Podcasts by IPA Payments Pod
Hosted by the IPA, the Innovative Payments Pod is designed to keep you ahead of an ever-changing industry and position you to succeed in tomorrow’s prepaid environment. Join us for thought-provoking discussions on the most pressing issues of the day.
Further podcasts by NBPCA
Podcast on the topic Gemeinnützig
All episodes
Tis the Season for Gift Cards from 2023-11-28T14:18
IPA’s Government Update November 2023 from 2023-11-17T14:15
Listen
What Baseball Can Teach Us About Innovation from 2023-11-03T12:42
In this episode, the IPA Book Club returns to discuss Michael Lewis’s MoneyBall. The book describes how the Oakland A’s took a new approach to finding players, buildin...
Listen
The Better Business Bureau Knows How People Get Scammed from 2023-10-24T16:51
Do you know what scams people fall for most often? Could you recognize a scam if someone was targeting you?
In this episode, Melissa “Mel” Trumpower th...
Listen
Is the CFPB Constitutional? The Supreme Court Heard Arguments This Week from 2023-10-06T12:47
Arguments ove...
Listen
Deposits have Changed: The Age of Fintech has Reshaped a Basic Banking Product from 2023-10-03T13:47
Technology ha...
Listen
IPA’s Government Update For September 2023 from 2023-09-14T13:22
The Art of War on Wall Street from 2023-08-24T13:03
Mastering Customer Service with Ubiquity from 2023-08-02T13:10
PayPal Versus CFPB Round 3 from 2023-07-27T13:17
Payments AI 101 from 2023-07-14T13:35
New Technology gives us “Tools and Weapons” from 2023-06-27T13:45
IPA June Government Update from 2023-06-15T13:21
Listen
Lessons Learned on Innovation from 2023-06-09T13:20
Listen
Why Banks Need to Monitor Change: Galileo explains how to be successful in Banking as a Service from 2023-05-26T13:01
The growth of Fintech has led banks to examine opportunities in acting as a sponsor bank and offer Banking as a Service.
Machiavellian Payments from 2023-05-16T13:30
Choose Your Own Fintech Adventure from 2023-04-28T13:39
Listen
IPA’s April 2023 Government Update from 2023-04-21T14:14
Innovative Readings: The Age of Cryptocurrency from 2023-04-11T13:34
Listen
Atomic Unlocks Consumer Financial Data from 2023-03-30T20:02
CFPB Remains the Center of Payments Regulation from 2023-03-16T17:52
Listen
Effective Compliance for Innovators from 2023-03-06T18:43
Lessons from The Big Short from 2023-02-23T14:55
IPA’s February Government Update from 2023-02-16T15:33
Listen
Galileo Launches BNPL for Banks from 2023-02-09T15:09
Putting the B in Banking as a Service from 2023-02-03T14:16
When Pathward bank decided to rebrand, the changes meant a lot more than just new a new logo. Listen
Crypto and the Future of Payments from 2023-01-26T15:17
While the future of payments will undoubtedly include blockchains, cryptocurrencies, and stablecoins, what will that mean for the industry? Listen
The New Year of Financial Regulation from 2022-12-21T16:01
The past year has been a busy one in financial regulation. Crypto crashes, court cases, and Congressional clashes will all have effects that will have effects into 2023...
Listen
Innovation Requires an Even Keel from 2022-12-14T14:31
ExpanseFT is a new name in fintech that is backed by experience.
Building Fintech’s Next Generation from 2022-12-02T14:22
Innovative fields often struggle to find qualified staff, and the payments industry faces this problem every day. Listen
The Effects of the Midterms on Payments from 2022-11-22T19:54
The results of the 2022 midterm elections held a number of surprises, and political analysts are still trying to figure out what they all mean. Listen
Fighting Fraud with the FBI from 2022-11-17T14:30
Financial crime has gotten more complex over time, and to keep up with the criminals, law enforcement and the industry need to work together. Listen
Truist Plays the Long Game With Its Fintech Acquisition from 2022-10-27T14:06
Build, buy, or partner are the three paths to innovation for most banks, and Truist is planning to use a combination of all three to take it into the future.
