Podcasts by The New Capital Journal
Financial Advisory for Changing People, Markets, and Times.
Further podcasts by Leonard Golub, CFA
Podcast on the topic Geldanlage
All episodes
2023 Year End Planning from 2023-12-09T17:02
Time is running out! There are several year-end financial planning opportunities with a December 31st deadline that we would like to remind you of.
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Mitigating Taxes With A Qualified Charitable Distribution from 2023-12-09T04:41:19
We don’t normally think of giving money away as the best way to save money. But those who have reached the age when required minimum distributions (RMDs) must be taken have a nice option to reduc...
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Should You Rent or Buy? from 2023-12-07T20:20
This is the very best discussion about the relative merits of owning or renting a home.
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Have Other Equity Market Returns Been As Concentrated As Those In The U.S.? from 2023-12-07T04:27
Performance in developed markets excluding the U.S. has been much less concentrated year-to-date: the top 10 companies in the index are up 13.7%, while the remaining stocks are up 6.7%.
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Chart of the Week: Magnificent 7 Outperformance May Not Continue from 2023-12-06T04:34
Rather than seeking additional exposure to these mega-cap stocks, investors should ensure their portfolios are broadly diversified to capture the returns of whatever companies ascend to the top i...
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Money Mindfulness Meditation: generosity - Webinar Recording from 2023-12-04T20:05
Thank you to all of you who were able to join us for this session of Money Mindfulness Meditation: Generosity.
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2023 New Capital Annual Conference - Presentations and Slides from 2023-11-03T15:12:34
Thank you to those who attended the 2023 New Capital Annual Conference. We are pleased to share recordings of the presentations and slides.
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High Rates Don’t Put the Brakes on Stocks from 2023-11-02T21:52
Historical evidence suggests that interest rates have not been meaningful predictors of stock returns.
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Rethinking the Dash to Cash from 2023-11-01T21:32
While higher yields may make cash appealing, higher cash balances may actually reduce your ability to achieve your long-term investment goals.
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After Two Consecutive Pauses, What Is Next for the Federal Reserve? from 2023-10-31T15:00
While a reacceleration in growth and/or inflation could prompt another rate hike either in December or early next year, short-term bumps in a downward trending economy likely keep the Fed on hold...
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Medicare Open Enrollment Begins October 15 from 2023-10-30T14:58
If you are covered by Medicare, it's time to compare your current coverage with other available options.
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Probate Court 101: What to Expect During Probate from 2023-10-29T15:03
Losing a loved one is challenging for a number of reasons, but it can be made even more difficult if you are responsible for navigating the many legal processes associated with probate court.
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Against Violence from 2023-10-09T15:53:23
Stopping violence in the world around us requires first looking within.
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The New Capital Journal Transitions from Weekly to Monthly Publication from 2023-10-06T15:35
We are changing the Journal to a monthly publication, enhancing the quality of each individual issue.
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Q3 Quarterly Market Review from 2023-10-05T16:38
This report features world capital market performance and a timeline of events for the past quarter.
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Claiming the Home Energy Audit Tax Credit from 2023-10-04T18:36
The IRS has announced guidance for the home energy audit tax credit.
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Minors Inheriting Assets: Limitations and Considerations from 2023-10-03T16:56
Learn how to set up an estate plan workaround to ensure your children can successfully obtain their inheritance.
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3 Ways to Deal With High Mortgage Rates from 2023-10-02T16:59
These strategies can help you make the most of this challenging housing market.
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Markets Brief: Value Stocks Have Suffered In 2023 but Are Showing Signs of Recovery from 2023-09-08T19:32
These stocks have led the latest gains for the value side of the market.
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Chart of the Week: Beware of Sample Periods from 2023-09-07T19:43
Investors should evaluate fully representative data rather than falling for the “shiny object” of recent performance.
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Planning for a Loved One with Dementia from 2023-09-06T20:01
It is important to discuss the future and ensure your loved one is well cared for.
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What Is Really Going On With Real Assets? from 2023-09-05T19:39
2023 has seen more office conversion activity – while sometimes this can be easier said than done, it does suggest that there is an evolving opportunity in the office space for investors who can ...
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Tracking Antarctica Sea Ice Loss in 2023 from 2023-09-04T19:46
In 2022 and 2023, sea ice extent in Antarctica continued to reach record lows.
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Our Most Important Assets from 2023-08-28T14:45
The large investment that we will make in Abby’s college education will not just accrue benefits to Abby and her family, but to society and to the world.
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Practicing Healthy Habits, Pursuing Wealthy Outcomes from 2023-08-24T19:45:49
Good investing, like good health, requires long-term discipline and commitment.
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Are Medicare Advantage Plans Really An Advantage? from 2023-08-23T19:41
Here are 8 questions to consider before you sign up.
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Chart of the Week: Bulls, Bears, and Long-Term Benefits of Stock Investing from 2023-08-22T19:49
Stock returns are volatile, but nearly a century of bull and bear markets shows that the good times have outshined the bad.
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The 50 Most Valuable Companies in the World in 2023 from 2023-08-21T19:52
Visualize the world’s top 50 publicly-traded companies by market cap, using data as of Aug. 16, 2023.
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Think Twice about Chasing the Biggest Stocks from 2023-08-18T14:27:41
As companies grow to become some of the largest firms trading on the US stock market, the returns that push them there can be impressive. But not long after joining the Top 10 largest by market c...
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Don't Get Hooked By These Financial Scams from 2022-04-19T16:24
Learn the best ways to safeguard your personal information—and your money.
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Should You Chase Dividend Stocks to Combat Inflation and Rate Hikes? from 2022-04-14T19:20
There’s no strong evidence that dividend stocks have delivered superior inflation-adjusted performance during periods of high inflation or rising interest rates.
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VIDEO: The Social Security Statement Gets a Makeover from 2022-04-13T15:09
The personal social security statement has been redesigned for the first time. The new design is shorter, uses visual elements and include fact sheets tailored to a person's age and earning history.
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What Are The Opportunities In Sustainable Transportation? from 2022-04-12T20:36
Investors ought to think beyond just EVs to the ecosystem around them for opportunities. This includes batteries, EV chargers, and electrification of the energy grid.
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Visualizing the Distribution of Household Wealth, By Country from 2022-04-11T19:33
A majority of the world’s wealth is concentrated in just a few countries. In fact, almost a third of household wealth is held by Americans, while China’s population accounts for nearly a fifth.
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Are You Satisfied With Your 401(k) Plan? from 2022-04-08T20:56:09
New Capital now offers Guideline’s 401(k) plans to clients for their businesses.
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A Welcome End to a Low-Rate Era from 2022-04-07T20:46
Vanguard has emphasized for months that markets have underestimated just how high the Federal Reserve might need to raise its key interest rate target to quell inflation.
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Just How Hot Is The Labor Market? from 2022-04-06T20:41
The March employment report contained a host of figures pointing to the strength of the U.S. labor market.
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Visualizing the World’s Loss of Forests Since the Ice-Age from 2022-04-05T20:50
The effects of deforestation on the climate are already being seen and felt, and these repercussions are expected to increase with time.
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Is the Russia-Ukraine War a Threat to the Global Economy? from 2022-04-05T00:59
Russia and Ukraine account for only about 2% of global gross domestic product, but high energy prices and supply shocks caused by the war could have a far-reaching impact on a global economy that...
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Cybersecurity: A Growing Risk from 2022-04-01T19:58:39
The threat of Russian cyberattacks highlights vulnerabilities across industries.
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How to Give to Charity with your Equity Awards in a tax-smart way from 2022-03-31T20:04
If you receive equity awards as part of your compensation, there’s a strategy you can use year-round that can potentially minimize your taxes from a high-income year, reduce overconcentration of ...
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Managing Bond Risks When Interest Rates Rise from 2022-03-31T01:46
Rising interest rates should not affect the return on a bond you hold to maturity, but may affect the price of a bond you want to sell on the secondary market before it reaches maturity.
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Watch Out for These Common Tax Scams from 2022-03-29T21:07
While tax scams are especially prevalent during tax season, they can take place anytime during the year.
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Gas Prices in America at All-Time Highs from 2022-03-28T18:12
American drivers are experiencing pain at the pumps as U.S gas prices skyrocket to record highs. How much worse will it get?
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Five Things I Know about Investing from 2022-03-25T18:00
French develops a flexible and comprehensive framework for portfolio design using the global average of all investors and the global portfolio of all stocks, bonds, and other financial assets as ...
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A Recent History of U.S. Sanctions on Russia from 2022-03-24T18:06:40
When Russian activities threaten U.S. interests, economic sanctions are often deployed as a deterrent.
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There's Still Time to Contribute to an IRA for 2021 from 2022-03-23T21:11
Making a last-minute contribution to an IRA may help you reduce your 2021 tax bill.
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Should You Tap Your Retirement Account to Buy a Home? from 2022-03-22T20:58
We run down the taxes, penalties, and other risks of using retirement assets for a home purchase.
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Federal Income Tax Returns Due for Most Individuals from 2022-03-21T22:58
The federal income tax filing deadline for individuals is generally Monday, April 18, 2022. If you're not able to file your federal income tax return by the April due date, you can file for an ex...
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All Eyes on the Fed? A Look at Federal Funds Rate, Bond Return, and Term Premium from 2022-03-18T14:12:27
Against the backdrop of inflation, the monetary policy response of the US Federal Reserve has become the center of attention for many US and global fixed-income investors.
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20 IRA Mistakes to Avoid from 2022-03-17T21:02
From contributions to conversions to distributions, don't fall into these traps.
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Common Estate Planning Terms from 2022-03-16T18:58
There is a current legal trend to avoid using legal terms and to make the language of law accessible for clients. However, there are some terms that are unavoidable, and it helps to be familiar w...
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Colliding Forces: Russia, Oil, Inflation, and Market Volatility from 2022-03-16T14:09
Any disruption of Russian oil exports would have a significant effect on global supplies and drive prices higher.
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Visualizing Ukraine’s Top Trading Partners and Products from 2022-03-15T18:53
Ukraine's international trade amounted to 65% of its GDP in 2020, with the country's fertile black chernozem soil supporting a strong agricultural industry.
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Should I Worry About Russia/Ukraine Tensions Impacting Markets? from 2022-03-09T15:54
Volatility may stay elevated for a bit longer, as investors look for confirmation that the new equilibrium between Russia and the West does not involve a disruption to commodity supply.
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Global Finance: Kicking Russia Out of SWIFT from 2022-03-07T19:43
The United States and European allies have agreed to remove selected Russian banks from the SWIFT global banking network.
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Ukraine and the Changing Market Environment from 2022-03-04T15:51
When we examine major geopolitical events over the past 60 years, we found that while equity markets often reacted negatively to the initial news, geopolitical sell-offs were typically short-live...
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How Much Foreign Aid Does the US Give to Ukraine? from 2022-03-03T15:58
The US promised more than half a billion in aid to Ukraine in 2020. About 40% of it was for the military.
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4 Historical Maps that Explain the USSR from 2022-03-01T23:46
Review historical maps from three specific eras to build context for how the USSR was structured, which modern countries were a part of this sprawling country, and how its history relates to Russ...
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Ukraine, Russia&Markets - Webinar Recording from 2022-02-28T20:11:24
Watch a recording of our webinar: Ukraine, Russia & Markets presented by Leonard Golub, CFA.
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What Does the Ukraine Crisis Mean for Markets? from 2022-02-25T18:21:07
Investors should stay calm despite the conflict between Russia and Ukraine.
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Ways to Give: Ukrainian-Russian Conflict from 2022-02-25T03:27:54
Charity Navigator presents this list of highly-rated nonprofits engaged in relief and recovery efforts in Ukraine and the surrounding region.
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Why the 2020s Are A Watershed Decade for Plant-Based Alternatives from 2022-02-22T17:30
Plant-based alternatives are exploding in popularity. This infographic sheds light on why the global plant-based market is expected to go from a novelty to a new normal within the next decade.
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My Guitar Gently Weeps from 2022-02-18T21:18:58
The same trust that we carefully hold with regard to your invested wealth, we also hold with regard to your wealth of information.
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Fidelity Charitable 2022 Giving Report from 2022-02-18T03:44
One-third of New Capital clients have Fidelity Charitable Donor Advised Funds, representing over $1.4 million dollars. In 2021, New Capital clients contributed over $225k into their DAF accounts ...
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Common Mistakes with Living Trusts from 2022-02-16T17:12
Trusts are versatile, you can accomplish incapacity planning, probate avoidance, tax planning, asset protection and more with trusts. However, sometimes people make mistakes with living trusts, a...
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Warning: Inflation May Cause Investors To Freeze from 2022-02-15T17:19
In a world of inflation, investors sitting on cash need to step into the ring and fight. And simple math shows why stocks can be a basic fighting tool.
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The Cost of Space Flight from 2022-02-14T17:16
How much does it cost to launch a spacecraft into orbit? A lot less than it used to, thanks to innovation by SpaceX. Here's a look at the cost per kilogram for space launches across the glove sin...
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4 Strategies for an Organized Tax Season from 2022-02-11T16:49:51
Has tax season become a frustrating paper chase? These tactics can buy you some relief.
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You Want the Size, Value, and Profitability Premiums … But How? from 2022-02-10T16:45
You have made the decision to target the size, value, and profitability premiums in equities, which is great, but it is only a great starting point. There are many questions to consider when inco...
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The Inflation Rate in the U.S.: Past, Present, and Future from 2022-02-09T16:54
The inflation rate in the U.S. has surged, reaching 7% year-over-year in December 2021. This marks the highest level in 40 years. In this graphic, we look back at historical inflation—and where e...
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Help Wanted: Why Can't Businesses Find Enough Workers? from 2022-02-08T22:04:09
COVID-19 may have kicked off a severe labor shortage, but longer-term demographic trends are partly to blame for this highly unusual job market.
