Podcasts by Money In The Bank

Money In The Bank

Financial Podcast For The Average Joe

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Podcast on the topic Geldanlage

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Money In The Bank
Episode 146 - Ready or not: here comes student loan payments! from 2023-05-23T10:00

And now the pause has ended…… 3 years ago student loan payments were put on pause due to COVID but now they are coming back. We discuss that and other programs still in the works on this weeks epis...

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Money In The Bank
Episode 145 - The Difference Between Credit Unions and Banks from 2023-05-16T10:00

Today we discuss the differences between credit unions and banks. The pros and cons of each one and why you might decide to go with one over the other.

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Money In The Bank
Episode 144 - Mortgage Fees are Going Up? from 2023-05-09T11:00

There have been stories in the news recently that mortgage fees are going up for people with high credit and decreasing for people with low credit. Today we dive in to report on what is actually ha...

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Money In The Bank
Episode 143 - Budgeting 50/30/20 Advice from 2023-05-02T10:00

On this weeks episode we talk about setting up a budget or checking in on your budget using tracking tools and the high level 50/30/20 advice to get you started in the right direction.

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Money In The Bank
Episode 142 - How to get the most out of your 401k Retirement Savings from 2023-04-25T10:00

This week we talk about using a 401k/403b to save for retirement. We discuss contribution limits for the plans, what percentage you should be saving as well as where you should be at with your curr...

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Money In The Bank
Episode 141- Lifestyle Inflation vs Inflation Rate from 2023-04-18T10:00

With inflation rates going up it can be hard to feel like your dollar is going as far even if you are trying to save. Today we discuss how we feel the pinch but also how we've pulled some levers to...

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Money In The Bank
Episode 140 - We're Back! from 2023-04-11T10:00

We are back after a hiatus that lasted over a year and well a lot has changed!! We run through some of the changes and set the stage for ALL the things we want to talk about in the future. We’re so...

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Money In The Bank
Episode 139 - 2021 Annual Spending from 2022-01-04T12:00

On this weeks episode we discuss what our actual spending was in 2021, if we were happy with it and what area’s we expect to cut back on in 2022.

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Money In The Bank
Episode 138 - Investing for the Medium Term from 2021-12-21T11:00

This week we chat about the importance of medium-term money and how investing can help you generate wealth for the long run!

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Money In The Bank
Episode 137 - Who Told You to Buy That? from 2021-12-15T01:51:24

From impulse purchases to collecting pokemon cards who told you to buy that? We all end up with items and often there's a lot of marketing behind the scenes to get us to buy specific products. As w...

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Money In The Bank
Episode 136 - You're the Stinky One from 2021-12-07T12:00

We’re back with our favorite, legendary episode series “Stinky” but with a twist this time! You are the stinky one! Tune in to find out what we’ve learned about air quality importance, and how you ...

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Money In The Bank
Episode 135 - What is up with the Labor Shortage? from 2021-11-30T12:00

We’re facing a labor shortage and it seems like no matter how much companies are paying they still can’t find workers. We chat about some of the reasons people have left the workforce and speculate...

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Money In The Bank
Episode 134 - 2022 Retirement Account Limits from 2021-11-23T12:00

We look ahead to 2022 and discuss retirement account limit changes as well as a potential change to the Backdoor Roth IRA.

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Money In The Bank
Episode 133 - Holiday Gift Buying from 2021-11-16T12:00

Holiday gift buying can be overwhelming and expensive but if you take a step back and remember to enjoy the season you may find yourself spending less money and making more memories. Listen in for ...

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Money In The Bank
Episode 132 - Our Baby's First Year of Expenses from 2021-11-09T12:00

Everyone knows that babies are super expensive right? Not necessarily, while there are some things you can't avoid spending money on there's a lot of ways to save money and especially in the first ...

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Money In The Bank
Episode 131 - We Bought a Tesla!! from 2021-07-07T01:03:23

We talk about our new car purchase, how we decided we needed a new car even though our old car was in great shape, how we analyzed our options and if we re...

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Money In The Bank
Episode 130 - 10 Habits to Build Wealth and Live a Happy Life! from 2021-05-25T00:22

We discuss 10 more ways to build wealth while also living a happy and fulfilling life, because that IS what it's all about!

