Podcasts by The Dough Roller Money Podcast

The Revolution That Wasn’t with Spencer Jakab from 2022-01-31T05:00

Today we are chatting with Spencer Jakab! Spencer is an award-winning journalist who has written for the Financial Times, D...

Real Estate Investing 101 with Robert Leonard from 2022-01-24T05:00

Today on Dough Roller, we are talking with Robert Leonard! Robert is an expert investor, entrepreneur, and podcast host! He attended University of Massachusetts w...

Get On the Debt-Free Path with George Kamel from 2022-01-17T05:00

Today on Dough Roller, we are talking with George Kamel! George is a Ramsey Personality and Personal Finance Expert, host of The Fine Print podcast and cohost of ...

Supercharge Your Learning with Scott Young from 2022-01-10T05:00

Today on Dough Roller, we are talking with Scott Young! Scott Young is an author, entrepreneur, computer programmer, and host of The Scott Young Podcast. Scott ha...

Welcome Back to the Dough Roller Money Podcast from 2022-01-03T05:00

Ready to be rolling in the dough?

Our goal at Dough Roller is to help you make the most of your money and provide ea...

Time-Based vs Opportunistic Rebalancing from 2020-12-22T14:51:32

Rob discusses two basic approaches to rebalance your portfolio. The easiest approach is time-based and the second approach is market-based. Whichever approach you choose, you want to take emotio...

How Much Dough Should You Spend in Retirement? from 2020-12-03T14:49:32

Most people thinking about saving for retirement, but what about spending? How do you figure out how much you should spend in retirement? While there isn't a magic number, there is a withdrawal ...

Small Cap Value vs. Growth: Which is Better? from 2020-11-05T14:59:15

In this episode, Rob responds to a question from a listener: "Can you explain why small cap value might not be the best bet." Rob breaks down small cap vs. large cap stocks and value vs. growth....

DR Podcast 338: Listener Q&A on Building a Sound Asset Allocation Plan from 2020-10-19T12:50:05

Is there a formula for creating a perfect portfolio? In this episode, Rob answer's some listener questions and tells us what's important for building a sound asset allocation plan.

DR Podcast 337: Forecasting the Next Stimulus Bill from 2020-09-29T14:18:01

In podcast episode 337, Rob gives us an overview of where things stand with a possible second stimulus package. Find out Rob's predictions on what could be included in another stimulus deal and ...

DR Podcast 336: Where Should you Put Your Emergency Fund Given Current Interest Rates? from 2020-09-14T12:31:14

Rob answers more questions from viewers in episode 336. Today he discusses where you should put your emergency fund, savings account and bond fund and talks about what on earth’s happening with ...

DR Podcast 335: How to Make the Most of Credit Card Rewards from 2020-08-31T13:16:03

DR Podcast 334: The Bucket Strategy from 2020-08-06T09:18:52

Rob alluded to the bucket strategy in the last podcast (333) so we recommend you listen to that first and follow up with this to discover a practical strategy for managing your investments in re...

DR Podcast 333: The Art of Learning from 2020-07-23T11:46:08

In this week’s podcast, Rob discusses something a little different - it isn’t directly about money but it will help you to grow your knowledge base in the spheres of investing and personal finan...

DR Podcast 332: Managing Your Portfolio During COVID-19 from 2020-06-22T13:51:19

In today’s podcast, Rob brings you up to speed on his own investments and portfolio during Covid-19 and discusses what retirement really means to him – and why it’s harder to stay retired than h...

DR Podcast 331: What You Need to Know About Dividend Investing from 2020-06-02T13:03:37

Dividend investing can be a solid way to earn income from your investments, but there are risks associated with it too. Here's what to know first.

Podcast 330: How Will COVID-19 Affect the 4% Rule Over the Next Decade? from 2020-05-14T13:03:23

COVID-19 is impacting almost every aspect of our lives. Investors now wonder, does the 4% Rule still apply or is it null and void in this economic climate?

DR Podcast 329: Rob Berger on COVID-19 and Your Investments from 2020-04-20T13:31:07

It’s not surprising if you are worried about how COVID-19 will affect your investments. Here's how investors can take control in this unprecedented time.

DR Podcast 328: Why Driving a Car and Automating your Finances Have a Lot in Common from 2020-04-13T11:12:07

What are the common links between driving a car and automating your finances? Here's a hint, both can propel you forward. Take a listen to get your finances in gear.

DR Podcast 327: What you Really Need to Know about the Four Percent Rule from 2020-03-26T15:01:41

In podcast 327, we address misinformation and assumptions about the 4 percent rule to give you a better understanding of how it works.

DR Podcast 326: A Conversation with Author Cameron Huddleston from 2020-03-09T13:44:55

Talking to your parents about money can be awkward, but it shouldn't be. Having this conversation earlier in life can save you and your parents from legal battles and other turmoil. In this epis...

DR Podcast 325: Q&A with Personal Financial Specialist Cortlon Cofield from 2020-02-18T13:12:11

Rob starts podcast 325 with a new guest and a different format. Here he answers listeners’ questions with Cortlon Cofield, a CPA and personal financial specialist who runs Cofield Advisors, a fi...

DR Podcast 324: Listener Q&A from 2020-02-04T12:50:42

In this episode, Rob discusses listeners’ debt problems, advising that if you’re able to pay off your debts in full, you should – not only for ethical reasons but also to protect your credit sco...

Podcast 323: Debt Consolidation Quiz from 2019-12-30T13:32:30

Debt sucks--true or false? You may be surprised to hear our answer to this first quiz question and you may find yourself pleasantly surprised at how fun a quiz could be. You'll likely take away ...

Podcast 322: What Can An Investment Advisor Do For You? Interview with Steve Utkus at Vanguard from 2019-10-24T12:05:41

Investment advice is everywhere. Some advice you'll find for free but if you're looking for professional advice, tailored to your financial situation and goals, you may have to pay for it. Is it...

Podcast 321: Interview with Chris Mamula, Author of Choose FI from 2019-10-10T12:00:21

Think Retiring Early is Just for the Wealthy? Think Again. Chris Mamula, author of Choose FI, achieved financial independence at a young age with a middle class salary. Here's his story.

Podcast 320: Sequence of Returns from 2019-09-26T16:25:06

Stay calm and don't run from a bear. The same holds true in a bear market. In fact, the next serious market crash could be the best thing to happen to your investment portfolio.

DR Podcast 319: FIRE Math from 2019-09-09T12:33:29

In this episode we're going to talk about the simple math behind the FIRE movement (Financial Independence, Retire Early). How do you even start to think about how much money you'll need when yo...

DR 318: Home Documents You Should keep from 2019-07-29T08:11:45

In this episode, Rob discusses the process of buying a home (he just bought one!) But how should he (and you) keep track of important documents? Rob created a shared spreadsheet that you can use...

DR 317: The Latte Factor Revisited from 2019-07-08T12:37:07

In this episode, Rob gets theoretical: How much control do we actually have over our financial situation? Rob tackles the issue, and dives into the Latte Factor - the idea that if you stop buyin...

DR 316: My Cash Back Rewards Strategy from 2019-06-18T09:32:52

In this episode, Rob talks about his plan to generate a million dollars in wealth through cash back rewards. He tries to strike a balance between maximizing cash rewards while maintaining simpli...

DR 315: Investment Fees - Do They Matter? from 2019-06-05T05:18:21

In this episode, Rob talks about investment fees and whether they really matter. Are fees important, or are the returns what we should be focusing on? Rob also takes a detour to discuss the Secu...

DR 314: How to Leave Your Expensive Investment Advisor from 2019-05-16T06:07:37

In this podcast, Rob takes a deep dive into what you get when you pay high advisory fees. He compares the Fidelity Freedom 2050 target retirement fund with the similar Vanguard 2050 retirement f...

DR 313: Health Savings Accounts from 2019-04-29T07:24

In this episode, Rob talks about Health Savings Accounts. He calls them "one of the best tax-advantaged accounts" you could have - he tells us why he has one and why you should too. Oh, and if y...

DR 312: Balance Transfer Credit Cards from 2019-04-04T09:00:16

In this episode, Rob discusses Balance Transfer Credit Cards. What are they, what aren't they. How to use them, how not to use them. Trick, traps. And everything else you should think about when...

DR 311: The Flywheel from 2019-03-21T07:41:16

In this episode, Rob answers listener questions about REIT funds and the Smart Beta. He also discusses the Flywheel, which describes investing as difficult to get started but easy thereafter. It...

DR 310: Listener Q&A from 2019-03-07T10:47:16

In this episode Rob discusses four questions from readers focusing on investing for retirement. Oh, and his book is hitting the shelves soon - be sure to check it out!

DR 309: The Progress Principle from 2019-02-07T08:46:03

In this episode, Rob discusses The Progress Principle, coined by Teresa Amabile and Steven Kramer, and gives advice on how to apply it to your financial life. From tracking your net worth to usi...

DR 308: Stock Vs Bond Allocation from 2019-01-17T11:10:11

In this episode, Rob dives deep into best practices for asset allocation. Hint: There's no one right answer - everyone will have a strategy that works best for their own personal needs. But use ...

DR 307: Mental Models from 2018-12-19T08:24:11

DR 306: YNAB and eMoney from 2018-11-26T09:45

In this episode, Rob discussed a couple of financial tools he finds useful that can help you with budgeting, retirement planning, and much much more. One of the tools you might be familiar with,...

DR Podcast 305: Surviving A Bad Market from 2018-11-11T06:40:32

The markets declined recently. We all lost money, on paper. We all started to worry. and we questioned everything. In this episode, Rob talks about the psychology of facing a downturn in the sto...

DR Podcast 304: The FIRE Movement from 2018-10-28T13:34:31

In this episode, Rob asks what's more important within the FIRE movement - the FI (Financial Independence) or the RE (Retiring Early). He also discusses the future of the movement in the face of...

