Podcasts by Plan Your Federal Retirement Podcast

Plan Your Federal Retirement Podcast

Financial Planner and benefits experts discuss the intricacies of
the Federal Employee Retirement System. This real world experience allows these benefits experts to address questions they are most frequently asked by Feds as well as Human Resource departments on how benefits work.

Further podcasts by Micah Shilanski & Tammy Flanagan

Podcast on the topic Geldanlage

All episodes

Plan Your Federal Retirement Podcast
61 and Your FERS Supplementt from 2023-12-13T12:00

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - Cashflow and Retirement Income Timeline from 2023-12-08T12:00

Listen to this week’s recap episode with Sierra Steele and learn about the importance of retirement planning and the use of a retirement income timeline tool to help plan for retirement.
<...

Listen
Plan Your Federal Retirement Podcast
#91: Cashflow and Retirement Income Timeline from 2023-12-04T12:00

It's time to get invaluable insights from cash flow considerations to navigating the intricate rules of the Federal Employees Retirement System (FERS). Discover th...

Listen
Plan Your Federal Retirement Podcast
FEHB disability pension&MRA from 2023-11-29T12:00

I receive a FERS disability pension, with less than 10 years service. My minimum retirement age by year of birth is 57, but I only have 8.5 years of service, my urgent age is 59, and I also re...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - Medicare and FEHB from 2023-11-24T12:00

Listen to this week’s recap episode with Sierra Steele and learn everything you need to know about Medicare and Federal Employees Health Benefits.

Listen

Plan Your Federal Retirement Podcast
#90: Medicare and FEHB from 2023-11-20T12:00

What coverage do you have, and what coverage do you actually need?
Join Micah and Tammy in this episode, where they explain everything you need to know about Medicare and Federal...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Maximizing Roth Gains in Retirement from 2023-11-15T12:00

I absolutely loved the episode on what you cannot do in the TSP. Naturally, it brought up other questions in my mind. Before I got smart in 2019 and started funneling all of my TSP contributions...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - What Clients Miss When Talking to Financial Planners from 2023-11-10T12:00

Listen to this week’s recap episode with Sierra Steele and learn about the most common things clients miss when talking with Financial Planners.

Listen

Plan Your Federal Retirement Podcast
FERS Federal Fact Check - When is The Best Time to Take Social Security from 2023-11-01T11:00

should I delay my social security and let my wife draw it until my FRA?  I planned on drawing at 62 anyways.  I am retired navy and invest in TSP, also disabled.  I hope this make sense.
<...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - Year End Tax Planning from 2023-10-27T11:00

Listen to 'Follow Up Friday - Year End Tax Planning' and get proactive about your finances and tax planning.

https:/...

Listen
Plan Your Federal Retirement Podcast
#88: Year End Tax Planning from 2023-10-23T11:00

As the year winds down, it's time to get proactive about your finances and tax planning! 

Join us ...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - What Happens to a Surviving Spouse from 2023-10-18T11:00

What happens to a surviving spouse if an employee dies while working, but that employee was also in the process of buying back military time? My husband has 16 years of service as a Civil Servic...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - Irreversable Mistakes After Death from 2023-10-13T11:00

Learn how to avoid making irreversable mistakes after death and empower yourself with the knowledge you need to plan for a secure future, covered by Sierra Steele....

Listen
Plan Your Federal Retirement Podcast
#87: Irreversible Mistakes After Death from 2023-10-09T11:00

Don't let irreversible mistakes catch you off guard. Empower yourself with the knowledge you need to plan for a secure future. Let's break down timelines, discuss ...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - How not to get permanently stuck with Minimum Required Distributions from 2023-10-04T11:00

"If I retire after age 62, and supplement my monthly FERS pension by making small withdrawals from my Traditional TSP (assume $2,000/ month), would IRS rules determine that I was now in “distrib...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - Thrift Savings Plan with Kim Weaver from 2023-09-29T11:00

Learn to make informed retirement decisions and secure your financial future with valuable information in regard to your TSP, covered by Sierra Steele.

...

Listen
Plan Your Federal Retirement Podcast
Ep #86: Thrift Savings Plan with Kim Weaver from 2023-09-25T11:00

Whether you're just starting your career, planning for retirement, or already in retirement, or someone looking to understand TSP better, this enlightening episode...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - The Importance of Filling Out Beneficiary Designation Forms from 2023-09-20T11:00

I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of precedence beneficiary assignme...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - TSP Spillover and funding from 2023-09-15T11:00

Learn why the TSP is such a phenomenal tool for your retirement and find out what you should know about your TSP funding, covered by Sierra Steele.