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Money In The Bank
Episode 129 - 20 Habits that Prevent You From Being a Millionaire from 2021-05-20T01:08:12

https://www.entrepreneur.com/article/369587

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Money In The Bank
Episode 128 - Negotiating a Mortgage from 2021-04-21T00:14:33

In this weeks episode we give you tips on how to shop around on your next mortgage or refinance and how you can negotiate different items to get the best deal!

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Money In The Bank
Episode 127 - 529s Credits and Deductions by State from 2021-04-13T23:38:35

In this weeks episode we discuss 529 plans and go through each state to let you know if they offer a credit or a deduction. To spice it up we also list a fun fact for each state, which is totally a...

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Money In The Bank
Episode 126 - High Deductible Plans! from 2021-02-09T13:00

This week we chat about why high deductible plan deserve another look and health savings accounts can be a good tool in your portfolio!

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Money In The Bank
Episode 125 - How would Biden's proposed 401k Tax Credit affect you? from 2021-02-04T01:01:03

This week we dive into how Biden's proposed 401k tax credit would affect your finances

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Money In The Bank
Episode 124 - One Car Family Update - 4 Years Later! from 2021-01-26T14:00

We sold our second car four years ago and after all this time we chat about if it was a good decision and if we have plans to buy a second car again.

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Money In The Bank
Episode 123 - How to Invest in 2021 from 2021-01-19T14:00

We chat about how to invest, the vehicles you should invest in, and why you should prioritize retirement accounts in this weeks episode!

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Money In The Bank
Episode 122 - Current Mortgage Environment: low rates and missed payments from 2020-12-21T18:04:33

With historic low interest rates we're seeing a lack of affordable housing as home prices are being driven up which is contributing to more people missing rental or mortgage payments. We discuss th...

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Money In The Bank
Episode 121 - Less is More: Intentional Purchases from 2020-12-03T15:52:59

We don’t often get on to talk about SPENDING money but as we’ve continued on our path of frugalism we realized now that we are more intentional with our purchases it’s not always the right answer t...

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Money In The Bank
Episode 120 - Pandemics, Layoffs and Babies OH MY! from 2020-11-25T19:13:08

We’re back! After a crazy last few months we update you on our life over the past few months and how by saving the last few years we were able to weather the financial storm.

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Money In The Bank
Episode 119 - Investing During a Market Downturn from 2020-05-26T23:57:16

On this weeks episode we discuss how we invest during a market downturn and how we handle volatility with our investing strategy.

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Money In The Bank
Episode 118 - Finances as a Married Couple from 2020-05-20T20:22:31

This week join us as we chat about how we structure finances as a married couple and how we communicate around big and small purchases.

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Money In The Bank
Episode 117 - Downsizing our Stuff: from 2020-05-11T21:00

A couple years ago we moved from a single family home back to a small apartment and in that process we intentionally got rid of many material possessions that we no longer had the space for. As we'...

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Money In The Bank
Episode 116 - Budgeting on a Reduced Income from 2020-04-16T00:07:10

What should you do if your income is reduced? On this episode we talk though how to budget on a reduced income by focusing on essential expenses and potential items to reduce during crunch time. We...

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Money In The Bank
Episode 115 - FICO Credit Score Update from 2020-04-08T00:33:57

From time to time the calculation behind the FICO credit score changes. As FICO 10 is being rolled out this year and credit bureaus look towards moving over to this new system we update you on what...

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Money In The Bank
Episode 114 - Coronavirus US Financial Relief Update from 2020-03-31T21:27:59

As a follow-up to our episode last week we chat about the coronavirus financial relief package that the US passed recently. Now the details have emerged so we are able to dive a bit deeper and prov...

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Money In The Bank
Episode 113 - Coronavirus US Financial Relief from 2020-03-21T20:45:04

Join us this week as we give real time updates involving tax payments, student loans and mortgage relief in the US due to the coronavirus outbreak. This podcast was recorded on March 21, 2020 and w...

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Money In The Bank
Episode 112 - What is a Passive House? from 2020-03-18T02:03:25

Imagine a house with super low energy bills that is also warm in each and every room in the winter, a house that is cool in the summer, and most importantly a house with no bugs. What if we challen...

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Money In The Bank
Episode 111 - March Market Madness from 2020-03-14T02:14:30

We chat about the current market swings and what you should do. This episode was recorded on March 12 which saw the largest market single day decrease since 1987. In this episode we discuss what ou...

