Podcasts by Money Girl

Starting a Family? 10 Things New Parents Should Know About Money from 2023-11-29T20:51:35.391786

Starting a family is an exciting life change. Laura covers ten financial and legal considerations for new parents to reduce risk, make medical cost and childcare more affordable, and protect the...

670 - Simple Strategies to Invest Money Wisely at Any Age from 2023-11-29T20:51:35.381892

This week's market turmoil underscores that using tried-and-true investment strategies is best. Laura gives an explainer about why everyone has been talking about GameStop and reviews seven simp...

5 Tips for Keeping Tax and Other Financial Records from 2023-11-29T20:51:35.291497

Filing cabinet overstuffed? It's time to get clarity on which documents you can safely toss, what records you should save, and for how long. Laura reviews five tips for keeping tax and other fin...

7 Ways to Protect Your Money From Lawsuits from 2023-11-29T20:51:35.289192

As your net worth increases you have more exposure to lawsuits and other financial risks. Laura covers 7 wise strategies to protect your money, assets, and businesses.

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674 - 8 Steps to Prepare Your Finances for Homeownership from 2023-11-29T20:51:35.286466

Are you ready for homeownership? Find out if buying a home is right for you, how much you can afford, ways to save for a down payment, and tips to get an affordable mortgage. The more you know a...

What does it mean to have a company vesting schedule? from 2023-11-29T20:51:35.281352

If your employer offers a 401(k) match or stock options, they may come with a company vesting schedule. Find out what it means to be vested and how it should factor into decisions about your emp...

3 Smart Strategies for Using a Health Savings Account from 2023-11-29T20:51:35.275560

Laura breaks down the benefits of a health savings account (HSA), who qualifies to have one, and whether you should spend it or keep it invested for the long term.

Money Girl is hosted by ...

5 Ways to Help Your Kids Become Rich from 2023-11-29T20:51:35.274470

Find out five ways to save and invest for your child's future and how it should fit into your big financial picture.

Money Girl is hosted by Laura Adams. Listen

How Much You Should Save for Retirement by Age (Even in a Recession) from 2023-11-29T20:51:35.268963

Find out exactly how much money you really need for retirement and by what age. Laura covers various factors to consider for retirement planning, including a potential recession. 

Money Gi...

7 Strategies for Paying Off Your Mortgage Early from 2023-11-29T20:51:35.263082

Money Girl is hosted by Laura Adams. A transcript is available at Simplecast.

Find...

What Is the New Student Loan Relief Plan? from 2023-11-29T20:51:35.256974

If you're one of the 45 million Americans with outstanding federal student loans, you know there have been many changes to the program since the start of the pandemic. Now, there's a new plan fo...

9 Strategies to Protect Your Family Finances from 2023-11-29T20:51:35.244084

Not sure if you're doing everything the best way to keep your existing or future family safe? Laura covers nine strategies to be prepared for the unexpected, avoid risks, and build wealth for yo...

7 Steps to Recession-Proof Your Finances from 2023-11-29T20:51:35.239240

If you’re worried about a recession or just want to strengthen your finances, Laura covers seven steps to take now to ease the impact of a future hardship. 

Money Girl is hosted by Laura A...

How to Decide If You Should Rent or Buy a Home from 2023-11-29T20:51:35.238049

Buying a home can be a wise money move, but it's not the right decision for everyone. Laura covers the pros of renting and owning, especially in a challenging real estate market, so you know whi...

9 Next Steps After Getting Laid Off or Leaving Your Job from 2023-11-29T20:51:35.179034

What you do or don’t do after leaving your job is critical for protecting your income, benefits, and professional relationships. Laura covers steps for successfully managing a voluntary or invol...

7 Things to Know Before Signing Up for a Healthcare Sharing Plan from 2023-11-29T20:51:35.165719

Tired of paying sky-high health insurance premiums? Learn more about the pros and cons of healthcare sharing, a low-cost alternative gaining popularity.

Money Girl is hosted by Laura Adams...

What To Know Before You Cancel a Credit Card from 2023-11-29T20:51:35.158365

Listener Kaitlyn asks: How will canceling a credit card affect my credit scores? Money Girl Laura Adams explains what you need to consider before closing an account, how to minimize hits to your...

5 Roth Account Rule Changes in 2023 from 2023-11-29T20:51:35.155881

Laura answers a listener’s question about IRA contributions and covers five changes to Roth accounts starting in 2023 that everyone should know.

Money Girl is hosted by Laura Adams. Listen

Women and Money: Tips from Experts on Taking Control of Your Finances from 2023-11-29T20:51:35.090718

To celebrate Women's History Month, Laura interviews a diverse panel of female financial experts about their career and personal success. They're passionate about sharing knowledge and encouragi...

When Is the Roth 401(k) Right for You? from 2023-11-29T20:51:35.088270

Laura answers a listener’s question about choosing a traditional or Roth retirement account at work.

Money Girl is hosted by Laura Adams. Listen

Too Rich for a Roth IRA? Use 3 Legal Ways to Have One from 2023-11-29T20:51:35.081463

Laura covers three legit ways to have a Roth IRA–even if you’re technically ineligible because you earn too much–and why their tax-free benefits are so powerful for young owners and retirees. Listen

7 Best Ways to Invest Extra Cash from 2023-11-29T20:51:35.073357

Laura answers a listener’s question about how to invest extra cash after maxing out a retirement plan at work.

Money Girl is hosted by Laura Adams. Listen

What Happens If You Over-Contribute to a Retirement Account? from 2023-11-29T20:51:35.061079

Laura answers a listener’s question about contributing too much to a 401(k) and reviews contribution limits for various accounts, how to correct overpayments, and avoid penalties.

Money Gi...

How Much Retirement Savings You Should Have by Age from 2023-11-29T20:51:34.992173

Laura reviews ways to calculate the retirement savings you need and exactly how much you should have by age to keep your goals on track.

Money Girl is hosted by Laura Adams. Listen

6 Smart Steps for Managing a Cash Windfall from 2023-11-29T20:51:34.986842

Laura answers a listener’s question about the best way to manage a windfall. You’ll learn 6 steps to follow based on your financial situation, age, and risk tolerance.

Money Girl is hosted...

8 Debt Payoff Methods You Should Know from 2023-11-29T20:51:34.984912

Laura answers a listener’s question about the best way to pay off a large credit card balance. You’ll learn eight of the best methods to eliminate any debt you owe and stay debt-free.

Mone...

How Many Retirement Accounts Can You Have? from 2023-11-29T20:51:34.978154

Contributing to more tax-advantaged retirement accounts can help you create a secure financial future—but how many can you have? Laura reviews the rules for qualifying and contributing to multip...

Can You Max Out 403(b) and 457(b) Retirement Plans in the Same Year? from 2023-11-29T20:51:34.969866

Laura answers a listener’s voicemail question about whether it’s possible to max out a 403(b) and 457(b) retirement plan in the same year. 

Money Girl is hosted by Laura Adams. Listen

Self-Employed? How to Find Affordable Health Insurance from 2023-11-29T20:51:34.963379

Laura interviews Tom Morrissey, Founder of Healthy Business Group (HBG), an innovative healthcare benefit solution for businesses and solopreneurs, about ways to save money on health insurance.<...

High-Yield Savings Accounts–Pros, Cons, and Tips for Choosing One from 2023-11-29T20:51:34.962055

Laura reviews what you should know about using a high-yield savings account (HYSA), including tips for choosing the best one and how to get the most from an online bank.

Money Girl is host...

Your Money and Cybersecurity with Adam Levin from 2023-11-29T10:00

In this episode, Money Girl's Laura Adams talks with Adam Levin to help you steer clear of fraud and cybercrimes. 
 

Money Girl is hosted by Laura Adams. A transcript is available at ...

HSAs in 2024–Understanding Changes and Maximizing Benefits from 2023-11-15T10:00

Money Girl host Laura Adams reviews what you should know about HSAs, including who can have one, 2024 rule changes, updated qualified expenses, and tips to maximize its benefits now and in the f...

How Much Money Do I Really Need to Retire? from 2023-10-25T09:00

Laura explains sources of retirement income and easy ways to determine how much money you need for a secure, comfortable retirement.

Money Girl is hosted by Laura Adams. A transcript is av...

9 Money Moves to Make Now for a Prosperous 2024 from 2023-10-18T09:00

These nine financial tips will help you save money, get additional tax benefits, and make the most of your insurance, credit cards, and retirement accounts for more success in the New Year.

8 Things to Know About Investing in a Brokerage Account from 2023-10-11T09:00

Laura answers a listener question about how to invest in a brokerage account, including the rules you need to know and the best strategy for diversification.

Money Girl is hosted by Laura ...

2024’s Biggest Savings and Retirement Rule Changes from 2023-09-27T09:00

Laura reviews ten changes to various tax-advantaged accounts starting in 2024. Understanding the updated regulations will help you pay less tax and save more for a secure future.

Money Gir...

6 Ways to Prepare Kids for Financial Freedom from 2023-09-20T09:00

Laura reviews six ways to set your kids on a path to financial success. Find out when to start saving for a child, the best accounts to use, and how to inspire them to become financially literat...

How a 529 College Savings Plan Makes College More Affordable from 2023-09-13T09:00

Laura interviews Ali Bono, Founder and CEO of Pelican, an education savings platform with a mission to simplify your college savings journey.

Mone...

7 Benefits of SAVE for Student Loans and Your Credit from 2023-08-30T09:00

The new SAVE program could be a lifeline if you're worried about repaying your federal student loans. Find out seven benefits of SAVE, ways to manage student loans wisely, and how they affect yo...

4 Tax-Savvy Moves for Entrepreneurs and Side-Hustlers from 2023-08-23T09:00

Don’t miss several of the best ways to reduce taxes as you start or grow a part- or full-time business.

Money Girl is hosted by Laura Adams. Listen

Term or Permanent–Which Type of Life Insurance Is Right for You? from 2023-08-16T09:00

Laura answers a listener’s question about whether to buy term or permanent life insurance. Find out the main types of coverage, factors for getting approved, tax implications, and how much life ...

UGMA and UTMA Accounts—Understanding the Benefits and Drawbacks from 2023-07-26T09:00

Laura answers a listener’s question about investing for a young child and reviews the pros and cons of UGMA and UTMA accounts for minors.

Money Girl is hosted by Laura Adams. Listen

Financial Wisdom, Stories, and Lessons–Celebrating 15 Years of Money Girl from 2023-07-19T09:00

Laura has a lively conversation with Mignon Fogarty and Monica Reinagel, hosts of Grammar Girl and Nutrition Diva podcasts on the QDT network, to celebrate the show’s 15th anniversary.

Mon...

How Consolidating Credit Card Debt Affects Your Credit Scores from 2023-07-12T09:00

Laura answers a listener’s question about whether to take out a personal loan to pay off a credit card and the long-term effect on her credit scores.

Money Girl is hosted by Laura Adams. <...

9 Savvy Credit Building Tips for Better Finances from 2023-06-28T09:00

Find out why maintaining high credit scores improves your financial life, how your scores stack up against the average, and nine tips for building excellent credit.

Money Girl is hosted by...

Counterintuitive Money Advice–9 Surprising Tips That Build Wealth from 2023-06-21T09:00

Today's show will highlight nine tips for building wealth that may surprise you. I'll review why they seem to go against the grain but can lead to more financial success.

Money Girl is hos...

7 Secrets to Build Financial Resilience Post-Pandemic from 2023-06-14T09:00

Building financial resilience can be the difference between surviving or sinking under stress. Laura reviews strategies for being prepared for unexpected situations, especially in an uncertain e...

Understanding Your Social Security Retirement Benefits from 2023-05-31T09:00

Laura reviews how the Social Security retirement benefit works, including how you qualify, how much you receive, and six common myths. Even if you’re nowhere near retirement age, getting familia...

Roth IRA Rules for Minors–How to Make Kids Millionaires from 2023-05-24T09:00

Laura answers a listener’s question about the Roth IRA rules for his minor kids and how to pay them and correctly report the income for working in his business.

Money Girl is hosted by Lau...

How to Know When to Invest or Prepay Debt from 2023-05-17T09:00

Laura covers questions to ask yourself to prioritize your resources and know if prepaying debt or investing will build your wealth faster.

Money Girl is hosted by Laura Adams. Listen

Travel Insurance: An Expert’s Guide to Finding the Best Policy from 2023-05-10T09:00

Laura interviews Stan Sandberg from TravelInsurance.com about what everyone should know abo...

How to Avoid Capital Gains Taxes (Legally) on Your Home Sale from 2023-04-26T09:00

Laura covers what to know about selling your home and the taxes you could owe. She explains a legit way to skip taxes or pay significantly less, called section 121 or capital gains tax exclusion...

Taking 401(k) Loans–11 Pros and Cons You Should Know from 2023-04-19T09:00

Laura answers a listener’s question about 401(k) loans and using them to pay off credit card debt. She covers 11 pros and cons of taking a loan from a workplace retirement plan, such as a 401(k)...

Pros and Cons of Buying an Investment Property Before a First Home from 2023-04-12T09:00

Laura answers a listener’s question by reviewing tips to prioritize your financial goals and the ten main pros and cons of buying an investment property before your first home.

Money Girl ...

The Best Path to Financial Success is Your Own from 2023-03-29T09:00

Laura interviews Maya Lau, host of Other People’s Pockets, about her journey from award-winning reporting to executive podcast producer. We discuss her guests’ insights, mom’s counterintuitive m...

FDIC and SIPC Rules–How Much Money Do They Protect? from 2023-03-22T09:00

Laura reviews what the FDIC does for depositors and how to make sure your money is always protected. You’ll learn how it compares to SIPC protection on certain investments.

Money Girl is h...

Expert Advice on Real Estate Investing and Syndication from 2023-03-15T09:00

Laura interviews Denise Piazza, CPA from One Street Capital, about making profitable real estate investments on your own or through pa...

How a QLAC Guarantees You Never Run Out of Retirement Money from 2023-02-22T10:00

Laura discusses a financial product you should understand called a qualified longevity annuity contract or QLAC. You'll learn what a QLAC is, its pros and cons, and who should consider purchasin...

Best Tips for Choosing a Financial Advisor from 2023-02-15T10:00

Laura answers a listener’s question about managing an inheritance. You’ll learn the different types of financial advisors, how they get paid, and tips for choosing the right one.

Money Gir...

7 Best Places to Save After Maxing Out a 401(k) from 2023-01-25T10:00

Laura answers a listener’s question about where to invest for retirement after maxing out a 401(k). Learn seven places to put your money and grow a cushy retirement nest egg.

Money Girl is...

9 Things to Stop Doing If You Want More Financial Security from 2023-01-18T10:00

To create more financial security, sometimes you need to stop doing what's holding you back. Laura reviews nine things to quit so you can achieve your financial dreams faster. 

Money Girl ...

Roth IRA vs Roth 401(k): 10 Differences Investors Should Know from 2023-01-11T10:00

Laura answers a listener’s question about the differences between a Roth IRA and a Roth offered at work. You’ll learn the updated rules and whether a traditional or Roth is best for you.

M...

7 Steps to Achieve Your Financial Goals Faster from 2022-12-28T10:00

Ready to achieve your financial goals and build the rich life you're dreaming about? Laura covers seven steps to reach your money goals faster, figure out what they should be, and stay motivated...

Your Guide to Creating a Financial Plan in the New Year from 2022-12-21T10:00

Laura answers a listener’s question about how to create a financial plan. It’s an excellent guide when you’re unsure what to do with your money or want to focus on the best financial resolutions...

7 Changes to Retirement Accounts in 2023 You Should Know from 2022-12-14T10:00

Find out how seven beneficial IRS retirement-related adjustments for 2023 will help you cut taxes, save more money, and create a stronger financial future.

Money Girl is hosted by Laura Ad...

8 Ways to Make the Holidays Less Expensive and More Memorable from 2022-11-30T10:00

Don't let the financial pitfalls of the holidays sneak up on you. Laura covers wise tips to make the season brighter, less expensive, and more memorable! (Originally released December 4, 2019.)<...

Tricks to Using Discount Points to Cut Mortgage Rates from 2022-11-23T08:00

Buying a home or refinancing a mortgage is a significant financial move! Laura helps you understand discount points, when to use them, and tricks to cut the cost of becoming a homeowner. 

...

Pros and Cons of Buying Certificates of Deposit (CDs) from 2022-11-16T08:00

CDs offer a guaranteed return on your money with low risk. Laura covers how CDs work, different types, maximizing income with laddering, and where to find the best offers.

Money Girl is ho...

Should You Keep or Leave Your Day Job? from 2022-10-26T07:00

Not sure if you should ditch your day job to start or grow a business? Laura shares chapter three of her latest title, Listen

How to Maximize Your Health Savings Account (HSA) Benefits from 2022-10-19T07:00

Laura answers a listener question about knowing whether buying HSA-qualified health insurance can pay off. Find out what makes a plan eligible and wise strategies for maximizing an HSA.

Mo...

7 Ways Buying a Home Cuts Taxes and Improves Your Finances from 2022-10-11T07:00

If you’re thinking about buying a home, one advantage homeowners get is qualifying for money-saving tax benefits. Laura answers a listener question and covers various ways buying a home can impr...

13 Things You Must Do for More Financial Success from 2022-09-28T07:00

Laura Adams is celebrating her 13th year hosting the Money Girl podcast. To commemorate this big milestone, she's sharing 13 critical things for achieving more financial success. Find out which ...

7 Ways to Save and Invest for Your Kids and Teens from 2022-09-21T07:00

When and how should you start investing for a child’s future or education expenses? Laura goes over 7 great ways to help save for your kids.

Money Girl is hosted by Laura Adams. Listen

Your Guide to Saving Money with an HSA Now and in Retirement from 2022-09-14T07:00

If you're looking for a clever way to cut taxes, pay less for healthcare, and build retirement savings, a health savings account (HSA) delivers. Laura's guide will help you start an HSA, underst...

6 Ways to Get More Value from Your Credit Cards from 2022-08-31T07:00

Listener Dave asks: Is it OK to open a credit card for its promotion and close it later? And when it comes to building credit, how many cards are too many? Money Girl Laura Adams explains how to...

Tips for Roth IRA Rollovers and Backdoor Accounts from 2022-08-24T07:00

While using a tax-free Roth IRA to save for retirement is a smart move, you can’t contribute if your income is too high. Laura answers a listener question about how to have one using a backdoor ...