<...

Listen
Plan Your Federal Retirement Podcast
#85: TSP Spillover and funding from 2023-09-11T11:00

In this episode, host Micah Shilanski and a special guest - JT Ferrin, delve into explaining the meaning of TSP Spillover and the advantageous role of Health Savin...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - What if you become a survivor before your annuity kicks in? from 2023-09-06T11:00

My husband and I both had careers with the National Park Service. He carried the family insurance for us. He retired in 2021 and did not select me for survivor ben...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - Retirement Rules living abroad from 2023-09-01T11:00

Learn about your options for living abroad in retirement and find out everything you need to keep your benefits, covered by Sierra Steele.

Listen

Plan Your Federal Retirement Podcast
#84: Retirement Rules living abroad from 2023-08-28T07:00

Do you wonder about your options for living abroad in retirement? Are you ready for change but need to know everything you need to keep your benefits? 

...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - FERS Eligibility from 2023-08-23T07:00

All you need to know about your FERS eligibility.

https://bit.ly/44d4zuU

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - Dual Feds FEHB Rules from 2023-08-18T07:00

Learn why the Federal Employee Health Benefits (FEHB) is such an excellent benefit for federal employees, allowing them to keep health insurance into retirement, covered by Sierra Steele.

Listen
Plan Your Federal Retirement Podcast
Ep #83: Dual Feds FEHB Rules from 2023-08-14T07:00

In this episode of Plan Your Federal Retirement Podcast, Micah and Jamie discuss the Federal Employee Health Benefits (FEHB) and how it is an excellent benefit for...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Moving from TSP to a Roth from 2023-08-09T07:00

I'm about 10 years out from retirement. I'm wanting to stop putting money into the traditonal tsp and start a roth. Is that doable. Forms?

Listen

Plan Your Federal Retirement Podcast
Follow Up Friday - HR - Are they RIGHT or WRONG? from 2023-08-04T07:00

Learn what the importance is of understanding the rules and regulations for federal employee retirement, covered by Sierra Steele.

Listen

Plan Your Federal Retirement Podcast
Ep #82: HR - Are they RIGHT or WRONG? from 2023-07-31T07:00

Are you a federal employee planning for retirement? Do you know that negative outcomes can be prevented if only you know how to find the correct information and un...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - What happens to your Unused Sick Leave in retirement? from 2023-07-26T07:00

Everything you need to know about your unused sick in retirement.

https://bit.ly/3Oc3T48<...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - What To Have In Savings? from 2023-07-21T07:00

How do you know what to have in savings? Learn all about great tips on how to organize your savings and what your goal should be, covered by Sierra Steele. Listen

Plan Your Federal Retirement Podcast
Ep #81: What To Have In Savings? from 2023-07-17T07:00

How many months’ worth of living expenses do you need to have saved up and why? Do you have emergency (911 account) reserves? These questions bother a lot of peopl...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - FERS Supplement and Earned Income from 2023-07-12T07:00

What you need to know about the earnings test for FERS Supplement and earned income.

https://bit.ly/3pJI1ng

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - FERS Supplement Details from 2023-07-07T07:00

Does everybody have the right to a FERS Supplement? Learn all about who will receive it and what you need to do and watch out for, covered by Sierra Steele. Listen

Plan Your Federal Retirement Podcast
#80: FERS Supplement Details from 2023-07-03T07:00

Listen

Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Advantages and Disadvantages of filing out beneficiary designation forms with TSP and FEGLI from 2023-06-28T07:00

What do you need to know about any advantages/disadvantages of filling out beneficiary designation forms to restate this assignment? And what are the advantages/di...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - 7 Things You Can NOT Do in TSP in Retirement from 2023-06-23T07:00

Learn what's possible and what's not when it comes to your TSP in retirement. Here are the 7 things you can not do in TSP in Retirement, covered by Sierra Steele Listen

Plan Your Federal Retirement Podcast
Ep #79: 7 Things You Can NOT Do in TSP in Retirement from 2023-06-19T07:00

Retirement can be challenging, especially when it comes to managing your finances. One of the biggest mistakes you can make is assuming you can do anything you wan...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - FERS and Social Security from 2023-06-14T07:00

I am turning 62 and I am drawing disability FERS . Can I draw social security and FERS together? End will my FERS change when I turn 62?

