Podcasts by The YDK Experience
YDK2 = You Don't Know What You Don't Know.
Are you as prepared for adulthood as you thought you were?
With all the things that accompany adulthood: Job, Career, Running a Household, Budgeting, Finances, Overspending, Credit Cards, Debt, Interest, Loans, Mortgage... it can be overwhelming because you don't know what you don't know.
BN Focus is here to fill in the gaps. Our goal is to give you tips, life hacks, new information or points of view to ponder.
In each podcast, Ben & Nick will guide you through a thought-provoking topic, as they take a common sense approach to the everyday struggles of personal finance.
Podcast New Episode Schedule:
Daily Focus: These podcasts are less than 2 minutes and provide give you a quick hit principle to focus on that day.
Mondays - Triple M (Money Mastery Mondays): These podcasts average less than 5 minutes and focus on personal finance topics with action items to focus on for the week.
Wednesday: BN Focus: These podcasts average 15 minutes and focus on general self-help topics from personal finance, goal setting, guest interviews, and book reviews.
Daily Focus (DF): These podcasts are less than 2 minutes and provide give you a quick hit principle to focus on that day.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group: The Debt-Free Life
- Instagram: @MoneyMasteryLife
Visit us at www.moneymasterylife.com
Further podcasts by BN Focus
Podcast on the topic Geldanlage
All episodes
Triple M 020: Teach Your Kids from 2019-04-29T09:30:24
Teach the youth in your life good money habits so save them from reliving your money mistakes. Our habits can become their habits for good or bad.
Learn - Plan - Act - Succeed
Join Our G...
Podcast 20: Assets -vs- Liabilities from 2019-04-24T10:30:10
Episode #20 we talk about Assets vs. Liabilities. Can you define the difference between an asset and a liability? The goal is to purchase items that generate income. The majority of the items we...
Listen
Triple M 019: Compound Efforts from 2019-04-22T09:30:20
Do you overestimate what you can do in a week and underestimate what you can do in a year? Do you give up right before you are about to succeed? You need to be consistant with your efforts.
...
Podcast 19: Invest in Yourself from 2019-04-17T10:30:17
Today in Episode #19 we talk about one of our most important investments, in yourself. How do you invest in yourself? What do you want to learn? When was the last time you read or listened to a ...
Listen
Triple M 018: Snowball from 2019-04-16T02:10:16
Do you want to accelerate the repayment of your debt? Learn how to apply this strategy today.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BN...
Podcast 18: Inflation from 2019-04-10T10:30:12
Episode #18 we talk about the sexy topic of inflation. Contrary to popular belief inflation is not natural it's self-inflicted. For example, it costs our government 2.4 cents to produce a 1 cent ...
Listen
Triple M 017: Cut Credit Card Debt from 2019-04-08T09:30:14
Want to become debt free? Learn 4 ways to cut your credit card debt. There is a big difference between a 21% and 15% interest rate.
Learn - Plan - Act - Succeed
Join Our Growing Communi...
Podcast 17: How Banks Work from 2019-04-03T10:30:03
Episode #17 we discuss how banks work. Learn how can banks pay your interest to hold your money? Learn how banks make money using the money you deposited into your bank account. We should choose...
Listen
DF 092: Govt Math 101 - The Penny from 2019-04-02T10:30:10
Are you efficient with your financial resources? Do you waste money when you could be using it to create more money?
Daily Focus: Identify an item in your home that you are not using and turn...
DF 091: Have You Signed A Death Pledge? from 2019-04-01T10:30:09
Do you have a mortgage? If so you have signed a death pledge.
Daily Focus: Check out the banner video on our Facebook Page: http://bit.ly/2H14...
Triple M 016: Avoid Interest Debt from 2019-04-01T09:30:24
A foolish person pays interest, a wise person gets paid interest. Swiping that credit card for a $20 dinner could become a $25 or $30 dollar dinner. Know interest rates to control credit card spe...
Listen
DF 090: Are You An Emotional Spender from 2019-03-31T10:30:15
Are You An Emotional Spender?
If you use the words “retail therapy” you’re an emotional spender. We have all been excited to purchase something before and that is o.k. We need to be wary tha...