DR Podcast 303: 4 Pillars of Financial Success from 2018-10-11T06:45:24

When it comes to money, things can become very confusing. This confusion can lead to stress, which leads to poor spending habits. In this episode, Rob tells us his four simple strategies to simp...

DR Podcast 302: How To Manage Your Emergency Fund from 2018-09-30T06:39:48

Rob teaches us how to manage an emergency fund after reading a discussion on the topic on the Dough Roller Facebook group. He tells us what he does with his own emergency fund, and give us some ...

DR Podcast 301: Tax Loss Harvesting from 2018-09-13T06:00:01

DR Podcast 300: The Q&A Episode from 2018-08-09T08:12:15

DR Podcast 299: How to Help Others with their Financial Struggles from 2018-07-19T11:57:39

DR Podcast 298: Paying Off Debt vs. Investing from 2018-07-05T06:41:57

In this episode, Rob tackles some questions from the Dough Rollers Facebook group. The common theme: should you pay off debt first and save or invest later? Listen

DR 297: The Blue Binder from 2018-06-17T12:36:35

Today we look at the binder I put together to help explain our finances to my wife and children should I get hit by a truck.

DR 296--The 7 Levels of Financial Freedom from 2018-04-02T17:25:44

We examine the 7 levels of financial freedom.

DR 295: 2017 Berkshire Hathaway Letter from 2018-03-09T18:06:20

Today we cover Warren Buffett's letter to Berkshire Hathaway shareholders and answer 3 lister emails.

DR 294: How to Invest an Inheritance from 2018-02-05T15:06:57

Today we answer a listener's question about how to invest a $1.5 million inheritance for somebody in their 20's.

DR 293: Financial Life After College from 2018-01-22T15:02:25

We look at 10 steps every recent college graduate should take to master their money

DR 292: Q&A 1/2/2018 from 2018-01-02T20:26:37

Today we answer questions from our Facebook group, including the best books of 2017

DR 291: Q&A Christmas 2017 from 2017-12-26T21:19:20

We answer listener questions about investing, retirement and credit cards.

DR 290: GiftofCollege.com--Interview with Wayne Weber from 2017-12-18T13:48:42

Today we interview Wayne Weber, founder of giftofcollege.com. The company makes it easy to give the gift of education by contributing to a loved one's 529 plan.

DR 289: Roth vs. Traditional Retirement Accounts from 2017-12-11T17:50:02

Today we talk with Jeanne Fisher, CFP of ARGI to discuss Roth vs. Traditional Retirement Accounts

DR 288: Defined Benefit Plans from 2017-12-04T19:12:07

We look at defined benefit plans for small businesses.

DR 287: FICO vs FAKO Credit Scores from 2017-11-22T17:54:09

We look at why you likely have more tan 30 different credit scores, and what they all mean.

DR 286: Tax Cuts and Jobs Act from 2017-11-02T19:20:43

We look at the latest proposal to reform individual and corporate taxes.

DR 285: Interview with JW of The Green Swan from 2017-10-18T16:26:17

We interview JW of The Green Swan to talk about his journey toward financial independence and early retirement.

DR 284: All About 0% Balance Transfer Credit Cards from 2017-10-11T17:16:19

We cover 0% balance transfer cards, including how they work, balance transfer fees, and how to use them effectively.

DR 283: No Penalty CDs from 2017-10-03T15:56:10

We discuss no penalty CDs and how they can be a great place to keep your emergency fund.

DR 282 - Investing in Bear Markets with Paul Merriman from 2017-08-28T16:35:31

Today we talk with Paul Merriman about how to stick to an investing plan during a bear market.

DR 281: How to Apply for a Job from 2017-08-15T17:22:33

Today we cover 6 critical steps when applying for a job.

DR 280: Q&A -- Target Date Retirement Fund Edition from 2017-08-09T13:20:18

Today we answer listener questions on target date retirement funds, the stock market, transferring investments, credit cards, and cash reserves.

DR 279: Q&A Compounding Edition from 2017-08-02T21:23:06

Today we answer questions from our Facebook Group. We cover compound interest, lending money to friends and family and how to calculate how much you need to retire.

DR 278--Two Investment Advisors from 2017-07-24T21:28:15

I review my experiences with two very different investment advisors. We'll discuss their fees, the issues they addressed, and recommendations they made for my finances and investments.

DR 277: Interview with Guy Spier from 2017-07-08T19:16:58

Today we talk with famed value investor, Guy Spier. The author of The Education of a Value Investor, Guy shares with us some of his investment approach that has enabled him to beat the S&P 500 f...

DR 276: Interview with JL Collins from 2017-06-25T20:55:52

Today with interview JL Collins, author of The Simple Path to Wealth. We talk about everything from investing to careers to financial freedom.

DR 275: Vanguard Charitable Interview from 2017-06-19T16:19

Rebecca Moffett and Ann Gill join us from Vanguard Charitable. We talk about charitable giving, how to evaluate charities, and donor advised funds.

DR 274: The Fiduciary Rule from 2017-06-05T18:44:58

With the Fiduciary Rule about to go into effect, we look at how fee-only advisors can hurt an investor.

DR 273: Q&A--Overdrive Edition from 2017-05-30T16:29:51

We answer your questions, including whether the market is to rich for new investments, asset location, and short term investment goals.

DR 272: How to Invest for Short Term Goals from 2017-05-21T16:58:03

Today we discuss why the stock market is a dangerous way to invest for short term goals. Instead, we give you four other options.

DR 271: My Take on the Ultimate Buy and Hold Strategy from 2017-05-15T13:54:30

Here's my take on Paul Merriman's Ultimate Buy and Hold Strategy. We also answer three listener questions

DR 270: The Ultimate Buy and Hold Strategy with Paul Merriman from 2017-05-07T15:08:52

Today we have Paul Merriman on the show to discuss his ultimate buy and hold strategy.

DR 269: A Tool to Help You Invest in Your 401k from 2017-05-01T14:22:47

Today we interview Blooom co-founder, Chris Costello. We talk about 401k investing and the state of the financial industry.

DR 268.5: Trump's Tax Plan from 2017-04-26T20:58:35

Trump just released his plan for individual and corporate tax reform. Here are the details.

DR 268: The $96 Financial Plan with Mark Zoril from 2017-04-24T09:00

Today we interview Mark Zoril, who offers financial planning for just $96 a year.

DR 267: Q&A Tesla Edition from 2017-04-17T09:00

Today we look at adoption, Tesla's valuation, index fund investing, budgeting with quicken, Roth 403b accounts, and more.

DR 266: Q&A Personal Responsibility Edition from 2017-04-10T15:19:53

We talk about taking responsibility for our finances, the best budgeting apps, mortgages, real estate, and forming an LLC

DR 265: Interview with Chris White from 2017-04-07T09:00

We interview Chris White, author of Working with the Emotional Investor, Financial Psychology for Wealth Managers

DR 264: EE Bonds from 2017-04-04T11:07:18

Today we look at EE Savings Bonds and how to deal with the minimum investment requirement of mutual funds.

DR 263: Q&A Personal Money Stories Edition from 2017-04-03T11:20:15

Today we talk about childhood money stories that affect how we handle money as adults, EE Bonds, asset allocation, and of course chess.

DR 262: Interview with Jeanne Fisher, CFP from 2017-03-31T12:56:09

We interview certified financial planner Jeanne Fisher about asset and wealth management, including fees

DR 261: Q&A Happiness Edition from 2017-03-30T13:23:48

Today we cover more healthcare, investment expenses, Schwab index funds, Motif Investing, investment returns, and what makes us happy.

DR 260: Q&A Financial Priorities Edition from 2017-03-29T13:26:48

Today we cover health care, COBRA benefits, commodities, tracking investments, and setting financial priorities.

DR 259: Q&A--American Funds Edition from 2017-03-28T12:54:13

We discuss health care, savings account rates, American Funds, retirement accounts, multiple streams of income, and hiring a CPA.

DR 258: Q&A - Past Performance Edition from 2017-03-27T14:04:41

Today we answer your investing questions, including the relevance of past performance and backdoor Roths.

DR 257--Snap IPO, A Hard Lesson in Investing from 2017-03-16T14:43:08

We evaluate Snap's recent IPO to determine whether it's a good investment.

DR 256: Q&A Organize Tomorrow Today Edition from 2017-03-15T10:00

We answer your questions ranging from bad 401k options to paying off a mortgage early.

DR 255--401k Fees from 2017-03-14T10:00

Today we look at 401k and 403b fees, and I share a mistake I made and how I'm going to correct it.

DR 254: Q&A--Backdoor Roth Edition from 2017-03-13T13:31:16

Today we answer your questions about everything from moving investment accounts to modified insurance policies.

DR 253: Passive Investing from 2017-02-24T16:39:10

Today we talk about the rise of robots, passive investing, and acorns (a FinTech investment service)

DR 252: Investing Q&A from 2017-02-08T15:12

Today we answer some great questions by podcast listeners about investing. We cover RMD, asset allocation, asset location, free brokers, the fiduciary rule and a whole lot more.

DR 251: Bond Investing from 2017-02-01T17:17:15

In the final installment in our series of How to Build Wealth on Any Income we look at bond investing.

DR 250: REITs&Commodities from 2017-01-27T13:25:43

In our series on How to Build Wealth on Any Income, today we look at investing in REITs and commodity funds.

DR 249: HBWAI--International Investing from 2017-01-26T17:18:26

In our series on How to Build Wealth on Any Income, today we look at the benefits of investing in foreign stocks.

DR 248: HBWAI--Titling a Portfolio Toward Value funds from 2017-01-25T15:20:01

In our series on how to build wealth on any income, today we look at tiling an investment portfolio toward value funds

DR 247: HBWAI--Small Cap Companies from 2017-01-24T15:23:13

In our series on How to Build Wealth on Any Income, we look at how to leverage small companies in an investment portfolio.

