestie Ep) from 2020-04-29T08:00

With the Great Lockdown continuing to take its toll on the economy, mortgage rates are at near all-time lows so now is a great time to consider refinancing. Pouncing on these lower rates can lower ...

Couple’s Finances and Weathering Financial Storms with Farnoosh Torabi #193 from 2020-04-27T08:00

Our guest on this episode is personal finance expert Farnoosh Torabi who has transformed what most would consider setbacks, into the very things that drive her forward. She found herself living in ...

Reopening the Economy and Getting Refunds #192 from 2020-04-24T08:00

Friday episodes are all about the Great Lockdown, Covid-19, and your money. There’s a lot of news and information out there, but we are distilling that down to specific takeaways that will allow yo...

Money Chores to Crush During Quarantine #191 from 2020-04-22T08:00

Many of us have been stuck at home with extra time on our hands due to the quarantine. Even if your state or local government hasn’t made it an official order, it’s likely you’ve found yourself try...

Ask HTM - Investing in Bonds, New Student Loan Interest Rates, and Insurance Brokers #190 from 2020-04-20T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/
1 - I have a lot of bonds in my portfolio...

The Great Lockdown Effects on Spending and the Housing Market #189 from 2020-04-17T08:00

Friday episodes are all about the Great Lockdown and your money. There’s a lot of news and information out there, but we are distilling that down to specific takeaways that will allow you to weathe...

WTD with Stimulus Checks and Tax Refunds #188 from 2020-04-15T08:00

A stimulus check, tax refund, or any large windfall doesn’t happen all that often, so it’s no surprise that we’re not all that great at doing something smart with that money. Most of us think of it...

Going Minimalist To Save More with Joshua Becker #187 from 2020-04-13T08:00

We’ve all heard about the minimalist lifestyle- maybe you’re picturing a bearded hipster drinking coffee in his perfectly white dining room or an Instagram worthy, perfectly styled modern kitchen. ...

Retirement Account Rule Changes and Stimulus Check Details #186 from 2020-04-10T08:00

Friday episodes are all about the coronavirus and your money. There’s a lot of news and information out there, but we are distilling that down to specific takeaways that will allow you to weather t...

Cutting Expenses in Times of Financial Distress #185 from 2020-04-08T08:00

67 million people are anticipating having trouble paying their bills due to the fallout from Coronavirus. A lot of us have seen our income drastically cut, or maybe you don’t have ANY income at the...

Ask HTM - Becoming a Single Income Household, Higher Costs in a Big City, and Long-Term Care Insurance #184 from 2020-04-06T08:00

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/
1 - What steps can be taken in order to p...

Important CARES Act Details and Why There’s No TP in Stores #183 from 2020-04-03T08:00

Friday episodes are all about the coronavirus and your money. There’s a lot of news and information out there, but we are distilling that down to specific takeaways that will allow you to weather t...

Working From Home Without Going Crazy #182 from 2020-04-01T08:00

It is essential for us to learn how to thrive while working from home. Our modern workforce has been heading towards working remotely for years, but of course the coronavirus has all but eliminated...

Cooking at Home on a Budget with Beth Moncel #181 from 2020-03-30T08:00

Since we’re all spending a lot more time indoors, getting to know our kitchens a little better and not going to restaurants, we’re particularly happy to have Beth Moncel joining us today. Before Be...

Covid-19 Stimulus Checks, Unemployment, & Small Business Help #180 from 2020-03-27T08:00

Friday episodes are all about the coronavirus and your money. There’s a lot of news and information out there, and our goal is to distill that down to specific takeaways that will allow you to weat...

Behavioral Money Tendencies that Wreck Us #179 from 2020-03-25T08:00

It doesn’t matter if the market is flying high, or if it’s dropping faster than we’ve seen in history, each one of us is capable of making the occasional dumb decision, and it’s simply because we’r...

Coronavirus Economic Woes, Job insecurity, & Staying Afloat #177 from 2020-03-20T08:00

The economy and its effect on our personal finances continues to change due to the coronavirus, so our shorter Friday episodes are here to stay! Our goal is to provide you with timely and relevant ...

Different Approaches to Budgeting #176 from 2020-03-18T08:00

Maybe the reason you haven’t been able to stick with a budget is because you’re trying to use the wrong kind of budget! There are different approaches, apps, and methods out there, and finding the ...

Simple and Smart Investing with JL Collins #175 from 2020-03-16T08:00

If you feel overwhelmed at the thought of investing in the stock market, especially amid these turbulent times, then look no further. We are fortunate enough to be speaking with the one and only JL...

The Coronavirus, Market Volatility, and Your Money #174 from 2020-03-13T08:00

This is a special edition of How to Money to address the financial effects of the coronavirus and what we should be doing with our money during these volatile times. With the spread of Covid-19, th...