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Update on Estate and Gift Taxes for 2022 from 2022-02-07T21:59
Despite the various proposals to lower federal transfer tax exemptions and increase the tax rates, none of them were enacted in 2021. This means that the exemptions have increased for inflation i...
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We Have Moved! from 2022-02-04T20:21:23
On Saturday, January 29, 2022, New Capital Management moved into Suite 275 at 3355 West Alabama, a 14-story office tower owned and managed by Granite Properties.
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Are We Out of the Woods Yet? from 2022-02-03T23:58
The worst of the market's decline may be over. Now we could be in a holding pattern.
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U.S. Equity Markets are in or Near Correction: Now What? from 2022-02-02T15:44
Investors must recognize that 2022 will likely continue to be a bumpy ride. As a result, prudent sector and security selection through active management will be more critical than in recent memory.
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The Top 6 Infrastructure Investment Opportunities from 2022-02-02T00:03
For years, the country's infrastructure - critical structures and facilities like roads, power supplies, and internet access - has been in poor condition. Now, the government is pledging nearly $...
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Federal Tax Filing Season Has Started from 2022-01-31T15:41
The IRS announced that the starting date for when it would accept and process 2021 tax-year returns was Monday, January 24, 2022. The IRS encourages taxpayers seeking a tax refund to file their t...
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Welcome Casey Moss from 2022-01-28T22:22:15
Please join us in welcoming Casey Moss to New Capital Management. Casey will be assuming the Administrative Coordinator position.
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Volatile Markets Underscore Importance of Discipline from 2022-01-27T16:57
Over time, the inevitable market valleys have given way to higher peaks. It's why we continue to invest for long-term goals, such as retirement. And it should be our goals that govern our approac...
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Will Infrastructure Investment Pave the Way to a Stronger Economy? from 2022-01-26T16:54
In November, Congress passed the Infrastructure Investment and Jobs Act that reauthorized existing programs and provided more than $550 billion in new funding to help upgrade aging U.S. transport...
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Retirement Spending: How Much Do Americans Plan to Spend Annually? from 2022-01-25T15:42
Retirement spending varies from person to person, based on factors like your health, outstanding expenses, and desired lifestyle. In this graphic we show the expected annual retirement spending o...
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What is an Estate Asset? from 2022-01-25T03:32
Estate planning attorneys are often asked if a particular asset will be included in an estate. When you die, your estate is defined in different ways for different planning purposes.
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Annual Reports Are Now Available from 2022-01-21T16:10:04
If you have not already done so, schedule your NCM360 access session to log in to the system and see where you can view and/or download your reports.
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Market Review 2021: A Recovery Amid Challenges from 2022-01-20T15:30
It was a year that showed, again, the difficulty of making investment decisions based on predictions of where markets will go, as well as the enduring benefits of diversification and flexibility.
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Celebrating Martin Luther King Jr. Day from 2022-01-19T17:16
This holiday calls on us to remember and honor the achievements of Dr. Martin Luther King, Jr.
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Visualizing the $94 Trillion World Economy from 2022-01-19T15:46
Just four countries—the U.S., China, Japan, and Germany—make up over half of the world’s economic output by gross domestic product (GDP) in nominal terms. In this visualization we look at GDP by ...
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Markets Hit the Rate Reset Button from 2022-01-18T19:47
Here's what faster-than-expected Fed rate hikes may mean for investors.
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Inflation: What's Next? from 2022-01-17T21:50
The Fed's current plan is aimed at slowing inflation by returning to a more neutral monetary policy.
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Will 2022 Be the Year of Tax Change? from 2022-01-15T21:14:24
The longer the legislative process drags out, the less clear the outcome.
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Year End Report Access on NCM360 - Schedule your Session from 2022-01-14T16:52:08
Schedule your 15-minute access session to get your access instructions and a quick tutorial on the NCM360 system.
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Visualized: The Circular Economy 101 from 2022-01-10T17:02
A circular economy is centered on the idea of resources being kept as long as possible within the economic system, where materials that have undergone an entire lifecycle are returned to the econ...
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Dimensional’s Takes on the Biggest Topics of 2021 from 2022-01-07T15:25:54
From addressing the challenges of inflation and all-time market highs to ESG investing and GameStop, here is a look at some of the best original pieces published by Dimensional this year around s...
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How Climate Change is Changing Homeownership from 2022-01-06T15:52
Climate change will affect insurance rates, the areas where we choose to live and even how we build and renovate our homes.
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Can You Refuse an Inheritance? from 2022-01-05T15:58
You cannot be forced to accept an inheritance you don’t want, however, what happens to the inheritance after you reject, or “disclaim” it depends on a number of things.
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How Did the Economy Perform in 2021? from 2022-01-05T15:45
Unemployment and hourly wages decrease as inflation and quit rates increase.
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The Fed Pivots to Fight Inflation from 2022-01-04T15:27
The Fed's current plan is aimed at slowing inflation by returning to a more neutral monetary policy.
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Green Bonds: Lasting Solutions For Climate Change from 2022-01-03T16:11
Confronting climate change could cost up to $50 trillion in the next two decades. Green bonds are debt instruments that can bridge the financing gap by providing a fixed income to investors while...
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Year End Planning from 2021-12-23T21:23
Time is running out! The following topics were discussed on our Year-End Planning webinar last week. If any of these are of interest, please let us know as soon as possible.
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Year End Market Review&Planning - Webinar Recording from 2021-12-23T05:33:13
Watch a recording of our webinar: Year End Market Review & Planning presented by Leonard Golub, CFA, and Jaycee Smalley, CFP®
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Commodities: Inflation Hedge or Fool's Gold? from 2021-12-23T01:03
The premium for inflation insurance may exceed the risk of inflation itself.
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Who Got It Right? A Look Back at Expert Predictions For 2021 from 2021-12-22T16:22:01
If 2021 taught us anything, it’s that things can change at the drop of the hat. Amidst all this uncertainty, how many of the highlighted predictions came to fruition, and which ones didn’t pan ou...
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What Will You Pay for Medicare in 2022? from 2021-12-20T23:50
Medicare premiums, deductibles, and coinsurance amounts change annually. Here's a look at some of the costs that will apply in 2022.
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Why the Fed Changed Its Tune On Rates from 2021-12-18T00:53:27
Federal Reserve officials are closing out 2021 with a hard pivot toward a more-aggressive pace of interest-rate increases next year in response to a strengthening job market and unexpectedly stub...
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NCM360 Access - Schedule Your Session from 2021-12-16T21:33
Schedule your 15-minute access session to get your access instructions and a quick tutorial on the NCM360 system.
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Retirement Plan Limits on the Rise in 2022 from 2021-12-16T04:53
Although the amount you can contribute to IRAs remains the same in 2022, other key numbers will increase, including how much you can contribute to a work-based retirement plan and the phaseout th...
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“Build Back Better” Tax Changes Look To Be Muted from 2021-12-14T20:04
The investing world was abuzz with potential changes to taxes laid out in President Biden’s multi-trillion-dollar spending plan. Here’s a quick summary of where the latest proposals stand.
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7 Charts on Flying Ahead of the Holidays from 2021-12-13T15:56
More people are flying, and being unruly, compared to the first year of the pandemic. Here’s how that impacts on-time arrivals.
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Bigger Gifts to Charities, Bigger Tax Deductions in 2021 from 2021-12-10T20:01
Charitable giving feels good. So does reducing your tax bill. The CARES Act provides an opportunity to do more of both in 2021.
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Visualizing the Accumulation of Human-Made Mass on Earth from 2021-12-09T17:59
In 2020, the amount of human-made mass exceeded for the first time the weight of all global living biomass. This infographic breaks down the composition of all human-made materials and the rate o...
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Are All Global Central Banks on the Move? from 2021-12-08T15:51
While monetary policy normalization is beginning, it will unfold gradually over time, with rates moving from low levels. This is unlikely to pose a threat to global reflation, supporting global e...
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Market Perspectives: December 2021 from 2021-12-07T19:56
Vanguard December market perspectives offers global economic and security returns forecasts.
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New College Cost Data for 2021-2022 Academic Year from 2021-12-06T17:02
Over the past decade, average tuition, fees, room, and board costs have increased 11% at public colleges and 14% at private colleges over and above general inflation.
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Missing the Market’s Best Days from 2021-12-03T18:38
The impact of missing just a few of the market’s best days can be profound, as shown by this animated look at a hypothetical investment in the stocks that make up the S&P 500 Index.
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Social Security Announces Biggest COLA in Decades from 2021-12-03T15:52:16
The Social Security Administration has announced a 5.9% cost-of-living adjustment for 2022 - the largest increase since 1983.
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Supply-Chain Chaos: Holiday Edition from 2021-11-30T23:28:44
Retailers have warned consumers that product shortages and shipping delays will continue — and perhaps worsen later in the season.
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Why Are Rates Moving, Just Not Higher? from 2021-11-30T15:42
We still expect long nominal rates to gradually move higher in the months ahead driven by real yields realigning with above-trend real economic activity.
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Top Investment Myths Busted - Webinar Recording from 2021-11-25T04:13
Watch a recording of our webinar: Top Investment Myths Busted, presented by Apollo Lupescu of Dimensional Fund Advisors
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5 Tips to Maximize Your Impact for GivingTuesday from 2021-11-23T22:30:53
GivingTuesday is a global generosity movement that inspires hundreds of millions of people to give, collaborate and celebrate the power of giving.
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Mutual Fund Distribution Calculations from 2021-11-23T16:58:12
Every year there may be activity from within mutual funds that result in a distribution of capital gains to shareholders. Our Investment Partners have provided calculators that can provide early ...
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Year-End Tax Planning During Uncertain Times from 2021-11-19T15:44:32
Tax laws are in flux, but investors can take these steps now.
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Year-End Charitable Giving from 2021-11-18T20:12
The tax benefits associated with charitable giving could potentially enhance your ability to give and should be considered as part of your year-end tax planning.
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Back to basics: Understanding ETFs from 2021-11-17T17:21
A deep dive into what ETFs are and how they’re constructed & traded, across the many types of ETFs that exist today.
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The Great Disappointment of Active Share from 2021-11-16T15:55
The active-share score excels at description; it neatly distinguishes between funds that hug their benchmarks and those that do not. Beyond that, one should not ask.
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Visualizing the Race for EV Dominance from 2021-11-15T21:23
Tesla has reigned over the EV market. But competitors are stepping up efforts to unseat Elon Musk's company as the dominant electric car maker, according to projections from EV Volumes.
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Tax-Savvy Choices for Equity Investors from 2021-11-12T21:13
When you’re building portfolios and evaluating performance, it’s easy to think in terms of pre-tax returns. But in reality, it’s the after-tax returns that matter for taxable investors.
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What Is Inflation And How Is It Measured? from 2021-11-10T18:13
Over time, currency loses value and it doesn’t have as much purchasing power as it once did. In other words, whatever a dollar can buy is reduced over time.
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Cryptocurrency and Philanthropy from 2021-11-09T21:07
The popularity of cryptocurrency is on the rise, particularly among the philanthropic Millennial generation—and the trend could make serious waves in the charitable sector.
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Revenge of the Suburbs or Return to the City? from 2021-11-09T18:19
The last two years have made it clear that this old rivalry—Suburbs vs. Cities—is still very much a thing, especially when it comes to housing.
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The Richest People in Human History, to the Industrial Revolution from 2021-11-08T21:18
Enjoy this list of the wealthiest historical figures, but keep in mind that the list of the richest people in history may change depending on who you ask!
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2021 New Capital Annual Conference - Afternoon Presentations from 2021-11-04T21:22:05
Potential Tax Law Changes Under the Biden Administration with Kevin Horner of Galligan & Manning and Jason Sharp of Briggs & Veselka. What’s New at New Capital with Leonard Golub, Catherine Bahr ...
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Year-End Guidelines For Making A Contribution to Fidelity Charitable from 2021-11-04T21:14:47
When making year-end charitable donations, to be eligible for a tax deduction, Fidelity Charitable recommends initiating your donation early.
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Market Perspectives October 2021 from 2021-11-04T17:45
Vanguard October Market Perspectives offers global economic and security returns forecasts.
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Inflation Beyond the Current Spike from 2021-11-03T17:53:03
With accommodative monetary and fiscal policies expected to remain in place for some time, could inflation at rates we've seen in 2021 persist in 2022 and beyond?
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The Budget and the Debt Ceiling: Round 2 from 2021-11-01T23:12
Given the stakes, it is unlikely that Congress will allow the government to default, but the road to raising the debt ceiling is unclear.
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Employer Open Enrollment: Make Benefit Choices That Work for You from 2021-10-26T22:52:42
One of your insurance options could be a better fit for your family and might even help reduce your overall health-care costs.
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The New Capital 2021 Annual Conference from 2021-10-22T17:18
Please join us on Friday, October 29th. Register now!
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Is Inflation Still Transitory? from 2021-10-22T15:21:12
While higher inflation and a recent slowdown in economic growth have stoked stagflation fears amongst investors, we continue to expect inflation to tame in the coming months.
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All-Time-High Anxiety from 2021-10-21T14:51
Financial journalists periodically stoke investors’ record-high anxiety by suggesting the laws of physics apply to financial markets—that what goes up must come down.
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An Investor's Guide to the Emerging Psychedelics Industry from 2021-10-19T20:06
The psychedelics market has exploded in recent years, presenting new opportunities for investors as it continues to grow and evolve.
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Retirement Investors: This Back Door May Be Closing for Good from 2021-10-18T21:00
Among the many provisions in the multi-trillion-dollar legislative package being debated in Congress is a provision that would eliminate a strategy that allows high-income investors to pursue tax...
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Could You Be A Target For Cybercrime? from 2021-10-14T12:29
Understanding the potential threats can help keep your online accounts safe.