Regulators aren’t distracted by the Midterms from 2022-10-18T13:26
With the midterms approaching, Congress is not paying much attention to legislation on financial services, but the regulators’ focus on the industry has not waivered.<...
Listen
The Dangers of Good Marketing from 2022-10-13T14:01
Good marketing seems like it would be a crucial part of any business plan, but even the best marketing plans in the world come with risks. Listen
Filtering Payments with FIS from 2022-09-29T18:49
Directing dollars into specific spending channels can benefit consumers, program managers, and payments companies. Listen
The Future of Risk Mitigation from 2022-09-23T13:30:01
Payments don’t happen in a vacuum. Understanding the context around transactions can mitigate the risk of fraud. Listen
IPA’s September Government Update from 2022-09-12T15:37:02
August is supposed to be a quiet month in Washington DC, but this year, it was just the prelude to what promises to be a busy autumn. Listen
IPA’s August Government Update from 2022-08-03T13:20:15
August is a quiet month for the government, so it is a good time to take a look at the regulatory big picture. Listen
San Francisco Is looking for a Partner to Help Kids Save from 2022-03-28T17:56:54
Starting to save for college early pays off down the road, so the City of San Francisco’s Office of Financial Empowerment has created the Kindergarten to College progr...
Listen
Crypto, Interchange and the Fed from 2022-03-23T18:45:41
On any given day there are multiple forces shaping the payments industry. In this episode, the IPA’s government relations team takes a look at the latest developments in ...
Listen
H.&R. Block’s Spruce Offers Lessons on Innovation from 2022-03-11T16:52:19
When people think about H. & R. Block, they tend to think taxes before Fintech, but that may change with the launch of Spruce, Block’s new mobile banking product....
Listen
The PayPal lawsuit Against the CFPB and What it Means from 2022-02-18T14:58:21
PayPal’s lawsuit against the Consumer Financial Protection Bureau entered a new phase on <...
Listen
B4B Brings a Global Perspective to US Payments from 2022-02-11T14:31:22
London-based B4B Payments embarked on its US expansion at the beginning of 2020. While the pandemic was a bump in the road, nevertheless the company has continued to buil...
Listen
Musical Chairs at the Regulatory Agencies from 2022-01-25T15:51:15
Changes are coming in the leadership of the financial regulatory agencies. The Consumer Financial Protection Bureau got a new director last year. The chair of the Federal Deposit Insurance Corp. ha...
Listen
Expect the Unexpected in 2022 from 2021-12-16T14:55:55
The past year has been a busy one when it comes to payments regulation. Everything from disclosures to transaction routing has come to the attention of regulator...
Listen
Expect the Unexpected in 2022 from 2021-12-16T14:55:55
The past year has been a busy one when it comes to payments regulation. Everything from disclosures to transaction routing has come to the attention of regulator...
Listen
Have Digital Driver’s Licenses Arrived from 2021-12-07T15:40:45
Nearly everything in a physical wallet can be put into a digital wallet. For a long time, the one exception was your driver’s license, but that may soon change. ...
Listen
Visa Brings Cash Deposits to Fintechs from 2021-11-19T16:15:46
One challenge of banking with a digital-only bank is making cash deposits. With no branches, it can be tough on a consumer who wants to make cash available for digital spending.
Visa has ...
Listen
Congress is Researching Fintech from 2021-11-10T16:47:11
The Consumer Financial Protection Bureau has a new director, and the Biden Administration has nominated a new Comptroller of the Currency. These two agencies reg...
Listen
New Agency Heads Will Change the Regulatory Environment from 2021-10-28T15:46:23
The Consumer Financial Protection Bureau has a new director, and the Biden Administration has nominated a new Comptroller of the Currency. These two agencies reg...
Listen
Making Crypto Less Cryptic from 2021-10-01T15:42:14
"Cyrpto" is a term applied to a broad range of products and services from digital currencies, to blockchains, to new forms of contracts and art called Non-Fungible Tokens, or NFTs. In this episo...
Listen
Comdata Puts New Twists on Payroll Cards from 2021-09-17T14:56:14
The way companies pay workers has fallen out of step with their financial needs, and Comdata is looking to fix that with its Fintwist Payroll product.