Striving for Work-Life Balance #173 from 2020-03-11T08:00

Feeling overworked?! Between trying to get ahead at your 9-5 and pursuing side hustles, chances are really high that you feel like your work-life balance is out of whack. We find ourselves chronica...

Ask HTM - Cash Management Accounts, Paying $9500 to Ditch a Crappy Job, the Rule of 173 Explained #172 from 2020-03-09T08:00

This week on the podcast we’re answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/
1 - What is a cash management account an...

The Tradeoffs of Driving an Electric Car #171 from 2020-03-04T09:00

With the proliferation of electric vehicles, you might be wondering if you should look into an EV for your next car purchase. The advancements in battery technology means that range issues aren’t n...

Navigating College Decisions with Elisia Howard #170 from 2020-03-02T09:00

Delaying your college application a few months could cost you $20,000! This is just one of the many things we learned during our conversation with Certified College Counselor, Elisia Howard. She ha...

How to get Great Customer Service (Bestie) #169 from 2020-02-26T09:00

Working hard for money isn't a foreign concept, but working hard to receive good customer service often is- we so rarely advocate for ourselves! The first step when you're looking for great custome...

Ask HTM - Paying Off Balance Transfer Cards, Emergency Funds while House Hacking, and What to do when Inheriting a 401k #168 from 2020-02-24T09:00

This week on the podcast we’re answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/
1 - Should I pay off my credit card debt...

Are Experiences Better Than Stuff? #167 from 2020-02-19T09:00

You won’t be surprised to hear that we’re critical of the consumeristic society we live in. Our culture wants us to believe that buying things will lead to greater levels of happiness. And maybe we...

Achieving Financial Independence in the Military with Doug Nordman #166 from 2020-02-17T09:00

Our guest today, Doug Nordman starts every morning by checking the surf forecast to see how he’s going to spend the day. He and his wife are financially independent and live on the island of Oahu, ...

WTD When Markets Decline #165 from 2020-02-12T09:00

There will be declines in the stock market, and you’ll likely see the amount of money you have invested begin to drop. This is normal during a bear market- stay calm! It’s also OK to feel a little ...

Ask HTM - Is ID Theft Insurance Worth It, Reducing Car Insurance Rates for Kids Who Rarely Drive, and the Merits of Balancing a Checkbook #164 from 2020-02-10T09:00

This week on the podcast we’re answering your questions!
1 - Should I continue to balance my checkbook every month, or is it a waste of time?
2 - I have 2 daughters who rarely drive- how ca...

Saving vs Investing #163 from 2020-02-05T09:00

Are you saving your money when instead you should be investing it? Or maybe you’ve been investing, but alternatively you should be saving! Folks get confused as those terms are often used interchan...

Selling a House for Top Dollar with Mindy Jensen #162 from 2020-02-03T09:00

Wanna sell your house for a lot of money? Then it would behoove you to listen to this interview! Our guest today, Mindy Jensen, is a licensed real estate agent in Colorado and has been buying and s...

Automating Your Finances FTW #161 from 2020-01-29T09:00

We live increasingly busy and complex lives and the same is true of our money. Repeatedly making smart money moves is hard. It’s easy for us to forget or just get plain lazy when it comes to doing ...

Ask HTM - Rent or Buy a Car for Trips, Saving Money with Pet Health Insurance, and Reducing Student Loan Minimum Payments #160 from 2020-01-27T09:00

This week on the podcast we’re answering your questions!

Our family has outgrown our current car so our multiple road trips every year are getting cramped. Should we purchase a new (used) ...

Creating a Debt Payoff Plan #159 from 2020-01-22T09:00

Personal levels of indebtedness are at all time highs in our country. Consumer spending is growing, student loans are ever-present, and car loans are becoming even more of an issue as consumers tak...

Freelance to Freedom with Vincent Pugliese #158 from 2020-01-20T09:00

If you’re thinking about starting your own side hustle, then this episode is a #MustListen! Vincent Pugliese is a husband, dad, and a professional photographer who started out at making $15 an hour...

When Frugality Doesn't Cut It #157 from 2020-01-15T09:00

We can only go so far with being frugal, before we venture into the realm of cheap. Now don’t get us wrong- frugality is a great tool in your personal finance swiss army knife. We’re frugal fellas ...

Ask HTM - Savings Interest Rates are Dropping, What to do if You're Overpaid, and Investing in an ESPP #156 from 2020-01-13T09:00

This week on the podcast we’re answering your questions! 1 - I was overpaid by my employer, what should I do now? 2 - Should I convert my 401k into an IRA? What considerations should I keep in mind...

Level Up Your Money with Gamification #155 from 2020-01-08T09:00

For most normal people, personal finance is boring! There are many reasons why Americans have a really difficult time getting their money act together, but today we’re addressing the fact that we’d...