DF 089: 70% Of Lottery Winner Declare Bankruptcy from 2019-03-30T10:30:17
I Declare Bankruptcy
If you can’t manage $100 efficiently that won’t change if you win the lottery. Instead, it will spotlight your lack of financial intelligence.
Daily Focus: Look at y...
DF 088: 60% Of Adults Have Credit Card Debt from 2019-03-29T10:30:04
To win at any endeavor of life you need a strategy. You need a plan of attack. Do you know how much you will pay in interest to the credit card companies if you just pay the minimum?
Daily F...
DF 087: 60% of Today's Auto Loans Are>60 Months from 2019-03-28T10:30:13
Are You Upside Down On Your Car Loan?
Are your cars ⅓ the cost of your home? The longer the terms the more money is made in interest payments.
Daily Focus: Do you have a car loan(s)? Is...
DF 086: Student Loan Default Rate = 28% from 2019-03-27T10:30:22
Spend $85k-$143k to start earning $38k
Find creative was to seek higher education. Find ways to leverage what you have.
Daily Focus: If you have student loan debt, do you have a strate...
Podcast 16: Fractional Money from 2019-03-27T10:30:22
Episode #016 is the end of our 4 part series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin. Today we discuss and defin...
Listen
DF 085: 25% of $100,000 Earners Live Hand 2 Mouth from 2019-03-26T10:30:17
$100,000 Salary Ain’t What It Used To Be.
Just because you make more doesn’t guarantee financial freedom. Typically as you make more you spend more. Why because there is a societal expectati...
DF 084: 13% Have $0 Retirement from 2019-03-25T10:30:05
What Is Your Retirement Forecast?
Do you plan to “stop” working? If so at what age? Do you know what lifestyle you want to live? Do you know how much that lifestyle costs?
Daily Focus:...
Triple M 015: Establish Credit from 2019-03-25T09:30:21
Is your credit score bad, good, better, or best? Your credit score is the reflection of your habits. Credit is a tool, whether good or bad depends on how we use or abuse it. We discuss ways to ...
Listen
DF 083: $1000 = $44 Pay Yourself 1st from 2019-03-24T10:30:12
You need to know who has your money. Only 4.4% of every $1,000 goes into savings.
Daily Focus: Identity what percentage of your take home each pay period goes toward savings.
Learn - Pla...
DF 082: What Is Interest Costing You? from 2019-03-23T10:00:23
What Is The True Cost Of Your Debt?
While the average person does carry over $130,000 in debt, that doesn't mean they have purchased $130,000 of stuff. Interest is the silent financial killer...
DF 081: Is Your Total Debt Below, Above, or Average? from 2019-03-22T10:00:23
Is Your Total Debt Below, Above, or Average?
In the U.S. the average person/household carries over $130,000,00 in total debt.
Daily Focus: Look at your total debt; mortgage, car loans, st...
DF 080: Are YOU Below, Above, or Average? from 2019-03-21T10:00:03
Are You Below, Above, or Average?
In the U.S. the average amount of debt carried on credit cards is $16,000.
Daily Focus: Look at your total credit card debt. Are you below, above, or av...
Podcast 15: Fiat Money from 2019-03-20T10:30:19
Episode #015 is part 3 in our 4 part series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin. Today we discuss and define ...
Listen
DF 079: Do You Use An Autopilot? from 2019-03-20T10:00:10
Do You Use An Autopilot?
Paying late fees because you missed a payment should be a thing of the past due to payment automation.
Daily Focus: Ensure all your debt payments are set up for...
DF 078: Seeing Is Believing from 2019-03-19T10:00:10
Seeing Is Believing.
When you put all your debt with balances due on paper or a spreadsheet you can’t hide from reality.
Daily Focus: List your debts from bad to worse with balances due,...
DF 077: What Are Your Buying Triggers? from 2019-03-18T10:00:10
What Are Your Buying Triggers?
A large part of increasing your monthly surplus cash is controlling your spending.
Daily Focus: Are you an emotional or impulse spender? When you go on a ...
Triple M 014: Create a Debt Plan from 2019-03-18T09:30:13
Not a plan to get into debt, that's easy. We discuss a high-level roadmap to repay your debt with the ultimate goal of becoming debt free.
Learn - Plan - Act - Succeed
Join Our Growing C...
