Podcasts by One Vision

One Vision

One Vision podcast, hosted by Theodora Lau, brings purposeful innovation to spotlight. It is where impact meets innovation. One Vision is a convergence of minds that dream of a sustainable world for future generations galvanized by innovation. The latest season, FinTech Fuse, brought to you by the powerhouse trio, Theodora Lau, Barb MacLean, and Stephanie Foster, continues the tradition of telling stories that matter.


We speak to startup founders, investors, industry players, thought leaders and policy makers in the innovation ecosystem and get their views. While there have been a lot discussed about innovation in the western world, we believe that impact at scale can be achieved in the emerging markets too. In recent times we have seen several leap frog moments across the emerging world. What Alibaba and Tencent have achieved in China, PayTM in India and MPesa in Africa are great examples of impactful stories. We talk to many emerging market players and highlight their efforts to create such leap frog moments.


We believe there are many innovation stories that have impact on people's life across the world. We identify these stories and talk to them about their journeys, successes and challenges they have had to overcome. In providing a stage for these entrepreneurs, thought leaders and innovators, we hope to inspire a generation looking to effect positive change. One Vision, One Dream, One Voice for One sustainable future.



Hosted on Acast. See acast.com/privacy for more information.

Further podcasts by Theodora Lau, Bradley Leimer and Arun Krishnakumar

Podcast on the topic Firmengründung

All episodes

One Vision
Getting to health equity with financial inclusion from 2023-12-11T05:46:48

According to the World Health Organization, globally one in six people experience infertility in their lifetime and the rate continues to climb. Despite available treatment for a variety of cases, ...

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One Vision
A founder's quest to scale a SaaS solution for SMBs from 2023-12-04T05:28:03

Small businesses account for 99.9% of all U.S. firms. They employ almost half of America's private sector workforce and represent 43.5% of gross domestic product. By almost any measure, small busin...

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One Vision
A founder's perspective: "I didn't choose fintech; fintech chose me" from 2023-11-27T06:30:52

Faced with persistent economic uncertainties and stagnant wage growth, will fintechs give us hope by bringing us the right product at the right time and empowering customers with more focus on fina...

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One Vision
Harnessing the power of data on the journey to net zero from 2023-11-20T16:34:03

Data gives us superpower. From how much we spend and where we spend it, to the impact of our dollars on the planet, data tells a story. In an era where consumers are becoming more environmentally c...

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One Vision
Falling into banking: The master orchestrator from 2023-11-13T05:00:58

Are fintechs still eating bankers’ lunch? What roles will big techs play in consumer financial lives? For fintech founders pitching to community banks, what should they be mindful of? In this episo...

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One Vision
Banking is what you do but not who you are from 2023-11-05T08:39:45

As banking services grow increasingly digital, how can we best serve the needs of a diverse community and truly make a difference? In a world where everything seems to move at a breakneck pace, lea...

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One Vision
Why change when it has always worked? from 2023-10-30T04:00:05

From fintech being perceived as a competitor to a bank, to acting as a collaborator, much has evolved in the past two decades. As we look forward, how do we anticipate the relationship evolving,...

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One Vision
Ushering in a new era: The fusion of fintechs and banks from 2023-10-16T04:00:08

At a time when financial institutions and fintechs are evolving from being competitors to partners, our relationship with financial services providers is changing as well — especially with larger (...

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One Vision
Automation as catalyst: Augmenting human and machine from 2023-10-09T05:40:11

How can financial institutions best adapt to the changing world and work faster and better? From enabling wide-ranging digital experience to responding to compliance demands, can you automate the m...

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One Vision
Smart banking and finding the hidden tribes from 2023-10-02T04:00:16

The world is changing around us and so are we. Has the financial services industry evolved with time, and how can we think differently about who our customers are and what they need? In this episod...

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One Vision
The art of social selling from 2023-09-25T03:00

What exactly is social selling and how does it differ from traditional cold outreach? How can we best leverage our presence and influence on social media to build influence, make connections, grow ...

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One Vision
Musings from a fintech insider — Keeping it real! from 2023-09-18T05:38:43

Right before Finovate Fall, we caught up with Heather Sugg, Executive vice president, public relations and business development of the William Mills Agency, on the past, present, and future of fint...

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One Vision
There is more to leadership beyond leaning in from 2023-09-11T04:21:04

Are you tired of listening to the standard leadership advice? Do you want to navigate the new world of work but unsure how? In this episode of One Vision — Fintech Fuse, Theo chats with Jocelyn Dav...

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One Vision
From Wall Street to Wyoming — Caitlin Long on becoming the champion for regulated crypto from 2023-09-04T04:39:06

In a world where everything is software-driven, how do we best harness the power of technology for the greater good? In this episode of One Vision, Theo and Barb chat with Caitlin Long, Founder ...

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One Vision
Announcing Fintech Fuse — A new season of One Vision from 2023-08-28T02:37:46

A new season of One Vision is coming to town, where Theo will be collaborating with the fabulous Barb MacLean and Stephanie Foster.  New episodes will be dropped every Monday at midnight, and ...

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One Vision
Towards a data-driven and intelligent future in spend management with AI from 2023-08-22T02:58:54

Not a day goes by when we don’t hear something about artificial intelligence (AI). From deploying generative AI in the newsroom to using AI to help improve sustainability, there is no shortage of e...

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One Vision
Drawing the boundaries — reality versus hype in our tech-driven world from 2023-07-31T10:22:53

As we move from one tech cycle to another, so much has changed — yet so much has not. We are still faced with many of the same challenges especially when it comes to caregiving and true inclusion. ...

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One Vision
Web3, metaverse, and AI: The future starts now from 2023-07-24T04:00:51

Much has been written about AI and the future of work. And there is plenty of hype that resembles more like a comic book than reality. How will this powerful emerging technology impact our day-to-d...

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One Vision
Chartering a different path to wealth management — with technology and purpose from 2023-07-17T04:03:02

As clients look to consolidate their assets and relationships, what roles do community banks and credit unions play? Can technology be leveraged in a thoughtful way to help these financial institut...

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One Vision
Be the helper: Building for the 99 percent. from 2023-07-10T04:00:13

Healthcare costs in the U.S. are skyrocketing. According to a recent study, 66.5 percent of all bankruptcies were tied to medical issues — either because of high costs for care or time out of work....

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One Vision
You too can be a superhero — with a phone call from 2023-07-03T04:00

What is the responsibility of the financial services industry — and as a society — when it comes to sustainability? With almost $40 trillion in assets under management, is sustainable inv...

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One Vision
Beyond the hype — using AI and automation in consumer finance from 2023-06-26T04:00

Much has been written about the myriad of payment methods for consumers in the past few years. But not enough has been done to help them manage the increasingly complex landscape of bill pay. Enter...

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One Vision
Bye Bye Metaverse. Hello Metaverse. from 2023-06-19T02:50:51

While the metaverse and web3 are receiving less airtime compared to the likes of generative AI, the ecosystem is still thriving and rapidly evolving — especially after the Vision Pro announcement b...

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One Vision
Round the world with a fintech lifer from 2023-06-12T04:00:28

While much has changed in fintech, we can all agree that more still needs to be done. As we pull back the curtain and reflect upon the fintech journey, what are the things we are most proud of? Wha...

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One Vision
When AI meets IQ: Responsible innovation matters from 2023-06-05T04:00:33

AI is becoming a crucial part of our personal and professional lives. With increased adoption, the need to address data bias and privacy is more urgent than ever. In this episode of One Vision, The...

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One Vision
Insiders and outliers from 2023-05-29T15:42:54

In this episode of One Vision Arun and Max chat with Abdalla Amjalli and Dimitrios Chatzianagnostou from Outlier Ventures. Outlier ventures are one of the most versatile web3 investors. They also r...

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One Vision
It’s time we take data privacy seriously from 2023-05-22T03:28:23

Every day as we navigate from one company to another, consuming one service to the next, we leave behind a long trail of digital exhaust. Do we know how our data travel and where to? Do we truly ha...

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One Vision
This is the fintech conference you're looking for from 2023-05-15T04:58:37


Funding concerns and talent shortages, as well as geopolitical tensions and conflicts, have cast a shadow on our thriving, vibrant industry. Against the backdrop of these challenges a...