DR 246: HBWAI--Asset Allocation Overview from 2017-01-23T14:42:40

In our continuing series on How to Build Wealth on Any Income, today we start a deep dive into asset allocation and how to build a solid investment plan.

DR 245: Why does the stock market go up? from 2017-01-13T15:19:54

In our series on How to Build Wealth on Any Income, today we look at what drives stock prices. So often investors see the market as a game, at best. The reality is that behind every stock mutual...

DR 244: 7 Things That Affect Investment Returns from 2017-01-12T17:04:26

In our series on How to Build Wealth on Any Income, we look at the 7 things that affect investment returns.

DR 243: The Power of Small Differences in Investment Returns from 2017-01-11T14:08:32

We look at the importance of investment returns for generating wealth, and how even small differences in returns can have a huge difference on your wealth.

DR 242: HWBAI--How Time Affects Investments from 2017-01-10T13:16:25

In our continuing series on How to Build Wealth on Any Income, we look at time, and the importance of investing as early as possible.

DR 241: HBWAI--6 Thoughts on Spending Less than You Make from 2017-01-09T14:06:31

We cover six ideas on how to spend less than you make, including the value of life experiments and the spending audit.

DR 240: HBWAI--How Much Should You Save? from 2017-01-06T15:17:46

Continuing our series on how to build wealth on any income, today we look at the important question of how much should you save.

DR 239: HBWAI - Q&A from 2017-01-05T15:49:10

Today in our series on how to build wealth on any income, we answer your questions on everything from 401ks to future stock market returns

DR 238: HBWAI--The Power of Small Amounts of Money from 2017-01-04T14:08:16

Continuing our series on how to build wealth on any income, today we explore the incredible power of small amounts of money if invested over time.

DR 237: How to Build Wealth on Any Income--Compounding from 2017-01-03T14:11:11

Continuing our series on how to build wealth on any income, we look at the power of compounding.

DR 236: How to Build Wealth on Any Income from 2017-01-02T14:14:11

In part one of our series on how to build wealth on any income, we look at the importance of the net worth statement. We explore how our monthly budget affects our net worth, and the importance ...

DR 235: 2016 Recap from 2016-12-31T18:24:56

We talk about 2016, a BHAG for 2017, net worth updates, your most frequently asked questions, and what to look forward to in 2017.

DR 234 - Understanding Investment Fees from 2016-12-19T15:31:01

One percent doesn't seem like much. But pay an investment advisor 1% a year and it could easily cost your more than $1 million over a lifetime of investing. In this podcast, we look at why inves...

DR 233: Should You Borrow to Pay Off Credit Card Debt from 2016-12-07T14:26:40

We respond to a listener's question about credit card debt. She wants to know if it makes sense to take out a personal loan to pay off four credit cards. We talk about why it can be a good move,...

DR 232: Evaluating a 401k Asset Allocation Plan from 2016-12-06T20:59:04

A listener named Steve is making some important investment decisions in his 401k. While we can't give him any specific advice, we use his choices to talk about common issues facing all retiremen...

DR 231: Credit Card Merchant Category Codes from 2016-12-02T20:00:23

We look at credit card merchant category codes and how they affect cash back rewards. We also talk about 4 cash back card strategies.

DR 230: 11 Surprising Facts about Health Savings Accounts (HSA) from 2016-12-01T17:51:42

Health Savings Accounts offer a tax advantaged way to pay for medical expenses. They only apply with high deductible health insurance plans. But if you have one, they can be used for everything ...

DR 229: How Rising Interest Rates Affect Bond Investing from 2016-11-30T15:54:25

With interest rates on the rise, we respond to a listener's question about bond investing. Specifically, should we avoid bonds now until we are comfortable that rates won't rise further.

DR 228: 4 Good Reasons to Refinance a Mortgage from 2016-11-29T17:32:20

Refinancing a mortgage can be a great way to save money. While falling interest rates often spark a refi frenzy, there are other reasons to refinance a mortgage. We look at the 4 key times refin...

DR 227: When should you refinance from an ARM to a fixed rate mortgage from 2016-11-09T13:33

If you’re a first-time homebuyer, shopping for a mortgage can be scary. There are just so many options out there, and you may not understand what all the terminology means. Before you apply for ...

DR 225: How to monetize a blog or website from 2016-11-07T21:12:29

Welcome back to our eighth – and  final – installment of the How to Start an Online Business series. We’ve covered what you need (and don’t need) to make money online, how to set up a WordPress ...

DR 224: How to get traffic to your blog or online business from 2016-10-31T20:56:34

Welcome to the 7th installment of our podcast series on launching your own, profitable website or blog. I’m glad you’ve stuck around and hope you’re learning a lot. In past posts, we’ve talked a...

DR 226: Why variable annuities are a horrible investment from 2016-10-28T14:06

I received my initial financial education, particularly as it relates to investing, courtesy of the school of hard knocks. My wife and I spent the first decade of our careers investing with an a...

DR 223: How to Create a Powerful Content Strategy for Your Blog from 2016-10-25T13:03

Welcome to Podcast 223, which is the 6th installment of our How to Start an Online Business series. I’m glad you’ve made it this far. If you’re just jumping in, we have covered picking a topic, ...

DR 067: How to Use a Health Savings Accounts to Save For Retirement from 2016-10-24T11:55:45

I‘ve recently received a couple of emails from readers about Health Savings Accounts. One comes from Robert, who writes: I would like you to cover HSAs in the future podcast. We just started usi...

DR 222: Content is King from 2016-10-11T21:57:42

Hello, again! Glad to see you back for the 5th installment of our How to Run an Online Business series. Last week we talked about Launching Your WordPress Site and the week before, Picking Your ...

DR 221: How to Set Up a Wordpress Blog for Your Online Business from 2016-10-04T02:21:40

Welcome to the fourth installment of our Dough Roller podcast series, How to Start an Online Business. If you are just joining us, be sure to check out the first three installments, covering wha...

DR 220: How to Pick a Domain Name for Your Online Business from 2016-09-26T23:54:19

This is part 3 of our podcast series, How to Start Your Online Business. If you haven’t been following along, be sure to check out part 1 (the big picture) and part 2 (picking a topic). Welcome ...

DR 219: How to pick a great topic for an online business from 2016-09-19T13:43

Welcome back for week 2! In last week’s podcast, DR 218, we covered a 100,000 foot level view of what it takes to start your own online business. At the end, I assigned some homework: figure out...

DR 218: What it takes to run an online business (Part 1) from 2016-09-06T16:35:33

This is Part 1 of 10 in our newest series, How to Start Your Own Online Business. One of the questions I receive most regularly is,”How do you make money online?” After all, who wouldn’t want th...

DR 217: How to Become a Millionaire the Hard Way from 2016-07-13T16:02:24

In my weekly Forbes column, I published an article on how to become a millionaire in under 20 years. There’s no mystery to it. Save a reasonable amount of money each month (maxing out a 401k wil...

DR 216: 9 Factors That Affect Mortgage Rates from 2016-07-07T16:00:32

The Wall Street Journal had a report this weekend on how to snag the best mortgage rates. While some of the tips you’ve probably heard before, I thought it was still worth sharing. With rates at...

DR 215: We look at how BREXIT should affect long term investing from 2016-06-24T12:58:41

Yesterday Britain voted to leave the European Union. Called BREXIT, the vote sent stock markets into turmoil. As of this writing, markets are down as much as nearly 8%: FTSE 100 (London): -4.24%...

DR 214: The Four Types of Budgets and Tools to Help you with Each One from 2016-06-05T23:00:24

Type ‘broke athletes’ into Google and you’ll see a hall of fame that no athlete wants to be in. For example, boxer Mike Tyson’s career earnings of $300 million were gone by the time he filed for...

DR 213: 15 vs 30-Year Mortgage | How to use inversion (thinking backwards) to pick the best option from 2016-05-29T15:53

Taking out a mortgage is one of the biggest financial commitments you’ll ever make. It gives you the means to own your own home, but it’s also a decision you have to stick with for years. Some p...

DR 212: 7 Tools to Help Aging Parents with Their Money from 2016-05-22T16:00

As your parents get older, they might appreciate a bit of help with managing their finances. Of course, many seniors are content to look after their finances by themselves and are more than capa...

DR 211: An inside look at the tax relief industry from 2016-05-08T12:00

Note: This article is written by R.C. Thornton. He runs a tax relief company, and I had the chance to interview R.C. on the podcast. You can listen to the interview here: Did you know that 13 mi...

DR 210: How to evaluate your investment portfolio from 2016-05-02T21:55:26

Evaluating your investment portfolio is a critical task for DIY investors. That’s particularly true if you have an investment advisor manage your money and are now considering taking over the re...

DR 209: How to Read a Personal Finance Book the Right Way from 2016-04-18T16:00

Think of the last personal finance book you read. What did you get out of it? How did it change your life? What are you doing differently today with your finances as a result of reading the book...

DR 208: Interview with Vanguard on its Investment Advisory Service from 2016-04-10T14:00:33

The Department of Labor released its final regulation on what’s known as the Fiduciary Rule. The rule requires those offering paid financial advice on retirement accounts to put their client’s i...

DR 207: The Money Binder: How to Prepare Your Finances for Your Death from 2016-03-28T20:09:10

In many families one person handles the finances. In our case, I handle everything about our money from budgeting to investing. My wife has no interest in taking over this responsibility. And th...

DR 206: How to Use a Retirement Account as a Down Payment on a Home from 2016-03-02T13:00

We recently received the following question from a reader named Sam: My question: As a first time home buyer, is it possible to leverage retirement accounts as a down payment? Is this a good ide...

DR 205: Review of the brand new YNAB 5 budgeting software from 2016-02-29T13:00

We look at YNAB 5, the new budget software, and evaluate both the good and bad changes to this excellent money management tool. We also talk about the 2015 letter to Berkshire Hathaway sharehold...