9 Retirement Account Rules Everyone Should Know from 2022-08-17T07:00

Laura answers listener questions and helps you get familiar with 9 critical retirement account rules so you can use them whether you’re employed, self-employed, unemployed, or retired.

Mon...

25 Clever Ways to Save Money During Inflation from 2022-08-10T07:00

With inflation at an all-time high, you might be feeling a strain on your finances. A wise way to fight back is using some clever ways to cut costs—how about 25 of them? That's what we'll cover ...

7 credit mistakes that could cost you from 2022-07-27T07:00

Building and maintaining great credit is a critical part of your financial life. Be aware of seven credit mistakes and misunderstandings that can hurt your wallet.

Money Girl is hosted by ...

5 Strategies for Retiring Early and Without Penalty from 2022-07-20T07:00

Ready to quit work or begin a financially independent lifestyle? Laura covers five strategies to help you retire early and avoid paying early withdrawal penalties. 

Money Girl is hosted by...

Expert Tips to Know If You Should Buy Now Pay Later (BNPL) from 2022-07-13T07:00

Ever wonder if you should use a buy now pay later (BNPL) offer or how they actually work? Laura interviews Bill Walsh, Chief Customer Officer with Sunbit about ...

8 Micro Money Habits for Guaranteed Success from 2022-06-29T07:00

Money Girl has 8 micro money habits to help you take control of your finances, feel secure, and reach any realistic financial goal you desire.

Money Girl is hosted by Laura Adams. Listen

Dealing with Debt: Expert Tips for Using a Balance Transfer Credit Card from 2022-06-22T07:00

Ever wonder if using a balance transfer credit card could help you get out of debt faster? Laura interviews Mary Gameng, MBA and Credit Card Specialist with Listen

What Should You Do With an Old Retirement Plan? from 2022-06-15T07:00

Not sure what to do with an old retirement plan from a previous job? Laura answers a listener's question and reviews five options for managing your retirement account.

Can't remember where...

8 Pros and Cons of Investing in Crypto in Your 401(k) from 2022-05-25T07:00

Before buying bitcoin in your 401(k), understand the benefits and risks.

Money Girl is hosted by Laura Adams. Listen

6 Smart Money Moves When Interest Rates Rise from 2022-05-18T07:00

As interest rates rise, find out essential financial moves to save money. 

Money Girl is hosted by Laura Adams. Listen

Good Debt vs Bad Debt: Your Plan for Paying Off Debt Faster from 2022-05-11T07:00

Do you know the difference between good and bad debt? Laura explains why it's a critical concept for saving money, building wealth, and creating more financial security. Plus, she covers a simpl...

Can You Contribute to a 401k and an IRA in the Same Year? from 2022-04-27T00:00

Having more than one retirement plan can change the tax rules and benefits you receive. Laura explains what you need to know and how to get most most out of multiple retirement accounts in the s...

What Happens If You Get Named a Personal Representative from 2022-04-20T00:00

To answer a Money Girl podcast listener question about being a personal representative, Laura interviews attorney Lauren...

5 Things Every Home Buyer Should Know About Mortgage Points from 2022-04-13T00:00

Buying a home or refinancing a mortgage is a huge financial move! Laura helps you understand what mortgage points are and how to know if they're worth paying for as you shop around.

Listen

Why BlockFi’s Founder Believes More Women Should Care About Crypto from 2022-03-30T00:00

To celebrate Women’s History Month, Laura interviewed Flori Marquez, co-founder of BlockFi, a crypto financial services company. Th...

7 (Legal) Ways to Reduce Your Tax Bill from 2022-03-16T00:00

Looking for ways to slash your tax bill? Laura reviews seven legitimate ways to eliminate your entire tax bill or increase your tax refund and keep hundreds or thousands of your hard-earned doll...

How to Buy or Sell a Used Car Online from 2022-02-23T00:00

Laura interviews Sarah Wyant from Carvana about tips for getting the best deal when buying or selling a used car online. They discuss what ...

7 Tips to Avoid Cryptocurrency and NFT Scams from 2022-02-16T00:00

Ready to invest in crypto and NFTs but don't want to get scammed? Laura answers listener questions about who should own crypto assets, the potential risks, and how to know when a cybercriminal i...

484 MG Got a Pay Raise? 6 Strategies to Manage Extra Money Wisely from 2021-01-31T22:10:42.023393

Congratulations on your pay raise or bonus! Now it's time to get serious about how to use it to improve your finances. Laura covers 6 wise strategies to create more financial security, so you d...

228 MG 7 Tips to Choose the Right Life Insurance from 2021-01-31T22:10:42.023393

Figure out if you need life insurance and which type is best.

483 MG The Simple Truth Behind Growing Rich from 2021-01-31T22:10:42.023393

Laura interviews Jay Papasan, bestselling co-author of The ONE Thing about how to set priorities and finally stick to them so you get extraordinary results. They cover productivity killers to elimi...

227 MG Getting Married: How Does It Affect Your Finances? from 2021-01-31T22:10:42.023393

Get the scoop on marriage and money before you tie the knot.

482 MG Late Payments and Your Credit: Tips to Minimize the Damage from 2021-01-31T22:10:42.023393

Laura explains what happens when you make a late payment, how your credit is affected, and gives tips to minimize the potential damage. Plus, she answers a question from a long-time Money Girl Podc...

226 MG How to Make More Money Using LinkedIn from 2021-01-31T22:10:42.023393

Get a better job or more customers by unleashing the power of LinkedIn!

481 MG Investing Q&A: Smart Tips to Make More Money from 2021-01-31T22:10:42.023393

Knowing where and how to invest money can be confusing and a little scary. Laura answers 3 questions from Money Girl Podcast listeners that will give you smart tips for setting financial priorities...

225 MG IRA Contribution Rules When You Have No Income from 2021-01-31T22:10:42.023393

If you have no income, you may still be eligible to contribute to a spousal IRA. Get the Money Girl book at http://MoneyGirlBook.com

480 MG 5 Steps to Get Out of Holiday Debt Faster from 2021-01-31T22:10:42.023393

If you started the New Year with some extra credit card debt, you might be feeling anxious if you can't pay it off in full. Instead of getting stressed, follow Laura's 5 steps to get out of...

224 MG Three Money Rules You Should Never Break from 2021-01-31T22:10:42.023393

Achieve your financial goals by following these 3 money rules. Get the Money Girl book at http://MoneyGirlBook.com

479 MG Money-Saving Hacks to Beat the System from 2021-01-31T22:10:42.023393

Laura interviews David Pogue, author of the new book, Pogue’s Basics: Money – Essential Tips and Shortcuts (That No One Bothers to Tell You) About Beating the System. You'll take aw...

222 MG 8 Strategies to Get More Student Financial Aid from 2021-01-31T22:10:42.023393

Find out the best ways to save for college and shelter your money so you maximize your eligibility for student financial aid. Get the Money Girl book at http://MoneyGirlBook.com

433 MG 7 Financial Resolutions That Will Save You Thousands from 2021-01-31T22:10:42.023393

Laura covers 7 financial resolutions that could save you thousands and turbocharge your success. Even if you adopt just a few of them this year, they’ll help you get in the best financial shape of ...

178 MG Financial Tips to Make New Graduates Richer from 2021-01-31T22:10:42.023393

Graduation from college is exciting and stressful at the same time. Find out how to start off on the right financial foot by earning the highest interest rates on your bank accounts and paying the ...

478 MG The 8 Cheapest Ways to Pay Off Your Student Loans from 2021-01-31T22:10:42.023393

Laura gives 7 tips to pay off your student loans the cheapest ways possible. She also interviews a couple who graduated with $600,000 of student loan debt after graduating from dental and law schoo...

221 MG How Being a Lazy Investor Can Pay Off from 2021-01-31T22:10:42.023393

Learn about two broad investing philosophies and which one researchers say will put more money in your pocket in the long run.

476 MG What Is a Mortgage Refinance? 5 Ways to Know If It’s a Good Idea from 2021-01-31T22:10:42.023393

If you’re a homeowner, your mortgage payment is probably your largest monthly expense. So it’s wise to stay alert for opportunities to refinance to a lower rate and cut your payment. La...

220 MG Your Money Mindset: Is It Hurting Your Finances? from 2021-01-31T22:10:42.023393

Fixing your finances starts with your money mindset.

475 MG What Is a Trust and Who Needs One? Expert Attorney Gives Advice from 2021-01-31T22:10:42.023393

Not sure what a trust is or who really needs one? (By the way, they're not just for wealthy people!) Laura interviews Jules Haas, an attorney with more than 30 years of experience. They break d...

219 MG 10 Rules About 401(k) Plans You Should Know from 2021-01-31T22:10:42.023393

Find out how a 401(k) retirement plan really works.

652 - 5 Options for Your Retirement Account When Leaving a Job from 2021-01-31T22:10:42.023393

Not sure what to do with a retirement account from an old employer? Laura covers five options for managing your retirement funds when your job ends. Handling your nest egg the right way is critical...

450 MG How to Prepare Your Credit for a Mortgage Approval from 2021-01-31T22:10:42.023393

If you’re eager to move into your dream home, preparing your credit for a mortgage approvall should definitely be on your agenda. Laura gives 6 tips for building credit before you apply for a mortg...

218 MG How to Find a Second Source of Income from 2021-01-31T22:10:42.023393

Learn 6 ways to pick up multiple paychecks.

474 MG 6 Ways a Trump Presidency Could Affect Your Personal Finances from 2021-01-31T22:10:42.023393

No matter if you’re celebrating or protesting Donald Trump's victory for the White House, in this post I’ll cover 6 key areas where the President-elect could change your personal fi...

183 MG How Much Do You Need to Retire? from 2021-01-31T22:10:42.023393

Get tips on figuring out how much money you need to retire. Learn the factors to consider and how to use online retirement calculators to calculate how much money you need to retire.

473 MG 10 Facts You Should Know About Homeowners Insurance from 2021-01-31T22:10:42.023393

Homeowners insurance takes a bite out of your budget when you own a home. Laura covers 10 facts you should know about home insurance so you get the most out of it, fully understand the coverage, an...

217 MG SEP-IRA: Should You Have One? from 2021-01-31T22:10:42.023393

Find out how a SEP-IRA can help you save for retirement.

472 MG Can You Have Multiple Health Savings Accounts (HSAs)? from 2021-01-31T22:10:42.023393

Managing one or more Health Savings Accounts can seem complicated. Laura answers a listener question about what do to when you end up with more than one HSA. Find out how these special accounts sav...

216 MG When Is It Bad to Contribute to an IRA? from 2021-01-31T22:10:42.023393

When you contribute to a traditional IRA you don't always get a tax benefit. Find out when you should contribute to both a 401(k) and an IRA and when you shouldn't. http://j.mp/MoneyBooks

471 MG The Truth About Finding and Working With a Financial Advisor from 2021-01-31T22:10:42.023393

Laura interviews Tom Meyer to discuss really needs a financial advisor. Find out when it's the right time to hire a financial professional, how much money you should have, where to find one, ho...

215 MG Take Control of Your Finances with a Personal Money Day from 2021-01-31T22:10:42.023393

Find out how to prepare for and use a Personal Money Day to take control of your finances. Get six suggested tasks that can make the time you spend on your finances pay big dividends for decades. h...

470 MG Guide to Managing Retirement Accounts When You Leave a Job from 2021-01-31T22:10:42.023393

Ever wondered what to do with an old retirement account from a previous job? Laura answers a listener question and explains the options when you leave a job for any reason. Find out the best move t...

214 MG Tax Boot Camp: Session 3 from 2021-01-31T22:10:42.023393

If you haven't filed your tax return yet, don't sweat it! Get 7 last-minute tips to file your income tax return and meet the deadline so you stay out of trouble with the IRS. http://j.mp/MoneyBooks

469 MG Identity Theft and Social Media: 7 Tips to Protect Your Finances from 2021-01-31T22:10:42.023393

In honor of National Cyber Security Awareness Month in October, Laura gives you 7 tips to stay connected with family and friends on social media as safely as possible so ordinary details you share ...

213 MG Tax Boot Camp: Session 2 from 2021-01-31T22:10:42.023393

Do you know how to avoid an IRS tax audit? Find out how the IRS selects tax returns to audit, how you can avoid being chosen for a tax audit, and what to do if you are chosen for a tax audit. http:...

468 MG 6 Tips to Find Affordable Health Insurance When You Become Self-Employed from 2021-01-31T22:10:42.023393

Many people dream of becoming self-employed, but aren't sure how they'll find affordable health insurance on their own. Laura covers six tips to find the best health coverage when you work ...

212 MG Tax Boot Camp: Session 1 from 2021-01-31T22:10:42.023393

Find out how tax deductions and tax credits save you money. Learn which deductions and tax credits you're eligible for and how to use them to pay less tax. http://j.mp/MoneyBooks

466 MG Best Ways to Cut the Cable TV Cord and Save Money from 2021-01-31T22:10:42.023393

Tired of dealing with your cable company and paying sky high bills? Then it’s time to finally cut the cable TV cord and save money. In this expert interview we cover details like how much you...

211 MG How to Deal with Money Stress from 2021-01-31T22:10:42.023393

Find out four key causes of financial stress and how to handle them. Get 10 tips to dealing with money stress that will help you improve your relationships, health, and sense of well-being. http://...

465 MG What Is an Inherited IRA? 5 Rules You Should Know from 2021-01-31T22:10:42.023393

Laura answers a listener question and explains what happens when a friend, family member, or spouse leaves you an IRA. There are 5 important rules you should know to avoid costly mistakes that coul...

147 MG Does Canceling a Credit Card Hurt Your Credit Score? from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

464 MG 3 Simple Actions to Improve Your Personal Finances from 2021-01-31T22:10:42.023393

No matter your current stage in life, there are easy ways to improve your personal finances. Laura covers 3 simple actions to take today to create more financial security, increase your options, ha...

082 MG What's In Your Wallet? from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

420 MG Are You Making Investing Too Complicated? from 2021-01-31T22:10:42.023393

Stop making investing so complicated! All you need are these fundamentals to build a huge amount of wealth. Laura gives you the truth about how to start investing and which investments to choose. R...

210 MG What Is the Best Type of Mortgage? from 2021-01-31T22:10:42.023393

Want to choose the best mortgage? Find out how to decide whether you should choose a fixed-rate mortgage or an adjustable-rate mortgage (ARM) so you can pick the best mortgage option.

463 MG How to Spend Less on Clothes (and Build a Better Wardrobe) from 2021-01-31T22:10:42.023393

Want a great wardrobe but don't want to spend a fortune building it? Laura gives men and women 8 smart tips to spend less on clothes and build a better wardrobe at the same time. You’ll l...

209 MG Tips for First-Time CD Buyers from 2021-01-31T22:10:42.023393

CDs offer a guaranteed return on your money that's completely safe. Get an overview of the different types of CDs, learn where to find high-yield CDs, and find out how to use "laddering" to max...

462 MG 6 Tips to Manage Money as a New Couple from 2021-01-31T22:10:42.023393

Not really sure how to manage money as a new couple? It can be tricky, but Laura gives solid advice for how to know what's right for your situation. Use these 6 tips to avoid potential disagree...

207 MG Invest Like a Pro on Any Income from 2021-01-31T22:10:42.023393

You can build a nest egg for your future no matter how much or how little you earn. Find the best places to invest your money like a pro, even if you just have a small amount to put aside.

461 MG Getting Divorced? Here's How to Protect Your Money from 2021-01-31T22:10:42.023393

Laura interviews Stan Corey, a divorce expert and author of a new book,The Divorce Dance. They talk about different types of divorce proceedings, financial mistakes to avoid, how to divide up asset...

206 MG Six Types of Financial Advisors from 2021-01-31T22:10:42.023393

Find out how to use different types of financial advisors to achieve your goals. Whether you want to build wealth, get answers to complex questions, save money on taxes, protect your assets, plan f...

460 MG Should You Invest in a 401k with No Matching? from 2021-01-31T22:10:42.023393

Laura explains how 401k employer matching works and answers a listener question about what to do when your company doesn't match your retirement contributions. Find out if it still makes sense ...

204 MG Smart Moves for Guaranteed Financial Success from 2021-01-31T22:10:42.023393

Find out how you can accomplish the 6 smart moves for financial success.

459 MG What Is the Bonus Tax Rate? from 2021-01-31T22:10:42.023393

It’s great to have bonus income, but the net amount can be surprisingly less than you expect. Laura explains the bonus tax rate and different types of income that get singled out for special ...

203 MG Six Ways to Revolutionize Your Money Management from 2021-01-31T22:10:42.023393

Learn 6 ways to improve your money management so you get more done in less time. Free online tools can help you stick to a budget, pay bills on time, and automate investing so nothing falls through...

458 MG Credit Q&A: Best Ways to Monitor, Repair, and Build Credit from 2021-01-31T22:10:42.023393

Not only is having good credit a requirement for getting loans and credit cards, especially at competitive interest rates, but it affects other parts of your financial life--even if you never take ...

202 MG Five Steps to Get More from Your Charitable Giving from 2021-01-31T22:10:42.023393

Being rewarded with money-saving tax deductions for your charitable giving makes it even better! Find out how to make the most of your charitable donations in 5 simple steps.

457 MG Canceling Credit Cards—5 Questions to Ask Before Closing Accounts from 2021-01-31T22:10:42.023393

Not sure if you should cancel a credit card? Laura answers a listener question and gives you 5 questions to ask that will help you know whether closing a credit card will barely affect your credit ...

201 MG How to Make More Money in 2011 from 2021-01-31T22:10:42.023393

Everyone wants to make more money. Learn 3 simple strategies to increase your income and manage your money so you have more financial security-and more money in your bank account.

456 MG How to Pay Off Debt By Making More Money from 2021-01-31T22:10:42.023393

Laura interviews David Carlson, author of the new book Hustle Away Debt. If you're ready to tackle debt or just have more security, starting a side hustle can be a financial lifeline. Find out ...

137 MG Avoid Financial Black Holes from 2021-01-31T22:10:42.023393

How to create a spending strategy that really works-a free audiobook excerpt!Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

454 MG What Tax Do You Pay When Selling a Home? from 2021-01-31T22:10:42.023393

Laura answers a listener question about how to cut taxes when selling a home. Find out what the capital gains tax is, how it's figured, and 6 tips to legally sell your home tax free. Read the f...

199 MG Eight Smart Tips for Identity Theft Protection from 2021-01-31T22:10:42.023393

Get the top eight tips for identity theft protection. Learn how to stay safe from identity fraud whether you're at home, working on your computer, or connecting with friends on Facebook.