DF 076: The Lower The Balance The Better Your Score. from 2019-03-17T10:00:13
The Lower The Balance The Better Your Score.
Credit Card companies what you to keep a balance on your credit cards, that’s how they make money. If you are at a stage in your life where you ar...
DF 075: Interest Rate On Your Home, Know The Costs from 2019-03-16T10:00:20
What Is The True Cost Of Your Mortgage?
Do you have a mortgage? Do you know what the interest rate is and the true cost of your mortgage over the terms of the loan?
Daily Focus: Know the...
DF 074: How Much Is Your Monthly Surplus? from 2019-03-15T10:00:23
How Much Is Left At The End Of Your Pay Period?
Having money left at the end of each pay period is the first step to getting out of debt and establishing a more financial future.
Daily Fo...
DF 073 How Much Debt Do You Have? from 2019-03-14T10:00:07
How Much Do You Owe?
To fix something you have to know how bad it is. Facing your debt is a good start.
Daily Focus: How much debt you really have?
Learn - Plan - Act - Succeed
Listen
Podcast 14: Receipt Money from 2019-03-13T10:30:24
Episode #014 is part 2 in our 4 Part Series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin. Today we discuss and define ...
Listen
DF 072: How Many Monthly Auto Subscriptions Do You Have? from 2019-03-13T10:00:12
Do You Know What Are All Your Subscription?
How many monthly subscriptions do you subscribe to? Do you use them all? Do you need them all?
Daily Focus: Make a list of all the services y...
DF 071: How Many Credit Cards Do You Have? from 2019-03-12T10:00:13
How Many Are Too Many?
The number of credit cards you have is irrelevant. What is relevant is the balances due on those cards.
Daily Focus: Are you current on your credit card payments? ...
DF 070: How Important Is Good Credit To You? from 2019-03-11T10:00:17
Is Credit Important To You?
For some people, it isn’t, but for most, it is important to acquire high dollar purchases like a car or home.
Daily Focus: Identify WHY having good credit is i...
Triple M 013: 60% Principle from 2019-03-11T09:30:23
What percentage of my income should my household operating expenses be? What do I do with the income that remains? Learn these principles in this episode.
Learn - Plan - Act - Succeed
J...
DF 069: Find A Debt Repayment Strategy For You from 2019-03-10T10:00:04
It’s A Matter Of Preference.
You need to find a strategy that works for you. If it doesn’t fit with how you work or interact with either technology or money don’t do it. This process is abou...
DF 068: Don't Do To Much Too Soon from 2019-03-09T11:00:22
The Best Way To Eat An Elephant…
Is one bite at a time. Repaying your debt is the same logic. Often as we being to see success we get over zealous. This zeal can lead to us applying additio...
DF 067: Know the Interest You're Paying on Debt from 2019-03-08T11:00:09
How Much Is 17.2 %, In Really Dollars?
When you purchase something on your credit card do you ever think of the true cost of that purchase with interest figured in?
Daily Focus: Identif...
DF 066: Create A Debt Repayment Plan from 2019-03-07T11:00:12
Accelerate Your Debt Repayment
You can focus a portion of your surplus income to accelerate the repayment of your debts.
Daily Focus: Create a debt repayment plan.
Learn - Plan - Act...
Podcast 13: Commodity Money from 2019-03-06T11:30:09
Episode #013 we start our 4 Part Series on the different types of money based on the information contained in The Creature From Jekyll Island by G. Edward Griffin. Today we discuss and define Comm...
Listen
DF 065: Check your Credit Card Statements Monthly from 2019-03-06T11:00:19
Review Each Line
Do you review each line of your credit card statement monthly? Are you sure that you are not being charged fees in error?
Daily Focus: Review your monthly credit card st...
DF 064: Be Patient As You Pay Off Debt from 2019-03-05T11:00:03
Slow And Steady Wins The Race
Paying off debt is exciting. Remain patient and stick to the debt repayment plan you created. Accelerating your debt repayment doesn’t mean to be cash poor.
Listen
DF 063: Always Have A Plan from 2019-03-04T11:00:13
He Who Fails To Plan, Plans To Fail
On any journey, you need a road map so that you get to your destination efficiently and safely. Should your financial goals be any different?
Daily Fo...