Waking Up Early and Intentional Living with 5am Joel #154 from 2020-01-06T09:00

It’s probably going to be hard, but waking up earlier this year can help you to get your personal finances in order! We’re excited to talk with our friend 5am Joel about how he got started waking u...

Before Renting Out a Spare Bedroom, Transitioning a Side Hustle to a Small Business, and Why Most 403(b) Accounts Suck #152 from 2019-12-30T09:00

This week on the podcast we’re answering your questions! 1 - Should I consider renting out a furnished spare room, and do I go about to vet possible roommates? 2 - How diversified are index funds? ...

Before Renting Out a Spare Bedroom, Transitioning a Side Hustle to a Small Business, and Why Most 403(b) Accounts Suck #152 from 2019-12-30T09:00

This week on the podcast we’re answering your questions! 1 - Should I consider renting out a furnished spare room, and do I go about to vet possible roommates? 2 - How diversified are index funds? ...

Before Renting Out a Spare Bedroom, Transitioning a Side Hustle to a Small Business, and Why Most 403(b) Accounts Suck #152 from 2019-12-30T09:00

This week on the podcast we’re answering your questions! 1 - Should I consider renting out a furnished spare room, and do I go about to vet possible roommates? 2 - How diversified are index fund...

Before Renting Out a Spare Bedroom, Transitioning a Side Hustle to a Small Business, and Why Most 403(b) Accounts Suck #152 from 2019-12-30T09:00

This week on the podcast we’re answering your questions! 1 - Should I consider renting out a furnished spare room, and do I go about to vet possible roommates? 2 - How diversified are index funds? ...

Don't Mess Up Your Taxes, with Keith Schroeder #150 from 2019-12-23T09:00

Our guest today is Keith Schroeder who began working in the backwoods of Wisconsin on a family farm fixing silo unloaders- not the kind of job most of us had growing up! But his passionate distaste...

Cash, Debit, or Credit? #149 from 2019-12-18T09:00

How we pay for things has a LOT of implications. Chances are whether you use “cash, debit, or credit” is more a result of habit than a thoughtful approach to your spending. “I use my check card bec...

Ask HTM - Paying Off Student Loans with a Cash Out Refi, Section 8 Landlording, and Lump Sum Investing #148 from 2019-12-16T09:00

This week on the podcast we’re answering your questions! 1 - Should we go with a cash out mortgage refinance in order to pay off student loans? 2 - Can I contribute to a self employed retirement ac...

Fees are the Worst, and How to Avoid Them #147 from 2019-12-11T09:00

Fees are a major pain and they’ve worked their way into so many different industries! We recently talked about travel lodging and discussed the annoyance of the countless fees that might get tacked...

Staying Focused in an Age of Distraction with Curt Steinhorst #146 from 2019-12-09T09:00

On average, we lose 3 hours of productivity every single day due to distractions! There are countless ways that we’re distracted in our lives today, and these distractions are keeping us from doing...

The Role of Technology as Small Businesses Innovate #145 from 2019-12-04T09:00

When 99% of American companies are small businesses, it’s no exaggeration to say that these businesses are the backbone of our country. These startups have been responsible for almost all new job c...

Ask HTM - Where a Minor Should Save and Invest, Security Concerns with Budgeting Apps, and Financing a Car to Boost Credit Score #144 from 2019-12-02T09:00

This week on the podcast we’re answering your questions! 1 - Should I close a credit card that has a $40 annual fee? 2 - As a minor with my first job, where should I save and invest my money? 3 - H...

Taking Advantage of Free Stuff (Bestie) #143 from 2019-11-27T09:00

Before you’re tempted to rush out and pounce on those Black Friday deals: How amazing is it that we live in a world where there are so many ‘free’ things all around us? And how unfortunate it is, t...

Becoming a Digital Nomad and Salary Transparency with Kristin Wong #142 from 2019-11-25T09:00

Kristin Wong is passionate about helping people understand money in an accessible way. She started Lifehacker’s personal finance blog called Two Cents and she also authored the book “Get Money” las...

When Debt Makes Sense #141 from 2019-11-20T09:00

There are times in our lives as consumers, that we’re faced with a decision: even though I can’t afford it, do I buy this thing that I really want? “Ohhh, that new iPhone looks really awesome” or “...

Ask HTM - Investing in Gold, Paying Extra Towards a Mortgage, and Opening a Flexible Account for Kids #140 from 2019-11-18T09:00

This week on the podcast we’re answering your questions! 1 - Should I make additional principal payments on my mortgage? 2 - I want to open a flexible account for my daughters- what should it be? 3...

Is College Worth It? #139 from 2019-11-13T09:00

The price of college has gotten so incredibly expensive that we’re wondering if college is even worth it anymore. With the current total outstanding student loan debt totaling over $1.6 trillion, t...

