Podcasts by The Prosperity Gap Podcast

Episode 54: Back Door Roth Conversions and Mega Back Door Roths from 2021-04-23T09:00

Back Door Roth Conversions and Mega Back Door Roths

Roth IRAs are becoming more popular , but some people do not qualify to contribute in to these accounts....But there is a work around...

Episode 53: Maximize the Benefit of Your 401(k) from 2021-04-16T01:00

When we look at our 401k plans, there's a lot of things we understand. Most of us understand the limits that go into those. But what we don't understand is how a lot of the inner worki...

Episode 52: Four Ways That May Allow You to Take an Early Retirement from 2021-04-09T01:00

Want to retire early? 4 things to look into 

Number one - If you already have 35 high years of earnings that you can use for yourself security benefits. Many people wait to retire becau...

Episode 51: 3 Current Economic Risks You Don't Want to Sleep On from 2021-04-02T09:00

There's three main areas that I have concerns with when I talk to people on a daily basis. 
I see that many of them are not concerned at all but if it were to happen it would have a maj...

Episode 50: Fiduciaries and the role they play in your retirement from 2021-03-26T01:00

Support the show (https://retirementriskadvisors.com)

Episode 49: Retirement Planning for Those You Leave Behind from 2021-03-19T01:00

Dave spends this episode talking from the heart after the loss of his brother. He talks about retirement, planning and things we need to do to help make sure the loved ones we leave behind are t...

Episode 48: Two Truths and a Lie: Social Security from 2021-03-12T01:00

Dave hall breaks down a Social Security article, "Three great reasons to take Social Security benefits at age 62".  Find out which two are true and what item is a lie. 

You kn...

Episode 47: Three “Do” Principles and How They Relate to Your Retirement from 2021-03-05T01:00

We are talking about the three "DO" Principles on today's show.

Do the right thing

Do it at the right time

Do it with the right people (or person)

Episode 46: The Changing World of Retirement from 2021-02-26T07:00

Dave Hall breaks down the changing world of retirement : Talking about some old paradigms, as they relate to how we used to work and how we used to save, especially when we go back to our parent...

Episode 45: Four Must Do's for a Better Retirement from 2021-02-19T00:00

Dave hall breaks down his must do's for a better retirement. 

Episode 44: America in 2040: 5 Recommendations From a Tax Perspective from 2021-02-12T16:00

David M Walker Author of America in 2040: Still a Superpower? A Pathway to Success

I wanted to focus this episode on 5 recommendations he provides from a tax perspective

about the Fi...

Episode 43: Mistakes we make when preparing for retirement from 2021-02-04T22:00

This episode is one we're going to talk about some of these mistakes we make when preparing for retirement.  To start out we are talking about under estimating your life expectancy. This ha...

Episode 42: 10 Questions to Ask Yourself About Being Ready for Retirement from 2021-01-29T01:00

As we look forward to our future retirement, what we find is that we're looking at one of the longest self imposed periods of unemployment that we will ever have in our lifetime. 

...

Episode 41: The Importance of Principal Protection in Retirement from 2021-01-22T09:00

As you get into retirement and the years leading up to it, it is very important that you start protecting a portion of your assets. Start getting those put aside so that you know that as you get...

Episode 40: LIRP - All About Choosing the Right Partner from 2021-01-15T01:00

When we talk about life insurance retirement plan, it is something that we want to last forever, I would never recommend for anyone to get into a life insurance policy for a short period of time...

Episode 39: FIRE - How to Be Retirement Ready from 2021-01-08T12:00

10 Retirement Tips To Help You On Your FIRE Journey

Episode 38: Am I Ready for Retirement? from 2021-01-01T01:00

In Episode 38 Dave Hall is joined by Producer CR Thelin for a 30 minute conversation about what it takes to get ready for retirement. The question asked, "Am I ready for retirement?" W...

