How to Pay Off Loans and How to Use Credit Cards - a podcast by Kick Ass In Life

Are you saddled with student loans? It's an awful feeling. It could feel like you’re in a deep hole and that doesn’t have the tools to get out. The path to paying it off may seem endless. Today's episode aims to help you start feeling in control of your student loans.  

We also talk about credit cards, which can be useful, but they can also be super sketchy. They’re a powerful tool when used correctly, making commerce more convenient and easy, but they also offer a lot of temptation to spend more than you have. If you are debt-free, credit cards might be a good tool to track your expenses, build your credit score, and offer a layer of security so you don’t have to carry around cash everywhere. If you treat credit cards like the tool they are and pay them off every month, you’ll be one step closer to building a credit history for yourself. Here are some things you should definitely know about having credit cards.

In today's episode, we’re talking about both how to pay off student loans and how to use credit cards. We dive into how to make payments automatic, where to start when choosing which loan to pay off first, how to avoid new debt and how to use credit cards (yes those are a type of loan too). I’m not a financial advisor, so please ask your financial advisor for advice. Let’s dive in. 

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