Podcasts by THE FINANCIAL WELLNESS PODCAST

Episode #602 - Why Setting Goals Will Change Your Financial Life from 2023-01-11T18:31

Every year, Dave likes to talk about setting goals. Not resolutions, but goals. Studies show that as little as 8% of all people keep their resolutions after just 30 days. Goals, however, come fr...

Episode #601 - Resolutions, good or bad? from 2023-01-04T04:48

To start off the 6th season, Dave wants to talk about New Year's Eve resolutions again. Are they good or bad? Is there something better, like goals? If so, how does one go about setting goals? T...

Episode # 526 - Lessons From a Simple Cup of Coffee from 2022-11-29T00:35

The price of a cup of coffee at Starbucks went up again! What financial lessons can be learned from this? Dave discusses several issues including inflationary pressures and product marketing. 

Episode #525 - Student Loan Forgiveness from 2022-09-13T16:14:31

Dave and Nic discuss the government's recent student loan forgiveness program and if this is a positive or negative development. This discussion also moves on to the purpose of a degree as well ...

Episode # 524 - Why Being Intentional Is So Critical to Your Financial Success from 2022-08-24T18:39:13

Dave always says that it is important to be intentional in life. This is especially true when pursuing your financial success. In this rebroadcast from October, 2019, Dave discusses why being in...

Episode #523 - Some Thoughts When Just Starting Off from 2022-07-26T14:03:01

Dave answers an email from a listener who is no longer interested in attending college and is just starting out. You might be surprised at the 11 things Dave says a person might consider at that...

Episode # 522 - Consume Less (Better), Live More from 2022-07-21T05:14:46

Can you live better by consuming less? The answer is YES!

Dave starts by discussing 6 compelling reasons why consuming less can lead to a better live. In fact, he thinks the better concep...

Episode #521 - Dealing With Inflation from 2022-07-01T17:55:30

Inflation is now at an all time high. What can a person do? Dave talks about 7 things to think about to help our listeners deal with inflation.

Episode #520 - Time to Sell your Investments? from 2022-06-27T15:17:32

The market is now down 20%! Is is time to get out?

Dave and Nic, while not providing any specific financial advice, give you some things to think about when deciding what is best for you....

Episode #519 - Should You Take financial Advice from Elon Musk ? from 2022-05-17T04:13:21

Now that he is one of the richest persons on the planet, people have taken to asking him for financial advice. Should you take financial advice from Elon? What are the upsides and downsides to l...

Episode # 518 - Building Wealth, Pt. II from 2022-05-09T15:00:31

In part II of our interview with Ryan Stygar from several years ago, Ryan further discusses his book, The Dividend Hunter. First, Ryan elaborates on the correct wealth-building mindset to invest...

Episode # 517 - Building Wealth, Pt. 1 from 2022-05-02T16:49:24

Almost 2 years ago, Dave welcomed Ryan Stygar to the podcast. Ryan discussed his recent book, The Dividend Hunter, in which he teaches investors the fundamental goals of investing, how to create...

Episode #516 - New Legislation to Create a 4 day Workweek? from 2022-04-25T22:27:07

Will a 4 day work week become the law of the land? Find out about the most recent developments right here.

Episode #515 - What to do With your Tax Refund? from 2022-04-18T22:21:56

It is tax day. Did you file your return? More importantly, are you getting a refund?  Dave gives his thoughts on what to do with your tax refund, especially if you are following his 5 Steps to F...

Episode #514 - Checking in throughout the year from 2022-04-12T03:43:50

Dave talks about the month of April being just the beginning of a new quarter in the year. What should you do to check in with yourelf, and your yearly financial plan, at the end of the first qu...

Episode # 513 - Poor, Poor Starbucks... from 2022-04-05T01:02:40

Dave noticed that so many articles on personal finance seem to pick on  a person's Starbucks habbit and suggest they do without to save money. Dave has some other interesting ideas.

EPISODE #512 - Our most Powerful Podcasts from 2022-03-21T04:48:09

If you are new to TFWP and do not want to listen to every single podcast, listen in. Dave lists the most powerful podcasts that have been aired over the past 5 years. Grab a pen and write these gre...

Episode #511 - This Year’s Berkshire Hathaway letter, a treasure trove of information from 2022-03-14T15:17:58

The new Berkshire Hathaway letter by Warrent Buffet, perhps the greatest value investor of all time, is out. Dave discusses 11 insights from this letter that ultimately can relate to your own Finan...

Episode #510 - Who is Your Financial Daddy ? from 2022-03-07T18:22:22

Who is your financial daddy? That is, who do you go to for financial advice? Nic and Dave talk about the various sources, and persons, who influence you and who you might use for financial advic...

Episode #509 - Are You Wealthy? from 2022-02-28T17:07:09

Are you wealthy? Dave and Nic look at a 2021 Schwab annual survey on what the general public sees as wealth. Then Dave talks about his own definition of wealth. You may be surprised.

Episode # 508 - What the Rich do to Stay Rich from 2022-02-21T17:56:05

If you are getting rich, or are already rich, what are you going to do to stay that way? Dave talks about things that the rich do to stay rich, and how that can relate to your parth to fiancial ...

Episode #507- How Much You Need to be Rich in 23 Countries Around the World from 2022-02-15T15:46:51

Dave and Nic discuss what it takes to be considered wealthy in various countries around the world and how that may fit into a persons financial plan and, ultimately, their financial wellness.

Episode #506 - More on the Great Resignation from 2022-02-08T17:01:06

Dave is facinated by the Great Resignation. Both Dave and Nic spend some more time talking through this developing issue, what it means for the U.S. workforce, and how you an benefit.

Episode #505 - Investing in a Down Market from 2022-02-01T01:57:15

When the Market dips, what 3 things should you consider? Dave talks about how to deal with declines in your portfiolio.

Episode #504 - Can You Get Rich On Only 25 Minutes per Week ? from 2022-01-24T18:01:10

Dave talks about why he thinks a person can achieve financial success in 25 minutes per week and then goes into why he feels TFWP can be that 25 minutes for so many people. A follow up on the Crypt...