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How Second Home Mortgages Work from 2021-10-13T12:36
Buying a second home is a dream for many homeowners, one that can be made into reality by leveraging existing equity, paying a higher down payment and reaching out to a trusted lender who can gui...
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Space Sustainability: Preserving the Usability of Outer Space from 2021-10-12T19:57
The orbits in which satellites travel constitute a limited natural resource because there is a finite amount of space becoming increasingly crowded with satellites and space junk.
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Medicare Open Enrollment for 2022 Begins October 15 from 2021-10-12T00:07
Medicare beneficiaries can make new choices and pick plans that work best for them during the annual Medicare Open Enrollment Period.
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Why Market Forecasts Matter To Long-Term Investors from 2021-10-07T15:01
Tuning out the noise remains important, but so does occasionally reassessing investment strategies to ensure that they rest upon reasonable expectations.
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All the Metals We Mined from 2021-10-06T19:50
While we often overlook the presence of these raw materials, they are an essential part of the modern economy. But obtaining these materials can be a complex process that involves mining, refinin...
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The Tesla 'Bubble Or Not' Debate from 2021-10-05T19:45
Few investments in recent years have generated as much debate as Tesla.
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Social Security's Uncertain Future: What You Should Know from 2021-10-04T15:51
Social Security is not in danger of collapsing, but the clock is ticking on the program's ability to pay full benefits.
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Why We Stay Pro-risk from 2021-10-01T18:15
The path for further gains in risk assets looks to have narrowed after a long run higher, but BlackRock reaffirms its tactical pro-risk stance.
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The Budget and the Debt Ceiling: Federal Spending in the Crosshairs from 2021-10-01T13:32
On September 30, 2021, Congress averted a potential federal government shutdown by passing a continuing resolution to provide funding for government operations through December 3, 2021.
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Webinar: Opportunities to Transform Education in a Post-COVID World from 2021-09-29T21:21
Register to attend this exclusive discussion with Sal Khan, co-founder, Khan Academy; Wendy Kopp, co-founder and CEO, Teach for All/Teach for America; and Geoffrey Canada, president, Harlem Child...
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The 50 Companies That Use the Highest Percentage of Green Energy from 2021-09-28T21:03
Green energy was once a niche segment of the wider energy industry, but it’s quickly becoming an essential energy source in many regions and nations across the globe.
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Advancing Tax Proposals Put Corporations and High-Income Individuals in Spotlight from 2021-09-27T23:26
As we monitor progression through the legislative process, here are some highlights from the previously released proposed provisions worth noting.
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Key Questions for Long-Term Investors from 2021-09-24T03:31:27
Whether you’ve been investing for decades or are just getting started, at some point on your investment journey you’ll likely ask yourself some of these questions.
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The 20 Fastest Growing Jobs in the Next Decade from 2021-09-22T18:05:49
The U.S. Bureau of Labor Statistics predicts that 11.9 million new jobs will be created from 2020 to 2030 - a growth rate of 7.7%. See the fastest growing and fastest declining jobs—and how much ...
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Benefits of 529 Plans from 2021-09-21T18:18
There are many more advantages to the college savings programs than simple tax benefits.
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Who Hasn’t Gotten the COVID-19 Vaccine Yet? from 2021-09-20T18:08
Nine months since the first COVID-19 vaccine was approved, more than 120 million Americans have not yet received one dose.
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Greece 2021 from 2021-09-17T15:48
I write to you toward the end of a splendid “trip of a lifetime” with my closest old friends…
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Cash Crusade: Where Does Money Created Via Quantitative Easing Actually Go? from 2021-09-15T14:26
As tapering moves to the forefront of policy discussions, you should understand the mechanics of quantitative easing (QE), how money is created and flows into the financial system, and the impact...
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What’s Made from a Barrel of Oil? from 2021-09-13T14:19
From the gasoline in our cars to the plastic in countless everyday items, crude oil is an essential raw material that shows up everywhere in our lives.
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The Rise of Fintech: 2 Trends Shaping the World from 2021-09-10T05:20
Financial services are undergoing a digital transformation of their own, driven by technological innovations in several key areas.
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9/11 Timeline: Three Hours That Changed Everything from 2021-09-09T15:10:02
For Americans and people watching around the world, September 11, 2001, is a day that will never be forgotten.
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How Capital Gains Tax on Real Estate Works from 2021-09-07T05:30
Capital gains tax is one of the most overlooked expenses you’ll need to pay on a real estate transaction.
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Too Hot to Handle: What's Ahead for the U.S. Housing Market? from 2021-09-06T20:26
Prices are so high that some buyers are backing off, but demand remains strong and will outstrip housing supply for the foreseeable future.
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The Rise of Green Muni Bonds from 2021-09-04T04:50
Investors in green bonds should consider the potential trade-offs between investing for environmental impact and investing for return and capital preservation.
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Visualizing the Biomass of Life from 2021-09-02T15:09
Our planet supports over 8.7 million species. To truly appreciate the scale of this incredible diversity, view this breakdown of the composition of the living world in terms of biomass.
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Don't Neglect the Softer Side of Your Estate Plan from 2021-09-02T02:53
It's worthwhile to think through some of the softer, nonfinancial issues that could arise in your later years.
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Do You Qualify for a Mortgage Interest Deduction from 2021-08-31T05:35
Some homeowners claim mortgage interest deductions to pay less in income tax each year. Is this a viable option for you?
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Infrastructure Legislation Advances, But Still Has a Ways to Go from 2021-08-31T04:36
Despite taking some important steps to advance, the legislation still has a ways to go and will have to overcome more hurdles.
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Ways to Help: Afghanistan Refugee Resettlement from 2021-08-27T15:07
Here is a list of charities and organizations you may want to consider for donation or volunteering to help with aid, refugee resettlement, and other basic human needs.
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8 Financial Do's and Don'ts for the 7-Figure Retirement from 2021-08-27T02:47
Spending your nest egg carefully is just as important as building it.
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Which Powers Should A Power of Attorney Include? from 2021-08-25T15:25
The biggest problem with powers of attorney is not the lack of one, but having one without sufficient powers or provisions.
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A Structural Look at Afghanistan from 2021-08-25T02:36
How does Afghanistan’s unique landscape influence population patterns? How does its geography influence the economy and relationships with neighboring nations?
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VIDEO: U.S. Census 2020 Results: Takeaways from 2021-08-23T13:53
Every 10 years, the U.S. Census Bureau releases its final count of the U.S. population. This video looks at some key takeaways from the 2020 Census.
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Market Perspectives August 2021 from 2021-08-20T14:51
The state of the global economy at midyear still very much depends on the course of COVID-19, especially considering differences in vaccination rates and varied levels of fiscal support.
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How to Help: 2021 Haiti Earthquake from 2021-08-19T13:56
On the morning of August 14, a 7.2 magnitude earthquake struck Haiti, causing widespread destruction. Currently, critical needs include medical help, food and water and shelter.
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What is the Cost of Extreme Weather? from 2021-08-18T14:47
2021 has already been marked by a series of extreme and catastrophic weather events, prompting policy makers to focus on more resilient infrastructure and investments to mitigate climate change, ...
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Road to Decarbonization: U.S. Coal Plant Closures from 2021-08-17T14:42
As the push to decarbonize starts to kick into gear in the U.S., how do coal plant closures factor into the equation?
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Student Loan Payment Pause Extended Through January 2022 from 2021-08-16T23:03
There have been four student loan payment pauses since the start of the pandemic. The latest pause extends repayment obligations for federal student loan borrowers to January 31, 2022.
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'Everything Screams Inflation.’ How to Interpret the Headlines from 2021-08-13T14:29:58
A look at headlines from the past 50 years shows the difficulty of timing markets around inflation expectations. Investors may be better served sticking to a long-term plan.
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Why We Fight About Money from 2021-08-12T14:27
You have to understand what you’re really fighting about to make peace.
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Health Mistakes to Avoid After 50 from 2021-08-10T14:23
All of us can improve the odds of a longer, more healthful life simply by avoiding the health mistakes that people tend to make after age 50.
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Mercator Misconceptions: Clever Map Shows the True Size of Countries from 2021-08-09T14:10
For many people, the Earth as they know it is heavily informed by the Mercator projection—a tool used for nautical navigation that eventually became the world’s most widely recognized map.
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An Action Plan for Long-Term Care from 2021-08-06T13:30:30
Many people put off creating a long-term-care plan. This step-by-step guide can help you get over inertia, dread, or both.
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How Potential Tax Reform in 2021 Could Affect Your Charitable Giving from 2021-08-05T13:36
Tax incentives may help you to give more than you could otherwise and provide even more resources to causes you care about.
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12 Ways to Get Smarter in One Infographic from 2021-08-04T17:01
While raw cognitive abilities matter, it’s how you use and harness those abilities that really makes the difference.
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Antitrust Crackdown Aims to Increase Competition from 2021-08-03T20:37
The executive order targets industries in which heavy market concentration is believed to be driving up prices.
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Student of the Market - July 2021 from 2021-07-30T15:14:51
Student of the Market - July 2021, from BlackRock
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What is Medicare? How is it Different from Medicaid? from 2021-07-29T16:47
Medicare is a federal health insurance program, serving people 65 and older, younger disabled patients, and dialysis patients. Medicaid is an assistance program, serving low-income people regardl...
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What Do Higher Wages Mean for Corporate Profits? from 2021-07-28T14:12
Where things go from here will continue to depend on the trajectory of earnings – investors should use profits as a guide when positioning equity portfolios for a post-pandemic world.
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Infrastructure Megatrends: The Clean Energy Transition from 2021-07-27T16:55
Governments around the world are making the pledge to achieve net-zero emissions. Undoubtedly, the utility sector will play a critical role in transforming these goals into reality.
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Mid-Year Is a Good Time for a Financial Checkup from 2021-07-26T17:19
As life emerges from the pandemic to a "new normal," a mid-year financial checkup may be more important than ever this year.
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The Middle Way from 2021-07-25T19:02:11
How we as the most powerful species on our planet approach environmental concerns is now front and center in the summer of 2021.
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A Midyear Update on our Economic and Market Outlook from 2021-07-22T14:15:59
Macroeconomic indicators signal that the global economy is rebounding faster than many had expected from its sharpest contraction in modern history.
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The Top 100 Companies of the World: The U.S. vs Everyone Else from 2021-07-21T13:54
The largest contributing sectors by market cap are Technology and Consumer Discretionary, together representing 52% of the top 100 firms.
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What's Boosting Value Stocks? from 2021-07-20T14:03
The same forces driving higher consumer prices are also helping lower-priced stocks.
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New Global Tax Accord Takes Shape from 2021-07-19T13:49
After more than four years of international negotiations, 132 countries recently agreed to a new plan to reform international tax laws.
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Are Concerns About Inflation Inflated? from 2021-07-16T15:06:17
US consumer prices were up by 5.4% for the year ending June 2021, the largest annual increase since August 2008. Naturally, inflation is at the center of attention for many US investors.
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Types of Home Improvement Loans from 2021-07-15T14:15
You have more home improvement loan options than you probably realize, so let’s take a look at the different ways to finance your next renovation project.
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How US Housing Prices Changed During the Pandemic from 2021-07-13T13:49
Between April 2020 and April 2021, the price of an average home increased 16%, the largest single-year increase since at least 1992.
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Five Trends for Investors to Watch Amid a COVID-19 Recovery from 2021-07-12T13:38
In early 2020, economies were at the end of an 11-year bull market. Fast-forward one year, and the world has faced tectonic shifts in society, markets, and government policy.
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Welcome Janelle Saunders from 2021-07-09T14:59
Please join us in welcoming Janelle Saunders to New Capital Management. Janelle will be assuming the Administrative Coordinator position.
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Don't Be Dogmatic About Retirement-Portfolio Withdrawals from 2021-07-08T19:03:57
In high- (or low-) tax years, retirees may have reason to flout the rules of thumb on withdrawal sequencing.
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Should You Be Concerned About Inflation? from 2021-07-07T16:07
If you pay attention to financial news, you are probably seeing a lot of discussion about inflation, which has reared its head in the U.S. economy after being mostly dormant for the last decade.
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Hostage Data: Ransomware and Protecting Your Digital Information from 2021-07-06T16:03
While major ransomware syndicates focus on more lucrative targets, plenty of cybercriminals prey on individual consumers.
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Visualizing the Flow of U.S. Energy Consumption from 2021-07-05T14:12
While the US energy mix is still dominated by fossil fuels, there are signs of a steady shift to renewable energy over the past decade.
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Re-Growth: Summer 2021 Road Trip from 2021-07-03T20:14:19
I truly believe that it is these words, and this philosophy, which sit at the heart of what we at New Capital try to help our clients achieve - the hope of life, liberty, and happiness - and that...
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A 150-Year View of U.S. National Debt from 2021-06-28T18:34
In light of the economic headwinds triggered by the COVID-19 pandemic, how is national debt expected to grow from now through 2050?
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How To (NOT) Leave Behind A Smaller Legacy and Pay More Taxes from 2021-06-25T14:00
For high net worth individuals, the surest way to leave behind a smaller legacy is to ignore gift and estate tax planning.
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Charitable Remainder Trusts: Charitable Giving While Generating Income from 2021-06-23T19:54
A charitable remainder trust (CRT) is an irrevocable trust that generates a potential income stream for you, as the donor to the CRT, or other beneficiaries, with the remainder of the donated ass...
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Federal Student Loan Interest Rates Set to Increase for 2021-2022 from 2021-06-23T14:10
After two years of decreases, interest rates on federal student loans are set to increase almost a full percentage point for the 2021-2022 school year.
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Making Medical Decisions during Incapacity from 2021-06-22T20:00
Creating a plan for your healthcare can give you the peace of mind that, even in the worst of situations, your loved ones will know what you wanted to occur clearly and be able to go forward in f...