DR 204: 7 Student Loan Repayment Plan Options Reviewed from 2016-02-08T13:00

In this podcast we look at repayment plan options for those with federal student loans. Picking the best plan can lower your payments, and potentially save you a bundle.

The post Listen

DR 203: Interview with Founders of Draft, a Portfolio Analysis Tool from 2016-02-04T17:58:15

Recently I had the chance to speak with Brad Lawler and Jason St. Peter, founders of DraftApp.com. This app enables investors to evaluate the asset allocation of their portfolio and compare it t...

DR 202: How to Get Rid of Cable with Cord Cutting Expert John Brillhart from 2016-01-19T13:41:41

Cable TV costs a fortune. According to Leichtman Research Group, Inc., the average household pays $99.10 a month for TV. This represents at 39% increase over 2010 figures. With streaming options...

DR 201: 4 New Year's Resolutions for a Great 2016 from 2016-01-01T13:00

How did you do financially in 2015? It’s a curious question to ask entering a new year, wouldn’t you say? But only by measuring your progress in the most recent year can you get yourself mentall...

DR 200: My Blogging Story from 2015-12-11T13:00

If you enjoy writing, starting a blog is a fun way to meet new people and release some of your creative energy. It can also be a great way to make a little money on the side. While few bloggers ...

DR 199: Donor-Advised Funds from 2015-12-09T17:00:06

My wife and I opened a donor-advised fund several years ago. We chose Vanguard because it’s fees are some of the lowest available anywhere. Having made our charitable contributions through the f...

DR 198: The 3 Ingredients to Building Lasting Wealth from 2015-11-30T19:15:13

Building wealth isn’t rocket science. Sure it can be hard to spend less than you make. And investing can be a bit overwhelming at first. But the math behind wealth is really simple. It only has ...

DR 197: 5 Costly Myths About Dividend Investing from 2015-11-23T21:04:21

Income investing in retirement has a lot of initial appeal. Rather than selling shares of a mutual fund or stock, one can instead live off of dividends from stocks and interest from bonds. This ...

DR 196: Resources and Tools to Get Out of Debt from 2015-11-16T14:00:15

Here is one of the most frequently asked questions in all of personal finance: “How do I get out of debt?” At one level, eliminating debt is simply about following a few steps: Stop going into m...

DR 195: Maxing Out Retirement Accounts from 2015-11-04T13:00

Everywhere you look, experts are telling you to contribute to your retirement accounts. Whether it’s advice from newspapers, blogs, financial planners, or friends, any advice that is worth takin...

DR 194: Thoughts on Early Retirement from 2015-09-16T12:00:16

Retiring early is a dream held by many, but few people understand what it takes to make it happen. Even worse, many people don’t realize how much money they’ll need to retire early, so they hold...

DR 193: Credit Utilization from 2015-09-14T12:00:05

When it comes to credit reports and credit scores, the term “credit utilization” is a popular yet mysterious term that is thrown around frequently. If you have spent much time reading about cred...

DR 192: 2 Keys to Successfully Automating Your Finances from 2015-09-11T12:00

Taking care of your money can be exhausting. Budgeting, paying bills, and making deposits takes time, and it all adds up. It isn’t uncommon to spend several hours each week sorting through your ...

DR 191: Online vs Traditional Banks--Which is better? from 2015-08-31T12:00:24

According to credit behemoth Discover, 82% of U.S. customers used online banking in the last 30 days. But they aren’t just using a standalone computer for their banking needs; they’re turning to...

DR 190: 3 Reasons to Cheer a Stock Market Crash from 2015-08-30T20:16:57

The stock market has been on a roller coaster ride this month. Just over a week ago the S&P 500 fell from over 2,100 to below 1,900, a drop of more than 10%. Then it recovered to finish last wee...

DR 189: 5 Ways Early Retirees Can Avoid the 10% Penalty on Early Distributions from 2015-08-24T12:20:33

One of the conundrums faced by anyone who wants to retire early is the 10% additional tax on certain early distributions from many retirement accounts.  For example, if you retire at 50, you won...

DR 188: The Perfect Asset Allocation Plan from 2015-08-17T14:12:44

All to often we make investing far more complicated than it really is. I was guilty of this when I first started investing back in 1993. Like the search for the Holy Grail, I was convinced that ...

DR 187: Interview with Retirement Expert Dr. Wade Pfau from 2015-08-14T16:00:31

Imagine you spend 30 or 40 years saving and investing for retirement. With a long investing horizon, you stick with an aggressive asset allocation of 70% or more in equities. Now it’s time to re...

DR 186: How big of a down payment should you make on your next home? from 2015-08-04T18:26:25

Not everybody has the luxury to make a down payment of a home of more than 20%. But if you do, how do you decide just how big of a down payment to make? That’s the question we received recently ...

DR 185: Applying Getting Things Done to your Finances from 2015-07-18T17:57:14

Recently I read the 2015 edition of David Allen’s widely popular book, Getting Things Done—The Art of Stress-Free Productivity. The previous edition was an eye-opener for me, although to be hone...

DR 184: Is this the best retirement planner? from 2015-07-05T20:08:52

Personal Capital first introduced what is by far the best financial dashboard I’ve used. It’s a free online tool that tracks everything from your bank accounts to your investments. It comes with...

DR 183: How One Man Travels The World for Free from 2015-07-02T20:59:31

I’m of two minds when it comes to the world of free travel. On the one hand we can travel for free if we have the miles or points. And free is hard to beat. On the other hand, it takes a lot of ...

DR 182: The Asset Class Swap from 2015-06-24T10:30:28

In this podcast, we look at how you can increase your returns without increasing the overall risk to your portfolio. I call it the asset class swap, and it’s incredibly easy to do. Here’s how it...

DR 181: Calculating the Value of a 401k from 2015-06-22T10:26:05

A reader named Jen recently sent me an email about 401k retirement accounts. James Altucher, a former hedge fund manager, had posted a video on Business Insider on why you shouldn’t invest in a ...

DR 180: What if? from 2015-06-15T20:06:02

My brother and I were playing chess they other day. He had a winning move that we both missed. After the game we found it, and why we both missed is the inspiration for this article. The move we...

DR 179: A Free Investment Tracking Spreadsheet from 2015-05-23T19:17:01

There are a lot of tools out there to track your investments. One of my favorites is Personal Capital. It offers a free online financial dashboard that automatically tracks your investments and ...

DR 178: How Advisors Kill Your Retirement Like the Walking Dead from 2015-05-21T14:25:08

Several friends have recently contacted me about their retirement accounts. They are planning to retire and want to rollover their 401k to an IRA. So far, so good. While they managed their 401k ...

DR 177: Interview with Green Dot CEO, Steve Streit from 2015-05-19T19:40:44

A listener to the Dough Roller Money Podcast recently emailed me about online security. He wanted to know whether our online financial lives—think banking, investing, credit cards, and the like—...

DR 176: How One Mom Created a 5-Figure eBay Business in Her Spare Time from 2015-05-14T15:30:25

Over the last decade, motivated individuals have invented plenty of creative ways to make money on the internet. One of the most popular strategies involves the online auction site, eBay. All ov...

DR 175: A Simple Trick to Boost Your Investment Returns from 2015-05-07T22:22:42

Imagine if you could increase your investment returns without increasing your risk? Now imagine you can do this with very little effort – and at no cost. I know, it sounds like the start of a la...

DR 174: 8 Ways to Avoid Emotional Investing from 2015-05-02T18:18:32

Investing is an emotional experience. With so much at stake, it can be an emotional roller coaster to watch the stock market gyrate from day to day. The topic of emotional investing came up in a...

DR 173: How to Cancel a Credit Card Without Crushing Your FICO Score from 2015-04-25T13:52:45

A listener to the Dough Roller Money Podcast recently sent in a question about credit scores. He wanted to know how canceling a credit card can affect a person’s credit score. The question comes...

DR 172: The Surprising Lifetime Cost of Car Ownership from 2015-04-22T16:20:19

Have you ever tallied up what it costs to own a car? I don’t mean on a year-to-year basis, but the total cost of owning a car over a lifetime? According to the American Automobile Association (A...

DR 171: How to Retire at 40 – Interview With Chris of Eat the Financial Elephant from 2015-04-14T02:20:20

Since launching the podcast in 2013, I’ve had the chance to interview folks about early retirement. It started with Mr. Money Mustache, who retired at the ripe old age of 30. Then we had Todd Tr...

10 Last Minute Tax Tips From Jackson Hewitt from 2015-04-08T15:59:54

With April 15th just around the corner, I jumped at the chance to talk with Mark Steber, the Chief Tax Officer with Jackson Hewitt. Jackson Hewitt is one of the largest tax preparation services ...

How Thinking Long Term Can Help You Manage Your Money from 2015-03-31T19:27:31

This past weekend I spent several hours going through long forgotten papers. Like an old friend I haven’t spoke to in years, the paperwork brought back memories. The papers relating to finances ...

5 Reasons Never to Pay Off a Mortgage Early (and 1 Reason You Must) from 2015-03-27T14:02:11

Whether to pay off a mortgage early is an important decision. For some it’s a question of whether to allocate some extra cash each month to the mortgage. For others it’s a question of whether to...

DR 167: Interview with Josh Peters of Morningstar from 2015-03-14T14:20:34

Josh Peters is director of Equity Income Strategy for Morningstar, and has been for over 10 years. He is also the writer and editor of Morningstar DividendInvestor, the newsletter that is built ...

DR 166: How a Husband and Father of 3 Retired at Age . . . 33 from 2015-03-07T13:31:09

Imagine retiring at the age of 33, after just 10 years in the workforce. A fantasy you think? Hardly. I interviewed Justin, founder and owner of the blog RootOfGood.com, where he discusses the f...

DR 165: Financial Freedom Calculator - How Much Should You Save? from 2015-03-02T01:59:28

How much should you be saving? It’s a question that we ask a lot, and there are a number of rules of thumb. One answer is based on the 50/20/30 budgeting system. Popularized by Senator Elizabeth...