The Fall Regulatory Season Is Upon from 2021-09-10T15:07:08
Summer may be winding down, but with the return of Congress, the regulatory season will soon be in full swing. With agency heads to be appointed and confirms, la...
Listen
Is Data an Asset or a Liability? from 2021-08-23T15:17:23
Hackers, regulators, and customers can all turn gathering data into a liability for financial services companies. The risks grow with the volume, variety, and ve...
Listen
Teaching Banks and Fintechs to Work Together from 2021-08-03T13:30:29
In the brave new world financial services, there are opportunities for both innovative companies and traditional banks, but they need to understand one another i...
Listen
Relationship Advice for Banks from 2021-07-28T15:27:45
Banks and Fintechs may need to re-evaluate their relationships depending on what advice the regulators decide to give them. Looking to keep up with the times, on...
Listen
Good Financial Data Goes Beyond Bank Statements from 2021-07-21T15:10:51
When we think of consumer financial data, the first thing that comes to mind is usually banking data, but that is an incomplete picture. Listen
IPA’s Government Update for July 2021 from 2021-07-14T12:22:42
Capitol Hill has been taking an active interest in the payments industry. Overdraft, buy now pay later products, and even a possible computer chip shortage have all drawn lawmakers’ attention. Listen
Payments for Good with Blackhawk Network from 2021-07-02T13:23:43
The pandemic created problems for individuals, governments, and businesses, but as the old saying goes, every problem brings new opportunities. Listen
IPA’s June Government Update from 2021-06-18T13:29:44
Keeping up with financial regulations can be a tough job for anyone.
The Innovative Payments Association is here to help our members – and the payments industry at large – keep track of l...
Listen
Is Green Dot the Model for Fintech Evolution from 2021-06-11T12:43:10
As the fintech industry continue to innovate, one of the big questions is where does it go from here?
The future direction of the industry may be best represented by a company that has go...
Listen
Fraud Prevention Rules Are Changing from 2021-06-03T13:48:18
Over the last 18 months, the dramatic changes in the ways that people live, work, and pay have meant that fraud prevention rules that were once very effective ha...
Listen
IPA’s Regulatory Update for May 2021 from 2021-05-20T13:21:26
The regulatory environment for payments has become very active over the past few weeks, with proposed rules, congressional hearings, and even lawsuits. In this e...
Listen
Who uses digital banks? from 2021-05-11T13:22:54
Ask anyone who the core audience is for digital banks, the answer will be “millennials,” “young people,” or some variation on that theme – basically “the kids!”<...
Listen
Customer Disputes During COVID and Beyond from 2021-05-04T16:55:32
As online shopping and remote payments grew over the past year, so did the number of customer disputes over payments. While man...
Listen
Step by Step Cyber Security With Consumer Reports from 2021-03-29T15:10:38
As people’s lives become more digital and they add more connected devices to their lives, their risks for identity theft, fraud, and other cyber Listen
What Question Can Help Virtual Exams Run Smoothly? from 2021-03-22T15:22:43
When the COIVD19 pandemic forced businesses to operate virtually, bank examinations moved into cyberspace. Listen
How Prepaid Cards Deliver Stimulus Funds from 2021-03-17T12:31:59
When the U.S. government decided to provide funds to struggling Americans in the pandemic, it needed a way to move a lot of money to a lot of people quickly. Whi...
Listen
Real Time Wages? from 2021-02-16T15:28:33
PayActiv Works to Get Money to Workers When They Need It
The payroll process needs to catch up to the rest of the payments world by becoming real time, according to Safwan Shah, the found...
Listen
The Clearing House Seeks to Shake Up Fintechs from 2021-02-08T17:07:50
The big banks are asking the Federal Reserve to re-examine what companies should be subject to interchange caps on debit transactions imposed by the Durbin Amendment to the Dodd Frank Wall Stree...
Listen
PayPal Sets the Stage for 2021 from 2021-01-13T13:11:48
At the end of 2020, PayPal won an initial victory in its lawsuit against the Consumer Financial Protection Bureau. In this episode, Brian Tate, the Innovative Payments Association’s CEO, talks a...
Listen
Looking Ahead to 2021 With the IPA from 2020-12-22T14:00:59
As unlikely as it might seem, 2020 ended on a high note for the payments industry. The Federal Deposit Insurance Corp.’s updated rules on brokered deposits will ...