Listen

Plan Your Federal Retirement Podcast
Follow Up Friday - Transitioning to Retirement from 2023-06-09T07:00

The importance of knowing what lies ahead, what to expect and what steps to take when transitioning to retirement, covered by Sierra Steele.

Listen

Plan Your Federal Retirement Podcast
Ep #78: Transitioning to Retirement from 2023-06-05T07:00

You are getting closer to retirement, but specific tasks must be completed to enjoy it thoroughly. You'll need to take care of all paperwork, or at least have copi...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - ROTH TSP Contributions from 2023-05-31T07:00

Important things you need to know about contributions to your ROTH TRSP:

https://bit.ly/3WyCqfy

Listen
Plan Your Federal Retirement Podcast
Ep #77: Withdrawals in Retirement from 2023-05-22T07:00

Listen

Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Social Security and Medicare In retirement from 2023-05-17T07:00

Important things that you need to know about your Social Security and Medicare in retirement:

https://bit.ly/42xqYmL Listen

Plan Your Federal Retirement Podcast
Follow Up Friday - Streams of Income from 2023-05-12T07:00

The importance of knowing the different streams of income and how to use them, covered by Victoria Kellerman.

https://bit....

Listen
Plan Your Federal Retirement Podcast
Ep #76: Streams of Income from 2023-05-08T07:00

Cashflow is the heartbeat of retirement, so you have to know the details of your income streams, the theory, and the reality behind some of your incomes. This way ...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Tax Penalties in the Thrift Savings Plan from 2023-05-03T07:00

Learn how to use your TSP in retirement.

Listen

Plan Your Federal Retirement Podcast
Follow Up Friday - The Importance of Building a Financial Plan from 2023-04-28T10:07

The importance of making a financial plan for a great retirement, covered by Victoria Kellerman.

https://bit.ly/3LuIaDs

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - FERS Postponed Retirement from 2023-04-19T07:00

Are you close to the 10% Pension Bonus?  Did you even know there was a 10% pension bonus?

Here's what you need to know:

Listen

Plan Your Federal Retirement Podcast
Ep #74: Choosing the best Retirement Plan from 2023-04-10T07:00

One of the most essential and fundamental questions is choosing the right federal retirement plan!

Do you know how muc...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - FERS Supplement and Earnings Limitations from 2023-04-05T07:00

Will your FERS Supplement be reduced if you have other earnings?

Here's what you need to know:

Listen

Plan Your Federal Retirement Podcast
Follow Up Friday - Costly Mistakes from 2023-03-31T07:00

What happens if you make the wrong selection?

http://bi...

Listen
Plan Your Federal Retirement Podcast
Ep #73: Costly Mistakes from 2023-03-27T07:00

Listen

Plan Your Federal Retirement Podcast
FERS Federal Fact Check - If I Erroneously Select TSP Annuity from 2022-04-20T07:00

What happens if you make the wrong selection.

https://bit.ly/37sEktc 

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - Preparing for Retirement Under FERS from 2022-04-15T07:00

How your pension will be taxed in retirement as a Federal Employee.

You can find more information by clicking here: Listen

Plan Your Federal Retirement Podcast
Ep #49: Withdrawing from Your TSP from 2022-04-11T07:00

Learn what you need to know about taking money from your TSP, how it could impact your taxes, and more.

Listen

Plan Your Federal Retirement Podcast
FERS Federal Fact Check - TSP Roth IRA $10,000 Question about Like Kind Direct Transfer from 2022-04-06T07:00

What to know about tax planning for FERS employees.

https://bit.ly/3JbZSab  Listen

Plan Your Federal Retirement Podcast
Follow Up Friday - Leaving Federal Service for Private-Sector from 2022-04-01T07:00

Learn what to consider before deciding to leave federal service.

https://bit.ly/2Wlj...

Listen
Plan Your Federal Retirement Podcast
Ep #48: Contributing To Spousal IRAs from 2022-03-28T07:00

Learn whether you can contribute to a spousal TSP account with your income.

https://...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - When And How Should I Retire? from 2022-03-23T07:00

Answering your questions about combining a career in military service with a career in federal civilian employment.

Listen

Plan Your Federal Retirement Podcast
Follow Up Friday - Myths about CPA’s and Tax Preparation from 2022-03-18T07:00

Answering your tax questions.

https://bit.ly/3KAhs90 

Listen
Plan Your Federal Retirement Podcast
Ep #47: Myths about CPA’s and Tax Preparation from 2022-03-14T07:00

In this episode, Micah is joined by a special guest who will shed light on some myths and misconceptions that you may be dealing with while doing your taxes this y...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - When Your Retirement Is Off, What Do You Do? from 2022-03-04T08:00

Answering listener questions following Monday's episode.

https://bit.ly/3shziqZ ...