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Over One-Third of Americans Live In Areas Lacking Mental Health Professionals from 2021-06-22T14:19
An additional 6,398 mental health providers are needed to fill the gaps. In some states, over 80% of the population lives in a mental health professional shortage area.
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50 Years of Global Steel Production from 2021-06-21T19:38
From the bronze age to the iron age, metals have defined eras of human history. If our current era had to be defined similarly, it would undoubtedly be known as the steel age.
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What’s the Federal Reserve’s Outlook for Monetary Policy? from 2021-06-18T19:09
We continue to expect yields will grind higher through the end of the year and strong economic growth accompanied by still relatively accommodative monetary policy will provide support to equity ...
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As Policy Tightens, Expect Only Modest Yield Rises from 2021-06-17T19:16:49
We find that central bank policy rates and interest rates more broadly are likely to rise, but only modestly, in the next several years.
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Retaining Assets While Being Medicaid Eligible from 2021-06-16T15:56
You can save some assets for a spouse and qualify for Medicaid using strategies from an Elder Law or Medicaid Planning Attorney.
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The Biggest Companies in the World in 2021 from 2021-06-15T19:30
Visualize the world’s biggest businesses by market capitalization, as well as the countries and sectors they are from.
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How Are Workers Preparing for Retirement? from 2021-06-14T16:41
The majority of workers, young and old, are at least somewhat confident in their retirement preparations.
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New Capital 2021 Intern: Ashley Yen from 2021-06-12T02:38
Meet the 2021 New Capital Summer Intern, Ashley Yen. She summarizes and reviews several interesting economic infographics from Visual Capitalist.
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Inflation: An Exchange Between Eugene Fama and David Booth from 2021-06-10T19:54:19
Dimensional Founder David Booth talked with Nobel laureate Eugene Fama about inflation and how investors should think about it in their portfolios.
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How Much Trash Do Americans Recycle? from 2021-06-09T19:48
Recycling efforts in the US gained popularity in the 1970s. Data shows the rate of recycling has flattened in recent years.
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Should I Refinance Now? from 2021-06-07T16:42
Due to a variety of market-based factors, interest rates remain near historically low levels, providing a refi-friendly environment for those who’ve yet to get in on the act.
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D-Day 2021 from 2021-06-07T02:28:40
Change is occurring rapidly in business and markets across the world.
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Clearing Up QCD Confusion from 2021-06-04T14:16:12
As this strategy becomes more commonplace, so do questions about how to execute it.
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Is It Better To Give Or Let Kids Inherit? from 2021-06-03T18:17
Not every family can afford to give their children an advance on their inheritance, but for those who can, there are some things to consider.
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Visualizing the Snowball of Government Debt from 2021-06-02T18:34
As countries around the world relax their COVID-19 restrictions, signaling a return to normalcy for the global economy, government debt is likely to remain a controversial issue.
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Shortages and Bottlenecks Expose Weak Links in U.S. Supply Chains from 2021-06-01T20:05
Some supply constraints may ease in the coming months, but other problems could take longer to resolve.
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Why Bother With International Investing Now? from 2021-05-28T17:00:57
If you’re overweight U.S. stocks, you’re not exactly putting all of your eggs in one basket, but you’re definitely loading one up dangerously close to the brim.
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Donors Bet On Multifaceted Solutions to the World’s Great Challenges from 2021-05-27T17:22
Globalization, interconnectedness and ready access to information already have impacted the ways in which donors think about the world’s greatest challenges and how to address them.
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ESG Municipal Bonds: The Next Sustainable Opportunity from 2021-05-26T16:48
Sustainable investing may have started in equities, but it's now expanding into a variety of specialized asset classes - including municipal bonds.
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Crisis Averted? Financial Help for Struggling Renters and Landlords from 2021-05-24T17:09
The March 2021 federal stimulus bill added almost $22 billion in housing assistance to the $25 billion previously allocated by Congress.
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The Coming Drivers of Inflation from 2021-05-21T16:17
Inflation expectations can have a self-fulfilling nature; as individuals and businesses expect to pay higher prices, they expect to be paid more themselves.
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How Much Military Aid Does the US Give to Israel? from 2021-05-20T17:42
Israel has been one of the top aid recipients for decades. Most of that aid goes to its military.
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Getting Hot in Here: 2021 Summer Market Preview from 2021-05-19T18:02
The current state of low mortgage rates has made house hunters ready to pounce on almost any home that comes on the market, and that’s driving up prices.
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Mapping the World's 25 Richest Countries from 2021-05-18T17:52
Looking at history, most high-income countries went through a similar linear journey. Beginning with agriculture-based economies, then periods of rapid industrialization, and finally became servi...
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Retirement Confidence Remains Strong, Despite Pandemic from 2021-05-17T15:46
Despite the economic shock of the coronavirus pandemic, American workers and retirees remain largely optimistic about their financial prospects for retirement.
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How Might the American Jobs Plan Impact the Municipal Bond Market? from 2021-05-15T02:01
With state and local fundamentals well supported by direct and indirect federal aid and a rapidly improving economy, rich valuation across the municipal bond market are likely to persist.
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Visualizing the Recent Explosion in Lumber Prices from 2021-05-13T19:54:01
Over the last year, the price of lumber increase 377%. Fluctuations in its price can significantly affect the housing industry and in turn, influence the broader U.S. economy.
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What is an Advance Directive and Why Do I Need One? from 2021-05-12T15:43
Advance directives are a legal document that expresses a person’s decisions related to end-of-life care.
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American Families Plan Would Provide Benefits for Some, More Taxes for Others from 2021-05-11T14:11
The American Families Plan includes $1.8 trillion in proposed investments and tax credits for American families and children over a period of 10 years, as well as tax increases for those who earn...
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Market Perspectives: May 2021 from 2021-05-10T16:24
The somewhat earlier-than-expected direct payments alongside a continued strong pace of vaccinations point to the U.S. economy growing above the 5% we had previously anticipated in the first quar...
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Why Investors Might Think Twice About Chasing the Biggest Stocks from 2021-05-07T16:01:10
Expectations about a firm’s prospects are reflected in its current stock price. Positive news might lead to additional price appreciation, but those unexpected changes are not predictable.
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Which U.S. Generation has the Most Power and Influence? from 2021-05-06T16:00
We’re on the cusp of one of the most impactful generational shifts in history.
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Rising Inflation: Where Will It Go from Here? from 2021-05-04T14:22
In March 2021, the Consumer Price Index for All Urban Consumers rose 0.6%, the largest one-month increase since August 2012.
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Common Mistakes when Making Beneficiary Designations from 2021-05-03T19:28:52
No matter what kind of estate plan you use, your plan can be undone by some common mistakes when making beneficiary designations.
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Why Wall Street Issues So Many Buy Recommendations from 2021-04-30T19:55:07
Underlying causes include business pressures, investor expectations, and research habits.
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What the CARES Act means for your charitable giving in 2021 from 2021-04-29T16:05
Understand how the new stimulus package may impact your charitable contributions in the 2021 tax year.
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Green Mortgages For A Green Home from 2021-04-28T14:42
An Energy Efficient Mortgage (EEM) can be used both to purchase or to refinance a home that is already certified as energy-efficient, as well as to finance the upgrades required to make a home en...
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Global GDP Forecasts for 2021 and Beyond from 2021-04-27T19:17
In its April 2021 report, the International Monetary Fund (IMF) projected a strong recovery in 2021 and 2022 thanks to ongoing fiscal support, vaccine rollouts, and a general adaptation to pandem...
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Is College Worth It? The Price of College is Rising Faster Than Wages for People With Degrees from 2021-04-26T20:26
Between 2000 and 2019, the price the average college student paid for tuition, fees, and room and board increased 59%.
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What a Difference a Year Makes: Markets in Review from 2021-04-23T14:11:17
Watch a recording of our webinar: What a Difference a Year Makes: Marketsin Review
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How Green is Biden's Infrastructure Plan? from 2021-04-22T18:31
Although the U.S.’s commitment to battling climate change has wavered in recent years, the new administration’s infrastructure proposal, the American Jobs Plan, bears a distinct shade of green.
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The Economic Benefits of a Green Recovery from 2021-04-21T15:34
In a green recovery, it is projected that nine million jobs per year will be created or saved over the next three years, along with 1.1% added in global economic growth annually.
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Enhanced Child Tax Credit for 2021 from 2021-04-20T15:18
The American Rescue Plan Act of 2021 makes substantial, temporary improvements to the child tax credit for 2021, which may increase the amount you might receive.
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What Is The State of Our Environment and Climate from 2021-04-19T19:37
In honor of Earth Day, April 22nd, explore recent statistics on our environment and climate.
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Why Bother With International Investing? from 2021-04-16T18:19:40
We believe on average, that across sectors, industries, and regions, the world will continue to grow, innovate, and change.
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Q1 2021 Market Review from 2021-04-15T18:45
This Q1 Market Review features world capital market performance and a timeline of events for the past quarter.
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Bernard Madoff (1938 - 2021) from 2021-04-14T19:35:54
The following article was originally published on March 12, 2009 and republished today, April 14, 2021, on the date of Bernard Madoff’s death.
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Visualizing Biden’s $1.52 Trillion Budget Proposal for 2022 from 2021-04-13T18:43
This graphic outlines some key takeaways from Biden’s budget proposal plan and highlights how funds could be allocated in the next fiscal year.
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Why Won’t My Power of Attorney Work? from 2021-04-12T18:44
Powers of Attorney (POAs) are excellent and often overlooked estate planning documents.
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2020 Client Satisfaction Survey Results from 2021-04-09T19:59:30
View the results from our 2020 Client Satisfaction Survey.
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The Next Normal from 2021-04-09T17:50:35
We can’t control crises, but we can control our response to them. You want to be prepared to deal with the unexpected before it happens. Not when you’re stuck in the middle of it.
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Will the Senate Estate Tax Bill Impact My Estate Plan? from 2021-04-07T18:24
For individuals with an estate plan in place, the introduction of new legislation gives cause for concern that it may impact their estate plan.
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High-Frequency Indicators: Where to Look for Signs of Recovery from 2021-04-06T19:44
Many of the official government statistics used to gauge the health of the U.S. economy are backward looking and somewhat delayed.
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Americans Now Use More Energy From Renewable Sources Than From Coal from 2021-04-05T14:53
US coal usage has declined since 2007. Coal production and employment are also falling.
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Why We Don't Expect Fed Rate Hikes Anytime Soon from 2021-03-31T20:48
The Fed outlined changes to its monetary policy framework that suggests it won’t raise its benchmark federal funds rate target until at least 2023.
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Three Current Immigration Bills By The Numbers from 2021-03-30T17:45
The House is expected to vote on a pair of immigration bills a month after the unveiling of a wide-ranging package — addressing topics including visas and border security — backed by President Jo...
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U.S. Credit-Card Debt Levels See Record Drop in 2020 from 2021-03-29T15:16
Despite the financial challenges experienced by Americans as a result of the coronavirus pandemic, U.S. credit-card debt dropped to record levels in 2020.
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Dimensional Receives Climate Neutral Operations Certification from 2021-03-26T16:14:22
Dimensional Fund Advisors is among the first in its industry to have its worldwide operations certified Climate Neutral by leading climate solutions provider South Pole.
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What has COVID-19 meant for working women? from 2021-03-25T16:07
Although the female participation rate had begun to improve prior to the pandemic, the early stages of COVID-19 saw participation rates decline for women more than men.
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Due Date for Federal Income Tax Returns and Payments Postponed to May 17 from 2021-03-24T14:42
The relief applies automatically to all taxpayers and no additional forms need to be filed to qualify for the relief.
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Protect Assets from Medicaid Recovery from 2021-03-23T15:58
When a Medicaid recipient passes away, the Medicaid Estate Recovery program is allowed to pursue assets from the estate. However, there are many options to protect assets from Medicaid recovery.
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American Wealth Is Growing, Even During the Pandemic. So Is Wealth Inequality. from 2021-03-22T14:31
Despite the pandemic’s effects on the economy, the total wealth of American households has grown.
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American Rescue Plan Act Provides Relief to Individuals and Businesses from 2021-03-19T15:45
Major relief provisions are summarized here, including some tax provisions.
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IRS Provides Tax Relief to Texas Residents from 2021-03-18T16:39
The IRS has extended the tax filing deadline to June 15, 2021 for residents of TX due to February winter storms.
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Biden Administration Will Improve Regulatory Climate for Sustainable Investing from 2021-03-17T14:27
The rule from the Trump administration will not be enforced by the DOL.
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Capturing the Renewable Energy Shift from 2021-03-15T20:21
As the impacts of climate change have become better understood, so too has the drive for more sustainable sources of energy around the globe.
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The Unwinding of Pandemic Debt from 2021-03-12T15:46
“How will we pay for this?” is the global policymaker’s multitrillion-dollar effort to prop up economies and markets against the monumental threat of the COVID-19 pandemic.
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RIAs Proved Their Worth During March 2020 Meltdown, Study Says from 2021-03-11T15:29
Last year’s swift bear market revealed that “clients working with RIAs tend to sell less and buy more” when markets tumble, according to a new academic paper.
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More women are serving in Congress than at any point in history from 2021-03-10T15:08
There are more than double the number of women serving in the current session than at the end of the 20th century.
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Stock Value vs. Price: What’s the Difference? from 2021-03-08T15:16
To help investors understand the difference between a stock’s price versus its value, we highlight the following key distinctions.
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What Is the Social Cost of Carbon? from 2021-03-05T15:38:47
According to legal scholar and Harvard University professor Cass Sunstein, the social cost of carbon (SCC) is “the most important number you’ve never heard of.”