Episode# 503 - How Much You Need To Be Rich in 50 Major U.S. Cities from 2022-01-17T18:25:14

What does it take to be considered "rich" in 50 various cities around the U.S. Does it vary by city? Which city is the most expensive? What does it take to be rich in your city? For that matter,...

Episode #502 - More Thoughts on Goals for the New Year from 2022-01-10T19:41:40

This week, Dave and the guys build on what was discussed regarding goals for 2022. Dave discusses how he set up his goals for the year. How are your 2022 goals shaping up?

Episode #501 - Supercharge Your Goals! from 2022-01-03T18:02:39

How did you do achieving your goals last year? Perhaps you need to supercharge them! Dave talks about how goals should rise out of your tombstone statement, how to effectively set these goals, a...

Episode #442 - My Beef With Matt Damon from 2021-12-27T16:00

Dave discusses his beef with Matt Damon, or perhaps more accurately, his beef with the message of Damon's recent commercial for Crypro.com.

Episode 441 - What Do Budgets and Diet Soda Have in Common? from 2021-12-21T17:23:13

Dave and the guys first discover what Nic and Kim Kardashian have in common. No, it is not some hot new fashion or hosting SNL. But you may be surprised to hear what they do have in common. Then...

Episode #440 - Maximizing Your Holiday Experience from 2021-12-14T17:27:15

How is your holiday season progressing? Dave revisits an episode from 2 years ago that discusses how to have a plan to maximize your enjoyment of the holiday season.

Episode #439 - Holiday Spending Revisited from 2021-12-07T04:47:21

Dave revisits holiday spending and an episode from two years ago. How do you spend your money during the holiday season? Listen in to hear some stats, facts, and tips and tricks to save your per...

Episode 438 - Why Are You Doing the Same Old Thing? from 2021-11-30T05:08:27

Dave and Nic talk about why we all tend to the same old thing every year, how to stop doing it, and make plans for a great new year.

Episode #437 - Do You Have an Attitude of Gratitude? from 2021-11-22T16:00

In this classic episode from 3 years ago, Dave talks about why "an Attitude of Gratitude" is important and how it can be so beneficial to someone's  success.

Episode 436 - How would you spend a $100,000 gift? from 2021-11-16T06:19:30

Quick!  If someone gave you $100,000, what would you do with it?

How you just responded to this question may tell you a good deal about some of you values and what is financially importan...

Episode 435 - Debt Consolidation or Negotiation, Which is Best? from 2021-11-08T18:38:41

So you have some debt. Is Debt Consolidation or Debt Negotiation best? Dave talks about both and tells which he prefers. Once you know the difference, and if you ...

Episode 434 - Are you Getting Ready for Next Year from 2021-10-25T15:00

With the arrival of the fall, the new year will soon be upon us. That means it is time to begin evaluating this year and planning for next. What might this process entail? Dave and Nic discuss h...

Episode 433 - Should You Talk About Your Money? Part II from 2021-10-18T15:00

In this second of two episodes, Dave and Nic revisit what you might want to say or not say in different situations and Dave's 12 Tips for Talkin’ About Your Money.  Finally, the...

Episode 432 - Should You Talk About Your Money? Part I from 2021-10-11T15:00

In this information era, people talk about, and post, almost anything. Even worse, it gets sent all over the world in just an instant. In this first of two episodes, Dave and Nic talk about what...

Episode 431 - What is Your Perfect Day? from 2021-09-27T16:26:36

TFWP releases new shows on Monday mornings. We figure it is a good way to get a jump start on the week. But some studies have shown that many fear Mondays, and that the day with the highest rate...

Episode 430 - A Side Hustle Reprise from 2021-09-20T16:17:53

Over 3 years ago, Dave and the guys discussed an emerging concept called a "side hustle". That is, a side gig to generate extra income. Dave really liked the concept as an element leading to fin...

Episode 429 - Career tips for working at home from 2021-09-13T14:24:39

Working from home can be great, but it is easy to get lost, or become invisible, at the home office. Dave discusses ways to stay visible at work and enhance your career path.

Episode 428 - Why Charity Is So Important from 2021-09-07T15:28:11

After four year of discussing methods to save and invest money, Dave talks about why giving some it away is so important.  He believes that philanthropy is the capstone to your financial wellnes...

Episode # 427 - Creating an Education Fund from 2021-08-30T20:39:17

This week, Dave talks about why, how, and when to set up an educational fund; not only for your kids, but for you as well. It only takes some "intentional thinking" and a bit if effort to cover ...

Episode #426 - Should You Buy or Rent? from 2021-08-23T18:55:48

Dave talks about the first of three additional things to consider on the road to Financial Wellness - Housing! Should you rent or buy? What are some things everyone should consider. Is it cheape...

Episode 425 - Three things to consider from 2021-07-26T14:56:53

Almost 4 years ago, Dave described his 5 steps to financial success (Episodes 102 - 110). Since then, the roundtable has revisited these 5 steps several times. But what now? Once you financial h...

Episode 424 - Best of… Fake IRS Calls from 2021-07-19T15:00

In April, 2018, Dave released one of his favorite shows that discussed fake calls from the IRS. He revisits this show again and even plays a fake on the show. They guys also answer emails about ...

Episode 423 - More Side Money from 2021-07-12T14:34:01

"Side money" is the best because it is extra, not part of your monthly spending and savings plan. What would you do with a little extra money every few months? How would this get you closer to y...

Episode 422 - The Great Resignation from 2021-06-28T17:51:53

The Bureau of Labor Statistics reports that 4 million people quit their jobs in April, 2021. Is this a trend? If so, Dave looks at what might be driving this tren...

Episode 421 - What it takes to be financially independent from 2021-06-14T15:00

Dave revisits the concept of "Financial Independence" and some simple ways to get there as part of your path to financial wellness. The guys also discuss yet another email about student loans an...

Episode 420 - Are You Proceeding Accordingly to Plan? from 2021-06-07T15:00

In this mid year episode, Dave asks listeners if they have met about half of their stated financial goals for the year. He also discusses some of his distractions from his goals this past 6 mont...

Episode 419 - Tips for Starting a Business, Part II from 2021-05-24T15:00

In this second installment of a two part episode, Dave discusses 13 things you should consider when starting a business. These are tips based upon 30+ years of experience and you probably won't ...