Getting Rich Slowly&Combating Money Anxiety with J.D. Roth #138 from 2019-11-11T09:00

Our guest on this episode is personal finance writer J.D. Roth who started his blog, Get Rich Slowly in the early days of the internet- back in 2006! It’s grown to be one of the most well-respected...

Hosting an Airbnb to Create Real Income #137 from 2019-11-06T09:00

Most folks we know are big fans of Airbnb- they’ve either had a great experience while traveling or they’re considering it for their next trip. There’s a good chance this is also true for you, but ...

Ask HTM - Going on Vacation While Still in Student Loan Debt, Paying for a Home Renovation, and Credit Card Auto Rental Insurance #136 from 2019-11-04T09:00

This week on the pod we’re answering your questions! 1 - How do I justify going on vacation while I still have student loans? 2 - Should I pay for an addition with a home equity loan or by draining...

Amassing Peace Out Money Creates Freedom (Bestie) #135 from 2019-10-30T08:00

Imagine that you have a well paying job but otherwise it sucks and you wish you could leave. And now imagine that an amazing opportunity comes along for you to start your dream business- that thing...

Extreme Frugality in a Culture of Excess with Liz Thames #134 from 2019-10-28T08:00

Liz Thames, better known as Mrs. Frugalwoods, is the creator of the award-winning personal finance blog, Frugalwoods.com and she’s the author of the book, Meet The Frugalwoods: Achieving Financial ...

Save Big Money on Travel Lodging #133 from 2019-10-23T08:00

In order to travel affordably, we have to keep our lodging costs in check! The money we spend on a comfortable place to sleep at night can be a huge expense, sometimes keeping us from traveling at ...

Ask HTM - Negotiating a Salary for an Entry Level Position, Cars with Salvage Titles, and Saving and Investing with a Wildly Varying Paycheck #132 from 2019-10-21T08:00

This week on the pod we’re answering your questions! 1 - Should I negotiate my salary for an entry level position? 2 - As we begin to consolidate our debt, what effect will closing some credit card...

Creating a Holiday Spending Plan #131 from 2019-10-16T08:00

Countless Americans don’t have a plan for how much they will spend or who they will be buying for this holiday season. What results is we end up with that all too familiar spending hangover with fo...

Brilliant Real Estate Investing Tactics with David Greene #130 from 2019-10-14T08:00

For this episode, we’re excited to hear from David Greene who is a nationally recognized authority on real estate investing. David has been on CNN, Forbes, and HGTV several times and he’s also a fo...

Becoming Financially Optimistic #129 from 2019-10-09T08:00

It’s vitally important to discuss financial optimism because a LOT of folks have negative money scripts floating around their heads. Their pessimism hurts their current view of their money and thei...

Ask HTM – Budgeting to Care for an Aging Parent, Car Subscription Plans, and Timeshares #128 from 2019-10-07T08:00

This week on the pod we’re answering your questions! 1 - What are some strategies to keep my healthcare affordable before Medicare kicks in? 2 - Financially speaking, should I be preparing to take ...

To Refi or Not to Refi? #127 from 2019-10-02T08:00

With mortgage rates near all-time lows, now is a great time to consider refinancing. Pouncing on these lower rates can lower our monthly mortgage payment, allowing us to free up some money that was...

Using Credit Cards for 50k in Free Travel with Brad Barrett #126 from 2019-09-30T08:00

This week we’re excited to have our friend Brad Barrett join us on the podcast. Brad is co-host of the podcast ChooseFI, but before that he was a CPA who left his job thanks to his pursuit of finan...

Recession Proofing Your Finances (Bestie) #125 from 2019-09-25T08:00

We have some really exciting news to share before introducing this Wednesday episode (and ironically enough, we discussed the cost of diapers at the beginning of this one)! Are we ready for a reces...

Ask HTM – Are Condos a Good Idea, an Electric Vehicle Frugal or Cheap, and an Explanation of the Many Different Types of Auto Insurance #124 from 2019-09-23T08:00

This week on the pod we’re answering your questions! 1 - Condos: are they a good investment? Should I consider one instead of a house? 2 - What are all the different types of auto insurance that ar...

Financial Habits that Determine Your Future #123 from 2019-09-18T08:00

Over the course of our lives, our habits become ingrained and the small things we do day after day shape who we become. This is especially true of our money as simple routines can be life-changing,...

Losing Everything to Financial Empowerment with Tiffany Aliche #122 from 2019-09-16T08:00

Tiffany Aliche is also known as the Budgetnista and her mission is to make life-changing financial education accessible to women worldwide. She’s been featured on MSNBC, The Today Show, Forbes- and...

The Massive Benefits of House Hacking #121 from 2019-09-11T08:00

Housing costs are a significant expense, gobbling up around 37% of most American’s take home pay- other categories don’t even come close! Spending less on housing will have an inordinate impact on ...

