Podcasts by 301 Moved Permanently

EP173: All Financial Products are Flawed from 2022-04-20T10:01:37

All financial products are inherently flawed in their design! Therefore, it is imperative for investors to understand the flaws of financial products they purchase in order to reduce their liabilit...

EP172: Is Pension Maximization Right for You? from 2022-04-15T12:59:35

All financial products are inheritently flawed, yet we all have to use them. Pension Maximization gives you the ability to increase the benefits while reducing the flaws of most financial vehicles...

EP171: The Difference Between Intelligence and Wisdom from 2022-03-29T09:47:14

You can have a master's degree and still be an idiot. Believe me, I've seen hundreds of financial imbeciles in my lifetime. Listen to this podcast to avoid becoming a financial idiot...

EP170: Retirement Success - Stop Doing Business with the Devil from 2022-02-21T11:24:09

Financial devils include but are not limited to taxes, inflation, financial fees and charges, volatility, propensity to consume, and Social Security benefits taxation. Learn how to manage these lia...

EP169: The Impact of Fees in Your Investment&Retirement Accounts from 2022-02-08T15:18:21

If you can manage the eroding factors inside your investment and retirement accounts, you could obtain a higher rate of return without increasing your investment risk. This podcast will address the...

EP168: Financially, You Can't Put the Toothpaste Back in the Tube from 2022-01-25T13:02:06

This podcast addresses the top 10 questions that all retirees and/or pre-retirees need to answer prior to entering retirement. Listen to this important podcast to learn more...

EP167: Year 2021 in Review from 2022-01-01T11:10:36

For many Americans, 2021 was a challenging year from a personal and business standpoint. Where does the U.S. stand today economically? What are the challenges? What is the impact to you and your fa...

EP166: End of Year Tax Planning 2021 from 2021-12-06T11:02:43

What is your tax bracket for the 2021 tax year? Are you in jeopardy of jumping to the next higher tax bracket? What can you do to minimize and/or eliminate your tax liabilities in 2021? Listen to t...

EP165: Financial Clean Up on Aisle 7 from 2021-11-18T11:06:20

As a retirement strategist and tax planner, I conduct reviews with my clients annually. Five of my clients are retiring in early 2022 and here are some of the concerns they're having about retiring...

EP164: An Overview of Biden's Proposed New Tax Legislation from 2021-11-08T12:17:37

Beware of the big bad wolf! This is the worst possible time for a tax increase in the United States. Inflation is at 5%, but essential goods inflation exceed the 12% range, the supply chain obstacl...

EP163: The Economic Chaos of "Let's Go Brandon" 2021 from 2021-10-23T16:06:28

As a libertarian, I challenge both republicans and democrats on economic policies. The Biden administration has been rated as the most inept administration in economic history and they've been in c...

EP162: Tax Planning is Paramount for Economic Success from 2021-10-02T17:58:46

Congress is about to destroy the U.S. economy for decades to come. Debt, inflation, and taxes will hinder your retirement success in ways that most Americans have not planned for. Listen to this po...

EP161: How Little You Truly Know About Retirement from 2021-09-20T13:40:19

Most Americans fail to understand the complexities of retirement, and therefore, are not able to protect themselves and their families from the Fatal 4. This podcast addresses some of those issues ...

EP160: Watch Your 6 with the Biden Administration from 2021-08-31T09:32:57

If you happen to be in the military or law enforcement, you often hear "watch your 6" - that means watch your rear, watch your back. Well, with the Biden administration, you have to watch your econ...

EP159: I Told You So... from 2021-08-17T12:51:11

This podcast addresses some of the major economic challenges we're seeing today with the Biden administration. Yes, elections have consequences, and we're all paying the price for the 2020 election...

EP158: Retirement Mistakes to Die For from 2021-07-29T15:04:14

Preventing retirement mistakes prior to retirement can actually save your retirement life. This podcast addresses areas to watch for as you move forward into the future...

EP157: How Can a 7702 Plan Double Your Income in Retirement from 2021-07-16T18:52:24

What does today's retirees look like? What are the dilemmas for today's retirees? How can a 7702 plan rescue a retirement plan? Those questions are covered in this podcast.
Additionally, pleas...

EP156: How Can a 7702 Plan Become a Supplemental Retirement Plan from 2021-07-07T15:32:51

A properly designed 7702 Plan is the most versatile product you can own in the financial world today. This podcast addresses the major features, benefits, and uses of these plans that many of my cl...

EP155: Our Country is Being Run by Imbeciles from 2021-06-22T16:09:57

Yes, you heard right! America is being run by a bunch of imbeciles and idiots. This podcast addresses several important issues and how we protect ourselves from the political elites in power...

EP154: The Perfect Retirement Storm is Upon Us from 2021-06-15T15:44:43

I have realized that we are being led by dangerous imbeciles! This podcast discusses the challenges of taxation, inflation, and currency devaluation on our American economy. It also provides option...

EP153: Why is the History of Money so Important Today from 2021-06-02T15:38:25

The "New World Order" has created Cryptonomics and an array of digital currencies that are taking over the financial world. On this podcast, you will learn about the history of money, the impact of...