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Immigrants with Temporary Protected Status could be offered a path to U.S. citizenship from 2021-03-04T15:29
Immigrants who have time-limited permission to live and work in the United States under Temporary Protected Status (TPS) could be granted a pathway to citizenship.
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One in 13 Americans are now fully vaccinated against COVID-19 from 2021-03-03T15:06
Here are five things the data says about COVID-19 as March begins, including stimulus spending patterns and a decline in nursing home cases.
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Leaving Stock Through a Texas Estate Plan from 2021-03-02T15:01
Stocks can be gifted as part of an estate plan and benefit the inheritor if they appreciate in value.
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Beware of Pandemic Scams from 2021-03-01T14:56
According to the Federal Trade Commission (FTC), consumers reported losing more than $3.3 billion to fraud in 2020, up from $1.8 billion in 2019.
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Fidelity Charitable 2021 Giving Report from 2021-02-26T18:50:40
Extraordinary circumstances inspired extraordinary generosity in 2020, leading Fidelity Charitable donors to recommend 2 million grants totaling $9.1 billion.
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Energy Ogre: The Storm's Aftermath from 2021-02-25T16:25
In the wake of Winter Storm Uri blackouts, our Texas clients may wish to consider outsourcing their energy contract procurement and management.
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Protecting Money from a Child’s Divorce from 2021-02-24T20:08
Families with concerns about a child’s marriage are often interested in protecting money from a child’s divorce.
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221 Years of Health and Wealth from 2021-02-24T16:34
Visualize the evolution of health and wealth factors in countries around the world.
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There's Still Time to Contribute to an IRA for 2020 from 2021-02-23T18:18
Even though tax filing season is well under way, there's still time to make a regular IRA contribution for 2020.
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Market Week: February 22, 2021 from 2021-02-22T15:19:22
The stock market was closed last Monday in honor of Presidents' Day. Equities were mixed on the first day of trading last Tuesday.
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Stress Tests from 2021-02-21T19:17:56
System: a group of interacting or interrelated entities that form a unified whole.
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Think Investing Is a Game? Stop. from 2021-02-19T20:02:05
If you’re not the type of person who feels comfortable betting your life savings on a long shot, the good news is that you don’t have to find the next big stock to win in the stock market.
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State of the Union In Numbers from 2021-02-17T20:09
The US Constitution requires that the president annually address Congress on the "state of the union." USAFacts analyzed decades of State of the Union addresses to find the most-covered issues.
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The Buffett Indicator at All-Time Highs: Is This Cause for Concern? from 2021-02-16T18:14
The stock market capitalization-to-GDP ratio, now commonly known as the Buffett Indicator, compares the size of the stock market to that of the economy. A high ratio indicates an overvalued marke...
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Market Week: February 16, 2021 from 2021-02-16T15:45:41
Increasing prospects that a massive fiscal stimulus bill is around the corner helped drive stocks to record highs last Monday.
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2020 Client Satisfaction Survey from 2021-02-12T16:10:16
Please complete the 2020 Client Satisfaction Survey.
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Is the Recent Outperformance of International Stocks Sustainable? from 2021-02-11T20:59:19
Since early November, when vaccine trial results were first announced, international has actually outperformed the U.S. by 3.9 percentage points, and we believe this is only the beginning of the ...
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2020 Charitable Giving Tax Forms from 2021-02-10T16:39
IRS forms 8283 are now available at Fidelity Charitable for those who contributed $500 or more of publicly traded securities for the 2020 calendar year.
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GameStop, Reddit, and Market Mania: What You Need to Know from 2021-02-09T17:11:56
At the heart of this story are two very different sets of investors: professional managers of multibillion-dollar hedge funds and a small army of individual investors connected through social media
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Market Week: February 8, 2021 from 2021-02-08T16:49:34
Stocks had their best day in several weeks last Monday, recovering some of the losses following the prior week's sell-off.
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2020 Tax Reporting of Suspended&Rollback RMDs from 2021-02-05T19:58:35
IRA owners who rolled back RMD distributions will receive two documents for 2020 tax filings.
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The Good News About Retirement Income from 2021-02-05T15:36:45
A lower starting withdrawal rate doesn't guarantee you'll have to live on less.
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The Most Innovative Countries Ranked by Income Group from 2021-02-03T17:29
Wealthy nations may lead the world in innovation, but middle-income countries like China and India shine brighter every year.
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Federal Tax Filing Season Starts Soon from 2021-02-02T15:37
The IRS has announced that the federal income tax filing season for tax year 2020 returns begins on Friday, February 12, 2021. Last-minute changes to tax law have already been included in IRS tax...
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Market Week: February 1, 2021 from 2021-02-01T15:32:23
Equities were mixed to begin last week. The Global Dow (-0.6%), the Russell 2000 (-0.3%), and the Dow (-0.1%) lost value.
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Sustainability - Net Zero: A Fiduciary Approach from 2021-01-29T15:07
In the past few years, no head of a major U.S. financial institution has been more outspoken about the need for sustainable reform of corporate financial practices than Laurence Fink of BlackRock...
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Visualizing Countries by Share of Earth’s Surface from 2021-01-28T20:38:15
There are over 510 million square kilometers of area on the surface of Earth. This visualization ranks the world’s countries by their share of Earth’s surface.
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Why Texans Need an Advanced Health Care Directive from 2021-01-28T16:54
While individuals often think about who would receive their assets when they die, they do not always think about the medical care they want if they cannot speak for themselves.
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Financial Aid Changes on the Horizon from 2021-01-27T18:43:53
In December, Congress passed the Consolidated Appropriations Act, which includes several provisions related to education, including many changes to financial aid.
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Fidelity HSA Management from 2021-01-26T18:21
Fidelity is now offering Health Savings Account (HSA) management.
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Market Week: January 25, 2020 from 2021-01-25T21:28:29
The markets were closed last Monday in observance of Martin Luther King, Jr., Day. However, stocks enjoyed a good start to the week last Tuesday as equities rebounded from the prior Friday's sell...
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Find Your Love from 2021-01-23T21:58:05
We love to help you discover what you love to do, how to do it, when to do it, with whom to do it, and how to finance it.
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Are International Equities Poised to Take Center Stage? from 2021-01-22T17:34:38
A look inside the data reveals that a change may be on the horizon and a globally diversified equity allocation may be rewarded in the coming years.
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Priorities for the Biden Administration's First 100 Days from 2021-01-21T17:26
A $1.9 trillion COVID-19 relief plan. Expanding civil rights and environmental protections. Here are the facts to understand the goals of the new administration.
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What Estate Planning Mistakes Do People Make? from 2021-01-20T16:33
Estate planning for any sized estate is an important responsibility to loved ones.
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Market Week: January 19, 2021 from 2021-01-19T16:26:27
Last Monday, the major benchmark indexes pulled back from record highs reached the prior week. Tech stocks took the biggest hit, dragging the Nasdaq down by 1.3%.
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Conversion of Blend Funds from 2021-01-15T19:45:56
Over the past year, we made the decision to gradually convert away from blend funds, and we have now begun that process.
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Introducing Egan O'Keefe from 2021-01-15T16:09
We would like to formally introduce you to Egan O’Keefe, and welcome her to the team as New Capital’s Administrative Assistant.
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How many Americans have been impeached? from 2021-01-14T17:30
Americans increased spending on groceries and home goods this year, while spending away from the home fell.
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Change Your Giving - Boost Your Joy from 2021-01-13T16:19
Compassion is about empathy, care and concern for your fellow humans, about feeling the suffering of others in your local and global community and wanting to relieve it.
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Revisiting the 4% Rule from 2021-01-12T16:05
How much of your savings can you withdraw each year? Withdraw too much and you run the risk of running out of money. Withdraw too little and you may miss out on a more comfortable retirement life...
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Market Week: January 11, 2021 from 2021-01-11T17:58:13
Last Monday, stocks began the new year down on worries over the Georgia runoff elections, a surge in COVID-19 cases, and evidence that a new strain of the virus has entered the country.
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More Perfect from 2021-01-11T03:18:48
As 2021 begins, I am optimistic about the year ahead despite the evident challenges in front of all of us.
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Market Review 2020: Looking Back on an Unprecedented Year from 2021-01-08T18:26:52
The year 2020 proved to be one of the most tumultuous in modern history, marked by a number of developments that were historically unprecedented.
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2021 Predictions: What the Experts See Coming from 2021-01-07T19:37
Making predictions is a tricky business at the best of times, but especially so after a year of upheaval. Even so, that didn’t stop people from trying their hand at reading the crystal ball.
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Trusts Aren’t Just for Billionaires: Reasons for a Trust from 2021-01-06T15:30
Occasionally clients are hesitant to utilize trusts in their estate plan because they “just have a simple estate” or believe they need substantial assets to warrant a trust.
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Consolidated Appropriations Act Provides Relief to Individuals and Businesses from 2021-01-05T15:53:24
On Sunday, December 27, 2020, the Consolidated Appropriations Act, 2021 (CAA 2021) was signed into law. Major relief provisions are summarized here, as well as some additional tax provisions.
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Market Week: January 4, 2020 from 2021-01-04T20:56:27
Stocks jumped to record highs last Monday after President Trump signed a pandemic relief package into law.
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The 5 Big Forces in 2021 from 2021-01-01T20:53:32
These five big forces are likely to determine the shape of the recovery and portfolio returns in 2021.
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Visualizing the Biggest Tech Mergers and Acquisitions of 2020 from 2020-12-31T18:43:05
For most businesses around the world, 2020 was a year of difficulties, lost business, and economic hardship. For Big Tech, it was a boon.
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Household spending still below pre-pandemic levels from 2020-12-30T20:25
Americans increased spending on groceries and home goods this year, while spending away from the home fell.
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Market Week: December 28, 2020 from 2020-12-28T15:14:50
Stocks rallied by the end of the day last Monday, paring losses from a morning plunge.
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3 Momentous Events Highlight the Impact of Investing in 2020 from 2020-12-24T15:00
The pandemic, the fight for racial justice, and the presidential election demonstrate the importance of weighing in with capital to create positive societal change.
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Tracking COVID-19 Vaccines Around the World from 2020-12-23T15:15
How many COVID-19 vaccines has each country bought? Visualize the confirmed number of doses purchased by country and income level.
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What Does the New Stimulus Bill Mean for You? from 2020-12-23T02:52:52
The bipartisan $900 billion COVID-19 relief bill passed Monday night.While lots of information is out there on the specific provisions, what is most important for you to know?
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How COVID-19 Has Changed Consumer Behavior and the Future of Retail from 2020-12-22T16:02:35
Here's a look at recent changes in consumer behavior, the state of the retail industry, and what these trends could mean for the broader U.S. economy.
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Market Week: December 21, 2020 from 2020-12-21T18:01:06
Tech stocks and consumer shares opened last week on an upswing.
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Year-End Planning, 2020 In Review&A Look Ahead at 2021 from 2020-12-18T21:05:51
Watch a recording of our webinar: Year-End Planning, 2020 In Review & A Look Ahead at 2021
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The 13 Numbers that Defined 2020 from 2020-12-17T21:16
The data to measure the pandemic, the environment, and American politics.
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Student of the Market - December 2020 from 2020-12-16T21:16
Student of the Market - December 2020, from BlackRock
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A Global Look at How People Spend Their Time from 2020-12-16T03:39
We all have the same 24 hours in a day, but we don’t spend them the same way.
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2020 Year-End Tax Tips from 2020-12-14T18:58
Here are some things to consider as you weigh potential tax moves between now and the end of the year.
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Market Week: December 14, 2020 from 2020-12-14T18:49:39
The Nasdaq opened the week by reaching a new high last Monday after climbing for the ninth straight day.
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Light and Warmth from 2020-12-13T00:10:52
As 2020 comes to a close, my hope is that we are emerging from a dark and cold tunnel into the warm light.
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Is Transferring the House to Children a Good Idea? from 2020-12-11T16:40:27
Transferring your house to your children while you’re alive may avoid probate, but gifting a home also can mean a tax bill or could effect long term care benefits.
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Drafting your Family Mission Statement from 2020-12-10T14:02
New Capital stands ready to help you and your family members draft your own family mission statement. Let us know how we can help you.
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The World’s Largest IPOs from 2020-12-09T17:58:22
Big-earning IPOs are back in season, but who's on top when adjusted for inflation?
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Who are the nation’s 4 million teachers? from 2020-12-08T15:28
As the school year continues amid a third wave of COVID-19 cases, the role of teachers has taken center stage. But who are teachers?
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Market Week: December 7, 2020 from 2020-12-07T15:09:33
November closed on a sour note as investors took profits from stocks last Monday.
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Webinar: Year-End Planning, 2020 In Review & A Look Ahead at 2021 from 2020-12-04T20:59
Join us for a discussion of year-end tax and financial planning strategies
as well as a discussion of potential tax effects from a change in political
power in the federal government. We ...
What can COVID-19 vaccines tell us about the opportunity in small caps? from 2020-12-04T20:07:05
For investors that can stomach potential risks, small cap stocks may offer
opportunities for meaningful upside, particularly as the economic recovery
strengthens in 2021.
2020 Year-End Charitable Giving from 2020-12-04T18:03:28
The tax benefits associated with charitable giving could potentially
enhance your ability to give and should be considered as part of your
year-end tax planning.
What Lies Ahead: 2021 Economic Projections and the Year in Review from 2020-12-03T20:25:23
As we look back on a historic year, we trace the notable events of 2020,
along with growth forecasts for the year ahead.
The Jobs Recovery: More Work to Be Done from 2020-12-02T19:06:39
In April 2020, the U.S. economy lost an astonishing 20.8 million jobs, by
far the largest loss recorded in a single month dating back to 1939.
Market Week: November 30, 2020 from 2020-11-30T16:55:05
Last Monday saw stocks advance following encouraging news in the
development of yet another COVID-19 vaccine.