Ask HTM - Money in Your 20s, Financing Solar Panels, and Extending a Line of Credit #120 from 2019-09-09T08:00

This week on the pod we’re answering your questions! 1 - What should I do with my old employer sponsored retirement plan? 2 - Where should I invest being fresh out school and in my 20s? 3 - Solar- ...

The Power of Investing in Yourself #119 from 2019-09-04T08:00

We talk a lot about investing- whether that be in the stock market, in real estate, or in bitcoin (JK don’t ever do that)! But it’s not often that we discuss investing in ourselves- our personal ca...

Growing up on $0.44 a Day to Worldwide Traveler with Kristy Shen #118 from 2019-09-02T08:00

Kristy Shen has an amazing story- from growing up in China on $0.44 a day to becoming financially independent at age 31 and traveling non-stop around the world. Kristy writes about money on her sit...

Debunking Conventional Financial Advice #117 from 2019-08-28T08:00

There’s a lot of crappy financial advice out there. Some sayings you might hear all the time and you’re not even sure where they even originated- maybe they’re more of a proverbial phrase. There ar...

Ask HTM - Long Distance Landlording, Pros and Cons to Bankruptcy, and Getting My 20 Year Old Sister Investing #116 from 2019-08-26T08:00

This week on the pod we’re answering your questions! 1 - I’m moving to the beach, should I keep my current house as a rental or sell it? 2 - When applying for credit cards, what do I put as my inco...

The High Cost of Loyalty #115 from 2019-08-21T08:00

Loyalty to certain brands, stores, or service providers could be costing you a ton of money. The same might be true when it comes to your devotion to an employer - your loyalty might be keeping you...

Having Essential Money Conversations with your Parents with Cameron Huddleston #114 from 2019-08-19T08:00

Talking with your parents about their finances might prove to be a very difficult conversation- discussing religion and politics may even seem like a walk in the park compared to breaching the topi...

Rebuilding a Rough Credit Score #113 from 2019-08-14T08:00

Much of our financial life often revolves around one number- our credit score. It’s really important that your score is in a healthy range as it impacts loan terms, insurance rates, and even job of...

Ask HTM - Money from an Auto Insurance Claim, Investing During an Impending Recession, and Compounding within a Portfolio #112 from 2019-08-12T08:00

This week on the pod we’re answering your questions! 1 - Should I continue investing with an impending market correction? 2 - What should I do with the money I’m setting aside for new baby expenses...

Why You Need a New Hobby #111 from 2019-08-07T08:00

What do you do for fun? This might seem like a trivial question, but discovering your hobbies can have some pretty large impacts on your financial health and overall well-being. Of course we want t...

Automating Your Money and Negotiating like a Boss with Ramit Sethi #110 from 2019-08-05T08:00

This episode is chock full of personal finance gold. Sure, we spend a good amount of time talking about negotiating, but we also cover intentional spending, the psychology behind being smart with y...

Why are we Saving for Retirement, Again? #109 from 2019-07-31T08:00

If you have a difficult time setting aside money for the future and saving towards retirement, then identifying why it is that you’re saving might be what you’re missing. Studies have even shown th...

Ask HTM - House Hacking, Teaching Kids About Money, and Small Business Banking #108 from 2019-07-29T08:00

This week on the pod we’re answering your questions! 1 - Is it OK to buy a new car if I’m going to keep it for 15 years? 2 - What receipts should I keep for tax purposes on the portion of my duplex...

Cutting the Cord and the Best Streaming Options #107 from 2019-07-24T08:00

We should all probably watch a little less TV than we do, but that doesn’t mean we shouldn’t be getting a deal in the process! The television bundle is the priciest way to watch and you should cons...

A Nasty Case of Healthcare Costs with Dan Weissmann #106 from 2019-07-22T08:00

The leading cause of bankruptcy in America is the inability to pay medical bills- an estimated half a million people file for this reason every year! Almost no one is immune to the rising cost of h...

Are HSAs the Best Retirement Account? #105 from 2019-07-17T08:00

Health Savings Accounts aren’t just for paying your medical bills- when used properly, they are pure retirement gold! If you have a qualifying healthcare plan and aren’t taking advantage of an HSA,...

Ask HTM - Cutting Costs by Replacing Light Bulbs, Negotiating a Lower Credit Card APR, and Peer to Peer Lending #104 from 2019-07-15T08:00

This week on the pod we’re answering your questions! 1 - Should I keep my car payment around in order to boost my credit score? 2 - When does it make sense to replace old light bulbs with new LEDs?...

Before You Click 'Buy' On Your Next Online Purchase #103 from 2019-07-10T08:00

Whether you’re planning to score a deal on Amazon Prime day or not, chances are you do a good bit of purchasing online. Obviously we love getting a great deal and the convenience of online shopping...