EP152: Inflation - The Silent Killer of Retirement from 2021-05-18T15:50:38

The Bureau of Labor Statistics (BLS) just published their inflation report in May 2021. Inflation has increase to 4.2% in the United States! Why? What do you do? How do you fight it? What are Ameri...

EP151: Why is Life Insurance so Critical in a Macro Economic Retirement Plan from 2021-04-20T15:01:08

Since no one can predict a financial future outcome and/or predict death, a properly structured life insurance program can add tremendous benefits to your economic platform...

EP150: The Basics of Cryptocurrencies from 2021-04-13T18:49:16

What are cryptocurrencies? What are the top cryptocurrencies today? What are the key features of cryptocurrencies? Are cryptocurrencies the future of financial transactions in the world? Watch this...

EP149: How to Defuse the 401(k) Time Bomb Part 3 from 2021-03-25T15:27:50

Municipal bond funds and 7702/life insurance plans are excellent financial tools if you wish to defuse the tax and/or 401(k) time bomb. Most Americans have not recognized the incredible features an...

EP148: How to Defuse the 401(k) Time Bomb Part 2 from 2021-03-16T19:15:18

Roth IRAs and Roth 401(k)s are great tools that may help you defuse the 401(k) Time Bomb in the very near future. Learn how they work and how to apply them to an efficient retirement distribution plan

EP148: How to Defuse the 401(k) Time Bomb Part 2 from 2021-03-16T19:15:18

Roth IRAs and Roth 401(k)s are great tools that may help you defuse the 401(k) Time Bomb in the very near future. Learn how they work and how to apply them to an efficient retirement distribution plan

EP147: Your 401(k) is a Time Bomb in the Making Part 1 from 2021-03-01T17:17:35

If you don't understand how traditional 401(k) accounts work at retirement, they may very well explode right in front of your face. Listen to this podcast in order to learn more...

EP147: Your 401(k) is a Time Bomb in the Making Part 1 from 2021-03-01T17:17:35

If you don't understand how traditional 401(k) accounts work at retirement, they may very well explode right in front of your face. Listen to this podcast in order to learn more...

EP146: What Do You Really Know About Retirement from 2021-02-19T19:22:59

More than likely, not very much. This podcast will address many of things most Americans don't think about when it comes to their retirement lives...

EP145: Luck is When Preparation Meets Opportunity from 2021-02-09T16:21:21

This podcast addresses the coming tax Armageddon that most Americans are not paying attention to as of today. It also addresses the 2021 law as it stands today and much more...

EP144: So, You're in Retirement - Now What? from 2021-01-28T19:10:47

Getting to retirement is the easy part ! Living in retirement creates many financial challenges that most Americans have never explored. This podcast addresses many of the issues that will have to ...

EP143: Retirement Paradigms - My Newly Published Book Excerpts from 2021-01-20T16:26:39

It too me 18 months to write this informative retirement book. One of the critical chapters is called "Never Bring a Knife to a Gunfight". This podcast addresses key points in that chapter. You can...

EP142: The Financial Abyss is Closer than You Think from 2021-01-14T19:45:17

This podcast addresses many of the macro-economic forces that will be impacting your personal and financial lives in the near future. Most importantly, this podcast also addresses the micro-economi...

EP141: Financial Resolutions in 2021 to Maximize Your Retirement Life from 2020-12-31T21:14:07

Almost 100% of all New Year's resolutions fail within the first 60 days of the year. Instead of writing down goals and objectives, just write down 2021 outcomes. This podcast address some of the mo...

EP140: Financial Empathy with a Hammer from 2020-12-24T17:31

The Armageddon of 2020 has had a tremendous impact on people's lives and finances. This podcast discusses the financial impact not yet seen along with what to watch for in 2021 as we approach the e...

EP139: Guaranteed versus Non-Guaranteed Retirement - The Key to True Happiness from 2020-12-12T17:20:42

Why are some retirees happier in retirement than others? Most surveys show three key areas (health, wellness, and guaranteed income). This podcast addresses the major differences between guaranteed...

EP138: Retirement Paradigms - Managing Retirement Risk in the 21st Century (My New Book) from 2020-12-06T17:38:01

The Bert Salazar Show is proud to announce the launch of Bert Salazar's new book, "Retirement Paradigms - Managing Retirement Risks in the 21st Century".

The book will be available on Am...

EP137: The Impact of the Gold Standard on the U.S. Economy from 2020-11-26T19:25:14

Was it a mistake to go away from the gold standard back in 1933? Will it make sense to go back to the gold standard today? What will it take to turn the clock back? How can you protect yourself and...

EP136: Are You Really Ready for Retirement? from 2020-11-20T16:00:12

Many of the clients I engage in my practice are normally less than five years away from retirement. Guess what, most of them are not ready for retirement because they have not addressed the most im...

EP135: How Big is Your Financial Moat from 2020-11-11T16:41:12

Just like in mediaval times, having a protection moat around your assets is paramount for personal and family success. Listen to this podcast show to learn more...

EP134: Money Never Sleeps Pal from 2020-11-03T21:11:42

The movie Wall Street and the character of Gordon Gekko can teach some important lessons about the financial markets in the U.S. Moreover, these lessons should be applied to your personal retiremen...