Thanksgiving Fact Feast: Dine on data this Thanksgiving from 2020-11-25T15:39:23
Some topics are unavoidable at Thanksgiving, but there’s no avoiding the
facts! Use this guide to ground dinner discussions in data.
The role of volunteering in philanthropy from 2020-11-24T21:17:37
For many charities, a steady supply of individuals willing to give their
most valuable resource—time—is critical for their basic operations.
Market Week: November 23, 2020 from 2020-11-23T17:57:32
Last week began with more good news on another COVID-19 vaccine, sparking a
rally in domestic and global stocks.
The Right Thing, Not the Easy Thing from 2020-11-20T20:33
New entrants into the field of systematic investing must look for ways to
differentiate themselves.
What Will You Pay for Medicare in 2021? from 2020-11-18T20:45:44
Medicare premiums, deductibles, and coinsurance amounts change annually.
Here's a look at some of the costs that will apply in 2021 if you're
enrolled in Original Medicare Part A and Part B.
On The Brink: The Biggest Threats to Earth's Biodiversity from 2020-11-18T17:34:54
Over the past few decades, the variety of life on Earth has decreased
significantly. Here's a look at some of the major threats to the world's
biodiversity, and the impact each threat has...
Market Week: November 16, 2020 from 2020-11-16T15:30:11
Stocks soared to record highs last Monday following an announcement from a
major pharmaceutical company of positive data on a COVID-19 vaccine.
Energy Stocks Surge on Positive Vaccine News from 2020-11-13T15:13
Energy stocks surged on Nov. 9 following Pfizer's announcement of favorable
phase 3 data on its COVID-19 vaccine.
Understanding the latest Affordable Care Act challenge in the Supreme Court from 2020-11-13T02:54:27
The latest case focuses on the individual mandate, but the entire ACA could
be affected by the court’s decision.
A Global Breakdown of Greenhouse Gas Emissions by Sector from 2020-11-12T18:50:04
In a few decades, greenhouse gases have risen at unprecedented rates as a
result of global growth and resource consumption.
New College Cost Data for 2020-2021 School Year from 2020-11-10T15:10
The College Board publishes average cost figures, which are based on a
survey of approximately 4,000 colleges across the country.
Market Week: November 9, 2020 from 2020-11-09T15:54:26
Stocks rebounded last Monday with each of the benchmark indexes gaining
value, led by the Russell 2000, which added 2.0%, followed by the Global
Dow, the Dow, the S&P 500, and the Nasdaq.
The People Have Spoken from 2020-11-08T16:24:45
Election officials, workers, and voters heroically showed the civic
backbone at the heart of our democracy. Our country, all of us, should be
very proud of this tremendous achievement.
Recordings of the 2020 New Capital Annual Conference from 2020-11-06T20:26:36
Recordings of the New Capital 2020 Annual Conference.
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How Charitable Donors Can Support the Arts from 2020-11-06T04:37
How can donors deploy charitable capital at the intersection of today's
pressing issues and the arts?
The 25 Largest Private Equity Firms from 2020-11-05T16:36
Visualize the top 25 private equity firms by their funds raised over the
last five years.
Long Distance Caregiving During These Difficult Times from 2020-11-05T04:36
Trying to coordinate long distance caregiving is a challenge for many. Add
COVID-19 into the mix, and the situation becomes even more difficult.
IRA and Retirement Plan Limits for 2021 from 2020-11-04T04:37
While some of the limits remain unchanged for 2021, other key numbers have
increased.
Market Week: November 2, 2020 from 2020-11-02T16:03:50
Concern over a surge in COVID-19 cases drove equities lower last Monday.
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November 1 Begins Open Enrollment for Health Insurance Marketplaces from 2020-10-27T14:26
Beginning on November 1, individuals and families may apply for new health
insurance, switch to a different health-care plan, or re-enroll in their
current plan through a Health Insurance...
Market Week: October 26, 2020 from 2020-10-26T16:06:18
Last week started out poorly for equities as investors saw the faint hope
of pre-election financial stimulus fade.
Join us NEXT FRIDAY for the New Capital 2020 VIRTUAL Annual Conference from 2020-10-23T15:45:30
Please join us NEXT FRIDAY for The 2020 Virtual Annual Conference. Register
now!
How Long It Takes To Successfully Confirm a Supreme Court Justice from 2020-10-22T18:27
Confirming Amy Coney Barrett to the Supreme Court before Election Day would
be nearly twice as fast as the average confirmation.
Social Security Retirement Benefits: Frequently Asked Questions from 2020-10-22T15:00
Deciding when to collect Social Security (SS) retirement benefits can be
difficult. Enclosed are the top questions and answers to help you make your
decision.
INFOGRAPHICS: How Carbon Offsetting Works, and What Investors Should Know from 2020-10-21T16:17
Carbon offsetting is an activity used by both businesses and investment
funds that has the potential to accelerate the development of a more
climate-friendly economy.
VIDEO: Fed Forecast: Low Rates Ahead from 2020-10-20T15:54
The Federal Reserve did two interesting things in the summer of 2020. This
video takes a closer look at these two actions.
Market Week: October 19, 2020 from 2020-10-19T15:35:05
Each of the benchmark indexes listed here advanced last Monday, climbing to
their highest levels in more than a month.
Early Voting Has Begun! from 2020-10-16T17:37
Early Voting in Texas runs from October 13 through October 30th. New
Capital encourages all eligible clients to cast their vote in the
elections.
Who is the American farmer? from 2020-10-16T16:23
According to the US Department of Agriculture, more than two million farms
dot the nation, covering 897.4 million acres.
Which Sectors Perform Best Around an Election? from 2020-10-15T19:09:44
Looking at sector performance after each presidential election since 2000,
there is Little discernible pattern based on the election outcome.
200 Years of Interest Rates in the U.S. from 2020-10-14T17:58:55
Visualize the the history of U.S. interest rates over two centuries, from
the creation of the first U.S. Bank to the current historic lows.
Embracing a Global Stock Market from 2020-10-13T19:09
U.S. stocks have significantly outperformed international stocks in recent
years. Does that make international stock diversification unnecessary? Not
at all.
Market Week: October 12, 2020 from 2020-10-12T15:49:11
Last Monday saw stocks start the week on a high note, with each of the
indexes listed here posting notable gains.
How to Vote in Texas from 2020-10-09T18:52:35
Election Day is Tuesday, November 3, 2020. New Capital encourages all
eligible clients to cast their vote in the elections. Here is a
comprehensive guide to voting options in Texas.
An Exceptional Value Premium from 2020-10-09T14:21:47
It’s probably not news to most value investors that the value premium has
struggled over the past decade. What might be news is just how extreme an
outlier recent value stock underperform...
Measuring the Emotional Impact of COVID-19 on the U.S. Population from 2020-10-08T19:50:13
The COVID-19 Pandemic has disrupted the fabric of life, causing devastating
decay to the mental heath of millions of people around the world.
Medicare Open Enrollment for 2021 Begins October 15 from 2020-10-08T03:21:23
The annual Medicare Open Enrollment Period is the time during which
Medicare beneficiaries can make new choices and pick plans that work best
for them.
Policy Changes for the Giving Account from 2020-10-06T19:11:23
Fidelity Charitable has recently approved an update to their Program
Guidelines that requires donors to recommend at least one grant, every two
years.
Market Week: October 5, 2020 from 2020-10-05T15:04:30
Stocks began last week on a high note, with bank and energy stocks leading
the way.
Saving Donald Trump from 2020-10-03T17:29:32
I hereby, and for the first time as an advisor at New Capital Management,
endorse for President of the United States…
Mapped: The Countries With the Most Military Spending from 2020-10-01T16:21:44
The U.S. alone made up the lion’s share of military spending with 38% of
the global total.
The Stock Market Is Not the Economy from 2020-09-30T17:44
This year has powerfully reinforced this lesson. Stocks have rallied
strongly, even as the economic news has deteriorated.
Market Week: September 28, 2020 from 2020-09-28T16:37:35
The major market indexes continued their slide to begin last week.
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Join us for the New Capital 2020 VIRTUAL Annual Conference from 2020-09-25T19:55
Please join us for The 2020 VIRTUAL ANNUAL CONFERENCE on Friday, October
30th. Register now!
How the Air Quality Index Works from 2020-09-24T16:36
Massive fires in the Western U.S. have generated widespread interest in air
quality measurement. In Houston, Air Alliance Houston is a non-profit that
advocates for our own air. (Leonard ...
The Current Food Crisis in America: Helping for Short and Long-Term Needs from 2020-09-22T17:02
Due to COVID-19, food insecurity rates increased overnight, with
projections that the impact could lead to 1 in 6 Americans going hungry,
including 1 in 4 children.
Market Week: September 21, 2020 from 2020-09-21T14:33:44
Stocks rebounded to begin last week on a positive note, as each of the
benchmark indexes listed here posted notable gains by the close of trading
last Monday.
Is the Stock Market Divorced From Reality? from 2020-09-18T17:42
How can stock prices flirt with new highs while the news is so
discouraging?
Visualizing the Hierarchy of Financial Needs from 2020-09-18T01:50:34
Building a solid foundation centers on moving through each stage of the
ladder.
Temporary Payroll Tax Deferral: What You Need to Know from 2020-09-15T15:27:38
On August 8, 2020, the president issued an executive order to allow the
deferral of certain payroll taxes during the last four months of 2020.
Market Week: September 14, 2020 from 2020-09-14T14:31:19
Stocks continued to slide last Tuesday as falling tech shares pulled the
Nasdaq down 4.1%.
Envisioning a Post-Pandemic Future from 2020-09-10T16:28:44
Although some implications of the post-pandemic world are evident, others,
for now, are more opaque.
The Rise of the Values-Driven Investor from 2020-09-09T16:04
New Capital was one of the first and few financial advisors to serve
values-based investors in the state of Texas.
When to Update your Estate Plan? from 2020-09-08T19:38
Major life events often indicate a need to change your plan.
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Foreign Stocks' Lost Decade from 2020-09-08T16:30
The question isn't "will foreign stocks come back?" It's a matter of when.
Listen
Market Week: September 8, 2020 from 2020-09-08T14:39:23
Stocks sagged last Monday, but not enough to dampen a banner month of
returns in August.
Webinar: Current Market Update from 2020-09-04T21:23:42
Watch a recording of our webinar: Current Market Update
Listen
Avoiding a Long-Term Financial Crisis After COVID-19 from 2020-09-03T15:44:06
Research analysts suspect that we've safely averted much of what would
result in a long-term financial crisis during the COVID-19 economic
downturn.
The Bull Is Back... Will It Keep Charging? from 2020-09-02T20:09:09
The market is not the economy, but the economy certainly affects the
market.
The Decline of Upward Mobility from 2020-09-02T19:36:39
Each consecutive generation is finding it harder to earn higher incomes
than their parents.
Market Week: August 31, 2020 from 2020-08-31T15:02
Last week began with a bang. The Dow climbed 1.4% to reach 28,300 for the
first time since February.
Mortgage Rates from 2020-08-28T15:21:25
Mortgage rates are at record lows, and clients may wish to explore
re-financing if they have not already.
Where do we stand in the economic recovery? from 2020-08-27T15:40:54
This week, initial claims for unemployment insurance fell below one million
for the first time since March, and retail sales eclipsed the pre-pandemic
levels seen earlier this year.
The State of Women’s Economic Rights Worldwide from 2020-08-26T19:58:28
While there has been progress over time, women still have fewer employment
and entrepreneurship opportunities than men.
Estate Planning with a Business from 2020-08-25T17:31
Estate planning with a business especially focuses on managing ownership
assets, which requires more sophisticated planning.
Market Week: August 24, 2020 from 2020-08-24T14:26:58
Tech stocks rallied last Monday, and the S&P 500 once again spent some of
the day above its record high, only to tail off by the end of trading.
Sustainable Investing Resources from 2020-08-21T18:43
72% of the U.S. population is interested in sustainable investing, yet many
investors still find the space confusing.
All S&P 500 Sectors and Industries, by Size from 2020-08-21T16:43
The S&P 500 is one of the most widely quoted stock market indexes, but do
you know how it’s comprised?
Plan Sponsors: Coronavirus Relief Measures from 2020-08-20T15:46:14
In late June, the IRS released notices which clarify many of the details
for both retirement plan participants and sponsors.
Medicare Basics: What to Know from 2020-08-19T17:28
With so many people retiring and especially with the impact of COVID-19 on
the economy, many clients are faced with important decisions on their
healthcare.
Market Week: August 17, 2020 from 2020-08-17T14:21:43
Stocks started the week mostly higher as investors anticipated additional
virus stimulus relief.
Summer Road Trip 2020 Part 3: Telluride to Columbus TX from 2020-08-15T17:35:13
Our trip by camper took us 4000 miles across the interior of the United
States: Texas, Arkansas, Oklahoma, Kansas, Colorado, New Mexico, and back
to Texas. We grew as individuals and as...
Supporting Racial Equity from 2020-08-13T16:38
Across the country, communities are demanding an end to racial injustice
and systems of oppression.
How a U.S. Election Could Impact Your Long-Term Investment Goals from 2020-08-12T20:23:58
With the political divide growing, heated opinions have dominated headlines
- and many experts are predicting market volatility.
Fidelity Debit Card Text Alerts from 2020-08-11T20:37:14
Fidelity Debit Card owners have been automatically enrolled in Fidelity's
2-Way Connect text alerts. Notifications will be sent, in real-time, to
alert of possible fraudulent transactions...
David Booth on Value and Values from 2020-08-11T18:08:52
History shows that you can’t time stock returns. To capture the market’s
historical premiums, you have to be patient.
Market Week: August 10, 2020 from 2020-08-10T17:06:27
Last week began with stocks vaulting higher for the tenth Monday in a row.
The Nasdaq reached a record high as tech stocks surged.