Triple M 012: Know Your Enemy from 2019-03-04T10:30:14
Mirror Mirror on the wall whose destroying my budget most of all? How many mindless purchases do you make in a day?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBo...
DF 062: Small Consistent Steps from 2019-03-03T11:00:14
Baby Steps To The Door
It is amazing how seeming small insignificant accomplishments can compound into a large achievement. Bringing your lunch to work each day could save you more than $1500...
DF 061: Write Your Goals Down Consistently from 2019-03-02T11:00:20
The Only Constant Is Change.
As you being the process of budgeting your goals may change. That’s o.k. Always remember that until you write it down it is only a dream.
Daily Focus: Take ...
DF 060: Are Your Actions Aligned With Your Desires? from 2019-03-01T11:00:21
Do What I Say Not What I Do.
How often do we say one thing but our actions betray us. I want to be healthy so I’ll order a Diet Soda with my fast food value meal.
Daily Focus: Self Refle...
DF 059: What Is The Cost of Your Dream? from 2019-02-28T11:00:05
Caviar Lifestyle On A Value Meal Budget
What are your financial & lifestyle dreams? Do you know what those dreams cost? Have you create a plan to turn your dreams into goals?
Daily Focu...
Podcast 12: Increase Your Income from 2019-02-27T11:30:22
Episode #012 we end our 7 part series on the book The Richest Man In Babylon by George S. Clason. Today we discuss the principle of Increase Your Earnings. Do you feel financially secure? Do you...
Listen
DF 058: Is Your Plan Written Down? from 2019-02-27T11:00:16
Don’t Worry It’s All Upstairs
How many of us keep a “mental” budget? We know our income and basically have a good estimate of our monthly expenses and know about how much wiggle room we have ...
DF 057: Does Your Budget Match Your Plan? from 2019-02-26T11:00:14
The Best Laid Plans Of Mice & Men.
Do you spend with your budget in mind? Are your financial actions in line with your budget?
Daily Focus: Review your goals, then review your spending. ...
DF: 056: Make A Plan for Your Future from 2019-02-25T11:00:18
Remember Tomorrow Is The Future.
Often when we think of the future we think of 5, 10, even 20 years down the road. What about 6 months from now or tomorrow.
Daily Focus: Identify one goa...
Triple M 011: Have Fun on a Budget from 2019-02-25T10:30:24
Quickest way to break your budget...deny yourself fun. Is it about what you spend or the time you spend? Is it about things or memories/experiences?
Learn - Plan - Act - Succeed
Join O...
DF 055: Categorize Your Income&Expenses from 2019-02-24T11:00:16
A-Z Your Finances
The more detailed that you can be with your expenses the easier it will be to analyze your spending habits. Once your spending habits have been identified you can find oppor...
DF 054: As You Earn More Have Discipline from 2019-02-23T11:00:02
Just Because You Can Doesn’t Mean You Do.
When we make more money our typical response is to increase our lifestyle. While this is normal, do we choose a lifestyle that we can only afford on ...
DF 053: Create Multiple Streams Of Income from 2019-02-22T11:00:07
Do Cross The Streams!
How many income streams do you have? If only one, what happens if that income stream is interrupted?
Daily Focus:Pick 1 or 2 additional income streams you could ini...
DF 052: Don't Get Comfortable on Offense from 2019-02-21T11:00:16
Never Take Your Foot Off Of The Financial Gas Pedal.
You may be comfortable financially today. Are your retirement & saving keeping up with inflation? Will a $1,000 have the same value in 10...
Podcast 11: Ensure Future Income from 2019-02-20T11:30:12
Episode #011 we continue with Part 6 in our Podcast series on the book The Richest Man In Babylon by George S. Clason. Today we discuss the principle of Ensure Your Future Income. For most people...
Listen
DF 051: Always Shop For Insurance from 2019-02-20T11:00:22
Are You Over Or Under Covered.
Does your insurance coverage meet your current needs? Do you have more coverage that you need? Is over coverage cost you money each month?
Daily Focus: Re...
DF 050: Don't Relax on Defense from 2019-02-19T11:00:20
Nothing Fails Like Success.
When things are going well is when we should be preparing.
Daily Focus: What you are doing to be aware of your finances?