Listen
What is Data and How Should Companies Handle It? from 2020-12-15T14:48:45
No one would dispute that we are in a data-driven economy, but many of the metaphors used to describe it miss the mark in describing its true value.
The Newest name in Fintech Has Plenty of Experience from 2020-12-02T20:00
One of the newest names in the Fintech space comes with a ton of experience. North Lane Technologies revealed its new name in October as part of an announcement about its joining with daVinci Pa...
Listen
InComm Health Care Streamlines Payments for Benefits from 2020-10-26T15:52:25
Few areas of payments are more complicated than health care benefits delivered to individuals. While health plans want to give consumers more control over how they spend their dollars, the tax c...
Listen
What will the Election Mean for Financial Services? from 2020-10-14T15:03:50
While the topic of financial services regulation is not being discussed much in this election, nevertheless, the outcome of the vote will determine the shape and tone of the regulatory landscape...
Listen
A Facebook For Your Money from 2020-09-18T13:37:26
The IPA recently held its first Fintech Elevator. The online event gave participants a chance to make industry connections and win a membership in the Innovation Payments Association.
In ...
Listen
Frizzmo Teaches Kids About Money While Raising Money For Their Schools from 2020-09-10T13:58:29
The IPA recently held its first Fintech Elevator. The online event gave participants a chance to make industry connections and win a membership in the Innovation Payments Association.
In ...
Listen
Reading Diaries with the Fed from 2020-09-02T20:11:07
In this episode we take a peek into people’s diaries with Claire Greene from the Federal Reserve bank of Atlanta, and Joanna Stavins of the Federal Reserve bank of Boston.
In their report...
Listen
The Future of Payments with the Acting Comptroller from 2020-08-18T17:44:57
In this episode IPA CEO Brian Tate and our members talk with Brian Brooks, the Acting Comptroller of the Currency.
In a wide-ranging discussion, they talk about regulating during the COVI...
Listen
Will Cash Survive COVID 19? from 2020-07-10T17:46:05
COVID19 has led to speculation that the pandemic could be the catalyst for the arrival of the cashless society.
Stay-at-home measures and pandemic fears have led to an increase in online ...
Listen
Managing the Liquidity Crisis with Prepaid from 2020-07-02T13:42:39
The COVID19 pandemic has created new challenges for individuals, businesses, and government agencies as they try to manage money and deliver payroll or benefits.
Prepaid cards have filled...
Listen
Prepaid Benefits Have International Appeal from 2020-06-18T13:14:26
As countries struggle to help their citizens deal with the economic fallout of the COVID19 pandemic, many are finding that prepaid cards and accounts offer a fast and convenient way to support p...
Listen
SpringFour Helps Manage the Financial Fallout of COVID19 from 2020-06-09T14:36:52
The economic effects of the COVID19 pandemic are far reaching and will last longer than the pandemic itself. These affects are rippling through financial institutions’ portfolios as borrowers fe...
Listen
COVID19’s Effects on Payments Will Be Long Lasting from 2020-05-15T14:14:48
The COVID 19 pandemic has caused a lot of chaos for every industry in the economy. But when it comes to payments, the effect of the pandemic likely will be far reaching.
In this episode, ...
Listen
Payments from the Bench from 2020-02-21T15:41:15
Is the CFPB constitutional? Is its prepaid rule constitutional? These are questions in front of the courts right now. Two lawsuits have called into question both the structure of the CFPB and th...
Listen
Collaborating to Prevent Fraud from 2020-02-14T14:46:03
Cyber criminals have an advantage over the companies and people they target because they are better at working together than the financial services industry.
Hackers use online forums to ...
Listen
Are You Rational? What About Your Products? from 2020-02-07T15:55:08
Everyone likes to believe that they are rational, especially when it comes to money. But people often make irrational choices, despite what economists would have us believe.
While irratio...
Listen
What Is Your Wallet? Talking the Future of Form factors With CPI from 2020-01-29T15:19:31
Our wallets have become more than our billfolds and pocketbooks, but unless we stop to think about it, it is easy to ignore how all the little changes add up.
If you are a card manufactur...
