Podcasts by The Retirement and IRA Show
What do you get when you combine two knowledgeable CFP® PROFESSIONALS (one also a well-informed COLLEGE FINANCE INSTRUCTOR)? If you mix in relevant financial information and a healthy dose of humor you get the Retirement and IRA Radio Show! JIM SAULNIER, a CERTIFIED FINANCIAL PLANNER™ Professional with Jim Saulnier and Associates who specializes in retirement planning for clients across the country, CHRIS STEIN, a Finance Instructor at Colorado State University who is also a CERTIFIED FINANCIAL PLANNER™ Professional, offer real-world knowledge on a diverse range of topics including Social Security planning, investing for your retirement, the fundamentals of 401(k) and IRA accounts. Jim and Chris make learning about your retirement both educational and entertaining!
Further podcasts by Jim Saulnier, CFP® & Chris Stein, CFP®
Podcast on the topic Geldanlage
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Tax Diversification, Roth Conversions, and IRMAA: Q&A #2208 from 2022-02-19T06:00:52
Jim, Chris, and in-house CPA, Bob Palechek discuss tax specific questions relating to MDF spending, tax diversification, Roth conversions, and IRMAA. (3:30) A member of the Rock Retirement Club req...
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Why We Manage Assets Our Way Part 2: EDU #2207 from 2022-02-16T15:00:39
Jim and Chris sit down to continue their discussion on why we approach asset management our way at Jim Saulnier & Associates.
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Social Security, RMD Taxes, Trusts, and Roth Conversions: Q&A #2207 from 2022-02-12T06:00:57
Jim and Chris sit down to discuss listeners questions pertaining to Social Security, RMDs, special needs trusts, and Roth conversion rules. (4:00) A listener voices his concerns with Social Securit...
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Why We Manage Assets Our Way: EDU #2206 from 2022-02-09T15:04:58
Jim and Chris sit down to discuss the first part in a new series discussing WHY we manage assets our way at Jim Saulnier & Associates.
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Social Security, Roth conversions, and 403(b) Accounts: Q&A #2206 from 2022-02-05T06:00:55
Jim and Chris sit down to discuss listeners questions relating to Social Security, Roth conversions, 403(b)’s, and other retirement accounts. (26:00) An Indiana listener wonders about the Social Se...
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All About Trusts: EDU #2205 from 2022-02-02T15:39:37
Jim and Chris sit down to discuss and focus on the frequently asked questions relating to estate planning and Trusts.
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Child-In-Care Benefits, Trusts, Disability Benefits, and The Rule Of 55: Q&A #2205 from 2022-01-29T06:00:46
Jim and Chris discuss questions relating to Child-In-Care benefits, Trusts as beneficiaries, Social Security disability benefits, and the rule of 55. (5:00) A listener looks for clarification regar...
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Market Volatility and Spending In Retirement: EDU #2204 from 2022-01-26T15:03:41
Jim and Chris sit down to discuss the topic of market volatility and its often misunderstood relationship with spending in retirement.
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Social Security, 403(b)s, Roth IRAs, Conversions, and Investing: Q&A #2204 from 2022-01-22T06:00:39
Jim and Chris answer questions relating to Social Security, 403(b) QCDs, Roth IRA contribution limits, Roth conversions, and investing. (5:30) George from Pennsylvania asks about potentially pausin...
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Excess Roth IRA Contributions: EDU #2203 from 2022-01-19T14:59:53
Jim and Chris sit down to discuss an Ohio listeners general question about making excess contributions to a Roth IRA.
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Survivor Benefits, WEP, Estate Tax, DAFs, and QLACs: Q&A #2203 from 2022-01-15T06:00:45
Jim and Chris discuss questions pertaining to Social Security survivor benefits, WEP, estate tax, donor advised funds (DAFs), and QLACs. (7:00) A Washington listener asks about how to claim a Socia...
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Qualified Charitable Distributions (QCDs): EDU #2202 from 2022-01-12T15:13:23
Jim and Chris sit down to take a deep dive and address the basics of Qualified Charitable Distributions (QCDs).
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QCDs, Inherited IRAs, Contribution Limits, and Capital Gains Tax: Q&A #2202 from 2022-01-08T06:00:48
Chris and Bob discuss questions from listeners relating to QCDs, inherited IRAs, contribution limits, and capital gains tax on properties. (4:30) A Texan listener looks for advice on either paying ...
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210 Advanced Tax Planning: EDU #2201 from 2022-01-05T06:00:17
Jim, Chris, and Bob sit down to discuss 210 tax planning and how tax order is important when doing advanced tax planning.
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Social Security, Spending In Retirement, and The BBB Act: Q&A #2201 from 2022-01-01T06:00:36
Jim and Chris sit down to discuss listener questions relating to Social Security, spending in retirement, and the Build Back Better Act. (7:45) A California listener looks for thoughts/opinions on ...
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Addressing Tax-Focused Questions: EDU #2152 from 2021-12-29T06:00:16
Jim, Chris, and Bob sit down to discuss and answer multiple tax-focused questions in the final EDU show of the year. (6:30) George from Texas asks about the potential taxation resulting from tradin...
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Social Security, I-Bonds, Roth Conversions, Pension Benefits, and Advice For New Financial Planners: Q&A #2152 from 2021-12-25T06:00:50
Jim and Chris sit down to discuss Social Security, I-Bonds, Roth conversions, pension benefits, and advice for new financial planners. (16:00) A New Jersey listener looks for advice on collecting, ...
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SPIAs, CRATs, CRUTs, and IRAs: EDU #2151 from 2021-12-22T06:00:45
Jim and Chris sit down to discuss a listener prompted topic regarding secure income via SPIAs, CRATs, CRUTs, and automatic IRA distributions.
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Social Security, I-Bonds, 401(k) Plans, and Roth Conversions: Q&A #2151 from 2021-12-18T06:00:34
Jim and Chris sit down to discuss listener questions relating to Social Security, I-Bonds, 401(k) plans, and Roth conversions. (3:30) A Massachusetts listener looks for answers on a survivorship sc...
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Funding The Minimum Dignity Floor: EDU #2150 from 2021-12-15T15:09:48
Jim and Chris sit down to discuss some input for a listener proposing a way to fund the minimum dignity floor (MDF).
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Social Security, Pro-Rata Rule, Roth Conversions, and Positioning: Q&A #2150 from 2021-12-11T06:00:07
Jim and Chris sit down to discuss listeners questions relating to Social Security, the pro-rata rule, Roth conversions, and positioning. Intro: Jim and Chris discuss the recent court case involving...
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Discussing The Fun Number Continued: EDU #2149 from 2021-12-08T14:45:26
Jim and Chris sit down to continue discussing our concept of the “Fun Number” and planning around a fun number.