453 Cool Tips to Save Money on Utility Bills from 2021-01-31T22:10:42.023393

Laura interviews Bruce Lubin, co-author of the best-selling WHO KNEW? series of household hints books--and a new QDT podcast by the same name. We talk about clever ways to reduce energy usage and s...

198 MG Five Common Myths About Income Tax from 2021-01-31T22:10:42.023393

Find out 5 common myths about income tax. Learn the truth about income tax so you don't make a costly mistake. Get tips to pay less income tax and save more money.

662 - 5 Tips to Help You Set Better Money Goals for 2021 from 2021-01-31T22:10:42.023393

As 2020 comes to a close, it's more important than ever to create smart personal finance goals. Laura will help you reevaluate your priorities and get a fresh financial start with money goals t...

452 MG 3 Facts About Usage-Based Car Insurance That Can Save Money from 2021-01-31T22:10:42.023393

Laura covers what usage-based car insurance is and 3 facts to know that can save you money. Learn the major pros and cons and how making a change in could drive down your car insurance rate. Read t...

197 MG Advice About Reverse Mortgages from 2021-01-31T22:10:42.023393

Find out what a reverse mortgage is and who's eligible to get one. Learn how you can use your home equity to get a reverse mortgage for more income during retirement.

661 - What To Do If You Contribute Too Much to an HSA, IRA or 401k from 2021-01-31T22:10:42.023393

Over-contributing to various tax-advantaged accounts isn’t allowed, but can be easy to do by mistake. Laura reviews the contribution limits for various accounts and how to correct an excess s...

451 MG IRA or 529 Plan—Which Is Better for College Savings? from 2021-01-31T22:10:42.023393

No matter if you’re saving money to pay for college for yourself or a child, it’s important to use the right type of account so you get as many benefits as possible. Laura answers a lis...

196 MG Who Pays Your Debt When You Die? from 2021-01-31T22:10:42.023393

Find out what happens to debt when you die and learn how to protect your heirs from the hassle and expense of probate so they're taken care of.

403 MG 6 Risky Situations When You Should Avoid Using a Debit Card from 2021-01-31T22:10:42.023393

Understand risky situations when you should never use a debit card--plus, your liability and consumer rights for both debit and credit cards. Read the full transcript here: http://bit.ly/1N0qhWd

195 MG Do You Have the Right Emergency Documents? from 2021-01-31T22:10:42.023393

It's important to have the right emergency documents so you'll be prepared an emergency that could leave you incapacitated. Find out what emergency documents you should have.

449 MG Use Business Principles to Grow Your Personal Wealth from 2021-01-31T22:10:42.023393

Laura interviews Doug McCormick, author of the new book Family Inc. No matter your stage in life, you'll learn how to use business and corporate finance concepts to maximize your personal finan...

194 MG Don't Miss These Five Legal Tax Shelters from 2021-01-31T22:10:42.023393

Find out how to use legal tax shelters to reduce your taxes and save money, no matter how much or how little money you make.

447 MG How to Grow Rich While Raising a Family from 2021-01-31T22:10:42.023393

Laura interviews Kim Palmer, author of the new book Smart Mom, Rich Mom. Both men and women will take away smart tips to prepare for parenthood, adopt healthy habits, and make difficult choices tha...

193 MG Forgiven Debt and Taxes from 2021-01-31T22:10:42.023393

Learn what you need to know about forgiven debt and taxes and find out which types of forgiven debt are taxable and how the Mortgage Forgiveness Debt Relief Act provides tax relief.

446 MG 10 Financial Products to Make Money and Create Security from 2021-01-31T22:10:42.023393

Laura covers 10 products that everyone needs in order to create financial security, make more money, and manage your money the best way possible. Read the full transcript here: http://bit.ly/1TEey3y

192 MG Should You Rent or Buy a Home? from 2021-01-31T22:10:42.023393

Whether you should rent or buy a home comes down to more than finances. Find out the advantages of owning and renting a home and what's best for you.

445 MG The Best Strategies to Invest Your Money Wisely from 2021-01-31T22:10:42.023393

Laura answers a podcast listener's question about how to invest money for higher returns. Find out how much and where to put your money so you create financial security without taking too much ...

191 MG Should You Take a 401(k) Loan? from 2021-01-31T22:10:42.023393

Whether you should take a 401(k) loan depends on your situation. Learn the rules for borrowing from a 401(k) as well as the dangers so you can decide whether to take a 401(k) loan.

444 MG Tax Tips from IRS Insiders You’d Be Crazy to Ignore from 2021-01-31T22:10:42.023393

Laura interviews tax pros Garrett and Deborah Gregory, a married team who worked for the IRS before founding Gregory Law Group, PLLC in Dallas, Texas. You'll learn what you don’t know abo...

190 MG Taking a 401(k) Withdrawal from 2021-01-31T22:10:42.023393

Understand when you can take a 401(k) or 403(b) withdrawal and how much it'll cost you.

649 - How to Make Money Investing in Stocks from 2021-01-31T22:10:42.023393

Find out how to make money investing in stocks while limiting your risk—even when you have little experience or money. You’ll learn the pros and cons of stocks and the best ways to own ...

414 MG A Blueprint to Prioritize Your Personal Finances from 2021-01-31T22:10:42.023393

Follow this step-by-step blueprint so you know exactly how to prioritize your personal finances. Use these 5 financial priorities to help set goals, leverage your resources, and build wealth as qui...

189 MG How to Get COBRA Health Insurance Coverage from 2021-01-31T22:10:42.023393

Find out who qualifies for COBRA health insurance coverage, how to get it, and what premium subsidies may be available to make health insurance affordable.

443 MG 8 Ways to Pay Off a Mortgage Early from 2021-01-31T22:10:42.023393

Ready to pay off your mortgage? Laura explains who should pay off their mortgage ahead of schedule and who shouldn't. Learn 8 ways to get rid of your home loan as quickly as possible--if it&rsq...

188 MG Should You Have a Joint Credit Card or an Authorized User? from 2021-01-31T22:10:42.023393

Whether you should have a joint credit card or an authorized user is an important decision. Find out how each option affect your credit and liability.

442 MG 5 Questions to Help You Get Rich from 2021-01-31T22:10:42.023393

Laura covers 5 strategic questions that you must answer in order to get a grasp on your current situation and take your personal finances to the next level. How you answer the questions will identi...

187 MG How to Evaluate a Job Offer from 2021-01-31T22:10:42.023393

Find out how to evaluate a job offer and what's important to consider when deciding whether to accept a job offer or to make a career change.

656 - Got Cash? What to Do With Extra Money from 2021-01-31T22:10:42.023393

No matter if you're a good saver or you get a cash windfall, it's critical to know how to manage your extra money wisely. Use this three-step plan to prioritize your decisions and shore up ...

441 MG 401k or IRA: Which One Should You Invest in First? from 2021-01-31T22:10:42.023393

Confused about whether to invest in a traditional or a Roth retirement account? Laura answers a listener question that will help you understand the rules and prioritize contributions among differen...

186 MG What Is an Annuity and How Does It Work? from 2021-01-31T22:10:42.023393

Find out what an annuity is, how an annuity invests money, and the pros and cons of buying an annuity.

439 MG How COBRA Health Insurance Works from 2021-01-31T22:10:42.023393

Laura explains what COBRA continuation coverage is, who’s eligible for it, and how to apply and shop for health insurance at the lowest possible price after you leave a job. Read the full tra...

145 MG The Smart Way to Pay Off Credit Card Debt (reissue 10-13-2009) from 2021-01-31T22:10:42.023393

Tips on the best strategy for paying down your credit card debt.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

438 MG Avoid 7 Spending Mistakes and Save More Money from 2021-01-31T22:10:42.023393

It's time to face your bad habits and take control of your spending. Laura interviews money-saving expert, Andrea Woroch, for savvy shopping tips to protect your finances and save more money. R...

184 MG Should Couples Combine Their Personal Finances? from 2021-01-31T22:10:42.023393

Whether couples should combine their personal finances is an important decision. Find out the different ways you can handle your finances as a couple and the pros and cons of each option.

437 MG How to Build Credit with a Secured Credit Card from 2021-01-31T22:10:42.023393

Ready to improve your credit scores? Laura answers credit questions from podcast listeners and readers. She explains what a secured credit card is, where to find one, and how to use the account to ...

182 MG How to Qualify for a Mortgage or Refinance from 2021-01-31T22:10:42.023393

Find out how to qualify for a mortgage or a refinance and whether it's possible to get a mortgage with bad credit. Follow a suggested checklist to make sure that you're in good financial shape befo...

436 MG How to Avoid Private Mortgage Insurance (PMI) on Your Home Loan from 2021-01-31T22:10:42.023393

Laura explains what private mortgage insurance (PMI) is and how to avoid paying it in the first place. If you’re already paying PMI, you’ll learn your rights for getting rid of it as qu...

181 MG The Best Apps for Personal Finances from 2021-01-31T22:10:42.023393

Find out which mobile apps can help you improve your personal finances. The best apps for personal finances let you monitor your online accounts, keep your budget on track, and save money while you...

440 MG Credit Bureau Expert Gives Insider Advice on Building Credit from 2021-01-31T22:10:42.023393

Laura interviews Rod Griffin, Experian's director of public education, about a variety of important topics that will help you build and maintain excellent credit, no matter your financial situa...

180 How to Save for Retirement Without a 401(k) from 2021-01-31T22:10:42.023393

You can save for retirement without a 401(k). Whether you're self-employed, are a stay-at-home-spouse, or work for a small business that doesn't offer a benefits package, you have alternative optio...

435 MG Pros and Cons of a Getting a Reverse Mortgage from 2021-01-31T22:10:42.023393

Get the scoop on what a reverse mortgage is, the different types, who can have one, and how much you can borrow. Plus, Laura outlines the main pros and cons to consider before getting one. Read the...

179 MG The Best Rewards Credit Cards from 2021-01-31T22:10:42.023393

Learn what the best rewards credit cards are and get tips on how best to use your rewards credit cards to make sure you get the most cash or other rewards from your credit cards.

434 MG Financial Q&A: Tips to Pay Less Tax or Get a Bigger Refund from 2021-01-31T22:10:42.023393

Laura answers tax questions from readers, listeners, followers, and group members that will help you understand how to pay less tax, defer it, or to boost your tax refund and save more money every ...

177 MG Three Cheap Ways to Save for Retirement from 2021-01-31T22:10:42.023393

Even though retirement may be a long way off, if you start using simple financial tactics now, rather than later, you'll be able to retire when you want and do what you want.

432 MG 6 Essential Habits of Financially Healthy People from 2021-01-31T22:10:42.023393

Ever wish you were more successful with your personal finances? Laura reviews 6 key habits of financially healthy people that can add up to transform your life and give you a more secure, happy fut...

176 MG How to Cancel Private Mortgage Insurance (PMI) from 2021-01-31T22:10:42.023393

If you have a mortgage with Private Mortgage Insurance (PMI) it's important to know when you can stop making premium payments and your rights for having it canceled.

431 MG Should You Get or Pay Off a Home Mortgage? from 2021-01-31T22:10:42.023393

Laura covers 5 main advantages of having a mortgage, plus when it pays to wait for one. You'll find out whether you should pay off a mortgage early and how much debt you should have to maintain...

175 MG Whether to Invest in a Traditional or Roth 401(k) from 2021-01-31T22:10:42.023393

Many employers have added the Roth option to 401(k) and 403(b) workplace plans. Find out if you should invest in a Roth at work and how it's different from a Roth IRA.

430 MG Investing Tips for College Students and Baby Boomers (Plus Everyone in Between) from 2021-01-31T22:10:42.023393

Laura answers common investing questions from a young college student and a baby boomer. No matter if you're just starting out, getting close to retirement, or are somewhere in between, you'...

174 MG Advice About Traditional and Roth IRAs, Part 2 from 2021-01-31T22:10:42.023393

You know you need to be socking away as much for retirement as you can. But are you putting it in the right type of account to maximize your investments? In part two of this episode you'll learn wh...

655 - Mortgage Refinance? 5 Ways to Know If It’s a Good Idea from 2021-01-31T22:10:42.023393

If you’re a homeowner, it’s wise to stay alert for opportunities to reduce your mortgage payment by refinancing. Find out what a mortgage refinance is, common reasons to consider one, a...

654 - 10 COVID Stimulus Benefits for the Self-Employed from 2021-01-31T22:10:42.023393

If you're self-employed with financial hardships due to the pandemic, there are various stimulus benefits that can provide relief. Use these ten options to improve your personal and business fi...

429 MG How Leasing a Car (and Getting Out Early) Works from 2021-01-31T22:10:42.023393

Laura answers a listener question about how to get out of a car lease early. Find out how car leasing works, what to do if you need to exit one before it expires, and how it compares to buying a ve...

173 MG Advice About Traditional and Roth IRAs, Part I from 2021-01-31T22:10:42.023393

You know you need to be socking away as much for retirement as you can. But are you putting it in the right type of account to maximize your investments? In part one of this episode you'll learn th...

653 - Should You Transfer Balances to No-Interest Credit Cards Multiple Times? from 2021-01-31T22:10:42.023393

Considering a no-interest balance transfer offer? Find out how they work and can make paying off high-interest debt easier. Laura covers the pros and cons of balance transfers and whether moving de...

428 MG Do Lost or Stolen Credit Cards Hurt Your Credit Score? from 2021-01-31T22:10:42.023393

Laura answers questions about how replacements for lost or stolen credit cards affect your credit. Find out how to protect your credit and the best places to get your reports and credit scores for ...

172 MG Should You Buy Rental Property? from 2021-01-31T22:10:42.023393

Being a real estate investor has huge upside-if you have money to invest and know what you're doing. Consider all the pros and cons and get 8 tips on how to buy a profitable rental property.

427 MG What Is a myRA Retirement Account? from 2021-01-31T22:10:42.023393

Laura explains a brand new type of retirement account called the myRA. Find out the pros and cons, who's eligible to have one, and how to set one up. Read the full transcript here: http://bit.l...

171 Healthcare Reform and Health Savings Accounts from 2021-01-31T22:10:42.023393

If you have an HSA or are considering the benefits of having one, find out what health care reform has in store for them and when the changes will go into effect.

390 MG 4 Radically Simple Places to Invest from 2021-01-31T22:10:42.023393

Find out Money Girl's favorite radically simple and innovative places to invest money right now - no matter how much cash you have to spare. Read the transcipt: http://bit.ly/1BrQElw

170 MG Dealing With Debt Collectors from 2021-01-31T22:10:42.023393

Just because you owe money doesn't mean a debt collector can walk all over you. You have rights regarding what they can do and say. Find out how to dispute a debt and get them to stop calling you.

426 MG 7 Credit Score Traps You Should Avoid from 2021-01-31T22:10:42.023393

Don't let common credit pitfalls hurt your financial life! Laura answer reader questions and covers 7 credit traps that could upset your personal finances if you’re not looking out for th...

169 MG The Best Ways to Build Credit from 2021-01-31T22:10:42.023393

Now more than ever, it's challenging for young people to build a solid credit history. Find out what options are available for young adults of all ages-even those under 21.

425 MG The Truth About Debt and Death from 2021-01-31T22:10:42.023393

Ever worried about having to pay a deceased family member’s debts or wondered who will pay yours? Laura Adams gives you the facts (and peace of mind, hopefully) about debt and death. Read the...

168 MG Who's Eligible for Family and Medical Leave from Work? from 2021-01-31T22:10:42.023393

When you need to leave work to care for a new child, a sick family member, or for yourself, certain employees are covered under the Family and Medical Leave Act (FMLA). Find out if you're eligible ...

424 MG 3 FAQs About 401k Retirement Plans from 2021-01-31T22:10:42.023393

Laura answers reader questions about 401ks and 403bs, including what happens to your account if you get divorced, how to handle a retirement provider that doesn't seem reputable, and how to pay...

167 MG How Long to Keep Financial Records from 2021-01-31T22:10:42.023393

Are you drowning in paper but afraid that you'll throw away something you might need? Find out which records to keep and for how long.

423 MG How to Go Paperless (Securely) with Your Finances from 2021-01-31T22:10:42.023393

Follow 5 steps to manage your finances with no (or much less) paper. Learn the pros and cons, a few paper exceptions to consider, and how to make a transition to digital record keeping as easy and ...

166 What To Do With a Tax Refund from 2021-01-31T22:10:42.023393

If you're like the majority of U.S. taxpayers, you've got a tax refund coming. Find out how to get help with your taxes, get your refund as quickly as possible, and what you should do with it. Like...

422 MG 5 Retirement Options When You’re Self-Employed from 2021-01-31T22:10:42.023393

Even if you don't work for a big company, you can still use a retirement account to cut taxes and save more for the future. Laura answers a reader question and covers 5 of the best retirement a...

105 MG Tips for Choosing a Tax Pro from 2021-01-31T22:10:42.023393

Which type of tax professional is best for you? Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

421 MG Got Cash? What to Do with Extra Money from 2021-01-31T22:10:42.023393

Laura answers a reader question about what to do with extra cash in her bank account by recommending an easy action plan called PIP. Find out what it is and how to use it to solve just about any fi...

165 MG Reasons to Love a Health Savings Account from 2021-01-31T22:10:42.023393

Health Savings Accounts have so many advantages. You'll find out who qualifies for an HSA, what tax benefits you receive, how to fund one using an IRA, and how it turns into a great vehicle to pay ...

419 MG Credit Card Authorized Users—How to Avoid Getting Burned from 2021-01-31T22:10:42.023393

Considering adding a partner, spouse, family member, or friend as an authorized user to your credit card? Or maybe you want to be added to someone else's card. First, understand the potential r...

164 Eight Fast Ways to Increase Your Credit Score from 2021-01-31T22:10:42.023393

Planning on buying something big, like a home or a car, or getting a rewards credit card? First, find out the fastest ways to boost your credit score so you'll qualify for the best deals and sa...

418 MG When to Monitor, Freeze, or Put an Alert on Your Credit from 2021-01-31T22:10:42.023393

Find out what to do when you find out that your personal data has been compromised. Understand the differences between a security fraud alert and a credit freeze, how they affect your credit, and t...

163 What Are the New Credit Card Rules? from 2021-01-31T22:10:42.023393

Find out what to expect from the CARD Act's newest and most extensive credit card regulations. They deal with important issues for consumers such as interet rate hikes and fees. Like what you hear?...

417 MG 8 Financial Truths That Can Change Your Life from 2021-01-31T22:10:42.023393

Laura covers eight truths that have the power to transform your financial life. Use them to make better decisions, set the right priorities, and build more wealth. Read the full transcript here: ht...