Episode 418 - Tips for Starting a Business, Part I from 2021-05-17T19:13:20

In this first installment of a two part episode, Dave discusses 13 things you should consider when starting a business. These are tips based upon 30+ years of experience and you probably won't f...

EPISODE 417 - The 5 Biggest Mistakes New Investors Make from 2021-05-10T15:42:50

Are you relatively new investor? A recent study showed that 15% of all new investors started just since 2020. With the influx of new investors, especially those riding the Crypto currency wave, ...

Episode 416 - Following up with our Millennial's Journey Through Coronavirus from 2021-05-03T15:00

About a year ago, in Episode 312, Dave spoke with Amanda, a millennial, who was working her way through the Coronavirus pandemic. Fortunately, she was given some personal finance materials and h...

Episode 415 - The Final Coronavirus Episode from 2021-04-26T15:00

As we have multiple vaccines and it looks like we are getting back to "normal", this will be the final coronavirus episode. Listen in as we discuss what has happened since the coronavirus create...

Episode 414 - Time To Rethink Emergency Fund Amidst COVID-19 from 2021-04-19T15:00

Hey to all you listeners! As you may know, we at TFWP are HUGE proponents for having an emergency fund, especially with what has happened with COVID from 2020-2021. What's an emergency fund, you...

Episode 413 - Student Loans Not Worth It? from 2021-04-12T15:00

Brian Reed is back from vacation and now Nick is on vacation! What's going on?! Anyway, in this episode, Brian and Dave discuss a recent survey on student loans. The survey explains how the Mill...

Episode 413 - Student Loans Not Worth It? from 2021-04-12T15:00

Brian Reed is back from vacation and now Nick is on vacation! What's going on?! Anyway, in this episode, Brian and Dave discuss a recent survey on student loans. The survey explains how the Mill...

Episode 412 - The Richest People in America from 2021-03-29T15:00

18 months ago, we discussed who were the richest people in America. Now, we take a 2020 poll of the richest people in America - adjusted for inflation - who have EVER lived. Let's see how many p...

Episode 411 - Intelligence According to Steve Jobs from 2021-03-22T15:00

How do you view the world. Perhaps it's different than two of the smartest people that have walked this earth, Steve Jobs and Jeff Bezos. Listen in to Dave and Nick discuss how intelligence is g...

Episode 410 - Timeshares AGAIN from 2021-03-16T20:53:33

Episode 409 - Credit Repair from 2021-03-08T16:47:24

As you may know, Dave is not a fan of credit repair. He thinks they are just a tool that tricks you! Plus, if you're following the TFWP podcast, you won't need credit repair. Listen in as The Ro...

Episode 408 - The Student Loan Crisis from 2021-03-01T16:00

Are you in student debt? Do you know how many people are in student debt in the United States; what about people who have greater than $1,000,000 in student loans? Way too much! Listen in to thi...

Episode 407 - As Coronavirus Shrinks, Opportunity Grows from 2021-02-22T16:00

Hey Listeners! Can you believe that it has already been a year since COVID? Well, good news - we have two vaccines out with a 15% inoculation rate! How do we move forward a year later? Listen in...

Episode 406 - Timing The Stock Market from 2021-02-15T16:00

Can you believe what is going on with the stock market? Things have been absolutely crazy, look at our episode 404. In this podcast, The Roundtable discusses how to maneuver around stocks, risk,...

Episode 405 - Saving Money in 2021 from 2021-02-08T16:00

How are you saving money?! Do you have a plan? Well, we at TFWP have a plan, and we discuss it in this episode. Listen in as Dave and Nick tell the listeners how to save money and plan for their...

Episode 404 - What’s Going On With The Stock Market? from 2021-02-01T16:00

Episode 403 - The Joy of a Completely Owned, Quality Product from 2021-01-25T16:00

Have you leased something? Have you financed something? Do you know how joyous you were after you finally made all the payments (maybe YEARS of payments), and no longer have to make payments on ...

Episode 402 - Extreme Goal Setting from 2021-01-18T16:00

Dave hates new year's resolutions. Know why? Three reasons: First, they're not usually made with a lot of advance notice. Second, they're usually not integrated into your overall life plan. Thir...

Episode 401 - Planning for 2021 from 2021-01-11T16:00

Hey Everybody! Welcome to the FOURTH SEASON of TFWP. 2020 was a crazy year, we can all admit, but how are you planning for 2021? Have you even thought about it? Dave quotes his good friend Mark ...

Episode 340 - Holiday Stress from 2020-12-22T01:09:08

How crazy was 2020? How do we get past the unprecedented and craziness? Listen to this episode to see through the negative and get to the positive. Maybe you may even get a positive tip for 2021...

Episode 339 - Holiday Shopping from 2020-12-14T23:53

Hey, TFWP listeners! How is your holiday season going? have you thought about holiday shopping? We have some tips and tricks to help you out with your personal finances this coming holiday seaso...

Episode 338 - The 2020 Review from 2020-12-07T16:00

How was your 2020?! Like many of us, there was no way to plan for this. Did you hit any of your goals? That said, have you reflected on the positive things that happened during the year? Listen ...

Episode 337 - Analyze Your Holiday Spending from 2020-11-30T02:28:29

With the holidays coming up, Dave and TFWP discuss what items people regularly spend on.  How do you spend your money during the holiday season?  Listen in to hear some stats, facts, and tips an...

Episode 336 - Grateful Things in 2020 from 2020-11-23T16:00

As the end of this hectic year is coming to a close, Dave talks about the things for which he is grateful. Though we may think there are not many things to be thankful for during this year, Dave...

Episode 335 - Attitude For Gratitude Revisited from 2020-11-18T00:44:25

Episode 334 - Negotiating Like a Pro from 2020-11-09T16:00

Listen in this week to hear Dave and TFWP give valuable tips on how to negotiate like a professional. Do you have some tips you already have in your arsenal? Send them to Thefinancialwellnesspod...

Episode 333 - 10 Ways to Zoom at Thanksgiving from 2020-11-02T16:00

In the midst of the coronavirus pandemic, everything is upside down. As such, TFWP discusses how to celebrate the upcoming holidays safely, specifically Thanksgiving in this episode. Listen in t...