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Money In The Bank
Episode 110 - How We are Buying Baby Items from 2020-03-10T20:18:33

As expecting parents there is a lot to learn and research as you anticipate your new baby. We chat about some of the big purchases like cribs, car seats, etc and chat through how we figured out wha...

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Money In The Bank
Episode 109 - How to Fight Identity Theft from 2020-03-03T21:55:18

About 20% of Americans will experience identity theft in the next year. Until it happens to you it’s easy to think that it will never happen. On today’s episode we chat about what happens when your...

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Money In The Bank
Episode 108 - What is an Investment Policy Statement? from 2019-08-27T01:22:33

An Investment Policy Statement sounds scary & fancy but really it’s something that everyone should have. Whether it’s simply a few lines jotted down on a piece of paper, or a more well-thought out ...

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Money In The Bank
Episode 107 - Hobbies Don't Have to be Expensive from 2019-08-05T23:27:24

On this weeks episode we chat about various hobbies we have and how we keep the costs down. The key is to just get started with what you have and then slowly add nicer items to your collection as y...

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Money In The Bank
Episode 106 - Finding the Joy in NOT Buying Things from 2019-07-30T01:44:24

Frugality is a muscle but luckily it’s a muscle that fills your life with meaning and purpose. By choosing to focus on things that make you happy and only adding items to your life that bring meani...

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Money In The Bank
Episode 105 - Fear of Taking the First Step from 2019-07-23T23:51:25

A couple good books I would recommend for those interested in reading more about personal finance:

The Millionaire Next Door by Thomas J. Stanley

Rich Dad ...

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Money In The Bank
Episode 104 - Decoding Mutual Fund Information from 2019-07-16T00:22:34

Most of us that have 401k’s or IRA’s or even a taxable account will have something called a mutual fund. This is essentially just a collection of stock, which takes the guess work out o...

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Money In The Bank
Episode 103 - Sinking Fund Strategy from 2019-07-09T12:43:41

What do you do when you have a large expense in a month? For most people this might have to go on a credit card - but today we chat about sinking funds and how setting them up can help absorb large...

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Money In The Bank
Episode 102 - Emotions of Spending Money from 2019-07-03T16:22:26

We chat through the various emotions of budgeting and prioritizing savings goals. So much of how we manage our finances becomes emotional but if we step back and think about things logically it's ...

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Money In The Bank
Episode 101 - Moving to a Big City from 2019-06-25T13:46:28

We took a break from the podcast recently since we were moving. On today's episode we chat through our thought process of moving and the choices we made such as hiring movers, buying instead of ren...

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Money In The Bank
Episode 100 - Debunking 10 Financial Myths from 2019-06-21T09:00

There's a lot of financial advice out on the internet that is both good and bad. Today we discuss some of the common financial myths we hear and why they aren't super reliable to believe. Tune in t...

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Money In The Bank
Episode 99 - Buying Your First Rental Unit from 2019-06-03T23:00

Okay guys get ready for one of our longest episodes ever. We’ve been landlords for a few years now and we’ve learned a lot along that way that we wanted to share with you in this episode. From how ...

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Money In The Bank
Episode 98 - Retirement in US vs EU vs Australia from 2019-05-27T23:00

On this weeks episode we finally pull in some information for our international listeners and chat about the different tax rates in different countries as well as how retirement programs work. We c...

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Money In The Bank
Episode 97 - Learn to Entertain Yourself from 2019-05-22T01:51:37

When I was a kid if I complained about being bored my parents always told me to “use my imagination”. As adults it seems like we have lost our ability to use our imagination. I recently saw an arti...

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Money In The Bank
Episode 96 - Budget with an Open Mind from 2019-05-14T02:22:52

This episode is a bit different than our usual so buckle in and get ready for a rant. We discuss various spending categories and why it’s important to keep an open mind when you are sta...

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Money In The Bank
Episode 95 - Buying a House: How Much Do I Need For a Down Payment? from 2019-05-07T14:34:28

In this weeks episode we talk about the big decision of buying a house. How to make sure you save enough for the down payment, those pesky closing costs, as well as setting up a maintenance fund be...