Listen
Plan Your Federal Retirement Podcast
Ep #46: When Your Retirement Is Off, What Do You Do? from 2022-02-28T08:00

When it’s time for that little blue book to arrive, it’s important not to just file it away. Today, Micah and Tammy share what this little book is and how you can ...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Conflicting Information About My Lump Sum Annual Leave from 2022-02-23T08:00

What to know about accrued annual leave and more.

https://bit.ly/35fyGJf ...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - LTC - What You Need To Know And Avoid! from 2022-02-18T08:00

Answering listener questions to help you better understand long-term care.

https://b...

Listen
Plan Your Federal Retirement Podcast
Ep #45: LTC - What You Need To Know And Avoid! from 2022-02-14T08:00

As people get ready to retire, questions about long-term care often start coming up. Although it may not be the most fun subject, it’s a great one to have a solid ...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Should I Withdraw My FERS Contribution? from 2022-02-09T08:00

How to know when it's worth it to withdraw your FERS contribution.

https://bit.ly/3r...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - No Love Like Survivor Benefits (Heart) from 2022-02-04T08:00

How to plan TOGETHER for a successful retirement.

https://bit.ly/3HdXvn7 ...

Listen
Plan Your Federal Retirement Podcast
Ep #44: No Love Like Survivor Benefits (Heart) from 2022-01-31T08:00

Now that we’re in February, we're going to call this episode "the love episode"—and there’s no love like survivor benefits. So today, Micah and Tammy discuss impor...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - FERS Supplement and VERA from 2022-01-26T08:00

Learn what effect taking an early retirement could have on your pension income.

http...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - TSP Withdraw Plans from 2022-01-21T08:00

Answering your questions about TSP, Roth conversions, and more.

https://bit.ly/3Kji8...

Listen
Plan Your Federal Retirement Podcast
Ep #43: TSP Withdraw Plans from 2022-01-17T08:00

Sometimes we get so caught up on end-of-the-year stuff that things can easily be missed or slip by us if we’re not careful. Tammy and Micah thought through what so...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - What To Do with Sick Leave from 2022-01-12T08:00

Learn what happens with unused sick leave when you retire.

https://bit.ly/3GgDImx Listen

Plan Your Federal Retirement Podcast
Follow Up Friday - New Year Planning (Finance and Fitness: The Two Things You Won’t Do :) ) from 2022-01-07T08:00

What you need to be thinking about getting done in the new year.

https://bit.ly/3sVv...

Listen
Plan Your Federal Retirement Podcast
Ep #42: New Year Planning (Finance and Fitness: The Two Things You Won’t Do :) ) from 2022-01-03T08:00

It’s a new year, and Tammy and Micah are here to talk about some of the things that have changed, some of the things that might change in 2022, and what you can do...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - TSP Lifecycle Funds from 2021-12-29T08:00

Addressing a common misunderstanding about how lifecycle funds work.

https://bit.ly/...

Listen
Plan Your Federal Retirement Podcast
Ep #41: TSP&Market Volatility: Part 4 - Q&A from 2021-12-20T08:00

In this episode, Tammy and Micah continue with the insights into TSP series and answer some great questions from active TSP participants. Whether you are deciding ...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - TSP&Market Volatility: Part 3 - Silver Linings from 2021-12-10T08:00

How to change your TSP and what allocations to make when planning for retirement.

ht...

Listen
Plan Your Federal Retirement Podcast
Ep #40: TSP&Market Volatility: Part 3 - Silver Linings from 2021-12-06T08:00

In this mini-series, Micah and Tammy have been talking about your TSP during a time of volatility and the strategies you can implement to encourage growth and stab...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - RMDs and Thinking Ahead from 2021-12-01T08:00

Tax planning strategies around required minimum distributions.

https://bit.ly/3CQB98...

Listen
Plan Your Federal Retirement Podcast
Ep #39: TSP&Market Volatility: Part 2 - Buckets from 2021-11-22T08:00

Today, Tammy and Micah continue to address questions they’ve been receiving regarding your TSP and market volatility. In this second part of the series, they will ...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - FERS Retirement Application from 2021-11-17T08:00

What you need to know about filing an application for a deferred retirement.

https:/...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - TSP and Market Volatility: Part 1 - Markets Go Down...Now What? from 2021-11-12T08:00

Thoughts on making changes to your TSP due to the recent market volatility.

https://...