Avoiding Money Fights, with Andy Hill #102 from 2019-07-08T08:00

Getting your significant other on-board when it comes to personal finance goals may be no small task- which is just one of the reasons we’re excited to have Andy Hill join us for this episode. Andy...

Celebrating Diverse Views of Financial Independence #101 from 2019-07-03T08:00

Many of us have our own personalized, specific goals when it comes to our money, so it’s no surprise that we also have many different views of what financial independence means to each of us. Since...

Ask HTM - Paying Off a Debt in Collections, Investing via Fundrise, and Buying a New Electric Truck #100 from 2019-07-01T08:00

This week on the pod we’re answering your questions! 1 - What does it mean to put index funds in my Roth IRA? 2 - Should I invest in Fundrise and REITs in order to learn more about real estate inve...

The Benefits of Knowing Your Hourly Rate #099 from 2019-06-26T08:00

Understanding what our time is worth allows us to make more informed decisions regarding our time and money. Your hourly rate informs your decision to DIY a project at home, determine whether you’r...

Socially Responsible Investing #097 from 2019-06-19T08:00

More and more investors want their money to be going to companies who are doing good in the world, or at least to companies who are being responsible when it comes to the environment, social issues...

Ask HTM - Couples Combining Their Money, Chasing High Interest Rates, and Changing Tax Withholdings to Pay Debt #096 from 2019-06-17T08:00

This week on the pod we’re answering your questions! 1 - Should I get umbrella insurance or put each investment property in it’s own LLC? 2 - Should I change my tax withholdings to pay off debt? 3 ...

Rules for Mindful Spending #095 from 2019-06-12T08:00

Here on How to Money, we often debate the merits of a purchase, not because we hate spending money and try to avoid doing so at all costs, but because we are constantly checking ourselves to avoid ...

How Your Behavior Impacts Your Finances with Dr. Daniel Crosby #094 from 2019-06-10T08:00

There is so much more to handling your finances and investing well, than just knowing the correct information. Oftentimes we’re blind to the factors all around us, including our own tendencies and ...

Why Warehouse Clubs Might Be Awesome #093 from 2019-06-05T08:00

Anyone who has heard of the different warehouse clubs like Costco, Sam’s Club, and BJ’s has also heard that they’re a great place to save you money. But are they? With the proliferation of discount...

Ask HTM - Moving Forward with a Credit Freeze, Variable or Fixed Rate Mortgages, Car Insurance Woes #092 from 2019-06-03T08:00

This week on the pod we’re answering your questions! 1 - Having just started my career, how much should I have in my emergency fund? 2 - Should I still move forward with my credit freeze? 3 - My in...

Fees Will Kill Your Retirement Savings #091 from 2019-05-29T08:00

How much are you paying to invest in your 401k or IRA? You might see fees as an unavoidable cost of investing, but even a 1% fee could easily cost you more than a half million dollars over your inv...

Valuing Time with Laura Vanderkam #090 from 2019-05-27T08:00

Pretty much everyone we know would love to have more hours in their day- more time to spend with friends and family, more time to read or exercise (or any time), or even some extra hours to work on...

The Best Cars for Frugal Folks #089 from 2019-05-22T08:00

How much are you spending on your car? Aside from housing, Americans spend more money on cars and transportation costs than any other category, accounting for 14% of the average budget. That’s $9,0...

Ask HTM - Side Hustle Apps, Multiple Roth IRAs, and Collecting Rent #088 from 2019-05-20T08:00

This week on the pod we’re answering your questions! 1 - Is it possible to create a side hustle using the different grocery or exercise apps that promise to pay? 2 - Should I diversify and have mor...

Slashing Your Monthly Utility Bills #087 from 2019-05-15T08:00

Every month we waste a lot of money on utility bills that could be back in our pockets if we would only be more intentional about making our homes more energy efficient. Not only could we save more...

Elevating the Everyday and Paying Off 200k with Kiersten and Julien Saunders #086 from 2019-05-13T08:00

Is it possible to pay down $200,000 of debt while living in a big city, and still find enjoyment in everyday life? Yes! In this episode we’re lucky enough to sit down with Kiersten and Julien Saund...

Debt Snowball vs. Debt Avalanche Approach To Paying Down Debt #085 from 2019-05-08T08:00

What is the best way to pay down debt? Americans are in tremendous amounts of debt (think over 400 billion on just credit cards alone)! Not only is this debt keeping folks from reaching their finan...

Ask HTM - Annuities vs. Life Insurance, Improving Credit Scores, and Robo Advisors #084 from 2019-05-06T08:00

This week on the pod we’re answering your questions! 1 - What’s the difference between annuities and life insurance? 2 - Ways to improve my credit score after a chapter 7 bankruptcy? 3 - Robo advis...