Ways to Give: Beirut Explosion from 2020-08-07T20:04
We have assembled this list of charities that you may consider for
donations to help with aid, recovery of survivors, and their ongoing needs.
Understanding the 4 Key Annuities Types from 2020-08-06T18:41:08
Annuities can offer valuable protection against outliving your assets, but
they can also be high-cost and complicated. We dig into some pluses and
minuses.
Understanding the Disconnect Between Consumers and the Stock Market from 2020-08-04T16:44
Since the emergence of Covid-19, US consumer confidence has declined
significantly. Stock markets, on the other hand, appear to be much less
concerned.
Market Week: August 3, 2020 from 2020-08-03T16:49
Equities continued their positive run of Mondays by posting solid gains
again to start last week.
Dynamic spending: A better way to budget in retirement from 2020-07-31T16:42:35
If you are close to retirement or already retired, market unpredictability
can pose significant concern - but it doesn't have to.
Tracking the Growing Wave of Oil & Gas Bankruptcies in 2020 from 2020-07-30T16:20
The energy sector in North America was already in a tough spot heading into
2020. Unfortunately, the new decade only made things worse.
Social Security From a Divorced Spouse from 2020-07-29T16:07
If you are divorced, there are a number of options for receiving Social
Security benefits based on a former spouse’s earnings record.
IRS Clarifies COVID-19 Relief Measures for Retirement Savers from 2020-07-29T02:02:48
The CARES Act passed in March 2020 ushered in several measures designed to
help IRA and retirement plan account holders, but left questions about the
details unanswered. In late June, the...
Market Week: July 27, 2020 from 2020-07-27T20:30:07
Last week started off on a high note as stocks reached levels not seen
since February.
Summer Road Trip 2020 Part 2: Breckenridge to Mesa Verde from 2020-07-27T02:35:37
I stood alone in the desert quiet at dusk staring at the awesome vast chasm
in front of me, the confluence of the Green River and what was once known
as the Grand River, now called the Co...
How Much Do Countries Spend on Healthcare Compared to the Military? from 2020-07-23T17:36
The Big Five tech companies generate almost $900 billion in revenues
combined. How do they earn their billions?
Is the U.S. recession over? from 2020-07-22T17:22
The gradual yet bumpy reopening and rebound in economic activity begs the
question: Is the recession over?
IRS Outlines Changes to Health-Care Spending Rules Under CARES Act from 2020-07-22T04:33:47
The amended rules under the CARES Act provide flexibility for health-care
spending related to the ongoing COVID-19 pandemic.
Market Week: July 20, 2020 from 2020-07-20T16:46:09
Stocks surged early last Monday only to fall back by the end of the day.
Earlier in the day, the S&P 500 reached its highest level since the
COVID-19 pandemic sent equities reeling.
2020 Midyear Outlook from 2020-07-17T18:07:57
The coronavirus shock is accelerating structural trends in inequality,
globalization, macro policy and sustainability.
How Big Tech Makes Their Billions from 2020-07-15T16:09
The Big Five tech companies generate almost $900 billion in revenues
combined. How do they earn their billions?
The Shape of Economic Recovery from 2020-07-14T21:09:24
On June 8, 2020, the National Bureau of Economic Research (NBER) announced
that February 2020 marked the end of an expansion that began in 2009 and
the beginning of a recession.
Market Week: July 13, 2020 from 2020-07-13T17:36:08
Last Monday proved to be a good start to the week for equities as each of
the benchmark indexes listed here posted solid gains.
Summer 2020 Roadtrip - Part 1: Columbus, TX to Breckenridge, CO from 2020-07-12T13:33:21
In the midst of a spreading global pandemic, following a roller-coaster
period in financial markets, our family departed our beloved nature
preserve for a summer vacation road trip in our...
Q2 Market Review from 2020-07-12T13:08:55
This Q2 Market Review features world capital market performance and a
timeline of events for the past quarter.
What’s At Risk: An 18-Month View of a Post-COVID World from 2020-07-09T12:39
Covid-19 will leave lasting impacts on life as we know it. many of these
dramatic changes are already in effect.
Long Term Care Costs Going Up Due to COVID-19? from 2020-07-08T12:32
About 70% of seniors 65 and older will eventually require some type of long
term care in their lifetimes. That care already isn’t cheap, but how will
prices be affected by COVID-19?
July 15 Due Date Approaches for Federal Income Tax Returns and Payments from 2020-07-07T14:10
The due date for federal income tax returns and payments is Wednesday, July
15, 2020.
Market Week: July 6, 2020 from 2020-07-06T15:22
Domestic stocks surged last Monday, as a robust pending home sales report
overshadowed an increase in COVID-19 cases.
ESG Funds Setting a Record Pace for Launches in 2020 from 2020-07-03T18:08:38
A closer look at a few intriguing sustainable funds that were launched in
the first half of 2020.
Charting the $1.7B Transfer of Military Equipment to Police Departments from 2020-07-02T14:52
Over the past decade, law enforcement agencies around the country have
received $1.7 billion in excess Department of Defense property.
Things You Should Not Keep in Your Safe Deposit Box from 2020-07-01T19:45:31
There are some items you might not want to lock away in your bank, which
isn’t open nights, holidays, or weekends, and may have more limited hours
during the Covid-19 pandemic.
Market Week: June 29, 2020 from 2020-06-29T17:34:26
The week began with the stock market picking up where it left off the
previous week.
Additional Guidelines for Unwanted RMD's under the CARES Act from 2020-06-27T02:38:09
On June 23, 2020 the IRS released additional guidelines on the waiver of
2020 Required Minimum Distributions (RMD’s).
Large and In Charge? Giant Firms atop Market Is Nothing New. from 2020-06-26T16:18
While the types of businesses most prominent in the market vary through
time, the fact that a small subset of companies’ stocks account for an
outsized portion of the stock market is not ...
Vegetarianism: Tapping Into the Meatless Revolution from 2020-06-25T14:04
The way people choose and consume their food is changing, and encouraging a
sweeping shift from animal-based to plant-based food products.
Social Security and Medicare Face Financial Challenges from 2020-06-24T16:17:19
The newest Social Security and Medicare reports to Congress, released on
April 22, 2020, discuss the current financial condition and ongoing
financial challenges that both programs face, ...
Market Week: June 22, 2020 from 2020-06-22T18:23
Equities began the week edging higher following the Federal Reserve's
announcement that it would buy corporate bonds under an emergency lending
program.
When Will Life Return to Normal? from 2020-06-18T13:52
Experts weigh in on how long it is expected to take before things can
return to the status quo.
Home Bias: Overcoming Biases Against Global Stock Investing from 2020-06-17T21:50:41
The U.S. stock market may offer the comfort of familiarity, but investing
in both U.S. and international markets can benefit those with long-term
perspectives.
Market Week: June 15, 2020 from 2020-06-15T17:19:29
Last week began with a bang for stocks as each of the indexes gained well
over 1.0% for the day. The S&P 500, after climbing 1.2%, has picked up
nearly 45.0% since its 2020 low, pushing i...
New Capital 2020 Intern: Jeffrey Li from 2020-06-14T01:34:10
Meet the 2020 New Capital Summer Intern, Jeffrey Li. He summarizes and
reviews several interesting economic infographics from Visual Capitalist.
Will the Fed cause inflation? from 2020-06-11T13:00
Historically, an increase in the money supply leads to higher levels of
inflation, but investors should remember that supply is only one driver of
overall prices.
Dimensional 2020 Matrix Book from 2020-06-10T16:36:34
Dimensional’s annual survey of investment performance draws on historical
data to look beyond short-term market fluctuations and shed light on the
dimensions that explain differences in r...
U.S. Government Sends Millions of Economic Impact Payments by Prepaid Debit Card from 2020-06-09T05:51
The Economic Impact Payment Card (EIP Card) arrives in a plain envelope
from Money Network Cardholder Services, along with card information and
instructions for its activation.
Market Week: June 8, 2020 from 2020-06-08T14:32:46
Despite nationwide protests and U.S.-China tensions, stocks rose to start
the week.
Affliction from 2020-06-06T03:32:11
There are no good reasons for the United States, or the world, to continue
to choose racism. It is a self-inflicted illness, an affliction that holds
all of us back individually and colle...
Diversification Can Feel Disappointing from 2020-06-04T17:48:17
A well-diversified portfolio is designed to help you achieve your long-term
goals as well as limit your portfolio’s downs (and ups). But it doesn’t
always feel good.
How People and Companies Feel About Working Remotely from 2020-06-04T17:39:05
With millions of people taking part in this work-from-home experiment, it’s
worth asking the question – how do people and companies actually feel about
working from home?
Think Twice Before Speculating on a COVID-19 Cure from 2020-06-03T19:09:39
As hundreds of companies race to develop vaccines and drug therapies that
could help end the COVID-19 pandemic, news reports on successful or failed
trials affect individual stock prices ...
Webinar Recording: Fixed Income Bonds in a Covid World - May 29, 2020 from 2020-06-02T16:43
Watch a recording of our webinar: Fixed Income Bonds in a Covid World
Listen
Market Week: June 1, 2020 from 2020-06-01T15:14:37
With the stock market closed last Monday in observance of Memorial Day,
Tuesday's trading led to solid returns for each of the benchmark indexes
listed here.
David Booth on Righting the Ship from 2020-05-29T14:47
Everyone wants to know when we’ll be able to get to the other side of
COVID-19. Dimensional Founder David Booth shares what he’s seeing and why
it gives him hope.
2019 IRA Contribution Deadline Has Been Extended from 2020-05-27T17:05:48
Due to the coronavirus tax filing extension, there's still time to make a
regular IRA contribution for 2019.
Market Week: May 26, 2020 from 2020-05-26T17:23:50
The major benchmarks opened the week on a high note, led by the Russell
2000, which gained more than 6.0%.
Life Changes from 2020-05-22T21:39:54
New Capital is dedicated to understanding not only our clients’ life goals,
but also changes to our clients’ life goals.
Retiree Confidence Drops in 2020, As Some Workers Worry from 2020-05-21T20:07:48
The Retirement Confidence Survey conducted each year by the Employee
Benefit Research Institute (EBRI) took a slightly different tack in 2020.
Spread the Word: What’s New with Valuation Ratios from 2020-05-21T13:47
Over the 10-year period ending March 31, 2020, the Fama/French US Value
Research Index returned an annualized 5.06%, well behind the 13.04%
achieved by the Fama/French US Growth Research ...
11 Cognitive Biases That Influence Political Outcomes from 2020-05-19T14:33
When searching for facts, our own cognitive biases often get in the way.
Listen
Market Week: May 18, 2020 from 2020-05-18T14:28:05
Stocks opened the week with mixed returns. The S&P 500 stayed level, the
Dow fell by almost half a point, and the Nasdaq finished the day up
three-quarters of a percent.
Coronavirus Affects Federal, State, and Local Deadlines from 2020-05-14T17:20:02
Federal, state, and local governments have extended a number of deadlines
amid the coronavirus pandemic.
Coronavirus Infographics - Updated from 2020-05-14T14:45
An updated collection of Covid-19 (Coronavirus) infographics.
Listen
The Bumpy Road to the Market’s Long-Term Average from 2020-05-13T17:29:32
It’s important to remember that returns in any given year may be sky-high,
extremely poor, or somewhere in between.
Too Much Oil with Nowhere to Go from 2020-05-13T17:13:49
The dramatic plunge below zero highlighted a fundamental problem for the
oil industry in the face of evaporating demand due to COVID-19.
Market Week: May 11, 2020 from 2020-05-11T15:07:53
Investors continue to move toward stocks despite unfavorable economic data.
Listen
Market Week: May 4, 2020 from 2020-05-04T15:25:19
Investors were guardedly optimistic last Monday as several countries and
some states began to reopen their economies.
Small Businesses Eligible for Numerous Relief Programs During COVID-19 Crisis from 2020-04-29T18:14:01
Congress has passed several pieces of legislation with provisions to help
small businesses shore up their coffers and keep employees on the payroll.
Special Markets Update 2020 #7 - April 24, 2020 from 2020-04-29T14:23:59
Watch a recording of our webinar: Special Markets Update 2020 #7
Listen
Market Week: April 27, 2020 from 2020-04-27T18:12:21
The week started with stock indexes falling sharply on the heels of an
historic plunge of crude oil into negative territory.
Coronavirus Infographics from 2020-04-24T15:36:05
A collection of Covid-19 (Coronavirus) infographics.
Listen
Long-Term Investors, Don’t Let a Recession Faze You from 2020-04-23T18:08:58
Data covering the past century’s 15 US recessions show that investors
tended to be rewarded for sticking with stocks.
How Oil Prices Went Subzero: Explaining the COVID-19 Oil Crash from 2020-04-22T17:12:19
On April 20th, futures for crude oil's U.S. benchmark (WTI) went into
negative territory - meaning for the first time in history, producers would
pay traders to take oil off their hands.
Giving Guidance for Coronavirus from 2020-04-21T20:39:43
Fidelity Charitable has developed Giving Guidance for Coronavirus, with
resources designed to help you identify effective ways to make a
difference.
Market Week: April 20, 2020 from 2020-04-20T17:24:21
Last weekend, Russia, Saudi Arabia, and other major oil-producing countries
agreed to slash production as oil prices had fallen about 50% from their
January peak.
Scammers on the Rise from 2020-04-17T20:09:22
Fidelity is recording an increase in fraudulent money requests taking form
in wire fraud, identity theft, and email scams.
CARES Act: Retirement Plan Relief Provisions from 2020-04-15T20:31:23
The CARES Act includes provisions for retirement plan relief for
individuals under federal tax law.