162 MG Selling Your Home Sweet Home from 2021-01-31T22:10:42.023393

Find out who's eligible for the home-sale tax break. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

651 - How to Tell the Difference Between Good and Bad Debt from 2021-01-31T22:10:42.023393

Laura interviews Howard Dvorkin from Debt.com about the state of debt in the U.S., tips for consumers and small business owners, how to prioritize payments, and ways to understand the difference be...

416 MG Financial Q&A: Tips to Hack Money Management from 2021-01-31T22:10:42.023393

It's time to hack money management so you earn more, save time, stay organized, keep on track with your financial goals. Read the full transcript here: http://bit.ly/1Kemlke

161 MG Are You Entitled to Overtime Pay? from 2021-01-31T22:10:42.023393

Find out whether you should be paid for your overtime work.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

650 - 5 Tips for Building a Side Business from 2021-01-31T22:10:42.023393

In this excerpt from Laura's new book, Money-Smart Solopreneur: A Personal Finance System for Freelancers, Entrepreneurs, and Side-Hustlers, you'll get solid tips to earn more using low-ris...

415 MG The Truth About Credit and Insurance Rates from 2021-01-31T22:10:42.023393

There's a surprising relationship between your credit and what you pay for insurance. Find out which states allow credit to be used in setting rates, which types of policies are affected, and e...

160 MG Six Tax Tips for Job Seekers from 2021-01-31T22:10:42.023393

Job hunting tax breaks for the unemployed and employed.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

413 MG 7 Ways to Save on Healthcare and Fitness from 2021-01-31T22:10:42.023393

Are you taking advantage of money-saving fitness and health tax breaks? Laura covers 7 tips to take charge of your health and your wealth so you can feel good, look good, and live the lifestyle you...

159 MG Five Best Ways to Save Money on Taxes from 2021-01-31T22:10:42.023393

Discover legal ways to save money on your taxes in 2010.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

412 MG Financial Q&A: Money Management Tips for Families from 2021-01-31T22:10:42.023393

Answers to family finance questions including how to save for college, whether couples should combine accounts, and co-signing loans. Plus a bonus Q&A about using credit cards with the newest t...

157 MG Where to Invest in 2010 from 2021-01-31T22:10:42.023393

How to prioritize and choose the best investments.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

411 MG Why You Need a No Foreign Transaction Fee Credit Card from 2021-01-31T22:10:42.023393

Even if you're not a world traveler, you might get stuck paying foreign transaction fees on credit card purchases. Matt Schulz from CreditCards.com joins Money Girl to explain foreign fees, whi...

156 MG You Can Learn to Save Money from 2021-01-31T22:10:42.023393

Discover how to build real wealth and financial security.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

410 MG What You Need to Know About EMV Chip Credit Cards from 2021-01-31T22:10:42.023393

Find out how technology is changing credit cards, what it means for shoppers, and whether it will really keep us safe from fraud. Get the Money Girl book at http://MoneyGirlBook.com. Read the full ...

155 MG New Year's Money Resolutions to Keep from 2021-01-31T22:10:42.023393

Three action steps for setting financial goals in the New Year!Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

409 MG How to Take Penalty-Free Early Withdrawals from Retirement Accounts from 2021-01-31T22:10:42.023393

Understand the rules for taking distributions from retirement accounts and how to avoid paying a steep early withdrawal penalty. Get the Money Girl book at http://MoneyGirlBook.com. Read the full t...

154 MG The New 2010 Roth IRA Rules from 2021-01-31T22:10:42.023393

Can you benefit from converting to a Roth IRA? Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

408 MG How Many Credit Cards Should You Have for Good Credit? from 2021-01-31T22:10:42.023393

Find out how many credit cards you should have in order to build credit and manage your financial life. Plus, why a credit card company could unexpectedly close your account and how it affects your...

153 MG Lower Your Taxes with Energy-Efficient Improvements from 2021-01-31T22:10:42.023393

The rules and tax incentives for going green in your home.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

407 MG 3 Real Estate FAQs for Buyers, Sellers, and Investors from 2021-01-31T22:10:42.023393

Money Girl answers 3 FAQs about real estate to help you succeed whether you're a buyer, seller, or investor—or even if you just plan to become one someday. Read the full transcript here: ...

152 MG What to Consider Before Doing a Refinance from 2021-01-31T22:10:42.023393

Find out if doing a refinance is best for your situation.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

406 MG Advice for New Entrepreneurs Starting a Business from 2021-01-31T22:10:42.023393

Money Girl answers a podcast listener's question about what entrepreneurs should consider when starting a business. Here are five tips to protect your liability, cut taxes, stay organized, and ...

151 MG New Tax Tip for All Home Buyers from 2021-01-31T22:10:42.023393

Save money whether you're a first-time home buyer or not. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

405 MG 8 Pros and Cons of Using Personal Loans to Consolidate Credit Card Debt from 2021-01-31T22:10:42.023393

Money Girl explains the pros and cons of using personal loans to consolidate or pay off credit card debt. You’ll find out the best places to apply for a personal loan and how consolidating af...

150 MG How to Make More Money on Your Savings from 2021-01-31T22:10:42.023393

Tips to find the highest interest rates for your savings.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

404 MG 5 FAQs About Roth Retirement Accounts from 2021-01-31T22:10:42.023393

Money Girl answers six Roth FAQs from readers and podcast listeners to help you understand how to use them to invest for retirement. Plus, she explains the best places to open up your Roth retireme...

149 MG Whether to Invest or Pay Down Debt, Part II from 2021-01-31T22:10:42.023393

Get both sides of the hotly debated financial issue of investing or not.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

373 MG 5 Decisions Millennials Must Make to Grow Rich from 2021-01-31T22:10:42.023393

Discover how to overcome common financial challenges and grow rich by making 5 important decisions. Get the Money Girl book at http://MoneyGirlBook.com. Read the transcript: http://bit.ly/ZWPqhY

148 MG Whether to Invest or Pay Down Debt, Part I from 2021-01-31T22:10:42.023393

How to figure out the best use for your extra money.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

401 MG Should You Invest Emergency Funds or Keep Cash? from 2021-01-31T22:10:42.023393

Find out how much emergency money you need, the best places to put it, and whether investing some amount of it is a smart financial move. Read the full transcript here: http://bit.ly/1KsSPJB

146 MG Should You Use a Balance Transfer Credit Card? from 2021-01-31T22:10:42.023393

Find out how to use transfer cards wisely and where to get the best ones.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

400 MG 8 Credit Card FAQs and Tips to Build Credit from 2021-01-31T22:10:42.023393

Money Girl answers 8 frequently asked questions about credit cards and gives tips to maintain and build credit. Read the full transcript here: http://bit.ly/1HEdUgl

144 MG Use a 72(t) Plan to Avoid the Early Withdrawal Penalty from 2021-01-31T22:10:42.023393

Find out about a little-known retirement account tax rule.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

399 MG How to Invest Money in Your IRA or 401k Retirement Account from 2021-01-31T22:10:42.023393

Money Girl answers listener questions and explains how to invest money in your retirement account so you take the right amount of risk and reach your financial goals.

143 MG The New Vehicle Sales Tax Deduction from 2021-01-31T22:10:42.023393

Get both sides of this hotly debated vehicle sales tax deduction.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

398 MG What Is the Statute of Limitations on Old Debt? from 2021-01-31T22:10:42.023393

Money Girl explains what the statue of limitations is on old debt, and details 4 options to help you handle your unpaid debts. Read the transcript: http://bit.ly/1Ht3PoU

142 MG Newlywed or Newly-Divorced? from 2021-01-31T22:10:42.023393

Important tips to save on taxes when your marital status changes.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

397 MG 6 Tips for Finding a Financial Advisor from 2021-01-31T22:10:42.023393

Money Girl details 6 ways to choose the best financial advisor for your situation and budget. Plus, get access to an assessment tool that makes it easy to rate and compare advisors, so you know whi...

141 MG Confused About the Home Mortgage Interest Deduction? from 2021-01-31T22:10:42.023393

Who's eligible to claim the mortgage interest deduction and for how much.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

647 - How to Use a 529 Plan to Manage Education Expenses from 2021-01-31T22:10:42.023393

Whether schools and colleges open up virtually or in-person in 2020, the cost of education is expensive. Laura explains how to use a 529 savings plan to make your money go further. You'll get t...

396 MG Top Online Banks and Safe Banking Tips from 2021-01-31T22:10:42.023393

Money Girl reviews the best online bank accounts, so you can see how yours stacks up! Plus, she offers 8 tips for staying safe when you’re banking online. Read the transcript here: http://bit...

140 MG Ten Tips to Find the Best Credit Card from 2021-01-31T22:10:42.023393

Learn about the new credit card laws and how to get the best credit card deals.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

646 - Guide to Managing Medical Benefits When You Leave or Start a Job from 2021-01-31T22:10:42.023393

Whether leaving a job is cause for tears or celebration, knowing your rights and options for medical benefits is critical. Laura answers questions about how to handle benefits during work transitio...

395 MG When to Use a Balance Transfer Credit Card from 2021-01-31T22:10:42.023393

Money Girl explains the right way to use a balance transfer credit card to save on interest fees, and pay off your debt faster. Read the transcript: http://bit.ly/1Cb5C9V

139 MG Spot Scams When Job Hunting from 2021-01-31T22:10:42.023393

Avoid being a victim of fraud when searching for a job.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

528 - 14 Tips to Kill Impulse Buying and Save Money from 2021-01-31T22:10:42.023393

Instead of caving to impulse shopping, use these 14 tips and tricks to resist bad spending habits so you can save more money.  Read the transcript. Check out all the Quick and Dirty Tips sho...

394 MG Creating a Backdoor Roth IRA from 2021-01-31T22:10:42.023393

If you make too much to be eligible to contribute to a Roth IRA, Money Girl explains how to create a backdoor Roth IRA - and whether this is a smart move for your situation and financial needs. Rea...

138 MG Eight Ways to Make Tuition Less Taxing from 2021-01-31T22:10:42.023393

Tips on how to save money when paying for education.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

645 - Your 2020 Guide to Saving Money with an HSA from 2021-01-31T22:10:42.023393

A health savings account (HSA) is a wise way to cut taxes and save for the future. This complete guide will help you start an HSA and use it to your financial advantage. Read the transcript. Chec...

393 MG Roth or Traditional Retirement Account? from 2021-01-31T22:10:42.023393

Money Girl explains what you need to know before choosing a Roth or traditional retirement account - no matter if you invest using an IRA, a workplace account, or both. Plus, download the free Reti...

136 MG Reduce Your Long-Term Debt from 2021-01-31T22:10:42.023393

Save money on long-term loans-a free audiobook excerpt!Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

644 - 7 Big Insurance Mistakes to Avoid During the COVID Crisis from 2021-01-31T22:10:42.023393

There's never been a more important time to protect your health, life, property, and business. Avoid these seven critical insurance slipups to reduce your financial risk during the pandemic. R...

392 MG 3 Common IRA Mistakes from 2021-01-31T22:10:42.023393

Are misunderstandings about IRA accounts keeping you from financial security? Money Girl details 3 of the most common mistakes that may be preventing you from using IRAs to build wealth. Read the t...

135 MG Five Ways to Raise Your Credit Score from 2021-01-31T22:10:42.023393

Actively manage your credit rating-a free audiobook excerpt!Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

643 - Wise Tips to Manage FOMO During the Pandemic from 2021-01-31T22:10:42.023393

Is FOMO (fear of missing out) causing you to take more risks—financial and otherwise—during the pandemic? Laura interviews Patrick McGinnis, who coined the term, about its root causes a...

292 MG Bank or Credit Union-Which Is Better? from 2021-01-31T22:10:42.023393

Compare the benefits of using a credit union vs. a bank. Read the transcript: http://bit.ly/1M86q7l

133 MG Job Changes and Your 401(k) from 2021-01-31T22:10:42.023393

Four options for your 401(k) when you leave work.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

642 - 5 Legal Documents You Need During a Pandemic from 2021-01-31T22:10:42.023393

If you get COVID-19 or experience another unexpected tragedy, these crucial documents can help you and your family manage money and make essential decisions with more clarity and less stress. Read...

391 MG How to Save Money on Healthcare with an HSA from 2021-01-31T22:10:42.023393

Money Girl explains who’s eligible to have an Health Savings Account (HSA), the rules for using one, and how they help you keep more money in your pocket now, and in the future. Read the tran...

132 MG Save Money by Trading a Car Lease from 2021-01-31T22:10:42.023393

Lease swaps are win-win deals for car shoppers and leased car drivers!Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

641 - Fifteen Retirement Account Rules You May Not Know from 2021-01-31T22:10:42.023393

Get familiar with 15 key IRA rules, including what’s new for 2020 related to coronavirus-related hardships. You’ll feel confident about using this retirement account no matter if you&rs...

389 MG 5 Best Investing Tips to Make More Money from 2021-01-31T22:10:42.023393

No matter if you’re a newbie investor or have been at it for decades, it’s important to understand the fundamentals. In this episode, Money Girl reviews the 5 best investing tips to mak...

131 MG Five Pointers About Long-Term Care Insurance from 2021-01-31T22:10:42.023393

Coverage considerations and the optimal age to buy it.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

546 - When to Cancel a Credit Card? 10 Dos and Don’ts to Follow from 2021-01-31T22:10:42.023393

If you've been thinking about canceling a credit card, it’s critical to understand how it will affect your entire financial life. Laura covers 10 dos and don’ts for when to cancel a...

388 MG What Is a Reverse Rollover for Your 401k? from 2021-01-31T22:10:42.023393

Money Girl answers a listener question by explaining what a reverse rollover is, who should consider one, and the 10 main pros and cons to keep in mind before pulling the trigger. Read the transcri...

130 MG Owning Real Estate in an IRA from 2021-01-31T22:10:42.023393

How to invest in real estate using a self-directed retirement account.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

640 - New Rules and 8 Tips for Getting PPP Loan Forgiveness from 2021-01-31T22:10:42.023393

Find out how to get a Paycheck Protection Program loan, document your expenses, and apply for loan forgiveness to keep your business operating despite the coronavirus challenges. Read the transcri...

387 MG 6 Steps to Take After a Parking Lot Car Accident from 2021-01-31T22:10:42.023393

Money Girl explains how to handle a parking lot car accident so you stay safe, don't break the law, and protect your finances. Read the transcript: http://bit.ly/1BAIg0k

129 MG From Employee to Self-Employed from 2021-01-31T22:10:42.023393

Resources to help freelancers and sole proprietors stay in compliance and out of trouble.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

639 - 5 Things to Know About the Home Office Tax Deduction and Coronavirus from 2021-01-31T22:10:42.023393

If you're working from home more due to the COVID-19 crisis, you've probably had additional expenses. Laura answers questions about who qualifies for the home office tax deduction and how t...

386 MG 5 Surprising Homeowners Insurance Facts from 2021-01-31T22:10:42.023393

Money Girl explains 5 surprising facts about what affects homeowner insurance quotes, plus how to save money, and how to prevent your premium from ballooning over time. Read the transcript: http://...

128 MG Want More Ethical Investing? from 2021-01-31T22:10:42.023393

Tips and resources to put your money in ethical investments.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

638 - Should I Use a High-Yield CD for My Savings? from 2021-01-31T22:10:42.023393

Laura answers a listener question about using CDs to stash her cash. Find out what a CD or certificate of deposit is, where to find high-yield CDs, and how to use them wisely when they're right...

385 MG 7 Pros and Cons of Investing in a 401k at Work from 2021-01-31T22:10:42.023393

Money Girl explains 7 major pros and cons of having a 401k through your job, and gives tips on how to save quickly - so you have plenty of money when you’re ready to kick back and enjoy retir...

127 MG Making Work Pay Confusion Could Cost You from 2021-01-31T22:10:42.023393

What if too little taxes are being withheld from your paycheck?Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

560 - 8 Best Budgeting and Personal Finance Tools from 2021-01-31T22:10:42.023393

Laura reviews eight of the best personal finance tools to make sense of your money, stay organized, and achieve your financial goals. Read the transcript at  Read the transcript. Check out a...

384 MG 3 Steps for Organizing Your Financial Records from 2021-01-31T22:10:42.023393

Money Girl reveals a simple, 3-step system for managing financial and tax records, and staying organized. Plus, learn how to determine what financial records to keep - and for how long. Read the tr...

126 MG Take Charge of Your Credit Cards from 2021-01-31T22:10:42.023393

Ten wise ways to make credit cards work for you, plus the new legislation.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

637 - Which Debts Should You Prepay First? A 6-Step Plan from 2021-01-31T22:10:42.023393

Hooray, you have some extra money each month to pay down debt! This 6-step process will help you decide how to use that money wisely to reach your financial goals. Read the transcript. Check out ...

276 MG 10 Ways to Save Money on Your Electricity Bill from 2021-01-31T22:10:42.023393

As the heat rises use these tips to lower your utility bill. Read the transcript: http://bit.ly/1xLPH39

125 MG Five Tips for New Graduates from 2021-01-31T22:10:42.023393

Get started on the right financial path with these real-world tips.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

636 - How to Qualify for the Coronavirus Economic Relief Package from 2021-01-31T22:10:42.023393

Not sure what coronavirus economic relief you qualify for or how to get it? Laura interviews Gerri Detweiler, Education Director for Nav and cuts through the confusion. You'll get solid advice ...

383 MG How to Do an Annual Finance Review from 2021-01-31T22:10:42.023393

Money Girl explains why you should do an annual personal finance review, and reveals what important money lessons she learned in 2014. She also recommends terrific books to help you dive deeper int...

123 MG Real Deal Money-Saving Tips from 2021-01-31T22:10:42.023393

How to save money like the pros and really plump up your wallet.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

635 - Best Advice on Buying or Selling a Home During the Coronavirus from 2021-01-31T22:10:42.023393

The economic downturn affects both home buyers and sellers. Find out how to make wise real estate decisions and stay safe during the pandemic. Read the transcript. Check out all the Quick and Dir...

382 MG How to Make Money (Legitimately) from Home from 2021-01-31T22:10:42.023393

Money Girl explains why you should create multiple sources of income, the best ways and places to get started, and important tax considerations, plus tools and tips to make sure you make money from...

122 MG Case of the Missing Identity, Part 2 from 2021-01-31T22:10:42.023393

More tips and tools to prevent identity theft and stay safe from cyber crime.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

634 - 10 Things Student Loan Borrowers Should Know About Coronavirus Relief from 2021-01-31T22:10:42.023393

The CARES Act includes broad relief for hardships created by the COVID-19 pandemic, including significant benefits for those paying off student loans. Laura answers a couple of questions and review...