EP133: How to Use Life Insurance in Your Financial Life from 2020-10-27T15:00:16

7702 plans are the most flexible and versatile products in the financial services industry. When used properly, it can bring a tremendous economic value to you and your family. Listen to this podca...

EP132: Taxation Without Representation from 2020-10-19T17:25:15

Taxation was the major nemesis of the civil war, followed closely by slavery. This podcast takes you down memory lane to determine what taxes, inflation, and healthcare costs may look like 20 years...

EP131: How I Communicate Financial Ideas to My Clients from 2020-10-12T20:35:14

Financial communication is key to financial understanding. Many times, Americans remain idle because their financial advisors fail to simplify financial concepts for them and for their families. Th...

EP130: It's the 4th Quarter of 2020 - Now What from 2020-10-05T17:23:35

As you approach the end of the year, it is critical to conduct a tax-planning exercise that may enhance your ability to increase your income benefits in retirement while reducing your tax liabiliti...

EP129: Things to Know About Roth Conversions from 2020-09-30T17:16:06

The Roth conversion rules are convoluted at best, and a number of booby traps may create unintentional liabilities and consequences to Americans wishing to execute a conversion...

EP128: The Benefits of Roth in a Tax Increasing World from 2020-09-21T16:58:53

What you don't know about Roth will kill you. This podcast addresses some of the tax challenges one of my new clients is having here in Florida...

EP127: The Economics of Taxation in America from 2020-09-16T18:59:47

Only fools pay high taxes in America! Those who understand high taxes will avoid them, those who don't will pay them. Who pays the taxes in America? Listen to this podcast to learn more...

EP126: Semper Fi - Business Management the Marine Corps Way from 2020-09-10T17:43:03

In Vietnam, many of my Marine vet friends kept life very simple - see the sunrise, and watch the sunset. By the same token, the simpler your retirement life, the better off you and your family will...

EP125: Sometimes You Win, Sometimes You Learn from 2020-09-04T15:06:01

These clients came to see me 14 years ago. They declined all recommendations I made at that time. They are back today and are apologizing for being stupid ! Why?

EP124: What is the Stock Market Telling Us about the November 2020 Election? from 2020-08-31T15:54:31

Although it is challenging to predict a future outcome, the markets have a way of asserting and/or betting on short-term predictions that punctuate stock market positioning. Listen to this podcast ...

EP123: How to Take Longevity Risk Off the Table from 2020-08-19T18:00:04

If you live long enough, everything is bound to happen to you. Taking longevity risk off the table will provide you with peace of mind and comfort in order to have a successful retirement life...

EP122: Are You a Financial Wolf of a Financial Sheep from 2020-08-12T18:00:06

In life, you're either prey or predator. The same applies to your financial world. Learn the difference between being a financial wolf or being a financial sheep...

EP121: Why Will 99% of American Families Remain Poor for Generations from 2020-08-04T16:26:29

While the wealthy think about two to three generations down the line, the poor only think about Saturday night. You can be poor with a wealthy mentality, or you can be wealthy with a poor mentality...

EP120: Plan "B" is for Losers from 2020-07-31T01:26:42

Successful people in the world only have a plan "A". For most of them, plan "B" is for losers. Shifting your attention to plan "B" options in your retirement life forces immediate failure in your p...

EP119: The Importance of Debt Elimination in Retirement from 2020-07-23T16:17:34

The average American spends 34.5 cents out of every dollar in interest payments and debt servicing. Most Americans reach retirement age with large mortgages and/or other non-essential debt. My Debt...

EP118: How Do You Measure Wealth in Retirement from 2020-07-15T13:25:42

Retirement wealth is not measured by the amounts of assets; it is measured by the amount of income in retirement. Most importantly, having guaranteed income and/or guaranteed paychecks is paramount...

EP117: Real Money is Made or Lost in the Details from 2020-07-09T18:26:30

Whether you're a business owner or not, managing successful retirement accounts is a business. You are the CEO and CFO of your retirement business, and you must manage your retirement assets as if ...

EP116: Features and Benefits of the Tactical Retirement Blueprint from 2020-06-29T14:00:08

The Tactical Retirement Blueprint provides a conduit for maximum efficiency of assets in retirement. At its core, the TRB takes the major risks of retirement off the table for you and your family...

EP115: What's Good for the Goose, is Good for the Gander from 2020-06-15T16:24:59

I conducted 17 financial audits in the month of May and noticed major discrepancies regarding the torpedo tax, the risk of living with a disability in retirement, and the risk of living with the im...

EP114: Never Let What Could Have Been Become What It Never Was from 2020-06-08T15:36:30

The role of personal psychology, retirement finances, and financial freedom is very important in determining the quality of life you and your family will enjoy in retirement. At this stage of life,...

EP113: How to Rope-A-Dope Your Retirement to Success from 2020-06-01T18:21:39

The greatest of all time, Muhammad Ali, lured his opponents to the ropes and gave them a false sense of security until they punched themselves out and then Ali would knock them out. Well, the IRS, ...