DR 164: Risk Parity Portfolio Construction with Dar Sandler from 2015-02-26T12:57:12

In his book, Money–Master the Game: 7 Simple Steps to Financial Freedom, Tony Robbins describes what he calls an All Weather Portfolio. It’s very heavy in bonds, commodities, and gold, which mak...

DR 163: The David Swensen Unconventional Success Portfolio from 2015-02-23T02:03:09

Davd Swensen manages more than $20 billion in assets as the Chief Investment Officer of the Yale endowment fund. Several years ago he distilled his investment knowledge and experience into a boo...

How Long Does it Take to Become a Millionaire? from 2015-02-15T22:32:45

This could be the million dollar question itself, since it’s something that so many people want to know. And actually, at least mathematically, it’s a question that has an easy answer. It just d...

529 Plan vs. Roth IRA—How to save for college from 2015-02-04T01:00:51

What’s the best way to save for a child’s education? We compare three options–a 529 Plan, a Roth IRA, and a taxable account. Is it better to save for a child’s college education with a 529 plan ...

The Cheapest Tax Software of 2016–TurboTax vs TaxAct vs H&R Block from 2015-01-28T01:00:34

There are three major tax preparation software packages on the market that most do-it-yourself tax preparers will use – TurboTax, TaxACT and H&R Block. Comparing these three options to find the ...

How to Use the Debt Avalanche with Variable Rate Loans from 2015-01-27T01:00:36

In what order should you pay down your debts? For those working hard to get out of debt, it’s an important question. Often we focus on either the amount of our debt or the interest rates. But wh...

How to Make the Best of a Bad 401(k) from 2015-01-26T01:00:59

Investing in a 401(k) plan at work can be a lot like eating at a cheap buffet. There are a lot of options, but they’re all bad. For those trying hard to keep investing costs down and to invest w...

Was Your Portfolio Designed by Rube Goldberg? from 2015-01-23T01:00:05

When you look at your investment portfolio, does Rube Goldberg come to mind? Goldberg was a Pulitzer Price winning cartoonist famous for drawing complicated contraptions designed to perform a si...

How to Limit Taxes from Mutual Funds and ETFs–An Interview with James Rowley of Vanguard from 2015-01-22T01:00:45

The tax implications of mutual funds and ETFs can make the tax code look simple. Unlike investing in individual stocks, mutual funds can generate capital gains even when you haven’t sold any sha...

List of Credit Cards that Offer Signup Bonuses from 2015-01-21T01:00:37

Credit Card signup bonuses offer significant benefits.  Many cards offer bonus miles or points worth $400 or more in statement credit.  Other cards simply offer bonus cash or free airline ticket...

Interview With Herbert Moore of WiseBanyan from 2015-01-20T10:35:26

Imagine that could use an online tool that could help you choose the asset allocation for your investments, whether in an IRA or a taxable account, reinvest all of your dividends, rebalance your...

A Guide to Tax Loss Harvesting&Robo Advisors from 2015-01-19T01:53:15

Tax loss harvesting is one of the few free lunches in the world of investing. With a little planning, you can reduce or even eliminate your capital gains in any given year. In some cases, you ma...

7 Ways to Harness the Power of Habit from 2015-01-16T02:22:21

So much of our lives are lived on autopilot. We go about each day pretty much the same way we lived the previous day, and likely how will live tomorrow. From our morning routine to our drive to ...

Betterment vs. Wealthfront from 2015-01-15T01:00:12

Two of the biggest robo advisors are Betterment and WealthFront.  At first glance they may appear to be virtually identical.  Both create diversified portfolios with similar low cost ETFs.  Both...

Are 401(k) and IRAs a Fraud? from 2015-01-14T01:00:05

There’s been a steady rise in “victim mentality” propaganda.  We hear it a lot from certain politicians who want to convince us that the “system” is rigged or that “income inequality” keeps us f...

8 Budgeting Moves to Make for 2015 from 2015-01-13T01:00:27

With the start of the new year, January is the perfect time to evaluate your finances.  I did this recently, focusing on budgeting. I used to hate budgeting, but now I have a different view of i...

How to Automate Your 401k–An Interview with Blooom Founder Chris Costello from 2015-01-12T13:25:26

The wave of robo-advisors (e.g., Betterment, WealthFront, Personal Capital) have one thing in common–they can’t manage your 401(k) investments. Today I have the opportunity to interview Chris Co...

DR 147: 10 Ways to Invest $10,000 from 2015-01-09T03:22:39

A few weeks ago in the Dough Roller weekly newsletter I asked the following question: “What would you do if you came into $10,000?” I received a lot of answers.  What surprised me about the resp...

DR 146: The Power of Daily Goals (and 15 ideas to get you started) from 2015-01-08T14:03:59

How can thinking small help you accomplish big things? Why do most new year’s resolutions fail? And how can you baby step your way to a better 2015? I’ve been spending some time thinking of ways...

DR 145: 6 Keys to Successful Investing from 2015-01-07T01:00:02

Investors today must make countless decisions. We have to decide on the type of account to open, where to open it, an asset allocation plan, specific investments, mutual funds vs. ETFs, and the ...

DR 144: 6 Keys to Setting Financial Priorities from 2015-01-06T13:59:35

Choosing between competing financial priorities is one of the hardest things to do in all of personal finance. Over the years I’ve received countless email from readers asking variations of the ...

DR 143: Should You Max Out Your 401k Early in the Year? from 2015-01-05T01:00:06

It’s common financial advice to max out a 401k. Putting as much away in a tax advantaged account as possible is just smart financial planning. There is of course a limit to how much we can contr...

DR 142–How to Track All 3 of Your Credit Scores from 2015-01-02T01:00:20

Your credit scores are never more important than when you are about to buy a home. That pesky 3-digit number can lower or raise your interest payments by tens of thousands of dollars over the li...

DR 141-6 Reasons to Pay Cash for a Car (and how to actually do it) from 2015-01-01T01:00:38

Financing a car is almost an automatic step. With the cost of the average car in the neighborhood of $32,000, very few people pay cash for a car. Yet this is just one of many times we shouldn’t ...

DR 140: The Best of 2014 from 2014-12-27T15:39:47

It’s instructive and even inspiring to look back over the last year to see how you’ve lived. Reflecting on the good times and bad help us learn, grow and improve. So I was grateful to receive th...

DR 139: 3% Mortgages Are Back – Is This a Good Thing? from 2014-12-17T21:25:23

The 3% mortgage is back. After years of turmoil in the housing market and recriminations on whose to blame, the low down payment mortgage has surfaced again. The 3% mortgage will mean more flexi...

DR 138: Interview with WealthFront CEO, Adam Nash from 2014-12-16T15:35:49

Wealthfront is the largest and fastest growing automated investment service, with over $1.6 billion under management. And it all happened in just three years! I had a chance to interview Wealthf...

DR 137: Interview with Todd Tresidder, a Former Hedge Fund Partner Who Retired at 35 from 2014-12-15T12:29:40

When people talk about early retirement, they often mean at 50 or 55 – and sometimes as early as 45. But today’s podcast interview is with Todd Tresidder, a fascinating guy who managed to get ou...

DR 136: 5 Reasons Robo Advisors are Worth the Cost from 2014-12-12T13:21:55

As robo advisers grow in assets under management, more people are beginning to ask if using one is the right strategy. My last podcast on robo-advisors brought this email from a reader named Ste...

DR 135: How a Single Mom of Three is Achieving Financial Freedom–Interview with Christa Miller from 2014-12-08T13:47:43

Imagine going to college while raising a young child. Imaging graduating from school with more than $200,000 in student loans. Imagine starting a new career as a single mom raising three childre...

DR 134: How to pick a small business credit card from 2014-12-04T11:00:21

Since starting my small business in 2007, I’ve used a business card for several reasons. My business credit card easily separates personal expenses and business expenses. I use GoDaddy’s online ...

DR 133: Inbox Zero–A Simple Strategy to Conquer Your E-mail from 2014-12-03T15:31:43

Email is a real pain. Most of us have multiple email accounts. The inbox can easily pile up with junk, often resulting in important email getting lost or forgotten. For many, inbox zero is nothi...

DR 132: Robo Advisors–The Pros and Cons from 2014-11-27T00:40:10

The first so called Robo Advisor I recall is Betterment. Several years ago I met its founder, Jon Stein, and recently interviewed him for the podcast. Since then I’ve used or evaluated Motif Inv...

DR 131: Retirement Plan Options for Small Businesses–An Interview with Fidelity’s Brian Hogan from 2014-11-24T15:19:24

One of the biggest surprises for me as a blogger was the retirement plan options available to a small business owner. While a 401k maximum contribution is $17,500 (as of 2014) and an IRA is $5,5...

DR 130: The #1 Way to Save Money Is . . . from 2014-11-22T18:03:34

The many ways to save money are limited only by our imagination. That’s why I asked the readers of the Dough Roller Newsletter their #1 money saving tip. In past weeks they have given some great...

DR 129: 5 Simple Strategies to Stay Productive Working from Home (bet you never thought of #5) from 2014-11-20T13:29:23

I‘ve struggled with productivity for years. Give me a deadline and I can work like a rented mule. Leave me to my own devices, however, and I’m as productive as carefree summer day at the beach. ...

DR 128: What All Kids Should Know About Saving&Investing–An Interview with Author Rob Pivnick from 2014-11-18T18:28:26

With a son and daughter now grown, I often wonder how well I prepared them to handle finances. While they are both now in their early 20’s, the truth is that their financial education is far fro...

DR 127: iQuantifi–Interview with its Founder Tom White from 2014-11-17T14:05:07

Robo-advisors are all the rage today. These online tools help automate investing, from picking an asset allocation plan to buying the mutual funds or ETFs to rebalancing. What they don’t do, how...