The Beauty of the Roth IRA #083 from 2019-05-01T08:00

We think it’s a great decision for almost everyone to invest in a Roth IRA. Second only to an employer matched 401k, a Roth IRA is very often the best retirement savings vehicle due to tax advantag...

Overcoming Poverty, Achieving Financial Independence, and Intentional Living with Jillian Johnsrud #082 from 2019-04-29T08:00

It’s time to dispel the myth that you need to have a huge salary, or that you need to work and save for decades, in order to eventually retire. This week we’re excited to hear from Jillian Johnsrud...

Saving Big on Car and Home Insurance #081 from 2019-04-24T08:00

For most people car and home insurance policies are expected, necessary costs of owning those things. Because we automatically set up these policies, we tend to forget to continually shop them arou...

Ask HTM - Saving For Real Estate, Legit Car Wrapping, And Investing With Student Loans #080 from 2019-04-22T08:00

This week on the pod we’re answering your questions! 1 - Where should I keep money that I’m saving for a down payment for real estate? 2 - Should I be investing in my retirement while I still have ...

What Every Renter Needs To Know #079 from 2019-04-17T08:00

There are a host of reasons why renting a place instead of buying might be a great idea for you (we even dedicated an entire episode to the topic!). But when it comes to renting and entering into a...

Money, Van Life, and Alternative Living with Life Opted Out #078 from 2019-04-15T08:00

What kind of life do you really want to lead? Does consumption and stuff dictate your life more than you’d like? It is so important to examine your own life to discover the small changes you can ma...

The Truth About Debt Consolidation #077 from 2019-04-10T08:00

US households owe a total of $420 billion in credit card debt so it’s no surprise that everyone is looking for an easy solution. Debt consolidation (and debt settlement) companies offer a quick fix...

Making Working More Optional with $Pro Tanja Hester #076 from 2019-04-08T08:00

Do you feel comfortable with the expectations of your job and the number of hours you work? Or do you sense impending burnout with the constant demands and grueling schedule required of you? This w...

How Much Do Kids Really Cost? #075 from 2019-04-03T08:00

Even though the federal government published a report that determined the average cost of raising a child from birth to age 18 is $233,000- that doesn’t mean you HAVE to spend that much! When calcu...

Front Loading the Sacrifice with $Pro Doc G #074 from 2019-04-01T07:00

It's always encouraging to be reminded that the hard work you're putting in and the sacrifices you're making now can mean a much smoother ride in the future when it comes to your personal finances....

Escape Living Paycheck To Paycheck #073 from 2019-03-27T07:00

Nearly 80% of Americans wouldn’t be able to pay their bills if they missed a paycheck. When you’re used to living paycheck to paycheck, the idea of setting aside some extra money is almost laughabl...

Stop Buying New Stuff with $Pro Katy Wolk-Stanley #072 from 2019-03-25T07:00

Rampant consumerism and consumption is becoming the norm, and this is partly due to the fact that it is so easy to make purchases online. $Pro Katy Wolk-Stanley is challenging that notion by refusi...

Getting Great Customer Service #071 from 2019-03-20T05:00

Working hard for money isn't a foreign concept, but working hard to receive good customer service often is- we so rarely advocate for ourselves! The first step when you're looking for great custome...

Cutting College Costs with $Pro Cody Berman #070 from 2019-03-18T05:00

The cost of college is higher than ever. On average, students today are paying 213% more to go to college than their parents paid 30 years ago (and that includes adjustment for inflation!). $Pro Co...

But Isn't Stock Investing Risky? #069 from 2019-03-13T05:00

People don’t invest in the stock market because of a perceived ‘risk’- their minds immediately jump back to the Great Recession or even the Great Depression. And then from that position of fear, th...

Private Student Loan Benefits and Pitfalls with $Pro Meagan Landress #068 from 2019-03-11T05:00

Do you have federal student loans? Are you wondering if you have any refinancing options? There is a lot to consider in a refinance beyond the advertised interest rate, and this week’s $Pro, Meagan...

Actually Buying a Home #067 from 2019-03-06T06:00

The difference between scoring a home vs. missing out can be incredibly small- and a lot of it comes down to your offer. There are lots of little things that can help your offer stand out and make ...

Paying Off Your Student Loans with $Pro Meagan Landress #066 from 2019-03-04T06:00

Over 45 million Americans are saddled with over 1.5 trillion in student loan debt- this is a nationwide epidemic! With such a massive burden, how do you even begin repaying your student loans? Our ...

Before You Buy A House #065 from 2019-02-27T06:00

Buying a house will likely be the most expensive purchase you’ll ever make, so it’s no surprise that it can be an intimidating process. But this is the very same reason you should be a well informe...

Find the Cheapest Flights with $Pro Scott Keyes #064 from 2019-02-25T06:00

The fact is that everyone wants to travel, but nobody wants to pay more than they need to for airfare. Who doesn’t want a deal?! Our $Pro today is Scott of Scott’s Cheap Flights, and he’s going to ...