EP112: How Much of the Rope of Life Do You Have Left? from 2020-05-27T15:32:42

A good friend of mine talks about the rope of life often in relation to his personal life. Are you running out of rope in your life? Are you prepared for the consequences? This short podcast will m...

EP111: I Have Never Met a Widow that Did Not Believe in Life Insurance from 2020-05-20T16:07:30

Life insurance is one of the most important products to own in retirement - it provides a guaranteed amount at an unknown time. This podcast makes you think outside of the box about life insurance ...

EP110: You're Either Good at Making Money, or You're Good at Making Excuses from 2020-05-11T14:33:01

This podcast addresses the challenges of making money versus keeping the money that it's being made. Learn how to think and address retirement issues from an out of the box thinking...

EP109: Is Your Retirement Plan at DEFCON 1 Status? from 2020-05-06T15:48:23

From a military standpoint, DEFCON 1 status is imminent nuclear war. From a retirement standpoint, DEFCON 1 status means imminent retirement failure. Is your current retirement plan at DEFCON 1 or ...

EP108: Never Get Between a Dog and a Fire Hydrant from 2020-04-27T18:50:36

The analogy here is that trying to mitigate stock volatility in retirement is just like getting between a dog and a fire hydrant - I guess you know what happens. If you get out of your own way, ins...

EP107: 5 Reasons WHY You Need Annuities in Retirement from 2020-04-20T18:45:44

Annuities provide American families with guaranteed paychecks. The lack of guaranteed paychecks can create havoc in the best retirement plan. Types of annuities and payouts are addressed as well in...

EP106: While You Play Checkers with Your Retirement, The IRS is Playing Chess from 2020-04-13T16:07:22

This podcast addresses the differences as to how the IRS views your retirement accounts and contributions versus how all Americans view them. The IRS will always win the game...

EP105: How to Adapt, Adjust, and Improvise to Your New Financial Environment from 2020-04-06T15:51:31

The COVID-19 bear market has corrupted the retirement plans for most Americans, yet most Americans are frozen in time. Learn what the Marine Corp taught me about dealing with the challenges of life...

EP104: Are You Prepared for a Retirement Detour from 2020-03-30T20:44:10

The impact of the COVID-19 on your retirement assets and finances are yet to be seen in its entirety. Yes, your 401(k) may have become a 201(k), but this bear market may be a catalyst for real esta...

EP103: Even a Broken Clock is Right Twice a Day from 2020-03-26T15:00:14

Even a monkey could have done well in the stock market over the past 10 years. On the other hand, how are you doing today with your retirement assets? Has your 401(k) become a 201(k) yet? Are you f...

EP103: Applying The Rule of 115 and The Rule of 72 to the COVID-19 Bear Market from 2020-03-24T15:00:08

The COVID-19 virus and subsequent bear market impact has caused many Americans to revisit their investment and retirement philosophies based on risks and rewards. The Rule of 115 and the Rule of 72...

EP102: Has COVID-19 Caused Your 401(k) to Become a 201(k) from 2020-03-17T15:17:31

The COVID-19 stock market crash has created havoc for retirement accounts in the United States. Learn how to manage risk and avoid the impact of losses on your hard-earned retirement dollars...

EP101: Understanding The Rule of 115 from 2020-03-05T19:35:07

The rule of 115 solves for how many years it would take for an investment to triple based on a given interest rate. In retirement, your assets may have to triple in order to mitigate all your retir...

EP100: A Financial Milestone from 2020-02-27T19:18:48

We have reached triple-digits in our podcast channel "Your Tax Free Life". This podcast recaps some of the best episodes over the past two years...

EP99: The Importance of a Life Insurance Audit from 2020-02-19T16:45:18

If you own a life insurance contract, this 8-minute video is a must-watch. Your life insurance policies may be at risk of lapsing and you won't even know it. Learn how to mitigate this risk while f...

EP98: Impact of the SECURE Act of 2019 on Retirement from 2020-01-30T17:37:43

This new law went into effect January 1, 2020. The act provides a number of changes, challenges, and opportunities for all Americans. Learn about the tax changes, along with issues and concerns reg...

EP97: Financial Paradigms for 2020 from 2020-01-10T20:08:20

New year financial resolutions come and go every year. This podcast will address portions of the newly signed into law SECURED Act of 2019, along with several other suggestions, recommendations, an...

EP96: Don't Throw the Baby Out with the Bathwater from 2019-12-20T20:00:03

In financial terms, it means eliminating something good in order to eliminate something bad. This podcast addresses some of the points in the newly approved SECURED Act of 2019 along with some fina...

EP95: Is Compound Interest Bad For You? from 2019-12-06T21:23:08

Compound interest may be the 8th wonder of the world, but if the taxes are compounding as well, then it may not be as efficient. This podcast addresses how to achieve a compounding effect on your a...

EP94: Shut Up, Shut Up, You Had Me at Hello from 2019-11-28T20:08:10

The podcast addresses the importance of choosing the right financial advisor for your specific goals and objectives. Like in the movie "Jerry Maguire", did your financial advisor had you at hello? ...