Listen
Texting Cash: How PIN4 Enables new Use Cases for ATMs from 2020-01-22T05:00
ATMs have been an important tool for debit card holds to get cash and make deposits, but mobile technology makes it possible for anyone to use an ATM if they can receive text messages. In this e...
Listen
Financial Services Will Be Shaped By Data Sharing from 2020-01-15T15:01:13
Recent dustups between data aggregator Plaid and large banks such as PNC and Chase show the importance and challenges of data sharing between banks and Fintechs. In this episode, the IPA talks w...
Listen
What Does 2020 Hold for Payments? from 2020-01-07T05:00
In this episode, the IPA’s CEO, Brian Tate, discusses the issues shaping the future of payments in 2020 and beyond. We talk about the future of the CFPB, including the PayPal lawsuit, which coul...
Listen
Membership Has Its Privileges from 2019-12-24T05:00
In this episode, the IPA’s member relationship manager, Steffanie Housman, talks about some of the benefits that member companies receive after joining the association. We cover the payments new...
Listen
Your Man in Washington DC from 2019-12-09T13:54:52
In this episode, the IPA’s government relations director, Grant Hannah, talks about how the IPA provides resources for members to keep track of changes in legislation, regulation, and other area...
Listen
The Last Mile for Fintech Start Ups is in Sioux Falls from 2019-11-20T15:26:38
In this episode, the founders of the Falls Fintech Accelerator talk about how they plan to help financial start-ups move from being an idea in development to being a product in market. Nikee Rho...
Listen
Summer Days Aren’t Lazy for the Payments Industry from 2019-08-13T04:00
In this episode, we review some of the recent news from the world of payments and regulation. The episode includes highlights form our members only publications and other news from our member c...
Listen
The Future of Payments is Faster – the Pace of Transactions is Accelerating from 2019-08-06T16:34:32
What are “faster payments” and what do they mean for the payments industry?
Kim Ford, the director of the U.S. Faster Payments Council answers these questions for us. We discover what the...
Listen
Does Financial Education Work? from 2019-06-19T15:44:16
In this episode of the Innovative Payments Association Podcast, Dr. Billy J. Hensley, the president and CEO of the National Endowment for Financial Education talks about why financial education ...
Listen
How do Americans feel about their financial situation? from 2019-06-19T13:29:49
In this episode of the Innovative Payments Association Podcast, we present highlights from our members-only publications and cover industry developments, federal regulation, state legislation, a...
Listen
Talking with the Cops about Prepaid Fraud from 2019-06-05T18:57:22
In this episode of the IPA Payments Pod the association presents highlights from one its Financial Crimes Task Force calls. While recordings of these calls are normally posted for members only o...
Listen
What do traffic stops and regulatory actions have in common? from 2019-05-29T12:56:30
In this episode of the Innovative Payments Association Podcast, we present highlights from our members-only publications and cover industry developments, federal regulation, state legislation, a...
Listen
What’s in Your Wallet? from 2019-05-15T04:30
In this episode of the Innovative Payments Association Podcast, we talk with Jessica Washington, Payments Risk Expert at the Federal Reserve Bank of Atlanta. Jessica gives us a recap of her pre...
Listen
What do ice fishing shacks and prepaid cards have in common? from 2019-05-07T14:46:11
In this episode of the Innovative Payments Association Podcast, we present highlights from our members-only publications and cover industry developments, federal regulation, state legislation, a...
Listen
Financial Lives at Stake: Our New Relationship with Money from 2019-03-27T13:27:17
As people get new ways to manage and spend their money, their financial lives grow more interconnected with the rest of the world. In this new environment, financial services customers and provi...
Listen
It’s Just Retail – The Challenge of Cannabis Payments from 2019-02-27T14:35:09
Changes in state laws around the possession, sale, and use of cannabis have brought a new category of retail out from the underground economy. As entrepreneurs have moved to seize the opportunit...
Listen
Episode 17 from 2019-01-23T14:43:26
The Network Branded Prepaid Card Association has become the Innovative Payments Association to better reflect the innovative work that its members are doing.
In the latest episode of the ...
Listen
Discover Sees Prepaid as an Innovation Platform from 2018-12-04T05:00
Discover Financial Services is best known for its credit cards, but the company has products across the financial services spectrum. Credit, debit, and prepaid transactions all run on its networ...