Planning A Wedding Without Going Broke #063 from 2019-02-20T06:00

Weddings are expensive, but they don’t have to be! Spend your money on the things that truly matter to you and your fiancé and let the rest go. Cutting out elements that don’t mean much to you, how...

Networking To Make More Money with $Pro Jordan Harbinger #062 from 2019-02-18T05:00

Networking is one of those things you may not think is necessary- until it’s too late. Our $Pro this week, Jordan Harbinger, is here to explain how vital it is to network now, even if you’re an int...

Teaching Kids About Money #061 from 2019-02-13T05:00

Since personal finance is not taught in most public schools, the job falls squarely on parents and caretakers. Hopefully this means we are intentionally teaching our children through lessons and ex...

Small Time Real Estate Investing with $Pro Chad Carson #060 from 2019-02-11T05:00

You don’t have to be a millionaire to be a successful real estate investor. Chad Carson, our $Pro this week, is here to explain how even a small, effective real estate portfolio can lead to reachin...

Renovating on a Budget #059 from 2019-02-06T05:00

Last week we covered the pros and cons of whether you should renovate or move- and so this week we’re discussing specific pointers when it comes to renovating on a budget. We spend a good amount of...

Time Is Not Money with $Pro Grant Sabatier #058 from 2019-02-04T05:00

Trading our time for money will only get us so far. So many of us are programmed to believe that we have to allocate a large percentage of our time to making money in order to ever consider retirem...

Renovate or Move? #057 from 2019-01-30T05:00

For whatever reason, you might find yourself outgrowing your house and needing more space. Maybe you’re now self-employed and need a home office, or maybe you have a quickly growing family! With th...

How to Think About Investing with $Pro Paula Pant #056 from 2019-01-28T05:00

Today our $Pro, Paula Pant, is going to reframe what it means to be an investor - does investing some money make you an actual investor? And what role should your emotions play when it comes to inv...

Recession Proofing Your Finances #055 from 2019-01-23T05:00

Are we ready for a recession? The economy has been roaring for close to a decade and corrections are inevitable. We’re not saying to pay uber close attention to the news cycle and the different pre...

Personal Mission Statements with $Pro Scott Rieckens #054 from 2019-01-21T05:00

***We are pumped to start releasing an additional episode every week that we’re calling our money pro episode, or $Pro for short! Every Monday we’ll hear from a $Pro as they discuss a topic that th...

Tax Tips, Credits, and Deductions #053 from 2019-01-16T05:00

Should you itemize your deductions or take the new increased standard deduction this tax season? Answer carefully as thousands of dollars could be on the line! Most folks will opt for hitting the e...

Massively Cut Your Tax Bill #052 from 2019-01-09T05:00

The new tax law nearly doubles the standard deduction which means even fewer folks will be itemizing deductions on their tax returns this year- however, there is still an important way to massively...

Creating a Money Roadmap #051 from 2019-01-02T05:00

Happy New Year! As we’re all looking ahead and setting goals let’s not forget about money- we need a money roadmap! Now is the time to decide what we’re doing with our money this year. When we know...

Cultivating a Healthy View of Work #050 from 2018-12-26T05:00

Every once in a while we like to step back and think about our work. Why do we do it? Are we doing a good thing? There are a lot of misconceptions of work floating around the internet and our workp...

How to Take Advantage of Free Stuff #049 from 2018-12-19T05:00

How amazing is it that we live in a world where there are so many ‘free’ things all around us? And how unfortunate is it, that we don’t even see these ‘free’ resources because we’re so used to purc...

Everything Costs More Than You Think #048 from 2018-12-12T05:00

There are secondary costs associated with almost all purchases that we make in our lives. It’s important to consider all of these additional costs that tag along when making purchases, and not just...

Start Talking About Money #047 from 2018-12-05T05:00

Money oftentimes feels like a topic that is off-limits when it comes to discussions you have with your friends. Is it because it’s too personal? Maybe you feel it’s none of your business? A big par...

Money, Your Brain, and Buying Happiness #046 from 2018-11-28T05:00

Buying new stuff makes us happy, right? Yeah for a minute, but you may have noticed how quickly you get used to all that new stuff! Hedonic adaptation, or the hedonic treadmill, helps us understand...

Avoiding the Holiday Shopping Hangover #045 from 2018-11-21T05:00

Shopping and overspending dominates the holiday season, and we want to make sure you’re not rolling into the new year with that holiday shopping hangover. Honestly, how much more stuff do we really...

Introducing How to Money from 2018-11-14T05:00

A personal finance show that doesn't suck! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Introducing How to Money from 2018-11-14T05:00

A personal finance show that doesn't suck!
Learn more about your ad-choices at https://www.iheartpodcastnetwork.com