Episode 37: Christmas Stories with Dave Hall from 2020-12-25T01:00

Dave Hall shares his favorite Christmas stories that have been a big part of his life. Since Episode 37 airs on Christmas Day, it is only appropriate to rethink and prepare as we look to the new...

Episode 36: Q&A - Social Security, Medicare, and Reverse Mortgages from 2020-12-18T01:00

Dave Hall answers several questions all about social security, medicare and reverse mortgage.  CR Thelin Producer joins the show. 

Episode 35: Debunking the Disadvantages of a Roth IRA from 2020-12-11T18:00

I have received several requests from many of you regarding bad or incorrect information found online about retirement. So I have decided to tackle some of these issues head on in my recent podc...

Episode 34. Rebalance Your Portfolio (Buckets) from 2020-12-04T01:00

If you were to look at the retirement plans of most Americans, what you would find is that 95% of them are out of balance. 95% of these plans have the majority of their assets in the tax deferre...

Episode 33: Five things to be grateful for as we approach retirement from 2020-11-27T11:00

I want to talk about five things that I believe we all should be grateful for as we approach retirement. 

 The number one thing on my list for things that I believe we should all be thankf...

Episode 32: Biden's Top 5 Proposed Changes for Your Retirement from 2020-11-20T01:00

Support the show (https://retirementriskadvisors.com)

Episode 31: Top 10 Proposed Tax Changes by Joe Biden from 2020-11-13T01:00

Proposed Tax Changes by Joe Biden

Everything i'm talking about is a proposed change, it has not yet happened and some or all of it may never happen. Second, we don't have all ...

Episode 30: Self-Directed Roth IRA from 2020-11-06T01:00

A self directed Roth IRA is a retirement plan that allows for alternative investments for your retirement savings. Although this type of retirement plan has been around for decades, they've...

Episode 29: The Prosperity Path from 2020-10-30T02:00

I know so many of you are having issues with your retirement plans. I have decided that I'm going to be talking about why I believe you should get a prosperity advisor involved with your re...

Episode 28: Longevity Risk and Your Retirement from 2020-10-23T01:00

The longer your retirement lasts, the more risk your retirement will face. We call this situation longevity risk. 

longevity risk is any potential risks attached to the increased life expe...

Episode 27: Key Aspects of a Reverse Mortgage from 2020-10-16T01:00

If there's a retirement product out there that has gotten a bad rap because of unmet expectations, it's the reverse mortgage. Therefore, it's my plan to help you better understand...

Episode 26: Why You Shouldn't Own Rental Real Estate in Retirement from 2020-10-09T01:00

In this episode I am going to be talking about rental real estate, and the top 5 reasons why I believe you should not own rental real estate in retirement if you're trying to get to a tax f...

Episode 25: Top 10 Elderly Scams and How to Avoid Them - Part 2 from 2020-10-02T01:00

This week I'll be talking about the last five scams on my list. It's important to understand some of the top internet scams that exist. So hopefully you can keep yourself safe and secu...

Episode 24: Top 10 Elderly Scams and How to Avoid Them - Part 1 from 2020-09-25T11:00

Part 1 - The Top 10 Elderly Fraud Scams and How to Avoid Them

Every one of us here on the show is susceptible of being taken advantage of by con artists. But as we age the problem is ma...

Episode 23: 10 Things to Know Before You Do a 72(t) from 2020-09-18T01:00

What is rule 72(t) rule 72(t) is a section of the IRS code that allows for penalty free withdrawals from your traditional retirement account prior to age 59 and a half. 

This means that...

Episode 22: 12 Rules of a Risk Free Retirement Plan from 2020-09-11T01:00

Getting to a tax free and risk free retirement may be one of the toughest things you will ever have to do, but the process will be much easier if you know the rules. 

I'll be shari...

Episode 21: Details of the Medicare Program from 2020-09-04T01:00

Episode 20: Five Takeaways from the Power of Zero Paradigm from 2020-08-28T01:00

I'll share with you five takeaways from the power of zero paradigm. This paradigm is based upon the belief that taxes will be higher in the future and the best way we can insulate ourselves...