Listen
The Midterm Elections Results Are In. Now What? from 2018-11-20T19:29:46
In this episode, Dee Buchanan and Gordon Taylor, principals at Ogilvy Government Relations, discuss the outcomes of the midterm Congressional elections and what they might mean for financial ser...
Listen
Netspend Provides Scholarships to Help Cardholders Achieve their Goals from 2018-10-10T13:23:51
In this episode, the NBPCA examines the Netspend Scholarship, which is awarded to Netspend cardholders who want to further their education.
NBPCA’s COO Ben Jackson talks with Beth Deck, N...
Listen
Error Resolution is a Lot More than Customer Service from 2018-09-18T11:00
In this episode, the NBPCA talks with Loraine Debonis, marketing and communications director for Ubiquity Compliance. We talk about the best practices for error resolution and best practices for...
Listen
What do the Midterm Elections Mean for Payments Regulation? from 2018-09-05T11:00
In this episode, the NBPCA talks with Dee Buchanan and Gordon Taylor, principals at Ogilvy Government Relations. We discuss the possible outcomes of the midterm Congressional elections and what ...
Listen
Prepaid’s Public-Private Partnership to Feed the Hungry: Electronic Benefits Transfer from 2018-08-14T13:00
In this episode, the NBPCA talks with Kurt Helwig, president and CEO of the Electronic Funds Transfer Association (EFTA), and Amy Duncan, the direct of project management at CDP, Inc. and the ch...
Listen
Survey Says: Prepaid Has Room to Grow, But Needs Work from 2018-07-13T14:11:06
In this episode, the NBPCA examines “The 2016 and 217 Surveys of Consumer Payment Choice: Summary Results” and considers the results from the perspective of cardholders. We also think about how ...
Listen
Are Prepaid Cards a Good Deal? Ask a Cardholder. from 2018-06-19T13:01:18
In this episode, the NBPCA talks with a prepaid cardholder about why she chose a prepaid card and how it fits in with her financial life. Erin McElrath has had a general purpose, reloadable prep...
Listen
Building Your Company and Building Your Career from 2018-06-07T15:57:20
In this episode, Amy Deberg, president of the recruiting company, the R&P Group talks about how companies can find good employees and how individuals can find their next jobs. We talk about the ...
Listen
The 2018 Midterms – The Return of Regulations? from 2018-05-29T17:00
In this episode, Brian Tate, NBPCA, gives us an update on what is happening with the CFPB and what the midterm elections might mean for the payments industry. While the Midterms are a long way ...
Listen
Understanding the P-to-P Market from 2018-05-01T18:36:50
In this episode, NBPCA talks with Sarah Grotta, the director of the Debit Advisory Service at Mercator Advisory Group about the person-to-person transfer market and how these services differ at ...
Listen
A Piggy Bank for Prepaid from 2018-03-29T19:55:08
In this episode, NBPCA talks with Amy Chan, lead product market for First Data’s Money Network about its “Piggy Bank” set aside tool for payroll card users. We discuss how the product helps peop...
Listen
Prepaid May Be the Best Umbrella for a Financial Rainy Day from 2018-03-15T13:40:34
In this episode, NBPCA talks with David John, Senior Strategic Policy Advisor at the AARP Public Policy Institute about his research into how prepaid cards, in particular payroll cards, can help...
Listen
How Prepaid Went from Cookie Dough to Shape Shifter from 2018-02-28T19:36:28
In this episode, NBPCA talks with Susan Herbst-Murphy, from the Federal Reserve Bank of Philadelphia about the evolution of the prepaid industry, who uses prepaid cards and why, and how the indu...
Listen
The CFPB Prepaid Saga Comes to a Close from 2018-02-09T20:03:58
In this Podcast, Brian Tate, NBPCA's CEO, walks thought highlights of the Consumer Financial Protection Bureau's amendments to the final prepaid rule. Topics covered include the effective date, ...
Listen
Meet the NBPCA from 2018-02-08T18:20:11
NBPCA CEO Brian Tate talks about the association and the latest developments from the CFPB. The CFPB has finalized its prepaid rules -- what does that mean for the industry?
Listen