Listen
Plan Your Federal Retirement Podcast
Ep #38: TSP and Market Volatility: Part 1 - Markets Go Down...Now What? from 2021-11-10T08:00

How are things going to unfold when it comes to your Thrift Savings Plan (TSP) account? Tammy and Micah have been getting a flood of questions related to this late...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Military Survivor Annuity and Social Security, plus TSP Beneficiary from 2021-11-03T07:00

Learn the best way to take your Social Security income.

https://bit.ly/3EAICcV <...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - Non Voluntary vs Voluntary Separation from 2021-10-29T07:00

Answering listener questions about our "controversial" podcast.

https://bit.ly/2Z8RD...

Listen
Plan Your Federal Retirement Podcast
Ep #37: Non Voluntary vs Voluntary Separation from 2021-10-25T07:00

Right now, the entire world revolves around COVID—even more so with executive orders and rules that are requiring employees to get the vaccine by the end of Novemb...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Beating the Rush of Retirement Date from 2021-10-20T07:00

Learn how to determine your best date to retire.

https://bit.ly/3pzm3RN 

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - Medicare Advantage Within and Outside of FEHB from 2021-10-15T07:00

Answering listener questions about Medicare Advantage and retirement.

https://bit.ly...

Listen
Plan Your Federal Retirement Podcast
Ep #36: Medicare Advantage Within and Outside of FEHB from 2021-10-11T07:00

At 65, something happens to all of us where we have this forced decision that we have to deal with when it comes to Medicare—and it opens up a few more options. Th...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - Social Security, COLA, TSP from 2021-10-01T07:00

Answering additional questions about Social Security, COLA, and TSP benefits.

https:...

Listen
Plan Your Federal Retirement Podcast
Ep #35: Social Security, COLA, TSP from 2021-09-27T07:00

Today, Micah and Tammy are picking up where they left off in the last episode and discussing Social Security COLA and your TSP COLA. They'll be sharing how those t...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Roth TSP Withdrawal Question from 2021-09-22T07:00

Learn about the rules surrounding the penalties for Roth TSP withdrawals.

https://bi...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - COLA vs. Pay Increase from 2021-09-17T07:00

Answering listener questions on COLA, employee pay raises, and more.

https://bit.ly/...

Listen
Plan Your Federal Retirement Podcast
Ep #34: COLA vs. Pay Increase from 2021-09-13T07:00

Many people are under the wrong impression when it comes to retirement, COLA, and pay increases. Once the numbers are run, things are rarely as rosy as they may ha...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - FEHB Premiums in Retirement from 2021-09-08T07:00

Learn whether the FEHB premiums in retirement are deductible.

https://bit.ly/3n3R8M9...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - Risks in Retirement from 2021-09-03T07:00

Learn what to consider about life expectancy when planning for retirement.

https://b...

Listen
Plan Your Federal Retirement Podcast
Ep #33: Risks in Retirement from 2021-08-30T07:00

When preparing for retirement, it's important to plan for flexibility. There are a number of post-retirement risks that can upend the most precisely laid-out retir...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Tax Deductions When You Retire from 2021-08-25T07:00

Learn what tax deduction you get while employed that you'll lose in retirement.

http...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Contributing to Spousal IRA from 2021-08-11T07:00

Learn whether you can contribute to a spousal TSP account with your income.

https://...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - Retiring In December vs. January from 2021-08-06T07:00

Action items for maximizing your retirement.

https://bit.ly/3yvLMfy 

Listen
Plan Your Federal Retirement Podcast
Ep #32: Retiring In December vs. January from 2021-08-02T07:00

More and more federal employees are thinking about retiring at the end of the year, and while we’ve already gone over the best times to retire, this episode is goi...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Leaving Federal Service for Private-Sector from 2021-07-30T07:00

Learn what to consider before deciding to leave federal service.

https://bit.ly/2Wlj...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Tax Withdrawal Penalty from 2021-07-23T07:00

Learn how to use your TSP in retirement.

https://bit.ly/3hXxbnh 

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - Derailing Your Retirement from 2021-07-23T07:00

Learn more about the things that can sabotage your retirement.

https://bit.ly/3BqPNn...