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Money In The Bank
Episode 94 - Investing 401 from 2019-04-29T23:00

The fourth part of our investing series is here! This one covers some more advanced topics such as timing the market with dividends and TLH. If you haven’t listened to our other three episodes on i...

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Money In The Bank
Episode 93 - What You Wish You Learned in High School from 2019-04-22T21:42:38

One of the reasons I started the podcast was every time I talked about personal finance with my friends people often remarked "I wish they taught this in school". We pulled together a list of the t...

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Money In The Bank
Episode 92 - Content Creators from 2019-04-15T23:17:28

In a world with so much free content how will the payment system change in the future? Patreon has done a lot to help smaller creators make a living but at the same time that passes the burden onto...

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Money In The Bank
Episode 91 - Guilt-Free Spending from 2019-04-10T02:08:49

In this weeks episode we chat about the things we actually spend money on and when we do spend money we don’t have any guilt about it! We chatted last week about how we don’t follow a strict budget...

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Money In The Bank
Episode 90 - The No-Budget Budget from 2019-04-03T23:00

Join us as we chat about how we try to optimize each financial decision we make in lieu of a super formal budget. It’s worked well for us for many years so we wanted to share our thought process!

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Money In The Bank
Episode 89 - How Much Should You Save for College? from 2019-04-01T23:43:39

A large goal for many of our listeners is to help pay for their childs college education. With college costs increasing by 4% each year this can quickly inflate to a large amount. In this episode w...

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Money In The Bank
Episode 88 - Thinking Outside of the Box from 2019-03-28T00:01:02

In this weeks episode we continue the discussion on thinking outside of the box and being willing to try to approach life differently. By changing up simple quirks here and there you can start to s...

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Money In The Bank
Episode 87 - Regretting Your Home Purchase from 2019-03-25T22:42:40

Buyers remorse is more common in home purchases than we thought! From feeling pressured into buying the wrong home to not realizing just how expensive homes can be people have various regrets. Tune...

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Money In The Bank
Episode 86 - Challenge your Thinking from 2019-03-20T22:25:17

Probably one of our weirdest episodes yet...these week we force you to challenge your thinking about any fixed routines you have to see if you can break away from the norm and challenge yourself to...

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Money In The Bank
Episode 85 - How to Trim your Grocery Bill from 2019-03-18T23:48:35

Today is the day, while we've talked about food quite a few times on the podcast we're dedicating a whole episode to it today! Tune in to hear how we were able to keep our grocery bill to a reasona...

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Money In The Bank
Episode 84 - Being Rich versus Being Wealthy from 2019-03-13T23:00

When you look at the average person down the street you probably would never think they are the millionaire right? Surely that’s the person driving a fancy car and living in the bigger house right?...

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Money In The Bank
Episode 83 - Student Loans on a Budget from 2019-03-11T23:00

What happens when you graduate and you don’t land the job of your dreams but you still have to start making payments on those pesky student loans. We walk through how to set a low budget to still ...

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Money In The Bank
Episode 82 - The Financial Diet from 2019-03-07T00:01

We all know that the best diets in life are the ones that are sustainable for the long run, that make us feel good about ourselves, and that work for our needs and wants to make it easier to stick ...

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Money In The Bank
Episode 81 - The Magic of Compound Interest from 2019-03-05T00:00

I saw a statistic recently that well over half of the population doesn’t know what compound interest in. Join is as we break it down and explain it so the everyday person can understand it and unde...

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Money In The Bank
Episode 80 - Our Best and Worst Financial Decisions from 2019-02-28T00:00

In this weeks episode we discuss our best and worst financial decisions over our lifetime and dive into what things set us up for future success and what areas we had some lessons learned.

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Money In The Bank
Episode 79 - How Much Does Driving Really Cost? from 2019-02-26T01:09:54

How many of us actually take the time to figure out how much we’re paying per mile? The answer is typically very few. In this weeks episode we break down how much your car is really costing you per...

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Money In The Bank
Episode 78 - Where Opportunity Meets Preparation from 2019-02-20T23:27:13

The definition of luck is where opportunity meets preparation. Join us in a laid back episode where we chat about various business ideas we’ve tried and lessons learned along the way. We also disc...

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Money In The Bank
Episode 77 - How to get an Auto Loan from 2019-02-19T00:00

While we’ve talked a lot about reducing vehicle expenses or using alternative forms of transportation we know that the reality is most people will eventually need an auto loan. In this weeks episod...