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One Vision
Money Matters: What does financial freedom mean to you? from 2023-05-08T04:00:16

How does your childhood impact your money memory? How do you phase into retirement from savings to spending, when the future is full of uncertainty and some people simply don’t earn enough to save ...

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One Vision
Navigating the nascent world of ESG reporting from 2023-05-01T10:56:52

We can’t improve what we cannot measure. With the world changing around us, and with humanity facing one of the biggest challenges of our lifetime — climate change — how can companies be more trans...

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One Vision
Bringing better UX and security to web3 from 2023-04-24T04:00:26

Over the years, the crypto and the web3 industry has suffered from below par user experience and lack the security features that are needed when users hold digital assets. However, that is chang...

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One Vision
Achieving consensus from 2023-04-17T04:00:37

Institutional adoption is critical for web3 as it scales and gains credibility. In this episode of One Vision, Arun and Max talk to Vijay Krishnan, Director of Technology at Consensys. Vijay shares...

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One Vision
Musings from a life-long banker: This is the way from 2023-04-10T04:09:11

Community banks are an integral part of our society. Yet, in the digital era where we are carrying mini computers in our pocket, many of them have sadly been left behind. In this episode of One Vis...

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One Vision
There has never been a more exciting time to work in financial services from 2023-04-05T05:06:54

Instead of pursuing growth at all cost, the current economic climate has forced fintechs to go back to the drawing board and focus on the fundamentals of building a more sustainable business. From ...

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One Vision
Navigating the tumultuous waters of financial crimes from 2023-03-27T04:00:11

As we have witnessed again and again, compliance cannot be a check-the-box program. In this episode of One Vision, Arun and Theo chat with Jas Randhawa and Jim Prevot — Founders of StrategyBRI...

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One Vision
In an era of digital finance, what’s old is new again from 2023-03-20T04:00:58

In an era of digital finance, what’s old is new again and tricks as old as check fraud have been on the rise in the last few years. What is behind the surge and what should we be on the lookout for...

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One Vision
The past, present, and future of money from 2023-03-13T05:42:07

What is the future of wallet and how do banks prepare for the digital space race? Join us as we travel back in time with Ronit Ghose from the golden era of London — through Stockholm and Hong Kong ...

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One Vision
Bankers like us — with or without the pearls from 2023-02-27T04:31:55

Change is not an abstraction. We have the tech at our disposal; what we do need is to make a choice. Do we have the intention to change and do what is needed? And are we doing enough? In this episo...

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One Vision
Every day presents a new opportunity to rewrite your story. It’s never too late. from 2023-02-21T04:15:40

In a world divided, where it can be challenging to find common ground, can we still lean on each other and learn to trust, especially when times are tough? In this episode of One Vision podcast, Th...

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One Vision
Through the eyes of a technologist from 2023-02-13T06:44:17

How will the future play out? That’s a question that is often asked when it comes to looking at the impact of emerging technology on incumbent industries. Banking is no different. When savings, bor...

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One Vision
From Rust Belt to Tech Belt: A comeback story for the silicon heartland from 2023-02-06T12:04:37

Technology has not only changed the way we live and work, it is also at the forefront of economic growth in America’s heartland. Remote workers and an influx of new investments are slowly transform...

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One Vision
From C-Suite of Tier 1 Banks to Fintech from 2023-01-30T05:00:43

As someone who has spent years running tier 1 big banks, Ashok Vaswani is no stranger to the pressure and demands for incumbent banks to evolve with the change of time. While there is always much t...

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One Vision
Sustainability - Innovate for the future from 2023-01-25T06:06:33

New year, fresh start, infinite possibilities. Along with Jessica Scott, Listen

One Vision
A conversation with a visionary on the future of the internet from 2023-01-23T05:00:58

Trying to define the Metaverse is akin to trying to define the internet when the internet wasn’t there. While the technology components such as artificial intelligence and blockchain are not new, c...

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One Vision
From exclusivity to community: Delivering on the promise of technology from 2023-01-14T21:11:54

In this episode of One Vision, Theo and Arun chat with Mike Dudas, a serial entrepreneur and investor, and the Founder & General Partner of 6MV. 2022 certainly has not been an easy year for the...

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One Vision
Sustainability: A journey and a call to action from 2023-01-09T05:00:43

In 1987, the United Nations Brundtland Commission defined sustainability as “meeting the needs of the present without compromising the ability of future generations to meet their own needs...

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One Vision
Culture of belonging from 2023-01-02T05:52:23

From the great resignation and quiet quitting to career cushioning and layoffs, we have witnessed a great deal of turbulence in the workplace in 2022. As the culture continues to evolve, how can or...

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One Vision
Deck the Halls with Fintech Friends from 2022-12-19T05:00:37

From the great resignation, quiet quitting, big layoffs, and career cushioning, to record inflation, supply chain woes, climate crisis, and crypto winter, 2022 has been an eventful year to say the ...

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One Vision
Never a dull moment in the world of cybersecurity from 2022-12-12T05:00:06

As technology continues to transform how we bank and where we bank, trust is no longer limited to handshakes between two parties. From connected devices, to data collectors and various third partie...

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One Vision
On fintech and hope: The American Dream from 2022-12-05T06:05:42

From fallen empire to new beginnings, Lamine Zarrad, the Founder and CEO of StellarFi, has one of the most unusual stories. And an incredibly inspirational one. Don’t miss this week’s One Vision ep...

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One Vision
Leading with your authentic self from 2022-11-28T05:00:28

How does our lived experience shape us, in the path that we follow and the people that we surround ourselves with? How do we instill kindness in the next generation, and teach them to be mindful? I...

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One Vision
Say hello to our new co-pilot: Max Tee from 2022-11-21T05:00:36

The proliferation of digital assets has accelerated rapidly in recent years. From crypto and NFT to CBDC, security tokens, and beyond, digital assets are disrupting the financial services ecosystem...

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One Vision
Every company is a fintech company from 2022-11-14T07:11:27

What does the future hold for the world of payments? How might we leverage technology to enable opportunities for more people, in particular the small business sector, which is the backbone of our ...

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One Vision
The Soul of Startups: Culture, culture, culture from 2022-11-07T05:00:33

What attracts you to a company and what makes you stay? In the chaotic world of startups, what are the essential elements that enable teams to not only survive, but thrive? In this episode of One V...

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One Vision
Building on belief - For the love of running from 2022-10-31T04:00:21

Running is about belief, determination, and community. How we get to the finish line and who joins us along the way are memories we all want to cherish. Have you ever wondered about the humans behi...

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One Vision
Demystifying angel investing: Convo with a purpose-driven investor from 2022-10-24T08:14:19

When you invest in an early-stage startup, you are making a bet on the founder and the co-founding team — the humans who are authentically connected to the mission. It is a privilege to be an angel...

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One Vision
Metaverse: A vision of the new immersive Internet from 2022-10-17T21:35:37

Gartner predicts that 25% of people will spend at least one hour a day in the Metaverse by 2026 either for work, shopping, education, social or entertainment. McKinsey found that the Metaverse coul...

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One Vision
What if the metaverse could really help make banking better? from 2022-10-10T10:00:05

Web3 has been called a lot of things: the future of a decentralized web, the money layer for the internet, and the identity layer for the internet. Some see Web3 as a new patron model for the in...

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One Vision
The future is now: Banking in a changing world from 2022-10-03T10:00:29

In recent years, artificial intelligence has become an integral part of our daily lives, driving much of what we do and what we experience. Financial services is no exception. To meet the needs of ...

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One Vision
Happy 200 — Celebrating stories with purpose from 2022-09-26T04:18:32

4 years. 200 episodes. From “Blockchain and Financial Inclusion”, to “Shades of Grey”, “Judge me by my cover”, “Red Envelope”, “The Other 50”, and finally “One Vision”, it has been our privilege to...

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One Vision
It’s not all doom and gloom for fintech. Now is the time to build. from 2022-09-19T10:00:19

We consume a lot of information each day. When we read the latest news about what’s going on in fintech, venture capital, and the different spectrums of new technology, we aren’t always provided co...