Episode 332 - 15 Tips to Powerfully Work from Home (Pt. 2) from 2020-10-26T15:00

In this two-part series, Dave, Nick and Brian discuss the evolution of working from home. In this second part of the series, they get through the rest of the valuable tips that every listener ca...

Episode 331 - 15 Tips to Powerfully Work from Home (Pt. 1) from 2020-10-19T15:00

In this two-part series, Dave, Nick and Brian discuss the evolution of working from home. Though the boys do not get through the 15 tips (thanks to laughable banter that is a must-listen), there...

Episode 330 - Is Your Motor Running? from 2020-10-12T19:00

Dave tells his listeners about Seth Godin, a blogger that Dave highly respects. Dave delves into one of Seth's recent blogs, which talks about one's internal motor and who's the one driving it. ...

Episode 329 - Using Parkinson's Law to Make Your Productivity Soar from 2020-09-28T15:00

Although you may be thinking about the typical Parkinson's disease that affect people's cognitive function and physical capability, that is not the Parkinson's we are talking about! Rather, we a...

Episode 328 - The Four Day Workweek from 2020-09-21T16:42:30

Dave, Nick, and Brian discuss a recent article by Harvard Business review and how people may be affected by a four-day workweek. How do you think working a day less and getting paid the same as ...

Episode 327 - Being More Productive from 2020-09-15T17:15:55

Dave and Nick further the TFWP coronavirus edition series with how to be productive during this pandemic. Surprisingly, a recent article states how unproductive people are at work. You will be s...

Episode 326 - Seven Tips for Settling Debt from 2020-09-07T15:00

In this episode, The Roundtable discusses seven tips for settling debt! Whether you are in debt or not, Dave provides advice how to avoid and settle debt if you have found/already found yourself...

Episode 325 - Financial Awareness Day from 2020-08-31T15:00

Did you know there is a financial awareness day? Neither did we! Thus, for this episode, we go into our 5-step plan that allows our listeners to be as successful as they can become. Take a liste...

Episode 324 - What Will Retirement Look Like? from 2020-08-10T18:34:02

Have you thought about retirement? Have you thought about things associated with retirement, such as at what age should I retire, how much money you should have in the bank when I retire, or how...

Episode 323 - 11 Stock Picking Tips from 2020-08-03T15:39:39

Have you thought about investing in stocks? Have you wondered where to invest your money to receive some investment on your return? Tune into this episode to listen to how TFWP likes to invest i...

Episode 322 - The Five Hour Rule from 2020-07-28T00:10:11

Dave talks about a similar feature that many entrepreneurs, including Thomas Edison, Warren Buffet, Jack Ma and Bill Gates, consistently partake--setting aside an hour a day, or five hours a wee...

Episode 321 - Building Wealth w/ Ryan Stygar (Pt. 2) from 2020-07-20T15:00

Dave and Nick welcome back Ryan Stygar back to TFWP! In this episode, Ryan further discusses his book, The Dividend Hunter. First, Ryan elaborates on the correct wealth-building mindset to inves...

Episode 320 - Building Wealth w/ Ryan Stygar (Part 1) from 2020-07-13T15:00

In this episode of TFWP, Dave and Nick welcome Ryan Stygar to the podcast. Ryan is an ex-firefighter, recent law school graduate, and also an author. After accomplishing these tasks by the age o...

Episode 319 - Emails from 2020-07-06T15:00

EMAILS, EMAILS, EMAILS! Emails have been building up around TFWP. Finally, Dave and Nick get to the listeners' emails. Listen in to hear how listeners are dealing with the coronavirus pandemic a...

Episode 318 - How To Invest from 2020-06-29T15:00

In a tragic turn of events, a young investor using the Robinhood trading platform took his own life after finding himself near 1,000,000 in the hole. Dave, Brian, and Nick discuss alternative av...

Episode 317 - Making The Best Of Tough Times from 2020-06-24T00:43:48

Dave, Brian, Nick, and special guest Daniel Rodriguez, discuss the economic crisis, job loss, and entrepreneurship. How are you making the best use from this tough time? Our special guest Daniel...

Episode 316 - Zoom Meetings from 2020-06-15T15:00

Are you Zoomin' on Zoom? Zoom appears to be the most efficient way to communicate these days, especially for business matters. Most business calls, interviews, among other important matters are ...

Episode 315 - Cuttin' Your Nut from 2020-06-08T15:00

How are you cutting your expenses? How are you reducing your overhead during this unprecedented time? For the next 40 minutes, Dave, Brian, and Nick discuss several tips to shave on your expense...

Episode 314 - Things Successful People Do (Revisited) from 2020-06-01T15:00

The Roundtable is back at it during this coronavirus time. This time, they discuss an article that describes what successful people implement in their daily lives. Do any of these principles app...

Episode 313 - Revisiting The Importance of The Emergency Fund from 2020-05-25T15:00

This pandemic has left many Americans scrambling for extra funds. However, listeners who listened to this podcast and listened to Dave's advice should have been properly suited for this type of ...

Episode 312 - How One Millennial is Coping With The CoronaVirus Economy from 2020-05-18T15:00

As COVID-19 has been absolutely financially brutal, Dave talks to "Amanda", a friend of Dave's daughter and also a millennial, to discuss how the coronavirus is affecting her economically. In ad...

Episode 311 - Positive Outlook in Unknown Times from 2020-05-04T15:00

Dave, Nick, and Brian bring The Roundtable back to the TFWP podcast. This episode, The Roundtable discusses the current events and the multiple positive outlooks the listeners can implement into...

Episode 310 - 9 Steps to a Better Workday from 2020-03-16T15:00

Based on a recent book that Dave read, Dave extrapolated nine points that could help you achieve your personal finance every day! The points range from preparing "personal time" for at least a l...

Episode 309 - A Quarter of Millennial’s have Amassed $1 Million. from 2020-03-09T19:00

Dave and Brian discuss the new report from the Bank of America that shows millennials are saving more and more. The report found that 25% of millennials have $100k in savings! That's an awesome ...

Episode 308 - Another Surcharge at Restaurants?! from 2020-03-02T20:00

What's going on with extra, random surcharges at restaurants? Have you even noticed them?! On today's episode, we discuss these extra surcharges that are added to your bill without your consent!...