381 MG 5 Best Ways for Making Loans to Family and Friends from 2021-01-31T22:10:42.023393

Money Girl explains what you show know about giving, lending, or borrowing when it involves family or friends, so you can protect both your finances and long-term relationships. Read the transcript...

121 MG The Case of the Missing Identity, Part 1 from 2021-01-31T22:10:42.023393

Tips and tools to avoid identity theft and stay safe from cyber crime.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

633 - How to Manage Unemployment and Lost Business Income from 2021-01-31T22:10:42.023393

Laura interviews Colleen McCreary, Chief People Officer at Credit Karma, for tips on how to navigate unemployment the best way possible. Find out how to get all the benefits you're eligible for...

280 MG How to Invest in the Perfect Portfolio from 2021-01-31T22:10:42.023393

Cut through the confusion and build a winning investment portfolio. Visit the website: http://bit.ly/1vRkQRV

120 MG Save Time, Save the Planet, Bank Online from 2021-01-31T22:10:42.023393

The pros, cons, and safety of banking and paying bills online.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

632 - How the COVID-19 CARES Act Affects Your Retirement from 2021-01-31T22:10:42.023393

Life during the time of coronavirus is moving quickly and new legislation called the CARES Act affects your retirement account. Money Girl answers questions about making contributions and withdrawa...

380 MG The Science of Gratitude and Financial Success from 2021-01-31T22:10:42.023393

Discover the science of being grateful and how it affects your financial success. Plus, Money Girl reveals 5 tips to easily cultivate more gratitude in your daily life.

119 MG Delight in Dividend-Paying Stocks from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

631 - 10 Ways Coronavirus Tax Relief Affects Your Personal Finances from 2021-01-31T22:10:42.023393

In addition to postponing taxes, the new coronavirus tax relief law affects other parts of your financial life. Money Girl reviews 10 things you should know about the benefits of tax relief for you...

379 MG Buying or Leasing a Car: Which Costs Less? from 2021-01-31T22:10:42.023393

Money Girl explains the costs of buying and leasing a car, the main pros and cons of each, and how to get the best return on your investment depending on your lifestyle, budget, and financial goals...

118 MG Time To Jump Back in the Market? from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

630 - 5 Strategies to Manage Finances During Coronavirus Uncertainty from 2021-01-31T22:10:42.023393

Feeling uncertain about how to handle your money or investments during the coronavirus pandemic? Money Girl covers five ways to make your financial health as resilient as possible and answers commo...

378 MG 5 Student Loan Repayment Options from 2021-01-31T22:10:42.023393

Money Girl offers tips on how to manage education debt, and explains 5 student loan repayment options that can help you ease your financial burden, and save money. Visit the website: http://bit.ly/...

117 MG IRA Contribution Overload from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

531 - 8 Investing Rules to Follow Even When the Stock Market Drops from 2021-01-31T22:10:42.023393

No matter what happens in the stock market, these eight rules will help you invest wisely. Learn where to put your money to create financial security even when the stock market drops.  Read t...

377 MG What Is the Obamacare Health Insurance Penalty? from 2021-01-31T22:10:42.023393

In this episode I’ll cover what you should know about the tax penalty for being uninsured. You’ll learn how to calculate the Obamacare penalty, what the increases will be in future year...

116 MG "Making Work Pay" Tax Credit from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

629 - 6 Ways a Fed Interest Rate Cut Affects Your Finances from 2021-01-31T22:10:42.023393

What does a Federal Reserve interest rate cut mean for you and your finances? Money Girl explains how making some smart money moves now can work in your favor.  Read the transcript. Check ou...

376 MG How to Make More Money from 2021-01-31T22:10:42.023393

Money Girl reveals ways to make more money that doesn’t involve getting a second or third job—or even going back to school for an advanced degree. Listen on for 5 tips and plenty of use...

115 MG Where to Stash Your Cash from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

628 - What is Credit Card APR and Why Should You Care? from 2021-01-31T22:10:42.023393

Knowing your credit card APR is crucial for your overall financial health. Money Girl is here to help you understand APR and how it gets calculated on your account.

375 MG How to Save Money During the Holiday Season from 2021-01-31T22:10:42.023393

Money Girl reveals 5 tips to enjoy the holidays without getting a financial hangover you''ll regret in the New Year. Read the transcript: http://bit.ly/1shnFGr

114 MG Emergency Money for a New Economy from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

627 - Should You Pay Down PMI or High-Interest Debt First? from 2021-01-31T22:10:42.023393

Should homeowners eliminate their Private Mortgage Insurance (PMI) payment or focus on high-interest balances? Getting it right is essential to a healthy financial bottom line. TRANSCRIPT: htt...

374 MG 5 Tools to Mange Money and Fix Your Finances from 2021-01-31T22:10:42.023393

Discover the best financial and productivity tools to take your money management skills to the next level with less time and hassle. Get the Money Girl book at http://MoneyGirlBook.com. Read the tr...

113 MG New New Homebuyer Tax Break from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

626 - 5 Effective Ways to Get a Loan with Bad Credit from 2021-01-31T22:10:42.023393

Getting a loan with bad credit isn't impossible. These five simple lending alternatives can help you put money in your pocket. TRANSCRIPT: https://quickanddirtytips.com/money-finance/credi...

223 MG Should You Pay Down Debt Early? from 2021-01-31T22:10:42.023393

Find out what you should do with your extra money. Get the Money Girl book at http://MoneyGirlBook.com. Read the transcript: http://bit.ly/1BNIj6K

112 MG Fonzie was no Ponzi from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

625 - How to Insure Jewelry and Expensive Valentine's Day Gifts from 2021-01-31T22:10:42.023393

If you assume that you already have coverage for a lavish Valentine's Day gift or don't need it, you could be making a huge mistake. Check out these seven tips for insuring valuables before...

372 MG Self-Employed? When and Why to Incorporate Your Small Business from 2021-01-31T22:10:42.023393

If you're a freelancer, contractor, or own a small business, you may have wondered if you should incorporate your venture. Money Girl breaks down the pros and cons.

111 MG IRA Rules and Living Abroad from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

624 - 8 Best Tools to Manage Every Aspect of Your Money in 2020 from 2021-01-31T22:10:42.023393

Get in the habit of using free or low-cost digital tools to make better financial decisions and achieve your goals. Money Girl covers eight of her favorite apps, programs, and websites that can tak...

371 MG What Happens to Credit Card Debt When You Die? from 2021-01-31T22:10:42.023393

Find out the answer to common questions about may be responsible for credit card debt when you die.

110 MG Homebuyer Tax Credit ... or Loan? from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

623 - 8 Things You Must Give Up for More Financial Success from 2021-01-31T22:10:42.023393

To create more success, sometimes you simply have to give up what's holding you back. Money Girl covers eight ways to achieve your financial goals more easily. TRANSCRIPT: https://quickand...

370 MG Pros and Cons of Using an Annuity for Retirement Income from 2021-01-31T22:10:42.023393

Worried you won’t have enough retirement income? Find out what an annuity is, and the pros and cons of using one for retirement income.

109 MG Tell Tell, What's a Coverdell? from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

622 - Your Guide to Claiming a Legit Home Office Tax Deduction from 2021-01-31T22:10:42.023393

Does your side gig, freelance work, or small business qualify you to claim the money-saving home office tax deduction? Find out how to save money this tax season. TRANSCRIPT: https://quickandd...

369 MG 4 Major Disasters Homeowners and Renters Insurance Won’t Cover from 2021-01-31T22:10:42.023393

Money Girl breaks down what is and isn’t covered by home and renters insurance--so you'll know before its too late!

108 MG 529 Plans Save You Money from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

621 - 3 Ways to Earn Higher Interest on Personal and Business Savings from 2021-01-31T22:10:42.023393

Tired of earning a pittance on your personal or business savings? Use these tips to find a bank that will help you earn more and easily make the switch. TRANSCRIPT: https://quickanddirtytips.c...

368 MG 6 Tips to Sell a House Fast in Any Market from 2021-01-31T22:10:42.023393

Use these 6 Money Girl tips to speed up the sale of your home without sacrificing profit, in any real estate market. Visit the website to read the transcript: http://bit.ly/1C2CSnv

107 MG Taking Home Office Deductions from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

620 - 7 Ways the SECURE Act Changes Your Retirement and Savings from 2021-01-31T22:10:42.023393

The SECURE Act is the most significant overhaul of retirement and other saving rules in more than a decade. How will it affect your retirement and savings? TRANSCRIPT: https://quickanddirtytips.com...

367 MG Survive a Financial Crisis (and Still Get a Home Loan with Bad Credit) from 2021-01-31T22:10:42.023393

Money Girl explains how to get a mortgage with bad credit, and offers tips for surviving a financial crisis and rebuilding your credit as quickly as possible.

106 MG More Tax Prep Tips & Programs from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

574 - 10 Horrible Habits That Keep You from Growing Rich from 2021-01-31T22:10:42.023393

Are these 10 counterproductive behaviors sabotaging your financial future? To do more with your money, you have to acknowledge (and lose) your bad habits. TRANSCRIPT: https://www.quickanddirtytips....

366 MG Tips for Saving Money on Travel and Cruise Vacations from 2021-01-31T22:10:42.023393

Money Girl shows you how to take a debt-free vacation and save serious money on a cruise vacation. Visit the website to read the full transcript: http://bit.ly/1r9JY7c

104 MG ETFs-A Better Way to Invest? from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

619 - How to Create a Personal Finance System for Money Success from 2021-01-31T22:10:42.023393

Discouraged by your financial life? This four-part system will help you simplify your personal finances and do more with your money. TRANSCRIPT: https://quickanddirtytips.com/money-finance/per...

365 MG 7 Investment Rules to Make Money from 2021-01-31T22:10:42.023393

Money Girl reveals 7 critical investing rules to make your money grow safely, and have a happy financial future.

103 MG Strategies for Investment Success from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

618 - 10 Facts About Solo 401(k) Retirement Accounts You Should Know from 2021-01-31T22:10:42.023393

A solo 401(k) is a great retirement savings option for the self-employed. These critical facts can help you use the account wisely and saving much more. TRANSCRIPT & LINKS: Read the transcript...

364 MG When Not To Pay Off a Mortgage Early from 2021-01-31T22:10:42.023393

Money Girl answers a listener question about paying off a mortgage early and explains when to do it--and 3 situations when it’s a bad idea. Visit the website to read the full transcript: http...

102 MG Turn Panic into Tax Profits! from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

617 - A 7-Point Money Checklist for Year-End Success from 2021-01-31T22:10:42.023393

Before the New Year arrives, don't miss last-minute opportunities to save money. Use this 7-point checklist to manage your money wisely before the December 31 deadline. TRANSCRIPT & LINKS:...

363 MG Improve Your Finances with a Personal Money Day Checklist from 2021-01-31T22:10:42.023393

Money Girl's tips for making a simple checklist and taking a Personal Money Day will help get your finances back on track. Read the transcript here: http://bit.ly/1pbG5HP

101 MG Smart Real Estate Moves from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

569 - 8 Ways to Make the Holidays Less Expensive and More Memorable from 2021-01-31T22:10:42.023393

Don't let financial pitfalls of the holidays sneak up on you. Laura covers wise tips to make the season brighter, less expensive, and more memorable! TRANSCRIPT:  https://www.quickanddirty...

291 MG Identity Theft and Your Wallet - 7 Items to Purge Now from 2021-01-31T22:10:42.023393

Find out what should never be in your wallet or purse.

100 MG Check Your Withholding from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

616 - 3 Affordable Financial Safeguards to Protect Your Health and Income from 2021-01-31T22:10:42.023393

Financial peace of mind may be easier and less expensive that you think. These three surprisingly affordable safeguards should be pillars of your financial plan. TRANSCRIPT: Read the transcript: h...

362 MG Where to Rollover Your 401(k) Retirement Money from 2021-01-31T22:10:42.023393

Money Girl helps you find the best place to move your 401(k) to avoid tax and keep your retirement nest egg growing. Read the transcript: http://bit.ly/1qknmvH

099 MG Can You Lose When You Gain? from 2021-01-31T22:10:42.023393

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615 - 6 Retirement Account Changes for 2020 You Should Know from 2021-01-31T22:10:42.023393

2020 will bring a variety of beneficial tax changes to retirement accounts. Find out six ways to take advantage of them and start making plans to save more for retirement. TRANSCRIPT & LINKS ...

361 MG 10 Tips to Save Money Shopping at Farmers' Markets from 2021-01-31T22:10:42.023393

Clever tips to shop farmers' markets the right way and spend less. Get the Money Girl Book at http://MoneyGirlBook.com. Read the transcript: http://bit.ly/1ox3ILZ

098 MG Go Coupon Crazy from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

614 - How to Create Foolproof Financial Safety Nets from 2021-01-31T22:10:42.023393

Unexpected hardships can create big money problems. These ten financial safety nets will help you survive life's challenges so you can be prepared, not scared. TRANSCRIPT & LINKS Read th...

288 MG How to Make Decisions About Personal Finances from 2021-01-31T22:10:42.023393

Follow these 5 priorities to manage your money successfully.

097 MG Gimme Some Tax Credit from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

613 - 10 Best Identity Theft Protection Tips from 2021-01-31T22:10:42.023393

Once a thief has your confidential data, they can use it to wreak havoc on your financial life. These tips will help you prevent, detect, and fight against identity theft. TRANSCRIPT & LINKS ...

360 MG How Retirement Accounts Save Money on Taxes from 2021-01-31T22:10:42.023393

Understand the ways retirement accounts help you save taxes and build more wealth for retirement. Plus, whether moving to a different state in retirement could affect the tax you have to pay. Get t...

096 MG Can Your Mother-In-Law be a Tax Exemption? from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

612 - How to Break Through and Overcome Financial Hardships from 2021-01-31T22:10:42.023393

Do you need simple, real world tools to help you bounce back from financial challenges? Money Girl and AJ Gibson talk about his new book and how to live the life you were meant to live. TRANSCRIPT...

359 MG How to Get a Student Loan to Pay for College (Part 2) from 2021-01-31T22:10:42.023393

Understand all the ways you can get financial aid to pay for college, plus tips for managing student loan debt. Get the Money Girl Book at http://MoneyGirlBook.com

095 MG Foreclosure or Bankruptcy, What's Worse? from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

611 - 8 Steps to Buying a Home You Can Afford from 2021-01-31T22:10:42.023393

When you're buying a home, mistakes can be costly. This step-by-step guide will help you check yourself before you wreck yourself. Read the transcript. Check out all the Quick and Dirty Tips ...

358 MG How to Get a Student Loan to Pay for College (Part 1) from 2021-01-31T22:10:42.023393

Fund out what student loans and other aid available to students and parents to pay for college. Get the Money Girl Book at http://MoneyGirlBook.com

094 MG Debt Management Tips from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

564 - 13 Warning Signs That You Have a Debt Problem from 2021-01-31T22:10:42.023393

If you're not sure if you have a debt problem, Laura breaks down 13 warning signs you should know. You’ll learn red flags to watch out for that could prevent you from building wealth and ...

134 MG Retirement Rollovers Can Be Tricky from 2021-01-31T22:10:42.023393

Avoid paying steep taxes and penalties when moving your retirement money.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

093 MG Panic-Proof Your Investments from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

610 - 8 Essential Recordkeeping Rules for the Self-Employed from 2021-01-31T22:10:42.023393

Recordkeeping is crucial when you're self-employed. These eight rules will help you to stay compliant with the IRS and better understand your business now and in the future. Read the transcrip...

357 MG How to Make Money Investing in Stocks from 2021-01-31T22:10:42.023393

Find out a smart stock investing strategy and the best ways to own them. Get the Money Girl book at http://MoneyGirlBook.com

092 MG Extra! Extra! The New FDIC Scoop from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

609 - 5 Ways to Keep Your Day Job While You Start a Business from 2021-01-31T22:10:42.023393

Starting your own business is a giant leap of faith. Here's how to face your career fears and prepare for the future by slowly adding entrepreneurship to your resume. Read the transcript at ht...

356 MG What Are the Roth IRA Rules for Married Couples? from 2021-01-31T22:10:42.023393

Find out what to do if getting hitched causes a separation between you and your Roth IRA. Get the Money Girl book at http://MoneyGirlBook.com

091 MG Securities Investor Protection Corporation from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

608 - 5 Ways to Cut Household Expenses and Save Money from 2021-01-31T22:10:42.023393

Stop leaving money on the table and save on items you're already buying. Here are five clever ways to spend less without making big sacrifices. This episode includes a clip from Money Girl'...

355 MG 8 Smart Ways to Spend Less Money and Save More (Part 2) from 2021-01-31T22:10:42.023393

In addition to paying less, the way you purchase items plays a huge role in your net cost. Learn 4 more strategies to spend less and save more. Get the Money Girl book at http://MoneyGirlBook.com

090 MG Your Next Car--Buy or Lease? (Part 2) from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

607 - Should You Stop Saving for Retirement to Get Out of Debt? from 2021-01-31T22:10:42.023393

Knowing whether to pay off debt or save for retirement is a common dilemma. Money Girl answers a listener question and provides a five-step guide to follow when you’re not sure how to manage ...

354 MG 8 Smart Ways to Spend Less Money and Save More (Part 1) from 2021-01-31T22:10:42.023393

Smart ways to keep more of your hard-earned money without having to sacrifice a thing. Get the Money Girl book at http://MoneyGirlBook.com

088 MG Ten Ways to Shrink Your Bills from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

606 - 7 Ways Having a Small Business Saves Big Money from 2021-01-31T22:10:42.023393

If you already have a business or you're thinking about becoming self-employed, don't miss legitimate ways to reduce expenses, cut taxes, and save more. Money Girl reviews seven ways that h...

353 MG Should You Buy Pet Insurance? from 2021-01-31T22:10:42.023393

Find out what pet insurance covers, the best places to buy it, and 5 tips to know if you should get it. Get the Money Girl book at http://MoneyGirlBook.com

087 MG Inflation Nation from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

605 - 5 Tips Every Renter and Homeowner Should Know About Insurance from 2021-01-31T22:10:42.023393

There's alot that renters and homeowners need to know about insurance. Money Girl covers five essential insurance tips about the protections you get from basic renters and home policies, mistak...