Episode 19: What is the Correct Withdrawal Rate for My Retirement? from 2020-08-20T20:00

In today's show, I'm going to be answering a question that far too many retirees don't know the answer to and that question is, "What is the correct withdrawal rate for my re...

Episode 18: Is Social Security Going Broke? from 2020-08-14T02:00

Is Social Security really going broke? The short answer is yes. Before you go tell all of your friends I told you, so. I recommend you stick around because although Social Security is going brok...

Episode 17: Tax Free Income For Life with David McKnight from 2020-08-07T02:00

David McKnight joins Dave on the podcast to talk about tax free income for life. 

Our country is facing a crisis. We're essentially on an unsustainable fiscal course and every year...

Episode 16: The Fiscal Gap In America from 2020-07-31T02:00

The fiscal gap is the difference between the unrecorded liabilities, America is responsible for the expected assets the government plans to have available when these liabilities come due. These ...

Episode 15: How State Taxes Play Into the Tax-Free Paradigm from 2020-07-24T02:00

I will be talking about state taxes. What you can do to choose the right state in retirement to help you reduce your overall tax rate risk.

When it comes to picking a place to live in r...

Episode 14: Roth Conversions from 2020-07-17T13:00

In this episode we are talking about Roth Conversions and what you should consider before you do a Roth Conversion. 

To get to the point..do it sooner than later. 

Listen

Episode 13: Long Term Care from 2020-07-10T06:00

A long term care event is one of the biggest risks most people will face in retirement. You may be asking, Is this really true? And if so, why? The answer to the first question is yes, it is tru...

Episode 12: Annuities from 2020-07-03T05:00

Episode 12 is all about annuities. Yes, you heard me right. I did just say one of the most hated words in all of retirement.

For those of you who have had a bad experience with annuities i...

Episode: 11 - 10 Myths That Exist Regarding the US National Debt. from 2020-06-26T00:00

In today's show, I'm going to be talking about 10 myths that exist regarding the US national debt. Now the general theme for this podcast was derived from a video that was done by Anto...

Episode 10: Social Security: Two Main Risks that Face Your Retirement - Part 2 from 2020-06-19T01:00

We are talking about the two main risks of Social Security today. #1 is the risk of taking your social security too early and #2 is that your social security will be taxable.

In fact to...

Episode 9: Social Security: Two Main Risks that Face Your Retirement - Part 1 from 2020-06-12T01:00

We are talking about the two main risks of Social Security today. #1 is the risk of taking your social security too early and #2 is that your social security will be taxable.

In fact to...

Episode 8: Life Insurance Retirement Plan from 2020-06-03T23:00

I'm here to tell you that if done correctly, life insurance can be a very important part of your retirement. And it can also be a great way to transfer assets if you want to to your benefic...

Episode 7: Risk in Retirement from 2020-05-29T01:00

We're going to be talking about risks that face your retirement, I'm going to focus primarily on eight main risks.

1- Social Security Risk
2- Lack of Income Diversity Risk...

Episode 6: The Tax Free Bucket from 2020-05-22T02:00

If you've been listening to any of my previous podcasts, you know that we talk about a three bucket system. Today we're going to be talking specifically about the tax free bucket.
Listen

Episode 5: Tax Deferred Bucket from 2020-05-15T02:00

The tax deferred bucket is an interesting bucket because this is where 95% of America's retirement assets are being held. There are over $22 trillion held inside of some type of tax deferre...

Episode 4: The Taxable Bucket from 2020-05-08T11:00

Now, in today's show, I will be talking about the taxable bucket. If you joined me on my podcast from last week, you may remember me talking about how there are millions of different invest...

Episode 3: Tax Free Retirement from 2020-05-01T23:00

Under the basics of the power of zero and how to transform your retirement by getting into the 0% tax bracket.