Special Markets Update 2020 #6 - April 10, 2020 from 2020-04-15T02:52:02
Watch a recording of our webinar: Special Markets Update 2020 #6
Listen
Market Week: April 13, 2020 from 2020-04-13T18:27:07
The week started out with a bang as stocks soared in value on Monday with
each of the benchmark indexes posting sizable gains.
Q1 Market Review from 2020-04-10T17:33:01
This Q1 Market Review features world capital market performance and a
timeline of events for the past quarter.
Government Acts to Blunt Financial Impact of Global Pandemic from 2020-04-09T16:43:04
With lives and livelihoods at risk, the Federal Reserve, state governments,
and the federal government have responded with a full slate of emergency
measures.
Coping with Market Volatility: Continuing to Invest May Help You Stay on Course from 2020-04-07T21:07:14
In the current market environment, the value of your holdings may be
fluctuating widely — and it's natural to feel tentative about further
investment.
Special Markets Update 2020 #5 - April 3, 2020 from 2020-04-07T14:39:15
Watch a recording of our webinar: Special Markets Update 2020 #5
Listen
Market Week: April 6, 2020 from 2020-04-06T18:05:39
Stocks continued to rally at the beginning of last week amid hopes of
enhanced testing for COVID-19. But by the end of the day Wednesday stocks
slid, with the S&P 500 and Nasdaq posting t...
CARES Act Provides Relief to Individuals and Businesses from 2020-04-01T17:09:58
On Friday, March 27, 2020, the Coronavirus Aid, Relief, and Economic
Security (CARES) Act was signed into law.
IRS has extended 2019 IRA and HSA Contributions from 2020-03-31T16:18:25
Along with the tax filing and tax payment extensions, the IRS has extended
2019 IRA and Health Savings Accounts (HSA) contributions to July 15, 2020.
Special Markets Update 2020 #4 - March 27, 2020 from 2020-03-31T14:59:04
Watch a recording of our webinar: Special Markets Update 2020 #4
Listen
Market Week: March 30, 2020 from 2020-03-30T17:34:52
Stocks opened the week as they closed the previous one — in a tailspin.
However, aggressive moves by the Federal Reserve late in the day, coupled
with the hope of a massive aid package fr...
Coping with Market Volatility: Avoid Rash Decisions from 2020-03-30T17:29:16
A volatile market isn't the best time to do a complete makeover of your
portfolio, especially if you have long-term financial goals you're trying
to address.
Personal Loans: Avoiding Financial Complications from 2020-03-26T14:46
If you are considering offering to loan money to a loved one, there are
administrative matters and some financial, tax, and regulatory
considerations to cover to protect yourself and your...
Due Date for Federal Income Tax Returns and Payments Postponed to July 15 from 2020-03-26T13:18
Due to the coronavirus pandemic, the due date for filing federal income tax
returns and making tax payments has been postponed by the IRS from
Wednesday, April 15, 2020, to Wednesday, Jul...
Federal Student Loan Borrowers Get Some Relief Due to COVID-19 from 2020-03-24T16:58:52
On March 20, 2020, the Department of Education announced terms for student
loan relief for tens of millions of borrowers in response to COVID-19.
Fidelity Mobile Deposit Limits Increased from 2020-03-24T14:33:46
Fidelity has temporarily increased the mobile check deposit limit to
$100,000 in order to allow customers to make large deposits from the
comfort of their own home.
Special Markets Update 2020 #3 - March 20, 2020 from 2020-03-24T14:10:45
Watch a recording of our webinar: Special Markets Update 2020 #3
Listen
Bear Markets Come and Go from 2020-03-23T18:21:38
The longest bull market in history lasted almost 11 years before
coronavirus fears and the realities of a seriously disrupted U.S. economy
brought it to an end.
Market Week: March 23, 2020 from 2020-03-23T18:04:57
Following the Fed's latest interest rate cut last weekend, stocks opened
markedly lower on Monday, prompting the third circuit breaker in the last
six sessions as trading was halted only ...
Special Markets Update 2020 #2 - March 13, 2020 from 2020-03-18T14:04:31
Watch a recording of our webinar: Special Markets Update 2020 #2
Listen
Money Markets and the Low Rate Environment from 2020-03-18T14:01:41
As the government has continued to lower the federal funds rate we can also
expect to see money market yield rates continue in that direction.
Market Week: March 16, 2020 from 2020-03-16T19:29:33
The run of positive weekly market gains ended last week as benchmark
indexes lost value.
Special Markets Update 2020 #1 - March 9, 2020 from 2020-03-11T16:45:35
Watch a recording of our webinar: Special Markets Update
Listen
Market Week: March 9, 2020 from 2020-03-09T17:10:04
While it apparently took a day to take effect, the Fed's decision to reduce
the target range for the federal funds rate by 50 basis points quelled the
massive rush to sell stocks and brou...
Coronavirus Concerns? Consider Past Health Crises from 2020-03-05T16:48:10
If recent volatility is causing you to consider cashing out of your stock
holdings, it may be worthwhile to pause and put recent events into
perspective, using history as a guide.
Keeping Your Business in the Family from 2020-03-04T17:28
If your plan is to keep your business in the family, as opposed to selling
it to an outside party or another business, you should be aware of some of
the issues that can contribute to the...
Market Week: March 2, 2020 from 2020-03-02T18:50:52
Panicked investors continued a major sell-off last week, pushing stocks to
double-digit losses.
Coronavirus Thoughts from 2020-03-02T16:51:47
Global stock markets have fallen approximately 10% over the past week, undoubtedly in response to the global spread of the COVID-19 virus.
Listen
Meet China’s 113 Cities With More Than One Million People from 2020-02-27T19:04
There are now 113 urban areas in China that surpass the one million
population threshold. In comparison, North America and the EU combined have
114 urban areas that surpass one million pe...
The Coronavirus and the Global Economy from 2020-02-27T00:53:03
Anything that affects China, the world's second-largest economy, can have a
powerful ripple effect around the globe.
Market Week: February 24, 2020 from 2020-02-24T16:17
The run of positive weekly market gains ended last week as benchmark
indexes lost value.
2019 Client Satisfaction Survey from 2020-02-20T16:52
Please complete the 2019 Client Satisfaction Survey.
Listen
Bond Study Confirms Investment Approach and Offers New Insight from 2020-02-19T16:59
A new study identifies an additional metric—a bond issuer’s stock
returns—that holds merit inevaluating fixed-income investments.
Market Week: February 18, 2020 from 2020-02-18T21:30:11
Despite the ongoing battle against the coronavirus, stocks reached record
highs last week.
The Carbon Footprint of the Food Supply Chain from 2020-02-13T22:07:33
The difference between specific food types can vary by orders of magnitude,
meaning what we eat could be a significant factor impacting GHG emissions
on the environment.
Market Week: February 10, 2020 from 2020-02-10T20:17
Stocks rebounded and long-term bond yields rose last week amid reports of
China's plans to cut tariffs on some American imports. The S&P 500, Dow,
and Nasdaq reached all-time highs during...
Webinar Recording: Looking Back at 2019 & Ahead to 2020 from 2020-02-08T02:54:21
Watch a recording of our webinar: Looking Back at 2019 & Ahead to 2020
Listen
Yields of Dreams: A Closer Look at Dividends from 2020-02-06T18:44:24
Dividend strategies are not the only way to produce cash, and investors
should be aware of the potential tradeoffs that accompany a focus on
dividends.
The SECURE Act and Your Retirement Savings from 2020-02-05T02:02:59
The SECURE Act was enacted in December 2019 as part of a larger federal
spending package.
Market Month: January 2020 from 2020-02-03T22:29:31
January was full of ups and downs as investors rode a wave of uncertainty.
Listen
Market Week: January 27, 2020 from 2020-01-27T21:19:43
Last week proved to be a tough one for the market as each of the benchmark
indexes listed here lost value.
Blindsided from 2020-01-25T19:01:37
If you suspect that any conflicts of interest may be present in your advisory relationship, you may wish to reconsider that relationship, for the benefit of both your portfolio and your life.
Listen
The 2010s: A Decade in Review from 2020-01-24T17:33:47
Imagine it is early January 2010 and you are reading a review of the
financial markets.
How China Overtook the U.S. as the World’s Major Trading Partner from 2020-01-22T23:52
A critical shift is occurring, and it may surprise you to learn that China
has already usurped the U.S. as the world’s most dominant trading partner.
Market Week: January 21, 2020 from 2020-01-21T18:30
The Dow has posted weekly gains for five of the last six weeks, the S&P 500
advanced for the second consecutive week, and the Nasdaq has risen for six
straight weeks.
Responsibility from 2020-01-17T20:51:01
Responsibility for bull markets rests on many shoulders.
Listen
Sustainability as BlackRock’s New Standard for Investing from 2020-01-16T20:23
Climate change has become a defining factor in companies’ long-term
prospects. Awareness is rapidly changing, and I believe we are on the edge
of a fundamental reshaping of finance.
TRACED Act Offers Consumers Additional Protections Against Robocalls from 2020-01-15T23:03:22
The Federal Communications Commission (FCC) ranks unwanted robocalls
highest on their list of consumer complaints.
Market Week: January 13, 2020 from 2020-01-13T23:16
Last Friday's jobs report was a mixed bag of information. While 145,000 new
jobs were added and the unemployment rate remained at 3.5%, wage growth was
tepid in December to cap off a year...
2019 Annual Reports from 2020-01-10T21:32:08
2019 Annual Reports are prepared and available through the Morningstar Web
Portal
Green: The New Energy Era: The Lithium-Ion Supply Chain from 2020-01-09T15:58
Battery minerals are set to become the new oil, with lithium-ion battery
supply chains becoming the new pipelines.
Trade Agreements Offer Optimism, But Uncertainty Remains from 2020-01-08T20:55:29
New trade deals were expected to be enacted in early 2020 acting as
important steps toward resolving conflicts with our three largest trading
partners that had cast a pall over a generall...
Dimensional Reduces US Mutual Fund Management Fees from 2020-01-06T20:01:36
Dimensional is pleased to announce a reduction in management fees or
expense caps for 77 US Mutual Funds effective February 28, 2020.
Annual Market Review 2019 from 2020-01-04T06:16:04
The year began with the government stymied by a shutdown, and ended with
articles of impeachment levied against the president. Nevertheless,
investors remained relatively bullish toward s...
Hindsight Is 20/20. Foresight Isn’t. from 2020-01-01T16:35
The year 2019 served up many examples of the unpredictability of markets.
Taken as a whole, it’s a reminder that the prediction game can be a losing
one for investors.
New Spending Package Includes Sweeping Retirement Plan Changes from 2019-12-31T16:01
The SECURE Act represents the most sweeping set of changes to retirement
legislation in more than a decade.
Market Week: December 30, 2019 from 2019-12-30T16:18
The holiday spirit, coupled with renewed optimism on the trade front,
helped propel stocks higher last week.
Market Week: December 23, 2019 from 2019-12-24T16:24:29
Stocks continued to surge last week, reaching new record highs ahead of the
Christmas holiday. The S&P 500 recorded its largest weekly percentage gain
in several months.
The 20 Best-Performing Stocks of the Decade from 2019-12-20T15:11:14
Hindsight is 20/20. It can be incredibly difficult to pick the “next big
stock” in the moment, but looking back gives us clarity on where we could
have reaped the highest rewards.
Market Week: December 16, 2019 from 2019-12-17T21:41:01
Positive developments finally arrived in the ongoing trade war between the
United States and China.
The Dramatic Rise and Fall of Cannabis Company Stocks from 2019-12-12T20:25
In a few short years, the cannabis industry has experienced a rollercoaster
of stock prices.
The Ag Economy: Tough Times for Farmers in 2019 from 2019-12-11T19:54:34
Net farm income is forecast to grow almost 4.8% to $88 billion in 2019, but
this broad measure of profits includes financial support from the federal
government.
Market Week: December 9, 2019 from 2019-12-09T19:55:40
Market performance was uneven last week, culminating in some of the
benchmark indexes closing in the black while a few lost value by week's
end.
What Does High Asset Growth Say About a Company's Expected Return? from 2019-12-06T16:12
Our vital investment partner, Dimensional Fund Advisors, possesses an
unparalleled track record in investment research. Here are their latest
findings.
What Will You Pay for Medicare in 2020? from 2019-12-04T19:38:01
Medicare premiums, deductibles, and coinsurance amounts change annually.
Here's a look at some of the costs that will apply in 2020 if you're
enrolled in Original Medicare Part A and Part B.
Market Month: November 2019 from 2019-12-02T21:23:46
Stocks grew for the third straight month as each of the benchmark indexes
listed here posted solid returns in November.
Market Week: November 25, 2019 from 2019-11-25T21:52
The market's run of weekly gains ended last week as each of the benchmark
indexes listed here lost value.
Fidelity to begin offering Health Savings Accounts (HSA) from 2019-11-22T17:15
HSA’s are a great way for individuals to pay for qualified medical expenses
in a tax-advantaged way and are designed to work together with
high-deductible health plans (HDHP)
College Cost Data for 2019-2020 School Year from 2019-11-21T15:32
Each year, the College Board releases its annual Trends in College Pricing
report that highlights current college costs and trends.
Fidelity Charitable 2019 Giving Report from 2019-11-19T16:42
The 2019 Fidelity Charitable Giving Report is a snapshot of more than
200,000 generous donors.
IRA and Retirement Plan Limits for 2020 from 2019-11-14T16:31
You can contribute to both a traditional IRA and a Roth IRA in 2020, but
your total contributions can't exceed specified annual limits.
Market Week: November 11, 2019 from 2019-11-13T16:33
The Dow hit a new record high last week, and each of the benchmark indexes
listed here posted solid gains as investors received encouraging news on
the trade front.
From Coast to Coast: How U.S. Muni Bonds Help Build the Nation from 2019-11-12T22:05
For over 200 years, municipal bonds have provided critical financing to
build hospitals, schools, highways, airports, and more. Learn more.