EP93: Life Insurance - The Swiss Army Knife of Retirement from 2019-11-08T21:22:12

Life insurance plays a major role in retirement, and it should be part of your portfolio arsenal for the rest of your life. This podcast addresses the misconceptions, benefits, and uses of life ins...

EP92: Why Do You Keep Rearranging the Chairs on the Titanic from 2019-11-01T16:12:55

The vast majority of Americans have already hit a financial iceberg but they don't know it. It is incumbent upon everyone to take certain financial steps in order to survive your financial future. ...

EP91: To Roth or Not to Roth - Tax is the Question from 2019-10-24T17:53:50

When it comes to the IRS code, the government offers three major tax buckets (taxable, tax-deferred, or tax-free). Americans must be able to determine and forecast the future of tax rates in the U....

EP90: No Good Deed Ever Goes Unpunished from 2019-10-15T16:19:10

This podcast addresses the tax liabilities created inside tax qualified retirement accounts. Most Americans will end up paying six to eight times more in taxes than all alleged "tax savings" receiv...

EP89: End of Year Tax Planning Tips for 2019 from 2019-10-01T20:00:09

Under the Tax Cuts and Jobs Act (TCJA), it is important to do end of year tax planning in order to reduce your tax liabilities on an annual basis. This podcast will address some of the deductions, ...

EP88: The Mt. Everest Analogy of Retirement from 2019-09-24T14:50:35

There are many similarities between climbing Mt. Everest and preparing for retirement. This podcast will allow you to identify retirement issues and concerns never considered by the vast majority o...

EP87: Always Think Outside of the Box from 2019-09-13T17:57:31

If you want to be truly successful in life, you must think outside the box. This podcast addresses the out of the box thinking regarding your financial and retirement decisions in life...

EP86: Ways to Manage Taxation in Retirement from 2019-09-06T20:49:02

This podcast discusses what to pay attention to prior to retirement, what truly happens at retirement, and ways to manage your tax liabilities in retirement. This show is full of sound advise and p...

EP85: 25% to 45% Tax Reduction in Retirement from 2019-08-23T19:10:42

Can it be done? Is it possible? How important is it to reduce your taxes in retirement? What does it take? What to consider? How to get tax and retirement distribution planning assistance? Listen t...

EP84: Understanding Your Financial Paradigms in Retirement (Part 7) from 2019-08-16T18:17:31

This episode deals with one of the Fatal 4 of Retirement (long-term care). Issues, concerns, probabilities, costs of care, and viable alternatives are covered in this important podcast...

EP83: Understanding Your Financial Paradigms in Retirement (Part 6) from 2019-08-05T20:36:42

This podcast discusses the 5 retirement distribution pitfalls that are negatively impacting Americans in retirement today along with preferred solutions for a reliable retirement plan...

EP82: Understanding Your Financial Paradigms in Retirement (Part 5) from 2019-07-29T14:51:19

Stock market volatility can create tremendous havoc to your retirement portfolio in retirement. This podcast address the two major retirement risks to be aware of, along with viable solutions to st...

EP81: Understanding Your Financial Paradigms in Retirement (Part 4) from 2019-07-15T15:18:01

The taxation of Social Security benefits is the torpedo tax for most Americans - that means they never saw it coming ! Therefore, this podcast covers most of what you need to know in order to avoid...

EP80: Understanding Your Financial Paradigms in Retirement (Part 3) from 2019-07-08T15:30:09

The rules of engagement totally change when you go from accumulation of retirement assets to distribution of said assets in retirement. You must have a clear understanding of the IRS tax buckets in...

EP79: Understanding Your Financial Paradigms in Retirement (Part 2) from 2019-06-24T14:56:02

The understanding of today's tax rates and historical tax rates, along with the understanding of our country's debt situation situation should provide a clear telescope to tax beneficial planning f...

EP78: Understanding Your Financial Paradigms in Retirement (Part 1) from 2019-06-10T14:52:37

This part 7 series will focus on understanding your financial paradigms in retirement. We will compare the "old" versus the "new" when it comes to tax planning, distribution planning, stock market ...

EP77: The Importance of Protecting Your Retirement Assets in a Volatile Market from 2019-06-03T14:47:27

Americans continue to risk their hard-earned dollars in the stock market, yet only a handful have been able to stay ahead of inflation and/or stock market volatility over the past two decades...lis...

EP76: 8 Deadly Sins of Retirement from 2019-05-28T16:07:14

The 8 Deadly Sins of Retirement can hamper the execution of a retirement plan and/or a retirement life. Avoiding these mistakes would provide for a clear path to retirement success...

EP75: Are You Wasting Your Standard Deduction ? from 2019-05-21T14:36:55

Due to the Tax Cuts and Jobs Act (TCJA), most Americans are claiming the standard deduction versus the itemized deduction. Learn to how maximize your standard deductions by not leaving tax-free mon...

EP74: How to Mitigate Retirement Distribution Pitfalls from 2019-05-13T15:33:05

A paradigm shift must occur at retirement. It is no longer about the accumulation rate of your assets; it is about the distribution rate of your assets. This podcast addresses some of the challenge...

EP73: The Importance of Connecting Your Financial Dots from 2019-05-06T15:53:06

Whether in your personal of financial life, it is critically important to be able to connect the dots in order to enhance the effectiveness and efficiency of your financial decision process...