Episode 307 - What Successful People Do from 2020-02-24T16:00

The Roundtable is back at it, discussing an article that describes the conduct that successful people implement into their daily routines to persevere in personal finance! Do you do any of them?...

Episode 306 - The Five Steps To Financial Success from 2020-02-17T17:03:25

Dave discusses his original 5-steps to financial success. Dave wants to ensure that his listeners are understanding the key concepts of financial success, personal finance, and The Financial Wel...

Episode 305 - Soft Skills from 2020-02-03T16:00

Today, TFWP talks about the skills that companies are looking for in employees. What are soft skills? They are different skills, such as the ability to think outside the box, collaboration and t...

Episode 304 - Catching FIRE (Again) from 2020-01-27T16:00

Financial Independence Retire Early ("FIRE") is to help individuals retire earlier than they may have expected. For those that did not listen to last year's episode of Catching FIRE, go take a l...

Episode 303 - How to Form a New Habit from 2020-01-20T19:09:47

Forming a new habit can be hard, but here at TFWP we try to make it not so difficult. Listen in to hear how you can make these new habits into positives and help your personal finances!

Episode 302 - Goals from 2020-01-13T16:00

For the second episode of the year, Dave talks about goals. Do you have goals? What are you doing to achieve those goals? Dave delves into what types of goals the listeners should have and refer...

Episode 301 - Resolutions from 2020-01-06T16:00

Hey everybody! Happy New Year, and welcome back to TFWP! Since it is the first show of the new year, we must talk about listeners' new year's resolutions! Did you set any resolutions for yoursel...

Episode 300 - Taking Stock At New Years from 2019-12-30T16:06:56

Episode 250 - Did You Have A Successful Christmas? from 2019-12-23T17:54:15

Episode 249 - TFWP Gift Giving from 2019-12-16T17:22:11

Welcome to the holiday season!  Dave and Brian talk about gift-giving.  For those of you that don't know, everydollar.com discusses how to be productive, thoughtful and cost-saving this holiday ...

Episode 248 - Maximizing Your Holiday Experience from 2019-12-09T21:17:56

As the holidays have already started, Dave talks about how to minimize stress and maximize enjoyment throughout the holidays. Do you already feel a little tired? Dave says that it's healthy to t...

Episode 247 - Holiday Spending from 2019-12-02T22:05:24

With the holidays coming up, Dave and TFWP discuss what items people regularly spend on.  How do you spend your money during the holiday season?  Listen in to hear some stats, facts, and tips an...

Episode 246 - THANKSGIVING from 2019-11-25T16:00

From Dave and TFWP to all of our listeners, we want to wish everyone a wonderful Thanksgiving!

Episode 245 - What it Takes to be Successful from 2019-11-18T18:51:40

What does it take to be successful? Dave and Brian discuss what it takes to be successful. Specifically, Dave and Brian explain what Warren Buffett, who is worth $81 billion, "gets it all done."...

Episode 244 - Car Payments from 2019-11-11T16:00

Do you have a monthly car payment? Are you paying a similar fee to the women that Dave discusses in the podcast?  Dave and Brian discuss the many issues that many car buyers are frequently encou...

Episode 243 - Top 25 Richest People from 2019-11-04T16:00

Dave and Brian discuss the Top 25 wealthiest people, not in the United States, in the world.  Some of the names may surprise you, but some will not. Whether it is either Phil Knight, Jeff Bezos,...

Episode 242 - Charlie Munger's Success Tips from 2019-10-28T15:00

Dave recently read an article published by CNBC on Charlie Munger's "Three Secrets to Achieving Success." Within the Article Mr. Munger discusses: (1) To figures of what each and every person's ...

Episode 241 - 17 Things Frugal People Don't Do from 2019-10-21T19:00

Dave and Brian discuss a recent article that Dave read. The article, which is named "17 Things Frugal People Don't Do", discusses how people are able to save a buck or two, which can enhance eac...

Episode 240 - The Apple Card from 2019-10-14T15:00

In this episode, Dave 'unboxes' his NEW Apple Card. Listen in to hear Dave and Brian discuss the benefits from the new card!

Episode 239 - Being Intentional from 2019-10-07T15:00

What does "being intentional" mean to you? Here at TFWP, we believe being intentional is pursuing your financial success. For example, when is the last time someone told you that money doubles e...

Episode 238 - End of the Third Quarter from 2019-10-02T20:31:38

Are you achieving your goals? Can you believe that we are already three-quarters done with 2019? Listen in to Dave's message to evaluate the previous months went, and how to fulfill your persona...

Episode 237 - Timeshares from 2019-10-02T20:29:45

Hey everyone! Have you guys heard of a timeshare? Well, we definitely have! Listen to Dave and Brian as they discuss the pros and cons of putting money towards a deed in a timeshare! You will de...

Episode 236 - The Collection Attorney from 2019-10-02T20:27:09

The listeners are in for a treat this week! Dave brings in a long-time friend, of over thirty years, Joe Graziano. Joe is a collection attorney and has been an attorney for over thirty years. Am...

Episode 235 - Add-on Fees from 2019-10-02T20:23:50

What is going on with these add-on fees?! As consumers, have you guys noticed the additional fees? Well, Dave has noticed and he cannot stay quiet any longer on these ridiculous fees.  Listen in...

Episode 234 - Things Successful People Do from 2019-09-02T15:00

As a repeat of the previous "Things Successful People Do" episode, The Roundtable discusses an article that describes the conduct of successful people and they implement daily routines into thei...

Episode 233 - Having A Side Hustle from 2019-08-26T15:00

As a repeat from Episode 126, Dave reiterates the heightened importance of having a side hustle, and how a side hustle will eventually facilitate you reaching your personal financial successes. ...

Episode 232 - Who is Driving? from 2019-08-19T15:00

As a rerun from Episode 128, Dave wants to instill in the listeners the ultimate chance of success. Dave is eliciting the power that each listener has, while showing THEY are the ones who are dr...

Episode 231 - LoCast from 2019-08-12T15:00

Dave talks about LowCast, another form of watching cable tv. LowCast is a new hot that is not charging the consumers a “network-transmission” fee, thereby causing the big 4 — like CBS — to take ...