352 MG A Parent’s Dilemma: Save for College or Retirement? from 2021-01-31T22:10:42.023393

Whether you should save for college or retirement is a tough choice--find out how to prioritize your finances. Get the Money Girl book at http://MoneyGirlBook.com

086 MG It's the FDIC, I See from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

538 - 7 Micro Habits That Create Financial Success from 2021-01-31T22:10:42.023393

Find out what a micro habit is and how to use them to improve your financial life. They require minimal time, effort, and motivation, but can build up to huge, significant results when you make the...

351 MG Should I Use a Credit Repair Company? from 2021-01-31T22:10:42.023393

Find out if credit repair companies can really help you erase bad credit and get out of debt. Get the Money Girl book at http://MoneyGirlBook.com

085 MG Keep Your Money Safe from Bank Failures from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

604 401(k) vs. IRA - Should You Pick One or Have Both Retirement Accounts? from 2021-01-31T22:10:42.023393

Not sure if you should use a 401(k) or an IRA? Money Girl tells you how to prioritize retirement accounts and what pitfalls to avoid when you contribute to multiple types in the same year. Read th...

200 MG Strategies to Build Wealth on a Budget from 2021-01-31T22:10:42.023393

Learn how to become rich by slowly growing your wealth over time. Get four strategies to build your personal fortune and create financial security even if you're on a budget.

084 MG Get to Know Health Savings Accounts from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

603 - 10 Pros and Cons of 401(k) Loans You Should Know from 2021-01-31T22:10:42.023393

Thinking about tapping your retirement account? Money Girl covers everything you need to know 401(k) loans, including how they work, potential problems to avoid, and 10 pros and cons to consider be...

350 MG Who Must Pay the Self-Employment Tax? from 2021-01-31T22:10:42.023393

Working for yourself means you have to follow special self-employment tax rules. Get the Money Girl book at http://MoneyGirlBook.com

083 MG Still Haven't Paid Your Income Taxes? from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

602 - 6 Steps to Budget with Variable, Irregular, or Unpredictable Income from 2021-01-31T22:10:42.023393

No matter why you can't count on a regular paycheck, it's possible to create a money system that works. Money Girl has 6 strategies to keep you on track.   Read the transcript at htt...

349 MG 10 Costly Retirement Account Mistakes (Part 2) from 2021-01-31T22:10:42.023393

How to steer clear of 5 costly 401(k) mistakes that could hurt your finances.Get the Money Girl book at http://MoneyGirlBook.com

081 MG Tips for Finding Great Money Resources from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

601 - Does Equifax Owe You? How to Claim Your Settlement Money from 2021-01-31T22:10:42.023393

If your personal data was stolen in the 2017 Equifax data breach, you're entitled to make a settlement claim. Money Girl explains what happened, who's eligible for an Equifax payout, and ho...

348 MG 10 Costly Retirement Account Mistakes to Avoid (Part 1) from 2021-01-31T22:10:42.023393

Avoid mistakes with retirement accounts that could end up hurting your finances. Get the Money Girl book at http://MoneyGirlBook.com

080 MG How to Find an Investment Advisor - Part 2 from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes.

600 - Don’t Get Tricked by These Tax and Social Security Scams from 2021-01-31T22:10:42.023393

Fraudsters seem to get more creative in their attempts to trick you into giving up your personal information so they can wreak havoc on your financial life. Money Girl reviews the primary ways crim...

250 MG Credit Scores and Your Frequently Asked Questions from 2021-01-31T22:10:42.023393

5 FAQs about credit reports and building a good credit score.

079 MG How to Find an Investment Advisor - Part 1 from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

599 - 8 Reasons Your Credit Score Dropped and What to Do from 2021-01-31T22:10:42.023393

Did your credit scores drop for no apparent reason? Use these wise tips to boost your scores quickly, so an unexpected credit score dip doesn’t hurt your finances. Read the transcript at htt...

347 MG How to Pay Less in Taxes (Part 2) from 2021-01-31T22:10:42.023393

Get the scoop on claiming tax deductions, plus 4 strategies to reduce your taxes and save money.Get the Money Girl book at http://MoneyGirlBook.com

078 MG Long Term Caring by Near Term Planning from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

486 - The Ultimate Guide to Using a Balance Transfer Credit Card from 2021-01-31T22:10:42.023393

Ever wonder if using a balance transfer offer could improve your personal finances? Laura explains in plain English how a balance transfer credit card works, how it affects your credit, and when it...

346 MG How to Pay Less in Taxes (Part 1) from 2021-01-31T22:10:42.023393

How 5 common tax credits can reduce your tax bill this year. Get the Money Girl book at http://MoneyGirlBook.com

077 MG Investing Internationally...A Primer from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

598 - How to Choose the Best Investments - 6 Dos and Don’ts to Follow from 2021-01-31T22:10:42.023393

Find out how to choose the best investments that create financial security without taking too much risk. Money Girl cuts through the confusion with six dos and don’ts that make it easy to inv...

345 MG How to Get a Car Loan With Bad Credit from 2021-01-31T22:10:42.023393

How to get a car loan when you have bad credit--plus, tips and resources to build and maintain excellent credit.Get the Money Girl book at http://MoneyGirlBook.com

076 MG Saving For College with a 529 from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

597 - The Right Way to Talk to Your Aging Parents About Their Money from 2021-01-31T22:10:42.023393

Making sure you're up-to-speed on your parent's personal finances is more important than you might think. Money Girl and Cameron Huddleston talk about her new book and the right way to have...

344 MG What Is the Marriage Tax Penalty? from 2021-01-31T22:10:42.023393

Find out why married couples may be penalized, benefits of getting hitched, and how to reduce your taxes. Get the Money Girl book at http://MoneyGirlBook.com

075 MG Save on Mutual Fund Fees from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

596 - How to Manage Health Benefits When You Leave a Job from 2021-01-31T22:10:42.023393

Money Girl reviews what happens with common health-related benefits once you’re no longer employed. Read the transcript at https://quickanddirtytips.com/money-finance/health-benefits-between...

343 MG 5 Ways to Save Money on Your Cell Phone Bill from 2021-01-31T22:10:42.023393

Easy ways to cut the cost of your smartphone and save more money. Get the Money Girl book at http://MoneyGirlBook.com

074 MG Quantitative Screening Tools from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

595 - Can Minors and Seniors Have a Roth IRA? from 2021-01-31T22:10:42.023393

A Roth IRA is one of the most flexible types of retirement accounts ... if you understand the rules. Here's what seniors and the parents of minors need to know. Read the transcript at https://...

342 MG Financial Decisions You Should Make Every Year from 2021-01-31T22:10:42.023393

Improve your finances by making a few decisions on a regular basis. Get the Money Girl book at http://MoneyGirlBook.com

073 MG Investment Scams from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

594 - How to Raise Your FICO Credit Score Instantly (and for Free) from 2021-01-31T22:10:42.023393

Building and maintaining great credit is a cornerstone of a successful financial life. Money Girl and Rod Griffin from Experian discuss how you can manage credit wisely and raise scores instantly f...

341 MG 5 Ways to Save Money on Home Insurance from 2021-01-31T22:10:42.023393

Find out how to get the best rate on home insurance, discounts you may be eligible for, and 5 tips to save money. Get the Money Girl book at http://MoneyGirlBook.com

072 MG Mortgage Short Sales from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

593 - 7 Facts You Should Know About Student Loan Forgiveness Programs from 2021-01-31T22:10:42.023393

It may be easier to get rid of your student loans than you ever thought possible! Money Girl answers a listener question and reviews seven facts you should know about wiping out education debt with...

340 MG Using No-Interest Credit Cards to Pay Off Student Loans from 2021-01-31T22:10:42.023393

Understand special considerations for transferring student loans to no-interest credit cards. Get the Money Girl book at http://MoneyGirlBook.com

071 MG The Preferred Way to Make Money from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

592 - FICA Alternative Retirement Plan—What Is It and Who Qualifies to Have One? from 2021-01-31T22:10:42.023393

Which type of retirement account is right for you? Money Girl answers a voicemail question about using a FICA Alternative Plan, choosing the right retirement plan, and reaching your financial goals...

339 MG 5 Best Bank Accounts for 2014 from 2021-01-31T22:10:42.023393

Find out the best bank accounts that pay high interest, have no fees, giver better service, and offer cutting-edge technology. Get the Money Girl book at http://MoneyGirlBook.com

070 MG Common Investing Mistakes from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

591 - 5 Key Roth Retirement Rules You Should Know from 2021-01-31T22:10:42.023393

Got questions about the ins and outs of using a Roth retirement account? Let's clear the confusion about the Roth five-year rule, who qualifies for a Roth, and more. Read the transcript at htt...

158 MG How Much Insurance Do You Need? from 2021-01-31T22:10:42.023393

Protect yourself by having enough of the right kinds of insurance.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

069 MG Asset Allocation from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

590- 6 Tips for College Grads to Manage Money Like a Grownup from 2021-01-31T22:10:42.023393

There's no reason the end of college life has to mean the beginning of money stress. Here are six fundamental tips you can apply now to set yourself up for a lifetime of financial success.

338 MG Obamacare: News, Rules, and Updates from 2021-01-31T22:10:42.023393

Understand Obamacare regulations and recent changes for Americans. Get the Money Girl book at http://MoneyGirlBook.com

068 MG What is a Recession? from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

494 MG 4 Penalty-Free Ways to Use a Roth IRA Before Retirement from 2021-01-31T22:10:42.023393

You probably know that using a Roth IRA to save for retirement is a smart move that also cuts your taxes. But what you may not know is that unlike other types of retirement accounts, you can spend ...

337 MG Rules for Your Health Savings Account (HSA) from 2021-01-31T22:10:42.023393

Find out what a health savings account (HSA) is, who can have one, and how to use it the right way.

067 MG Shorting Stock (My Final Episode) from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

589 - How to Invest Money Like A Pro (Even If You Haven’t Started) from 2021-01-31T22:10:42.023393

Money Girl and Chris Hill from The Motley Fool discuss common investing barriers and the best investment to own for long-term financial success.

336 MG 7 Best Free Personal Finance Tools from 2021-01-31T22:10:42.023393

Get organized, stay on budget, raise your credit, get competitive insurance rates, and much more, using free tools. Get the Money Girl book at http://MoneyGirlBook.com

066 MG A Taxing Sale from 2021-01-31T22:10:42.023393

Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

588 - Behavioral Finance: Tips for Success With Money, Work, and Life from 2021-01-31T22:10:42.023393

We all have emotions and biases that strongly influence how we handle our finances. Money Girl interviews Sheri Fitts, an author with expertise in financial services, marketing, and psychology. Fin...

257 MG 5 Clever Ways to Save More Money from 2021-01-31T22:10:42.023393

Tips to keep more money so you can use it wisely

587 - Selling Your Home? Avoid These Costly Mistakes and Pay Less Tax from 2021-01-31T22:10:42.023393

Selling a home or investment property is a transaction that's loaded with tax consequences. Money Girl interviews Collier Swecker, a real estate professional who's also an attorney and tax ...

335 MG Do I Qualify for an FHA Home Mortgage Loan? from 2021-01-31T22:10:42.023393

Find out what an FHA loan is, who qualifies for one, and the pros and cons of 3 different kinds of FHA loans. Get the Money Girl book at http://MoneyGirlBook.com

065 MG Good Debt Versus Bad Debt (Originally Posted 12/19/06) from 2021-01-31T22:10:42.023393

Please "Take 5" and take the listener survey in the right-hand sidebar at http://moneygirl.quickanddirtytips.com.

586 - Big Money-Saving Benefits of Travel Insurance from 2021-01-31T22:10:42.023393

Before you leave home, don't forget about travel insurance. This often-overlooked coverage is a bargain for the big benefits you get. Find out the many protections you can choose, how it fills ...

334 MG How Your CLUE Report Affects Insurance Quotes from 2021-01-31T22:10:42.023393

Are you clueless about your CLUE report? Find out how insurers use it to set your rates. Get the Money Girl book at http://MoneyGirlBook.com

064 MG The Magic of Compound Interest from 2021-01-31T22:10:42.023393

Please "Take 5" and take the listener survey in the right-hand sidebar at http://moneygirl.quickanddirtytips.com.

585 - Buying Your First House? 7 Tips for Millennials and Other Generations from 2021-01-31T22:10:42.023393

Getting ready to buy your first house? Money Girl helps you make one of the biggest purchases of your life with 7 tips to get prepared, save money, and become a happy homeowner, no matter your age....

333 MG What Every First-Time Home Buyer Should Know from 2021-01-31T22:10:42.023393

Find out how to begin the home-buying process, what you can afford, special programs for first-timers, and more. Get the Money Girl book at http://MoneyGirlBook.com

063 MG Retire Abroad from 2021-01-31T22:10:42.023393

Please "Take 5" and take the listener survey in the right-hand sidebar at http://moneygirl.quickanddirtytips.com.

584 - Are Financial Advisors Worth It? Insider Tips You Should Know from 2021-01-31T22:10:42.023393

Are you wondering if a financial advisor can help you achieve your goals? Find out the different types of advisors, typical fees charged, and how to do background checks. Money Girl has insider tip...

256 MG 3 Things to Know Before You Cancel a Credit Card from 2021-01-31T22:10:42.023393

Be strategic with credit accounts so you build excellent credit scores.

062 MG Marriage and Taxes from 2021-01-31T22:10:42.023393

Please "Take 5" and take the listener survey in the right-hand sidebar at http://moneygirl.quickanddirtytips.com.

583 - Your Guide to Building Credit by Using Credit Cards Responsibly from 2021-01-31T22:10:42.023393

Credit cards are powerful tools that can help you build excellent credit—but they can also sink your finances. Money Girl answers a listener question about healthy ways to use credit cards. Y...

332 MG Can Pay-As-You-Drive Insurance Save You Money? from 2021-01-31T22:10:42.023393

Find out how pay-as-you-drive insurance works, which companies offer it, and if enrolling could be a smart move for your finances. Get the Money Girl book: http://MoneyGirlBook.com

061 MG What Investment Expenses Can You Deduct? from 2021-01-31T22:10:42.023393

Please "Take 5" and take the listener survey in the right-hand sidebar at http://moneygirl.quickanddirtytips.com.

582 - 7 Tricks to Save Money on Auto Insurance from 2021-01-31T22:10:42.023393

Auto insurance can be expensive and confusing...unless you know some insider tricks! Money Girl, Laura Adams, has 7 tips to stay compliant and safe, while also cutting your auto insurance costs. ...

331 MG What You Should Know About Credit-Based Insurance Scores from 2021-01-31T22:10:42.023393

Understand why credit-based insurance scores are used and how to improve them. Get the Money Girl book at http://MoneyGirlBook.com

060 MG What to Keep, What to Toss? from 2021-01-31T22:10:42.023393

Please "Take 5" and take the listener survey in the right-hand sidebar at http://moneygirl.quickanddirtytips.com.

581 - What Should Your Net Worth Be? from 2021-01-31T22:10:42.023393

Your net worth indicates how comfortable your financial future may be. Find out how to calculate your net worth and track it over time. How you compare by age as an individual or as a couple will h...

330 MG Which Charitable Contributions Are Tax-Deductible? from 2021-01-31T22:10:42.023393

Understand what kinds of donations and purchases are tax-deductible and how to claim them. Get the Money Girl book! http://MoneyGirlBook.com

059 MG Get Organized for Tax Time from 2021-01-31T22:10:42.023393

Please "Take 5" and take the listener survey in the right-hand sidebar at http://moneygirl.quickanddirtytips.com.

BONUS: Introducing One Plus One from 2021-01-31T22:10:42.023393

Every great collaboration is a love story. It’s intense. Passionate. Along the way, there are flashes of love, hate, pride, ego, ambition, and brilliance. This is One Plus One, the show about the s...

329 MG 3 Fitness Tax Breaks to Save You Money from 2021-01-31T22:10:42.023393

Find out how to save money while getting fit. Get the Money Girl book at http://MoneyGirlBook.com

058 MG A Golden Nest Egg from 2021-01-31T22:10:42.023393

Please "Take 5" and take the listener survey in the right-hand sidebar at http://moneygirl.quickanddirtytips.com.

580 - 7 Answers to Frequently Asked Income Tax Questions from 2021-01-31T22:10:42.023393

Taxes are one of the most confusing aspects of personal finances. Money Girl answers to 7 common questions about paying income tax that will help you comply with the law, minimize what you owe, und...

328 MG Is There Insurance Against Losing Investments? from 2021-01-31T22:10:42.023393

When you lose investment money, find out how the SIPC helps you get it back. Get the Money Girl book at http://MoneyGirlBook.com

057 MG Your Tax Questions, Answered from 2021-01-31T22:10:42.023393

Please "Take 5" and take the listener survey in the right-hand sidebar at http://moneygirl.quickanddirtytips.com.

579 - 5 Steps to Declutter Your Finances and Tax Records from 2021-01-31T22:10:42.023393

Confused about what tax records and financial paperwork you need to keep? Money Girl, Laura Adams, helps you declutter your financial life, manage your tax records, and stay organized in 5 easy ste...

238 MG How to Stop Procrastinating Money Management from 2021-01-31T22:10:42.023393

4 financial roadblocks and how to break through them to jumpstart your success now

056 MG More on How to Sell Your House Tax Free from 2021-01-31T22:10:42.023393

Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank you!

578 - Tips to Cut Taxes When You Work from a Home Office from 2021-01-31T22:10:42.023393

Working from home comes with many benefits, including the home office tax deduction. Money Girl explains what this new tax break is, how to find out if you're eligible, how to figure your deduction...

327 MG How Borrowers Should Handle Rising Interest Rates from 2021-01-31T22:10:42.023393

As the economy heats up and interest rates rise, find out how to save money.Get the Money Girl book at http://MoneyGirlBook.com

055 MG Protect Your Money from Lawsuits from 2021-01-31T22:10:42.023393

Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank you!

577 - How to Set Better Personal Finance Goals for 2019 from 2021-01-31T22:10:42.023393

Find out how to create financial goals you can stick with and achieve. Money Girl Laura Adams offers essential tips plus her 7 personal finance resolutions in 2019. Read the transcript at https:...

326 MG Do College Students Need Renters Insurance? from 2021-01-31T22:10:42.023393

Find out when it does and doesn't make sense for college students to buy renters insurance. Get the Money Girl book at http://MoneyGirlBook.com

054 MG Achieve Your Financial Goals from 2021-01-31T22:10:42.023393

Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank you!