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Money In The Bank
Episode 76 - Stoicism: Voluntary Discomfort from 2019-02-14T00:00

Join us for the second episode for our special series on Stoicism. This week we jump in and chat about voluntary discomfort and how it can improve your life by making you more confident, more resil...

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Money In The Bank
Episode 75 - What Debt Should you Tackle First? from 2019-02-12T00:01:26

Join us this week as we dive into the world of being in debt. It sucks, it’s not fun, but with consumer debt rising year after year it’s a reality for most of us. We’ll talk about “good debt” versu...

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Money In The Bank
Episode 74 - Stoicism - Hedonic Adaption from 2019-02-06T23:53

What if I told you I knew the secret to a happy life? A life full of peace and tranquility? Most people assume that money buys happiness and luxury is the secret to eternal bliss. In fact, that’s a...

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Money In The Bank
Episode 73 - HSA vs FSA from 2019-02-04T23:49:28

What’s the difference between an FSA and an HSA anyway? What are pros and cons of each one? Join us as we chat about these two savings vehicles and we’ll explain what they are, who might benefit...

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Money In The Bank
Episode 72 - Cars, Cell Phones, and Internet Oh My! from 2019-01-29T00:29

Head to moneyinthebankpodcast..com for our modem/router recommendations!

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Money In The Bank
Episode 71 - Government Shutdown - How do I pay my bills? from 2019-01-21T20:29:09

Now that we are officially into the longest government shutdown in history in the US what are the options for the many people that aren't receiving their paychecks? Tune in this week as we discuss ...

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Money In The Bank
Episode 70 - 2018 Annual Spending from 2019-01-15T00:00

Well we showcased our 2017 annual spending last year and now we bring you our 2018 annual spending so it must be a tradition! Sometimes it helps to hear a real budget for the year and break the sti...

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Money In The Bank
Episode 69 - 10 More Ways to Save $50 from 2019-01-08T00:10

We had so much fun making last weeks episode that we decided to do another one! After we gave out the first 10 we both realized we had a few more tips up our sleeves. So here is part 2 give you a t...

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Money In The Bank
Episode 68 - 10 Ways to Save $50 from 2018-12-31T20:56:24

Now that we’re heading into a new year it’s the perfect time to start thinking about setting annual savings goals! We offer some of our favorite tips on ways to save money and even if you only appl...

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Money In The Bank
Episode 67 - Filing Your Taxes from 2018-12-27T01:09:17

Tax Season is just around the corner! Do you know what documents you need to gather before you start filling in your annual taxes? We discuss that as well as different options to do your annual tax...

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Money In The Bank
Episode 66 - Reduce, Reuse&Recycle from 2018-12-18T22:36:18

We all learned about the 3 R's as kids but we forget to apply the principles as adults. They really are listed in order of importance and not just beneficial from a sustainability perspective but ...

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Money In The Bank
Episode 65 - Moving Costs and Apartment Hunting from 2018-12-04T00:36

Planning a big move across State lines? Tune in to find out how to cut costs. Plus if you are apartment hunting (or even house hunting) we talk through how we made our most recent decision.

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Money In The Bank
Episode 64 - Midterm Election Results from 2018-11-13T03:32:41

It feels like politics are more divided than ever and getting unbiased information is getting mroe and more difficult. Today I break the cardinal rule of not discussing politics to bring you inform...

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Money In The Bank
Episode 63 - How to Land a Job from 2018-11-06T00:56:45

Job hunting can be nerve-wracking but it’s important to take a deep breath and remember you are interviewing the company just as much as they are interviewing you. That’s how you can make sure it’s...

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Money In The Bank
Episode 62 - Don't Pay Off Your Mortgage from 2018-10-16T00:40:49

It sounds counter-intuitive to what we usually talk about on the podcast but I promise it’s not click-bait! I’ve crunched the numbers and analyzed both strategies heavily so today I answer the l...

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Money In The Bank
Episode 61 - Think Outside of the House from 2018-10-08T22:59:58

We've talked before about how buying a house instead of renting isn't always the best decision so what if you decide to go form being a home owner back to renting? Or perhaps you want to continue b...