EP72: 2018 U.S. Government Financial Report Highlights from 2019-04-29T16:25:06

The newly published 2018 U.S. Government Financial Report is full of tax challenges for all Americans. Taxes will have to double in the future or our country will go bankrupt. This podcast covers t...

EP71: The Importance of Risk Assessments in Retirement from 2019-04-22T15:13:41

A strong offense puts people on the stands; a strong defense wins superbowls ! Learn the necessary techniques to create a balanced approach in order to win your financial superbowl in retirement...

EP70: What's Better, a Hammer or a Screwdriver ? from 2019-04-15T15:53:08

Financial decisions require a proper allocation of decision-making processes that determine best plausible options depending on various goals, objectives, and desires...

EP69: The Four (4) Pillars of Retirement from 2019-04-01T16:53:59

Most Americans will run out of money before they run out of life. Learn to segment your retirement decisions through the four pillars of retirement. Learn to create a fail-safe retirement distribut...

EP68: The New IRS 1040, the IRS Tax Buckets, and How it Applies to You from 2019-03-18T14:54:49

The new IRS 1040 under the Tax Cuts and Jobs Act has a new look, but the tax premises must be reviewed carefully in order to maximize your tax benefits for this taxable year and beyond...

EP67: How to Distribute Your IRA and 401k Tax Free in Retirement from 2019-02-25T15:56:06

The rules of engagement totally change when it comes to retirement and distribution of qualified plan assets. Learn how provisional income calculations can hinder your retirement benefits in the fu...

EP66: The Financial Impact of the U.S. National Debt at $22 Trillion from 2019-02-15T20:57:03

For the first time in U.S. history, the national debt hit $22 trillion on Valentine's Week 2019. Debt and unfunded liabilities are at historical highs, and our taxes are at historical lows...Doomsd...

EP65: Are You Managing Your Tax Bracket from 2019-02-10T02:26:29

EP64: How to Avoid the 4 Pitfalls of Retirement (Part 4) from 2019-02-09T18:35:22

Mitigating the risk of dying too soon is a critical aspect of a successful retirement life. Since no one ever dies at the right time, life insurance can be utilized as income replacement, asset dis...

EP63: How to Avoid the 4 Pitfalls of Retirement (Part 3) from 2019-01-28T20:24:30

Mitigating the risk of eroding factors becomes a critical aspect during retirement years. Taxes, inflation, stock market volatility, and interest rate volatility are just a few of the items discuss...

EP62: How to Avoid the 4 Pitfalls of Retirement (Part 2) from 2019-01-21T16:41:11

You must first understand the problem before you attempt to find a solution. Living with a disability brings about several issues and concerns seldom addressed by retiring Americans...

EP61: How to Avoid the 4 Pitfalls of Retirement (Part 1) from 2019-01-12T16:28:44

You must first understand the problem before you attempt to find a solution. Living too Long brings about several issues and concerns seldom addressed by retiring Americans...

EP60: The Pros and Cons of the Tax-Free Bucket (Part 3) from 2019-01-03T17:14:45

Understanding the pros and cons of the tax-free bucket will allow you to maximize your future retirement income while reducing your tax liabilities...

EP59: The Pros and Cons of the Tax Deferred Bucket (Part 2) from 2018-12-18T16:22:25

Understanding all the features, benefits, and challenges of the tax deferred bucket will allow you to maximize your income while minimizing your tax liabilities now and in the future...

EP58: The Pros and Cons of the Taxable Bucket (Part 1) from 2018-12-07T15:45:05

Understanding the features and benefits of the taxable bucket will allow you to maximize your income returns while minimizing your tax liability now and in the future...

EP57: Why Taxes Will be Higher in the Future from 2018-11-23T20:21:31

Understanding the deficit and the unfunded liabilities for many governmental programs in the United States will shed light on future tax liabilities for most Americans...

EP56: Year-End 2018 Tax Savings Tips from 2018-11-12T17:16:42

There is a major difference between tax preparation and tax planning. This podcast will address tax savings ideas for you to implement in 2018 and beyond...

EP55: Principles of Financial Economics Part 2 from 2018-10-26T21:16:02

The principles of financial economics are of paramount importance to Americans wishing to enjoy an exciting financial, economic, and personal life...

EP54: Principles of Financial Economics Part I from 2018-10-20T16:32:05

The principles of financial economics are of paramount importance to Americans wishing to enjoy an exciting financial, economic, and personal life...

EP53: Understanding the Three (3) Financial Buckets from 2018-10-08T18:06

Understanding the differences and opportunities between the taxable bucket, the tax-deferred bucket, and the tax-preferred bucket...

EP52: Do You Have a Financial Plan "B" from 2018-09-26T20:58:13

Most Americans do not have a financial plan "A" and they must rely on a financial plan "B". The differences between both plan "A" and plan "B" are enormous !

EP51: Impact of the 5-Year Rules to Roth IRAs from 2018-09-13T14:48:56

The complexities and penalties behind Roth IRA distributions are critically important when discussing retirement distribution planning...