576 - Pay Off Debt or Save? Your Step-by-Step Guide for Making Smart Money Decisions from 2021-01-31T22:10:42.023393

Not sure whether to save, pay off debt, or invest for retirement? Use this 5-step guide to make smart money decisions. It will help you leverage your financial resources, reduce stress, and build w...

325 MG What Is Obamacare? 8 Facts Everyone Should Know from 2021-01-31T22:10:42.023393

Understand 8 important facts about Obamacare and health care reform. Get the Money Girl book at http://MoneyGirlBook.com

053 MG Your Net Worth and Cash Flow from 2021-01-31T22:10:42.023393

Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank you!

575 - 4 Ways to Start a Retirement Account as a Self-Employed Freelancer from 2021-01-31T22:10:42.023393

Self-employed people have just as many ways to save for retirement as those working a 9-5 job. Laura covers the rules, pros, and cons of four easy retirement account options that any freelancer or ...

324 MG Don’t Miss Hidden Car Insurance Discounts from 2021-01-31T22:10:42.023393

Don't miss 10 money-saving car insurance discounts that help you keep more of your hard-earned money. Get the Money Girl book at http://MoneyGirlBook.com

052 MG Insuring Your Biggest Asset from 2021-01-31T22:10:42.023393

Disability Insurance. Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank you!

573 - Prevent ID Theft: 8 Tips on Credit Freezes, Locks, and Alerts from 2021-01-31T22:10:42.023393

Identity theft is a growing problem, but there are ways to fight back. Laura covers eight tips for using a credit freeze, credit lock, or a fraud alert to block fraudsters from wreaking havoc in yo...

323 MG Does Applying for Credit Hurt Credit Scores? from 2021-01-31T22:10:42.023393

Find out what happens to credit scores when you apply for new credit or have an existing credit limit changed. Get the Money Girl book at http://MoneyGirlBook.com

051 MG Diversifying into Other Currencies from 2021-01-31T22:10:42.023393

How to hedge against a falling dollar. Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank you!

572 - 7 Ways to Manage Money Better Before Year-End from 2021-01-31T22:10:42.023393

The New Year is when most people resolve to get their health and wealth back on track. But there are some great ways to improve your personal finances that can only be accomplished before the year ...

322 MG How to Use a 529 Plan to Pay for College from 2021-01-31T22:10:42.023393

To stretch your college savings, find out how to use a tax-advantaged account. Get the Money Girl book at http://MoneyGirlBook.com

050 MG Year-End Tax Tips from 2021-01-31T22:10:42.023393

Act now to save on taxes this year. Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank you!

571 - 5 Tips on Nondeductible IRAs and Taxable Accounts from 2021-01-31T22:10:42.023393

Laura covers five tips for choosing the best types of retirement accounts for you and your family. Having more than one account is awesome, but the rules to qualify can be a little tricky. You'...

297 MG Yard Sale Tips to Earn More Money from 2021-01-31T22:10:42.023393

Your checklist to prepare for a money-making garage sale.

049 MG Your IRA Questions Answered from 2021-01-31T22:10:42.023393

IRA strategies. Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank you!

570 - 6 Ways the New Tax Rules Affect Your Retirement from 2021-01-31T22:10:42.023393

The IRS recently announced that next year you can save more in different types of tax-advantaged retirement plans. Find out six ways the new tax rules affect your retirement. Read the transcript at...

321 MG 5 Worst Money Mistakes Couples Make from 2021-01-31T22:10:42.023393

Find out the 5 worst financial mistakes that couples make--and how to avoid them for a happy future. Get the Money Girl book at http://MoneyGirlBook.com

048 MG 401(k) Blues from 2021-01-31T22:10:42.023393

What should you do if your employer doesn't offer a retirement plan? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for...

568 - A 6-Step Guide to Managing Your Student Loans from 2021-01-31T22:10:42.023393

In this excerpt from Laura's new book, "Debt-Free Blueprint: How to Get Out of Debt and Build a Financial Life You Love," you'll get solid tips to manage student loans wisely and ...

320 MG How Do You Find a Financial Advisor? (Part 2) from 2021-01-31T22:10:42.023393

Using a financial advisor can be the key to improving your personal finances. Get the Money Girl book at http://MoneyGirlBook.com

047 MG An Emergency Fund from 2021-01-31T22:10:42.023393

Do you need one? How much? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank you!

567 - Money Anxiety? 5 Numbers That Reveal Your Financial Health from 2021-01-31T22:10:42.023393

Financial ratios and formulas are useful tools to gauge your financial health. By watching these five ratios over time you can easily see if your finances are moving in the right direction or need ...

319 MG How Do You Find a Financial Advisor? (Part 1) from 2021-01-31T22:10:42.023393

Working with the right advisor can be the key to achieving your financial dreams. Get the Money Girl book at http://MoneyGirlBook.com.

046 MG How to Invest in Gold from 2021-01-31T22:10:42.023393

What are some ways to invest in gold? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank you!

516 - 5 Steps to Grow Rich Without a Budget from 2021-01-31T22:10:42.023393

Have you been putting off creating a budget or tried it with no success? Breathe a sigh of relief because you can still achieve your financial goals without one. Laura gives you 5 steps to grow ric...

271 MG Financial Advice That Will Make You Rich from 2021-01-31T22:10:42.023393

5 principles of building wealth and achieving financial success.

045 MG The Gold Standard from 2021-01-31T22:10:42.023393

A brief history of the gold standard. Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank you!

566 - Starting a Family? 5 Money Mistakes New Parents Make from 2021-01-31T22:10:42.023393

Becoming a parent is exciting, but it can be a huge stress on your finances if you're not prepared. Find out smart tips to save money and avoid common money mistakes that many new parents make....

318 MG How Can I Get Credit With Bad Credit? from 2021-01-31T22:10:42.023393

Smart ways to build credit when you're recovering from a financial hardship.

044 MG Dollars and Anti-Dollars from 2021-01-31T22:10:42.023393

Why is the price of gold so high? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank you!

565 - Got Old Retirement Accounts? 5 Costly Mistakes to Avoid from 2021-01-31T22:10:42.023393

Having retirement accounts with previous employers can leave you unsure about what to do with them. Laura reviews your options five costly mistakes to avoid when dealing with your old retirement pl...

273 MG Your Guide to the Roth IRA, Part 2 from 2021-01-31T22:10:42.023393

Fast track your retirement savings with this tax-advantaged account.

043 MG How Banks Make Money from 2021-01-31T22:10:42.023393

Fractional reserve banking. Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank you!

563 - How to Save Money Using a Balance Transfer Credit Card from 2021-01-31T22:10:42.023393

Not sure if a balance transfer credit card offer is right for you? Laura explains what a transfer card is, the pros and cons, and when it can help you save money. You’ll learn smart tips to c...

317 MG What Are Employee Stock Options and RSUs? from 2021-01-31T22:10:42.023393

Types of stock benefits employees may receive and how they're taxed.

042 MG The World's Reserve Currency from 2021-01-31T22:10:42.023393

Dollars, euros, and Greenspan. Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank you!

657 - Who Must Pay the Self-Employment Tax? from 2021-01-31T22:10:42.023393

Being your own boss can be rewarding, but missing tax deadlines or paying the wrong amount can lead to expensive penalties. Find out what solopreneurs and small businesses need to know about the se...

562 - 10 Best Perks of an Amazon Prime Membership from 2021-01-31T22:10:42.023393

Laura reviews 10 of the best money-saving benefits of being an Amazon Prime member. Find out if a membership is right for you and how to take full advantage of everything Prime has to offer. Read t...

316 MG How to Increase Your Cash Flow (Part 2) from 2021-01-31T22:10:42.023393

Turbo-charge your cash flow by owning the right assets.

041 MG Flex Your Spending Muscle from 2021-01-31T22:10:42.023393

How to make the most of your flex spending account. Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Li...

561 - 6 Tips and Investing Strategies to Retire Early (and Without Penalty) from 2021-01-31T22:10:42.023393

Ready to quit work or begin a financially independent lifestyle? Laura covers six tips and strategies to help you amass enough money to retire early and on your terms. Read the transcript at https:...

315 MG How to Increase Your Cash Flow (Part 1) from 2021-01-31T22:10:42.023393

Find out how to crush negative cash flow that's hurting your finances.

040 MG Mortgage Meltdown from 2021-01-31T22:10:42.023393

What Happens If My Lender Goes Bust? Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawf...

559 - 5 Ways Mindfulness Makes You a Better Money Manager from 2021-01-31T22:10:42.023393

Find out how the secular practice of mindfulness helps you live more fully in the present moment and is a powerful way to take control of your finances. Read the transcript at https://www.quickandd...

314 MG The Law About Debt Collections Harassment from 2021-01-31T22:10:42.023393

Know how to put a debt collections company in its place.

039 MG Where Should You Open an IRA? from 2021-01-31T22:10:42.023393

Here's how to decide. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank ...

558 - Your Guide to Getting a Home Equity Line of Credit (HELOC) from 2021-01-31T22:10:42.023393

If you're a homeowner you might wonder if it's a good idea to dip into your equity using a HELOC. What's a HELOC? How do you get one? And should you use one to pay off a primary mortgag...

266 MG PayPal or Credit Card-Which is Safer? from 2021-01-31T22:10:42.023393

Get 7 tips to stay safe when you're shopping online.

038 MG Sit, Stand, Roll Over from 2021-01-31T22:10:42.023393

Tips on rolling over your 401(k) when you leave your job. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty...

557 - How to Know If Your Health Plan Qualifies for an HSA from 2021-01-31T22:10:42.023393

Not sure if your health insurance qualifies you for a health savings account or HSA? Laura answers a listener question and covers the facts about what an HSA is and the rules to qualify for one. If...

313 MG Tips to Buy Permanent Life Insurance (Part 2) from 2021-01-31T22:10:42.023393

Money Girl explains universal and variable life insurance and gives 5 tips for buying insurance.

037 MG Roth or Regular? from 2021-01-31T22:10:42.023393

Is a deductible IRA or a Roth IRA better?Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More ...

556 - 6 Rules Every Investor Should Know About Retirement RMDs from 2021-01-31T22:10:42.023393

While it might be a while before you begin taking distributions from a retirement account, there are important rules you should factor into your planning, no matter your age. Find out what retireme...

312 MG Tips to Buy Permanent Life Insurance (Part 1) from 2021-01-31T22:10:42.023393

Money Girl helps you understand what kind of life insurance is right for your situation.

036 MG What the Heck is the Discount Rate? from 2021-01-31T22:10:42.023393

What it is and why it matters.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life...

555 - How to Retire With Enough Money and Income from 2021-01-31T22:10:42.023393

Saving for retirement is the granddaddy of all financial goals--but how much do you really need? Find out where retirement income comes from and easy ways to figure the amount of savings and income...

311 MG 6 Retirement Accounts You Should Know About (Part 2) from 2021-01-31T22:10:42.023393

The best retirement plans to grow a nest egg for the future.

035 MG Protecting Your Deposits from 2021-01-31T22:10:42.023393

How to exceed FDIC-insurance limits. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawf...

554 - 3 Excuses Keeping You from Saving (and How to Kill Them) from 2021-01-31T22:10:42.023393

If you're behind on saving, don't let common excuses keep you poor. Laura covers 3 reasons why you may not be saving for retirement and how to overcome them, no matter how much or little mo...

310 MG 6 Retirement Accounts You Should Know About, Part 1 from 2021-01-31T22:10:42.023393

Find out which retirement accounts you can use to grow a nest egg.

034 MG Are Your Deposits Insured? from 2021-01-31T22:10:42.023393

FDIC: What's covered, what's not. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful ...

503 MG What Insurance College Kids Need and Tips to Save from 2021-01-31T22:10:42.023393

Make sure you don't skimp on insurance needs for your college student. Laura answers a listener question about how to handle vehicles for students and shop for insurance. Plus, you'll learn other i...

309 MG What Is a Backdoor Roth IRA? from 2021-01-31T22:10:42.023393

A tricky tax strategy that makes anyone eligible for a Roth IRA.

033 MG The Score on Scores from 2021-01-31T22:10:42.023393

FICO changes may lower credit scores. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Law...

553 - Just Married? 3 Ways to Manage Money as a New Couple from 2021-01-31T22:10:42.023393

Creating a streamlined financial life as a couple can be challenging. Laura answers a question from a struggling newlywed and reviews three approaches to managing money based on your relationship a...

308 MG 5 Ways to Save Money on Car Insurance from 2021-01-31T22:10:42.023393

5 tips to pay less for car insurance without sacrificing your safety.

032 The Second Evil Twin from 2021-01-31T22:10:42.023393

Taxes. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank you!

552 - Buy or Rent a Home: Which Option Makes You Richer? from 2021-01-31T22:10:42.023393

Buying a home can be a great financial move, but there’s no guarantee that you’ll always come out ahead. Renting can also be a smart way to build wealth, if you follow a few guidelines....

307 MG Money and Kids: Tips for Teaching Children About Finances from 2021-01-31T22:10:42.023393

Fun, easy ways to make your child a financial genius.

031 MG The First Evil Twin from 2021-01-31T22:10:42.023393

Inflation. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Thank you!

551 - 7 Financial Accounts You Need for a Richer Life from 2021-01-31T22:10:42.023393

A key to growing rich is having the right financial accounts in place. Get the scoop on seven accounts that most individuals and families should have for more financial success. Read the transcript...

306 MG How to Buy a Home With Someone Else (Part 2) from 2021-01-31T22:10:42.023393

Tips to avoid misunderstandings with a property ownership agreement.

030 MG Wedding Bells, Credit Smells from 2021-01-31T22:10:42.023393

Will marrying someone with a lower credit score hurt your credit? Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick a...

550 - 8 Tactics to Stop Living Paycheck to Paycheck from 2021-01-31T22:10:42.023393

While escaping the cycle of living paycheck-to-paycheck isn’t easy, it’s possible to get ahead by changing your mindset, examining your lifestyle, and creating new habits. Once you free...

305 MG How to Buy a Home With Someone Else, Part One from 2021-01-31T22:10:42.023393

How to protect your finances when you cobuy real estate.

029 MG How to Get Rid of PMI from 2021-01-31T22:10:42.023393

Cancel PMI and save money each month.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawf...

549 - A 5-Point Checklist for How to Invest Money Wisely from 2021-01-31T22:10:42.023393

Tempted to roll the dice with a windfall to make a quick profit? Use this five-point checklist to know if your financial foundation is strong enough to make a risky investment and why investing for...

304 MG What Is an IRA CD? from 2021-01-31T22:10:42.023393

Tips for buying CDs and whether you should own one in an IRA.

028 MG Tax-Free Retirement Income from 2021-01-31T22:10:42.023393

Anyone can convert to a Roth IRA in 2010.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More ...

548 - Should You Spend or Invest Your HSA Funds? from 2021-01-31T22:10:42.023393

Understand the many benefits of using a health savings account (HSA) and whether it’s better to spend your balance on medical costs or keep it invested for the long term. Read the transcript ...

303 MG 3 Action Steps to Improve Your Credit Score from 2021-01-31T22:10:42.023393

Why credit matters and simple steps to boost your scores quickly.

027 MG Gimme More Tax Shelter from 2021-01-31T22:10:42.023393

What it takes to qualify as a real estate professional.Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Ti...

547 - Starting a Business? Tips to Make Money on the Side from 2021-01-31T22:10:42.023393

If you've ever wanted to start a business or make extra money on the side, there are some key considerations and tasks that increase your chances of success. Get wise tips about managing risk, ...

302 MG Should You Contribute to a Non-Deductible IRA? from 2021-01-31T22:10:42.023393

Rules for contributing to multiple retirement accounts.

026 MG The Rule of 72 from 2021-01-31T22:10:42.023393

How long will it take for your money to double? Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for ...

545 - 9 Credit Rights You Should Know—A Quick Guide to Consumer Protections from 2021-01-31T22:10:42.023393

Understanding your consumer credit rights can help you build credit, qualify for the best financial offers, and save money for decades to come. Laura gives a quick guide to the Fair Credit Reportin...

301 MG Ways to Use Retirement Savings to Buy a Home from 2021-01-31T22:10:42.023393

How to tap retirement savings for down payment money.

025 MG Gimme Tax Shelter from 2021-01-31T22:10:42.023393

How to shelter your income from taxes with real estate. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty T...

544 - 6 Ways to Save and Invest Money for Kids from 2021-01-31T22:10:42.023393

Want to give kids a financial head start? There are many good financial vehicles parents can use to save and invest money for a child’s future. Laura reviews the pros and cons of six of the b...

300 MG How to Save a Down Payment to Buy a Home, Part 2 from 2021-01-31T22:10:42.023393

Ways to save for a home down payment and where to keep it.

024 MG Can You Sell a Rental Property Tax Free? from 2021-01-31T22:10:42.023393

Strategies for taking advantage of the tax-free gain on sale exclusion. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Q...

543 - 5 Ways to Know When You Should Start Investing from 2021-01-31T22:10:42.023393

Hesitant about becoming an investor? Learn five ways to know for sure when you’re ready to invest. Read on for a clear plan to prepare your finances and mindset to start investing, no matter ...

299 MG How to Save a Down Payment to Buy a Home, Part 1 from 2021-01-31T22:10:42.023393

Tips to save for a down payment and the best places to keep it safe.

023 MG How to Sell Your House Tax-Free from 2021-01-31T22:10:42.023393

A terrific tax exclusion for homeowners. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More ...

541 - Choose the Right Retirement Accounts in 3 Simple Steps from 2021-01-31T22:10:42.023393

If you’re confused by all the tax-advantaged retirement account options you can choose from, it’s time to get clarity and use them to build more wealth for the future. Laura walks you t...

298 MG How to Save Money (and Stress) When Moving from 2021-01-31T22:10:42.023393

Cut the expense and hassle of your next local or long-distance move.

022 MG A Nifty New Tax Deduction for Homebuyers from 2021-01-31T22:10:42.023393

If you're buying a home, this tip is for you! Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a ...

540 - Tricks to Travel More With Less Money and Time from 2021-01-31T22:10:42.023393

If you love the idea of traveling, but don't think you have enough money or time to get away, it’s time to reframe your mindset about chasing adventure. Whether you can only get away for ...

249 MG 7 Days to Healthier Personal Finances from 2021-01-31T22:10:42.023393

Take the 7-day challenge to improve your finances and future security.

021 MG Wealth Secret #1 for Beginning Investors from 2021-01-31T22:10:42.023393

Who gets to take the mortgage interest deduction? Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips fo...