Listen
Plan Your Federal Retirement Podcast
Ep #31: Derailing Your Retirement from 2021-07-19T07:00

When it comes to retirement, there is an overwhelming amount of incomplete or incorrect information on the internet purported as fact. The truth is, you don’t know...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - Why Mid-Career Is the MOST Important Time from 2021-07-16T07:00

Learn the important differences between retiring at 60 and retiring at 62.

https://b...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Survivor Benefits and Social Security from 2021-07-14T07:00

Learn what you need to know about survivor benefits for your spouse.

https://bit.ly/...

Listen
Plan Your Federal Retirement Podcast
Ep #30: Why Mid-Career Is the MOST Important Time from 2021-07-12T07:00

There is so much misinformation out there, and sometimes, it is important to simply get back to basics and ensure your information is correct. So in this episode, ...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - The Questions You Should Have Asked from 2021-07-09T07:00

Tips for figuring out the best plan for your retirement.

https://bit.ly/36jMShG ...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Postponing Retirement After Age 62 from 2021-07-07T07:00

Learn whether there is any benefit to delaying retirement.

https://bit.ly/3hhAAwC Listen

Plan Your Federal Retirement Podcast
Ep #29: The Questions You Should Have Asked from 2021-07-05T07:00

Will a form for retirement be sent to you, or do you have to request that form? Can you transfer money from a traditional TSP to a Roth TSP—and will there be penal...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Withdrawing from Your TSP from 2021-07-02T07:00

Learn what you need to know about taking money from your TSP, how it could impact your taxes, and more.

Listen

Plan Your Federal Retirement Podcast
Follow Up Friday - Court Orders That Can Half Your Retirement from 2021-06-25T07:00

What you need to know about how a divorce can impact your retirement planning.

https...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Contributing to Your TSP from 2021-06-24T07:00

Learn whether you're still allowed to contribute the maximum to your TSP account if you only work half the year and more.

Listen

Plan Your Federal Retirement Podcast
Ep #28: Court Orders That Can Half Your Retirement from 2021-06-21T07:00

Divorce is generally not a fun topic, but when you are considering retirement, it is a necessary discussion to have. For many people, the terms and conditions of a...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - TSP and Social Security from 2021-06-18T07:00

Questions to ask yourself to ensure you're properly balancing your social security and TSP so you get the most benefit.

Listen

Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Unexpected Taxes from 2021-06-17T07:00

Learn what you need to know about how to avoid unexpected taxes on your pension.

You can find more information by clic...

Listen
Plan Your Federal Retirement Podcast
Ep #27: TSP and Social Security from 2021-06-14T07:00

Are you wondering what to do about your social security or how to go about taking money from your TSP? If so, this episode is for you! Today, Micah and Tammy chat ...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Sick Leave and FERS Benefits Estimate from 2021-06-09T07:00

Learn how your sick leave is used to calculate your retirement benefit and what happens to your annual leave when you retire.

Listen

Plan Your Federal Retirement Podcast
Follow Up Friday - What's The Best Distribution Rate From Your TSP? from 2021-06-04T07:00

What you need to know about your TSP benefits so you can avoid risk and maximize your retirement funds.

You can find m...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Before You Cancel FEGLI from 2021-06-02T07:00

What you should consider before canceling FEGLI.

You can find more information by clicking here: Listen

Plan Your Federal Retirement Podcast
Ep #26: What's The Best Distribution Rate From Your TSP? from 2021-05-31T07:00

You’ve worked your whole life, now you’re ready to retire. But do you know how to maximize your benefits and set yourself up for retirement success? In this episod...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday – Why Life Events Matter from 2021-05-28T07:00

How to protect and prepare your loved ones for unexpected life events.

You can find more information by clicking here:...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check - FERS Spousal Survivor Annuity from 2021-05-27T07:00

Learn what you need to know about your survivor benefit election.

You can find more information by clicking here: Listen

Plan Your Federal Retirement Podcast
Ep #25: Why Life Events Matter from 2021-05-24T07:00

It’s the little details that can really trip you up, so Tammy and Micah share specific areas and situations they’ve noticed clients having trouble with and how you...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - How Much Life Insurance Do You Need? from 2021-05-21T07:00

The importance of looking over your policies, reevaluating your beneficiaries and everything you need to know about FEGLI.

Listen

Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Using the Roth TSP vs. Traditional TSP from 2021-05-19T07:00

Is it better to take money out of a traditional or Roth balance when supplementing your living expenses from TSP, prior to collecting social security?
...

Listen
Plan Your Federal Retirement Podcast
Ep #24: How Much Life Insurance Do You Need? from 2021-05-17T07:00

With so many misconceptions around life insurance, it can be hard to determine the appropriate plan or amount for your needs. Unfortunately, there are some people ...