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Social Security, Inherited Roth IRAs, SEP IRAs, Disability Pay, and Trusts As Beneficiaries: Q&A #2149 from 2021-12-04T06:00:11
Jim and Chris discuss questions relating to Social Security, inherited Roth IRAs, SEP IRAs, disability pay, and trusts as beneficiaries. (11:15) George from Michigan looks for clarification on Soci...
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Discussing The Fun Number: EDU #2148 from 2021-12-01T14:58:45
Jim and Chris sit down to discuss a couple of listener emails regarding our “fun number” concept and planning around a fun number.
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Thanksgiving Break: QA from 2021-11-27T06:00:19
Chris provides a brief update on Thanksgiving break and when we’ll be back to regularly scheduled programming.
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Thanksgiving Break: EDU from 2021-11-24T06:00:20
Chris provides a brief update about the upcoming Thanksgiving break and when we’ll be back to regularly scheduled programming.
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Social Security, Roth 401(k) Rollovers, Inherited Roth IRAs, and Roth Conversions: Q&A #2147 from 2021-11-20T06:00:54
Jim and Chris discuss listeners questions relating to Social Security benefits, Roth 401(k) rollovers, inherited Roth IRAs, and Roth conversions. (5:30) A couple of California and Colorado listener...
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The Essence Of Retirement Planning: EDU #2146 from 2021-11-17T06:00:50
Jim and Chris sit down to discuss an email from a listener regarding the overall essence of financial planning and retirement planning.
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Social Security, Roth 401(k)s, Fun Spending, and Saving For College: Q&A #2146 from 2021-11-13T06:00:12
Jim and Chris sit down to discuss listeners questions relating to Social Security, Roth 401(k)s, fun spending, and saving for college. (7:00) A listener from Connecticut asks about how to get a mor...
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Tax Court Cases and Private Letter Rulings: EDU #2145 from 2021-11-10T15:09:40
Jim and Chris sit down to discuss a couple tax court cases and private letter rulings from Jim’s most recent Ed Slott group training.
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Mega Backdoor Roth Conversions, Social Security, Solo 401(k)’s, and Qualified Retirement Plans: Q&A #2145 from 2021-11-06T06:00:25
Jim and Chris discuss listeners questions relating to average wage index, Social Security, mega backdoor Roth conversions, solo 401(k) contribution limits, and qualified retirement plans. (20:00) A...
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Updates To Proposed Tax Changes In BBB Act and Misc. Tax Discussion: EDU #2144 from 2021-11-03T06:00:22
Chris and in house CPA, Bob Palechek sit down to discuss updates to the potential tax changes within the proposed Build Back Better Act as well as a listeners in-depth tax question.
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Roth Conversions, Inherited Stock, and Military Pensions: Q&A #2144 from 2021-10-30T06:00:34
Chris sits down with in-house CPA, Bob Palechek, to discuss questions relating to Roth conversions, inherited stock shares, and taxation of military pensions. (4:00) A Kentucky listener looks for c...
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Nuances With Beneficiaries Of Inherited IRAs: EDU #2143 from 2021-10-27T13:57:21
Jim and Chris sit down to discuss a listener prompted topic relating to nuances with beneficiaries of inherited IRAs.
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Social Security, JWROS Accounts, TSPs, Inherited IRAs, and Backdoor Roth Contributions: Q&A #2143 from 2021-10-23T06:00:52
Jim and Chris discuss questions relating to Social Security, JWROS accounts, TSPs, inherited IRAs, backdoor and converted Roth contributions. (9:45) A Wisconsin listener looks for clarification on ...
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Irrevocable Life Insurance Trusts After The Build Back Better Act: EDU #2142 from 2021-10-20T14:13:52
Jim and Chris sit down to discuss irrevocable life insurance trusts (ILITs) after provisions of the Build Back Better Act.
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COLA and Other Changes To Social Security For 2022: Q&A #2142 from 2021-10-16T06:00:43
Chris sits down on a solo mission to discuss and answer questions about the recently announced, 2022 Social Security revisions.
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Naming Trusts As Beneficiaries Of IRAs: EDU #2141 from 2021-10-13T14:05:52
Jim and Chris sit down to discuss a listener prompted topic about naming trusts as beneficiaries of IRAs and applicable rule changes.
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Social Security, Roth Conversions, Pro-Rata Rules, and Lump-Sum Pensions: Q&A #2141 from 2021-10-09T06:00:39
Jim and Chris sit down to answer listeners questions relating to Social Security survivor benefits, Roth conversions, lump-sum pensions, and the pro-rata rule. (12:00) Georgette looks for clarifica...
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Special Guest, Dr. Wade Pfau: EDU #2140 from 2021-10-06T14:20:59
Jim and Chris sit down with special guest, professor, author, and overall financial planning guru, Dr. Wade Pfau.
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Social Security, Trusts, Creditor Protection, Roth Conversions, and Pensions: Q&A #2140 from 2021-10-02T06:00:13
Jim and Chris discuss listeners questions relating to Social Security, trusts as IRA beneficiaries, Roth 401(k) creditor protection, Roth conversions, and pensions. (7:00) Georgette from New York l...
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Build Back Better Act Potential Tax Changes Continued: EDU #2139 from 2021-09-29T14:38:34
Jim and Chris continue their discussion on potential changes in the tax code resulting from the proposed Build Back Better Act.
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Auxiliary Benefits, Simple Retirement Plans, QPRTs, and General Insurance Structures: Q&A #2139 from 2021-09-25T06:00:04
Jim and Chris sit down to discuss listeners questions relating to Auxiliary Benefits, Simple Retirement Plans, QPRTs, and General Insurance Structures. (7:30) A listener has questions about Child i...
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Build Back Better Act Tax Planning Threats and Opportunities: EDU #2138 from 2021-09-22T15:51:18
Jim and Chris sit down to discuss a couple tax planning threats and opportunities for the newly proposed, Build Back Better Act.
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Social Security, Inherited IRAs, TIPS, and Annuities: Q&A #2138 from 2021-09-18T16:14:17
WE HAD TO REUPLOAD THIS EPISODE. IF YOU’RE HAVING AUDIO ISSUES, PLEASE RE-DOWNLOAD THE EPISODE AND IT SHOULD BE FIXED! Thanks ? Jim and Chris sit down to discuss questions relating to Social Securi...
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Spending Money In Retirement: EDU #2137 from 2021-09-15T14:10:13
Jim and Chris follow a listeners suggestion and discuss a recent article relating to a retiree who is having trouble spending their money in retirement.
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Social Security, Retiree Portfolios, Property Decisions, and Minimum Dignity Floor Coverage: Q&A #2137 from 2021-09-11T06:00:27
Jim and Chris sit down to discuss listeners questions relating to Social Security, retiree investment portfolios, property decisions, and minimum dignity floor coverage. (2:15) A fellow Coloradoan ...