539 - 9 Negative Items That Stay on Your Credit Reports from 2021-01-31T22:10:42.023393

Positive information about your finances stays on your credit history for a long time--but the bad news is that negative information stays there too! Laura covers nine negative items that can appea...

296 MG How to Make a Balance Transfer Pay Off from 2021-01-31T22:10:42.023393

Get rid of debt faster by using a balance transfer credit card.

020 MG The Mortgage Interest Deduction from 2021-01-31T22:10:42.023393

Who gets to take the mortgage interest deduction? Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips fo...

537 - 10 Retirement Rollover FAQs That Will Make You Richer from 2021-01-31T22:10:42.023393

Even though “doing a rollover” sounds like a cute dog trick, don’t underestimate its ability to save you some serious money. Laura answers 10 common questions about how to use a r...

295 MG How Much Debt Is Too Much? from 2021-01-31T22:10:42.023393

Give yourself a debt checkup-plus 7 warning signs you're in trouble.

019 MG 15-Year Versus 30-Year Mortgages from 2021-01-31T22:10:42.023393

15 or 30 Year MOrtgages. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Lawful Life. Tha...

BONUS: Introducing Safe for Work: A New Podcast from Wondery from 2021-01-31T22:10:42.023393

Part of loving the journey along the way to financial success is finding fulfillment in our day-to-day work. I know you'll love this special bonus clip I have for you today, which comes from a new ...

294 MG Your Guide to Renters Insurance from 2021-01-31T22:10:42.023393

Who really needs renters insurance and how to choose the best policy.

018 MG Paying Points from 2021-01-31T22:10:42.023393

To pay or not to pay: that is the question. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a Mo...

536 - Work from Home? Tax Reform Changes to the Home Office Deduction from 2021-01-31T22:10:42.023393

Working from home, either as a remote employee or for your own business, has become common--but tax reform significantly changes who can claim a deduction for it. Laura explains the new rules for t...

293 MG 7 Essential Rules to Build Credit Fast from 2021-01-31T22:10:42.023393

Follow these rules to become creditworthy as quickly as possible.

017 MG Filing for a Tax Extension from 2021-01-31T22:10:42.023393

Special joint episode with Legal Lad. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Also, check out Legal Lad's Quick and Dirty Tips for a More Law...

535 - 10 Strategies to Reduce Money Stress and Improve Your Finances from 2021-01-31T22:10:42.023393

You can can have money stress and feel anxious about your financial situation, no matter how much you make. Find out the root causes of money stress and 10 strategies to reduce it so you can have a...

290 MG Avoid Financial Problems in Your Relationship (Part 2) from 2021-01-31T22:10:42.023393

Is your partner a financial match? Find out in this 2-part guest series.

016 MG Fixed Versus Adjustable from 2021-01-31T22:10:42.023393

Please "Take 5" and take the listener survey in the right-hand sidebar at http://moneygirl.quickanddirtytips.com.

534 - 12 Credit Myths and Truths You Should Know from 2021-01-31T22:10:42.023393

Building and maintaining great credit is an important part of your financial life. But there are loads of myths and misunderstandings about credit that can hurt your wallet. Laura covers 12 credit ...

289 MG Avoid Financial Problems in Your Relationship (Part 1) from 2021-01-31T22:10:42.023393

Is your partner a financial match? Find out in this 2-part guest series.

015 MG Creating Wealth with Real Estate from 2021-01-31T22:10:42.023393

Please "Take 5" and take the listener survey in the right-hand sidebar at http://moneygirl.quickanddirtytips.com.

533 - 5 Steps to Create Your Own Self-Employed Benefits Package from 2021-01-31T22:10:42.023393

Think you have to sacrifice benefits when you leave a traditional job? Laura explains how to create your own benefits package when you're self-employed and answers several related questions fro...

287 MG Should You Use a 401(k) to Pay Off Credit Cards? from 2021-01-31T22:10:42.023393

Is it better to have a retirement nest egg and debt-or neither?

014 MG Roths to the Max! from 2021-01-31T22:10:42.023393

Please "Take 5" and take the listener survey in the right-hand sidebar at http://moneygirl.quickanddirtytips.com.

532 - 6 Tips to Simplify Your Finances and Keep Good Records from 2021-01-31T22:10:42.023393

Feel like your personal finances are too complicated? It's time to streamline and declutter. Laura gives tips to simplify your financial life, stay organized, and know which financial records t...

286 MG Settle Debt or Pay in Full-What's Better for Your Credit? from 2021-01-31T22:10:42.023393

Tactics to handle old debt and preserve your credit scores.

013 MG A Super Retirement Plan: The Solo 401(k) from 2021-01-31T22:10:42.023393

Sole proprietors, sock away more for retirement. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

530 - 7 Simple Reasons to Invest in a Roth IRA or Roth 401(k) from 2021-01-31T22:10:42.023393

Roth accounts are a vastly underutilized and misunderstood way to save for retirement. Get the scoop on 7 ways you receive huge tax benefits, access to funds, and flexibility with a Roth IRA or a R...

285 MG Who Needs Life Insurance? You Do! from 2021-01-31T22:10:42.023393

Learn how much life insurance you need and where to get it.

012 MG A Supercharged Roth IRA from 2021-01-31T22:10:42.023393

The Roth 401(k). Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

BONUS: Introducing Business Wars from 2021-01-31T22:10:42.023393

Today I'm excited to tell you about a new podcast called Business Wars. The way we live and the things we buy are always influenced by big businesses and the entrepreneurs behind them. Business War...

284 MG Does it Pay to Go Back to School? from 2021-01-31T22:10:42.023393

5 tips to decide when getting more education pays off.

011 MG Get Ready for Tax Time: Should You Prepare Your Returns Yourself? from 2021-01-31T22:10:42.023393

Pros and cons; plus, a helpful checklist. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

529 - 6 Steps to Build or Repair Your Credit Before Buying a Home from 2021-01-31T22:10:42.023393

Whether you’re a seasoned homeowner or a first-timer, your credit score is a primary factor that mortgage lenders consider when evaluating your application. Follow these 6 steps to build or r...

283 MG 7 Things to Know About Adjustable-Rate Mortgages (ARMs) from 2021-01-31T22:10:42.023393

Go under the hood of ARMs and see how they really work.

010 MG Give Me a Tax Break! from 2021-01-31T22:10:42.023393

Get an easy $30 to $60 from the IRS this year. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

527 - Tax Reform Law: 7 Ways It Affects Your Personal Finances from 2021-01-31T22:10:42.023393

Reforms in the Tax Cuts and Jobs Act begin in 2018 and affect virtually every U.S. taxpayer. Find out which changes shake up your personal finances the most so you can prepare, avoid potential pitf...

282 MG Family Financials: What to Expect When You're Expecting from 2021-01-31T22:10:42.023393

7 things to consider before a new family member arrives.

009 MG Get The Max From Your 401(k) from 2021-01-31T22:10:42.023393

Employer contributions to 401(k)s and more on self-directed IRAs. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com.

526 - Should You Refinance or Consolidate Your Student Loans? from 2021-01-31T22:10:42.023393

If you're frustrated by student loans it's time to get familiar with your options. Find out the difference between a student loan refinance and a consolidation, who can use them, and how to...

281 MG Tips to Tackle Student Loans and Get Out of Debt from 2021-01-31T22:10:42.023393

5 ways to pay less and stay on top of student loan debt.

007 MG Take Your IRA Beyond Stocks and Bonds from 2021-01-31T22:10:42.023393

Pros and cons; plus, a helpful checklist. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

525 - 5 Steps to Create a Foolproof Money Strategy in 2018 from 2021-01-31T22:10:42.023393

It's time to kick-off the New Year with a solid money strategy for success! Follow these 5 action steps to create a plan that allows you to have more control, peace, and a better financial futu...

279 MG Get Out of Credit Card Debt or Save-Which is Better? from 2021-01-31T22:10:42.023393

Get an action plan to make the most of your money.

006 MG Leverage Your Way to Wealth from 2021-01-31T22:10:42.023393

A little money goes a long way when you use leverage to your advantage. Like what you hear? Help us out by writing a review at iTunes. Questions go to money@qdnow.com. Thank you!

489 MG 7 Simple Principles to Invest Money Wisely No Matter Your Age from 2021-01-31T22:10:42.023393

You can achieve your financial goals by using simple, but tried and true, investing principles. Laura covers 7 key concepts to grow your net worth over time no matter if you're an investing newbie ...

278 MG How to Buy a Home in 10 Steps, Part 2 from 2021-01-31T22:10:42.023393

Save money and time by hacking the home buying process.

524 - 10 Best Ways to Lower Your Bills Now from 2021-01-31T22:10:42.023393

Whether you need quick ways to cut expenses ahead of the holidays or just want to save more for retirement (or other financial goals), there are plenty of ways to put money back in your bank accoun...

277 MG How to Buy a Home in 10 Steps, Part 1 from 2021-01-31T22:10:42.023393

A step-by-step summary to hack the home buying process.

523 - Tax Reform Tips: 5 Best Moves to Save Money Now from 2021-01-31T22:10:42.023393

The end of the year is always a busy time with holiday preparations and celebrations--but it's also a critical deadline for your personal finances and last-minute opportunities to save money. D...

275 MG How to Invest a Windfall from 2021-01-31T22:10:42.023393

A Checklist for smart ways to use unexpected cash.

522 - 4 Financial Mistakes Couples Make When Moving In Together from 2021-01-31T22:10:42.023393

Living with a romantic partner is a big step emotionally, legally, and financially. Find out how to set important expectations and avoid 4 common financial mistakes that could trip up your relation...

274 MG How to Turn a Hobby Into a Business from 2021-01-31T22:10:42.023393

Ways to fund a business start up and the tax rules to follow.

659 - How to Pay Off Credit Card Debt from 2021-01-31T22:10:42.023393

Instead of paying high interest to credit card companies, it's time to whittle down your balances and use the money to build wealth for yourself. Laura answers listener questions and reviews se...

467 MG 5 Lesser-Known Reasons Why Your Credit Score Drops from 2021-01-31T22:10:42.023393

Are you frustrated because your credit score dropped suddenly for no apparent reason? Laura answers a listener question and covers 5 lesser-known reasons why credit scores can drop unexpectedly. Th...

272 MG Your Guide to the Roth IRA, Part 1 from 2021-01-31T22:10:42.023393

Start using a Roth IRA to grow your retirement nest egg.

658 - 6 Tips to Find Affordable Health Insurance When You Become Self-Employed from 2021-01-31T22:10:42.023393

Becoming self-employed or leaving a job for any reason doesn't mean you can't get affordable health insurance. Laura covers six tips to find a health plan so you and your family get the cov...

521 - Changing Careers? 5 Ways to Be Financially Prepared from 2021-01-31T22:10:42.023393

Ready for a life change like quitting your job to pursue a new career, starting your own business, or going back to school? Making a jump is both exciting and risky. Find out what financial steps y...

270 MG Credit Utilization-What It Means for Your Credit Score from 2021-01-31T22:10:42.023393

Understand credit utilization and use it to boost your credit score.

660 - How Many Credit Cards Should You Have for Good Credit? from 2021-01-31T22:10:42.023393

Should you fill your wallet with credit cards or limit the number you have? It all depends on how you use credit and what makes sense for your financial life. Laura explains how to use credit respo...

520 - Car Loan or Lease? 6 Tips to Know Which Option Is Best from 2021-01-31T22:10:42.023393

A simple explanation on the differences between buying and leasing a car, and 6 Money Girl tips to know which option is best for you. Read the transcript at http://www.quickanddirtytips.com/money-f...

269 MG Get Credit with No or Bad Credit from 2021-01-31T22:10:42.023393

Get 3 facts about building credit when you have no or bad credit.

BONUS: Introducing "When to Jump" from 2021-01-31T22:10:42.023393

Check out this bonus episode from our new podcast, When to Jump! Learn more at www.whentojump.com/podcast

268 MG Should I Sell My Home or Rent It Out? from 2021-01-31T22:10:42.023393

6 tips for getting a new mortgage when you already have one.

519 - Over-Contribute to an HSA, IRA or 401k? Here's What to Do from 2021-01-31T22:10:42.023393

If you use an HSA, IRA, or 401k, it's critical to never contribute too much. Laura reviews the allowable contribution limits and explains how to fix an excess and avoid costly penalties. You...

267 MG How to Save Money by Getting Fit from 2021-01-31T22:10:42.023393

Fit people earn more money and pay less for medical expenses and insurance. Here's what you can do.

455 MG Buying a Home? Best Ways to Save Your Down Payment from 2021-01-31T22:10:42.023393

If you're ready to buy a home you'll need enough down payment money to qualify for a mortgage. Find out how much you need, 6 tips to save faster, and the best places to stash cash for your new home...

265 MG Tips to Make Extra Money at Home from 2021-01-31T22:10:42.023393

Learn which home business can help you earn more.

518 - How to Negotiate for More Money (Even When You Hear No) from 2021-01-31T22:10:42.023393

Want a raise or promotion, but don't know where to start? Learn how to negotiate and get what you want, even if the answer is no! Find out how to make requests part of your work mindset, proper...

264 MG Tips to Save Money on Groceries from 2021-01-31T22:10:42.023393

Get 4 strategies to shop wisely and save a bundle on your food bill.

517 - 5 Places to Invest After You Max Out a Retirement Account from 2021-01-31T22:10:42.023393

Don't get confused about where to invest your extra cash. Laura answers a listener question and gives tips for the different types of accounts you can use to put away additional money when you&...

263 MG 9 Things That Can't Hurt Your Credit Scores from 2021-01-31T22:10:42.023393

Learn what factors are never used to determine your credit.

515 - 4 Ways to Invest in Stocks with Little Money or Experience from 2021-01-31T22:10:42.023393

Laura reviews 4 easy ways to invest in stocks with little money or experience and answers a podcast listener's question. You'll learn a simple strategy to invest confidently and wisely so y...

262 MG Deduction Dangers, Part 3: Medical and Dental Expenses from 2021-01-31T22:10:42.023393

Don't miss little-known medical tax breaks that can save you money.

477 MG How to Stay Disciplined and Do More with Your Money from 2021-01-31T22:10:42.023393

Have you ever felt frustrated, overwhelmed, or confused about a big financial decision? Most of us waffle about whether we should or shouldn’t spend money or make key financial moves. In this post,...

261 MG Deduction Dangers, Part 2: Job Expenses from 2021-01-31T22:10:42.023393

Find out which job-related expenses can help lower your taxes.

514 - 8 Warning Signs of Identity Theft (and How to Fight Back) from 2021-01-31T22:10:42.023393

Data hacks can leave you vulnerable to cybercriminals. Laura covers 8 warning signs to watch out for and how to fight back if you become a victim. Plus, she answers a variety of questions from read...

260 MG Deduction Dangers, Part 1: Mortgage Interest from 2021-01-31T22:10:42.023393

Avoid common mistakes when claiming this tax break for homeowners.

513 - Equifax Data Breach: 5 Steps to Protect Your Personal Finances from 2021-01-31T22:10:42.023393

Cybercriminals hacked Equifax and took the personal information of 143 million Americans, about half of the U.S. adult population. If you have a credit report, there’s a good chance your pers...

258 MG How to Stay Safe from Debit and Credit Card Fraud from 2021-01-31T22:10:42.023393

Get these important tips to protect yourself

512 MG Natural Disaster Survival: How to Save Yourself and Your Finances from 2021-01-31T22:10:42.023393

Natural disasters happen no matter where you live. Laura explains how to be properly insured, get a fair claim settlement, apply for federal assistance, work with contractors, and avoid scams. You&...

255 MG How to Get Out of Debt Faster, Part 2 from 2021-01-31T22:10:42.023393

Tactics to reduce your debt balances ahead of schedule.

511 MG Tax Q&A: Tips for Remote Workers, Freelancers, and Expats from 2021-01-31T22:10:42.023393

Taxes probably aren't your favorite topic, but the more you understand about them, the more money you can save by legally cutting your tax bill. Laura answers seven tax-related questions about ...

254 MG How to Get Out of Debt Faster, Part 1 from 2021-01-31T22:10:42.023393

Tactics to reduce your debt so you can pay it off faster

510 MG Is Owning Gold a Smart Investment? from 2021-01-31T22:10:42.023393

If you've ever wondered if you should invest in precious metals, it's time to get more information. Laura answers a listener question about owning gold in light of the political climate. Sh...

253 MG Do the Rich Pay Less Income Tax? from 2021-01-31T22:10:42.023393

Find out how income is really taxed and who pays the most.

509 MG Work from a Home Office? Claim a Tax Deduction and Save Money from 2021-01-31T22:10:42.023393

Claiming the home office deduction is a smart way to make certain expenses fully or partially deductible. But there are strict rules to qualify. Find out who can claim the often-overlooked home off...

208 MG Eight Investment Tips if You're Afraid of the Stock Market from 2021-01-31T22:10:42.023393

Taking too much investment risk can be dangerous for your portfolio, but keeping money in the bank can be risky, too. Get 8 investment tips to build wealth even if you hate taking risk.

508 MG Social Security—Secrets to Max Out Your Future Benefits from 2021-01-31T22:10:42.023393

Laura interviews a Social Security expert about how the program works and what you need to know even if you're nowhere near retirement age. They discuss who's eligible for benefits, pros an...

252 MG Top 5 Financial Benefits of Owning a Home from 2021-01-31T22:10:42.023393

Find out how buying a home can improve your personal finances

507 MG How to Open an IRA—Understand Eligibility, Rollovers, and Early Retirement from 2021-01-31T22:10:42.023393

Retirement accounts can be the best way to secure your future--but the rules can be confusing. Laura answers four IRA questions about who's eligible, the rules for doing rollovers, and tips to ...

251 MG What is an IRA Rollover? from 2021-01-31T22:10:42.023393

Find out how to move money between retirement accounts tax free.

506 MG Should You Pay Off Debt Before Investing? from 2021-01-31T22:10:42.023393

Not sure whether to pay off a debt or to invest money instead? Laura covers the main pros and cons and shares a simple method to prioritize your precious resources so you accomplish key financial g...

248 MG How Do Credit Cards Really Work? from 2021-01-31T22:10:42.023393

Understand credit card fees so you can avoid paying them

505 MG Credit Q&A: Build Credit, Dispute Errors, and Prioritize Debt from 2021-01-31T22:10:42.023393

Laura answers questions about how to build credit, manage credit utilization, correct credit errors, handle past due accounts, and prioritize debt the best way possible. Read or listen to the audio...

247 MG 5 Year-End Tips to Save Money on Taxes from 2021-01-31T22:10:42.023393