Learn - Plan - Act - Succeed
Listen
DF 049: 5 Things To Increase Your Income from 2019-02-18T11:00:22
What’s A Side Hustle?
We give you 5 examples of side hustles you can do in any part of the world.
Daily Focus: Choose a side hustle and take action.
Learn - Plan - Act - Succeed
Listen
Triple M 010: Expect the Unexpected from 2019-02-18T10:30:05
The refrigerator just broke, how are you going to pay for this? Credit? Or, do you have a rainy day fund?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twit...
DF 048: How Consistent is Your Budget? from 2019-02-17T11:00:11
Perfect practice makes perfect.
Honestly how often do you look at and update your budget? Like any tool it is only as good as the person wielding it.
Daily Focus: Commit to yourself the ...
DF 047: How Much of Your Surplus Can you Put Towards Debt? from 2019-02-16T11:00:18
A Debt Repayment Plan Doesn’t Mean Being Cash Poor.
The urge to get out of debt can cause us to want to take all our surplus income and pay off a debt. This is only advisable if you don’t put...
DF 046: What Are You Doing With Your Monthly Surplus? from 2019-02-15T11:00:04
The Pay Period Is Over & You Have $200 In The Bank.
Has that ever happened? What are you more inclined to do if you end a pay period with “extra” money in your bank account? Pay down debt, a...
DF 045: How Much Surplus Income Do You Need? from 2019-02-14T11:00:13
We All Have A Number, What's Yours?
Daily Focus: To do the things that you want to do financially how much surplus income would that take each month?
Learn - Plan - Act - Succeed
Jo...
DF 044: What Percentage of your Expenses Go Where? from 2019-02-14T11:00:13
Are You House Poor?
Do you know what percentage of your income goes to what category of expense each month? What percentage of your income is spent on housing, food, loans, debt repayment, e....
Podcast 10: Own Your Own Home from 2019-02-13T11:30:10
Episode #010 we continue with Part 5 in our Podcast series on the book The Richest Man In Babylon by George S. Clason. Today we discuss the principle of Own Your Own Home. Are you house poor? Do...
Listen
DF 043: What are Your Needs vs Wants? from 2019-02-12T11:00:11
Do You Really Need Everything You Want?
Sometimes the most difficult thing to do is tell yourself no or not now when you see something you want. Does the Iitem you "want" get you to where you...
DF 042: What is Your Monthly Surplus? from 2019-02-11T11:00:15
How Much Cash Is Left In The Bank?
To be able to get out of debt quickly, build an emergency fund, acquire more assets, or save extra to retire earlier you need to have more income than expens...
Triple M 009: Successful Budgeting from 2019-02-11T10:30:07
The only unsuccessful budget is one that isn't created. Let's talk about the 4 Step to maximize your feelings of success when budgeting.
Learn - Plan - Act - Succeed
Join Our Growing Com...
DF 041: Inspect What You Expect from 2019-02-10T11:00:14
Review What You Have Done To Know What Your Going To Get
Have you ever been in the middle or end of a pay period broke? Was it because you didn't inspect your expenses? If you knew what was ...
DF 040: Documenting Your Budget from 2019-02-09T11:00:21
Budgets Arent' Sexy
Budgeting, for most, are not fun, rather some see them tedious and constraining. Your monthly budget doesn't need to be fancy it just needs to be functional. A budget wil...
DF 039: Make a Plan for Defense from 2019-02-08T11:00:12
It's All About The X's & O's
Do you have a plan to protect what you have financially? If you lost your job, or the stock market colappses what is your plan?
Daily Focus: Beign to formula...
DF 038: One Debt You Want to Eliminate from 2019-02-07T11:00:03
Which Debt Should I Focus On 1st?
If you need a quick win the one with the lowest balance due. If not, the debt with the highest interest rate.
Daily Focus: Identify the debt you will be...
Podcast 9: Protect Your Money from 2019-02-06T11:30:22
Episode #009 we continue with Part 4 in our Podcast series on the book The Richest Man In Babylon by George S. Clason. Today we discuss the principle of Protect Your Money. When you start to ac...
Listen
DF 037: Learn How to Play Good Offense from 2019-02-06T11:00:20
The Best Friend Of Defense Is A Good Offense
Daily Focus: What strategies do you have in place to increase your income each month? If none, identify one you can begin to act upon today.