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Discussing The Financial Planning Magazine: EDU #2136 from 2021-09-08T14:07:23
Jim and Chris sit down to discuss some comments that were recently published in the Financial Planning magazine.
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Social Security, Inherited Roth IRAs, DIAs, Roth Conversions, and Durable Powers of Attorney: Q&A #2136 from 2021-09-04T06:00:56
Jim and Chris sit down to discuss listener questions about Social Security, inherited Roth IRAs, DIAs, Roth conversions, and durable powers of attorney. (4:30) George asks a question about Social S...
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Pension Income Questions: EDU #2135 from 2021-09-01T13:58:32
Jim and Chris sit down to discuss a couple questions from a Massachusetts listener relating to possible pension income options.
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Taxes, Roth Conversions, and Savings Strategies: Q&A #2135 from 2021-08-28T06:00:44
Chris and inhouse CPA, Bob Palechek sit down to discuss listeners questions relating taxes, selling tax-effected funds, and Roth conversions. (3:30) A Michigan listener looks for clarification on s...
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Planning Considerations For Millennial’s: EDU #2134 from 2021-08-25T14:33:15
Jim and Chris sit down to discuss a listeners email regarding planning for millennial’s or folks with a longer retirement planning horizon.
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Social Security, MYGAs, Conflicts of Interest, the Minimum Dignity Floor, and QLACs: Q&A #2134 from 2021-08-21T04:00:42
Jim and Chris sit down to discuss listener questions about Social Security survivor and spousal benefits, MYGAs, Conflicts of Interest, the Minimum Dignity Floor, QLACs, and RMDs. (6:00) Cousin Geo...
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The History Behind Gift and Estate Taxes: EDU #2133 from 2021-08-18T04:00:09
Jim and Chris sit down to discuss a listener’s email about the history and laws behind gift and estate taxes.
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Social Security, WEP, TSPs, Roth Conversions, Special Needs Trusts, and RMDs: Q&A #2133 from 2021-08-14T04:00:10
Jim and Chris sit down to answer listener questions about Social Security, WEP, TSPs, Roth Conversions, Special Needs Trusts, and RMDs. (3:00) A Mainer would like to know if they can claim Social S...
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Three Types Of Beneficiaries: EDU #2132 from 2021-08-11T06:00:22
Jim and Chris sit down to revisit the three types of beneficiaries for IRA/retirement accounts after the passage of the SECURE Act.
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Social Security, Gift Tax, and Life Insurance Proceeds: Q&A #2132 from 2021-08-07T06:00:20
Jim and Chris sit down to discuss listeners questions relating to Social Security, gift tax, and investing life insurance proceeds for children. (3:45) Chris addresses a thought from a listener won...
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Conflicting Financial Advice: EDU #2131 from 2021-08-04T06:00:15
Jim and Chris sit down to discuss a listeners email concerning the topic of conflicting advice in the financial planning world.
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Social Security, Roth Conversion Taxes, and Beneficiaries: Q&A #2131 from 2021-07-31T06:00:46
Jim and Chris sit down to answer listeners questions relating to Social Security, Roth conversion taxes, and naming beneficiaries on IRAs and 401(k)’s. (4:30) A Kentucky listener looks for clarific...
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Tax Impacts Of Investing In Real Estate: EDU #2130 from 2021-07-28T06:00:42
Chris and Bob sit down to discuss the three phases of investing in real estate and the potential tax impacts of owning real estate as an investment.
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Social Security, Reserve Funds, ACA Credits, and Inheritance: Q&A #2130 from 2021-07-24T06:00:50
Jim and Chris sit down to discuss listeners questions relating to Social Security, reserve funds, ACA tax credits, and leaving an IRA as inheritance. (3:15) Georgette from New York looks for advice...
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Owning Real Estate In An IRA: EDU #2129 from 2021-07-21T06:00:53
Jim and Chris sit down to discuss a listeners email and readdress the concept of owning real estate in an IRA.
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Social Security, Inheritance, and MDF Coverage: Q&A #2129 from 2021-07-17T06:00:46
Jim and Chris sit down to discuss listeners questions relating to Social Security, leaving a guaranteed inheritance, and minimum dignity floor (MDF) coverage. (11:00) A Floridian listener looks for...
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Inflation Adjusted Securities: EDU #2128 from 2021-07-14T06:00:19
Chris sits down with in-house investment expert, Scott Roark to discuss inflation expectations as well as inflation adjusted securities such as I bonds and TIPS.
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Tax Questions With A Twist: Q&A #2128 from 2021-07-10T06:00:32
Chris and in-house CPA, Bob sit down to answer some listers tax questions relating to passing down 529 plans and performing Roth conversions. (4:00) George and Georgette from Maryland ask if 529 pl...
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Everything IRMAA: EDU #2127 from 2021-07-07T14:52:46
Chris sits down to discuss everything IRMAA (income related monthly adjustment amount). The history behind it and where it currently stands.
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Social Security, Gifting, and MYGA Annuities: Q&A #2127 from 2021-07-03T06:00:13
Jim and Chris sit down to discuss various listeners questions relating to Social Security, gifting to children, and MYGA annuities. (9:00) A South Carolinian listener looks for advice on her and he...
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Tax Strategy Considerations: EDU #2126 from 2021-06-30T06:00:11
Chris and Bob sit down to discuss a listeners email illustrating the need for considering all possible variables when planning your tax strategy.
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Taxes, IRAs, Gifting, and IRMAA: Q&A #2126 from 2021-06-26T06:00:14
Chris sits down with inhouse CPA and tax expert, Bob Palechek to discuss listeners questions relating to taxes, IRAs, gifting, and IRMAA. (3:30) A listener from Indiana looks for advice on the most...
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Provisions of the Securing a Strong Retirement Act: EDU #2125 from 2021-06-23T06:00:26
Jim and Chris sit down to discuss a couple potential provisions of the Securing a Strong Retirement Act of 2021.
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Social Security, Gifting, Pensions, and Taxable Account Diversification: Q&A #2125 from 2021-06-19T06:00:02
Jim and Chris sit down to discuss listeners questions relating to Social Security, gifting of assets, pensions, and taxable account diversification. (5:00) George from Los Angeles asks if contribut...
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Gifting While Alive: EDU #2124 from 2021-06-16T06:00:02
Jim and Chris sit down to chat about a listeners email regarding the rarely discussed topic of gifting while being alive.
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Social Security, Roth IRAs, Legacy Businesses, RMDs, Medicare, and Beneficiaries: Q&A #2124 from 2021-06-12T06:00:01
Jim and Chris sit down to discuss listener questions relating to Social Security, Roth IRAs, legacy businesses, RMDs, Medicare, and beneficiaries. (10:15) A Californian looks for calcification on c...