Listen
Plan Your Federal Retirement Podcast
Follow Up Friday - Best Day to Retire from 2021-05-14T07:00

How to properly plan for the day of your retirement.

https://bit.ly/3hcbfVs Listen

Plan Your Federal Retirement Podcast
FERS Federal Fact Check - Preparing for Retirement Under FERS from 2021-05-12T07:00

How your pension will be taxed in retirement as a Federal Employee.

You can find more information by clicking he...

Listen
Plan Your Federal Retirement Podcast
Ep #23: Best Day to Retire from 2021-05-10T07:00

With more retirement planning and with every year that retirement gets closer, the question is often asked, “What day is best to retire?” Tammy and Micah sit down ...

Listen
Plan Your Federal Retirement Podcast
Ep #22: Estate Planning and TSP Quirks from 2021-05-03T07:00

Do you have a plan put in place for who will inherit your assets after your demise? Many people are solely focused on increasing their assets whilst they are still...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: Complications with FEHB Coverage in Retirement from 2021-04-26T10:00

Learn the requirements you have to meet in order to keep FEHB into retirement as a federal employee.

You can find more...

Listen
Plan Your Federal Retirement Podcast
Ep #21: The Years After You Retire from 2021-04-19T07:00

Ensuring you have met your savings goals during your retirement planning is incredibly important, but it is just one of many things to consider. Unfortunately, ret...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: FERS Retirement and Sick Leave from 2021-04-12T10:00

Learn what happens to your sick leave in retirement.

You can find more information by clicking here: Listen

Plan Your Federal Retirement Podcast
Ep #20: Phase of Retirement - The Year of Retirement from 2021-04-05T07:00

When it comes to your retirement, it can be a very stressful time—or it can be a very smooth transition. It really comes down to what planning you have put in plac...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: FEHB and Medicare from 2021-03-29T10:00

Learn how FEHB works with Medicare.

You can find more information by clicking here: ...

Listen
Plan Your Federal Retirement Podcast
Ep #19: Phase of Retirement - 5 Years Out From Retirement from 2021-03-22T07:00

When we consider retirement, most of us think about this chapter in our lives as a positive time—and it can be, as long as we are fully prepared. So today, Micah a...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: Social Security Strategies from 2021-03-15T10:00

Learn the options for social security benefits if you or your spouse passes away.

You can find more information by cli...

Listen
Plan Your Federal Retirement Podcast
Ep #18: Phase of Retirement – 10 Years Out From Retirement from 2021-03-08T08:00

When you are planning for your retirement, there are a lot of different areas you need to be aware of financially, and it can be an overwhelming amount of informat...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: Retire Early? from 2021-03-01T11:00

You can find more information by clicking here: http://bit.ly/3aXBgnV 

Listen
Plan Your Federal Retirement Podcast
Ep #17: Taxes from 2021-02-22T08:00

Tax season is upon us, and for many, it is a scary time. With so many opinions floating around, it is hard to decipher between what is fact and what is simply a mi...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: Military Buy Back from 2021-02-15T11:00

You can find more information by clicking here: https://bit.ly/3aXWIrD 

Listen
Plan Your Federal Retirement Podcast
Ep #16: What’s My Pension Worth? from 2021-02-08T08:00

Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before retirement, many employees be...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: Health Insurance Options in Retirement from 2021-02-01T11:00

You can find more information by clicking here: https://bit.ly/39qY6Dx 

 

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: Where Does My Retirement Income Come From? from 2021-01-25T11:00

You can find more information by clicking here: https://bit.ly/3qNUuBv 

 

Listen
Plan Your Federal Retirement Podcast
Ep #15: New Year’s Habits from 2021-01-18T08:00

There is so much that we can’t control, and it’s easy to focus on those things and feel helpless to stop them. But in this episode, we’re flipping the narrative an...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: Getting Nervous About TSP Losses from 2021-01-11T11:00

You can find more information by clicking here: https://bit.ly/35lvUzF 

Listen
Plan Your Federal Retirement Podcast
Ep #14: With Special Guest Mary Beth Franklin from 2021-01-04T19:05:58

Mary Beth Franklin is our go-to expert for all things Social Security benefits. With over 40 years as a financial journalist and a CFP designation, she ...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: Does MRA+10 Qualify for FEHB? from 2020-12-28T11:00

You can find more information by clicking here: https://bit.ly/2Jeg6Xp 

Listen
Plan Your Federal Retirement Podcast
Ep #13: Mailbag from 2020-12-21T08:00

What kind of protection does the spouse of a federal employee have? Does everyone need insurance—and how is it beneficial? In this episode, Tammy and Micah answer ...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: Live Off of TSP While Postponing Social Security from 2020-12-14T11:00

You can find more information by clicking here: https://bit.ly/2W0wBJF 

...