...
DF 036: Learn How to Play Good Defense from 2019-02-05T11:00:11
The Best Offense Is A Good Defense
Daily Focus: What strategies do you have in place to protect your finances? If none, identify one you can begin to act upon today.
Learn - Plan - Act -...
DF 035: Would a Side Hustle Help You? from 2019-02-04T11:00:12
Get A Hustle & Watch The Cash Flow
A side hustle is the quickest way to make that extra $200-$500 per month. Whether it's flipping clothes or reselling items from yard sales, it's that easy.<...
Triple M 008: Simplify Your Budget from 2019-02-04T10:30:07
Have you K.I.S.S.ed your budget lately? Don't think too hard.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group...
DF 034: Make an Extra $200 per Month from 2019-02-03T11:00:03
What Could You Do With An Extra $200 Per Month?
For most people an extra $200-$500 a month would give them financial breathing room.
Daily Focus: Identify how you could generate an extra...
DF 033: Where is Your Money Coming From? from 2019-02-02T11:00:18
Do You Know All Your Streams Of Income?
Daily Focus: Do your current stream of income meet your financial needs? If not, what is your plan to change that.
Learn - Plan - Act - Succeed
DF 032: Where is my Money Going? from 2019-02-01T11:00:23
Do You Know Who Your Paying?
When you see your bank account dwindle after the 1st and the 15th of the month do you know where all your money is going? You don't know what you don't know, bein...
DF 031: Is That The Best You Can Do? from 2019-01-31T11:00:21
Best Question To Ask During Negotiations
This phrase can be used in all fasets of your life; work, home, and purching items.
Daily Focus: Use this phrase during your next "negotiation". ...
Podcast 8: Multiply Your Income from 2019-01-30T11:30:19
Episode #008 we continue with Part 3 in our series on the book The Richest Man In Babylon by George S. Clason. Today we discuss the principle of Multiplying your Money. Who do you trust your har...
Listen
DF 030: The Cost of Your Time from 2019-01-30T11:00:23
Is What You Make Per Hour The True Vaule Of Your Time?
Your job pays you what they think your worth in your current position. Have you ever thought what your true value is?
Daily Focus: ...
DF 029: Time to Shop Insurance from 2019-01-29T11:00:10
The Insurance Industry Is Consumer Driven, Do You Shop Around?
Daily Focus: Check to see if you can find a lower insurance rate with the same customer service. If so, take action.
Learn ...
DF 028: Does Bundling Save You Money from 2019-01-28T11:00:05
Is Bundling Purchases A Convienience Or A Savings For You?
Daily Focus: Do you need all the extras that come with that purchase?
Learn - Plan - Act - Succeed
Join Our Growing Communi...
Triple M 007: Budgets Aren't Sexy from 2019-01-28T10:30:12
Want to turn into the sexiest financial version of yourself? Using a budget! What is sexier than being financially and debt free? Crazy is fun, financial stability is lasting.
Learn - Plan ...
df 027: How Much do you Spend on Entertainment? from 2019-01-27T11:00:14
Do You Track What You Spend To Entertain Yourself?
Having fun and being happy is important to you physical and mental wellbeing. We need to ensure that there is a balance between fun and frug...
DF 026: Patience Before Getting all the Nice Stuff from 2019-01-26T11:00:20
Can You Wait To Purchase What Your Want?
Do you have patience? Or are you an impulse emotional shopper?
Daily Focus: when an impulse purchase today tell youself you can wait.
Learn ...
DF 025: Grocery Shopping While Hungry from 2019-01-25T11:00:11
Worst Shopping To Do When Your Hungry?
Are you a list maker if not try it once. If you are great!
Daily Focus: Compare a grocery bills; with a list and without a list. Was there a diffe...
DF 024: Cost of Your Daily Cup of Coffee from 2019-01-24T11:00:28
Is Your Daily Cup Of Coffee Sabotaging Your Budget?
You may not drink coffee, but what is your "coffee"
Daily Focus: How much do you spend per day? What does that calculate to per week, ...
Podcast 7: Rule 2 of Money from 2019-01-23T11:30:19
Episode #007 we continue with Part 2 in our series on the book The Richest Man In Babylon by George S. Clason. Today we discuss Rule 2 Of Money: Controlling Your Expenses. Do you buy things based...