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Trusts As Beneficiaries of an IRA in a Post-SECURE Act World: EDU #2123 from 2021-06-09T06:00:37
Jim and Chris sit down to discuss seven considerations to think about when naming a trust as a beneficiary of an IRA in a post-SECURE Act world.
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Social Security, IRA Rollovers, QCDs, and IRA Beneficiaries: Q&A #2123 from 2021-06-05T06:00:49
Jim and Chris sit down to discuss listeners questions relating to Social Security, IRA rollovers, QCDs, and IRA beneficiaries. (6:00) Georgette from Michigan looks for clarification on when to clai...
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Retirement Distribution Strategies Discussion: EDU #2122 from 2021-06-02T06:00:35
Jim and Chris sit down to discuss and provide input on a recent article about eight different retirement distribution strategies.
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Social Security, IRAs, and Backdoor Roth Contributions: Q&A #2122 from 2021-05-29T06:00:13
Jim and Chris sit down to answer listeners questions relating to Social Security, IRAs, backdoor Roth’s, and overcontributions to Roth IRAs. (3:25) A listener looks for clarification on collecting ...
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Whether To Work and Where To Live In Retirement: EDU #2121 from 2021-05-26T06:00:41
Jim and Chris welcome special guest, Kevin Lyles, from the Rock Retirement Club to discuss whether to work and where to live in retirement.
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Tax Specific Questions: Q&A #2121 from 2021-05-22T06:00:08
Chris sits down with resident CPA, Bob Palechek to discuss listeners questions pertaining specifically towards taxes. (3:10) A Pennsylvania listener looks to have his question answered regarding do...
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Financial Planning and Taxes: EDU #2120 from 2021-05-19T14:39:17
Jim and Chris sit down with inhouse CPA, Bob Palechek to discuss some listener emails pertaining to taxes and financial planning related questions.
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Social Security, Cash Balance Plans, Pensions, and The Pro-Rata Rule: Q&A #2120 from 2021-05-15T06:00:05
Jim and Chris sit down to discuss listener’s questions relating to Social Security, cash balance plans, pensions, and the pro-rata rule. (3:00) Jim and Chris begin by deep diving into the calculati...
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IRS Tax Court Cases and PLRs: EDU #2119 from 2021-05-12T06:00
Jim and Chris sit down to discuss a couple court cases from IRS tax court and some private letter rulings (PLR).
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Social Security, Backdoor Roth Contributions, Taxes, LTC, and RMDs: Q&A #2119 from 2021-05-08T06:00:36
Jim and Chris sit down to discuss listeners questions relating to Social Security, backdoor Roth contributions, taxes, hybrid LTC policies, and RMDs. (11:45) George from New York looks for clarific...
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Recapping Ed Slott Training Topics: EDU #2118 from 2021-05-05T06:00:09
Jim and Chris sit down to discuss a variety of topics from Jim’s experience at the most recent Ed Slott training session.
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Social Security, Roth Conversions, Taxes, Mortgages, and IRA Rollovers: Q&A #2118 from 2021-05-01T06:00:59
Jim and Chris sit down to discuss listeners questions relating to Social Security, Roth conversions, taxes, paying off mortgages, and IRA rollovers. (5:00) A Kentucky listener looks for clarificati...
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Tax Efficiencies of ETFs vs. Mutual Funds: EDU #2117 from 2021-04-28T06:00:25
Jim and Chris sit down to discuss the tax efficiencies of exchange traded funds (ETFs) and the differences from mutual funds.
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Social Security, Fraud Protection, LTC, and Deferred Income Annuities: Q&A #2117 from 2021-04-24T06:00:02
Jim and Chris sit down to discuss listeners questions relating to Social Security, fraud protection for IRAs and 401k’s, LTC, and annuities. (3:45) George from Washington looks for clarification on...
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Reverse Mortgages Continued: EDU #2116 from 2021-04-21T04:00
Jim and Chris sit down to continue last weeks discussion about reverse mortgages with special guest, Jan Jordan.
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Social Security, Roth IRA Contributions, TIPS, Life Insurance, Cost Basis, and Roth Conversions: Q&A #2116 from 2021-04-17T04:00:27
Jim and Chris sit down to answer listeners’ questions relating to Social Security, Roth IRA contribution rules, TIPS, life insurance, cost basis, and Roth conversions. (2:55) A listener looks for a...
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Updated RMD Rules and Reverse Mortgages: EDU #2115 from 2021-04-14T14:43:58
Jim and Chris sit down with a special guest, Jan Jordan, to explain the updated Required Minimum Distribution (RMD) rules from the IRS and discuss details regarding reverse mortgages.
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Retirement Benefits, Social Security, Annuities, and QLACs: Q&A #2115 from 2021-04-10T06:00:38
Jim and Chris sit down to discuss listeners questions relating to retirement benefit plans, Social Security, annuities, and QLACs. (3:30) An Indiana listener looks for advice on when to collect his...
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The Issue With Trusts As Beneficiaries on IRAs: EDU #2114 from 2021-04-07T06:00:28
Jim and Chris sit down to discuss a listeners email surrounding the topic of potential issues with having a trust setup as beneficiary to an IRA.
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Social Security, Tax Credits, Step-Up in Basis, VATs, Rollover IRAs, and LTC: Q&A #2114 from 2021-04-03T04:00:17
Jim and Chris sit down to discuss listener questions and comments on Social Security, Tax Credits, Step-Up in Basis, VATs, Rollover IRAs, and LTC. (7:00) A listener from North Carolina would like t...
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Your Tax Questions Answered: EDU #2113 from 2021-03-31T14:37:19
Chris sits down with special guest and CPA, Bob Palechek to discuss a couple general tax questions from listeners.
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Social Security, Roth Conversions, and LTC: Q&A #2113 from 2021-03-27T06:00:43
Jim and Chris sit down to discuss listeners’ questions pertaining to Social Security, Roth conversions, and long term care (LTC) insurance. (6:00) A New Yorker asks a question about the theoretical...
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Biden Administration’s Tax Proposal Discussion: EDU #2112 from 2021-03-24T14:53:26
Jim and Chris sit down to discuss and provide details about the twelve potential tax changes within the Biden administrations tax proposal.
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Social Security, Delayed Retirement Credits, IRD, CRDs, and Commission-Free Annuities: Q&A #2112 from 2021-03-20T04:00:48
Jim and Chris answer listener questions about Social Security, Delayed Retirement Credits, IRD, CRDs, and Commission-Free Annuities. (4:45) A Nevadan wants to know if severance payments affect thei...
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Successor Beneficiaries For IRAs: EDU #2111 from 2021-03-17T14:53:02
Jim and Chris sit down to discuss successor beneficiaries for IRAs and the complex details surrounding them.