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One Vision
Break through and lead with empathy from 2022-09-12T13:39:13

Our world has changed, and along with it, our workforce and their expectations. Employees are increasingly looking for purpose beyond a paycheck. "Make inclusiveness part of your culture" is a cruc...

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One Vision
What does it take for your financial brand to go beyond the arc? from 2022-09-05T10:00:26

There are so many interesting paths that financial services and fintech have taken the past decade. How we serve customers across the landscape of products and services has seen a sea of change and...

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One Vision
That time when magic robots helped you get a loan from 2022-08-29T12:22:21

When was the last time you applied for a loan or some form of credit? Was it a magical experience? Did it take just a few minutes from application to funding? What if robotic process automation cou...

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One Vision
How can more spending lead to more giving? from 2022-08-22T14:00:46

When we think about the way we spend money, we might think that the opportunity cost of that spending is what we cannot save or what we cannot invest. But what about the opportunity cost of not giv...

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One Vision
When we lose privacy and rights, we lose democracy from 2022-08-16T03:27:34

Data is central to everything that we do. But as we go about our daily lives, how do we ensure we are protected? It’s not just about what data is being collected and what is being done with it; it’...

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One Vision
Random collision of fintech minds from 2022-08-09T03:00:16

If you could be anyone in the world, who would you be? Would you be a spy, a lead singer in a rock band, a legendary product designer, or something else? What happens when fintech minds collide in ...

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One Vision
People, Planet, and Profit: Creating a better world through business principles from 2022-08-01T16:38:07

Can we create a positive impact through dialogue and mindset change? How does our supply chain impact sustainability? How does our marketing campaign impact diversity, equity, and inclusion? From g...

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One Vision
In the eye of the storm: What’s next for fintech? from 2022-07-26T04:11:20

Recent market volatility has decimated fintech valuations and funding has become harder to come by. Instead of growth at all costs, startups are facing increased pressure to show profit. In this ne...

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One Vision
A fintech founder’ story: For the love of people and love of hope from 2022-07-19T04:00:50

When we reflect upon who we are and where we are in our career path, who has influenced us the most in our journey, to become the person we are today? In this episode of One Vision, we welcome the ...

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One Vision
The mind of the radical thinker — from Wall Street to Crypto Economics from 2022-07-11T06:54:16

2022 has been an eventful year, to say the least. From positive gains in financial inclusion, to crypto winter and the Metaverse, much is evolving. What will be the new players in the emerging Web3...

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One Vision
The new era of information and misinformation from 2022-07-05T04:00

Unfettered data collection coupled with powerful emerging technologies have given rise to a new digital era. With so much data at our fingertips, how do we separate information from misinformation ...

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One Vision
Let the good times roll — at Finovate from 2022-06-28T03:44:33

Can you believe that Finovate turns 15 this year? The Disneyland of Fintech, as Bradley would call it, has played a pivotal role in moving the fintech ecosystem forward and bringing us together fro...

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One Vision
Crypto, capitalism, and the moral compass: Is the party over? from 2022-06-21T04:20:11

Is cryptocurrency a gamble or an investment? Can it truly be an enabler of financial inclusion? Recently, Charlie Scharf, CEO of Wells Fargo, remarked that "crypto can be worth something as long as...

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One Vision
Breaking free — the coming of age of fintech from 2022-06-13T04:00:32

Is fintech transitioning from teenager to adulthood? If so, how do we learn and grow together as a force for good? Are we making the right choices? And how can we help shape the future of this indu...

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One Vision
A glimpse into the NFT world from 2022-06-07T04:00:35

It’s been said that the metaverse could be the next trillion-dollar opportunity. From retail and fashion, to gaming, sports, and even financial services, brands are actively trying to figure out ho...

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One Vision
An inconvenient truth about ESG from 2022-05-31T04:06:06

According to a recent survey by the CFA Institute, 85% of investment managers across countries are increasingly incorporating ESG (Environmental, Social, and Governance) criteria into investment de...

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One Vision
If you don’t stand for something, you will fall from 2022-05-24T04:00:11

How can we bring tech and finance together to create a better world, one that would be around for the next century and centuries thereafter?  Our most vulnerable populations are increasingl...

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One Vision
The quest of a financial literacy advocate: The journey continues from 2022-05-17T04:00:49

If you give a kid one $100 bill, what would they do with it? How do you teach a kid the discipline of saving especially when it is so easy to spend and consume? And where (and whom) can they turn t...

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One Vision
Data plays a huge role in our daily activities. But does technology truly make our lives better? from 2022-05-10T04:00:36

It is often said, digital technologies are driving transformative change in our society. But at what cost? As consumers, do we truly understand how information is being collected and used, and the ...

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One Vision
Yesterday once more and the La La Land of FinTech from 2022-05-03T04:00:59

If you have seven minutes to showcase a fintech idea, what would you say? In a world full of unicorns, or even decacorns, the next best thing might just be at your fingertip, waiting to be discover...

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One Vision
Reimagining the Internet with Web3 from 2022-04-26T04:00:30

Remember the song by Pattie Page, “How much is that doggie in the window?” If the virtual worlds continue to proliferate, are we going to ask, “How much is that doggie in the metaverse?” In...

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One Vision
Power of possibility: Investing in the future of work from 2022-04-19T04:00:01

Much has been written about the Great Resignation where people have left their jobs in search of more meaningful work and personal fulfillment. We are at a critical juncture in history; how we work...

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One Vision
Walking the talk and driving authentic inclusion from 2022-04-12T04:00:52

One step forward, two steps back. Despite increasing awareness and promises from corporations, metrics such as the gender pay gap and funding for female founders have barely budged. How then, can w...

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One Vision
Building trustworthy AI: What, why, and how from 2022-04-05T03:00:41

Artificial intelligence is embedded in almost every aspect of our lives, from financial services to healthcare, retail, and beyond, and will play an increasingly important role in everything we do ...

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One Vision
Betting on people: Bridging the gap between fintech and innovation from 2022-03-29T03:31:11

A significant amount of money has been invested in FinTech in the past decade; according to CFTE, the FinTech sector is now equivalent to 38% of the banking sector in terms of market capitalization...

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One Vision
Communities that thrive — with meaning, value, and purpose from 2022-03-22T04:00:02

How can we create an environment where innovation thrives? In a world where we are constantly distracted by dazzling new technology, it is easy to get caught up with cool toys and forget what we ar...

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One Vision
The motivational journey to the edge and beyond from 2022-03-15T09:24:17

As the saying goes, “Ain’t No Mountain High Enough” — have you ever wondered what stops people in their tracks, and how we can overcome obstacles in our lives? As it turns out, you can use the p...

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One Vision
Not a pipeline problem; we have a listening problem from 2022-03-08T05:00:28

How well are women and communities of color being represented in financial services? And how many brilliant ideas don’t get the opportunities they deserve because we are not listening to all the vo...

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One Vision
Come for the content; stay for the community from 2022-03-01T05:00:26

What makes a community? And what comes to mind when you see the word, community? A common bond, perhaps — around our mutual love for technology, and a conviction to bring inclusive finance to mo...

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One Vision
Can incentivized savings be the new future for fintech? from 2022-02-22T05:00:58

There is no lack of Buy Now, Pay Later news in fintech, with hundreds of BNPL startups around the world vying for a piece of the pie. The trend has also attracted the attention of established giant...

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One Vision
Voice of the unheard: FinTech and second chances from 2022-02-15T05:00:49

From opening a bank account and rebuilding credit, to finding employment and securing housing, the challenges that millions of justice-involved individuals and their families face are immense. How ...

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One Vision
The future of banking is in the cloud from 2022-02-08T06:46:13

What role do cloud solutions play within today’s financial services industry? How has the infrastructure and partnership ecosystem evolved to support the needs of the global market? In order to com...

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One Vision
The innovation mindset: It’s not just about the tech from 2022-02-01T07:10:16

When we talk about innovation, oftentimes we think about those in technology. But innovation goes beyond artificial intelligence, robotics, and quantum computing. Beyond the bits and bytes, it is a...