Listen
DF 023: Assets vs Liabilities from 2019-01-23T11:00:07
Acquire More Assests To Improve Your Financial Stability.
Daily Focus: Write down the assests that you currently have. Write down a 5 year goal to increase your assests.
Learn - Plan - A...
DF 022: App Industry from 2019-01-22T11:00:22
Zero to $77 Billion in 10 years
Daily Focus: What has changed in your life in the past 10 years?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Pa...
DF 021: Clash of Clans In-App Purchases from 2019-01-21T11:00:21
One $.99 Purchase At A Time!
Daily Focus: Do you make in app purchase? If so, have you ever calculated how much per month you have spent?
Learn - Plan - Act - Succeed
Join Our Growi...
Triple M 006: Know the Cost of Your Dream from 2019-01-21T10:30:03
Do you have caviar dreams? What's your plan to achieve your dream? Dreams without action lead to a "what if" lifestyle.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- F...
DF 020: Monthly Cost of Apps from 2019-01-20T11:00:19
Do You Buy Apps?
Daily Focus: of the Apps that you have purchased, how many could you life without?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter...
DF 019: Small Consistent Purchases Add Up from 2019-01-19T11:00:14
$1.99 Soda X 365 = $?
Daily Focus: What is that one small consistent purchase in your life? Write it down, calculate the weekly, monthly, and annual cost.
Learn - Plan - Act - Succeed
DF 018: Automatic Payments from 2019-01-18T11:00:12
Do You Automate?
Daily Focus: Identify all the bills that you currently have on auto bill pay. Could you add more? If yes, add those today.
Learn - Plan - Act - Succeed
Join Our Gr...
DF 017: Keeping Up With the Jones from 2019-01-17T11:00:10
Who Are You Trying To Keep Up With, Financially?
Daily Focus: Ask yourself this question: What do I lack? Record your answer and identify one thing you can take action on today to address it....
DF 016: Inspect What You Expect from 2019-01-16T23:25:56
Are You Consistently Reviewing Your Finances?
Daily Focus: Review your budget. Are you on track? If you don't have a budget, there is no time like today to start one. Visit us at Listen
Podcast 6: Rule 1 of Money from 2019-01-16T11:30:24
Episode #006 we start of a 7 part Podcast series on the book The Richest Man In Babylon by George S. Clason. Today we discuss Rule 1 Of Money: Pay Yourself First and review these questions; Is eve...
Listen
DF 015: Track Your Expenses from 2019-01-15T11:00:06
Do You Actually Know All The Money That Comes Out Of Your Bank Account
Daily Focus: Write down what you spent your money yesterday.
Learn - Plan - Act - Succeed
Join Our Growing Com...
DF 014: Don't Spend More as You Make More from 2019-01-14T18:49:06
"Do Your Expenses Exceed Your Income?
Daily Focus: Write down your Income and then your expenses. Do you have a surplus or deficit? If you are not happy where you are financially, now is the...
Triple M 005: Who Has My Money? from 2019-01-14T10:30:12
Who has my money? You pay everyone else...Do You Pay Yourself?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twitter Page: @BNFocusToday
- Facebook Group...
DF 013: Brown Bag It from 2019-01-13T10:30:16
Stop feeding other people and financially feed yourself.
Daily Focus: Bring your lunch from home today.
Learn - Plan - Act - Succeed
Join Our Growing Community:
- FaceBook & Twi...
DF 012: Are You House Poor from 2019-01-12T10:30:15
What percentage of your monthly budget is used up by your rent or mortgage?
Daily Focus: Divide your monthly rent/mortgage into your monthly income.
This will give you the percentage of y...
DF 011: Average US Debt from 2019-01-11T10:30:12
Do you consider yourself average or above average... in debt that is?
Daily Focus: Calculate what your total dollar amount of credit card and other high interest debt is.
Learn - Plan - A...
DF 010: Gambling Stats from 2019-01-10T10:30:08
May the odds forever be in your favor, Not.
Daily Focus: Think, what could you have done with the money you gambled?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- F...
DF 009: Internet Checkup from 2019-01-09T12:20:12
Have you renegotiated the rate with your cable company or internet provider lately?