Episode 230 - The Wealthy Barber from 2019-08-07T02:22:17

The Wealthy Barber is a book by David Chilton that Dave always has on his coffee table.  During the episode, Dave speaks about the long-term savings that is described in the book and how it can ...

Episode 229 - CalSavers from 2019-07-29T15:00

In this episode, Dave and Brian discuss the new "CalSavers" plan! This is actually a great plan that's purpose is to help citizens learn to save money for the future. This new law is going to ma...

Episode 228 - Retirement Plans from 2019-07-22T15:00

In this Episode, Dave and Brian delve into everybody's favorite topic: Retirement Funds. Just in this episode, Dave talks about 401K and IRA accounts, the difference between the two, and the spe...

Episode 227 - The Coscto Card Revisited from 2019-07-15T15:00

In this episode originally aired, Dave and the Roundtable were in the middle of their credit card discussion.  After Nick suggested that the Costco, Visa Card was his favorite the Roundtable dec...

Episode 226 - It's My Money! from 2019-07-08T15:00

In this episode, describes his version of "It's My Money!" Dave delves into the this topic, specifically with the listeners in mind, and discusses the optimal retention the most efficient way to...

Episode 225 - Trust based success (interview with Mark Given) from 2019-07-01T15:00

In this episode, Dave receives a letter he received from his friend, author of Trust Based Philosophy, Mark Given. Mark is an author of many books, which delve into complicated topics but puts a...

Episode 224 - 6 Month Riff (6 Months Through The Show) from 2019-06-24T15:00

In this episode, Dave and Brian reflect on the first six months of the year. Can you believe half the year has gone by already? Neither can we! We want the listeners to know that the end of the ...

Episode 223 - Wants v. Needs from 2019-06-17T15:00

In this episode, Dave delves into the differences between wants and needs. Further, Dave and Brian discuss how people may be apportioning items in the need category when they should be in the wa...

Episode 222 - The Joy of an Emergency Fund from 2019-06-10T15:00

In this episode, Dave brings in Matt, a listener & fan of TFWP, to join Dave and Brian deliver this week's episode. Matt tells TFWP that his favorite show is "Having An Emergency Fund." Matt dis...

Episode 221 - What's Your Perfect Day? from 2019-06-03T15:00

In this episode, Dave receives a letter he received from his friend, author of Trust Based Philosophy, Mark Given. Mark is an author of many books, which delve into complicated topics but puts a...

Episode 220 - Productivity Tips from 2019-05-20T15:00

In this episode, Dave talks about Elon Musk's recent productivity tips that he sent out to his employees. First, Musk says, that excessive meetings are a blithe to the company. Second, it is not...

Episode 219 - Berkshire Hathaway from 2019-05-13T15:00

In this episode, Dave talks about his trip to the annual Berkshire Hathaway stockholder meeting. Dave discusses what occurs during the meeting and the mainstream celebrities that were there. Go ...

Episode 218 - Are You Busy? from 2019-05-06T15:00

In this episode, Dave gives a brief explanation of why it is important to be busy doing something productive in your life, rather than being busy on your phone, tv, etc. Everyone is busy -- that...

Episode 217 - Updates from 2019-04-29T15:00

In this episode, Dave updates his listeners on three items: Student Loans; Social Security; Cutting The Cord. Student loans have gone up from $1.4 trillion to $1.56 trillion, and presidential ca...

Episode 216 - Timeless from 2019-04-22T19:00

In this episode, Dave takes a walk down memory lane and talks about being prosperous in his hay-day. Dave gives you a listen to his thoughts on credit cards back when "CD's" were the new hit thi...

Episode 215 - How Much is Enough? from 2019-04-15T19:00

Episode 214 - The New Apple Credit Card from 2019-04-08T15:00

In this episode, Dave talks about the NEW Apple credit card! Apple came out with a new credit card recently, and it's what everyone is talking about! Listen in to hear Dave's opinion on the card...

Episode 213 - Overcoming Financial Adversity from 2019-04-01T15:00

In this episode, Dave dives into a very important topic that everyone has faced or is currently facing - Financial Adversity. Dave brings in a special guest "Daniel", who gives a first-person pe...

Episode 212 - End Of The First Quarter; How You Doing? from 2019-03-25T15:00

In this short episode, Dave does his quarterly check-in to see how his listeners are doing. Are you 25% through pursuing your goals? Do you have a tombstone statement? No?! Don't worry! Go back ...

Episode 211 - Are We Wearing You Out? from 2019-03-18T15:00

In this episode, Dave looks back at many of the previous episodes and how they truly do take time to accomplish. Dave wants to make sure that you, the listeners, are not getting worn out with al...

Episode 210 - Early To Bed, Early To Rise from 2019-03-11T15:00

In this episode, Dave delves into the benefits of going to sleep early and getting up early. Specifically, Dave quotes Benjamin Franklin, Entrepreneur Magazine, and Harvard Business School on th...

Episode 209 - What Is Financial Wellness? from 2019-03-04T20:00

In this episode, Dave discusses the background and foundation for the creation of The Financial Wellness Podcast name. After, Dave and Brian discuss different questions that regard people's fina...

Episode 208 - You Are What You Think from 2019-02-25T16:00

In this episode, Dave talks about the mind and how that can be your biggest driving factor for facilitating or inhibiting your personal financial success. Using previous podcast episodes as exam...

Episode 207 - You Become Who You Hang With from 2019-02-18T16:00

In this Episode, Dave discusses an old, valuable adage that carries much merit. Do you think that you comprise the average of the 5 closest people you associate yourself with? As a wise men once...

Episode 206 - The Power of Meditation from 2019-02-11T16:00

In this episode, Dave talks about the power of meditation, and how it can affect your successful personal finances. Listen in to find out how meditation can help your personal finances, in addit...

Episode 205 - Is Success A Matter Of Inches?? from 2019-02-04T16:00

In this episode, Dave discusses that only a slight change in your financial gameplan can make the biggest difference in your personal finances. Dave illustrates this point by using the example o...