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One Vision
Through the lens of the matchmaker of B2B influencer marketing: Everyone is influential! from 2022-01-25T12:31:18

By now, you have probably heard of influencer marketing. But what exactly does that entail in the B2B context? And what are the success factors and pitfalls that brands need to be aware of? In this...

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One Vision
Adapt, Evolve, Transform: Banking and finance re-invented from 2022-01-18T05:00

In this episode of One Vision, Theo and Bradley chat with Alessandro Hatami, Managing Partner of Pacemakers, and co-author of Reinventing Banking, on bank innovation and the past, present,...

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One Vision
The trust advantage: Unlocking the hidden value in banking with platform economies from 2022-01-11T12:52:39

Digitization doesn’t mean putting old wine into new bottles. Beyond simply digitizing products and reducing friction, to succeed in the outcome economies, fintechs must learn to build trust through...

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One Vision
At the tip of the iceberg with financial technology from 2022-01-04T12:45:41

If 2020 was the “New Normal”, what was 2021? What have we learned from the uncertainty and challenges from all aspects of our lives, and how will the financial services industry fare in this new ye...

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One Vision
Adieu 2021. Hello 2022. from 2021-12-21T15:53:19

As we bid farewell to 2021, how would you remember the year that was the “new normal” or the “great resignation”? For some, this may have been a record year with funding and innovation. For some ot...

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One Vision
Ushering in a new future of buy now, pay later from 2021-12-14T13:38:27

This episode is sponsored by PayPal. Learn more about PayPal Pay Later at paypal.com/trust


Co...

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One Vision
Re-shaping the future of finance with open banking, Canadian edition from 2021-12-07T12:00

Canada fintech funding soars to a record $2.2B in 2021 YTD, according to CB Insights. With 90 percent of the market being dominated by six big banks, however, one would imagine the dynamics between...

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One Vision
Climate Finance: If not now, then when? from 2021-11-30T12:00:14

How do we move beyond the low hanging fruit and create something that brings about real change? How can we entice more incumbents to join the chorus of younger fintechs and insurtechs to tackle cli...

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One Vision
The double-edged sword of big fintechs from 2021-11-23T12:00:54

In a world where billionaires are planning space travel while millions are struggling with extreme poverty; in a society where it would take 268 years to close the Economic Participation and Opport...

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One Vision
In a field of data daisies: Data as a means, not an end from 2021-11-16T12:00:52

Can an industry as old as banking adapt to a tsunami of disruption? From open banking to open finance, how do we ensure a better outcome for the end users we are supposed to serve? Whose data is it...

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One Vision
A Utopian or Dystopian future? The choice is ours from 2021-11-09T12:00:39

The twenty-first century is going to be the most disruptive, contentious period humanity has ever lived through. It will challenge our most sacred ideologies around politics, economics and social c...

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One Vision
Can the journey to the American Dream be truly debt free? from 2021-11-02T14:09:58

The financial services ecosystem has been inundated with a tremendous amount of external capital aimed at disrupting the way people and businesses bank. From the most basic to the most complex, fin...

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One Vision
The complex web of our global supply chain from 2021-10-26T11:00:10

Have you been thinking about the global supply chain a bit more lately? Perhaps back in the beginning of the pandemic, when you couldn’t find toilet paper, or maybe now when you are just starting y...

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One Vision
Navigating the present and preparing for tomorrow – with intelligent data from 2021-10-19T11:31:33

Financial institutions are sitting on top of a lot of data, and so much of that goes unused, whether it is because the data is sitting in disparate systems that do not play well together, or bec...

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One Vision
When music and fintech collide from 2021-10-12T11:00

Could you imagine life without music? Plato said that ‘music gives a soul to the universe’. And there does seem to be a soundtrack to each change of cadence in our lives, as ‘music is the wine that...

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One Vision
Real-Time Payments: The new wave of payments innovation is here from 2021-10-05T11:00

We have seen a tectonic shift across industries and business models during the pandemic. How businesses adapted to the changes on the ground was a stress test in real time. As customer behavior cha...

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One Vision
The community impact of our economic first responders from 2021-09-28T11:00:41

How can the financial services ecosystem play a bigger role in creating a more equitable future? Community Development Financial Institutions (CDFIs) are economic first responders that help remove ...

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One Vision
With data, comes power. But what about responsibility? from 2021-09-21T11:00

Those who have the data hold the power. But who owns the data? And how could we better leverage the benefits of financial data and technology to ensure that financial services are delivered in a fa...

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One Vision
It’s the fintech groundhog day from 2021-09-14T11:00:08

Have we truly fulfilled the promise of fintech? How do you look beyond what is easy and serve communities who have long been ignored by traditional financial services, such as migrants? What is ...

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One Vision
Welcome to the age of embedded finance, where the financial services battlefield has moved from branches to point-of-sale from 2021-09-07T11:00:09

Can we make embedding finance into apps and customer journeys as simple as drag and drop? While no one would go to Ikea for the sole purpose of opening a bank account, they might need payment insta...

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One Vision
It’s a good time for a restart from 2021-08-31T11:00:35

The old adage says to make hay when the Sun shines, but what do you do when the skies are grey? With this ongoing pandemic and the spectre of uncertainty surrounding it, being a startup founder has...

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One Vision
Connecting wealth, health, and everything in between from 2021-08-24T11:00:23

When it comes to planning for your finances, who do you turn to? Friends? Family? Colleagues? Or the Internet? With global fintech investment reaching US$98 billion across 2,456 deals in the first ...

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One Vision
The fintech party is just getting started from 2021-08-17T11:00

While the promise of flying cars might not have materialized, plenty has transpired in the startup space, at least in fintech. From investing to payments and super apps, from Asia to Latam and Afri...

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One Vision
Mental health is a privilege from 2021-08-10T11:00:03

Entrepreneurship is a stressful journey - and often, a lonely one; and oftentimes it might seem nearly impossible to balance the demands of the business and your own well-being. As an industry, we ...

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One Vision
One size doesn’t fit all — even in the days of digital banking from 2021-08-03T11:00:57

When was the last time you actually spoke with a customer and asked how you could help them? No — we don't mean a survey or through a video chat, but actually meeting and talking to one of your cus...

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One Vision
Never a dull moment in fintech from 2021-07-27T11:00:17

From payments and embedded finance to wealthtech and crypto, there is never a dull moment in the land of fintech. And there is no sign that the activity is waning. According to CB Insights,...

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One Vision
Innovation is value neutral; it’s our collective responsibility to build technology that works for all from 2021-07-20T11:00:31

As the saying goes, “I have not failed 1,000 times, I have successfully found 1,000 ways that will not make a light bulb.” This — or some version of it — is often credited to Thomas Edison, on h...

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One Vision
The future is agile: the time to take responsibility for our future is NOW. from 2021-07-13T11:00:44

Let’s talk about debt. Not financial debt. Not technical debt. But human debt — “the equivalent to Technical Debt but for people”, according to Duena Blomstrom, author of the latest book, “People B...

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One Vision
FinTech in Bermuda - RumCoin? from 2021-07-06T14:21:54

Apart from its dramatic coastline, hidden coves, turquoise waters, and beautiful beaches with pink sands, Bermuda is also a well-established offshore financial center, home to the second largest...

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One Vision
Serving the underserved community of immigrants — with Cheese from 2021-06-29T11:00:19

While banking should be a borderless experience, in reality, it is far from it. Immigrant communities for example, face a list of challenges from language barriers to lack of credit history and ...

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One Vision
Data is the first line of defense from 2021-06-22T11:00:08

Years from now, when we look back at this pandemic, what data will have been the most critical? While we normally talk about data in the context of financial services, and the importance of data...

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One Vision
Creating a better world through the power of technology from 2021-06-15T11:00:34

According to a recent survey, nearly two-thirds of full-time employees indicated that their financial stress has increased since the start of the pandemic. To engage and retain productive employ...

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One Vision
Financial regulation and innovation and the spaces in between from 2021-06-08T12:17:25

Whether it’s the Queen’s bank in the U.K., a neobank in Brazil, a challenger fintech in the U.S., or one of the mighty superapp platforms of Asia, there is nothing more central to that conversat...