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Social Security, Pensions, and Backdoor Roth Contributions: Q&A #2111 from 2021-03-13T06:00:34
Jim and Chris sit down to discuss a couple listeners questions relating to Social Security, pensions, and backdoor Roth contributions. (10:30) A listener from Maryland asks about the timing behind ...
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The Operation of Annuities: EDU #2110 from 2021-03-10T06:00:07
Jim and Chris sit down to discuss the operation of annuities and the tax consequences related to them when the annuity owner passes away.
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Social Security, Roth Conversions, Annuities, and IRA Creditor Protection: Q&A #2110 from 2021-03-06T06:00:18
Jim and Chris sit down to discuss listener questions about Social Security, Roth conversions, annuities, and IRA creditor protection. (5:00) A listener brings up a question from a previous show and...
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Annuity Features and MDF Coverage: EDU #2109 from 2021-03-03T06:00:42
Jim and Chris sit down to continue their discussion on annuities while going through a hypothetical purchase of an annuity to cover minimum dignity floor (MDF) income.
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Charitable Remainder Trust (CRT) Questions: Q&A #2109 from 2021-02-27T06:00:45
Jim, Chris, and Peter Scott pick up from EDU Show #2108 to continue the discussion and answer listeners questions relating to charitable remainder trusts (CRTs). (4:00) A listener asks a question a...
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Charitable Remainder Trusts (CRTs): EDU #2108 from 2021-02-24T06:00:34
Jim and Chris welcome estate planning attorney, Peter Scott back to the show to discuss charitable remainder trusts (CRTs) and how they can be used as a substitute for the previously eliminated “st...
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Social Security, Spousal Benefits, and COVID Distribution Rules: Q&A #2108 from 2021-02-20T06:00:46
Jim and Chris sit down to discuss listeners’ questions relating to Social Security, spousal benefits, and Coronavirus related distribution rules. (8:15) Georgette from Portland, Oregon asks a quest...
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Indexed Annuities Part Two: EDU #2107 from 2021-02-17T06:00:40
Jim and Chris sit down and continue to discuss the details behind indexed annuities and how they can be used in retirement planning (if applicable).
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Spousal Benefits, Fixed Annuities, and Coronavirus Distributions: Q&A #2107 from 2021-02-13T06:00:28
Jim and Chris sit down to discuss questions relating to Social Security spousal benefits, books for retirement planning, fixed annuities, and Coronavirus related distributions. (3:45) A Coloradoan ...
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Indexed Annuities: EDU #2106 from 2021-02-10T15:50:26
Jim and Chris sit down to discuss the details pertaining to indexed annuities. What are they? How do Jim and Chris feel about them?
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Social Security, IRAs, and Book Recommendations : Q&A #2106 from 2021-02-06T04:00:51
Jim and Chris sit down to answer listeners’ question regarding Social Security, IRAs, and give a couple financial book recommendations. (2:40) A local Coloradoan is referred to Jim from a colleague...
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Traditional LTC vs. Hybrid LTC: EDU #2105 from 2021-02-03T15:36:03
Jim and Chris sit down with in-house LTC specialist, Greg Darden to discuss the difference between traditional LTC policies and hybrid LTC policies.
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Everything Long Term Care (LTC) Insurance: Q&A #2105 from 2021-01-30T04:00:27
Chris sits down with in-house LTC specialist, Greg Darden to discuss listeners’ questions relating to everything long term care. (3:30) George from California asks about the inflation rate behind l...
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Retiring With Modest Savings: EDU #2104 from 2021-01-27T15:48:03
Jim and Chris discuss a couple older emails from listeners’ surrounding the topic of retiring with a modest amount of savings.
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Long Term Care: Q&A #2104 from 2021-01-23T06:00:15
Jim and Chris sit down with in-house long term care (LTC) specialist, Greg Darden to discuss the details of long term care and aging assistance. (Intro) Jim, Chris, and Greg discuss and address lis...
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IRAs and Related Tax Forms: EDU #2103 from 2021-01-20T15:46:46
Jim and Chris sit down to discuss the timely topic of tax forms relating to IRAs as well as other retirement accounts.
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Pensions, IRAs, RMDs, 401k Rollovers: Q&A #2103 from 2021-01-16T06:00:13
Jim and Chris discuss listeners’ questions relating to pensions, inherited IRAs, required minimum distributions (RMDs), and 401k rollovers. (4:30) George asks for an opinion on taking a lump-sum pe...
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Self-Funding LTC Expenses and Aging Assistance: EDU #2102 from 2021-01-13T16:08:35
Jim and Chris sit down with in-house long term care (LTC) expert, Greg Darden, to discuss self-funding LTC expenses and aging assistance.
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Spousal Benefits, Non-Deductible IRAs, MYGAs, and Mega Backdoor Roths: Q&A #2102 from 2021-01-09T04:00:26
Jim and Chris discuss and answer listeners’ questions on Social Security Spousal Benefits, Non-Deductible IRAs, Multi-Year Guaranteed Annuities, and Mega Backdoor Roths. (5:42) A listener asks a qu...
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LTC Policies and Considerations: EDU #2101 from 2021-01-06T18:13:13
Jim and Chris sit down with in-house long term care (LTC) specialist, Greg Darden, to discuss different LTC policies and considerations.
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Taxes, Roth Conversions/Contributions, Hardship Exceptions, and Inherited IRAs: Q&A #2101 from 2020-12-31T17:32:34
Jim and Chris answer listeners’ questions and discuss topics relating to taxes, Roth conversions, Roth contribution rules, hardship exceptions, and inherited IRAs. (8:00) Bob, our in-house CPA, pro...
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Medical Issues, LTC, and Retirement Planning: EDU #2051 from 2020-12-30T15:19:47
Chris welcomes Jim back to the podcast to discuss his medical issue and the long term effects medical issues can have on retirement plans.
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Social Security, IRMAA, Home Equity, and LTC: Q&A #2051 from 2020-12-19T04:00:40
Chris sits down to answer questions about Social Security, IRMAA, home equity, Roth conversions, and LTC (long-term care). (3:15) A Virginian listener asks a question relating to delayed retirement...
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Non-Financial Retirement Issues: EDU #2050 from 2020-12-16T04:00:27
Chris sits down with special guest, Kevin Lyles, to discuss some important non-financial retirement issues.
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IRAs, Social Security, ERISA Rules, and Roth Conversions: Q&A #2050 from 2020-12-12T04:00:02
Chris discusses and answers five listeners’ questions relating to IRAs, Social Security, ERISA rules, and Roth conversions. (2:45) A listener asks a question about why a beneficiary would ever want...
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Tax Brackets and Income Stacks: EDU #2049 from 2020-12-09T04:00:31
Chris sits down with our in-house tax specialist and CPA, Bob Palechek, to discuss tax brackets and “income stacks”.