Episode 204 - The Entrepreneurs Round table - Genein Letford from 2019-01-28T16:00

In this episode, Dave speaks with Genein Letford, a California State University professor, the 2015 charter school teacher of the year, and the developer of Alumni 360. Dave and Genein discuss d...

Episode 203 - Goals, Not Resolutions from 2019-01-21T16:00

In this episode, Dave discusses Jeff's, a listener of the podcast, phone message and helps him resolve a inquiry regarding his spending, investing, and saving. Ultimately, these five steps that ...

Episode 202 - Setting Goals from 2019-01-14T16:00

In this episode, Dave piggy-backs off the last episode of setting goals for yourself. Dave reiterates the importance of setting goals and not setting resolutions, and how this can help benefit y...

Episode 201 - New Years Resolutions from 2019-01-07T16:00

In this episode, Dave gives his two-cents on new years resolutions and how they can negatively affect your personal finance goals. Dave tells his listeners why he is NOT in favor of new years re...

Episode 150 - New Years from 2018-12-31T16:00

In this short episode, Dave talks about how New Years intertwines with personal finance. Dave asks his listeners to reflect on a couple of things they want for the new year and jot them down. In...

Episode 149 - Christmas Reflection from 2018-12-24T16:00

In this episode, Dave and Brian reflect on the initial year of The Financial Wellness Podcast, and discuss their favorite episode of TFWP thus far. Then, Dave has a special gift that he is offer...

Episode 148 - Social Security from 2018-12-17T16:00

In this episode, Dave and Brian discuss what is going on with Social Security. Is there anything to worry about, whether you’re a millennial or a Gen-Xer? How will Social Security affect your pe...

Episode 147 - Minimizing Holiday Stress from 2018-12-10T22:40

In this episode, Dave and Brian talk about 7 ways to help your personal finances and minimize holiday stress. Some of us may not even acknowledge stress during the holidays. For those...

Episode 146 - Holiday Shopping from 2018-12-03T16:00

In this episode, Dave delivers some expert tips on holiday shopping. Haven't gone shopping yet? Perfect. Even if you have done your holiday shopping, listen in to find out what tips can save you...

Episode 145 - Guest Attorney David P. Jacob from 2018-11-26T16:00

In this special episode, Dave invites his colleague, bankruptcy attorney and United States Trustee, David P. Jacob. Dave, David and Brian delve into what it's like to be a bankruptcy attorney, w...

Episode 144 - Do You Have An Attitude For Gratitude? from 2018-11-19T16:00

As Thanksgiving is around the corner, Dave discusses the benefits of having a sense of gratitude. What are you grateful for? What things do you do on a daily basis to contribute to your practice...

Episode 143 - How Are We Doing? from 2018-11-12T16:00

In this episode, Dave discusses a recent survey that was released by The Center for Financial Services Innovation, only 28% of people are considered financially healthy. Moreover, over half of p...

Episode 142 - BONUS EPISODE from 2018-11-05T21:34:09

In this rare bonus episode, Dave and Brian discuss the upcoming elections and make a few recommendations. You’ll might be surprised at what they do, or don’t, say.

T...

Episode 141 - Catching Fire from 2018-11-05T16:00

In this episode, Dave and Brian discuss the new retirement trend that has been discussed by Suze Orman as the FIRE trend. "FIRE" stands for "Financial Independence Retire Early". According to th...

Episode 140 - Age 28 With A Quarter-Million In The Bank? from 2018-10-29T15:00

In this episode, Dave relays interesting information about saving money and aiding one's personal finance that he just read in a recent blog. This information is broken down into three main cate...

Episode 139 - Cutting The Cord, Part II from 2018-10-22T15:00

In this episode, Dave and Brian continue the discussion of the new trend of getting away from cable television.  Have you thought about cutting the cord, getting rid of the channels you don't wa...

Episode 138 - Ready To Close? from 2018-10-15T15:00

In this episode, Dave wants to know how successful his listeners are doing in achieving their plans and goals of this year. Although the year is coming to an end, Dave reassures his listeners th...

Episode 137 - Income Tax On Forgiven Loans? from 2018-10-09T02:13:21

In this episode, Dave informs the listeners that if the government decides to forgive an outstanding student loan, then the person forgiven can be taxed as "income" for the forgiven debt. After,...

Episode 136 - Payday Loans from 2018-10-01T15:00

In this episode, Dave tells his listeners that he is TOTALLY against payday loans, and how they can affect one's personal finance. Moreover, Dave wants to inform his listeners that a recent Cali...

Episode 135 - Revisiting The Five Steps To Financial Success from 2018-09-24T15:00

In this episode, Dave revisits his original 5-steps to financial success. Dave wants to ensure that his listeners are understanding the key concepts of financial success, personal finance, and T...

Episode 134 - Making Life Changes from 2018-09-17T15:00

In this episode, Dave and Nick discuss a recent career-changing decision Nick has made, what helped factor into the decision, and how TFWP listeners can apply a similar strategy to their lives t...

Episode 133 - Things Successful People Do from 2018-09-10T13:49:21

In this weeks episode, The Roundtable is back at it, discussing an article that describes the conduct that successful people implement into their daily routines to persevere in personal finance....

Episode 132 - Cutting The Cord from 2018-09-03T13:23:33

In this special episode, Brian Reed elaborates on what it means to "cut the cord." Have you cut the cord? Listen in to hear how doing so can save you money, aid your personal finance, and be inv...

Episode 131 - The Amazon Prime Card from 2018-08-27T11:39:21

In this episode, Dave talks about his new credit card: The Amazon Prime Card. Then, Dave talks about his trials and tribulations with other credit cards, and describes to his listeners why havin...

Episode 130 - They're Back from 2018-08-20T15:00

Guess who's back?! The fake IRS folks! This time, we're the one's that are going to have fun with them. Listen in to hear all the fun that TFWP has with the "IRS". Additionally, Dave tells the l...

Episode 129 - The Five Hour Rule from 2018-08-13T15:00

In this episode, Dave talks about a similar feature that many entrepreneurs, including Thomas Edison, Warren Buffet, Jack Ma and Bill Gates, consistently partake in -- setting aside an hour a da...