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One Vision
Cashless China and the digital currency revolution from 2021-06-01T11:00:21

What does the future hold for a cashless economy? The day when all of us might have digital wallets with a selection of digital currencies might not be too far out to the future, according to Ri...

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One Vision
Shared prosperity: Building a better future — together from 2021-05-25T11:00:45

Beyond developing renewable energy, how do we react to the social and economic challenges faced by humanity? Are we meeting the needs of the present without compromising the future — and the abi...

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One Vision
The windy road to digital identity from 2021-05-18T11:00:36

Over 1 billion people in the world today cannot prove their identity, and the challenge is not limited to the developing world. In the U.K. alone, 15% of the population do not have a passport or...

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One Vision
Innovation at warp speed from 2021-05-11T11:00:47

In the age of accelerated digital and tech spending, how do we choose our innovation and investment priorities — at the same time, keeping up with competitive pressure and changing customer need...

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One Vision
What would have happened if Ada Lovelace was funded? from 2021-05-04T11:02:19

In 2020, U.S. VC firms deployed a vast amount of capital, but not only did the portion of funds to female founders drop, so did the funding to female-led startups. As the impact of the COVID-19 ...

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One Vision
Parenting, caregiving, and adapting to the new normal from 2021-04-27T14:33:06

When the COVID-19 pandemic first arrived, it was a shock to all of us as something of this scale was simply without precedent. The world we knew stopped in its tracks.  


When...

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One Vision
Sustainability is not a spectator sport; we all have a role to play from 2021-04-20T11:00:59

Extreme weather conditions are occurring more often all around the world, from wildfires in the U.S. and Australia to severe flooding in parts of Africa and Asia. As a society, we are facing a g...

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One Vision
Automating the money movement and why it matters from 2021-04-13T12:46:56

While few would disagree that financial inclusion is an inequality in our modern day society that still needs to be resolved, and that improving economic prosperity of everyday people is an atta...

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One Vision
Turning conversations into actions from diversity to customer centricity from 2021-04-06T11:00:35

Can we turn conversations into actions? Can we put consumers in the heart of everything we design in this new digital era? With 1 billion people still lacking access to technology, how can we be mo...

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One Vision
The principle lessons of Beyond Good from 2021-03-30T11:00:01

The global pandemic may be a wake up call to a new age, one where the value of our work and the leadership we can provide is reflected back to the improvement to the community to which we belong. O...

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One Vision
Will banking (finally) be transformed? from 2021-03-23T12:00:59

What does the future of retail banking hold? Beyond the endless debates on cash and branches, what are some of the things that we would actually look forward to in the near future? Will AI finally ...

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One Vision
How do we build a bank that actually resonates? Let us be brilliant from 2021-03-16T12:00:21

How do you build something that delights customers? Conventional wisdom would say that we need to talk to the customers and better understand their needs. But let’s be honest. Beyond the endle...

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One Vision
Aging well is a right, not a privilege from 2021-03-09T12:25:30

Whether you are an incumbent or a fintech startup; a community bank or a credit union, our industry’s goals should ensure that there are better financial outcomes throughout the lives of every c...

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One Vision
Asia - the hotbed for fintech innovation from 2021-03-02T12:00

Asia is home to more than half of the world’s population. It is also a hotbed for fintech innovation. From super apps and social ecommerce in China, cryptocurrency in Hong Kong, to digital identity...

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One Vision
A ticket towards prosperity or a bottomless pit of debt from 2021-02-23T12:00:30

Is college education a ticket towards prosperity and job security — or a bottomless pit of student loan debt? If you live in the U.S., that is a $1.7 trillion dollar question.  

...

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One Vision
Star Wars trivia and what does banking have to do with it from 2021-02-16T12:00:50

What does digital transformation really mean? Can banking truly be helpful? How can we be more thoughtful as we innovate, without leaving populations behind? For this week’s episode of One Vision, ...

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One Vision
The birthday twin from 2021-02-09T12:00:42

Despite everything that has happened globally in 2020, fintech - as an ecosystem - was quite active. Some would even say, productive. What is happening with the mysterious East, especially with the...

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One Vision
The purpose of principles from 2021-02-02T12:00:14

In an industry where the business model is largely detached from consumers’ financial well-being, what is our purpose and what are our principles? Can we govern ourselves to make good decisions?...

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One Vision
The unequal pie from 2021-01-26T13:58:08

Talent is equally distributed. Opportunities are not. According to the latest Money Tree Report, startups in the top three states in the U.S. (California, Massachusetts, and New York) raised 74%...

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One Vision
The curious mind of a fintech influencer from 2021-01-19T12:00:16

What makes someone influential? It’s not just about having an informed voice on a particular subject, or eye-popping social media metrics. It’s more about how you engage and create conversations, a...

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One Vision
Voice of Change from 2021-01-12T12:41:35

We are all familiar with the systemic racism in our society and its long lasting generational impacts. In a recent report by Brookings, it was revealed that the "400 richest billionaires have mo...

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One Vision
Future of finance is open source from 2021-01-05T20:12:12

While there is no lack of challenger banks disrupting the digital banking space for consumers, what about the needs for marketplaces? Can we make sending, receiving, and storing money much simpl...

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One Vision
A dumpster fire year from 2020-12-22T12:00:03

It will be hard to find one word or even one phrase to describe 2020. For many, it was a year of broken dreams and hardship. A global pandemic, coupled with a racial reckoning, leaving many of u...

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One Vision
Bringing Sexy Back (Yeah) from 2020-12-15T12:00:49

We all start getting older the minute we are born. Yet, somehow, magically, after a moment of arbitrary time, getting older ceases to be sexy. Worse, our society associates this with decline — a...

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One Vision
We are here but to serve from 2020-12-08T12:29:49

In an industry where fees play a large part in one’s business models, is it possible for banks to make money off of customer success rather than unfortunate circumstances? Where we are enabling ...

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One Vision
Starling is my darling from 2020-11-24T12:00:12

What a month it is in the land of FinTech. Starling Bank became the first retail challenger bank to turn a profit. WhatsApp finally received approval to launch in India. Barclays and Amazon form...

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One Vision
Beyond Good from 2020-11-17T13:12:13

To achieve global financial inclusion, we must work together to help our communities thrive. We must be more aware of the plight of those living very different lives, just as we must strive to empa...

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One Vision
The future of work is 1099 from 2020-11-10T14:00:09

Thanks to the rapid growth of gig economy platforms such as Lyft, TaskRabbit, Uber Eats, and Deliveroo, the way we earn a living has changed quite dramatically these past ten years. While this m...

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One Vision
The Story of Data from 2020-10-27T13:33:01

What does it take to build an ethical AI that enables humankind to use technology for good - instead of exacerbating the systemic inequalities in our society? What are the key considerations and...

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One Vision
It started in the Fall from 2020-10-20T11:00:17

In this episode of One Vision, Bradley and Theo recap this past week’s MTL Connecte event as part of Montreal Digital Week. Unconventional Ventures hosted an unconference within the conference: ...

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One Vision
She has a name from 2020-10-13T11:32:11

Despite much focus and discussion over the last few years on the need to improve gender diversity within financial services, 2020 has proven to be disappointing. While we have made some gains in...

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One Vision
Economic equality is a human right from 2020-10-06T19:08:07

Economic equality is a civil right. It should be as simple as that. Food - shelter - water. We all need the most basic necessities to survive.

But if we have learned one thing from the pas...

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One Vision
Happy 100 from 2020-09-29T11:00:14

As we celebrate the 100th episode of One Vision, we traveled back in time to share some of our favorite moments of what was once called Rhetoriq, and celebrate the convergence of minds. Our cult...

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One Vision
The future of finance is embedded from 2020-09-22T12:15:32

As the facets of financial services become increasingly cut apart, we must look for the biggest opportunities to serve more people. The promise of embedded banking is in the shifting focus of th...

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One Vision
The only moment that matters is now from 2020-09-15T11:00:47

There is never a dull moment in the land of financial services. From Jane Fraser breaking the glass ceiling to become the first female CEO of a major Wall Street Bank, to Santander spinning out ...