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Social Security and RMDs: Q&A #2049 from 2020-12-05T04:00:11
Chris answers listeners’ interesting and compelling questions relating to Social Security rules and RMDs (Required Minumum Distributions). (2:45) George asks for confirmation on the rules/benefits ...
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Social Security and WINDEX: EDU #2048 from 2020-12-02T04:00:56
Chris sits down to discuss the important and often confusing Social Security topic of the widow’s indexed primary insurance amount (WINDEX).
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Social Security, Rollover Options, and IRA Conversions: Q&A #2047 from 2020-11-21T04:00:19
Jim and Chris discuss listeners’ questions relating to Social Security, Rollover Options, and IRA conversions. (2:00) George from Chicago asks a question about when the overall best time to claim S...
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Coronavirus Related Distributions (CRDs) Part 1: EDU #2046 from 2020-11-18T04:00:58
Jim and Chris begin to clarify the details on coronavirus related distributions (CRDs) and the tax implications surrounding them in this first part of the CRD focused EDU show.
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Social Security “Grace Years”, IRAs, QCDs, RMDs, and Taxes: Q&A #2046 from 2020-11-14T04:00:45
Jim and Chris discuss listeners’ comments and questions relating to Social Security “grace years”, IRAs, QCDs, RMDs, and Taxes. (Intro) Jim and Chris read an incredibly generous “thank you” email f...
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Roth Conversions and “210 Considerations”: EDU #2045 from 2020-11-11T04:00:52
Chris sits down with our in house CPA, Bob Palechek, for a tax-focused podcast on Roth conversions and what Jim calls, “210 considerations”.
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Spousal Benefits, Social Security, Indexed Universal Life policies, and Backdoor Roth IRAs: Q&A #2045 from 2020-11-07T04:00:47
Jim and Chris answer listener questions about spousal benefits, tax withholdings on Social Security benefits, Indexed Universal Life policies, and Backdoor Roth contributions. (6:15) An Arizonian w...
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Year of Death RMDs and Inherited IRAs: EDU #2044 from 2020-11-04T04:00:59
Jim and Chris discuss the ten things you need to know about “year of death” required minimum distributions and inherited IRAs.
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Social Security, Minimum Dignity Floor, ERISA, and Roth IRA Contributions: Q&A #2044 from 2020-10-31T04:00:25
Jim and Chris answer listener questions about Social Security, The Minimum Dignity Floor, ERISA, and Roth IRA Contributions. (7:30) A listener wonders where to start when deciding which withholding...
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Addressing a Listeners Investment Questions: EDU #2043 from 2020-10-28T04:00:13
Jim and Chris sit down to discuss one particular listener’s current retirement/investment situation and provide their unique input.
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Social Security, IRAs, Roth Conversions, and Taxes: Q&A #2043 from 2020-10-24T04:00:05
Jim and Chris discuss comments relating to Social Security while answering questions about IRAs and taxes. (Intro) Two listeners; one from Pennsylvania and one from Texas reach out to Chris for cla...
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Social Security Changes for 2021: EDU #2042 from 2020-10-21T04:00:01
Chris compares and contrasts the annual changes to Social Security for 2021 including cost of living adjustments, wage and price inflation, as well as Social Security credits.
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Social Security, The Spousal Waiver Form, RMDs, and Backdoor Roth Contributions: Q&A #2042 from 2020-10-17T04:00:24
Jim and Chris answer questions on Social Security claiming strategies, withdrawing an application for claiming Social Security, the Spousal Waiver Form, RMDs, and backdoor Roth contributions. (2:56...
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Beneficiary Designations: EDU #2041 from 2020-10-14T14:43:38
Jim and Chris sit down to discuss the topic of beneficiary designations and their important role within the financial planning industry. Most importantly, they talk about 401k plans and how blended...
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Miscellaneous Social Security Questions: Q&A #2041 from 2020-10-10T04:00:42
Chris tries to get caught up while Jim is out of the office and answers miscellaneous Social Security questions. (3:00) A listener has a question about whether or not a 401A plan is the same as a D...
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Trusts and Choosing a Trustee: EDU #2040 from 2020-10-07T04:00:39
Chris discusses trusts and choosing a trustee with attorney and CPA, David Greene, from First Covenant Trust and Advisors.
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Social Security, Mega Backdoor Roth Strategies, and QLACs: Q&A #2040 from 2020-10-03T04:00:09
Jim and Chris answer questions covering Social Security, Mega Backdoor Roth conversion strategies, and Qualified Longevity Annuity Contracts. (6:00) A Pennsylvanian asks about various claiming stra...
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Potential Tax Implications Post-Election: EDU #2039 from 2020-09-30T04:00:19
Jim and Chris compare and contrast current and proposed tax implications from the results of the upcoming Presidential Election.
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Estate Tax Exemption, 401(k)s, Roth IRAs, and Backdoor Roth IRAs: Q&A #2039 from 2020-09-26T04:00:28
Jim and Chris discuss some questions on the lifetime estate tax exemption, locating old 401(k)s, Roth IRA conversion limits, and backdoor Roth contributions. (8:38) Georgette asks a question about ...
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Discussion of the Financial Planning Industry CONTINUED: EDU #2038 from 2020-09-23T04:00:54
Jim and Chris continue the discussion from last week’s EDU show about their thoughts on the financial planning industry.
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Claiming Strategies, Taxes, HSA Contributions, and the CARES Act: Q&A #2038 from 2020-09-19T04:00:16
Jim and Chris cover questions on Social Security claiming strategies, taxes, HSA contribution rules, and the CARES Act. (8:00) An Indianaian asks a question about claiming ages for Social Security ...
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A Discussion About the Financial Planning Industry: EDU #2037 from 2020-09-16T04:00:17
Jim and Chris discuss a Texan’s email regarding his experience with a financial advisor and the financial planning industry as a whole.
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Social Security, Private Lending, Income Annuities, and Asset Management: Q&A #2037 from 2020-09-12T04:00:36
Jim and Chris discuss a few questions on Social Security, Private Lending, Income Annuities, Asset Management, and more. (4:05) A listener would like to know more about how to calculate Social Secu...
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Asset Positioning and Distribution Planning: EDU #2036 from 2020-09-09T04:00:44
Jim and Chris discuss a listener’s topic of asset positioning and asset distribution planning throughout retirement.
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Social Security, Roth Conversions, Pensions/Annuities, and General Planning: Q&A #2036 from 2020-09-05T04:00:08
Jim and Chris discuss listeners’ questions involving Social Security, Roth conversions, pension/annuity distributions, and how rental properties are treated in our financial planning process. (6:20...
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Retirement Planning Philosophies: EDU #2035 from 2020-09-02T04:00:35
Jim and Chris discuss various retirement planning philosophies within the industry and elaborate on their own unique approach.