EP50: The Mortgage Dilemma (15 versus 30) from 2018-08-31T18:30:57

Although making a mortgage decision seems intuitively to most Americans, it is not so when you apply economic and risk management principles...

EP49: The Running of the Bulls and Death by a Thousand Cuts from 2018-08-23T18:29:27

Discussions regarding the longest bull market in U.S. history and its impact on future economic and political factors. Furthermore, the death of icon Aretha Franklin without a will fuels a conversa...

EP48: The Importance of Principal Protection in Retirement from 2018-08-13T14:57:49

Market volatility and sequencing of returns have a major impact on retirement distribution planning. Learn the risks associated with retirement volatility while protecting your hard earned assets i...

EP47: The Impact of IRA Distributions on Medicare Premiums from 2018-08-03T19:02:56

IRA distributions could have a negative impact on Medicare premiums at retirement. Learn and understand the threshholds as well as viable options in order to avoid Medicare premium increases...

EP46: Understanding Your Personal Economy from 2018-07-27T14:51:17

Making money and understanding how many works are two different things ! This podcast provides information and education on things to consider when making money decisions today and in the future...

EP45: Beware of Roth IRA Contribution Guidelines from 2018-07-20T19:26:07

Discussed the guidelines and requirements for making Roth IRA contributions. We discussed ages, income limits, and types of incomes that allow for Roth IRA contributions...

EP44: 7702 Plans v. 401k Plans from 2018-07-13T19:43:17

Understanding the difference between these 2 plans can help you enhance your retirement success...listen for more information.

EP43: How to Manage Inflation and Market Volatility in Retirement from 2018-07-03T15:27:02

The importance of using 7702 distribution straddles in order to maximize income safety and income longevity during retirement years. Two identical scenarios shown, different results given...

EP42: Understanding Money Decisions and Your Personal Economy from 2018-06-29T19:24:42

Many Americans know how to make money but they don't know how money works. Understanding money decisions and opportunity costs helps you create wealth at no risk or cost...

EP41: How to Manage Market Volatility in Retirement from 2018-06-22T19:06

Investing in the stock market without a safety net is like jumping out of an airplane without a parachute ! Ideas on how to create a volatility-hedging blueprint for your retirement portfolio...

EP40: The Pros and Cons of 401k Contributions from 2018-06-14T14:54:04

There is a major difference of viewing your financial decisions through a microscope versus a telescope. None of them are more obvious than in qualified plans and/or 401ks...

EP39: What is Pension Maximization ? How Does it Work ? from 2018-06-07T19:52:40

How to maximize your retirement and/or pension benefits through asset insurance techniques and 7702 plans...

EP38: Financial Food for Thought from 2018-05-31T21:27:36

Discussion on variety of issues and concerns that Americans will face in retirement...

EP37: The Challenges of IRA Distributions and Estate Planning from 2018-05-24T15:16:58

Spousal beneficiary options after death of IRA owner and benefits of multiple IRAs versus single IRA...

EP36: The Importance of Life Insurance in Retirement from 2018-05-18T19:23:16

Features, benefits, and strategic designs that offer maximum protection and enhanced retirement income for families and survivors...

EP35: The Features and Benefits of Non-Deductible IRA Contributions from 2018-05-10T17:43:52

Understanding the opportunities and the rules of engagement when it comes to making non-deductible contributions to IRAs

EP34: Customized 10 Step Tax-Preferred Retirement Blueprint from 2018-05-01T18:57

How to create a tax-free retirement life by following our 10 step program.

EP33: Features and Benefits of a Roth 401k from 2018-04-19T19:39:40

Discussing the features and benefits of a Roth 401k along with the 10 major eroding factors affecting Americans today and in the future...

EP32: Features and Benefits of a Roth IRA from 2018-04-13T15:33:14

Contribution an distribution features of Roth IRAs in comparison to traditional IRAs and/or other qualified plans.

EP31: The Best Preferred Retirement Distribution Plan is a 7702 Plan from 2018-04-05T19:21:40

The retirement efficiencies of a well-tailored IRS Code 7702 Plan. Tax-free accumulation, tax-free distribution, along with a tax-free death benefit and tax-free long term care benefits.

EP30: Retirement Distribution Issues and Concerns from 2018-03-23T18:07:22

A successful retirement plan is based on a strategic process, not on specific products. Tax-free retirement planning is a calculated technique that can provide maximum retirement benefits to Americ...

EP29: Qualified Plans (401k, IRAs) are Horrible Retirement Distribution Plans from 2018-03-15T18:45:59

Features, benefits, and challenges of qualified plans in retirement. Techniques that dictate how to divorce the IRS in retirement legally.

EP28: It's Tax Time 2018 ! Now What ? from 2018-03-06T15:48:13

Deductions, Exemptions, and Credits for 2017 and 2018. How much can you contribute to your qualified plans ? What deductions and exemptions are critical to take...and much more.

EP27: It's Not About How Much Money You Make; It's About How Much Money You Keep from 2018-02-23T16:27:08

How to manage expenses and how to factor opportunity cost in all decision making processes when dealing with finances. In the United States, everything we purchase is financed...