Episode 128 - Who's Driving? from 2018-08-06T15:00

In this episode, Dave tells his listeners about Seth Godin, a blogger that Dave highly respects. Dave delves into one of Seth's recent blogs, which talks about one's internal motor and who's the...

Episode 127 - Emails from 2018-07-23T19:30:47

In this episode, TFWP solely takes on the enormous amount of emails that we have received. Some of these inquire about Dave's advice municipal Bonds, saving extra money for a later date, selling...

Episode 126 - What's Your Side Hustle? from 2018-07-16T15:00

When is the last time you had a side hustle?  Have you ever thought about having one?  Listen in to see why Dave is a proponent for obtaining a side hustle, and how this can help benefit your pe...

Episode 125 - Credit Card v. Debit Card from 2018-07-09T15:00

In this episode, Dave answers one of the most frequent questions that TFWP has been receiving: Should I get a credit card or a debit card?! Dave weighs-in and gives his opinion on each card, to ...

Episode 124 - Student Loan Debt from 2018-07-02T15:00

In this episode, Dave discuss the large amount of student loan debt. According to the Department of Education, there is currently $1,400,000,000 (as in 1.4 trillion dollars) in student loan debt...

Episode 123 - How You Doin'? from 2018-06-25T03:51:49

In this short episode, Dave reflects on his own goals and asks his listeners to do the same. Dave seeks to know how the listeners are doing halfway through the year, and encourages feedback rega...

Episode 122 - Imperfect Produce from 2018-06-18T15:00

In this episode, Dave talks about his experience with Imperfect Produce -- a food subscription company that can help save you money at the supermarket and delivers food right to your front doors...

Episode 121 - The Costco Card from 2018-06-11T15:00

In this episode, The Roundtable discuss Nick's favorite credit card: The Costco Card. The roundtable elaborates on the pros, the cons, and the rest of the bells and whistles of the Costco Card. ...

Episode 120 - The Black Card from 2018-06-04T15:00

In this roundtable episode, Dave, Nick and Brian discuss a credit card application that Mastercard sent to Dave. Additionally, the trio breakdown the terms and conditions, how Mastercard derives...

Episode 119 - Payday and Car Title Loans from 2018-05-21T15:00

In this weeks episode, Dave explains the slippery slope of taking out short-term, high interest loans, and how these loans can affect your journey to achieving your personal financial successes....

Episode 118 - How To Deal With Creditors' Calls from 2018-05-14T12:30:57

In this episode of The Financial Wellness Podcast, Dave suggests what to do when creditors contact you regarding credit card debt, personal loans, etc.  Remember, it's your money! After, Dave an...

Episode 117 - Last Words from 2018-05-07T15:00

In this heartfelt episode, Dave speaks about a subject that not many people like to speak about, but is essential to thrive in our personal financial successes. After, Dave and Nick t...

Episode 116 - Due Dates from 2018-04-30T17:35:47

In this episode, Dave discusses three separate issues regarding due dates on credit cards: 1) The Grace Period; 2. Late Posting; and 3) Retroactive Accumulation o...

Episode 115 - Guilt from 2018-04-23T15:00

In this episode, Dave explains how the feeling or thought of GUILT can exacerbate situations, and how to deal with and overcome guilt. How does guilt factor into ...

Episode 114 - The Roundtable Takes On Interest Rates from 2018-04-16T23:57:05

In this episode, Dave, Brian and Nick (The Roundtable) discuss how interest rates can be burdensome to consumers. Listen in to see how interest rates can hinder your ability to achieve your pers...

Episode 113 - The Roundtable Takes On Credit Cards from 2018-04-09T15:00

In this episode, Dave, Brian and Nick discuss the advertising of credit cards - who's promoting them; how much they're charging; and how much you're paying in interest! How can credit cards affe...

Episode 112 - Fake "IRS" Calls from 2018-04-02T15:00

In this episode, Dave talks about his recent encounter with the “IRS” scammers, including one specific call with “Julie Brown”, which can hinder your ability to achieve your personal financial s...

Episode 111 - It's Not Too Late from 2018-03-26T15:00

In this episode, Dave asks his listeners how they're doing on achieving their life goals. Additionally, Dave reinforces the premise that, even though the end of March is upon us, it's never too ...

Episode 110 - Now What? from 2018-03-19T15:00

In this episode, Dave explains the infinite possibilities after completing his 5-Steps to Financial Freedom, and how these possibilities will lead you to achieve your personal financial successe...

Episode 109 - Put 15% Into Savings from 2018-03-13T05:46:55

In this episode, Dave talks about the importance of saving 15 percent of your income for retirement, and as a result helping your achieve your personal financial successful. Subsequently, Dave a...

Episode 108 - Create An Emergency Fund from 2018-03-05T16:00

In this episode, Dave elaborates on the importance of having an emergency fund. Dave further discusses how having an emergency fund can be critical to achieving o...

Episode 107 - Eliminate Debt III from 2018-02-26T16:00

In this episode, Dave discusses other methods to pay off debt, including borrowing, selling assets, debt consolidation, debt settlement. Doing these things will h...

Episode 106 - Eliminate Debt II from 2018-02-19T16:00

In this episode, Dave discusses various methods to increase overall income and, consequently, decrease spending. As a result, this method creates a gap in income ...

Episode 105 - Eliminate Debt I from 2018-02-13T05:20:16

In this episode, Dave talks about the importance of eliminating your debt to help you achieve personal financial success. In addition, Dave and Nick responds to l...

Episode 104 - Know Your Flow from 2018-02-13T05:15:01

In this episode, Dave explains why it is critical to to your personal financial success to track and understand your cash flow each month, including both income a...

Episode 103 - Get Rid Of The Cards from 2018-02-13T05:09:56

In this episode, Dave reveals some secrets about the credit card industry and why credit cards can be so difficult to deal with. Additionally, he also discusses v...

Episode 102 - Getting Started from 2018-02-12T15:43:11

In this episode, Dave talks about his 5 steps to financial success. Listen in to find out how these 5 steps will help you prevail with your personal financial planning. Also, Dave and Nick discu...

Episode 101 - The Introduction from 2018-02-12T15:31:31

In the opening episode of The Financial Wellness Podcast, Dave explains why he decided to start the podcast, and how he and the crew can have a great impact on the list...