Episode 2: The Fiscal Health of Our Country from 2020-04-24T12:00

So today's show is all about the fiscal health of our country. Now, it may not seem like this should be such an important topic. When we talk about retirement planning, why are we going to ...

(Season 2) Episode 1: All about the CARES Act Benefits from 2020-04-17T08:00

Welcome to Season 2 where it is all about taking it to the next level. Season 1 was all about financial literacy, and now we are going to be talking about how you can bridge the gap in retiremen...

8 Steps to Weather the Financial Storm from 2020-04-10T14:00

Episode 30 is right in the middle of this pandemic and so we brought on Financial Coach, Kendall Berry to help us figure out how to weather the financial storm that we are facing. Remember this ...

Gamifying Life and Saving Money with Children from 2020-04-03T06:00

Courtney from Modern FImily talks all about gamifying her financial life at home with her wife and toddler. She shares her love for traveling and how that started their journey and how life is r...

House Hacking with Gabe Bult from 2020-03-27T21:00

Gabe Bult is a YouTuber, Real estate agent, house hacker, and Real estate investor. He helps young people figure out and get ahead on their finances and reach financial freedom and live a better...

How teens can prepare for a better financial future from 2020-03-20T21:00

Jolie Viguers, Bean Counter & Financial Coach joins the podcast to share her story and to help us prepare our teenagers for a better financial future. 

Financial literacy is not bei...

Tax Tips - Home Office&Business Travel from 2020-03-13T21:00

Ben Smith, CPA, & Senior Tax Manager from Etrends Tax & Accounting shared some amazing tax tips with us on "Rules on Home Office Deductions, and Business Travel". 

Money Saving Hacks to Make Your Day Brighter from 2020-03-06T14:00

Sami Womack from A Sunny Side Up Life joined the podcast to share her debt free journey from $450,000. Her story is one that you do not want to miss. She is a blogger, podcaster, motivational sp...

Money, Marriage and Rentals from 2020-02-28T01:00

Sarah Brandenberger from Nerds Guide To Wellness joined the podcast to talk all about her money issues starting from 2016 with tons of debt to how she handles her marriage with only her dealing ...

Getting Money Organized from 2020-02-21T09:00

Ceri Payne, MEd. Organized Life Coach, joined the podcast to talk all about getting money organized. To get organized in any area you have to figure out what your priorities are and why.  Why do...

How to Intentionally Life Hack Your Way to FI (Financial Independence) from 2020-02-13T15:00

Kelly Gagnon from the Eff the Joneses shares how she is life hacking her way to financial independence.

After stumbling her way into the financial independence movement she began to make m...

My Personal Story to Debt Freedom from 2020-02-07T02:00

Mesha Griffith from Refilling My Wallet opens up about her personal debt freedom journey. She talks about the bumps in the road, moving, getting married and working to save every penny. 

Traveling the World Debt Free from 2020-01-31T21:00

Imagine traveling to 30 countries by age 30 while being debt free. That is what our guest Alycia Austin from My Currency Canvas is currently on track for. She has 3 years to go and 15 countries ...

Money and Marriage - Debt Free Journey from 2020-01-24T19:00

Join Melissa and Murphy From Fit n Funds as they share their financial journey with our Host Dave Hall. They talk about their struggles in marriage and how once they started to solve their money...

The First Step to Financial Freedom from 2020-01-17T20:00

Julie, a personal finance master coach from The Money Wisdom Coach joined the podcast to share the steps on how to handle your finances to achieve prosperity and complete financial peace. As a f...

Episode 17: Your Financial Journey Starts Here from 2020-01-10T12:00

Parris Mills was in the Military and was getting a great paycheck. He also was given a credit card with a $15,000 limit and spent it all in Guam, Hong Kong, Korea and every where else he went. H...

