TRC:365 Episode 7th: "Knock, Knock" - a podcast by Phillip Cooper

We recently experienced severe weather throughout the Chicago-land, northwest Indiana, and Kentucky area, which mean's you may encounter a high volume of storm chasers or local contractor's stopping by. We discuss a few of the best practices when dealing with door to door solicitation and the insurance restoration. 1. Understand the power of the door. The door separates you from signing any document you are not prepared for or understand.

 Do you know most insurance agencies allow 1 to 2 years to file a claim, unless you have serious damage or noticeable issues that require immediate restoration.  2. Understand it is common for most contractor's to provide free estimates or inspections without requiring a signed contract's/form such as an "AOC." We advise signing these if you understand the entire document and/or comfortable with the contractor. 

The biggest bit of advice is trust your gut. As in any activity or service you hire, you should be confident in your decision. If you're not comfortable in home improvement or insurance claims seek counsel from a trusted family/friend. We understand a free roof/siding is exciting with the growing costs for such items, but don't be blind. 

Key remarks:

A deductible is still the homeowner' responsibility and additional knowledge of the product's don't only extend to the contractor's. Try seeking more information on various product lines they're (contractor's) recommend and why? If you are in the position to receive a complete insurance restoration then let's install the product's we trust or would want on our homes for the next 30+ years.  A great way to start is to review the Owens Corning line of building materials and more importantly their trusted, vetted "preferred contractor" program to install them!

Further episodes of TRC:365

Further podcasts by Phillip Cooper

Website of Phillip Cooper