DR 126: Most Popular Personal Finance Books from 2014-11-15T17:50:31

In last week’s newsletter I asked the following question: What is your favorite book about money. Some of the responses listed popular books. Some mentioned books that were new to me. Each of th...

DR 125: A Podcast Listener Interviews . . . Me from 2014-11-12T16:33:35

It was bound to happen sooner or later. It started with an innocent email from a listener of the Dough Roller Money Podcast. They asked if I would dedicate a show to talking about . . . me. For ...

DR 124: Where Do People Keep Their Emergency Fund? from 2014-11-07T13:52:37

Where do people stash their cash for emergencies? That’s the question I asked more than 18,000 subscribers to the weekly Dough Roller newsletter. The common wisdom is to keep emergency funds in ...

DR 123: Interview with Joshua Sheats, CFP, of Radical Personal Finance from 2014-11-06T18:59:26

I met Joshua Sheats earlier this year at a blogger conference. In the span of 30 minutes we talked about everything from budgeting to investing to careers to podcasting. A certified financial pl...

DR 122: Good Debt vs. Bad Debt from 2014-11-04T01:00:52

A lot has been written about good debt vs bad debt. As the names suggest, the idea is to avoid bad debt and embrace, at least to a point, good debt. But what do these terms really mean, and how ...

DR 121: Which Retirement Accounts Should You Withdraw From First? from 2014-11-01T02:56:55

Imagine you’ve worked hard and saved for retirement. You have assets in taxable accounts, traditional retirement accounts, and Roth retirement accounts. When you retire, which accounts should yo...

DR 120: Should You Save for Retirement or a Home? from 2014-10-29T14:11:07

Prioritizing financial goals is one of the hardest things to do.  And it comes into play in so many different ways. How much would you save for an emergency fund while you’re paying off all your...

DR 119: Advanced Social Security Benefits Strategies–Interview with Marc Kiner from 2014-10-22T23:18:56

One of the most important and confusing decisions retirees must make is how and when to claim social security benefits. There are countless things to consider including age to start taking benef...

DR 118: 9 Actionable Tips to Help You Stick to Your Investment Plan from 2014-10-20T13:52:09

It’s advice we hear time and again–stick to your asset allocation plan. Whether the stock market is reaching new highs are new lows, don’t change your investments apart from rebalancing. It’s th...

DR 117: Cheapest Place to Buy a iPhone 6 from 2014-10-16T17:55:13

The release of the iPhone 6 and iPhone 6 Plus raises an important question–is the iPhone 6 worth the cost? While nobody can answer that question for you, I decided to pull together as much infor...

DR 116: Dividend Investing (Part 3)–Dividend Growth from 2014-10-12T14:55:42

This is the third article in an ongoing series on dividend investing. In part 1 we started with an introduction to dividends. In part 2 we examined how dividends work in conjunction with mutual ...

DR 115: How to Prepare Your Spouse to Invest When You Are Gone from 2014-10-11T13:32:03

In many families, one spouse handles the investments. As for the other spouse, he or she often has little interest in understanding mutual funds, ETFs, asset allocation, or retirement accounts. ...

DR 114: 3 Tools to Track Your Net Worth from 2014-10-08T16:08:12

Tracking your net worth is an essential step to managing your finances. In a single number your net worth can measure your financial progress, whether you are climbing out of debt, building an i...

DR 113: How to Invest in a 529 Plan from 2014-10-03T12:08:04

How should you invest money in a 529 plan? These college savings plans present some unique investing challenges. On the one hand you want the money to grow to at least keep up with the rising co...

DR 112: 7 Things that Cause Your Credit Score to Fluctuate from Month-to-Month from 2014-10-01T18:24:33

Have you ever paid off a debt only to find that it caused your credit score to drop? That’s exactly what happened to Lakisher, a listener who graciously sent me the following email: “I have a qu...

DR 111: What Should You Do With Your 401k When You Leave Your Job from 2014-09-29T16:08:31

What should you do with your 401k or 403b when you leave your job? This is a question that confronts more and more people. According to the Department of Labor young Baby Boomers held on average...

DR 110: The Complete Guide to Cash Back Credit Cards from 2014-09-26T00:00:46

Recently two readers emailed me about cash back credit cards. Their questions prompted me to put this guide together to help readers better understand, compare, and choose a cash rewards credit ...

DR 109: The 5-Year Rule on Roth IRA Conversions from 2014-09-25T00:52:46

The 5-year rule on Roth IRA distributions comes in two flavors. The first applies to earnings from Roth IRA contributions. We covered the rule in Podcast 105. The second aspect of the rule appli...

DR 108: Should You Pay Off Your Mortgage or Invest for Retirement? from 2014-09-23T04:49:58

Imagine you’ve just inherited some money. The amount just happens to match the outstanding balance on your mortgage. Now you have a decision. Do you pay off the mortgage or invest the money for ...

DR 107: Monthly Investment Update–September 2014 from 2014-09-20T16:33:06

It’s time for our monthly investment portfolio update. In each update I run through the tools I use and the results of my investments. I show you the good and the bad. We’ll even cover some mist...

DR 106: 8 Black Belt Budgeting Tips from 2014-09-13T13:54:05

It’s not an overstatement to say that budgeting is the foundation upon which all lasting wealth is built. That’s true whether you make $40,000 a year as a teacher or $40 million a year as an ent...

DR 105: The 5-Year Roth IRA Rule for Contributions (breaking the rule is costly) from 2014-09-09T14:30:24

The Roth IRA was established by the Taxpayer Relief Act of 1997 and named after its chief legislative sponsor, Senator William Roth of Delaware. The Roth IRA enables individuals with earned inco...

DR 104: Rags to Riches and Back Again–Interview with Million Bucks by 30 Author Alan Corey from 2014-09-06T15:19:38

Is it possible to build $1 million in net worth in 10 years starting from scratch? In today’s interview with Alan Corey, author of A Million Bucks By 30, we’ll learn exactly how one man did it. ...

DR 103: The Small Business 401k–Interview with CEO Chad Parks of The Online 401(k) from 2014-09-05T13:03:24

If you’re a small business owner – whether you have employees or not – the thought of setting up a retirement plan can be overwhelming. 401ks and even SEP-IRAs are swimming in rules and regulati...

DR 102: 4 Times Recharacterizing an IRA Conversion or Contribution Can Save Your Bacon (Literally) from 2014-09-03T12:24:56

One of the best retirement savings tools is often overlooked. The tool can save you thousands of dollars in taxes and sleepless nights if you made a mistake with your IRA. And yet according to a...

DR 101: Should You Use an HSA for Retirement Savings from 2014-08-28T13:01:05

Should you use a Health Savings Account (HSA) to save for retirement? That’s the question a listener to the Dough Roller Money Podcast asked recently. Here’s Mike’s email: Hi Rob, I have a quest...

DR 100: 100 Ways to Improve Your Finances (Most in Under 10 Minutes) from 2014-08-22T03:08

To commemorate the 100th episode of the Dough Roller podcast, I pulled together 100 ways to improve your finances. Let’s get started. 1. Balance your checkbook: Balancing a checkbook helps you f...

DR 099: 5 Gotchas with Commissioned Based Brokers from 2014-08-16T14:22:51

A reader we’ll call Frank recently emailed me about his advisor (we covered part of his email about dividends here). She had placed him in A shares of American Fund mutual funds. This told me he...

DR 098: Dividend Investing (Part 2): Mutual Funds and Dividends from 2014-08-12T19:44:53

We began our series on dividend investing by examining the ins and outs of dividends. Today we continue the series by looking at how dividends work with mutual funds and whether the yield on a f...

DR 097: 3 Key Changes Just Made to the FICO Credit Scoring Formula from 2014-08-11T01:39:31

The Fair Isaac Corp., better known as FICO, has introduced three major changes to its secret credit scoring formula. The changes relate to items referred to collections, medical debt, and consum...

DR 096: Dividend Investing (Part 1)–What are Stock Dividends? from 2014-08-04T17:02:20

One of my favorite aspects of investing is receiving a dividend payment. Each month I look to see how much I earned in dividends, and I track this amount yearly. In fact, dividends play a signif...

DR 095: 5 Places To Keep Your Down Payment When Saving to Buy a Home from 2014-07-31T16:00:17

Photo: Phil Romans Saving to buy a home is both exciting and overwhelming. When my wife and I were saving to buy our first home, I thought we’d never have enough for the down payment. But someho...

DR 094: 22 of the Best Tools to Manage Your Money (most are totally FREE) from 2014-07-29T13:00:29

Most of us use a lot of tools to manage our money, budget, investments, and so forth. So I thought I’d pull together a list of the tools I use nearly every day. Hopefully you’ll find some option...

DR 093: 401(k)s vs. IRAs: What are the Pros and Cons? from 2014-07-25T21:43:30

In the world of tax-advantaged retirement savings accounts, there are plenty of options. But the two most commonly-used options are the 401(k) and the IRA. Both come in traditional (save taxes o...

DR 092: How One Doctor is Learning to Invest Like a Pro from 2014-07-24T13:20:25

It all started with a simple question about dividends and mutual fund fees. A listener to the podcast named Stephanie wanted to know if a fund’s returns were after fees and dividends. (They are....

DR 091: Don’t Make the Same $100,000 Retirement Mistake I Just Made from 2014-07-23T14:00:50

If you have self-employed income in addition to your regular job, can you contribute to a SEP IRA even if you have a 401k at work? This question hit home for me a few years ago due to the income...

DR 090: Roth vs. Traditional IRA or 401k: The Math Behind This Important Decision from 2014-07-22T11:44:50

It’s without a doubt the most frequent question I receive from readers of this blog. People want to know whether they should put their retirement savings in a Roth vs traditional IRA or 401k. I’...

DR 089: 12 Keys to Making Smart Financial Decisions (#7 is a Doozy) from 2014-07-16T21:54:20

We face countless personal finance decisions every day. They range from the seemingly trivial (should we go out for dinner) to the more impactful (how much should we spend on a home). Yet each o...