EP26: Retirement Discussions (The Swing or The Clubs) from 2018-02-15T16:37:13

Efficient retirement distribution planning is about strategies and not specific products. To win the financial golf tournament of life, the swing is more important than the clubs you use...

EP25: The Premier Retirement Distribution Blueprint from 2018-02-08T17:13:33

Tax-Free Retirement distribution techniques, tax-free retirement planning using the premier tax-preferred product and/or bluepring in the financial services marketplace, and provisional income calc...

EP24: Tax Planning and Tax Questions at Tax Time from 2018-01-31T15:50:23

IRA, 401k, SIMPLE plans contribution limits for 2018. Addressing qualified plan penalties and Required Minimum Distributions issues and concerns.

EP23: Wills, Trusts, and Advanced Care Directives from 2018-01-16T18:30:52

The importance of having the proper and orderly distribution of assets in your estate. Moreover, the meaning and direction of certain trust documents, i.e., healthcare proxies, living wills, and du...

EP22: Financial Resolutions for 2018 and Beyond from 2018-01-11T19:34:52

Goals, objectives, and changes to consider in 2018 and for many years to come...taxes, investments, insurance, credit protection, and wills and trusts.

EP21: 2018 Tax Cuts and Jobs Act Changes from 2018-01-04T20:02:13

Features and benefits of the newly passed 2018 Tax Cuts and Jobs Act...

EP20: Features and Benefits of Golden Executive Bonus Arrangements (GEBA) from 2017-12-27T15:40:21

Executive bonus arrangements provide critical benefits to employers and employees alike in business settings. Learn how Section 162 bonuses can help !

EP19: What Would You Do if You Understood the Power of Life Insurance from 2017-12-14T20:27:42

Critical features and benefits of life insurance, along with specific tax benefits, versatility, and usage...

EP18: Financial Q&A from 2017-12-07T21:58:44

Popular topics and myths in todays' environment, along with economic ways of viewing and exploring different financial issues and concerns that enhance long term opportunities...

EP17: The Importance of Disability Protection in a Financial Life from 2017-11-30T20:25:05

How much do you know about disability coverage? How do disability benefits work? What if you become disable? How will you pay your expenses?

EP16: How Much do You Know about Healthcare and Medicare Costs in Retirement from 2017-11-21T21:06:34

Medicare costs, Medicare plans, issues and concerns with Medicare, and Long Term Care

EP15: How Much do You Know about Social Security in Retirement from 2017-11-16T15:00:04

Social Security Benefits, calculations, eligibility requirements, spousal benefits, survivor benefits, and much, much more...

EP14: A Financial Conversation on Taxes and Tax Reform from 2017-11-09T22:33:09

Where will taxes be in the future ? Budget Reconciliation or Tax Reform ? What will the final numbers look like ? What are the current and future implications ?

EP13: The Role of Insurance in a Successful Financial Plan from 2017-11-02T19:07:05

Insurance protection planning plays an intrical role in financial success. Most important, the insurance auditing process is paramount in minimizing cost while maximizing all protection benefits...

EP12: Even a Broken Clock is Right Twice a Day from 2017-10-26T18:00:05

Financial success can only be accomplished via a systematic and economic model capable of seeing and/or assessing financial decisions through a telescope as opposed to a microscope - learn the feat...

EP11: The 10 Step Tax-Preferred Retirement Blueprint from 2017-10-20T12:00:05

What is the ultimate tax bracket for Americans in retirement ? The answer is simple yet complex - Zero should be your new hero ! This podcast will address the planning aspects necessary to achieve ...

EP10: How to Analyze Commercial Real Estate Properties from 2017-10-10T19:26:03

The importance of utilizing the Cambridge Five Point Strategy when determining the viability of a real estate purchase...

EP9: Features and Benefits of Life Settlement Investments from 2017-10-06T14:34:26

Risk diversification through Life Settlements and many of its features and benefits...

EP8: Things I Wished I Would Have Known from 2017-09-29T13:55:08

Discussion on issues and concerns that Americans wished they would have known more about regarding multiple financial topics...

EP7: The Economics of Life Insurance from 2017-09-28T15:58:11

Understanding life insurance in an economic setting is crucial when maximizing income and protection benefits...

EP6: Retirement Straddles: Will you Run out of Money before you Run out of Life from 2017-09-19T18:42:19

Psychology of retirement and product combination straddles that assist in minimizing retirement risks

EP5: How to Create a Tax-Free Retirement Life from 2017-09-06T14:15:04

Tax history, tax calculations, products, and planning options designed to eliminate taxes in their entirety...

EP4: How to Maximize Your Pension Benefits from 2017-08-31T14:00:05

Issues and concerns in the decision making process for public and private employees with pension systems options

EP3: The Cambridge Capital Management System (CCMS) from 2017-08-30T14:00:04

The unique Cambridge and/or Camelot client engagement and planning process...

EP2: The Rate of Return Retirement Distribution Dilemma from 2017-08-21T18:00:04

The sequencing of investment returns can have a major impact on retirement distribution planning for Americans in the 21st Century...

EP1: The Volatility Buffer Concept from 2017-08-21T14:00:04

It addresses the critical role of life insurance in retirement distribution planning...