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Social Security, Tax Deductions, and 401(k) Advice: Q&A #2035 from 2020-08-29T04:00:46
Jim and Chris discuss listeners’ questions relating to Social Security, standard tax deductions as a result of the CARES Act, and 401(k) advice for a younger investor. (5:45) A listener from New Je...
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The SECURE Act and Tax-Deferred Accounts: EDU #2034 from 2020-08-26T04:00:28
Jim and Chris discuss a listener’s email regarding concerns about how to distribute tax-deferred assets to beneficiaries and the impact of the SECURE Act.
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Social Security, WEP, 401(k) Rollovers, and Roth Conversions: Q&A #2034 from 2020-08-22T04:00:36
Jim and Chris discuss listeners’ questions regarding Social Security, WEP (Windfall Elimination Provision), 401k rollovers, and Roth Conversions. (Intro) Jim and Chris begin by discussing financial...
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The History of Social Security: EDU #2033 from 2020-08-19T04:00:48
Jim and Chris (mostly Chris) discuss the history of the Social Security Act that was passed on Agust 14th, 1935, and the changes that have occurred throughout the past 85 years of the program’s exi...
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The SECURE Act, Social Security, The CARES Act, and More: Q&A #2033 from 2020-08-15T04:00:54
Jim and Chris answer listeners’ questions about Social Security, The SECURE Act, The CARES Act, pension payout options, the fluidity of the Minimum Dignity Floor, and what to consider when choosing...
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Five Alternatives to the Stretch IRA: EDU #2032 from 2020-08-12T04:00:24
Jim and Chris discuss the elimination of the stretch IRA and provide five alternative strategies to utilize in its place.
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RMDs, Social Security, Annuities, and Pension Survivor Benefits: Q&A #2032 from 2020-08-08T04:00:19
Jim and Chris discuss listeners’ questions relating to required minimum distributions, backdating Social Security benefits, claiming spousal Social Security benefits, annuity variations, and joint ...
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The Basics of Trusts: EDU #2031 from 2020-08-05T04:00:32
Jim and Chris introduce attorney and CPA, David Green from First Covenant Trust and Advisors, LLC to discuss and further understand the basics behind trusts as an estate planning tool.
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IRAs, Roth Conversions, and Social Security Details: Q&A #2031 from 2020-08-01T04:00:50
Jim and Chris discuss various listener questions relating to IRAs, Roth conversions, and Social Security details. (8:38) An Ohioan wonders if they can apply for spousal benefits while withdrawing t...
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CARES Act and RMD Relief: EDU #2030 from 2020-07-29T04:00:52
Jim and Chris discuss the details of the CARES Act and other 2020 governmental relief offered to those with required minimum distributions.
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Social Security, CARES Act, and Monte Carlo Analysis: Q&A #2030 from 2020-07-25T04:00:01
Jim and Chris answer questions about Social Security Benefits, the CARES Act, and justifications about the Monte Carlo analysis. (8:45) A listener asks about backdating his own delayed Social Secur...
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Inflation Adjustments, COLAs, and the MDF: EDU #2029 from 2020-07-22T04:00:56
Jim and Chris discuss a listener from Utah’s topic regarding inflation estimates, cost of living adjustments, and the minimum dignity floor.
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Roth Conversions, Tax Brackets, and General Tax Advice: Q&A #2029 from 2020-07-18T04:00:36
Chris is joined by our resident tax expert and CPA, Bob Palechek to discuss Roth conversions, tax brackets, and other general tax questions. (4:25) An Arizonian wonders if 401k contributions count ...
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Utilizing Trusts to Reduce the Impact of Taxes: EDU #2028 from 2020-07-15T04:00:24
Jim and Chris are joined by our resident tax expert and CPA, Bob Palechek, as well as estate and tax planning attorney, Peter Scott to discuss the various ways in which trusts can be utilized to re...
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Social Security, Savings Advice, and Annuities: Q&A #2028 from 2020-07-11T04:00:01
Jim and Chris discuss questions regarding Social Security, how to save early on in your career, and annuities. (5:30) A Californian asks about which month they’ll be able to receive their full Soci...
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Planning Strategies for Always-Taxable Portfolios: EDU #2027 from 2020-07-08T04:00:45
Jim and Chris discuss a listener’s topic regarding how to handle a retirement portfolio made up of 95% always-taxable accounts.
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New IRS Rules, Questions on Social Security and More: Q&A #2027 from 2020-07-04T04:00:22
Jim and Chris discuss the new IRS rules on RMDs and then answer listener questions. (2:30) Announcement about new IRS rules on replacing 2020 required minimum distributions (RMDs). (13:35) A Virgi...
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How to Get Straight Answers from Financial Advisors/Planners: EDU #2026 from 2020-07-01T04:00:49
Jim and Chris discuss a listener’s email regarding what questions to consider when interviewing financial advisors/planners.
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Social Security, Roth Conversions, and an Elaboration on Ed Slott: Q&A #2026 from 2020-06-27T04:00:46
Jim and Chris discuss Social Security, Roth conversions, and elaborate on how Ed Slott answered a question. (6:40) A listener from Ohio asks a question about spousal benefits. (9:42) A Delawarian h...
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Things to Know About Year-of-Death RMDs: EDU #2025 from 2020-06-24T04:00:08
Jim brings up this topic today as he and Chris discuss year-of-death RMDs: what’s to be expected when a loved one passes and they leave behind qualified retirement accounts?
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Some Questions About Social Security & IRAs: Q&A #2025 from 2020-06-20T04:00:46
Jim and Chris answer multiple questions relating to Social Security and IRAs. (5:45) A Californian asks if his mother-in-law’s husband can claim a spousal benefit even if she never claimed her own...
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Estate Planning: EDU #2024 from 2020-06-17T04:00:59
Peter Scott joins Jim and Chris for this EDU podcast about Estate Planning.
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Social Security, Some Suggestions, QCDs, and Annuity Recommendations: Q&A #2024 from 2020-06-13T04:00:09
Jim and Chris answer some questions about Social Security, they discuss some listeners’ suggestions related to a previous podcast episode, and then they tackle some questions about QCDs and annuiti...
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Tax-Related Answers about IRMAA & Roth Conversions: EDU #2023 from 2020-06-10T04:00:38
Bob joins Chris today in this tax-related EDU show: they answer some tax questions about IRMAA and a Roth conversion. (2:00) IRMAA and submitting a life-changing event form (24:45) The timing of MA...
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A Social Security Question and 5 CARES Act Questions: Q&A #2023 from 2020-06-06T04:00:06
Jim and Chris answer a Social Security question and 5 CARES Act/COVID related questions. (11:00) A listener would like to know where he can obtain his estimated retirement benefit information from ...
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Jim & Chris’s Retirement Planning Approach and Process Part 6: EDU #2022 from 2020-06-03T04:00:58
As an addition to their 5-Part series on their retirement planning approach and process, Jim and Chris discuss some listeners’ questions about how taxes fit into their philosophy and approach.