Episode 16: Emotionally, Physically, Spiritually,&Financially (Broke to Debt Free) from 2020-01-03T10:00

This journey is so much more than just getting out of debt. This is Deanna Broaddus and her journey of recovering from addiction of alcohol/drugs at rock bottom all the way to the top. Along her...

Episode 15: Saving"Moore"Money with the Budget Queen from 2019-12-27T02:00

Clarissa Moore the Budget Queen joins the show to talk about budgets, credit scores, side hustles and so much more in the financial space. She loves everything personal finance and shares her in...

Episode 14: Avoiding lifestyle inflation - From Attorney to FI Blogger from 2019-12-20T02:00

Are you ready to learn about some of the best Side Hustles that bring Kevin in cash every month? Kevin Ha is an attorney and the blogger behind Financial Panther. His journey is about paying off...

Gold Collar Jobs Thanks to Tech Schools from 2019-12-12T22:00

Dillon Hurt from Dixie Technical College in Southern Utah joined the Podcast to talk all about tech schools vs traditional college. And why they turn blue collar jobs into gold collar jobs.

Making Your Finances a Family Matter from 2019-12-06T02:00

Kat Kahanic a freelance writer and graphic designer joined us to discuss family and finances. The thing I love about our guest Kat, is how she described getting into financial literacy. She said...

All About Estate Planning from 2019-11-29T05:00

Curtis Olsen is an experienced Estate Planner for over 10 years and has done over a thousand estates. Curtis started in the financial planning game years ago and continues to stay close int he l...

Are You in the Zero Percent Tax Bracket? from 2019-11-22T01:00

David McKnight bestselling author and speaker joins Dave Hall in episode 10 to discuss how he has helped put thousands of Americans on the road to the zero percent tax bracket. During the podcas...

09: Student Loan Debt 101 from 2019-11-15T11:00

Jay Fleischman from MoneyWiseLaw.com and the StudentLoanShow.com podcast is here to educate you on student loan debt.

Support the show (h...

08: Frugality Can Lead to Happiness from 2019-11-08T00:00

When you hear the word frugal that can mean several things, but to Amanda Blankenship that means happiness. Amanda shares on this episode how to be happy and frugal. She recently got married, mo...

07: Understanding Your Relationship With Money from 2019-11-01T06:00

It's time to hear one of the most honest and open conversations about money and emotions with Byanna Dee. She is a Success Coach, Master NLP Practitioner & Clinical Hypnotherapist. She ...

06: Side Hustle: How To Get Paid Doing What You Love from 2019-10-25T01:00

Are you ready to have your mind blown? We are talking all about side hustles on this episode with the talented Daniella Flores from Iliketodabble.com<...

05: The Secret to Cutting Your Grocery Bill in Half from 2019-10-18T01:00

How do you create a company that has generated over $6 million in revenue and over 2000 media segments with less than $500 in paid ads? We are not talking about an instant Amazon selling machine...

04: Conquering a Mountain of Debt from 2019-10-11T09:00

Steven Donovan from Even Steven Money paid off over $100,000 in debt and shares his story of how we crushed the debt after he found his why and is now a successful Money Coach. 

02: Customize Your Health Insurance from 2019-09-18T11:00

Gabriela Benitez, a Senior Benefit Consultant at Diversified Insurance Group talks openly about what health insurance is right for your family. 

There are many plans and options for hea...

03: Winners and Losers in Tax from 2019-09-18T11:00

Support the show (https://cpaacademy.org)

01: Welcome to Crypto Island from 2019-09-12T20:00

Thomas Walsh, Crypto Instructor joins The Prosperity Gap to discuss Crypto Currency. 

What is Crypto Currency? Is there still opportunities to make money in crypto currency? What do you...

01: Welcome to Crypto Island from 2019-09-12T20:00

Thomas Walsh, Crypto Instructor joins The Prosperity Gap to discuss Crypto Currency. 

What is Crypto Currency? Is there still opportunities to make money in crypto currency? What do you...