Daily Focus: Review your cable/internet provider bill and call customer service to renegotiate to a promotio...
Podcast 5: 10X from 2019-01-09T10:30:11
We review the 10X Rule from the book by Grant Cardone. Are you willing to put forth the effort to get what you want to get? Do you know the amount of effort to get what you want to achieve. Do y...
Listen
DF 008: Don’t “Super-Size” from 2019-01-09T10:20:13
Do you really need that new version of your phone? Just because you can upgrade does that mean you should. Think, are there any add-ons or extras that you don't really need?
Daily Focus: Id...
DF 007: Pay Yourself First from 2019-01-09T02:15:19
Who do you pay first? Have you ever thought you should pay yourself first?
Daily Focus: Take $5, $10, $20 today, look in the mirror and pay yourself.
Learn - Plan - Act - Succeed
Jo...
Triple M 004: Can I Afford This? from 2019-01-07T11:00:03
Are you buying your lifestyle on credit? No one likes to hear the word no, but don't buy your dreams on credit. Create a plan to figure out how to afford your dreams.
As you go throughout to...
DF 006: Discipline Your Spending from 2019-01-06T12:30:10
As you go throughout today be mentally present each time you make a purchase.
Daily Focus: As you observe your spending throughout the day would you consider yourself disciplined?
Learn -...
DF 005: Be Intentional With Your Spending from 2019-01-05T12:30:11
Do you purchase with a purpose? Or, do you often days later wonder either where your money went or why you own the items that you do?
Daily Focus: As you purchase items today ask yourself; Do...
DF 004: Needs vs Wants from 2019-01-04T12:30:16
As you make your purchases today ask yourself... Do I really need this? Or, do I just want it. While gratifying to buy things we want are we breaking our budget by doing so?
Daily Focus: Sa...
DF 003: One Last Thing from 2019-01-03T12:30:18
How often when making a purchase do you add that "one more thing". Regardless of what it is did you really need it?
Daily Focus: Be aware of your add-on purchases today.
Learn - Plan - A...
DF 002: $3K in Vending Machines from 2019-01-02T12:30:02
Isn't it so convenient that you can use your debit/credit card on a vending machine? Have you ever calculated how much money you spend per week buying that soda, candy bar, a bag of chips, or othe...
Listen
Podcast 4: Compound Effect from 2019-01-02T10:00:17
Small, smart and consistent actions you can do every day to yield amazing results. Would you choose $3 million dollars or a penny that compounds its interest over a 30 day period? Are you willing...
Listen
DF 001: What are you spending your money on today? from 2019-01-01T12:30:20
Are you aware of your spending?
Daily Focus: When was the last time you looked at your bank statement or a budget?
Learn - Plan - Act - Succeed
Join Our Growing Community:
- Fac...
Podcast 3: Be Do Have from 2019-01-01T10:00:10
"What kind of goals do you have? Learn the Principle of Be, Do, Have from the book Cash Flow Quadrant by Robert Kiyosaki. After you have identified your why you then need answer these questions; ...
Listen
Triple M 003: Needs vs Wants from 2018-12-31T09:00:12
Do you feel sick about your finances? Is your money on life support? Today we discuss why financial check-ups are just as important as our physical check-ups. We are going to give you the 8 Step...
Listen
Triple M 002: Control Your Money from 2018-12-24T09:00:15
Do you know where your money goes each paycheck? could you track your spending for 30 Days? Knowledge is the key to control your money. Learn 3 Simple Principles to control your money.
Learn...
Podcast 2: Find Your WHY from 2018-12-19T10:30:04
Do you know where your WHY is? In this episode, we go 7 layers deep to find Nick's true why. We model an accountability session on how to find your WHY. You can speak your WHY into existence but...
Listen
Triple M 001: Financial Checkup from 2018-12-17T09:00:20
Do you feel sick about your finances? Is your money on life support? Today we discuss why financial check-ups are just as important as our physical check-ups. We are going to give you the 8 Step...
Listen
Podcast 1: What Is Your Why from 2018-12-12T16:00:22
What is your WHY? What is your passion? Are you looking to make a change and ignite your purpose? On this episode, we discuss the importance of an accountability partner and review a simple exer...
Listen