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One Vision
Misfits of Wall Street from 2020-09-08T11:00:38

When did the revolution start? How did a tiny little pocket device known as the iPhone upend the world of finance as we know it today? And where would we go next? 


In this episode...

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One Vision
Thinking beyond just today from 2020-09-01T11:00:28

It has been difficult to think beyond just today, but we must. What has been happening in the fintech space, within venture capital, and within the broader financial services ecosystem? Surely m...

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One Vision
Our Connections: To each other and to everything else from 2020-08-25T11:00:11

While we all make personal connections during our lifetimes, the truth is that we are all connected in ways often unseen. Everything we see, everything we feel, everything that will be — it...

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One Vision
For Love of Voice from 2020-08-18T15:02:55

How do you measure the wealth of a society? By physical and tangible assets or how we care for one another? How we ensure no one is left behind in the digital era speaks volumes about our values...

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One Vision
The Accidental Banker from 2020-08-11T11:00:53

There are many ways to create meaningful impact. Some choose to start their own endeavour, attempting to change the existing paradigm from the outside. Others choose an often more arduous route ...

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One Vision
Look for the helpers from 2020-08-04T11:00:34

The Supplemental Nutrition Assistance Program (also known as SNAP) provides important nutritional support for low-income individuals and households within the U.S. In 2018, the program helped 40...

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One Vision
Powering Innovation: Banking’s Embrace of the Cloud from 2020-07-27T17:50:37

Digital transformation journeys for financial institutions — regardless of size — present many challenges. Banks have traditionally been more of a follower, rather than a leader, in adopting emergi...

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One Vision
A revolution of a different sort from 2020-07-21T12:08:32

The year 2007 was a watershed moment in financial services. That year saw the launch of mPesa in Kenya, the second iteration of the Payment Services Directive (PSD2), and the launch of the iPhon...

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One Vision
Seize the day from 2020-07-14T14:28:46

Imagine yourself years from now looking back at the decade that was. As you think about your life, your career, your friends, your family, your tribe—what happened to your path? How did you chan...

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One Vision
Look Toward the East from 2020-07-07T11:43:28

The path toward broader inclusion — especially financially driven inclusion — starts with acknowledgement of structural impediments within our lives, our communities, and our cultures. Financial...

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One Vision
Pause for purpose from 2020-06-30T16:36:38

From the $825 million Finicity/Mastercard tie-up to the Wirecard scandal to Lemonade’s plan to raise $286 million in an IPO — there is never a dull moment in the land of Fintech. Half a year has...

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One Vision
Mise en place (everything set in its place) from 2020-06-23T11:12:03

How does gastronomy and financial services coalesce? As you build skills in the kitchen, every aspiring chef learns about the significance of mise en place, or having everything ‘set in place.’ ...

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One Vision
Influence of the 7-minute from 2020-06-16T11:00:21

Public speaking is an art. And when you need to do a demo at the same time in front of a live audience, it’s even harder. In this episode of One Vision podcast, Greg Palmer, VP and host of Finov...

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One Vision
In the face of racism from 2020-06-09T11:00:58

Systemic racism and a long history of discrimination have meant that African Americans have always fared worse in the labor market, both in good times and more so in bad. Losing out of more than...

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One Vision
The Giant Hairball from 2020-05-26T11:00:38

Each ecosystem is unique. How we stimulate local entrepreneurship in each community, and activate innovation with local businesses, is more like an art rather than a straightforward manuscript. COV...

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One Vision
Sharing for the greater good: We are all data scientists from 2020-05-19T11:00:48

How do we use technology to help more people? How can we get companies to collaborate more — so that we can advance technology faster and in more meaningful ways? How do we empower more people t...

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One Vision
Voice technology by everyone - for everyone from 2020-05-12T11:00:39

The linguistic world is bewilderingly diverse, with roughly 7177 living languages worldwide, according to the Ethnologue. A language is more than a form of speech that groups of people use to co...

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One Vision
Dawn of purpose from 2020-05-05T11:00:10

It was the best of times — then suddenly, it was the worst. Nothing quite like a global pandemic to recast the lives of billions. Yet the money wheel of the financial services industry keeps tur...

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One Vision
We call them Sheroes from 2020-04-28T11:00:39

Dolphins are often thought of as compassionate and loving marine animals. Unlike sharks, which are often depicted as hostile, dolphins are warmer and more enthusiastic. To guard against sharks, ...

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One Vision
A Quantum Connection from 2020-04-21T11:00:04

Description: Everything that happens is connected to everything else. There are then, moments in time, that act as triggers toward a series of interconnected events that result in significant hu...

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One Vision
You can’t be what you can’t see from 2020-04-14T09:28:35

For all intents and purposes, the venture capital gender gap has improved. In 2019, history was made: 21 women-led companies emerged as unicorns — those earning valuations of $1 billion or more ...

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One Vision
We are here for a reason from 2020-04-07T13:22:16

Talent is equally distributed; opportunities are not. According to the latest Equal Pay Day Report from Women Who Code, while equal pay is an issue for all women, marginalized groups experience ...

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One Vision
We are human - first and foremost from 2020-03-31T11:00:06

Talent is equally distributed - opportunities are not. The onus is on all of us, in the innovation economy, to create opportunities for people, so more cities can thrive. The secret, according t...

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One Vision
Changing the Entrepreneurship narrative from 2020-03-24T15:05:57

We all know the numbers and they are dismal: Even though female founders received a record $3.54 billion in funding in 2019, this represented only 2.7% of the total venture capital investments, ...

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One Vision
The Virus that brings us together from 2020-03-17T12:14:07

Across the globe, nations are grappling with a crisis brought on by the Corona virus COVID-19. With many schools and businesses closed, daily lives have been disrupted; in so many aspects, our r...

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One Vision
Contagion of Change from 2020-03-10T12:00:58

Children are our future. In today’s environment, how can we make knowledge more accessible while making learning fun? How can we ensure we are not leaving people behind as we are ushering in a n...

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One Vision
Scoring a better future from 2020-03-03T11:58:24

In the age of algorithms, how can we leverage data to truly engage with our customers and provide real value for them, be there at the right place, at the right time? How do financial institutio...

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One Vision
Magic mirror of fintech, who is the fairest of all? from 2020-02-25T10:00:44

Many Fintechs have emerged across the globe over the past two decades - from the U.S., U.K., and Africa, to China, India, Southeast Asia and beyond. From personal finance to payments; from banki...

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One Vision
The Truth Still Matters from 2020-02-18T12:00:25

As the digital age prospers, consumers increasingly turn to the Internet for information. While digital media provides readers with more personalized content, with social media overtaking TV and...

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One Vision
Payment's latest disappearing act from 2020-02-11T10:00:51

The future of payments is as clear as disappearing ink. As each region embraces ubiquitous and embedded payments through superapps, QR codes, NFC, wearables, and voice, the rise of card-not-pres...

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One Vision
What happens in Davos stays in Davos from 2020-02-04T11:00:56

1600 private jets descended upon the beautiful ski resort of Switzerland, as the world’s elites gathered for the 50th World Economic Forum. Plenty of pledges were made to address some of our mos...

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One Vision
Putting social back in social media from 2020-01-28T12:00:22

Many companies use social channels to push their campaigns. But to be truly successful and effective requires more than broadcasting. It requires an engaged online community and a thoughtful con...

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One Vision
Technology is age agnostic from 2020-01-21T19:00

For the first time ever, there are now more people on Earth over the age of 65 than there are under the age of five, a result of increased longevity coupled with declining birth rates. In the U....

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One Vision
One Vision Launch from 2020-01-14T12:00:01

Today we launch the first episode of our rebranded podcast 'One Vision'. One Vision is the convergence of views and dreams of the global innovation community that yearns for a sustainable future...

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One Vision
The Other 50: Ho Ho! Father Christmas comes to Fintech Town from 2019-12-17T12:00:32

As we rolled out the previous episode discussing what we think lies ahead on Fintech landscape, we saw several ask from people on what they would like to see as well. So, Theo kickstarted a Twit...

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One Vision
The Other 50: The Fintech Nostradamus from 2019-12-10T12:00:37

As 2020 approaches, what would you see in the world of financial services? How will China’s influence play out in Asia and beyond? What is the next evolution of challenger banks and super apps and ...