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Out-of-Country Citizenship, A Clarification on IRMAA, & A Roth Conversion Error: Q&A #2022 from 2020-05-30T04:00:18
Jim and Chris cover a range of varied topics today: they revisit a past question, discuss a citizenship inquiry, clarify an IRMAA statement, and discuss a Roth conversion error. (4:15) Jim and Chri...
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Unexpected Windfalls: EDU #2021 from 2020-05-27T04:00:22
Jim and Chris discuss a topic brought to us by a listener’s question: what are some strategies one should consider when faced with expected windfalls such as suddenly inheriting a large sum of mon...
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Excess Social Security Withholding, Trusts, QLACs, and More of the Best States for Retirees: Q&A #2021 from 2020-05-23T04:00:50
Jim and Chris answer questions about excess Social Security withholding, trusts and their beneficiaries, and QLACs. They also further discuss the best states to retire in after receiving an insigh...
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Takeaways from the Latest Ed Slott Seminar Part 2: EDU #2020 from 2020-05-20T06:00:50
Continuing from a former EDU episode, Jim and Chris further discuss a recap of the most recent Ed Slott seminar. In particular they discuss some tax court cases and different IRS rules.
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Social Security Questions, A Correction, Retirement Accounts, and Trusts: Q&A #2020 from 2020-05-16T06:00:47
Jim and Chris continue to tackle questions about Social Security, traditional vs. Roth IRAs, and trusts. They also discuss a listener’s correction to a previous podcast episode. (4:20) An Illinois...
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Takeaways from the Latest Ed Slott Seminar: EDU #2019 from 2020-05-13T06:00:38
Jim recently returned from the latest Ed Slott seminar, and in today’s episode he and Chris discuss some of the main takeaways and topics from the event.
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2020 RMDs, Social Security, HSAs, and the Best States for Retirees: Q&A #2019 from 2020-05-09T06:00:59
After Jim clarifies some information about 2020 RMDs and the CARES Act, he and Chris answer questions about Social Security, HSA accounts for beneficiaries, and the best states to retire in. (3:10)...
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5 Things Real Estate Owners Should Consider Regarding Taxes: EDU #2018 from 2020-05-06T06:00:53
While Jim attends an Ed Slott meeting, Bob Palechek joins Chris to discuss the 5 things real estate owners should consider regarding taxes.
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Child-In-Care Benefits, Annuity Questions, and More: Q&A #2018 from 2020-05-02T06:00:12
Today Jim and Chris respond to 5 questions, conversing about child-in-care spousal benefits, some tax considerations, annuity questions and some CARES Act questions. (12:49) A Floridian wonders if ...
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Planning Opportunities Due To the Death of the Stretch IRA: EDU #2017 from 2020-04-29T06:00:45
Jim and Chris discuss a topic brought to us from a listener’s email: what are some planning opportunities that might exist because of the death of the stretch IRA?
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CARES Act, Monte Carlo, FERS, and IRMAA: Q&A #2017 from 2020-04-25T06:00:34
Jim calls in from his kitchen today to discuss with Chris some considerations about the CARES Act, a clarification on the Monte Carlo analysis, and some questions about FERS and IRMA. (5:41) Jim br...
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Indexed Universal Life Policies: What if You Already Have One? EDU #2016 from 2020-04-22T18:36:10
Jim and Chris discuss a follow-up to a previous EDU episode in which they talked about indexed universal life policies as a retirement strategy. After discussing the pros, cons, and potential gotc...
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Roth Conversion Questions & Unemployment Contributions to a Roth: Q&A #2016 from 2020-04-18T06:00:55
Jim and Chris take their time answering two questions today about Roth conversions and unemployment contributions to a Roth. (4:38) George from Minnesota wonders what are some considerations for do...
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Coronavirus Market Fears and a Variable Annuity: EDU #2015 from 2020-04-15T06:00:11
A listener who purchased a variable annuity with a guaranteed income benefit is worried because his annuity has dropped about $90,000 in value since the stock market corrected over the coronavirus,...
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Questions about the CARES Act: Q&A #2015 from 2020-04-11T06:00:42
Jim and Chris address three very specific questions on the recently passed CARES Act and how it relates to IRAs, Required Minimum Distributions, and Coronavirus Related Distributions from retiremen...
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Benefits of Proper Asset Positioning in the Midst of Life’s Storms: EDU #2014 from 2020-04-08T06:00:16
When life’s storms come up unexpectedly (such as the current coronavirus pandemic), what are the benefits of proper asset positioning? If you’re at or near retirement, how can properly positioning...
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Rolling Over TSP to a Roth, Retirement Spending Trends, and Roth Conversions: Q&A #2014 from 2020-04-04T06:00:49
Jim calls into the studio today as he and Chris answer listener’s questions about rolling over a TSP into a Roth IRA, retirement spending trends, Roth conversions, and more. (11:55) A listener asks...
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Indexed Universal Life Insurance as a Retirement Strategy: EDU #2013 from 2020-04-01T06:00:27
Jim and Chris (mostly Jim!) share their opinion about using indexed universal life insurance (IUL) as a retirement strategy. Learn why the guys are not big fans of this often-sold strategy to fund...
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Live Caller: Indexed Universal Life Insurance to Fund Retirement, and Some Tax Questions: Q&A #2013 from 2020-03-30T14:45:52
Jim and Chris answer a live caller’s question about using indexed universal life insurance (IUL) as a way to fund retirement. They also answer some tax questions from listener’s emails. (2:05) Liv...
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Choices in Generated Secure Income: EDU #2012 from 2020-03-25T05:00:49
As Jim and Chris practice “social distancing” during this time of the coronavirus, they discuss a topic mentioned in a listener’s email: choices in generated secure income, particularly as it refer...
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IRA Tax Strategy, Retirement Strategies, and Financial Stability of Pensions: Q&A #2012 from 2020-03-21T05:00:25
Today Jim and Chris answer questions about a traditional IRA tax strategy, withdrawal vs. secure income strategies in retirement planning, and the financial stability of pensions. (6:00) A Georgian...
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Considering the Coronavirus While Retirement Planning: EDU #2011 from 2020-03-18T05:00:29
In today’s EDU, Jim and Chris chat about retirement planning while considering “black swan events” such as the current coronavirus outbreak. Although the coronavirus is a hot topic right now, what...
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Covering the Minimum Dignity Floor, Preparing for a SS Asset Cap, and the Pro Rata Rule: Q&A #2011 from 2020-03-14T05:00:58
In today’s episode, listeners have sent Jim and Chris questions about covering the minimum dignity floor, preparing for a possible Social Security asset cap, and the pro-rata rule. (4:20) A Texan a...
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