E987: The Next Unicorns: Upgrade CEO & Co-founder Renaud Laplanche is empowering users to better understand credit through his consumer credit platform, announces the Upgrade Card, shares insights on taking LendingClub public & how startups have changed since he started his first company in 2000 – E6 of 10-ep miniseries - a podcast by Jason Calacanis

0:51 Jason intros Upgrade CEO Renaud Laplanche

2:07 Renaud goes over the idea of his previous startup, LendingClub, and taking it public

9:57 What happened at LendingClub after the IPO?

11:18 What is Upgrade? How did it grow out of LendingClub?

12:40 Are credit scores an outdated metric?

14:11 What is the Upgrade Card?

15:30 Are modern credit card companies sinister in their approach?

24:54 Renaud's thoughts on Crypto

27:40 Where does Upgrade's lending capital come from?

31:22 Are we approaching a downturn after an unprecedented period of growth?

37:28 What goes into a great credit score

42:50 What has changed in startups since Renaud started his first company in 2000?

51:25 What keeps Renaud going after two successful exits as a founder?

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