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One Vision
The Other 50: Loki is a woman from 2019-12-03T13:00:10

A constantly evolving connected environment, coupled with consumer demand for all things digital, is leading to unprecedented cybersecurity challenges. While consumers are becoming more comforta...

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One Vision
The Fintech Thanksgiving from 2019-11-26T12:00:17

Thanksgiving is fast approaching in the U.S. As we gather along with fintech friends and families and reflect on the year that was, what are some notable moments?


In this episode of Rh...

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One Vision
The Other 50: The Data Science Dream from 2019-11-19T12:00:55

2019 has been a busy year for emerging technologies, especially for artificial intelligence (AI). From healthcare to financial services; from digital surveillance to education, new use cases hav...

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One Vision
The Other 50: March of the Pay's from 2019-11-12T12:00:50

Description for this week's episode: 2019 has been a whirlwind year for payments. Multiple mega deals were made and unlikely alliances between strange bedfellows have been forged. While we are s...

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One Vision
The Other 50: All roads must lead to Profitability from 2019-11-05T12:00:35

Digital only banks have been gaining popularity in recent years, especially in developing economies that previously lack formal financial services infrastructure. Apps such as M-Pesa (in Kenya),...

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One Vision
The Other 50: Something about Mary from 2019-10-29T12:00:13

Nothing like a natural disaster to bring us back to reality. Food, shelter, water … power and clean air - the basic modern day necessities that we need to survive. Things that we take for grante...

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One Vision
The Other 50: Towards a more inclusive future from 2019-10-22T11:00:38

Is there a growing fallacy around financial inclusion? Are we simply creating a new form of imperialism by taking financial services applications built in countries like the U.K. and attempting ...

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One Vision
The Other 50: The Authentic Self from 2019-10-15T11:00:51

What is the future of financial services? By channeling the spirit of Schrödinger's cat, we must properly debate our industry’s purpose, we must showcase every issue and provide proper context. ...

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One Vision
The Other 50: Seeking Symmetry from 2019-10-08T11:00:58

Gender inequality is more than statistics or sensational headlines. It not only impacts women, but also their families, businesses, and society as a whole. When you uplift women, you inject more...

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One Vision
Judge me by my cover: The New Dark Web from 2019-10-01T11:00:01

All around us, examples of artificial intelligence and algorithms are not hard to find. Our homes and smartphones are equipped with personal assistants such as Alexa and Siri, listening in to ou...

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One Vision
Red Envelope: Building Blocks of Prosperity from 2019-09-24T11:00:24

Everyone should have equal access to the building blocks of prosperity. We must strive to create more opportunities for people to truly thrive, to create an environment without economically indu...

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One Vision
Red Envelope: The Startup Ecosystem in Hong Kong from 2019-09-17T19:07:24

Hong Kong’s startup ecosystem is one of the fastest growing in the world with over 3000 startups. It has a diverse mix of sectors, from fintech and ecommerce to advertising, software, and B2B, a...

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One Vision
Red Envelope: Lessons from the Land of the Rising Sun from 2019-09-10T11:00:06

Japan is known as the most ultra-aged society globally, where one in four Japanese citizens are 65 or older. This fact, combined with healthy lifestyles and one of the world’s longest life expec...

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One Vision
The Object of Desire from 2019-09-03T11:00:16

When apple announced their iPad, there was a discussion on how different it was from a laptop. It was indeed differentiated, and one major research identified that, accessing a large screen devi...

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One Vision
Red Envelope: India's Regulatory Landscape, a deep dive from 2019-08-27T11:00:58

Can regulatory policies make or break an innovation ecosystem? And how equipped are the research capabilities of regulators in large economies, to make some of those policies? Fintech has been a...

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One Vision
Red Envelope: Voice goes last mile in India from 2019-08-19T23:00:48

We hosted Dave Isbitski, the Chief Voice evangelist at Amazon eight months ago. During the discussion, we asked Dave if Amazon was planning to focus on vernacular in Asia - particularly India. H...

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One Vision
Shades of Grey: The Journey towards Social Innovation from 2019-08-13T14:10:20

Social isolation affects people both emotionally and physically, and older adults who struggle financially are at an even greater risk of isolation. In the next ten years over 11 million adults ...

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One Vision
Judge Me By My Cover: Your Voice Matters from 2019-08-06T09:51:38

How innovative and interesting would we be if we all think and talk alike? How would our actions and assumptions ever be challenged if we thought all the same?


Diversity is more than g...

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One Vision
Red Envelope: From the C-Suite to Venture Capital from 2019-07-29T23:00:08

Over the past few years, we have seen several senior execs in banks move into the startup/fintech community. Many made the transition from wall street to silicon valley. That journey is certainl...

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One Vision
Red Envelope: Hongkong bustling with Innovation from 2019-07-22T23:00:04

“Innovation will continue to be a driving force in Asia as fintechs and banks both develop new platforms services for the increasingly connected consumers in Asia.”


Asia has long been ...

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One Vision
Red Envelope: Food on the Chain from 2019-07-16T13:21:34

Several emerging economies have most of their population depending on Agriculture for their livelihoods. However, across the world, loss of food in the supply chain is still a major issue. Over ...

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One Vision
Red Envelope: Lending is Easy, Responsible Lending is Hard from 2019-07-08T21:34:52

With Great Power come Great Responsibility. Especially when a business is dealing with a market with 1.3 billion people. The country has made massive strives towards financial inclusion: Accordi...

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One Vision
Judge me by my cover: A future beyond algorithms from 2019-07-01T23:00:36

In a world of algorithms and hashtags, true human connectivity is too often replaced by clicks. Our interactions and conversations are interrupted by digital notifications that long for our atte...

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One Vision
Judge me by my cover: East Leapfrogs the West from 2019-06-24T23:00:47

According to CB Insights, there are 41 fintech unicorns valued in aggregate at US $154.1 billion. This includes 25 US-based startups, 8 based in Asian, and the remaining 8 split between Europe, ...

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One Vision
Red Envelope: Inequality is not Inevitable from 2019-06-18T11:00:15

In the first three months of 2019, VC-backed fintech companies raised US $6.3 billion across 445 deals globally. Challenger banks continue to spread globally, with N26 (a newly minted unicorn) a...

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One Vision
Red Envelope: Good Force for Social Impact from 2019-06-11T11:00:37

According to the State of the Global Islamic Economy Report, the Islamic Finance sector is fast becoming a force to be reckoned with, especially in the Islamic financial hubs of the GCC, Malaysi...

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One Vision
Judge Me By My Cover: Fintech's True Lover from 2019-06-03T23:00:24

If the US is where technology innovation was born, Europe is where it is regulated best, and Asia (led by China) is where it reaches the masses and creates impact at scale. Digital innovation ma...

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One Vision
Red Envelope: Ethis Crowd and Islamic Fintech from 2019-05-28T11:00:11

Sharia-compliant banking assets make up 6% of the world’s banking assets. With Muslims accounting for a quarter of the world’s population and 80% of Muslims are not financially included , there ...

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One Vision
Red Envelope: From Lahore with Love from 2019-05-20T23:00:59

When we think about fintech development in the East, our attention will likely go towards China, India, and southeast Asia (ASEAN) regions. But what about the rest of the Asian countries, such a...

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One Vision
Judge Me By My Cover: The Toothfairy and the Future of Banking from 2019-05-13T23:00:10

Theo: If we were to go cashless, the tooth fairy would not be able to give you money anymore.

Theo's Kiddo: Well, the tooth fairy could always put money in a prepaid card.


The wo...

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One Vision
Red Envelope: The Pearl of Orient from 2019-05-06T23:00

This is the first episode of our new series focused on Innovation in Asia - Red Envelope. Asia has proven to be a hotbed for Fintech innovation, where the consumer base, mobile penetration and l...

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One Vision
Judge Me by My Cover: The 100 Year Life from 2019-04-30T06:00

As much as 85% of jobs that will be available in 2030 do not exist yet for today’s graduates – it is never too late to disrupt ourselves. 50 is indeed becoming the new 30. Soon, we will have fiv...