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Money In The Bank
Episode 60 - Student Loan Repayment Options from 2018-10-03T01:07:41

Sorry for the break! We are back this week with an extended episode talking about the student loan forgiveness program as well as the income based repayment plan. We also touch on if refinancing is...

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Money In The Bank
Episode 59 - Life Insurance Overview from 2018-09-17T22:48:05

Since September is Life Insurance Awareness month we wanted to cover an episode on life insurance. What is it? How much do you need? What are the different types? We cover all of that and more in t...

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Money In The Bank
Episode 58 - Sunk Cost Fallacy from 2018-09-10T23:35

Tune in this week to learn if Angie's crazy utility saving tricks worked or if Brett was right in thinking it wouldn't make a difference. Then we dive into Sunk Cost Fallacy - the irrational decisi...

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Money In The Bank
Episode 57 - No Spend September from 2018-09-03T20:13:37

Join our No-Spend September challenge! The goal is to deprogram yourself of bad habits and only spend money on essentials this month. It's a great challenge to help combat the ease of 'one-click' o...

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Money In The Bank
Episode 56 - How many years until I can retire? from 2018-08-27T20:38

Go to our website moneyinthebankpodcast.com for more details!

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Money In The Bank
Episode 55 - Budgeting with a Variable Income from 2018-08-21T02:07:36

Do you have variable income each month? Either because of inconsistent hours or because you are commission based? If so this is the episode for you! We chat about some of our best tips to make sure...

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Money In The Bank
Episode 54 - Can I afford this? from 2018-08-13T23:56:12

What does it really mean to afford something? Is it simply enough if you have the money in the bank or is it bigger then that? Tune in this week as we discuss how to afford the bigger things in ...

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Money In The Bank
Episode 53 - First Time Home Buyer from 2018-08-08T01:28:39

Are you buying a house for the first time? How on Earth does this process work? I promise it's not as terrifying as it may seem. Learn how to plan ahead to make sure your first time is super exc...

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Money In The Bank
Episode 52- Part 2: Mock Budgeting and the Power of Compound Interest from 2018-07-31T00:31:28

In this episode we discuss how you should allocate your budget as well as challenge you to save $30 a week. With the power of compound interest on your side $30 a week can turn into massive amounts...

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Money In The Bank
Episode 51 - How to Budget from 2018-07-23T22:33:16

In this weeks episode we discuss different ways of budgeting from the envelope model to the intuitive method. Figuring out what works for you is one of the first steps to be successful with a budget!

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Money In The Bank
Episode 50 - Top 10 Pieces of Advice from 2018-07-16T22:56:37

We made it to episode 50!!! We've given a lot of advice over the past year but if we had to boil it down to 10 bullet points here's what our list would be: 1. Compound Interest 2. Opportunity Cost ...

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Money In The Bank
Episode 49 - Small Business Tips for Success from 2018-07-09T23:09:53

What separates successful small businesses from failures? There's so much that goes into owning your own business we are really just scratching the surface in this episode as we discuss traits of h...

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Money In The Bank
Episode 48 - Journey to Frugalism from 2018-07-03T23:05:38

Would you describe yourself as frugal? 5 years ago I would not have but now I would say it's a pretty accurate description. Join us as we chat about how we've slowly become more frugal over the yea...

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Money In The Bank
Episode 47 - Case Study: Trapped in Poverty from 2018-06-18T23:43:04

This week we dive into our first case study! A listener contacted me and asked for help to break out of poverty. After arming myself with research and crunching the numbers I helped come up with an...

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Money In The Bank
Episode 46 - Distribution Phase: Short Term vs. Mid Term vs. Long Term from 2018-06-11T22:02:22

In part one we talked about saving money for your short, mid and long term needs. In this episode we talk about the other half of that: distribution! Someday you'll need access to that money you've...

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Money In The Bank
Episode 45 - Savings: Short Term vs. Mid Term vs. Long Term from 2018-06-05T01:20:20

Join us for the 1st of a 2 part episode. In this one we chat about how much you should be saving for your short term, medium term or long term goals! We also define what goals fall into which bucke...

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Money In The Bank
Episode 44 - Investing 301 from 2018-05-30T11:47:31

In our third episode on investing we talk about how to actually invest in the stock market! There are so many options out there now and we try to touch on all of them. Despite popular belief you do...