Listen
Plan Your Federal Retirement Podcast
Ep #12: Finding the Right Planner from 2020-12-07T08:00

Today Micah’s sister, Jamie Shilanski, joins the show to talk about financial planning and the inconsistent advice that many people are hearing regarding their fin...

Listen
Plan Your Federal Retirement Podcast
Ep #11: Should I Stay or Should I Go? from 2020-11-23T08:00

When is the right time to retire? And what are the different options as a federal employee? While everyone wants to retire early, the fact is the “perfect time” is...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: Correct Steps to Move from TSP to IRA to Roth IRA from 2020-11-16T11:00

You can find more information by clicking here: https://bit.ly/3kvlD8t 

Listen
Plan Your Federal Retirement Podcast
Ep #10: FEHB and Medicare in Open Season from 2020-11-09T08:00

We’re on the brink of another open season, so today Micah and Tammy are sharing the information you need to know about this upcoming season. You will learn one of ...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: Should I Stay Till 70? Or Retire Sooner? from 2020-11-02T11:00

You can find more information by clicking here: https://bit.ly/37Md2vH 

Listen
Plan Your Federal Retirement Podcast
Ep #9: Military Buy Back from 2020-10-26T07:00

Have you served in the military, but aren’t quite sure how to use that military time for your civil service? A lot of mistakes get made in this area, whether it’s ...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: FERS Annuity Supplement Reductions from 2020-10-19T10:00

You can find more information by clicking here: https://bit.ly/3lXnAMn  

 

Listen
Plan Your Federal Retirement Podcast
Ep #8: Q&A from 2020-10-12T07:00

Today Micah and Tammy are opening up the mailbag to answer your most burning questions about federal retirement. A few people wrote in asking about their retiremen...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: How Much Will My Husband Really Get in Retirement? from 2020-10-05T10:00

You can find more information by clicking here: https://bit.ly/34hNYZT 

 

Listen
Plan Your Federal Retirement Podcast
Ep #7: The Myth of 80% Retirement from 2020-09-28T07:00

Today Micah and Tammy are setting the record straight and dispelling some myths about what you actually need to retire with. There’s a lot of water-cooler talk abo...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: Contributing to a Roth TSP at Age 56 from 2020-09-21T10:00

You can find more information by clicking here: https://bit.ly/3ksOQl7 

Listen
Plan Your Federal Retirement Podcast
Ep #6: Social Security Claiming from 2020-09-14T07:00

We hear a lot of people say they want to turn on their social security as soon as possible in order to capitalize on the benefits while they are still available. S...

Listen
Plan Your Federal Retirement Podcast
FERS Federal Fact Check: FERS Supplement and Social Security Income Earnings from 2020-09-07T10:00

You can find more information by clicking here: https://bit.ly/2Zgjhmv 

 

Listen
Plan Your Federal Retirement Podcast
Ep #5: What Does Retirement Really Look Like?? from 2020-08-31T07:00

Everyone looks forward to retirement and the freedom that comes along with no longer being locked down to a job, but what if it isn’t all it’s cracked up to be? To...

Listen
Plan Your Federal Retirement Podcast
Ep #4: Looking at Insurance in Retirement from 2020-08-17T07:00

Micah and Tammy have shared their thoughts and experiences with credible services, agency estimates, and other incomes, but what about risk management? In this epi...

Listen
Plan Your Federal Retirement Podcast
Ep #3: Other Income from 2020-08-03T12:26:12

When you retire, it’s not just about having the time to do everything that you want to do—it’s also about having the money to make these dreams come true. So in th...

Listen
Plan Your Federal Retirement Podcast
Ep #2: What's NOT On Your Retirement Estimate? from 2020-07-23T07:00

To have a comfortable and enjoyable retirement, you need a financial safety net to fund it all. So when you are planning for the rest of your life, how much money ...

Listen
Plan Your Federal Retirement Podcast
Ep #1: What's On Your Retirement Estimate? from 2020-06-16T15:32

Welcome to the FERS Retirement Podcast, where Certified Financial Planner Micah Shilanski and Principal Retirement Specialist Tammy Flanagan come together to ensur...

Listen