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One Vision
Judge me by my Cover: Irish Food for the Soul from 2019-04-22T23:00

If books are food for the soul – bookstores and libraries are great halls for feast. Reading not only helps us gain new perspectives and expand our horizon, it also helps us take a break from ou...

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One Vision
Judge me by my Cover: The Future of Banking from 2019-04-15T23:00

In a world where Chinese citizens with Chinese bank accounts can conduct their whole life on Alipay and WeChat super apps while outsiders pay cash; where 47% of American consumers are still writ...

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One Vision
Shades of Grey: Stage not Age from 2019-04-09T01:00

New US CEOs are now averaging 58 years old, and 62 as the average age of the top performing CEOs in the world, the companies they run spend 500% more to attract millennial customers.

In this...

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One Vision
Shades of Grey: Mobility for Everyone Everywhere from 2019-04-01T23:00

Beyond companionship, another challenge facing older population is the loss of mobility and the ability to drive. A few years ago, Justin Boogaard started GoGoGrandparent to help older adults maint...

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One Vision
Shades of Grey: For Humans By Humans from 2019-03-26T00:00

Thanks to the relentless work and advocacy from many men and women, gone are the days when banks required a woman applying for credit to have her husband co-sign, or when companies could legally fi...

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One Vision
Shades of Grey: Tech Women - Mind the Gap from 2019-03-19T00:00

Despite increased awareness of gender equity issues, and commitment by various executives and industry leaders, progress towards equality appeared to have stalled. Is it really a lifestyle choi...

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One Vision
Shades of Grey: The Conscientious Banker from 2019-03-12T00:00

What happens if the world actually runs out of people? While you may not fully subscribe to this point of view, we all need to start paying much more attention to the needs of its fastest growing s...

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One Vision
Shades of Grey: The Value of Care from 2019-03-05T00:00

As we live longer and the cost of healthcare increases, where would we turn to for support? For many, that responsibility falls largely on their family members. More often than not, these careg...

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One Vision
Shades of Grey: We Are Clearly Impact First from 2019-02-26T00:00

At the end of 2018, the Impact investing market had grown to $228 Billion. The standard ways of measuring performance of an investment using Risk and Returns is being enriched by another dimension ...

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One Vision
Shades of Grey: Financial Fraud Prevention for Seniors from 2019-02-19T12:00

Fraud detection is complex and the amount of data that needs to be mined and analyzed is massive. AI shows great promise in being able to move from detecting fraud after the fact, to predicting and...

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One Vision
Shades of Grey: Musings of an Impact Investor from 2019-02-12T00:00

As Ron Shevlin eloquently puts it, “consumers are not looking for a new savings account; they are looking for help to save”. 

Joining us in this episode of Shades of Grey, Sarah Morg...

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One Vision
Shades of Grey: Inequality of Ageing from 2019-02-05T00:00

According to AARP, more than 10 million people aged 50 and above live in poverty in the U.S., and more than 37 million are just one life event away from slipping into it. Amongst those who are 65 a...

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One Vision
Shades of Grey: Kindle the human connection with voice from 2019-01-29T00:00

“When you get to be my age (93), just to hear another person’s voice gets you through the day. I never thought I’d get to see this in my lifetime.”

When it comes to the next big disruption, ...

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One Vision
Shades of Grey: Introduction from 2019-01-22T00:00

Shades of Grey is a podcast about living. This season of Rhetoriq is hosted by Arun Krishnakumar, Theodora Lau and Bradley Leimer.

It is a collection of stories from a diverse universe of en...

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One Vision
Blockchain and Financial Inclusion: Consensys Ventures and Tachyon from 2019-01-17T00:00

In this episode of Blockchain and Financial Inclusion, Arun Krishnakumar and Efi Pylarinou talk to Kavita Gupta - Managing Partner at Consensys Ventures. In her role at Consensys, Kavita also manag...

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One Vision
Blockchain and Financial Inclusion: Banker to Blockchain Evangelist from 2019-01-10T00:00

Our special guest for this episode of Blockchain and Financial Inclusion is Sandra Ro, the CEO of Global Blockchain Business Council (GBBC). Sandra, who is ex-banker, with several years of experien...

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One Vision
Blockchain and Financial Inclusion: Cryptocartoons and Filipinos from 2019-01-03T11:00

Luis Buenaventura joins us for this episode of Blockchain and Financial Inclusion. Efi Pylarinou and Arun Krishnakumar join Luis, who is the Chief Strategy Officer at Bloom Solutions also an avid C...

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One Vision
Blockchain and Financial Inclusion: A Latin Tango as a protocol from 2018-12-27T11:00

In this episode of Blockchain and Financial Inclusion, Eduardo Salazar, Founder of Forctis joins Efi Pylarinou and Arun Krishnakumar. 

Eduardo shares his views on the impact of Blockcha...

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One Vision
Blockchain and Financial Inclusion: Green Finance a la Swiss from 2018-12-20T00:00

In this episode of Blockchain and Financial Inclusion, Christian Heyner, President of 1Bank4All joins Efi Pylarinou and Arun Krishnakumar. Christian has decades of experience in financial services,...

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One Vision
Blockchain and Financial Inclusion: An Australian Workhour from 2018-12-12T00:00

How can Blockchain help the global workforce? Sergei Sergienko, CEO of Chronobank joins Efi Pylarinou and Arun Krishnakumar for this episode of Blockchain and Financial Inclusion. 

With...

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One Vision
Blockchain and Financial Inclusion: Mark this one from 2018-12-06T00:00

AI and Blockchain - the killer combo. Mark Van Rijmenam founder at Datafloq, joins us for an exciting episode discussing trends in AI and Blockchain. Efi and Arun host this episode, where they disc...

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One Vision
Blockchain and Financial Inclusion: A Top 10 Digital Frontier Woman from 2018-11-29T00:00

To regulate or not to regulate? The answer to that, when it comes to Blockchain and Cryptocurrency is pretty clear. The answer is Yes. How soon, how much and by who is not that clear.

In thi...

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One Vision
Blockchain and Financial Inclusion: Africa - the world's last mile from 2018-11-22T00:00

Is Africa the world's last mile? 

In this episode Arun and Efi explore the African continent and opportunities for financial inclusion with Chi Nnadi, CEO at Sela Labs and Anton Mozgovo...

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One Vision
Blockchain and Financial Inclusion: David and Goliath from 2018-11-15T00:00

In this episode of Rhetoriq podcast focused on Blockchain and Financial Inclusion, Arun and Efi speak to David Henderson, Co-Founder and CFO at Sweetbridge. David talks about how at Sweetbridge, th...

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One Vision
Blockchain and Financial Inclusion: Beware of the kids from 2018-11-08T00:00

In this episode of Rhetoriq podcast focused on Blockchain and Financial Inclusion, Arun and Efi speak to Arman Rousta, CEO of Kidcoin. Kidcoin facilitates multi-currency earning, saving, spending a...

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One Vision
Blockchain and Financial Inclusion: Humanize Technology from 2018-10-31T00:00

In this episode of Rhetoriq podcast focused on Blockchain and Financial Inclusion, Arun and Efi speak to Monique Morrow. Monique is the Co-founder and President of the Humanized Internet, a non-pro...

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One Vision
Blockchain and Financial Inclusion: We are all agentic from 2018-10-24T23:00

In the third episode of Rhetoriq podcast focused on Blockchain and Financial Inclusion, Arun and Efi speak to Rik Willard of the Agentic Group. 

Rik is a digital pioneer and thought lea...

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One Vision
Blockchain and Financial Inclusion: The Rising Star from 2018-10-17T23:00

Agree, the title gives it all away. Today Arun Krishnakumar and Efi Pylarinou talk to Lisa Nestor at Stellar Development Foundation. Stellar, based out of San Francisco, have been expanding their p...

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One Vision
Blockchain and Financial Inclusion: An African Diamond from 2018-10-09T23:00

In the first episode of Rhetoriq podcast focused on Blockchain and Financial Inclusion, Arun and Efi speak to Tricia Martinez of Wala in Africa. Tricia shares with us her reasons that led to her...

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