DR 088: 3 Key Ratios to Evaluate Real Estate Investments (#1 is All You Really Need) from 2014-07-14T17:10:05

Recently a number of listeners to the podcast have asked about evaluating real estate investments. They want to know how much rent they would need to charge for a specific property to make it a ...

DR 087: How Natalie Graduated Debt-Free, Paid Cash for a Car, and Bought a Home (She’s Only 24!) from 2014-07-11T14:58:45

You’ve probably heard a lot of stories recently about new graduates with mountains of student loan debt. It’s not uncommon to hear of students with $100,000+ in school loans. Today I wanted to s...

DR 086: How to Spy on Your Own Investment Portfolio from 2014-07-10T13:21:21

Recently I’ve started receiving the Morningstar Portfolio Monitor. It’s a monthly pdf that Morningstar puts together for premium members who track their portfolio using Morningstar’s Portfolio M...

DR 085: How Your Budget and Net Worth Statements Work Together to Build Wealth from 2014-07-09T19:00:29

Many people keep some form of a budget. We use our favorite budgeting tool, YNAB. Others use a spreadsheet or pen and paper. Whatever the approach, a budget helps you understand your income and ...

DR 084: Where To Invest When You’ve Maxed Out Contributions To Retirement Accounts from 2014-07-07T16:00:26

It’s a good problem to have. You’ve maxed out your 401k and IRA contributions for the year and you still have some more cash to invest. What are your options? That’s the situation a reader named...

DR 083: How to Blog for a Living – An Interview with Bob Lotich of ChristianPF from 2014-07-03T11:50:49

Have you ever wondered how professional bloggers get started and make a living? Blogs don’t just spring up overnight. They take months – even years – of hard work. But the work can be well worth...

DR 082: How Much Should You Be Saving for Retirement? from 2014-07-01T16:25:56

Exactly how much should you be saving for retirement? It seems that everybody has an opinion on this deceptively simple question. Actually, it is simple to answer, so long as you understand the ...

DR 081: Take Control of Your Student Loans with Student Loan Hero (An Interview) from 2014-06-27T12:37:01

Do you have student loans? Do you know someone who does? If you answered “yes,” then check out this interview with Andrew Josuweit, one of the founders of Student Loan Hero. It’s an excellent to...

DR 080: How to Build Credit When You Are Just Starting Out (the Smart Way) from 2014-06-23T17:03:39

It’s official. Credit scores are the most confusing aspect of personal finance. The FICO formula remains largely a mystery. And don’t get me started on the multiple versions of credit scores out...

DR 079: HUD Homes–Saving Big Money with HUD Foreclosures from 2014-06-21T16:00:19

If you are in the market to buy your first or next home, a HUD home could potentially save you tens of thousands of dollars on the purchase price. While buying a HUD Home can save you a lot of m...

DR 078: Are Low Cost Investment Advisors a Myth? [Interview with Mitch Tuchman of Rebalance IRA] from 2014-06-18T14:01:12

As regular readers know, I’m a big believer in DIY investing. One of my goals for this site, my free weekly newsletter, and the podcast, is to arm investors with the information they need to inv...

DR 077: Teamwork for Your Budget – An Interview with Listeners Kate and Trevor from 2014-06-16T12:50:21

One of the great things about producing a podcast are the emails I receive from listeners. Recently a listener named Kate emailed me about the 50-20-30 budget. One thing led to another, and now ...

DR 076: Is a Home a Good Investment? The Numbers Will Surprise You from 2014-06-14T18:15:36

It’s a hotly debated question. Is it better to buy or rent? We covered this question in detail in Podcast 59. Many argue that buying is best because on average homeowners have a higher net worth...

DR 075: The Reality of Dave Ramsey’s 12% ‘Reality’ (and why it really matters) from 2014-06-09T09:00:41

Recently I reviewed what Dave Ramsey calls his Endorsed Local Providers (ELPs). As I was doing research for that review I learned of Dave’s view that historically the S&P 500 has returned 12%. I...

DR 074: My Real Life ‘Rich Dad, Poor Dad’ from 2014-06-07T10:00:24

Many have said that Robert Kiyosaki’s ‘Rich Dad, Poor Dad’ book is a piece of fiction. Apparently, he never had a rich dad and a poor dad as described in his book, or at least that’s what many b...

DR 073: Annuities 101–Interview with Tim Holmes of Vanguard from 2014-06-06T18:14:23

Next to the tax code, differential equations, and why Gilligan and the other castaways could never get off the island, annuities are really difficult to grasp. Frankly, any time you mix insuranc...

DR 072: What Credit Score do You Need to Buy a Home? from 2014-06-02T15:00:26

When it comes to mortgages and credit scores, there are two really important questions to ask: What credit score do I need to qualify for a mortgage? What credit score do I need to get the lowes...

DR 071: Dollar-Cost Averaging Versus Lump Sum Investing–Which is Best? from 2014-05-30T11:00:38

I‘ve always been suspicious of dollar-cost averaging. With DCA, rather than investing the cash you have all at once, you invest chunks of it over time. For example, you might invest $12,000 over...

DR 070: Investing Made Easy – An Interview with Betterment Founder Jon Stein from 2014-05-28T11:29:08

Several years ago I met Betterment’s founder and CEO, Jon Stein. At the time, Betterment was just getting started, and we had a chance to talk about what Betterment offered investors. Since then...

DR 069: Are Dave Ramsey’s Investing ELPs Good for Your Wealth? from 2014-05-26T12:58:04

Dave Ramsey may have helped you climb out of debt, but should you now follow his investing advice? His views on investing have come under fire lately. From his claim that stocks return 12% annua...

DR 068: The 50-20-30 Budget from 2014-05-23T12:39:48

How can the numbers 50, 20, and 30 help you manage your finances? Today, we’re going to talk about the 50-20-30 rule of budgeting. A company called LearnVest popularized this rule of budgeting r...

DR 066: How to Refinance Your Student Loans – Interview with Dan Macklin of SoFi from 2014-05-19T12:35:53

We’ve been getting lots of reader questions recently on student loans – what to do with them, how to pay them off, and whether or not to consolidate them. Luckily, I was recently contacted by a ...

DR 065: How to Pass Your Digital Assets to Your Loved Ones When You Die from 2014-05-16T12:31:39

What happens to your Facebook account if you die? And would your relatives be able to access your online bank accounts, should the worst happen? What tools can you use to manage all the login cr...

DR 064: How to Manage Your Money Like a CFO–Interview with JD Roth from 2014-05-12T11:22:54

What can we learn from a man who has blogged about personal finances for over 8 years? Quite a lot as it turns out. JD Roth has much to say on how to make better financial choices, and about wha...

DR 063: The Four Hidden Fees of Mutual Funds (This Could Save You 33%!) from 2014-05-09T10:01:02

I recently read an article by John Bogle, the founder of Vanguard. The article, The Arithmetic of “All-In” Investment Expenses, is a very detailed piece about investing costs over and above what...

DR 062: 3 Questions to Ask Before You Hire a Financial Advisor from 2014-05-07T15:16:18

I‘ve received several emails recently about the topic of hiring an investment advisor. This is a very important question, and I suspect many wrestleg with this issue. Whether you’re just startin...

DR 061: 6 Ways to Harness the Power of Hedonic Adaptation from 2014-05-06T11:20:33

Why does the excitement of a pay raise wear off in just a few months? Why does the “shine” of your new gadget or gorgeous new home wear off so quickly? The answer is hedonic adaptation. Some peo...

DR 060: The Basics of Dividends, Stock Splits, and Buybacks from 2014-05-02T11:47:13

What are dividends, buybacks, and stock splits? Are they good or bad for investors. These things have a big impact on investors, but many investors don’t really understand them. So we’re going t...

DR 059: Should You Rent a Home or Buy One? from 2014-05-01T03:19:05

Is renting or buying a home better? How do you determine which is right for you? Is there a basic rule of thumb you can use to make this decision? A reader named Joe recently wrote in asking if ...

DR 058: 6 Reasons Gold is a Terrible Investment from 2014-04-29T11:34:09

A reader named Aaron sent me an email recently asking about gold and silver. He wanted to know if they should be a part of a diversified portfolio. He writes: Hi, Rob. I enjoy reading your tips,...

DR 057: 9 Things to Know About the myRA from 2014-04-23T17:07:04

In the most recent State of the Union Address, President Obama unveiled the myRA – My Retirement Account. Another retirement savings option? Yes. In addition to 401k, 403b, IRA, Roth IRA and a h...

DR 056: 7 Ways to Budget Like a Zen Master from 2014-04-21T12:33:03

How can you budget like a Zen master without tracking every dime you spend? How do you budget for those oddball expenses that pop up from time to time? As someone who goes in budgeting spurts, I...

DR 055: Beverly Harzog: How She Paid Off $20,000 of Credit Card Debt in 2 Years from 2014-04-18T12:14:44

A great success story can be very motivating. And that’s exactly what Beverly Harzog brings us in today’s podcast. Beverly describes how she sunk into $20,000 of credit card debt, maxing out all...

DR 054: Motif Investing: Interview with Tuhin Ghosh, Vice President of Investment Products from 2014-04-16T08:00:30

A number of new ways to make investing easier have launched over the past few years. One is Motif Investing, which I reviewed some time ago. It’s a fascinating way to approach investing, combini...

DR 053: Should You Lease or Buy a Car? from 2014-04-14T19:15:31

Recently, a reader named John wrote in asking about leasing vs. buying a car. Here is John’s question: I was wondering what your input is in regard to buying vehicles? For example, I’m in the pr...

DR 052: A Step-by-Step Guide to Rebalancing Your Investments from 2014-04-11T12:54:22

In the last podcast, we talked about why rebalancing your investment portfolio is important and how to create a rebalancing plan. Today we are going to walk through step-by-step how to actually ...