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Money In The Bank
Episode 43 - Gender Investment Gap from 2018-05-21T23:52:56

Who runs the world? Girl! Unfortunately women typically are not running the financial world. It's still primarily dominated field with investment managers being 93% male! Over a 35 year working car...

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Money In The Bank
Episode 42 - One Car Family from 2018-05-15T01:39:59

We decided to become a one car family! Join us as we talk through that decision and discuss how much we'll be able to save by ditching the spare car. We will definitely keep you guys updated on how...

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Money In The Bank
Episode 41 - Single Income vs. Dual Income from 2018-05-08T02:05:13

Obviously when you combined finances certain areas can be reduced but not always as much as you think. Join us as we discuss how we saved when we had single incomes versus how we merged finances an...

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Money In The Bank
Episode 40 - Financial Vocabulary from 2018-05-01T01:50:54

In this weeks episode we discuss various financial terms and break down the definitions to help you understand them. A lot of financial topics seem more complicated then they really are so we demys...

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Money In The Bank
Episode 39 - Stages of FU Money from 2018-04-24T00:37:12

In this weeks episode we chat about the various stages of debt, saving, and finally having "FU" money. Depending where you are in your journey sometimes it helps to hear what emotions other people ...

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Money In The Bank
Episode 38 - Car Buying Guide from 2018-04-16T23:45

How much should you spend buying your next car? How long should your lease be for? What percentage down payment should you save? We answer all of these questions and more in this weeks episode as w...

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Money In The Bank
Episode 37 - Credit Scores 101 from 2018-04-09T23:19:24

In this weeks episode we chat all about credit scores. The factors that go into determining your score, how to improve your score, and how to stay on top of what your number is. Credit scores can b...

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Money In The Bank
Episode 36 - How much to save for retirement from 2018-04-03T00:25

In this episode we chat all things retirement! Are you on track for your age? Do you know how much you need to save to hit your goals? What if you want to retire early? We answer all of these quest...

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Money In The Bank
Episode 35 - How to prioritize your savings goal from 2018-03-26T23:28:49

It can be difficult to determine where your hard earned savings should go. It's difficult to determine if you should focus on building up your emergency fund or start saving for retirement. In this...

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Money In The Bank
Episode 34 - What's the deal with buying a house? from 2018-03-20T00:55:40

This week we discuss how much house you can afford and walk through an example. We break down the numbers, and discuss mortgage related topics like closing cots, PMI's, 15 yr vs 30 yr mortgages and...

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Money In The Bank
Episode 33 - What's the deal with financial planners? from 2018-03-13T00:06:47

When your car stalls out you go to a mechanic, when you need a root canal you go to a dentist, so who do you go to when you need help with your finances? Well usually a financial planner, or perhap...

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Money In The Bank
Episode 32 - Consuming versus producing from 2018-02-21T12:14:30

One huge way to get ahead is to make the switch from consuming content and goods to producing some of your own. This is a largely mental task because once you realize you have the power to create a...

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Money In The Bank
Episode 31 - Listener Q&A - Mid-term Savings, Market Corrections & More from 2018-02-13T02:00:23

This weeks episode dives into questions from listeners as we discuss where to hold your mid-term savings, what you should do during a market correction and how to start saving small amounts to reac...

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Money In The Bank
Episode 30 - Annual Review Checklist from 2018-01-23T02:24:49

This episode we discuss all of the financial topics you should be reviewing on an annual basis. From 401k/403b contributions, to rebalancing your portfolio, to expenses, & taxes we touch on all of ...

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Money In The Bank
Episode 29 - Rent vs. Buy from 2018-01-16T12:49:51

Join us this week as we discuss the true cost comparison of renting versus buying and why equity isn't the magic bullet that makes renting a better decision 100% of the time. The truth of the matte...

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Money In The Bank
Episode 28 - Our 2017 Annual Expenses Revealed! from 2018-01-09T02:37:50

Join us for as we analyze our 2017 budget and determine what areas we should increase or decrease for 2018. We reveal it all in this episode and prove that we don't just talk the talk when it comes...

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Money In The Bank
Episode 27 - Getting Started With a Small Business from 2017-12-19T12:40:46

Join us as we discuss how we've started a few different small businesses over the years. We'll talk about capital needs, business plans, and various strategies we've used.

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