DR 051: Rebalancing–How to Create a Plan to Easily Rebalance Your Investments from 2014-04-09T13:03:35

Rebalancing your investment portfolio is an important part of managing your money. Having carefully selected your asset allocation, rebalancing ensures that your investments stay in line with th...

DR 050: How to Prepare as You Near Retirement [Interview with Author Emily Birken] from 2014-04-04T08:00:14

Are you ready to retire? Have you done all of the things you should have in the few years leading up to retirement? These are the questions our guest today has answered in her comprehensive book...

DR 049: How Much of Your Retirement Nest Egg Should You Invest in Stocks? from 2014-04-02T11:08:07

In the 31-Day Money Challenge, we covered the basics of asset allocation. Today we are going to focus more specifically on how much to invest in stocks and how much in bonds. The stock/bond allo...

DR 048: How to Deal with Your Debt–An Interview with Author Liz Weston from 2014-03-31T09:00:01

The four letter word of personal finance is debt.  Most of us have it; none of us wants it.  I’ve written a lot about how to get out of debt.  Today I’m excited to have Liz Weston, author of Dea...

DR 047: How to Value a Coin Collection from 2014-03-28T13:00:03

I recently started collecting coins. I only have a handful right now: mainly Morgan silver dollars. I tend to just pay $40 or $50 for a nice coin, and I don’t have a particularly valuable collec...

DR 046: 4% Retirement Withdrawal Rule--An Interview with Vanguard's Maria Bruno and Colleen Jaconetti from 2014-03-26T11:47:37

What do retirement planning professionals from Vanguard have to say about retirement topics like the 4% rule? In today’s podcast I interview two investment analysts at Vanguard with over 35 year...

DR 045: How to Diversify Investments When You’re Just Starting to Invest from 2014-03-24T04:23:12

New investors face unique obstacles. There’s the learning curve. Clear that and there’s still the hurdle of having little money to invest (although there are easy solutions to that one). And the...

DR 044: 10 Tips on Using Balance Transfer Credit Cards to Get Out of Debt from 2014-03-20T16:59:55

A reader named Kathleen recently emailed me with a lesson she learned with balance transfer credit cards: Hi Rob, I just rolled over one of my credit cards to another at 0%, which has been very ...

DR 043: How to Compare Mutual Funds in Under 60 Seconds from 2014-03-12T18:20:14

I encountered a big problem when I first started investing. Maybe you’ve encountered it, too. I would read a lot of books on investing. Two of my favorites are Rick Ferri’s All About Asset Alloc...

DR 042: A Complete Guide to Hard and Soft Pull Credit Inquiries from 2014-03-07T19:30:28

The formula thet generates a FICO credit score is made up of several components. Some of these components you would expect to see, such as paying your bills on time. But there is one component t...

DR 041: A Rare Glimpse into Warren Buffett’s Asset Allocation Plan (including the mutual fund he would pick) from 2014-02-25T16:41:48

Excerpts from Warren Buffett’s letter to Berkshire Hathaway investors have been released. In the latest excerpt, Buffett talks about investing in mutual funds, of all things. Specifically, in hi...

DR 040: How Best to Use a Backdoor Roth IRA from 2014-02-21T16:59:28

Even if you exceed the income limits for contribution to a Roth IRA, you may still be able to take advantage of this excellent additional retirement account option. You can work through what’s c...

DR 039: Mutual Funds vs. ETFs–Does it Really Matter? from 2014-02-19T19:00

Following the conclusion of my 31-Day Money Challenge, I’ve had several people email me about the difference between mutual funds and ETFs (exchange traded funds). A quick review of opinions onl...

DR 038: The Dough Roller Podcast Listener Q&A Edition from 2014-01-31T15:00

This is the last day in our 31-Day Money Challenge. Over the past 31 days, I’ve published 31 podcasts, each designed to help you move closer to financial freedom. Yesterday was talked about reti...

DR 037: 5 Steps to a Perfect Retirement Savings Plan from 2014-01-30T17:00

This is the thirtieth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday was all about mortgages. In...

DR 036: 6 Mortgage Tips Every Future Homeowner Should Know from 2014-01-29T23:00

This is the twenty-ninth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at an how one ...

DR 035: How to Start an Online eCommerce Business [Interview with Steve Chou] from 2014-01-28T20:00

This is the twenty-eighth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we interviewed J. Money...

DR 034: How to Earn Money with Side Hustles [A Case Study with J. Money] from 2014-01-27T17:00

This is the twenty-seventh day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we talked about term l...

DR 033: All About Term Life Insurance [Interview with Jeff Rose] from 2014-01-26T15:00

This is the twenty-sixth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at an asset al...

DR 032: Jemstep--an Asset Allocation and Investment Selection Tool from 2014-01-25T20:00

This is the twenty-fifth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we covered how to tell i...

DR 031: How to Tell If You Are on Track to Retire from 2014-01-24T20:00

This is the twenty-fourth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday I interviewed Brandon T...

DR 030: How to Invest in Real Estate [Case Study with Brandon Turner] from 2014-01-23T15:00

This is the twenty-third day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday I shared my own asset al...

DR 029: My Investment Portfolio from 2014-01-22T11:00

This is the twenty-second day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we discussed the import...

DR 028: How and Why to Keep Investing Costs Low from 2014-01-21T11:00

This is the twenty-first day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we interviewed Stig Nybo...

DR 027: How to Become a Retirement Super Saver [Interview with Stig Nybo] from 2014-01-20T11:00

This is the twentieth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at how to pick mu...

DR 026: How to Evaluate and Pick Mutual Funds from 2014-01-19T11:00

This is the nineteenth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we covered how to create a...

DR 025: How to Create an Asset Allocation Plan from 2014-01-18T11:00

This is the eighteenth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday I interviewed author Larry...

DR 024: How to Invest Like Warren Buffett [Interview withLarry Swedroe] from 2014-01-17T11:00:22

This is the seventeenth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at why it’s imp...

DR 023: Why You Should Invest Like a Business Owner from 2014-01-16T11:00

This is the sixteenth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we interviewed Carl Richard...

DR 022: Interview with Carl Richards, Author of The Behavior Gap from 2014-01-15T11:00

This is the fifteenth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at juggling compe...

DR 021: Which Way is Up? from 2014-01-14T11:00

This is the fourteen day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at the debt snowba...

DR 020: The Debt Snowball from 2014-01-13T11:00

This is the thirteenth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we started a 3-Day series ...

DR 019: How to Get Out of Debt from 2014-01-12T11:00

This is the twelfth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we had Maxine Sweet from Expe...

DR 018: Interview with Experian Credit Expert, Maxine Sweet from 2014-01-11T11:00

This is the eleventh day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at credit score ba...

DR 017: Credit Scores 101 from 2014-01-10T11:00

This is the tenth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday I answered reader questions on ...

DR 016: Reader Q&A from 2014-01-09T11:00

This is the ninth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at my 10 favorite mon...

DR 015: 10 Money Management Tools to Build Wealth from 2014-01-08T11:00

This is the eighth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at the 20 ways to sa...

DR 014: 20 Ways to Save Money Without Pain or Sacrifice from 2014-01-07T11:00

This is the seventh day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at the One-N-Done m...

DR 013: The One-N-Done Method of Saving Serious Dough from 2014-01-06T11:00

This is the sixth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we interviewed YNAB-founder Jes...

DR 012: The Four Rules of Budgeting [with Jesse Mecham of YNAB] from 2014-01-05T11:00:43

This is the fifth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we covered 7 tips for effective...

DR 011: 7 Tips for Effective and Stress-free Budgeting from 2014-01-04T11:00:06

This is the fourth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we walked through how to prepa...

DR 010: How and Why to Track Your Net Worth from 2014-01-03T11:00

This is the third day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we looked at how to set financi...

DR 009: How to Set Effective Financial Goals You'll Actually Achieve from 2014-01-02T11:00:29

This is the second day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday we interviewed Jean Chatzky ab...

DR 008: What is Financial Freedom [with Jean Chatzky] from 2014-01-01T11:00:22

This is the first day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. In today’s podcast, we interview Jean Cha...

DR 007: How to Retire at Age 30 [with Mr. Money Mustache] from 2013-12-18T17:00:07

Imagine working hard for all of nine years. And then at the ripe old age of 30, you and your spouse retire to start a family. While it may sound like a fairy tale, that’s exactly what an enginee...

DR 006: How to Make 6-Figures Publishing Books on Amazon [with Mike Piper] from 2013-12-12T01:26:24

Imagine you’re a CPA preparing tax returns for clients. Over the years you hear the same tax questions over and over again. So one day you decide to write a short book answering the most common ...

DR 005: 6 Accelerators to Improve Retirement Preparedness with Fidelity’s John Sweeney from 2013-12-04T13:30:45

Preparing for retirement requires us to make a number of critical judgments. From how much we should be saving to how to invest our savings, these decisions will have a major impact on our abili...

DR 004: Obamacare FAQs with Nate Purpura of eHealth from 2013-11-26T15:10:14

In this 4th episode of the Dough Roller Podcast, I interview Nate Purpura of eHealth. Nate and the folks at eHealth are experts when it comes to Obamacare. Given all of the questions and uncerta...

DR 003: How to Invest for Retirement with Rick Ferri from 2013-11-23T13:17:24

One of the best books on investing is All About Asset Allocation by Rick Ferri. He’s written several great investing books, but AAAA is my favorite. It’s a must read, particularly if you’re just...

DR 002: How to Improve Your FICO Score with Credit Expert Tom Quinn from 2013-11-14T18:11:45

Credit scores and reports are as confusing as they are important. Since 2007 when Dough Roller launched, I’ve fielded hundreds of questions about credit reports and scores. What I’ve learned is ...

DR 001: How to Make the Most of Veterans Benefits from 2013-11-10T21:00:22

On this Veterans Day, I’m happy to announce the launch of the Dough Roller Podcast.  It’s been a long time in the making, and while I don’t have all the kinks worked out, it is off to a good sta...